In this week's podcast Damien discusses stock market sell-offs and how markets typically behave after a slump. Next he explains what stock lending is, how it works and its potential impact on investors. Finally, Andy provides an update on the energy price cap and whether it is too late to fix your energy tariff before prices start rising.
Watch the whole show on YouTube here: https://youtu.be/W9SxyO0hJO0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• MTTM Deals Page
• Take out a free trial of 80 20 Investor
• Sign up to the Money to the Masses Newsletter
• Should you fix your energy tariff?
• Cheapest fixed-price energy tariffs - Best deals compared

In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card
Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• MTTM Deals Page
• Take out a free trial of 80 20 Investor
• Sign up to the Money to the Masses Newsletter
• Gold from The Royal Mint
• DigiGold from The Royal Mint
• Does travel insurance cover wildfires?
• Car hire excess insurance
• Blue Light Card extended to Teachers

Welcome to Damien's Market Update for June 2024.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's show Damien discusses why our energy bills aren't dropping even as wholesale gas prices continue to tumble. Damien explains if and when energy bills are likely to fall and how much you are likely to be paying for the rest of 2023 and next winter. Damien then discusses the outlook for mortgage rates and looks at how much more those looking to remortgage will have to pay each month. Finally, Andy discusses the cheapest airport lounges in the UK.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• 80-20 Investor - Take out a free trial
• Latest from Ofgem on energy prices
• Demand flexibility service explained
• Cheapest airport lounges in the UK

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien talks about more ways to find active funds that back their convictions. Andy provides tips for those who are completing a self-assessment and highlights some allowances you may not be aware of that you can claim. Finally, Lauren reveals the mobile phone operators that are now charging you to use your phone while holidaying in the EU and those operators that don't.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• 80-20 Investor - Take out a free trial
• Tesco mobile to introduce data roaming charges
• Compare the best mobile network for data roaming charges
• Self-assessment tax return tips

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's episode Damien discusses how to use a fund's active share and tracking error to find fund managers that are investing with conviction. Damien also reacts to the Chancellor's inflation video released on social media this week before Andy discusses how to find the best money saving deals easily.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• 80-20 Investor - Take out a free trial
• Work out your personal inflation rate
• Jeremy Hunt explains inflation
• Latest Money to the Masses Deals

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's episode Damien and Andy discuss the various private healthcare options that are available. They explain where you should look to see if you are already covered, the key differences between the various types of cover and roughly how much it is likely to cost. Finally, they explain the best way to buy the cover that is right for you and your family.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Speak to an independent private healthcare expert
• MTTM Podcast Episode 235 - All you need to know about private medical insurance
• MTTM Podcast Episode 292 - Cut health insurance costs
• MTTM Podcast Episode 295 - The importance of personal insurance
• MTTM Podcast Episode 338 - When to claim on insurance
• 80-20 Investor - Take out a free trial

Welcome to Damien's Market Update for January 2023.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's show Damien discusses how new and existing listeners can get their finances into shape for 2023.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 352 - Getting the most from Money to the Masses
• Complete Cost of Living Guide
• Debt help
• 28 Day Financial Fitness Challenge
• Pension Calculator
• 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's show Damien discusses the possible investment themes of 2023 as well as investment bank predictions of where stock markets will be at the end of 2023. Andy and Damien also pick their favourite ideas from MTTM's list of 50 ways to make extra money online and offline.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 351 - Investment outlook for 2022
• MTTM Podcast Episode 352 - Getting the most from Money to the Masses
• 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's episode Damien discusses how active and passive funds have fared in 2022 & why conventional wisdoms have been turned on their heads. Damien also reveals an issue that many passive investors may be unaware of. Damien then discuss the mortgage market and the outlook heading into 2023, as fixed rate mortgage deals start to improve. Finally, Andy explains the loan fee scam that the FCA is warning consumers about.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Latest interest rate predictions
• Bank of England base rate increases to 3.50%: What does it mean for you?
• Remortgaging in 2023 - should you fix now?
• Loan fee fraud
• 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien reveals the savings accounts that offer over 5% interest, including one that is offering a market-leading 7%. Following on from last week where Damien explained the Diderot effect, this week he talks about the Endowment effect and how it can alter people's perceptions of the value of items they own. Finally, Andy talks about charitable gifting this Christmas, including ways you can help others without spending money.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• How to get more than 5% interest on your savings
• 80-20 Investor - Take out a free trial

Welcome to Damien's Market Update for December 2022.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's show Damien explains the CAPE measurement and how it could help to identify undervalued stock markets. Damien then discusses the changes being applied to overdraft charges for Lloyds Banking Group customers and the steps they can take. Finally, Andy reveals the key car insurance questions you need to get right.
Watch the whole show on YouTube here: https://youtu.be/I93GLYRWa4o   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• MTTM Deals Page
• Lloyds, Halifax and Bank of Scotland set to shake up overdraft rates
• Take out a free trial of 80-20 Investor

