Retour

Explorez tous les épisodes du podcast The Death Readiness Podcast: Not your dad’s estate planning podcast

Plongez dans la liste complète des épisodes de The Death Readiness Podcast: Not your dad’s estate planning podcast. Chaque épisode est catalogué accompagné de descriptions détaillées, ce qui facilite la recherche et l'exploration de sujets spécifiques. Suivez tous les épisodes de votre podcast préféré et ne manquez aucun contenu pertinent.

Rows per page:

1–50 of 84

TitreDateDurée
The Real Cost of Dying Without an Estate Plan10 Jan 202500:15:39

Welcome to the very first episode of The Death Readiness Podcast! In this debut, host Jill Mastroianni—an experienced attorney and death readiness advocate—dives into what it truly means to be prepared for the inevitable.

This episode covers:

  • What is death readiness? A compassionate approach to planning for yourself and the loved ones you leave behind.
  • A thought exercise: Two contrasting scenarios of how preparation (or the lack thereof) can impact those you care about most.
  • Practical first steps: Setting up your iPhone's Medical ID and creating an emergency medical information sheet to ensure you're ready for the unexpected.

This isn’t about fear—it’s about empowerment, clarity, and leaving a legacy of love and support. Jill explains how small, manageable steps can make a world of difference and offers insights into what you can expect in future episodes.

Actionable Takeaway: Don’t wait! Take your first step toward readiness by setting up your Medical ID or downloading Jill’s free emergency medical information form

Let’s normalize the conversation around death, reduce fear, and make life better for ourselves and those we love.

Don’t forget to follow for free on Apple podcasts, Spotify, YouTube or wherever you're listening right now.

iPhone Medical ID Tutorial

Emergency Medical Information Form

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Trailer06 Jan 202500:02:15

Welcome to The Death Readiness Podcast, hosted by Jill Mastroianni, an attorney with more than a decade of experience specializing in trusts and estates. In this podcast, Jill makes death readiness approachable, understandable, and empowering for individuals and families.

Navigating the legal and emotional complexities of life and death can feel overwhelming. How do you find a trustworthy attorney? How do you ensure your plans stay up to date as life changes? Together, we’ll break down these challenges step by step—no law degree or financial background required.

Each episode will provide practical advice, real stories, and actionable steps to simplify the death readiness process. From avoiding common pitfalls (like outdated beneficiary designations) to revisiting important decisions over time, this podcast will help you gain peace of mind knowing your wishes will be honored and your legacy protected.

Death readiness is about more than just legal documents—it’s about preserving your values, stories, and lessons for future generations. Join us as we take small, manageable steps to prepare for the future, ensuring clarity and confidence for yourself and your loved ones.

Follow us for free on Apple Podcasts, Spotify, YouTube, or wherever you’re listening right now.

Let’s demystify death readiness together!

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Talking About Your Parent's Death Can’t Wait02 May 202500:45:26

As a daughter, a sister to a brother with special needs, and a mother herself, Jill Mastroianni knows firsthand what it feels like to carry the weight of future planning. This episode offers an intimate glimpse into her own family’s story—one filled with heartbreak, hesitation, and ultimately, the strength to move forward. Because sometimes death readiness doesn’t feel brave—it just feels necessary.

We explore:

  • The mental load women carry when they’re the ones holding it all together
  • The emotional weight of estate planning conversations with aging parents
  • Planning for a sibling with special needs—and the fear that can paralyze progress
  • Why legal documents don’t tell the whole story—but they still matter
  • Why “being the one left behind” demands preparation, not just hope
  • Real-world estate planning stories that show why “good intentions” aren’t enough:
  • How to start planning when you’re overwhelmed
  • Simple first steps for organizing your digital life and essential information
  • The power of “body doubling” to make estate planning feel doable, not daunting

Resources & Links:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Start Your Own Family Podcast with these Simple Steps18 Apr 202500:34:10

In this special episode, we step away from legal mechanics and into something deeply personal: the power of capturing family stories. Jill and her daughter April share an episode from their private family podcast, featuring Carmen Mastroianni—Jill’s father and April’s grandfather.

Carmen reflects on his childhood in Schenectady, New York, his unexpected path to college, and his unforgettable experience serving in the Vietnam War. Nicknamed “Macaroni” during basic training, Carmen’s stories are full of humor, heartbreak, and history. Along the way, Jill offers listeners a behind-the-scenes look at how you can create a podcast to preserve your own family legacy.

What We Discussed

  • The inspiration behind starting a family podcast
  • Carmen’s early years: riding horses, working in his dad’s bakery, and life at a private Catholic high school
  • How a last-minute college application changed his life
  • His friendship with Donnie Brewer and the profound loss that followed
  • Getting drafted into the Vietnam War and earning the nickname “Macaroni”
  • His unexpected transfer from infantry to finance—and how it saved his life
  • The emotional return home from an unpopular war
  • Life lessons he hopes future generations will remember
  • April’s choice to honor her grandfather as an “unknown hero” in a school project
  • Tips, tools, and encouragement for starting your own family podcast

Resources & Links

Podcasting Tools Mentioned:

Podcast Editing Support:

Jon Gay – JAG in Detroit Podcasts

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Organize and Preserve Your Legacy17 Jan 202500:58:07

In this heartfelt episode, Jill welcomes Julie Ulrich, founder of Organized Legacy, to explore the importance of preserving family stories and legacies before they're lost. Together, they discuss the challenges and emotional rewards of navigating loss, clearing out a loved one's belongings, and uncovering meaningful treasures—both physical and intangible.

Julie shares her personal journey, including how she found her grandmother’s Pearl Harbor diary while clearing out her father’s home. This discovery sparked an investigation into her family history, revealing unexpected connections. Jill and Julie also emphasize the value of storytelling while loved ones are still here, offering tips on engaging in these conversations now to avoid regret later.

Key takeaways include:

  • Strategies for clearing and preserving belongings with meaning
  • Tools like Artifcts and Trustworthy for organizing legacy and estate information
  • The role of storytelling in passing down family history
  • Encouraging open conversations about death and preparation
  • Practical advice for balancing emotional and logistical tasks after a loss

Julie also discusses her nonprofit, SilverTree Seniors, which provides gifts and support to isolated and low-income seniors, and how small actions can make a big impact on a forgotten population.

Mentioned in this Episode:

Connect with Julie Ulrich: organizedlegacy.com

Support the Podcast:
If you found this episode valuable, share it with a loved one and follow The Death Readiness Podcast on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode. Together, let’s make conversations about death readiness empowering and impactful.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Start the Senior Care Conversation04 Apr 202501:00:05

In this real and relatable episode, Jill explores the often-avoided topic of senior living and long-term care. She’s joined by senior care consultant Mikelle Rappaport, who breaks down the various types of senior living and care options and how to plan for them—both practically and financially. Jill also speaks with Bob Stanton, who shares the journey of moving his wife of 54 years into a skilled nursing facility. Together, they unpack the real challenges families face when navigating aging, caregiving, and the difficult decisions that arise at their intersection.

What We Discuss

  • What long-term care really means and what types of care are available
  • Understanding ADLs (Activities of Daily Living) and IADLs (Instrumental ADLs)
  • Common misconceptions about family caregiving and what's realistically sustainable
  • How Medicare, Medicaid, VA benefits, and long-term care insurance factor into paying for care
  • What different types of senior living facilities offer, from independent living to skilled nursing
  • When it’s time to consider a higher level of care—and how to make peace with that choice

Resources and Links

Questions and Suggestions? Email Jill at Jill@DeathReadiness.com.

