Explorez tous les épisodes du podcast The Financial Therapy Podcast - It's Not Just About The Money

Our financial choices aren’t just about dollars and cents—they’re shaped by the stories we believe about money, called money scripts. In this video, Rick Kahler explores how these scripts, passed down through generations, influence everything from saving to spending. Joined by Enneagram expert Joan Ryan, the conversation delves into how personality types add a fascinating layer to our financial habits. Whether you're a Type Three overspending to impress or a Type Nine avoiding budgets to keep the peace, understanding these patterns is key to rewriting your financial story. Awareness is the first step to lasting change!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Rick Kahler uses a vivid boardroom metaphor to show how clashing internal financial parts of you, like a strict Project Manager, cautious Risk Manager, and bold Entrepreneur—can create chaos in your financial life. Without your calm, capable CEO (the Self) leading, these parts clash, leading to stress and indecision. This episode explores how to identify these financial “managers,” understand their roles, and unblend from their extreme behaviors. By unlocking the Self, you can harmonize these parts, making thoughtful, balanced money decisions and reclaiming leadership of your financial life."

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Rick Kahler is joined by Saundra Davis, a leader in financial coaching and the director of Golden Gate University’s Financial Planning Program, to explore how Internal Family Systems (IFS) and coaching are revolutionizing the financial planning profession. Saundra shares her inspiring journey from traditional financial planning to a behavior-focused approach, offering practical insights on using IFS and coaching to help clients align money decisions with their values. Learn how these innovative tools empower both professionals and clients to heal money wounds, create new financial narratives, and transform their relationships with money.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Join Rick, a pioneer in financial therapy, as he explores the promising horizon for this evolving field. This episode delves into the integration of the Internal Family Systems (IFS) model, a transformative approach to understanding the emotional 'parts' influencing financial behavior, and the role of AI in reshaping therapeutic practices while keeping the human connection at the forefront. Richard also discusses the challenges of scalability, clinical boundaries, and public recognition, along with what’s ahead for the CFT™ certification, including heightened standards and interdisciplinary growth. Discover how financial therapy is poised to address deep-rooted financial trauma and support diverse communities while adapting to a future of increased demand and technological advancements.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Financial therapy is a deeply personal journey that uncovers the emotional patterns behind your financial decisions. By exploring your childhood money beliefs and addressing emotional blocks like fear or trauma, you'll gain insight into the unconscious behaviors that may be holding you back. Using tools like money script exercises, journaling, and mindfulness, you can reshape your relationship with money. The process includes developing a customized financial plan rooted in emotional awareness, working through family dynamics, and healing past financial traumas. It's a transformative approach, focusing not just on numbers, but on achieving true emotional and financial well-being.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

This episode dives into the unique world of financial therapy, where professionals bring together personal finance and emotional well-being. Whether they’re dual-credentialed as Certified Financial Planners and Certified Financial Therapists or experts in money-related trauma, the key is finding the right fit for you. We'll share how to navigate through the haystack to find a financial therapist who meets your needs, transforming not just your finances, but your relationship with money itself. Tune in!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In our first podcast episode, 183 episodes ago, we introduced financial therapy as a groundbreaking blend of emotional insight and financial strategy. But has the field evolved since then? In this multi-part series, we revisit the core principles of financial therapy and explore how the practice has changed—and how it hasn't. From the rise of new tools and research to shifts in client needs and industry challenges, we'll examine what's stayed constant and what innovations have pushed the field forward. Whether you’re new to financial therapy or have been following along since the beginning, this series will offer fresh insights into how financial therapy continues to transform the way we think about money, emotions, and well-being.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this episode, I’m sharing a hard lesson I learned about travel insurance—one that cost me thousands of dollars and a once-in-a-lifetime trip to the Arctic for my 30th wedding anniversary. Like many of you, I thought I understood what my travel insurance covered, but as it turns out, I didn’t read the fine print closely enough. A mechanical flight delay resulted in us missing the cruise, and the insurance company denied our claim. I’ll break down what went wrong, the hidden details in travel insurance policies that caught me off guard, and how you can avoid the same costly mistake. If you think your trip interruption coverage has you fully protected, think again. Join me as I walk through the lessons I learned so you can protect your travels—and your wallet.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