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien explains how a significant part of your investment portfolio could be sitting in cash and you not even realise, hurting your potential investment returns. Damien discusses the Diderot Effect and why understanding it can curb overspending and help you build wealth. Finally, Andy reveals how thousands of pensioners are owed money after being underpaid on their state pensions. He also explains who is affected and what they can do about it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 393 – How to make good money habits that stick
• Pensioners owed more than £1.4bn due to DWP mistakes
• 80-20 Investor - Take out a free trial
• Podcast Meet Up - Details

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 244 – Winning winter portfolios
• MTTM Podcast 297 – Winter portfolio update
• The Times: Electric vs Petrol, which is cheapest?
• Confused.com fuel cost calculator
• The Express: Electric cars could soon be cheaper than petrol and diesel cars

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Atomic Habits by James Clear
• MTTM Podcast Episode 355 – The difference between the poor and the rich
• MTTM Podcast 184 – Getting the most from your phone’s stocks app & car reliability exposed
• Autumn statement 2022: How will it affect you?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien and Andy reveal how you can check whether your energy supplier has set your monthly direct debit too high. Damien explains why offset mortgages are becoming more appealing and who should consider them. Finally, Damien discusses why we should all talk about money more.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• First Direct Mortgage Calculator
• MTTM Podcast Episode 276 - Black Economics Matters
• MTTM Podcast Episode 283 - How to become a millionaire
• Save up to £100 on your energy bill
• Energy Direct Debit Calculator from MSE

Welcome to Damien's Market Update for November 2022.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's show Damien explains how building a diversified investment portfolio continues to be difficult in 2022 and the assets you need to consider beyond bonds and equities. Damien also discusses pension contributions and the cost of living crisis before giving some hope to those nearing retirement who have not built up a sufficient pension pot to see them through retirement. Finally, Damien talks about the app that he is personally using to slash his food bill.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Mortgage Repayment Calculator
• Pension Calculator
• Happiness by design

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's throwback episode Damien talks about redundancy, explaining your rights and what you could receive in terms of statutory redundancy pay. Harvey then joins the show to explain how redundancy insurance works, who can get it and the best way to buy it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 278 - Best all-weather portfolios, redundancy advice & mobile bill tips
• Can I take out redundancy insurance?
• How to reduce tax on your redundancy payment
• Seven things you need to know if you are at risk of redundancy
• Redundancy - know your rights
• Dismissal - know your rights
• Make a claim to an employment tribunal 

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast, Damien reveals the different types of investment risk, how to spot them in your portfolio and what you can do about them. Damien also explains what the Efficient Frontier is and how it is used to maximise investment returns for a given level of risk. Finally, Andy describes where we are after the mini-Budget u-turn and how it affects your finances before explaining the changes to the government's Energy Price Guarantee.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 58 - How to work out your investing risk profile
• MTTM Podcast Episode 359 - Risk vs Volatility
• Cash Savings Ladder
• Efficient Frontier Graph
• Come and meet Damien

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien explains what you should do if you are worried about keeping up with your mortgage repayments. He also discusses the help that is available. Damien then explains what stoozing is and why it's making a comeback as a way of making "free money" as well as the pros and cons. Finally, Andy reveals the scam that allows fraudsters to access your mobile banking even when your phone is locked. Plus he explains the steps you should take now to avoid becoming a victim.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Where to get free debt advice
• Savings Accounts - Best Buy Tables
• Breathing Space initiative
• Government help if you are struggling to pay your mortgage
• What is 'Support for Mortgage interest' and who qualifies?
• Check if you are entitled to any benefits
• Best credit cards in the UK
• Come and meet Damien

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

In this week's episode Damien discusses how the economic backdrop has shifted significantly over the course of 2022, meaning that many conventional wisdoms about personal finance need to be revisited and changed. It means that your previous decisions and views relating to mortgages, pension, savings and investing need to be reviewed. I explain how the world has changed, what this means for your finances and also some exciting opportunities that are emerging.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

 

• How to build a cash ladder
• How high will interest rates go? - October 2022
• Money to the Masses 'Best Buy' savings tables
• What is the personal savings allowance?
• How to overpay your mortgage
• When to buy an annuity
• Come and meet Damien

On this week's show Damien and Andy discuss what to do if your phone is stolen and how to protect yourself from further financial fraud. Damien explains how active funds can outperform the market over extended periods of time but how a winner can quickly turn into a loser. Finally, Damien explains the importance of life insurance for stay-at-home parents.
Watch the whole show on YouTube here: https://youtu.be/H78KMwCWWLg   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/tag/moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• MTTM Deals Page
• Th best performing funds to invest in right now
• MTTM Ep 246 - Why feminist economics is important
• Speak to a life insurance expert
• Take out a free trial of 80-20 Investor