Subscribe to receive news and updates.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Choose the Right Special Needs Estate Planning Team21 Mar 202501:00:09

In this episode, host Jill Mastroianni continues her conversation with Kristen Lewis, a special needs estate planning attorney. They explore how to build the right team of professionals to support your child’s future. From trustees to life care planners, disability care managers, and legal guardians, they discuss who should be on your team and how to choose the right people for these critical roles.

Kristen also shares key mistakes to avoid—such as disinheriting a child with special needs—and explains how tools like special needs trusts and ABLE accounts fit into a well-rounded planning strategy. Whether you're just getting started or refining an existing plan, this episode will give you actionable steps to help you move forward with confidence.

What You’ll Learn in This Episode:

  • The key professionals to include in your special needs planning team (estate planning attorneys, trustees, life care planners, disability care managers, intimacy counselors, and more)
  • How to choose a trustee for a special needs trust and why professional trustees are often the best choice
  • Why disinheriting a child with special needs is a mistake—and what to do instead
  • The role of ABLE accounts in financial planning and their limitations
  • How to coordinate assets and beneficiary designations to ensure financial security without jeopardizing government benefits
  • The importance of family communication and how a well-prepared plan can ease concerns for both parents and siblings

Resources & Links:

Find a Special Needs Estate Planning Attorney: Special Needs Alliance
ABLE Account Information: ABLE National Resource Center

Kristen Lewis’ Resources: Estate Planning for Families with Special Needs; Planning Challenges for Families with Special Needs; What Can a Care Manager Do for Me?

Caregiver Important Information Sheet

Contact Kristen Lewis: klewis@harrisonllp.com

Connect with Jill:

Have Questions about Special Needs Estate Planning?

Special needs estate planning is complicated, and it’s normal to need to hear this information more than once! If you have questions, email me at jill@deathreadiness.com. If enough people ask, Kristen and I may do a follow-up episode to clarify key points.

Subscribe & Share!
If this episode was helpful, please share it with someone who could benefit. Follow The Death Readiness Podcast on Apple Podcasts, Spotify, YouTube, or wherever you listen.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

A Parents’ Guide to Special Needs Estate Planning07 Mar 202501:11:28

In this episode, Jill welcomes Kristen Lewis, a nationally recognized special needs estate planning attorney, to unpack the critical legal and financial steps families should take to secure the future of a loved one with special needs. They explore common misconceptions, how traditional estate planning often fails these families, and why comprehensive special needs planning requires much more than just drafting a trust.

This is Part 1 of a two-part conversation, diving deep into government benefits, asset limits, trust types, and common pitfalls. Whether you’re a parent, grandparent, or caregiver, this episode is packed with essential guidance to help you plan with confidence.

Topics Discussed

  • Why traditional estate planning is often insufficient for families with a loved one who has a disability
  • The network of special needs trusts — not just one trust, but several working together
  • The importance of a coordinated family approach to avoid well-meaning but harmful gifts or inheritances

Government Benefits

  • SSI (Supplemental Security Income) and Medicaid
  • SSDI (Social Security Disability Insurance) and Medicare

Essential Trust Types Explained

  • Third-party special needs trusts (funded by parents, grandparents, etc.)
  • First-party special needs trusts (funded with the assets of the individual with the disability)
  • Understanding the Medicaid payback requirement — and how to avoid it when possible

Common Mistakes & Misconceptions

  • Why disinheriting a child with special needs is NOT the solution
  • How grandparents’ gifts and bequests can unintentionally disrupt eligibility for government benefits

Articles & References

Questions about special needs estate planning?

Email Jill at Jill@deathreadiness.com 

If she notices a lot of the same questions, she and Kristen will record a follow-up episode to answer these popular questions.

Subscribe to receive news and updates.

Programming Note: The Death Readiness Podcast is moving to an every-other-Friday release schedule to bring you thoughtful, high-quality content in a sustainable way.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What it Takes to Raise a Child with Special Needs21 Feb 202501:09:01

Host Jill Mastroianni sits down with her father, Carmen Mastroianni, to discuss his journey raising her older brother, Dan, who was born with Down syndrome in 1977. Through personal stories and reflections, Carmen shares the challenges, triumphs, and advocacy efforts that shaped their family’s experience, from navigating early medical uncertainties to ensuring Dan’s inclusion in school, sports, and community life.

Jill and her father discuss how societal attitudes toward children with special needs have evolved over the decades and the crucial role of advocacy in securing opportunities for Dan. They highlight the importance of inclusion, the impact of strong support networks, and the ways Dan’s own resilience shaped his life. You’ll also hear insights from Dan himself, as Jill includes clips from a special interview in which he shares his thoughts on his life, independence, and how he views his Down syndrome diagnosis.

Beyond the personal journey, the conversation also explores long-term planning for individuals with special needs, including Dan’s decision to transition into a group home, the financial and legal considerations of special needs trusts, and how families can prepare for the future of their loved ones.

This episode is a moving and informative discussion on love, advocacy, and the responsibilities that come with ensuring a fulfilling and secure future for family members with special needs. Whether you are a parent, sibling, or community member, this conversation offers valuable lessons on inclusion, resilience, and planning for the road ahead.

Together, Jill and Carmen discuss:

  • The emotional and logistical challenges of raising a child with special needs in the 1970s
  • The importance of advocacy in education, community inclusion, and extracurricular activities
  • How early intervention programs and support networks can make a life-changing impact
  • Dan’s personal perspective on his life, his independence, and his Down syndrome diagnosis
  • The decision-making process behind transitioning into a group home
  • Key financial and legal considerations in planning for the future
  • The impact of technology on accessibility and communication for individuals with disabilities

Resources & Links:

Center for Disability Services: Residential Services

Center for Disability Services

314 South Manning Blvd.
Albany, NY 12208
518-437-5700

The Center for Disability Services is a nonprofit organization in New York that provides comprehensive support and services for individuals with disabilities. The Center played a crucial role in securing supportive housing and care for Dan. Through its commitment to inclusion and individualized care, the Center continues to provide essential resources that empower individuals with disabilities to lead fulfilling lives.

Gerald B. Healy, MD, FACS was an ear, nose, and throat specialist at Children’s Hospital in Boston who played a critical role in saving Dan’s life. Dan suffered from severe respiratory issues as a toddler—issues that local doctors were unable to diagnose. Dr. Healy identified that Dan’s airway was dangerously small due to enlarged tonsils and adenoids and recommended immediate surgery.

Kids Like These is a 1987 TV movie that tells the story of a couple who has a baby with Down syndrome. The script was co-written by Emily Perl Kingsley, a well-known advocate for individuals with disabilities, along with Allan Sloane. Kingsley, whose own son, Jason Kingsley, has Down syndrome, infused the film with real-life experiences to highlight the struggles and triumphs of parenting a child with special needs.

One notable detail from the movie was inspired by Dan’s mother, who once shared a story with Emily Perl Kingsley about Dan being denied a library card because he couldn’t sign his name. This real-life event was later referenced in the film, illustrating the systemic barriers faced by individuals with disabilities and the importance of advocacy.

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What to Know Before Choosing an Executor or Agreeing to Serve as One14 Feb 202501:01:39

What happens after someone passes away? Who handles the logistics, financial matters, and legal steps? In this episode, Jill speaks with Mollie Lacher, a leader in the after-loss services industry, about the often-overlooked challenges of estate administration and how professionals can help families navigate these responsibilities.