If we were driven purely by logic, coffee shops wouldn’t stand a chance. But let's be real—habits, emotions, and convenience keep us coming back for that daily cappuccino. In this video, we break down the financial side of making coffee at home (hint: the savings are big) and take a closer look at why, even with the math on your side, you’re still hitting up your favorite café. Let’s explore what’s really stopping us from giving up that $5.50 cup.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this episode, we explore why $1 million today doesn’t hold the same power as it did in the past. Did you know it would take $18 million in today's dollars to match the purchasing power of a 1929 millionaire? We dive into cognitive biases like money illusion, anchoring, and status quo bias, explaining why so many people still cling to the notion of wealth that no longer applies. Learn how inflation has shaped our perceptions of what it means to be "rich."

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this podcast episode, we're diving into the critical role that emotional intelligence (EQ) plays in your financial success. Understanding and managing your emotions is key to making smart money decisions, and we're here to help you assess where you stand. We’ll explore ten definitive ways to evaluate your EQ, from recognizing emotions, emotional regulation, relationship health, and handling criticism, they all have an impact on your financial well-being.  Whether you’re struggling with sticking to a budget or feeling swayed by others’ financial opinions, these insights will guide you in identifying areas for growth. Tune in to discover how boosting your EQ can lead to more confident and effective financial decision-making.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Discover the surprising emotional journey behind senior discounts in this episode, where we unravel the mix of pride, resistance, guilt, and even shame that often accompany these perks of aging. Why do some seniors hesitate to claim what they’ve earned? How do societal views on aging influence these feelings? And how can we shift our perspective to see these discounts as a well-deserved reward for a lifetime of contributions? Join us for a thoughtful and lighthearted exploration of identity, self-worth, and the cultural attitudes that shape our views on getting older. Don’t miss this candid and insightful conversation!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this insightful episode, we delve into how U.S. election outcomes influence retirement planning, revealing a surprising pattern: many advisors and clients react to political uncertainty with fear-driven investment decisions, often to their detriment. Reflecting on the 2016 and 2020 elections, we explore how market reactions defied expectations.  Will history repeat itself and why this year may or may not be different. Join us as Rick discusses what you need to do both emotionally and financially to prepare for the 2024 election outcome. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this podcast episode, we're diving into the critical role that emotional intelligence (EQ) plays in your financial success. Understanding and managing your emotions is key to making smart money decisions, and we're here to help you assess where you stand. We’ll explore ten definitive ways to evaluate your EQ, from recognizing emotions, emotional regulation, relationship health, and handling criticism, they all have an impact on your financial well-being.  Whether you’re struggling with sticking to a budget or feeling swayed by others’ financial opinions, these insights will guide you in identifying areas for growth. Tune in to discover how boosting your EQ can lead to more confident and effective financial decision-making.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Fear and frustration about Social Security's future are spreading like wildfire, especially during election seasons. Politicians have intensified these concerns, warning that Social Security will go broke by 2035. This has left many, especially younger workers, feeling bitter and anxious about their financial futures. Stories of individuals doubting they'll ever see the benefits of their contributions highlight a growing sense of hopelessness. However, experts assure that a complete collapse is highly unlikely, with payroll taxes continuing to fund most benefits. Cognitive biases like the Availability Heuristic, Confirmation Bias, and Negativity Bias are at work, making these alarming statements seem more believable and widespread. It's essential to navigate these fears with accurate information and not let alarmist rhetoric dictate our financial planning.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

When people think of "Dying Broke," they often picture spending their retirement on memorable experiences, influenced by optimism bias. However, the harsh reality is that many will outlive their financial resources due to long-term health care costs, driven by availability heuristic and anchoring bias. The hidden and escalating fees in assisted living facilities, despite their high profitability, add to the financial stress and confusion for families, fueling emotions of frustration, fear, and helplessness. In this episode, we delve into these cognitive biases and underlying emotions, offering insights on how to better navigate the complexities of long-term care planning and advocate for systemic reforms.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

