In this episode: meeting yourself where you are, mindful check-in, breath awareness, letting go, non-judgmental observation

Episode Summary

In this guided meditation from the Mindful Fire Legends community meeting, Adam Coelho leads a practice of radical self-acceptance - checking in with body and mind exactly as they are, without trying to change anything. Listeners are guided through breath awareness and gentle redirection of a wandering mind.

About the Host

Adam Coelho is the host of the Mindful FIRE Podcast and founder of the Mindful Fire Legends - a weekly community gathering for people on the path to financial independence. He leads guided meditations and conversations to support mindful, intentional living.

Resources & Books Mentioned

• mindfulfire.org/join - Join the Mindful Fire Legends community (meets every Wednesday)

Key Takeaways

• Meeting yourself where you are means observing your body and mind with curiosity - acknowledging "right now, it's like this" without trying to fix or change anything.
• The breath is a reliable anchor: each in-breath is a new beginning, each out-breath a chance to let go.
• When the mind wanders, the practice is simply to notice and return — no criticism, just gentle redirection back to the present moment.
• A brief check-in at the start and end of practice builds self-awareness and helps you notice subtle shifts in body and mind.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: entrepreneurship, sustainable fashion, following omens, adaptability as a life skill, mindful parenting with Angela Arwady

Episode Summary

Angela Arwady went from flipping secondhand clothes on eBay in 2008 to launching Unpacka (unpacka.com), a subscription-based sustainable fashion business supporting local artists. She and Adam discuss the mindset shifts required to leave corporate life after nearly 15 years at Google and YouTube, the Zelda-inspired "side quest" approach to opportunity, mindful dressing as a daily ritual, and building a business aligned with your values.

Guest Bio

Angela Arwady is the founder of Unpacka, a curated marketplace for secondhand and handmade goods. Before entrepreneurship, she spent over a decade at Google and YouTube across HR, recruiting, and program management for YouTube TV — helping launch the Sports Plus package and primetime channels in multiple countries. She is a mom of three, a Poshmark pioneer with 75,000 followers, and is pursuing a sound healing certification.

Resources & Books Mentioned

• Unpacka — Angela's sustainable secondhand and handmade goods business
• Poshmark — social resale marketplace where Angela first built her following
• The Alchemist by Paulo Coelho — Adam's book about following your personal legend and reading life's omens
• Dan Arwady on the Mindful FIRE Podcast: Episode 39 and Episode 182
• Oakland Collective — Bay Area charity that receives clothing donations from Unpacka (free community popups)

Guest Contact Information

• Website: unpacka.com
• Instagram: @shopunpacka

Key Takeaways

• Follow the omens: Angela's pop-up at Golden Soul café in Pacifica snowballed into regular craft fair appearances — a small yes became the seed of her entire business model.
• Adap

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

This guided meditation was recorded live inside the Mindful FIRE Legends community. Adam Coelho first helps you settle into the present moment with the breath, then guides you through a powerful visualization of your ideal future, five years from now, where work is optional and you have the freedom to choose how you spend your days.

In this meditation, you’ll:

• Settle your mind and body with a calm, steady breath practice
• Notice what’s present with kind, curious awareness
• Visualize your “work-optional” future and the life you’re building toward
• Get clear on what you want your days to feel like, who you want to be with, and what lights you up
• Close by bringing the vision back with you as a living, evolving direction

Want to join live meditations like this?

These guided meditations happen inside the Mindful FIRE Legends community, alongside people on the path to financial independence who are connecting, supporting each other, and building this life together.

Join the Mindful FIRE Legends community: https://mindfulfire.org/join

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In This Episode:  mindfulness, achieving work-life balance, overcoming perfectionism, prioritizing family, ideal day design, presence, self-awareness, personal growth with Matt Drinkhahn

Episode Summary
In this episode, host Adam Coelho interviews Matt Drinkhahn, an executive coach and host of the Eternal Optimist Podcast. Matt shares his personal journey of overcoming perfectionism and workaholism, and how it affected his relationships and overall well-being. He emphasizes the importance of asking empowering questions to shift mindset and achieve work-life balance. Matt also discusses the concept of designing an ideal day and the benefits of practicing mindfulness in daily routines.

Guest Bio
Matt Drinkhahn is a father, executive coach, and host of the Eternal Optimist Podcast. With a background in entrepreneurship, Matt has experienced the challenges of perfectionism and workaholism firsthand. He now helps others overcome these obstacles and achieve success while maintaining a healthy work-life balance.

Resources & Books Mentioned
• Front Row Dads (frontrowdads.com)
• "The Power of Now" by Eckhart Tolle
• "Atomic Habits" by James Clear

Guest Contact Information
• Email: Matt@proadvisorcoach.com
• Podcast: The Eternal Optimist Podcast

Key Takeaways
1. Perfectionism and workaholism can lead to burnout and strained relationships.
2. Asking questions can shift mindset and lead to more empowering actions.
3. Designing an ideal day helps prioritize what is most important.
4. Mindfulness in daily routines can increase presence and inner peace.
5. Achieving work-life balance requires setting boundaries and making intentional choices.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Financial Independence, Living Intentionally and the FI Freedom Retreat in Bali with Amy Minkley

Episode Summary:
On today's episode, Adam Coelho is joined by Amy Minkley, a passionate advocate of financial independence and the host of the Five Freedom Retreat in Bali. They discuss Amy's journey to Asia, her experience with the FIRE movement, and how financial independence opens up a world of possibilities. They also delve into the importance of designing a life with intention and choosing what truly matters.

🔥 Download my One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you 🔥 

Guest Bio:
Amy Minkley is an experienced international school teacher and a firm believer in financial independence. She has been living in Asia since 2001, where she fell in love with the region and its vibrant culture. Amy recently quit her job to live a more intentional and designed life in Bali, where she is also hosting the FI Freedom Retreat.

Books & Resources Mentioned:
- ChooseFI Podcast
- CampFI
- Econome Conference
- The Simple Path to Wealth by JL Collins

Guest Contact Information:
-Website: FIFreedomRetreats.com


Key Takeaways:

• Financial independence opens up possibilities and choice

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Money as a Tool, Retirement and Autonomy, Awareness and Choice, Community and Belonging, Coast FI and Slow FI with Diania Merriam

Note from Adam
I hope you are well.  I know I've been MIA for the last few weeks, without any new episodes.