Mollie shares her personal journey from project management to estate administration, sparked by her own experiences after the deaths of her father and brother-in-law. She explains how after-loss professionals provide essential support to grieving families and executors.

Together, Jill and Mollie discuss:

  • The critical role of after-loss professionals in estate settlement
  • Why naming a corporate fiduciary isn’t always the best plan
  • The common challenges executors face and how to prepare
  • The importance of professional support in settling estates
  • How PALS (Professionals of After-Loss Services) is shaping this new industry

Whether you’ve been named an executor or just want to understand what happens after a loss, this episode provides practical advice and insights to help you navigate the process.

Resources & Links:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why You Shouldn’t Worry About the Estate Tax07 Feb 202500:29:57

Taxes can be confusing, but they don’t have to be terrifying. In this solo episode, Jill Mastroianni breaks down estate, inheritance, and gift taxes, helping you separate fact from fiction. Will estate taxes impact your family? Probably not. And what’s the deal with gifting limits? Jill walks you through the history, the myths, and what really matters when it comes to taxes and death readiness.

What You’ll Learn in This Episode:

  • The history of estate taxes and how they came to be
  • What the federal estate tax exemption means for you in 2025 (and how it’s scheduled to change)
  • Which states still have estate and inheritance taxes
  • How the step-up in tax basis at death can save loved ones from major tax bills
  • The truth about gift taxes and why most people will never owe them
  • Practical tips to minimize tax burdens when passing on assets

Show Notes & Resources:

Taxes might not be fun, but knowledge is power. Listen in as Jill simplifies these complex topics and helps you remove one more worry from your list.

Connect with Jill:

Support the Podcast

  • Follow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.
  • Share this episode with someone you care about.

Podcast editing provided by JAG in Detroit Podcasts

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Talk to Your Parents about Death31 Jan 202500:53:42

In this episode of The Death Readiness Podcast, Jill is joined by Megan Malick, founder of A New Path, grief and after-loss educator, speaker, and author. Megan shares insights on navigating the complexities of loss, discussing why conversations about death readiness are so difficult, and offering practical steps to approach these conversations with loved ones. She also introduces her new book, A New Path: A Practical Workbook and Planner for the First Year of Grief and Settling Your Person’s Affairs, which serves as a compassionate guide through the emotional and logistical challenges of administering a loved one’s estate after a loss.

What You'll Learn in This Episode:

  • Why talking about death is so difficult—and how societal shifts have contributed to this avoidance.
  • The emotional weight of grief and estate administration – the “double whammy.”
  • Five small steps to begin a conversation about end-of-life planning:
  • The different types of support people we may need after a loss, which Megan categorizes as:
  • The importance of pre-planning and how having essential documents in place can ease the burden on loved ones.
  • How Megan’s personal experience of losing both parents unexpectedly shaped her approach to after-loss planning.

Practical Takeaways

  • Start conversations about estate planning and death readiness with small, approachable topics.
  • Don’t pressure loved ones into sharing more than they’re comfortable with—any information is better than none.
  • If you’re grieving, don’t hesitate to ask for help. Megan provides scripts in her book to make reaching out easier.
  • Prepare in advance for emergencies. See the downloadable resources below.

Resources Mentioned

Connect with Megan Malick

Connect with Jill & Death Readiness

Support the Podcast

  • Follow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.
  • Share this episode with someone you care about.

Podcast editing provided by JAG in Detroit Podcasts

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What Probate Really Means and How to Avoid It24 Jan 202501:01:04

In this episode, Jill is joined by podcast expert Jon Gay, who shares a personal probate challenge his family faced. Together, they dive deep into the complexities of probate, what happens when estates aren't settled properly, and why planning ahead is crucial. Jill provides practical advice on how to avoid probate pitfalls, including the importance of professional guidance, understanding asset ownership, and ensuring your wishes are properly documented. Whether you're just starting your estate planning journey or looking to refine it, this episode offers valuable insights to help you take meaningful steps toward securing your legacy.

In this episode, we discuss:

  • A real-life probate issue and why it’s more common than you think
  • What probate is and why it matters for your estate
  • The role of an executor and the challenges an executor may face
  • The importance of proper estate planning and using professionals
  • Common misconceptions about wills and probate court
  • How different assets pass through (or avoid) probate
  • Steps you can take today to make probate easier for your loved ones

Resources Mentioned:

Contact the host, Jill Mastroianni:

Contact today’s co-host, Jon Gay:

Practical Takeaway:
Start small—gather information about your assets and how they are titled. Even filling in partial details can make a big difference for your loved ones in the future.

Stay Connected:

  • Follow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.
  • Share this episode with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What You Need to Know About Embalming, Cremation, and Eco-Friendly Funerals16 May 202501:20:16

What happens to your body after you die—and who decides? Jill sits down with Jamie Sarche, Director of Pre-arranged Funeral Planning, at Feldman Mortuary, to explore embalming, cremation (both fire and water), green burial, body composting, and the emotional and logistical weight of making funeral plans. Jill even begins her own funeral planning on-air, offering listeners a firsthand look at what these conversations involve.

If you've ever wondered what’s inside an urn, whether you can be composted, or why so many cremated remains end up forgotten in a closet, this is the episode for you.

What We Discuss

  • Why embalming is common—but not required or environmentally friendly
  • What’s really in an urn (hint: it’s not “ash”)
  • The surprising environmental cost of fire cremation
  • Alternatives to fire cremation, including water cremation and natural organic reduction (aka body composting)
  • What makes a funeral “green” and how to avoid unnecessary embalming
  • How pre-need funeral planning works and what decisions are involved
  • Jamie’s approach to making funeral planning less scary and more human
  • How funeral planning intersects with grief, family dynamics, and emotional preparedness
  • How to talk to your loved ones about what you want (or don’t want)

Resources and Links:

Connect with Jamie:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Succeed in the Caregiving Role No One Trained You For30 May 202501:18:13

Caregiving isn’t side work - it’s a leadership position. Host Jill Mastroianni talks with Jennifer O’Brien, author of Care Boss and The Hospice Doctor’s Widow, about the emotional labor, strategic thinking, and societal blind spots surrounding caregiving. Drawing from her experience leading healthcare organizations as well as caring for her husband and parents, Jennifer challenges the notion of caregiving as “soft” work and offers real-world tools to do it well. We cover everything from palliative care to “go bags” to how not to offer help to a caregiver.

If you're juggling caregiving responsibilities, this episode is for you. And if you're not a caregiver (yet), it’s a window into what your friends, family, or future self may need.

What We Discuss

  • Why caregiving is leadership. Caregivers are decision-makers, advocates, and strategists. They're doing CEO-level work without the pay or recognition.
  • Jennifer’s caregiving story. Caring for her husband Bob, a palliative care and hospice physician, Jennifer learned the hard way how lonely and demanding caregiving can be.
  • The vision and purpose of caregiving. Why it’s essential to align on a shared goal, usually a peaceful, dignified death, and use it as a guidepost through tough decisions.
  • Starting the conversation early. How Jennifer and her husband talked about end-of-life preferences before illness and clarified end-of-life wishes after a terminal diagnosis.
  • The At Peace Toolkit. A free, “jarringly practical” resource Jennifer created to help people get their documents and wishes in order before a crisis.
  • How to ask for help (and offer it). Strategies for delegating, examples of pinpointed positive feedback, and how to support caregivers without creating more work for them.
  • The Death Deck. A conversation-starting card game that can bring reluctant partners on board.
  • Hospice vs. Palliative Care. What these terms mean, how they differ, and how to advocate for the care your loved one needs.
  • Why you need a “Go Bag.” It’s not just for caregivers. Medical information, power cords, dentures—what to pack and why it matters.
  • Home design and end-of-life care. From slippery marble floors to six-inch shower curbs, we talk about how your environment can make, or break, caregiving.
  • Self-care vs. self-management. Why “get a pedicure” doesn’t cut it and what real self-management looks like for caregivers.
  • Precious time. The term Jennifer’s husband used to signal the end of life was near. Why it matters, and how to recognize it when it comes.