The transition to retirement often prompts crucial questions about financial well-being. Is ongoing financial planning or therapy essential during this new life chapter? And can retirees realistically afford these services? While the importance of financial guidance in retirement is undeniable, the feasibility of accessing such support varies widely. A particularly ironic situation arises for those who rely on fee-only financial planners: as retirement progresses and financial resources dwindle, these dedicated advisors may find themselves in the difficult position of recommending their own termination due to affordability concerns.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this episode, Rick explores the evolving perspectives on career and passion within the financial life planning community. Once an advocate of "do what you love and the money will follow," many early life planners have now realized the challenges of balancing fulfilling work with financial stability. Featuring insights from Scott Galloway and Jonathan Clemens, he delves into why finding your talent might be more crucial than following your heart. Join Rick as he discusses his own path of applying the practicalities of achieving both financial success and personal satisfaction in today's world. Don't miss this enlightening monologue!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In this episode, we delve into the evolving definition of "inflation" and the cognitive biases influencing public perception. While economists traditionally define inflation as the gradual loss of purchasing power reflected in the CPI, many Americans now equate it with high prices. This shift, highlighted in Mike Allen's article "The New Inflation," underscores a significant gap between professional and public understandings. We explore how biases like confirmation bias, anchoring, and the Dunning-Kruger effect contribute to this divergence. By recognizing these biases, we can better navigate discussions on inflation and foster a more accurate understanding of economic terms.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Rick tackles a common misconception about Social Security benefits. Many people opt to take their benefits early to avoid leaving money on the table if they pass away young. However, this very reason is exactly why they should consider waiting and why cognitive biases and emotions keep us locked into making a poor decision. We’ve all heard that by delaying your Social Security benefits, you can statistically significantly increase the amount you receive, ensuring greater financial security in your later years. Join us as we explore why that is logically and what you can do to recognize if cognitive biases and emotions are keeping you from making the best decision. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Are you struggling to break free from unhealthy money habits? Do anxiety and shame sabotage your financial goals? In this video, I dive into a groundbreaking therapeutic approach called Internal Family Systems (IFS). You'll learn how IFS can help you understand the "parts" within you that drive your money behaviors. We'll explore how these internal parts might hold outdated beliefs, fears, or even trauma that keep you stuck in financial patterns you want to change. Get ready to discover how IFS offers a compassionate and transformative path towards a healthier, more empowered relationship with money.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Feeling stuck? In this episode, host Rick chats with psychotherapist and best-selling author Britt Frank. Discover the neuroscience behind stuckness and practical tools to make positive changes in your life. Britt discusses the difference between feeling stuck due to a lack of choices versus disliking your options. She emphasizes the importance of micro-steps and explains how your brain's focus on survival might be holding you back. Learn how to break down big goals into manageable pieces and explore the benefits of Internal Family Systems (IFS) therapy. Get unstuck and find your path forward!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Ditch the stigma! This episode dives into the surprising benefits of prenups, even for young couples starting fresh. We'll show you how exploring a prenup, whether you choose to create one or not, can spark crucial conversations about finances, debt, and your future together. Forget just dividing assets - prenups can build communication, trust, and clarity around money, topics many couples shy away from. So, before you say "I do," listen in and discover how a prenup discussion can actually strengthen your foundation of love.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Forget everything you think you know about Ebenezer Scrooge! This video unravels the surprising truth behind his "miserly" ways. Was he really only concerned for himself ?  OR did his spending habits underscore that he suffered from hidden trauma that actually warped his ability for self-care?  Discover the key to Scrooge's transformation (hint: it's not just about money!) and learn how to avoid the "Scrooge Syndrome" in your own life. This is one Christmas Carol twist you won't want to miss!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Conclude the series with Rick and Celia as they tackle societal taboos around money discussions and draw parallels between financial secrecy and body shame. Explore the emotional complexities faced by individuals in larger bodies, navigate biases, and challenge assumptions about happiness and appearances. Gain insights into the link between self-worth, body image, and financial status, and how they impact health and well-being. Discover common challenges related to safety, unmet needs, and self-worth in both food and money issues, and learn how therapists and financial professionals can collaborate to support lasting change.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Dive deeper with Rick and Celia as they explore the profound link between feeling secure in your body and financial safety. Uncover the emotional drivers behind controlled or chaotic eating, and how both food and spending can be used to seek connection or disconnection. Learn about the psychological roots of money and food-related behaviors, emphasizing the importance of addressing underlying needs and emotions for lasting change. This episode equips therapists and financial professionals with deeper understanding of the emotional landscape surrounding eating and spending habits.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Join financial therapist Rick and food & body image specialist Celia Clark as they shatter myths about health and unveil surprising connections between healing your relationship with food and managing your finances. The speakers explore the concept of "bonding" with food or money, and how societal pressures play a role. Explore the link between debt and weight, challenge body size stereotypes, and discover how binge eating and binge spending might share similar roots. While both food and money are essential, they can become difficult to manage when disordered. Learn the two-step approach to recovery: creating safety and identifying six core needs associated with eating disorders with a promise to explore how they translate to money disorders in a future episode.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Money challenges cross income lines. This episode sparks a thought-provoking discussion on why everyone needs financial literacy. We explore limitations of current programs, delve into emotional aspects of money across income levels, and consider what else is needed. Join us as we challenge assumptions and discover new approaches to empower everyone financially, regardless of their social standing. It's a must-listen for individuals, educators, and financial professionals seeking to build a more financially informed future.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Is homeownership the dream for everyone? Join Rick as he dives into the complex emotions behind renting vs. owning. Discover the hopes, fears, and personal factors that shape this life-altering decision. This insightful exploration goes beyond finances, offering valuable perspectives for financial planners and individuals seeking a holistic understanding of their financial journey. Tune in to unlock the true meaning of "owning your dreams."