I've had some incredible things happening in my life, all thanks to envisioning. I can't wait to share them with you and share a resource I'm creating for you to think BIG about your own life and vision, so you can create similar amazing results for yourself. If you'd like to get early access to that, click here and sign up.

Episode Summary:
In this episode, Diania Merriam discusses her journey to financial independence and early retirement. She shares how she discovered the FIRE (Financial Independence, Retire Early) movement and how it transformed her relationship with money.

Diania explains the concept of "Coast FI" and "Slow FI" and how she retired from her corporate career at the age of 33.

She also talks about the importance of clarity and comfort in managing finances and how financial independence allows for greater creativity and time abundance.

Connect with Diania Merriam

• 10% off her FIRE conference, Econome with code “mindful”
• Website: EconomeConference.com

About our guest, Diania:
Diania Merriam is a retired corporate professional and the host of a daily podcast about money. She is passionate about helping others achieve financial independence and creating a life they never want to retire from. Diania is also the founder of The Econome Conference, a gathering for like-minded individuals in the FIRE community.

Key Takeaways:

• Money is a tool, not a goal. It should be used to create time and space in your life.
• Retirement is not about not working, but about separating your finances from

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode, we will explore a 12-minute guided meditation to find peace, ease, and a sense of refuge in the present moment.

Today's meditation focuses on creating space in our lives. Amidst the challenges and difficulties happening in the world, such as war, layoffs, and economic instability, we will cultivate a space of refuge. This space allows us to leave everything behind and simply be with ourselves.

To begin, we intentionally let go of our worries and concerns, and we tune into our body, mind, and heart to understand how we are feeling in this moment.

After spending some time in this space of refuge, we will transition into a practice of loving-kindness and compassion. We will first direct these qualities towards ourselves and then extend them to all beings in the world.

I hope you find joy in this meditation practice.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Engineering Serendipity with Tony Wilkins

Get my Free Envisioning Guide Here

Episode Summary: In this episode, Tony Wilkins joins the Mindful Fire Podcast to discuss the concept of engineering serendipity. They explore the idea of how seemingly chance encounters and events can lead to meaningful connections and opportunities in life. Tony shares his personal journey and experiences with serendipity, highlighting the importance of setting goals while remaining open to unexpected possibilities. They also discuss the concept of "enoughness" and how it relates to financial independence and finding fulfillment in life.

Guest Bio: Tony Wilkins is a self-described neighborhood kid who has achieved escape velocity. Growing up on the south side of Chicago, Tony always had goals in mind and pursued them with determination. Throughout his life, he has experienced numerous instances of serendipity, where failed plans led to even greater opportunities. Tony is now focused on being sustainably impactful, helping others while maintaining his own personal sustainability.

Connect with Tony Wilkins:

• LinkedIn: Tony Wilkins
• Tony Wilkins' TEDx Talk: "Engineering Serendipity”

Resources & Books Mentioned:

• Tony Wilkins' TEDx Talk: "Engineering Serendipity”

Key Takeaways:

• Engineering serendipity involves actively creating opportunities for chance encounters and unexpected connections.
• "Enoughness" is the concept of recognizing when one has reached a point of contentment and sufficiency in various aspects of life.
• Financial independence allows individuals to pursue their passions and make an impact in a sustainable way.
• Aligning personal values, goals, and financial resources is crucial in determini

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

With so much suffering happening all around us it's easy to get overwhelmed by difficult thoughts and emotions.

Unfortunately, mindfulness isn't a magic solution to remove the suffering in the world. But it does offer a different way of relating to the suffering and difficult emotions we are experiencing within ourselves.

​Today's guided meditation offers a chance to create some space within ourselves to allow whatever we're feeling to be there and to keep coming back to the simplicity of the breath.

Then we shift to practicing some compassion for ourselves and the millions of people suffering around the world.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

On today's episode. I'm joined by my friend, Kerri Jacobs. Who's actually a former manager of mine. I'm really excited to have her on the podcast.

Kerri Jacobs has been leading high performing teams at Google in London, New York city, and now the Bay area for over 12 years. Her obsession with empathy and leadership and inclusion in every aspect of life led her to create the program, leading with empathy and to roll it out to leaders at Google.

Kerri is also a member of the 2021 class of Stanford University's CCARE in collaboration with ACA's applied compassion training for architects and ambassadors of applied compassion. A Scot from penny cook. She used to read books, watch films, and see a lot of Broadway shows. But these days, mainly anxiously scrolls, Twitter, and comfort eats. 

In her life before business, she taught dance sang in piano bars and wrote a dance and education syllabus for Scottish education curriculum. For primary school teachers. Kerri's facilitation style is not to lecture. She shares horror stories and LOL worthy moments from her own life as a manager, parent, and partner, and keeps it as real as one can, when video conferencing from a garage.

In this episode, Kerri and I explore what empathy is and why it's more important than ever to bring empathy into our interactions with the people we work with.   And how really small changes, really just being more thoughtful about how we're interacting with those we work with and those that work for us can make a huge difference and making people feel seen, heard, and cared for. Kerri also shares a number of practices that we can use to create greater empathy and connection with those that we work with.

And she shares how leading with empathy in this way can really not only impact your relationship with that one person, but can also transform your business and the success you're having as a business.

Kerri and I explore how she used to be super skeptical about all of this mindfulness stuff and how she actually came to understand the value of it in her own life when she found herself physically and mentally burnt out from work.  How mindfulness really helped her in her recovery and led her to explore and create more meaning in her life and her work through this leading with empathy program.

 Now more

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Pursuing FIRE mindfully, intentional living, retiring early and living abroad with Tracy Collins.

Tracy Collins joins Adam Coelho on the Mindful Fire Podcast to discuss her journey towards financial independence and her project called Mindful Fire Life.

They explore the concept of pursuing financial independence mindfully and the importance of understanding one's values and goals.

Tracy shares her experience of reaching her work optional number and the power of talking about your vision and goals with others.

Guest Bio:
Tracy Collins is the founder of Mindful FIRE Life, an Instagram channel, YouTube channel, and blog focused on pursuing financial independence with mindfulness. With a background in tech and a passion for travel, Tracy shares her journey to FI and insights to help others create a purposeful and fulfilling life.