Resources & Links

Connect with Jennifer:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why You Need (or Don't Need) a Trust15 Jul 202500:15:44

Most of us don’t understand what a trust is or what it does. In this bite-sized Tuesday Triage episode, Jill breaks it down in plain language: what a revocable trust is, what it can and can’t do, and how to know whether it’s the right tool for your situation.

What Jill Discusses:

  • What a trust is and what a revocable trust means
  • Why trusts are tools, not status symbols
  • Two key reasons people use revocable trusts: (1) to simplify management of assets during life and after death, and (2) to avoid probate after death.
  • Common situations where a revocable trust makes sense: (1) owning real estate in multiple states, (2) maintaining privacy, (3) avoiding court delays, and (4) avoiding percentage-based statutory probate fees (like in California)
  • A breakdown of how California calculates probate fees
  • What it means to fund a trust (and why it’s crucial!)
  • A reminder: trusts aren’t the only way to avoid probate

Resources & Links

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What to Do with a Dead Body, Who’s in Charge, and Who Pays11 Jul 202500:52:01

What do you actually do when someone dies? Call 911, the coroner, or Google “funeral homes near me”? In this episode, director of pre-planning at Feldman Mortuary in Denver, Colorado, Jamie Sarche, returns to The Death Readiness Podcast to demystify what really happens behind the scenes after a death. We discuss how a lack of planning can leave your family vulnerable to grief, manipulation, and financial strain, why skipping a funeral can backfire, and how pre-planning can be the ultimate act of love.

We discuss:

Whom to call when someone dies at home

  • Why calling 911 is often required unless hospice is involved
  • The role of hospice, coroners, and funeral homes in body removal and care

What happens to the body

  • Where the body goes after death
  • Differences in funeral home care practices

Who makes decisions after a death

  • How state law determines who has authority
  • Why written declarations are often unknown or unused
  • Complications with second marriages and family dynamics

Why funeral pre-planning matters

  • Avoiding manipulation and overspending during grief
  • Ensuring your family knows your wishes and avoids unnecessary financial strain

The costs of funerals

  • How pre-paying through a funeral home can lock in prices and protect loved ones

The emotional side of funerals

  • The six needs of mourning (Jamie and Jill discuss Dr. Alan Wolfelt’s framework)
  • Why skipping funerals can lead to complicated grief
  • How funerals create meaning, community, and continued connection

Final expense insurance vs. funeral pre-payment plans

Actionable steps you can take

  • Conversations to have with family now
  • How even simple communal gatherings can support healthy grieving

Resources & Links

Connect with Jamie:

Connect with Jill:

Connect with The Death Readiness Podcast

Just launched: Tuesday Triage, short bite-sized episodes answering real listener questions. Have a question about probate, wills, trusts, or estate planning? 

Submit your Tuesday Triage question here. Your question might be featured in an upcoming episode.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How Powers of Attorney Work, When to Use Them, and When It’s Too Late to Get One08 Jul 202500:10:41

Your parent’s health is declining. The bills keep piling up. Are you legally allowed to step in? In this first Tuesday Triage episode, Jill explains how powers of attorney really work, who can use them, and what you can do now to prepare for your parent’s cognitive decline before it’s too late.

What We Discussed

  • What a power of attorney is and when to use it
  • Who can grant a power of attorney and when mental capacity matters
  • Immediate vs. springing powers of attorney
  • Why successor agents can’t act until the primary agent can’t
  • Practical steps to prepare for your parent’s cognitive decline, including:
  • The emotional challenge of confronting a parent’s decline, and why being proactive is an act of courage and love

Resources & Links

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Prevent your Estate Plan from Becoming a Family Battlefield27 Jun 202500:48:20

What happens when no one agrees on who should manage a loved one’s care—or their money? Jill talks with Sara Ecklein, a professional fiduciary in California, to talk about what goes wrong when we don’t plan ahead. From costly legal fights to irreparable family breakdowns, they unpack how a neutral third party can step in before conflict becomes a catastrophe.

They also explore what it means to be a mindful fiduciary, how family dynamics get complicated when siblings are put in charge, and why planning isn’t just about documents; it’s about legacy.

What Jill and Sara discuss:

  • What a professional fiduciary actually does (and why it’s more than just “cutting checks”)
  • The roles of trustee and agent under a power of attorney, and how they differ
  • What it means to be a mindful fiduciary (and how presence, empathy, and neutrality can positively impact a family’s experience)
  • The emotional and financial cost of family conflict when no one plans for death or incapacity
  • A real-life Michigan guardianship case and what it reveals about court involvement and family discord
  • Why naming a sibling as trustee can lead to fractured relationships
  • How a trust protector can act as a “watchdog” without being involved in the day-to-day management of a trust
  • The difference between a “successful” estate plan on paper vs. in real life
  • Planning ahead for your own death, even if you're a professional fiduciary like Sara Ecklein
  • The power of legacy, and why estate planning is about how you live, not just what you leave behind

Resources & Links

Learn more about Sara Ecklein:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How our favorite movies trained us to accept less13 Jun 202500:18:33

What if the movies we loved growing up were quietly teaching us to settle for less credit, less rest, and less power? In this episode, Jill Mastroianni unpacks the messages in movies like Groundhog Day, Three Men and a Baby, and Miss Congeniality, and how those messages still echo today in hospitals, law offices, and family conversations about caregiving and estate planning.

Jill talks about agency, consent, emotional labor, and how the women who keep everything afloat often lack the tools and support they deserve. This episode is both a breakdown and a wake-up call. And, it’s an invitation to rewrite the script.

In this episode, Jill covers:

  • The cultural conditioning we absorbed from movies in the ‘80s and ‘90s
  • How Groundhog Day distorts consent and persistence
  • What Three Men and a Baby taught us about helpless men and overburdened women
  • How to view Miss Congeniality through the lens of a new generation
  • Emotional labor, caregiving, and the invisible scripts women still follow
  • The power of naming what’s not okay, and what we’ve internalized
  • How estate planning ties into agency, boundaries, and rewriting expectations
  • A real-life story of helping aging parents finally get their estate plan done
  • Why handing off the mental load matters just as much as getting the documents in place

Resource:

  • Free video: "Do You Need a Will?" A quick, clear explanation of what a Will actually does (and doesn’t do).

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What Happens When a Pregnant Woman Is Declared Brain Dead?05 Aug 202500:18:01

When a woman is declared brain dead, but still pregnant, who decides what happens next? And what if she made her wishes clear, but the law says they don’t matter?

Jill explores the tragic case of Adriana Smith, a young nurse from Georgia whose body was kept on life support for four months after brain death because she was nine weeks pregnant. 

This episode tackles uncomfortable questions about autonomy, abortion law, and what happens when healthcare decisions collide with unclear legal guidance.