Welcome to Damien's Market Update for October 2022.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode the team reveals the true cost of using your home appliances. Lauren crunched the numbers taking the latest Energy Price Guarantee into account, providing some tips on how you can cut your energy bills this winter. Harvey joins the show to discuss the types of insurance products that could help if you have or are considering having a baby. Finally, Andy explains what social broadband tariffs are and who can get apply for one.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Baby Insurance
• How much electricity am I using?
• Social Broadband Tariffs

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode Damien discusses the Mini-Budget and how it is likely to impact your finances in the coming months. Damien then discusses the US dollar and the important role it plays when studying investment markets. Finally, Damien talks about the impact of inflation on your income and how to work out the pay rise you will need to keep pace with it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Mini Budget 2022: What does it mean for you
• Principles for Dealing with the Changing World Order by Ray Dalio
• MTTM Podcast Episode 216 – How to negotiate & what to watch in investment markets
• MTTM Podcast Episode 362 – Investing for inflation, getting insurance with long-covid & Spring Statement round-up
• MTTM Podcast Episode 274 – How to increase your wealth and retire early

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode Damien discusses how to calculate your own personal inflation rate. In addition, Damien discusses the importance of understanding survivorship bias and how it can cause you to make poor financial decisions. Finally, Damien reveals the cost of living checklist that will help you cope with an unexpected financial shock.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

 

• Savings accounts offering best rates for almost 10 years
• MTTM Podcast Episode 324 – Insurance risk vs reward
• Can I take money from my pension at 55 and still work?
• What is pension drawdown and how does it work?
• How much should I drawdown from my pension and how often?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode Damien explains the government intervention, announced this week, that will cap the average UK household energy bill at £2,500 over the next two years. In addition, Damien explains how the existing Energy Bills Support Scheme should reduce the average household energy bill even further over the next year, reducing it to £2,100.   Damien then discusses the dynamic investment portfolio strategy that can be used to increase your investment returns while providing protection against severe market falls. Finally, Damien explains the principal-agent problem and how understanding it can increase your wealth.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Energy price cap freeze: How will it work?

Welcome to Damien's Market Update for September 2022.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's episode Damien discusses the latest interest rate predictions, what you should be doing now even if you are on a fixed rate deal and a rare bit of good news for those looking to fix their mortgage with their current lender.   With the energy price cap due to increase by 80% in October, fixing your energy bills has started to look like a viable option once again. So Damien has crunched the numbers to help you decide whether now is the time to move on to a fixed energy tariff. Finally, Harvey discusses what you can do if you leave an employer but want to maintain access to key employee benefits such as medical insurance.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Remortgage calculator
• Latest energy price cap information
• Lenders change rules to help existing borrowers
• Can you cancel health insurance after leaving a job?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's team takeover podcast special Lauren reveals some little-known insurance tips that can prevent you from unknowingly invalidating your insurance. Harvey joins the show to talk about the insurance policies you should consider when buying a house for the first time. Finally, Andy talks about the Help to buy equity loan scheme, confirming when it is due to come to an end. He also discusses the newly launched Help to build equity loan scheme, including the eligibility criteria and how to apply.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• What insurance do you need when buying a house
• Help to buy coming to an end
• Help to build

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's throwback special podcast Damien discusses the news that retirees could be in line to receive a £2,000 boost to their state pension over the next two years under the Government's triple lock promise. Nothing is guaranteed, however, and so in light of the recent triple lock suspension for the 2022/23 tax year, Damien discusses other ways you can boost both your state and private pension.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• State pension predictions for 2023 and 2024
• 7 ways to boost your pension
•  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien discusses the value opportunities that have emerged following this year's equity market slump. Harvey reveals the little-known income protection hacks and benefits that can make this type of insurance invaluable. Finally, Damien talks about the new Apple Wallet scam and discusses how to spot similar scams to avoid falling victim to them.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Income Protection guide
• Bank of England rase interest rate by 0.5% to 1.75%

On this week's podcast Damien explains the latest changes to the energy price cap revealing how it will impact energy bills and whether now is a good time to fix your energy tariff. Damien then provides some insights on the upcoming UK General Election and its potential impact on the UK stock market and the pound. Finally, Andy explains your refund rights if the event you are due to attend is cancelled or rescheduled.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page:

Money to the Masses Dedicated Podcast Page - Click to support the show

Resources:

Links referred to in the podcast:

• MTTM Deals Page
• Energy price cap to fall by 7% in July
• Refund rights if your festival or concert is cancelled
• Take out a free trial of 80-20 Investor

Welcome to Damien's Market Update.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien talks about the biases that exist with investment trusts and how they differ from unit trusts. Damien also explains the downside of Vanguard's LifeStrategy funds and why they have struggled in recent months.   Finally, Damien and Andy talk about the new Consumer Duty, a package of reforms designed to improve how financial firms serve their consumers   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Interactive Investor analysis - Investment Trusts vs Funds
• FCA sets out 'Consumer Duty' rules

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien explains the best and cheapest ways to spend money on holiday. Damien also reviews the performance of the summer investment portfolio, a concept that harnesses the "Sell in May and go away" adage. Finally, Andy explains your rights and the compensation you can claim if your water, gas or electricity supplies are disrupted.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• The best way to take money on holiday
• Claiming compensation from water companies
• Take a free trial with 80-20 investor

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien explains the key to success when it comes to sticking to a budget. Damien also reveals the best way to find and compare investment funds when your choice is limited by your investment platform. Finally, Damien provides a warning about ghost brokers and how they are scamming people looking for cheaper car insurance on social media.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• 28 Day Financial Fitness Challenge - Week 1
• 28 Day Financial Fitness Challenge - Week 2
• 28 Day Financial Fitness Challenge - Week 3
• 28 Day Financial Fitness Challenge - Week 4

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien is joined by work experience student Rihanna, who recently spent time with the Money to the Masses team. Damien covers some of the key topics that he believes should be taught in all UK schools.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast Episode 355 - The difference between the poor and the rich
• MTTM Podcast Episode 283 - How to become a millionaire
• Best bank accounts for children and teens
• Junior Stocks and Shares ISAs

Welcome to Damien's Market Update.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien discusses why the price of copper is so important to everyone and not just those who invest (HINT: it could tell us about the chances of a recession). Damien also discuss the financial impact of a cancer diagnosis with Harvey and the steps you can take to minimise it. Finally, Laura explains how 20,000 vulnerable people could be helped by new interest-free loans following the success of a government-backed pilot scheme.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• How much should critical illness insurance cost?
• What cancers are covered by critical illness?
• Macmillan cancer report
• The importance of personal insurance MTTM Podcast Episode 295
• Interest free loans to help the most vulnerable

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien answers a listener's question regarding how to make investment decisions when markets are volatile. Laura then joins the show to explain a recent rule change by the Bank of England which removes the need for lenders to carry out stress testing. Finally, after the UK's biggest rail strike in 30 years, Andy explains how to get a refund if you are affected.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Rail strikes: Are you due compensation and how to claim
• Mortgage affordability rules change

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien discusses the research analysing the trends in retirement spending, including how spending typically increases when you first retire and then doesn't fall as fast as most people think. Damien also reveals the implications of the research on saving for your retirement.   Next, Damien reveals a mortgage hack that lets you lock in a low fixed rate deal now, even if your current fixed rate deal doesn't end until later this year. It also means you can avoid an early repayment charge from your existing lender.   Finally, Andy talks about the apps that can help cut your grocery bill.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• Bank of England raises interest rates to 1.25% - How will it impact you?
• Remortgaging in 2022 - Is now the right time to fix?
• When will interest rates rise - Latest predictions
• Apple announces launch of its 'Buy Now Pay Later' service
• Get a free mortgage review
• 5 apps to save money on your food bills

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money.

On this week's podcast Damien explains what bond duration is and why it's important for investors to understand in the current environment.    Damien also explains the new affordability scoring being carried out by credit rating agencies and why it means you may have to change the way you run your finances.   Finally, Damien discusses Apple's entry into the Buy Now Pay Later market.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• What are Government Bonds?
• Apple announces launch of its 'Buy Now Pay Later' service
•  

Welcome to Damien's Market Update for May 2024.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Welcome to Damien's Market Update.

Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

Subscribe now for your monthly insight into the Global Investment Markets. 

Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses the 10 commandments of investing made famous by Wall Street veteran Bob Farrell. Damien also explains fractional shares, how they work and where you can buy them.   Finally, Damien shares the story of the magic box which makes anybody richer who hears it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• What are fractional shares and where best to buy them

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses what caused the collapse of the Terra stablecoin, the impact on the crypto market and the lessons to be learnt. Damien also tells you how far it is worth driving in order to save money on petrol and reveal my rule of thumb.   Finally, I discuss the new mortgage market development that could help borrowers struggling to remortgage.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

• MTTM Podcast episode 321 - Beginner's guide to Bitcoin and crpytocurrencies
• Nationwide increases borrowing to 6.5 times salary
• How to save money on petrol
• How far is it worth driving for cheaper fuel prices?