Connect with Tracy

• Tracy Collins | LinkedIn
• Mindful Fire Life
• Mindful Fire Life - YouTube
• Mindful FIRE Life (@mindful_fire_life) • Instagram photos and videos
• Tracy Collins – Medium

Key Takeaways:

• Sharing your vision and goals can lead to opportunities and shape your life.
• Financial independence is not just a number, but aligning your life with your values.
• Stepping out of your comfort zone leads to personal growth and new experiences.
• Diverse investments like real estate and stocks contribute to financial independence.
• Mindfulness helps in financial decisions and finding fulfillment.
• Balancing present enjoyment and future planning is key for financial independence.

Resources & Books Mentioned:

• "The 4-Hour Workweek" by Tim Ferriss

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Financial Independence, Overcoming Debt, Mindful Travel, Sustainable Living, Career Transitions with Courtney Rosiak Quinto 

Episode Summary 

Join Adam Coelho as he interviews Courtney Rosiak Quinto on The Mindful Fire Podcast. Courtney shares her journey from corporate life to financial independence, how she overcame significant debt, and the lessons she learned along the way. She discusses her passion for sustainable living and travel coaching, along with the importance of mindfulness in navigating life transitions. 

Guest Bio 

Courtney Rosiak Quinto is a former corporate professional with 18 years at Apple. Now, she is focused on sustainable living, travel coaching, and empowering others to pursue their passions. A passionate advocate for mindful travel, Courtney aims to help individuals navigate career transitions while embracing their curiosity and purpose. 

Resources & Books Mentioned 

• Choose FI community
• Dave Ramsey's financial principles 
• The Latte Factor by David Bach

Guest Contact Information 

• LinkedIn: Courtney Rosiak Quinto
•  • Instagram: They Adventure Slowly

Key Takeaways 

• Financial independence begins with understanding your financial situation and taking actionable steps to overcome debt. 
• Embrace an abundance mindset to allow for curiosity and exploration in life beyond financial goals. 
• Mindful travel offers opportunities for personal growth and understanding of cultural impacts. 
• It's important to find balance between frugality and enjoying life, especially after reaching financial security. 
• Seek out small, manageable goals to pave the way towards larger aspirations in financial independence. 
• Stay open to new experiences and paths, allowing for growth and learning in both personal and professional realms.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

On today's episode, I'm joined by my  friend Nirav Shah. Nirav is a certified mindfulness meditation teacher, and he started the meditation blog, meditativeman.org. After retiring at the age of 49 from a career in technology.

Nirav is extremely passionate about helping people find the elusive peace within and to that end has recently written and released a book called Shortcut to Serenity.

In today's conversation we discuss:

• How Nirav retired early from his career in technology
• What led Nirav to give up his successful business to retire early
• What Nirav is up to in retirement
• Why generosity and philanthropy are so powerful
• "The Mexican Fisherman Story"
• What is enough?
• Nirav's thoughts on "Generational Wealth"
• The importance of financial literacy
• Second generation financial independence

Connect with Nirav

- Nirav's New Book - Shortcut to Serenity

- Nirav's Website - meditativeman.org

- Nirav's Free Guided Meditations

- Nirav Shah on LinkedIn

Links and Resources

- Episode 35 with JG Larochette of The Mindful LIfe Project

- Choose FI Podcast

- Free Financial Independence 101 Training

- Free Choose FI Pre-k - 12 Financial Literacy Curriculum

-

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Guided affirmations practice to speed up your journey to FI

One way to speed up your journey to financial independence is to train yourself to spot opportunities and to take action when you find them. This could be a new job, reconnecting with an old friend or colleague or trying a side hustle. When your mind is ready to see opportunities, the possibilities are endless.

Today’s guided meditation trains your mind to be ready to see opportunities everywhere and to take action to move your life in the direction you want. I do this practice everyday and it’s impact on my life cannot be overstated. During a time when I was at one of the lowest points in my adult life this practice helped me train my mind to be ready to see opportunity and to take action to move my life forward. I’ll share more about the full story of that in the near future.

Today’s meditation is an affirmations practice, which I think of as practicing the thoughts & beliefs that I want to embody in my life. This type of practice can be used to practice any thoughts or beliefs we want to show up with in our lives, as we did in another affirmations practice I shared previously.

In this particular meditation we will focus on practicing the thoughts:

1. The world is abundant with opportunity. My life and work are abundant with opportunity.
2. I take action in my life, which leads to learning progress and growth.

This practice takes advantage of the fact that our brains are predictive. Our brains are constantly predicting what is most likely to happen and setting in motion the thoughts, perceptions, emotions and even physiological responses for what is expected.

I like to think of it this way...We’re telling ourselves stories about how our life is going to be and then acting out those stories. The good news is that we can use this feature of our brain to be intentional about the stories we tell ourselves and put our predicting brain to work for us.

I hope you enjoy this powerful practice. I plan to share more content around the idea of putting your predicting brain to work for you as you pursue financial independence. Subscribe to our email list to be notified when this becomes available.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Investing in Yourself, Mental Wealth, Entrepreneurship, Self-Compassion, Self-Awareness with Rich Jones

Episode Summary

In this episode, Adam interviews Rich Jones, a health and performance coach, speaker, and masters track and field athlete. Rich shares his journey of how he invested in himself and made the decision to quit alcohol, work with a leadership coach, and take a mental health leave from work. He also talks about the importance of mental wealth and how it's more important than financial wealth. Adam and Rich discuss the challenges of entrepreneurship and the importance of self-compassion and self-awareness in the pursuit of personal growth and development.

Guest Bio

Rich Jones is a health and performance coach, speaker, and masters track and field athlete. He is also a diversity, equity, and inclusion specialist at Google. Rich is the host of the Mental Wealth Show, a podcast that explores the intersection of mental health and personal finance.

Connect with Rich Jones

• Rich's community: Find More Balance Network
• Rich’s Coaching : Find More Balance
• Rich’s Podcast: The Mental Wealth Show
• Instagram: https://www.instagram.com/richrunstrack/
• Twitter: https://twitter.com/richrunstrack

Key Takeaways

• Journey of healing and self-awareness being lifelong practices
• Is Mental wealth more important than financial wealth?
• Importance of self-compassion and patience in pursuing goals
• The importance of self-awareness and being kind to yourself
• Need to have a general idea of where you're going when investing in yourself
• The importance of having a strategy and knowing your values when investing in yourself.
• Consistency and sustai

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Achieving FIRE, Living a life of adventure with Deb & Chris from Go Bucket Yourself

Episode Summary

Deb and Chris join Adam to discuss their journey to financial independence, their experience with house hacking, and their transition to a nomadic lifestyle. They share practical tips for budgeting, saving money, and building wealth.