What Jill covers in this episode:

  • The story of Adriana Smith, who was declared brain dead when she was 9 weeks pregnant
  • How Georgia's abortion and advance directive laws might have affected her care
  • The 2013 case of Marlise Munoz and Texas’s pregnancy restrictions on end-of-life care
  • The Dobbs  United States Supreme Court decision: what it actually did, and what the dissent said
  • Georgia’s advance directive statute and its impact on end-of-life care for pregnant women
  • A 2019 JAMA study showing how 31 states restrict advance directives during pregnancy
  • Reflections on what it means to feel powerless and why kindness matters in hard conversations

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What Every Parent Needs to Know When Their Child Turns 1829 Jul 202500:17:03

Your child becomes a legal adult at 18, but what if something happens, and they can’t speak for themselves? Would you be allowed in the room? Would you know what they’d want?

In this episode, Jill shares the powerful real-life stories of Nancy Cruzan and Terri Schiavo, and explores the legal right to terminate life-sustaining treatment.

Whether your teen is heading to college or still living at home, Jill walks you through the essential documents and conversations that can protect your child’s autonomy and give your family peace of mind.

What We Cover in This Episode:

  • Why the law treats your child differently the moment they turn 18
  • The story of Nancy Cruzan, and how a lack of documentation led to a prolonged legal battle all the way to the U.S. Supreme Court
  • The story of Terri Schiavo, the national debate that followed, and what it revealed about end-of-life decision-making
  • What “persistent vegetative state” and “clear and convincing evidence” mean
  • The difference between a guardian and a guardian ad litem
  • Why advance healthcare directives and healthcare powers of attorney matter, not just for older adults, but for your 18-year-old
  • Conversation starters for talking to your child about medical wishes
  • Jill’s personal story and why she chose her husband as her agent

Resources + Links:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Prenups Aren't Just for the Rich (or the Divorcing)25 Jul 202500:39:44

What if a prenup could actually strengthen your relationship?

In this episode, family dynamics coach Emily Bouchard joins Jill Mastroianni to challenge the stigma around prenuptial agreements. They explore how prenups, and the conversations that come with them, can deepen connection, build trust, and clarify expectations in relationships. Whether you’re engaged, remarried, or already decades into marriage, this conversation offers tools for more honest, compassionate dialogue around money.

Jill also shares a real-life story from my legal practice about how one couple’s lack of communication led to unintended and heartbreaking consequences, and how it could have been different.

If you've ever felt uncomfortable talking about money with someone you love, this episode is for you.

Listen to learn:

  • Why a prenup isn't planning for divorce; it's planning with intention
  • What financial infidelity looks like and how it erodes trust
  • How childhood money experiences shape adult relationships with money
  • The difference between the “context” and “content” of a prenup
  • Tips for starting prenup and money conversations with empathy and intention
  • What to do if red flags surface before the wedding
  • Why these conversations matter, even if you're already married (or never plan to be)

Resources & Links:

Connect with Emily:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What You Need to Know About Medicaid and Protecting Your Mom’s House22 Jul 202500:16:15

Are you worried that the government might “take the house” if your parent ever needs nursing home care? A listener named Eileen is facing this exact question, and her son-in-law thinks a trust is the answer. But is it?

In this episode, Jill unpacks how Medicaid works, what a Medicaid Asset Protection Trust actually does, and why good estate planning starts with the person at the center, not just the property. 

This episode is a must-listen if you’ve ever panicked about Medicaid’s five-year lookback or felt pressure to “act fast” without knowing what you're really signing up for.

Listen to learn:

  • What Medicaid is, and how it differs from Medicare
  • What it actually means for the government to “take the house”
  • What Medicaid Estate Recovery is and how it plays out in real life
  • How a Medicaid Asset Protection Trust works (and when it might backfire)
  • What the five-year lookback is and how the penalty period is calculated
  • Why giving away control could cause more problems than it solves
  • The question every family should ask: Does this plan serve the person at the center of it?
  • What to consider before putting your parent’s house in a trust

Resources & Links

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Banks Reject Powers of Attorney for Trust Accounts19 Aug 202500:11:38

In this Tuesday Triage episode, Jill unpacks a common source of frustration for families: why a power of attorney works for some accounts but fails when it comes to trust assets. Using listener Lindsey’s real-life question, Jill explains the crucial distinction between acting as an agent under a power of attorney and serving as trustee. You’ll learn how banks view these documents, why powers of attorney don’t apply to trust accounts, and what you can do to avoid roadblocks when helping aging parents.

What Jill discussed:

  • Lindsey’s story: Why her father’s power of attorney worked at the bank for checking and savings accounts, but not for trust accounts.
  • The basics of a financial power of attorney: What authority it gives, and its limits.
  • Why banks sometimes hesitate: Knowledge gaps, fear of liability, and extra review layers.
  • Tips to smooth the process: Submitting powers of attorney before capacity is lost, and consolidating accounts at cooperative institutions.
  • The bigger picture: A power of attorney covers personal assets; trust assets follow the trust agreement.

Resources & Links:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Naming the Caregiver Adult Child (instead of your Spouse with Dementia) as Beneficiary of your IRA Can Backfire12 Aug 202500:10:30

In this Tuesday Triage episode, Jill answers a listener question from Molly in Washington, whose father is considering naming her as the beneficiary of his IRA to help care for her mother, who has dementia. Jill explains the potential pitfalls of naming the “helpful child” as a beneficiary, shares a real-life cautionary case from the Michigan Court of Appeals about mishandling a power of attorney, and offers guidance on safer ways to ensure assets are available for care when they are needed most.

What Jill discussed:

  • The central question: Should Molly’s father name her as IRA beneficiary to help care for her mother?
  • Three major problems with naming a child as beneficiary in this context:
  • A Michigan Court of Appeals case illustrating breach of fiduciary duty by an agent under a power of attorney
  • The fiduciary duties of an agent: good faith, loyalty, prohibition against self-dealing, and meticulous record-keeping
  • Practical advice: If you’re managing someone’s finances, keep accurate records from the start and get help if needed.

Link

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How One Boy Survived Auschwitz and Found His Dog08 Aug 202501:07:10

Jill speaks with Kari Alterman about the extraordinary life of her father, Emery Grosinger, a Holocaust survivor who lost his parents and his home in the Holocaust. Born in a small village in Hungary, Emery survived Auschwitz, endured a death march, and was ultimately liberated from Mauthausen just before his 13th birthday, May 8, 1945, Victory in Europe Day. Kari shares the story of his survival, resilience, and legacy, and how it inspired her life and work through Good Name Advisors.

What We Discussed

  • Emery’s idyllic childhood in Transylvania and the close-knit community he grew up in
  • How scarlet fever and a delayed hospital discharge upended the family’s chance to hide from the Nazis
  • Life in the ghettos and the horrific conditions aboard cattle cars to Auschwitz
  • Slave labor at Auschwitz, including the senseless task of building walls to be torn down each day
  • Emery’s separation from his parents, and the small moments of reconnection with his mother through a fence
  • A narrow escape from death thanks to Kari’s father following a group of Polish boys to another barracks
  • The brutal death march and train transport to Mauthausen
  • Liberation on his 13th birthday, and the train journey back to his village
  • The miraculous survival of Emery’s family dog
  • The journey to the United States, including fake passports, a six-week visa, and overstaying to build a life in Detroit
  • How Kari’s father’s values, humor, and resilience live on in her family, and inspired her business, Good Name Advisors
  • A brief explanation of the Claims Conference and symbolic reparations for Holocaust survivors

Resources & Links

Connect with Kari Alterman:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What Really Happens with DIY Wills and other Lessons from the Bench22 Aug 202500:39:55

Jill talks with Judge Andra Hedrick, the first female probate court judge in Davidson County, Tennessee, to pull back the curtain on what really happens when DIY wills, internet forms, and quick-fix estate plans land in probate court. They discuss the rise of homemade documents, the conflicts they leave behind, and what families should know about probate, guardianships, and conservatorships. Judge Hedrick also shares insights on how the court works day-to-day, including what happens when families show up without a lawyer and why making your wishes clear is the best way to protect your loved ones.