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Forget financial utopias! This episode tackles the often-overlooked emotional realities of senior financial planning. Explore the unique hurdles faced by seniors, from navigating changing health to grappling with complex financial decisions. This eye-opening journey provides crucial insights for both seniors and their loved ones, empowering you to create a roadmap for financial well-being in the later chapters of life.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Family fortunes come with unique challenges. Join Dr. Moira Somers, a leading expert in wealth psychology, as she delves into the complexities of "business royalty." Explore the intricate web of challenges impacting relationships within families and communities, gaining valuable insights for navigating success and prosperity with grace. This episode is your journey into the psychology of family wealth, offering wisdom for building stronger bonds and creating a lasting legacy 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Ever seek money advice but struggle to follow through? You're not alone! Join Dr. Moira Somers, renowned psychologist and wealth expert, as she dives into the "procrastination puzzle" in finance. Explore the hidden design flaws and psychological roadblocks that hinder financial follow-through. Discover strategies to overcome procrastination and empower yourself to take control of your financial future. This episode is your key to unlocking financial action and achieving your money goals!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Feeling overwhelmed by money decisions? Struggling with past financial trauma? This episode is your guide! Join Rick as he answers the crucial question: "How do I know if I need a financial therapist?" Discover the key signs and emotions that might signal it's time to explore financial therapy. From emotional spending to lingering debt trauma, we'll delve into the indicators that could benefit from professional guidance. This empowering episode equips you with the knowledge to recognize the call for financial therapy and take proactive steps towards a healthier financial mindset. Don't wait! Unlock your financial well-being and learn when seeking a financial therapist can make all the difference.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Join us for a special edition of the Financial Therapy Podcast as we celebrate our third anniversary! Host Rick Kaler reflects on the journey of producing 156 episodes, sharing insights and lessons learned along the way. Rick dives into an intriguing discussion on the psychology of picking up a penny, exploring various money scripts and the emotional responses they trigger. Whether you're a long-time listener or new to the podcast, this episode offers a heartfelt look at the impact and purpose of financial therapy. Don't miss out on this milestone moment! 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Dive deeper with Dr. Prince Sarpong and Rick as they discuss the complex relationship between financial freedom and community harmony. Discover how embracing healthy boundaries within the Ubuntu philosophy can unlock true liberation. Learn how prioritizing relational well-being alongside financial goals leads to a more fulfilling and meaningful life.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