Guest Bio

Deb and Chris are a couple who achieved financial independence in their 30s. They document their journey and offer financial advice through their blog, Go Bucket Yourself.

Resources & Books Mentioned

• Go Bucket Yourself: Website
• Rich Dad Poor Dad by Robert Kiyosaki: Amazon
• The Simple Path to Wealth by JL Collins: Amazon

Guest Contact Info

• Go Bucket Yourself: Website
• Twitter: @gobucketyourself
• Instagram: @gobucketyourself

Key Takeaways

• House hacking can be a great way to reduce housing expenses and build wealth.
• Setting and sticking to a budget is crucial for achieving financial independence.
• Avoid lifestyle inflation by keeping expenses low and investing the difference.
• Focus on increasing income streams, not just cutting expenses.
• Don't be afraid to take calculated risks to build wealth.
• Financial independence is a journey, not a destination.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join me for this short 10 minute guided meditation on self compassion. We're usually so very hard on ourselves so I hope you'll take this short break to practice a little kindness towards yourself.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: mindfulness and money, building a startup and getting acquired, awareness and choice with money, identifying personal values, and the Mindful Money Practice app.

Episode Summary:

Paul Montoy-Wilson, co-founder of the Mindful Money Practice app, joins Adam Coelho on the Mindful Fire podcast. They discuss the intersection of mindfulness and money, the process of building a startup and getting acquired, and how the Mindful Money Practice app facilitates awareness and choice with money.

Guest Bio:

Paul Montoy-Wilson has a background in electrical engineering and computer science and was a product manager for the Google Play app store on Android.

He co-founded the Allo, the mindful money app, which helps users become more aware of their personal values and emotions surrounding money.

Resources & Books Mentioned:

• Allo, the Mindful Money Practice (3 months free with code “mindful”)

Key Takeaways:

• Mindfulness can help bring kind and curious awareness to our finances, allowing us to make better decisions.
• Being frugal can be helpful for taking risks and starting a startup.
• The Mindful Money Practice app helps users become more aware of their personal values and emotions surrounding money.
• The app prompts users to evaluate their priorities and make changes accordingly.
• Gratitude and awareness of negative emotions can help with making better financial decisions.
• Mindfulness and curiosity can help with reframing negative money mindsets.

Try Allo, the mindful money app

• Paul generously offered the Mindful FIRE community 3 months Allo for free
• Get the coupon at Allo.finance/promo/mindful

Connect with Paul

• Paul Montoy-Wilson LinkedIn: https://www.linkedin.com/in/paulmw/
• Email : paul@allo.finance

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode : Guided meditation to help you drop into this moment.

Often our busy minds feel like the choppy waves of the ocean during a storm. But even during a storm, if you drop below the surface just 10-15 feet, the water is calmer and quieter. 

I like to think of meditation as a practice of dropping in, dropping below the busy and tumultuous waves of my mind, into the calmer, quieter peace of this moment.

That's what this practice is all about. I share simple guidance to help you drop into this moment, so you can enjoy the simplicity, peace and ease that exists below the surface.

We finish up with some gratitude and drop into the feeling of gratitude in our bodies.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Psychological Flexibility, Resilience, High Performance Psychology, Crafting a Life You Love

Episode Summary: On today’s episode, we’re joined by my new friend, Dr. Adam O’Neil PHD. Adam is a clinical and high performance psychologist who works with high performers like olympic athletes, musicians and business executives who need to perform when it really counts. In this episode we explore how we can cultivate resilience and psychological flexibility in our lives to overcome challenges that arise as we pursue FI and creating a life we love.

Guest Bio: Dr. Adam O'Neil (he, him) is a clinical and high performance psychologist, an entrepreneur, and an adjunct faculty member at the University of Denver. For more than a decade, Adam has used mindfulness and acceptance based skills and practices to help people pursue excellence in their lives, such as athletes, stage performers, Googlers (and other tech geniuses!), parents, and teachers. He is the co-founder of the Boulder, CO based private practice, Atlas Psychology (www.atlaspsychologyboulder.com), and as a clinical health service provider, Adam spends much of his time conducting comprehensive psychological evaluations and counseling with children, teens and adults.

Resources & Books Mentioned:

• "Envisioning Guide" - Download for free at mindfulfire.org/start
• Soul of Money - Lynne Twist
• Love Money, Money Loves You - Sarah McCrum

Connect with Adam O’Neil

• LinkedIn: Adam O’Neil on LinkedIn
• Website: AtlasPsychologyBoulder.com

Key Takeaways:

1. Mindfulness can help you become aware of your own patterns that may not be helpful or productive for yourself or those around you.
2. Psychological flexibility is crucial for high performers to navigate challenges and explore new possibilities.
3. Growth opportunities can be found in various areas of life, and embracing them leads to personal and professional deve

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Join Mindful FIRE Legends to practice with us live every Wednesday. 

Episode Summary

In this short guided meditation from the Mindful FIRE Legends community, Adam leads listeners through a calming breathwork practice designed to help you drop below the noise and chaos of everyday life. Find a peaceful, present state of mind as you focus on the simple sensations of breathing in and breathing out.

What You'll Practice

• Finding stillness beneath the chaos of life 
• Breath awareness meditation
• Letting go of distractions with each exhale
• Cultivating gratitude for yourself and your practice

Perfect For

Anyone seeking a few minutes of peace and presence in their day. No meditation experience necessary.

Resources Mentioned:

• Join the Mindful FIRE Legends community at mindfulfire.org/legends
• Download the free envisioning guide at mindfulfire.org/start

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Looking at life as a practice, sales to engineering, envisioning, deliberate practice, music with Dan Arwady

I'm excited to re-share with you all my episode with my good friend, Dan Arwady, on this episode The Mindful FIRE Podcast. The episode originally aired a few years back and Dan shares a lot of wisdom about practice that you can apply to your own pursuits.

I’m excited to introduce it to our new and growing audience. If you enjoy the show, please share the episodes with a friend. It helps me grow the show and I really appreciate it.

In this episode, we talked about Dan's journey of growth and learning in both his personal and professional life. As a talented musician and engineer, Dan shared his insights on deliberate practice and how he continually improves his skills, even with a busy schedule.