What We Discussed:

What Probate Actually Means

  • Why a will has no legal effect until it is admitted to probate.
  • How the petition process works and what “pro se” (representing yourself) looks like in court.

Beyond Wills: Other Roles of Probate Court

  • Guardianships for minors inheriting money.
  • Emancipation proceedings for minors entering contracts (like young entertainers).
  • Conservatorships for adults with disabilities or cognitive decline, and the conflicts that arise when family members disagree.

Challenges in Court

  • Families surprised by estate outcomes that don’t match verbal promises.
  • The risks of vague or conflicting instructions from a deceased loved one.

The Rise of DIY and Internet Wills

  • Why homemade wills often create confusion and costly cleanup.
  • Missing provisions (like residuary clauses) that cause unintended gaps.
  • Examples of ambiguous language and why precision matters.
  • Why fixing problems after death is far more expensive than doing it right from the start.

Inside the Courtroom

  • Open access to the public and how hearings can often be observed (sometimes even via Zoom).
  • Court culture and expectations around dress, conduct, and participation.
  • Judge Hedrick’s perspective on keeping the court accessible to all.

Resources & Links

  • Parent Prep Plan – If you’re worried your parents may try the DIY will route, Jill can help walk them through the estate planning process with the right attorney and keep things moving forward: Parent Prep Plan — Death Readiness

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Your Business Needs an Estate Plan, Too02 Sep 202500:16:39

Whether you’re a solopreneur, a small-business owner, or running a growing team, your business needs an estate plan. In this episode of Tuesday Triage, Jill walks through the practical steps to protect your business, your income, and the people who depend on you. From organizing legal and financial documents to creating systems that make your business more resilient, this episode is packed with actionable guidance to help you plan from a position of strength, for both growth and the unexpected.

What Jill discussed:

Agency and Planning

  • Why estate planning is about taking ownership of your business and future.
  • A client story that illustrates why having access to business agreements matters.

Business Foundations

  • Ensuring you have your EIN letter and business entity governing documents.
  • Why even solopreneurs need an Operating Agreement, and what it should cover.
  • How to request copies of official filings from your Secretary of State.

Banking and Financial Preparedness

  • Adding a second signer to your business accounts.
  • Why access to cash flow is critical to keeping operations running in your absence.

Accounting and Bookkeeping

  • Systems for tracking income and expenses.
  • The benefits of outsourcing bookkeeping for peace of mind and continuity.

People and Relationships

  • Identifying your key clients and team members.
  • Adding a “death or incapacity” clause to client contracts.
  • Keeping an accessible list of important contacts and roles.

Recurring Expenses and Digital Access

  • Documenting subscriptions, accounts, and access credentials.
  • Managing digital assets like domains, trademarks, and renewals.

Systems and Processes

  • The importance of standard operating procedures (SOPs) for daily tasks.
  • Using clear documentation to make your business resilient and scalable.

Content Management

  • Organizing your content for easier repurposing and brand consistency.
  • Creating a master file for branding and creative assets.

Insurance and Risk Management

Key types of coverage every business owner should consider:

  • Businessowner’s policy for general liability
  • Cybersecurity and digital media coverage
  • Professional liability insurance

Advanced Planning Tips

  • Using life insurance to maintain cash flow during transitions.

Final Takeaway

  • Planning for your business isn’t just about preparing for the worst — it’s about creating systems and organization that make your business stronger and more valuable every day.

Resources and Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Protect Your Aging Parents and Avoid Probate Court26 Aug 202500:13:22

Guardianship. Probate court. Powers of attorney. These terms can feel intimidating but they don’t have to be. In this episode, Jill Mastroianni breaks down the differences between powers of attorney and guardianship, and shares actionable steps to help you protect your aging parents, and yourself, from unnecessary stress, cost, and court involvement.

What Jill discussed:

Guardianship vs. Power of Attorney:

  • How these two tools differ and when each comes into play.
  • Why guardianships (or conservatorships, in some states) should be the last resort.

Capacity and Timing:

  • Why mental capacity is critical for signing a power of attorney.

Avoiding Probate Court:

  • Proactive planning steps to reduce the chances of a guardianship proceeding.
  • The importance of early conversations with your parents and transparency among family members.

Real-World Scenarios:

  • Examples of how lack of communication or delayed planning can lead to confusion, conflict, or costly legal battles.

Action Steps for Listeners:

1. Start the conversation early. Talk with your parents about the importance of powers of attorney while they still have mental capacity. And if you don’t already have your own power of attorney, lead by example. Get one in place, and—if you’re comfortable—share whom you chose as your agent and why.

2. Share key information. When it’s possible and safe to do so, let other family members know that these documents are in place. Transparency helps reduce misunderstandings later on.

3. Keep the focus on care, not control. Powers of attorney aren’t about taking over someone’s life. They’re about protecting the people we love when they’re unable to protect themselves.

Resources and Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why an Innocent Woman Spent 27 Years in Prison05 Sep 202500:45:55

Imagine spending 27 years in prison for a crime you didn’t commit. That was the reality for Joyce Watkins, a woman wrongfully convicted in 1989 of the rape and murder of her four-year-old great-niece. Joyce and her longtime partner, Charlie Dunn steadfastly maintained their innocence. But flawed medical testimony, prosecutorial missteps, and systemic biases led to their conviction and life sentences. Charlie tragically died in prison after 27 years, while Joyce was paroled in 2015, branded as a registered sex offender. Even in the face of wrongful conviction, parole restrictions, and decades of injustice, Joyce never gave up her agency. 

Jill talks with Jason Gichner, Executive Director of the Tennessee Innocence Project, about Joyce’s fight to clear her name, how wrongful convictions happen, and what her story teaches us about resilience, justice, and protecting your voice. Together, they explore how the Tennessee Innocence Project works to exonerate innocent people, the flaws in the justice system, and the ways all of us can contribute to this vital mission.