"Your money troubles run deeper than you think," says Dr. Prince Sarpong. Explore the impact of "Black Tax" and the Ubuntu philosophy on financial culture. Learn how cultural expectations, enabling dynamics, and community connection influence financial decisions. Discover a fresh perspective on financial freedom that goes beyond just the numbers. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Tired of focusing on negative financial behaviors? Discover a path to true financial well-being! This episode unveils the positive traits that define a healthy relationship with money, guiding you from "tranquility" to "compassion" and beyond. Navigate the financial landscape with more clarity and confidence, fostering a sense of stability and contentment.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Join LMFT Jillian Knight and Rick as they delve deeper into the dangers of rigid financial communities. Explore tactics like shame, guilt, and manipulation used to control members. Learn to recognize these red flags and protect yourself from harmful group dynamics, even if they appear helpful on the surface.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Financial gurus promise riches, but can they trap you in shame and rigidity? Therapist Jillian Knight, LMFT, shares her personal story, revealing the red flags of extreme devotion and leader manipulation. Discover how this experience shaped her unique approach to financial freedom and empower yourself to make healthy choices.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Imagine making a smart investment, then watching the market plunge. Panic sets in, your dream yacht vanishes, and "lost money" haunts you. This episode equips you to navigate emotional waves and make calmer financial decisions. Learn how to anchor your well-being and ride the market with confidence!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Dive deeper with Susan and Rick as they continue their captivating conversation. Explore how Susan's work with financial planners empowers financial therapists. They'll delve into the future, questioning the role of Artificial Intelligence and championing the power of Authentic Intelligence in both professions. Get ready for insightful perspectives and a glimpse into the evolving landscape of financial wellness.

#money #values #financialplanning #financialtherapy #financialpodcast #rickkahler #discussingmoney #relationship #psychology #financialbehaviors #moneyscripts #emotions #sarahbradley #financialtransitions

+ Website for Podcast: https://thefinancialtherapypodcast.com
+ Website for Financial Therapy Appointments: https://advanced-wellbeing.com
+ Website for Financial Planning Appointments: https://kahlerfinancial.com

About Susan Bradley:

Susan Bradley, CFP®, CeFT® is the founder of the Sudden Money® Institute (www.suddenmoney.com), which began in 2000 as a community of practice seeking to build a universal and repeatable financial planning model for clients facing life transition events. This think tank has created the tools and process for the humane side of managing financial change and the Certified Financial Transitionist® (CeFT®). The Financial Transitionist® Institute is the training, coaching and certifying division of the Sudden Money Institute. There are now CeFTs in five continent, serving a wide rang of clients using many different business models. The focus for 2023 is a public awareness campaign on the importance of Transitions Literacy and the value of expert advice during life changing events. Susan has served on the FPA’s National Board of Directors, she has served on the National Football League’s Players Association’s Financial Education Advisory Board, and she serves as the Dean of Transitions for the Council of Deans of the Purposeful Planning Institute. She is a founding member of the Nazrudin Project studying the psychology of money since 1994. She is seen and heard frequently in the national media, including NBC’s Nightly News, CNN, NPR, The Wall Street Journal and The New York Times. She is the author of Sudden Money: Managing a Financial Windfall (Wiley 2000), Shaping Change, How To Respond When Life Disrupts Your Retirement Plans, and her TEDx Wilmington Women talk is called, “Change launches you into the next great chapter of your life, whether you like it or not.” 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Buckle up for a thought-provoking ride with Susan Bradley and Rick! Decades of conversations, never recorded until now, unfold as they explore the groundbreaking intersection of financial transitions and financial therapy. Be surprised as they uncover hidden gems, sparking insights for financial planners and therapists alike. Join this spontaneous, unrehearsed discussion and discover how financial well-being goes deeper than just numbers. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

The real issue isn’t whether your financial advisor is a fiduciary, it’s whether they have a conflict of interest.  Here is the sad truth. Most Americans believe they already receive objective, fiduciary advice. The overwhelming odds are that they don’t, especially if the advisor has a conflict of interest over how they are paid. Some data suggests less than 3% of financial advisors are free of a compensation conflict-of-interest. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