We also dove into his career at Google, where he made a switch from sales to engineering and is currently pursuing a second Bachelor's degree in Engineering and Computer Science. Throughout the episode, Dan shared valuable wisdom and insight, and the conversation felt like two old friends catching up.

About Dan Arwady

Dan Arwady is an operations engineer at YouTube Music and a musician. He has been working in the music business for about four to five years. He is also a session drummer and records drum tracks for people. On the side, he is back in school to get a bachelor's in computer science and for engineering.

Connect with Dan Arwady

• Spotify: Dan’s New Album “We All Start Out As Strangers”
• LinkedIn: Dan Arwady on LinkedIn

Resources & Books Mentioned

• Mindful FIRE Envisioning Guide: https://mindfulfire.org/start

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: resting in this moment meditation

This guided meditation practice invites you to set everything aside for a little while and rest in the incredible simplicity of this moment.

We all have so much going on in our lives: things to do, things to plan, things we’re worried about, kids and family to take care of, jobs to do, etc. The list is endless.

However, we can choose to set aside everything that has come before and everything that is yet to come and just drop into this timeless moment of now, if only for one breath.

That’s what we’re practicing with this guided meditation. It’s an invitation to rest in the simplicity of having nothing to do besides being aware of just this in-breath and just this out-breath, exactly as they are, moment by moment and breath by breath.

I hope you enjoy this mediation.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Envisioning, Manifesting, Moving From Italy to NYC, & Being a Modern Witch with Nadia Carta

Nadia Carta shares her journey of becoming a corporate executive and embracing her calling as a modern witch. She talks about the powers she possesses in connecting with people and inspiring them to achieve their goals. Nadia also discusses the importance of envisioning and manifesting, and the role it has played in her life.

Guest Bio

Nadia Carta is a corporate executive at Google, executive life coach, and “modern witch” helping people reconnect of what's important to them. Nadia is a Virgo who is very self-critical and has always had a lasting impact on people. She defines herself as a modern witch, all about kindling and energizing others.

Connect with Nadia Carta

• Website: NadiaCarta.com
• LinkedIn: Nadia Carta
• Email: nadia.carta@gmail.com

Books and Resources Mentioned

• "Into the Magic Shop" by Dr. James Doty
• Love Money, Money Loves You by Sarah McCrum
• "Happy Money" by Ken Honda
• Broad City (TV show)
• Woodward (Sports Camp)

Key Takeaways

• Nadia's move to New York was a revelation that gave her the opportunity to embrace her powers and be herself without fear of judgment.
• Envisioning and manifesting involve aligning priorities, allocating time, and building around what you want.
• Even when things don't happen the way you envision them, everything happens for a reason.
• Having someone to keep you accountable in getting ready for an experience can help you achieve the outcome you envision.
• Women, especially, have the power to create and make miracles, and reconnecting with that power can be a life-changing revelation.
• It's important to identify what you want and build the work around it, inclu

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode : Grounding meditation

"Imagine that your body and even your mind are rooted, grounded, planted here in this spot while the crazy world just keeps on spinning." - Adam Coelho

This quote captures the essence of today’s grounding meditation practice.

In today's world, it often feels like we're caught in a strong storm, being blown in many different directions, making it hard to maintain our balance and stability. Mindfulness helps us regain our stability by grounding us in the timeless moment of now.

This practice invites you to let go of everything happening outside, in the world, and instead to focus on grounding in this moment, right now, like a tree with deep roots that can withstand the winds of the storm.

I hope you enjoyed this meditation. 

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Final month of my sabbatical, reflecting on Rest, Play, Connect, Mindfulness, Personal Finance with David Moltz

In this episode of the Mindful Fire Podcast, Adam Coelho discusses his recent sabbatical and the lessons he learned about rest, play, and connect. He also talks about the power of envisioning and how it helped him achieve his goals during the sabbatical. Additionally, he shares his thoughts on social media consumption and returning to work with a fresh perspective.

Key Takeaways

• Having a simple intention, such as rest, play, and connect, can be helpful in guiding activities during a sabbatical.
• It's important to regularly practice meditation and mindfulness to improve mood and interactions with others.
• The primary reason for doing a podcast can be to connect with others.
• Personal finance during a sabbatical can be similar to personal finance while working full-time, but it's important to be mindful of spending habits.
• Hiring an editor can help with the cumbersome task of podcast editing and post-production.
• Having a gratitude practice, such as writing down three things to be grateful for each day, can improve mood and overall well-being.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

On today’s episode I share an update 2 months into my 3 month sabbatical.

During the time I chose a theme of “rest, play, and connection”.

I relaxed, watched comedy on Netflix, went for walks in nature, did a pushup challenge, and played pickleball with my wife.

I also had opportunity to realize one of my biggest dreams, which I had been envisioning. I create the opportunity to teach my first paid Envisioning Workshop at a Camp Woodward, which I attended as a teen and always wanted to return to.

Guest Bio

Adam Coelho is the host of the Mindful Fire Podcast, which explores the tools of mindfulness, envisioning, and financial independence to help listeners craft a life they love. He is also a mindfulness teacher and leadership coach at Google.

Resources & Books Mentioned

• Inner MBA program
• Snow Crash by Neal Stephenson

Connect with Adam

• LinkedIn : Adam Coelho’s LinkedIn
• Website: mindfulfire.org
• Twitter: @AdamCoelho
• Instagram: @themindfulfirepodcast

Key Takeaways

• Adam spent his sabbatical resting, playing, and connecting with others.
• He set specific guidelines for rest and play to prioritize those activities.
• One of the biggest challenges was letting go of the energy of wanting to constantly do things.
• Adam had the opportunity to teach mindfulness at a camp he attended as a child during his sabbatical.
• He treated his sabbatical as a mini-retirement and felt like he could do it for a long time.
• Adam learned the importance of setting parameters around rest and play to make those activities a priority.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Simple awareness and gratitude practice

Welcome to this week's guided meditation practice! For this session, we will be practicing a simple mindful awareness exercise. In this shorter version, we will focus on bringing a kind and curious awareness to our breathing experience, moment by moment and breath by breath.

To wrap up our practice, we will take a moment to consider someone or something in our lives that we are extremely grateful for. Then, we will take the time to rest in a kind and curious awareness of the feeling of gratitude.

I truly hope you enjoy this simple but powerful practice. Thank you for joining me today!