What We Discussed

  • The Tennessee Innocence Project: The Tennessee Innocence Project is a non-profit law firm that represents people who are actually innocent, people convicted of crimes they did not commit. The project’s typical client has been wrongly imprisoned for decades. On average, the project’s clients who have been exonerated served more than 26 years in prison for crimes that they did not commit. Besides direct litigation, the Tennessee Innocence Project engages in policy work to prevent wrongful convictions. 
  • Joyce Watkins’ story. Joyce became entangled in a tragedy after caring for her great-niece for just nine hours. The child arrived at Joyce’s home already injured, showing signs of bleeding and cognitive distress. Joyce sought medical attention for the child but flawed medical testimony later pointed the blame at Joyce and her longtime partner, Charlie. The prosecution offered Joyce a plea deal of one year if she said Charlie committed the crimes. She refused, unwilling to send an innocent man to prison.
  • How expert testimony, even if incorrect, can shape the outcome of a case. Joyce and Charlie’s conviction rested almost entirely on flawed forensic testimony. The original medical examiner claimed that because she didn’t see a particular healing cell, called a histiocyte, in brain slides, the child’s fatal injury must have occurred during the nine hours she was with Joyce and Charlie. That “proof” became the linchpin of the prosecution’s case. Decades later, independent experts, including Tennessee’s chief medical examiner and a pediatric neurologist from Vanderbilt Children’s Hospital, confirmed that the theory was biologically impossible.
  • The impossible choices innocent people face, including why some plead guilty to crimes they didn’t commit. In the middle of Joyce’s trial, prosecutors offered her a one-year sentence if she would testify that Charlie committed the rape and murder. She refused, unwilling to condemn an innocent man, and took a life sentence instead.
  • Why innocent people sometimes plead guilty. Innocent people sometimes plead guilty when the risk of trial feels too great. Prosecutors hold immense leverage, threatening decades behind bars or even life in prison, while dangling plea deals that offer immediate release or probation. For people who cannot afford bail, who fear a jury will believe false evidence, or who simply want to return home to their families, pleading guilty may feel like the only rational option, even when they did nothing wrong.
  • The exoneration process: how Joyce’s case was reopened, the collaboration with prosecutors, and the eventual exoneration. Joyce arrived at the Tennessee Innocence Project years after her parole, determined to clear her name. Jason’s team reinvestigated, uncovering both junk science and suppressed evidence, including police reports proving that sheets prosecutors claimed Joyce had “washed to destroy DNA” were never washed at all. The Tennessee Innocence Project brought their findings to Nashville’s Conviction Review Unit, one of only two such units in Tennessee. The District Attorney’s office conducted its own independent investigation and reached the same conclusion: Joyce and Charlie were innocent. In December 2021, both convictions were overturned. By early 2022, all charges were dismissed, and Joyce and Charlie were formally exonerated. Tragically, Charlie had already died in prison of cancer, never living to see his name cleared.
  • Life after exoneration: the ongoing fight for compensation, the barriers under Tennessee law, and what exonerees face when re-entering society. Exoneration restored Joyce’s freedom, but not her lost decades. Tennessee law allows wrongfully convicted individuals to seek up to $1 million in compensation, but the process is riddled with obstacles. Even after a judicial exoneration, an exoneree must apply for a “certificate of exoneration” from the governor’s office, a process requiring another hearing before the parole board. Despite unanimous support from the parole board, there has been no action from the governor’s office on Joyce’s case. Charlie’s family may never qualify for relief at all, since the statute excludes adult children of the wrongfully convicted. And beyond money, exonerees face steep challenges reintegrating into society: trauma from years behind bars, lost opportunities, and the need to rebuild lives from scratch. The Tennessee Innocence Project supports its clients holistically, with therapy, housing help, benefits, and community. But as Jason emphasized, freedom after decades in prison doesn’t erase the damage done.

Link

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Your Old Will Might Leave Out Your New Baby30 Sep 202500:14:56

Leslie signed her Will five years ago when she had one child. Last year, she had twins. Does her old Will still work—or does it need to be updated? In this episode, Jill answers Leslie’s question and dives into the legal concept of “pretermitted children.” Jill looks at how different states handle this issue and unpacks what happened in the high-profile estates of Heath Ledger and Anna Nicole Smith when their Wills didn’t account for new children. 

What You’ll Learn in This Episode

When a Will may still work with more children. Some Wills are drafted with language that automatically includes “any child born or adopted after the date of this Will.” If that’s the case, you may not need to update your documents every time your family grows.

What “pretermitted children” are and why it matters. Most states have laws that protect children born after a Will is signed so they aren’t unintentionally disinherited. These laws can dramatically change how an estate is divided.

How Tennessee law handles afterborn children. In Tennessee, a pretermitted child can claim a share of the estate as though the parent had died intestate, without a Will, potentially reducing what other beneficaries receive.

How the same Will can have totally different outcomes in different states. Using Leslie’s example, her twins could inherit a share under Tennessee law, but in New York they might get nothing. State law really does matter.

Celebrity cautionary tales

  • Heath Ledger: His Will predated the birth of his daughter. New York law could have entitled her to everything, but his family voluntarily gave her the estate.
  • Anna Nicole Smith: Her Will disinherited future children, but because her only named beneficiary had died, her infant daughter inherited everything through the laws of intestate succession

The DNA twist. A 2023 Oklahoma case shows how modern DNA testing can lead to surprise inheritance claims from unknown (or unacknowledged) children.

When you should update your Will
Even if your Will includes future children, you’ll need an update if:

  • A child has special needs that require specific planning.
  • Your circumstances or state laws have changed.
  • You’re not sure your existing documents reflect your intentions.

Resources & Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How Small Gaps in Your Will Become Big Problems23 Sep 202500:17:03

What happens if you forget to list something in your will, or if two people end up entitled to the same item, like a piece of jewelry? In this episode, Jill takes on two smart questions from her daughter, April, and unpacks the legal rules around tangible personal property, specific bequests, and residuary estates. Along the way, she shares practical takeaways to help you keep your family out of conflict.

What You’ll Learn in This Episode

  • The role of a will. A will directs the distribution of your probate assets, the property titled in your name alone. But it doesn’t control everything. Retirement accounts with named beneficiaries, life insurance policies, or bank accounts with payable-on-death designations pass outside your will. Knowing what is and isn’t covered helps you avoid false confidence in your estate plan.
  • Tangible personal property. These are the everyday items you can touch: jewelry, artwork, furniture, even napkin holders. Families sometimes fight more over sentimental objects than financial ones when emotion drives value. Without clear instructions, siblings may argue over who gets “Mom’s ring” or “Dad’s watch,” creating unnecessary conflict.
  • Executor authority. A well-drafted will gives the executor power to step in when beneficiaries can’t agree. For example, the executor might sell an item and split the proceeds. Without this safety valve, disputes can stall the entire estate administration, forcing families into costly and time-consuming court battles.
  • Specific bequests. Leaving a gift like “my diamond ring” sounds clear, but what if you own two diamond rings? Specific bequests need precise descriptions—metal type, design, even era—to avoid confusion. They also need instructions about what happens if the recipient dies first.
  • Anti-lapse statutes. In many states, if a beneficiary dies before you but leaves descendants, those descendants inherit in original beneficiary’s place unless your will says otherwise. This rule can unintentionally split a single item, like a ring, between multiple beneficiaries, creating the very conflict you wanted to avoid.
  • The residuary estate. Think of this as the “junk drawer” of your estate: everything not specifically mentioned goes here. The residuary clause prevents forgotten assets from slipping into intestacy, where state law (not you) decides who gets them. 
  • Clarity is your best defense against family conflict. Vague wording, missing clauses, or assumptions about the future can all lead to confusion, high legal costs, and strained relationships. A clear, precise will reduces the chance that your legacy becomes a source of stress or division.

Resources & Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Your Aging Parents Aren’t Planning and How to Change It19 Sep 202500:35:08

So many of us in the sandwich generation can see our parents’ challenges—mobility issues, memory lapses, financial disorganization—yet struggle to help our parents move beyond the problem to actually finding a solution. In this episode, I share my guest appearance on The Legacy of Love Podcast with Sara Ecklein, where we explore how to guide aging parents through estate and life planning in ways that are compassionate, collaborative, and empowering.