What money scripts has Rick never thought of, has he never covered in any of the books he’s authored?  Surveys show that if the average American didn’t have these money scripts, they would do things differently.  Every American has money scripts on this topic, and yet it isn’t a topic that is top on the list to discuss on date night, or any other night. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Embark on an insightful journey as we explore the nuanced emotions surrounding student loan forgiveness in this episode. Prompted by a recent inquiry from a talk-show host, Rick delves into the emotional terrain, especially for those who never carried student debt or did not qualify for forgiveness programs. What might it feel like for individuals who paid off their student loans or whose education debt isn't eligible for forgiveness, to witness others being relieved of their financial burden? In this episode, Rick unpacks the diverse emotions shaped by personal experiences, beliefs, and circumstances. Brace yourself for a episode that may challenge your perspectives and reveal the surprising range of responses tied to witnessing another's debt forgiveness. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

These 12 roadblocks can prevent you or your clients from listening effectively because they focus on the professional’s agenda rather than the client’s needs. They can also leave the listener on the defensive or feeling a plethora of emotions, which makes it very difficult to have a productive conversation. After listening to these 12 Roadblocks, you may be left thinking, as I was, “what’s left?”  Find out!

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Most professionals make their living giving advice.  Many of us go to lawyers, doctors, therapists, accountants, and financial planners for their advice. Early in my career I was more than willing, even eager, to oblige dispensing advice, solicited or not. At the heart of seeking advice is when we may be contemplating making a change in the status quo, I say “contemplating” because when we ask advice, we are often not completely ready to take action and follow that advice. Today, I try to avoid dispensing financial advice, especially unsolicited, for many reasons. 

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

“When you meet resistance, you are moving too fast.” This is a truism that I hold to when it comes to relationships, especially in my capacity as a financial therapist. The illusion is that people come to financial planners and therapists for financial advice. Financial professionals often assume that when they give advice that would seem an obvious solution to a problem, the client will take it, act on it, and profusely thank the planner for their wisdom.  That is often magical thinking. In reality, providing “the solution” is often met with resistance rather than acceptance.

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

“Money conversations are hard; people refuse to talk about money.” We know that is true in the US, and it’s equally true in Africa. Join Rick in an interview with Peter Kwadwo Asare Nyarko, the Executive Director of the Centre for Financial Literacy Education Africa. In bringing his passion for financial wellbeing to Africa and building a successful organization in 13 African countries, there were times when he felt like giving up. “Money Skills are 21st century survival skills,” and that doesn’t matter where you live.

About Peter Kwadwo Asare Nyarko:

Peter Kwadwo Asare Nyarko is a Financial Literacy Advocate & Educator, Personal Finance & Business Coach/Planner, Author, Entrepreneur, and a practicing Accountant.

Peter has over 7 years experience in Financial Literacy & Business Development Advocacy, Advisory and Consulting. He has mentored, trained and coached over 30, 000 young Africans and businesses across Africa. He has facilitated and consulted for over 5,000 local, national and international brands on group financial planning, accounting in business such as cash flow analysis, profit and loss estimation, budgeting & business planning, development, sales and marketing strategies.

Peter is the Founding Executive Director, Center for Financial Literacy Education(a not-for-profit financial literacy organization that is empowering, educating and teaching Africans especially young Africans to make sound financial decisions, save and invest wisely, plan for their future and to live a successful and happy lives).

He is the CEO, PKAN Capital Consulting(a personal finance & group financial planning and business development & planning firm).

Peter is a member of GhanaThink Foundation where he serves as the resource lead for Barcamp Tema, a networking forum organize by GhanaThink Foundation under Barcamp Ghana programs. Peter serves on the advisory board of The Financial Awareness Foundation and leads The Improving Financial Awareness and Financial Literacy Movement in Ghana, Africa and The FA Youth Movement Worldwide.

He is the author of “Journey To Financial Freedom, Mastering Personal Finance, Teaching Children Financial Freedom, Dare To Be A Change Maker and Think Greatness.”

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

At the height of the pandemic recession, a June 22, 2020, headline in The Capitalist.com caught my eye: “Dollar Will Plunge 35%, Lose Status as World Reserve Currency.” This was quoting Stephen Roach, a senior fellow at Yale University and the former chairman of Morgan Stanley Asia, someone who is well respected by his peers.  As it turned out, he was wrong and some who followed his advice lost millions. Why are vulnerable parts of us with “unfinished business: so susceptible to following gurus?

A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.
Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.