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: mindfulness, taking time off work, managing expectations, self-limiting beliefs, lessons learned from sabbaticals, and rest with Julia LI

I'm taking three months off work and recently talked to Julia Li about my plans for this time off.

She's had experience taking a sabbatical and gave me some great insights and advice on how to make the most of this time and manage my expectations.

We talked about common self-limiting beliefs and guilt around taking time off and how to overcome them.

Julia also shared how lessons from her sabbatical continued to reveal themselves even after the time off had ended.

Guest Bio

Julia and I are good friends who have known each other for a while. Julia has been a guest on my Mindful Fire Podcast four times now, where we've covered topics like taking sabbaticals and pivoting from tech to sustainability.

In our latest episode, we discuss my upcoming three months off work and Julia shares her insights and advice from her own experiences taking time off. It's amazing to have such a supportive friend to talk to about this. I'm excited to see what comes from this break!

Key Takeaways

• Acknowledge that time off is finite and get curious with thoughts and feelings around it.
• Rest is important and it's okay to take breaks without judgment.
• Lessons from sabbaticals continue to reveal themselves even after the time off has ended.
• Guilt and self-limiting beliefs around taking time off are common and can be overcome.
• Manage expectations and don't put pressure on yourself to use the time off in a specific way.
• The quality of experience during time off is based on being present in each moment, not on the quantity of time.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Envisioning 3 months off work, Mindfulness, Burnout, Learning to Rest & more - Adam Interviewed by David Moltz

Today, I’m kicking off something a bit different. Last year, around this time, I took a three-month break from work and decided to chronicle my experience by recording an episode before, during, and after. I invited my friends, Julia Li and David Moltz, to interview me at different points throughout the journey.

In this four-part series, you’ll hear what’s going on in my head and in my life before, during and towards the end of this 3 months off of work.

On today’s episode, I’m interviewed by one of my best friends, David Moltz about how I came to realize I needed the time off, how I overcame fear to ask for it and how I’m thinking about making the most of this 3 months off.

Note: The audio is slightly wonky in this episode. My microphone had an issue and I got help to fix it as best I could. Thanks for understanding.

Resources & Books Mentioned

• 3 Part Series with Julia LI 
  • 54 : Leaving Google For a Career In Sustainability and a 3 Month Break (Before)
  • 56 : Leaving Google, Learning How to Rest and Clarifying Her Vision
  • 59 : Finding Her Dream Job In Sustainability & An Entirely New Relationship With Money (Part 3)

Key Takeaways

• Mindfulness can help develop self-awareness to prevent burnout
• Asking for extended time off can be difficult, but it's important to prioritize personal wellbeing
• Taking a longer break, such as a sabbatical, can provide the necessary space and time to recharge and prevent burnout
• Broaching the subject of extended time off with a manager can be easier if there is an existing good relationship and open communication
• The importance of rest and how it doesn’t come naturally for me
• 
  

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Envision your ideal future in vivid detail with a surprise ending.

In today's guided meditation session, we will delve into the art of envisioning the life of our dreams. 

This practice involves mindfulness, which is the state of being fully present in the moment without any judgment. By being mindful, we allow ourselves to experience the present moment without getting caught up in worries about the past or future.

Once we have achieved a calm state of mind, we will proceed to visualize the life we want. We will imagine ourselves living out our ideal life, feeling as if it is already a reality. We will focus on the details of this life, including the sights, sounds, and feelings.

But that is not all. After we have fully immersed ourselves in this visualization, we will shift our attention in a way that may surprise you.

I hope you enjoy this guided meditation.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Adam gets live coaching from Nicholas Whitaker on navigating early retirement and shifting from money to connection as his primary success metric

Episode Summary

Adam opens up about his first 14 months of early retirement—still seeking Google's validation, wrestling with outdated success metrics, and struggling to let go of money as his primary motivator. Through compassionate coaching, Nick helps Adam explore the tension between entrepreneurial revenue goals and simply enjoying life. This raw conversation tackles corporate identity hangover, the "not good enough" narrative, and what it means to fully own your retirement.

Guest Bio

Nicholas Whitaker is a coach, mindfulness facilitator, and founder of Rebellion Collective. He helps high performers navigate burnout, identity collapse, and life transitions—restoring their sense of self and building lives aligned with who they need to be. A fellow ex-Googler, Nick brings deep expertise in mindfulness and conscious leadership.

Resources

• Nick's previous episodes: Episode 11 and Episode 12
• "Love Money, Money Loves You" by Sarah Crumb
• rebellioncollective.com — Free journaling prompt guide available
• LinkedIn: Nicholas Whitaker

Key Takeaways

• The first year of retirement is harder than expected—corporate baggage and outdated metrics don't disappear overnight
• Seeking validation from your former employer keeps you stuck in the past
• Money doesn't need to be your primary metric after FIRE—connection, enjoyment, and fun are equally valid
• The "not good enough" narrative just takes new entrepreneurial forms after leaving corporate

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Lifestyle Design, Mindfulness, Financial Independence, Entrepreneurship, Location Independence with Jess from The Fioneers.

Jess from The Fioneers shares her journey to financial independence and how she shifted her focus to mindful living. She discusses the importance of understanding your needs and crafting a life that aligns with your values rather than sprinting towards the finish line. Jess also shares practical tips for lifestyle design and how to create three distinct life paths to explore different possibilities.

Guest Bio

Jess from The Fioneers is a financial independence and lifestyle design blogger who encourages mindful and intentional living. She is an entrepreneur, speaker, and coach who helps people create a life they love today rather than waiting for FI.

Resources & Books Mentioned

• Jess' Upcoming Slow FI Retreat 
• "Designing Your Life" by Bill Burnett and Dave Evans

Connect with Jess

• Website: TheFioneers.com
• Retreat : Slow FI Retreat 9/28-10/1
• Twitter: @thefioneers
• Instagram: @thefioneers

Key Takeaways

• Lifestyle design requires introspection, idea generation, and experimentation.
• Create three life paths to explore different possibilities and force curiosity.
• Adopt an improv mindset of "yes and" to generate ideas without criticizing.
• Mindfulness is about being kind, curious, and open to whatever arises.
• Reflect on your ideal day/week/month/year and peak experiences to understand your passions.
• Track your activities and rank them to make shifts and understand what you enjoy.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Loving kindness of the body practice

Are you listening to what your body is telling you?

In this guided meditation, we practice bringing a kind, curious, and loving awareness to our body.

We start by checking in with ourselves to see how we are feeling.

Then, we perform a guided body scan, bringing loving awareness to each part of our body.

Finally, we conclude by bringing loving kindness and compassion to our body, which makes our entire existence possible.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: mindfulness and compassion, overcoming anxiety and depression, cultivating compassion, finding meaning and purpose, and writing and creativity with Claire E. Parsons.

In today’s episode, I’m joined by my new friend, Claire E. Parsons, a mindfulness and compassion teacher, lawyer, writer and author of “How to Be a Badass Lawyer”.

Claire shared her struggles with anxiety and depression and how meditation helped her overcome these challenges. She emphasized the importance of compassion in mindfulness practice and how it can help us cope with suffering and stress.

Claire also talked about how cultivating compassion can help us find meaning and purpose in our lives, especially for those in the legal profession. It was a great conversation and I learned so much from her.

Guest Bio

Claire E. Parsons is a lawyer, mindfulness and compassion teacher, and writer. She is the author of "How to Be a Badass Lawyer" and runs the Brilliant Legal Mind blog.

Connect with Claire E. Parsons

• Website: https://www.brilliantlegalmind.com/
• Claire’s Book: “How to Be a Badass Lawyer”

Resources & Books Mentioned

• "How to Be a Badass Lawyer" by Claire E. Parsons
• "The Gifts of Imperfection" by Brené Brown
• "Self-Compassion" by Kristin Neff
• "Search Inside Yourself" by Chade Meng Tan
• Loving Kindness (Metta) meditation

Key Takeaways

• Mindfulness and compassion go hand in hand. You cannot have true awareness without some level of compassion.
• Compassion is the ability to be present with suffering and stay willing to help without taking on the suffering.
• Lawyers often overemphasize service to others and underemphasize what they want to do and what they want in their lives.
• Cultivating compassion can help lawyers find meaning and purpose in their lives.
• Compassion and mindfulness practices can help individuals cope with suffering and stress and improve their overall well-being.
• Writing and

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Body scan meditation to experience impermanence.

Impermanence - the fact of life that everything is constantly changing and nothing stays the same for long - can be best observed and experienced within our own body.

During my 10 day silent Vipassana meditation retreat in Northern California, I truly experienced the impermanence of life.

The practice of body scan meditation, where we were aware of each part of the body from head to toe for 10 hours per day, made it clear that even something that seems fixed, say a pain in my shoulder, is actually changing and moving continuously.

Impermanence is all around us, and it was mirrored by the mountain scene I walked past each day, which was different every time.

I invite you to experience the ever changing nature of your body and life through this guided body scan meditation.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: The mindful money method, overcoming a scarcity mindset, using bridge thoughts, envisioning our future selves, living debt-free, and the power generosity on the journey to FI with Liz Carroll, the mindful money coach.

On today’s episode,I am joined by my new friend, Liz Carroll, who shared her journey towards financial independence. Liz was inspired to become financially independent after reading Financial Peace by Dave Ramsey, when she was 30 and working for AT&T. Her plan to become financially independent within 20 years included college educating their children and creating enough passive income.

Liz introduced us to the Mindful Money Method, which is all about awareness, clarity, and vision to create a spending plan that aligns with our values and desires. She also talked about overcoming scarcity mindset and the importance of envisioning our future selves. 

Guest Bio

Liz Carroll is a mindful financial coach and founder of The Mindful Money Method. She is passionate about empowering women to take control of their finances and achieve financial independence. She has helped countless women realize their financial goals through her Mindful Money Method, which focuses on awareness, clarity, and vision to create a plan that aligns with their values and desires.

Resources & Books Mentioned

• Financial Peace by Dave Ramsey

Connect with Liz Carroll

• Website: https://www.mindfulmoneymethod.com/
• LinkedIn: https://www.linkedin.com/in/money-coach
• Instagram: @mindfulmoneycoaches

Key Takeaways

• The Mindful Money Method is all about awareness, clarity, and vision to create a spending plan, a safety net, and aligning our finances with our values and desires.
• Overcoming scarcity mindset is key to achieving financial independence. Liz recommends completing sentences like "Rich people are..." to uncover hidden beliefs and emotions around money.
• Envisioning our future selves can help us make better financial decisions in the present.
• Being debt-free allows us to

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Today's guided meditation is focused on creating space within your busy life to invest in yourself.

When we slow down, sit down, and turn our attention inward, something powerful happens.

It's like a snow globe being set down on a table; our mind and body settle, and we can start to see more clearly what's going on inside.

I hope you enjoy the meditation.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: Teaching Kids Financial Independence, Allowance, Rob’s road to FI and more.

In this episode of the Mindful Fire Podcast, Rob Phelan, a high school math and personal finance teacher, shares his passion for teaching about money and raising a financially responsible generation. He discusses his own journey into personal finance and how to equip children with better decision-making skills for their future. He also emphasizes the importance of personal finance and the role of teachers in educating students.

Guest Bio

Rob Phelan is a high school math and personal finance teacher living in Maryland. He is also a certified financial education instructor and very passionate about helping kids, teachers, and parents learn about money and become financially responsible. He has written a children's book called "M is for Money" and runs his own business called "The Simple Startup" where he teaches 10 to 18-year-olds how to start their own businesses.

Resources & Books Mentioned

• M for Money : Rob’s Children’s Book 
• The Simple Startup by Rob Phelan

Rob Phelan’s Contact Information

• Websites: 
  • SimpleStartup.com
  • MisforMoneybook.com
• Instagram : @FIeducator
• LinkedIn: https://www.linkedin.com/in/robphelan/

Key Takeaways

• It's crucial to start building positive money habits and mindsets in young children since the majority of our money habits are set by age nine.
• Parents and educators spend the most time with children, making it important to educate them about personal finance. This will equip children to make better decisions in the future.
• Understanding personal finan

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: 12 minute guided meditation to find peace, ease and a space of refuge in this moment. 

Today’s meditation is a practice of creating space in our lives. We practice cultivating a space of refuge in our busy lives amidst all the challenging and difficult things happening in our world (war, layoffs, the economy, etc). 

In this space of refuge we can just leave everything at the door and just be with ourselves in this moment.

We begin this meditation by intentionally leaving everything at the door and we connect with how you are feeling in this moment in your body, mind and heart.

After some time resting in this space of refuge we transition into some loving kindness, compassion practice for ourselves and then extend it out to all beings everywhere. 

I hope you enjoy this practice. 

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: "Trying Life On", 5 Freedom Principles, Purposeful Work, & more with Maurice Philogene. 

Adam Coelho talks to Maurice Philogene, a former senior executive at an IT consulting firm and a retired federal agent, who is now a full-time real estate investor. They discuss Maurice's philosophy of "trying life on" and how he has been able to mesh together his different interests and careers. They also talk about the importance of envisioning, reducing big dreams into achievable goals, and building a personal and work blueprint.

Episode Takeaways

• Maurice's philosophy of "trying life on" involves meshing together different interests and careers to build a lifestyle you don't need a vacation from.
• Maurice reduces big dreams into achievable goals by having people write down their perfect day in vivid detail and building a personal and work blueprint around it.
• Maurice encourages people to build meaningful relationships and intentionally make decisions related to time, financial, and geographic freedom.
• Maurice believes that adults forget to dream and that we need to remember our purpose of plugging into life planet as intended.
• Maurice believes that if we really want to do something, we will find a way to make it happen.
• Maurice encourages people to be unapologetic in their pursuit of a meaningful and fulfilling life.

Maurice’s Contact Information

• Maurice Philogene on LinkedIn
• Quattro Capital : https://www.thequattroway.com/

Maurice Philogene Bio

Maurice Philogene is a former senior executive at an IT consulting firm, a retired federal agent and lieutenant colonel, and a full-time real estate investor. He is also a former street cop in Washington DC. Maurice's philosophy is to "try life on" and he has been able to mesh together his different interests and careers to build a lifestyle he doesn't need a vacation from.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Today's meditation explores the question: What is enough?

This is one of the core questions that drove me to create this podcast.

So many of us in the financial independence retire early community are trying to grow our wealth so we can reach some arbitrary number, assuming that once we get there, we will achieve freedom and everything will change.

But the question is, what is enough?

So often, when people reach their desired number, they think they need more or just a little more time, what’s often called "one more year" syndrome.

Today we explore this question of what is enough in a meditation, where we practice allowing each breath to be enough, just as it is.

I hope you enjoy this meditation. 

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

In this episode: A loving-kindness meditation focused on the body

Learn to tune into your body's wisdom

This guided practice helps you cultivate kind, curious, and loving awareness toward your physical being.

Begin by checking in with how you're feeling in this moment.

Move through a gentle body scan, offering loving attention to each area.

Close by expressing gratitude and compassion for your body, which enables every experience in your life.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Derk de Korver joins The Mindful Fire podcast to share his journey to becoming a professional Ironman Triathlete, reaching the World Championships several times.

 He recalls his time in Dublin, where he and Adam Coelho, the host, bonded over side hustling and partying. 

Derk talks about his transformation to becoming a healthier person, and how his goals shifted from just wanting to finish his first marathon, to wanting to qualify for Kona, and eventually winning his age group overall. 

He also shares his decision to stop racing professionally and focus on his family and business.

Guest Bio

Derk de Korver was born in the Netherlands and moved around a lot in his youth due to his dad's work. He went to college in the Netherlands, and started working for Cargill, trading orange juice concentrate. 

He moved to Dublin to work for Google and discovered a new part of himself -- training for a marathon. He eventually signed up for his first Ironman, and after three years of training, he qualified for Kona, the world championships. 

He has done it four times and finished 8th overall and 4th in his age group in 2019. He has also won several Ironman races overall. He recently decided to stop racing professionally and focus on his family and business.

Guest Contact Information

• LinkedIn: Derk de Korver

Key Takeaways

• Derk de Korver is an entrepreneur, triathlete and Google employee.
• I met Derk in 2012 when we worked on the same global team at Google's Dublin office.
• Derk started his journey to achieve his goals by signing up for a marathon.
• He trained for an Ironman event and stopped drinking for the year because of his focus.
• After three years of Ironman, Derk managed to qualify for the Ironman World Championships In Kona, Hawaii.
• He achieved multiple successes in Ironman races and placed 8th overall in the world at Kona and 4th in his age group in his last race in Kona.
• Inspired by his success, Derk decided to go pro, and raced professionally for the next two years.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

Take a moment to appreciate how far you come in your life with this new guided meditation by Adam Coelho. 

So often people race from thing to thing trying mightily to reach their goal...

But once they get there...

They just look immediately past that goal to the next goal

Never stopping

Never fully appreciating:

• How far they've come
• All the things they've learned
• All the things they've overcome

To be who they are

Right here. Right now

This practice invites us to take in the good and appreciate all the wonderful things we have done and achieved in our life. 

Meditation Overview

• We begin by taking a moment to check in with yourself and to observe the sensations of breathing in your body.
• I then encourage you to reflect on your life five years ago and all you've achieved since then
• Then you'll explore something from the last 12 months that you are proud of
• Finally, I remind you that your brain is predictive and that by paying attention to the good things in your life, you will be able to experience more of them.

I hope you enjoy this guided meditation which was inspired by my podcast conversation  with my friend Nirav Shah on episode 64.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...

“I'm not leaving Google, I'm actually joining another company and in order to join the other company, I've got to move” - Jeena James

In this episode of The Mindful Fire Podcast, Adam Coelho interviews Jeena James. Jeena shares her incredible journey of growing up in India, working at Google for 13 and a half years, and then transitioning to a startup environment. She talks about the challenges of making the transition and why she felt the need to push beyond her comfort zone. Jeena also offers a unique insight into her current role at Catchpoint and how she is helping to shape the digital experience monitoring and observability platform.

Guest Contact Information

• Jeena James on LinkedIn.
• Jeena's Instragram

Guest Bio

Up until recently, Jeena James was the head of the WebPageTest business unit at Catchpoint, a digital experience monitoring and observability platform. She has an economics degree from India and started her career at Google, where she worked for 13 and a half years. Jeena is based in the Bay Area and is passionate about pushing the boundaries of what is possible.

Key Takeaways

• She started her career with Google in India, where she worked for 13.5 years.
• She experienced working with customers and users of Google products from various angles, from advertisers to publishers to app developers.
• She realized that in order to get to the next opportunity, she had to leave Google
• In 2019, Jeena decided to move to a startup environment and joined Catchpoint as the head of the business unit
• Jeena shares her experience and learnings from working in a few different statups

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...