Key Insights You’ll Learn

  • Problem-aware vs. solution-aware: Parents may know they’re struggling (with mobility, memory, or paperwork), but that doesn’t mean they know what to do next. The key is moving the conversation toward solutions without judgment.
  • Collaboration works better than control: Instead of showing up like a project manager with a to-do list, try approaching parents with shared planning tools, like filling out medical information sheets together, to model what good planning looks like.
  • Professionals can help: Sometimes parents resist advice from their children but accept it from a professional. An outsider can validate concerns, ask new questions, and take pressure off the family dynamic.
  • Capacity is a spectrum: Even with diminished capacity, parents may still be able to do an estate plan if they understand what they own and who they want to leave it to. If capacity is gone, assets pass by intestate succession (state law), and guardianship may be required.
  • The parent is the client, not the adult child: Even when kids initiate the process, confidentiality belongs to the parent as the client. Professionals must set and keep these boundaries.
  • Self-compassion matters: Being “problem aware” without solutions isn’t necessarily denial; it’s part of being scared and overwhelmed. Just as parents need help moving toward solutions, so do their adult children.

Resources and Links

Learn more about Sara Ecklein:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

6 Steps to Finding the Right Estate Planning Attorney for Your Situation16 Sep 202500:13:41

Finding the right estate planning attorney can feel overwhelming and choosing the wrong one can cost you time, money, and peace of mind. In this Tuesday Triage episode, I walk you through six practical steps to help you identify the right fit for your needs, avoid common pitfalls, and trust your instincts throughout the process. Whether your estate is simple or more complex, these tips will give you clarity and confidence in choosing the attorney who can best serve you and your family.

What Jill discussed

·Why referrals are a great starting point but not the finish line. Referrals from trusted friends, advisors, or professionals can point you in the right direction, but they shouldn’t be the only factor in your decision. You still need to do your own due diligence and trust your gut.

·How to match the attorney’s experience to your unique needs. Many people think their estate is “simple,” but often it’s more complex than it appears. Jill breaks down what circumstances generally qualify as a “simple estate,” what makes an estate more complicated (tax planning, business ownership, beneficiaries with special needs, blended families, family vacation properties), and why the distinction matters when choosing an attorney.

·The role of clear communication. Estate planning comes with lots of legal jargon. A good attorney explains things in plain language, helps you understand how legal changes impact your plan, and leaves you feeling more confident, not more confused. Jill share tips on how to test this before you hire someone.

·Why experience makes a difference. Beyond knowing the law, seasoned attorneys have seen how family dynamics and real-life complications play out. That experience allows them to anticipate problems, avoid mistakes, and guide you through both the expected and the unexpected.

·Looking for a clear process and transparent pricing. A solid estate planning attorney doesn’t just draft documents — they help make sure your plan actually works by funding trusts and aligning beneficiary designations. Jill talks about flat fees vs. hourly billing, what you should expect in a quote, and how to make sure there are no surprises.

·Why comfort and trust are non-negotiable. You’ll be sharing some of your most personal details with your attorney. You need someone you feel heard and respected by, and someone who moves at a pace that feels right for you. Credentials matter, but so do instincts, and ignoring them can be costly.

Resources and Links

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Medical Aid in Dying and Assisted Suicide are not the same thing09 Sep 202500:13:51

Charles just turned 90, and he’s asking a question many of us wonder about but rarely say out loud: “What are my options if I want to die with dignity?”

In this Tuesday Triage, Jill unpacks what medical aid in dying really means, how it differs from assisted suicide, and what the law says for families navigating these difficult conversations. With legal insights and examples from California’s End of Life Option Act, this episode shines a light on a topic often tucked away in silence.

What We Discussed

A personal connection: Jill shares her mom’s story of living with progressive supranuclear palsy (PSP), a rare degenerative brain disorder. She recalls the moments of fear and uncertainty, the independence her mom held onto, and why conversations about dying with dignity are deeply personal for her.

Charles’ question: At 90 years old, Charles asked his daughter, and through her, Jill, what options exist for someone who wants to die with dignity. His willingness to ask reflects the questions many people carry silently, often Googling late at night but rarely discussing openly.

Defining medical aid in dying: Jill explains that medical aid in dying is a regulated medical practice that allows a mentally competent adult with a terminal diagnosis of six months or less to request a prescription to peacefully end their life. She emphasizes that it is not the same as assisted suicide, euthanasia, or mercy killing.

Where it’s legal and what’s pending: Eleven states and Washington, D.C. currently permit medical aid in dying, while 18 others have pending or recently introduced legislation. Jill highlights the significance of these legal shifts for families who may face these decisions in the future.

California’s End of Life Option Act: Jill uses California as a case study to explain how the process works in practice. Key points include:

  • Eligibility: Adults 18+, California residents, with terminal illnesses expected to result in death within six months.
  • Requests: Two oral requests at least 48 hours apart, plus a written request signed in the presence of two witnesses.
  • Safeguards: Physicians must confirm the patient’s capacity and voluntariness, and participation by doctors is voluntary.
  • Self-administration: Only the patient can administer the medication; family or physicians may help prepare it but cannot administer it.
  • Residency proof: California requirements include a state ID, voter registration, property ownership, or tax returns.

Protections for families and insurance: The law makes clear that using medical aid in dying does not affect life insurance, health insurance, or annuities. Death through medical aid in dying is legally recognized as a natural result of the underlying disease, not suicide. Family and friends cannot be held civilly or criminally liable for being present, as long as the patient self-administers the medication.

The importance of terminology: Jill explains why she avoids terms like “assisted suicide” or “euthanasia” and highlights Section 443.18 of the California law, which explicitly rejects those labels. This distinction matters, because medical aid in dying is not about choosing whether to die, but about how to face a death that is already imminent.

The bigger picture: Beyond the legal details, Jill explores what these laws mean for agency, dignity, and conversations about the end of life.

Resources and Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

When Deeds Promise to Avoid Probate but Create Chaos03 Oct 202500:31:36

Thinking about using a Ladybird deed (also known as a transfer-on-death deed) to keep your house out of probate? It may sound like the perfect shortcut but it can create more problems than it solves. In this episode, Jill is joined by Minnesota attorney Jen Gumbel to unpack the good, the bad, and the unintended consequences of these deeds. Together, they explore why they’re tempting, where they go wrong, and how they fit (or don’t fit) into a thoughtful estate plan.

Key Takeaways

  • Deeds:  A deed proves ownership of real estate and transfers property. A transfer-on-death deed avoids probate, but only if completed and recorded correctly.
  • DIY Pitfalls: Errors in legal descriptions, notarizations, or required signatures (like spousal consent) can invalidate the transfer-on-death deed.
  • Beneficiary Risks: If a named beneficiary dies before you, the outcome depends on state law. Without careful planning, the property may end up in probate anyway.
  • Joint Ownership Complications: Naming multiple beneficiaries as joint tenants can create unintended consequences, like one child inheriting everything by survivorship.
  • Trusts vs. Deeds: Trusts provide rules and flexibility that deeds can’t. Using a trust as the beneficiary of a transfer-on-death deed can combine probate avoidance with better safeguards.
  • Medicaid Liens: In states like Minnesota, transfer-on-death deeds do not protect against Medicaid liens. 
  • Insurance Gaps: When property passes automatically, insurance coverage may lapse unexpectedly. Families can be left unprotected if a death and disaster occur close together.
  • Revocation and Public Records: Transfer-on-death deeds can be revoked, but all deeds are public record, meaning family members may later see the changes, creating confusion or conflict.
  • Strategy Over Shortcuts: Deeds are tools, not strategies. Without an overall estate plan, using transfer-on-death deeds alone can leave loved ones with costly, stressful problems.

Resources and Links:

Connect with Jen:

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why You Don’t Have to Take the Executor Job07 Oct 202500:10:49

Jill unpacks a common misconception: that you have to serve as Executor just because your name appears in a Will. She explains when, and how, you can decline the role while still protecting family relationships and yourself.

What You’ll Learn in This Episode

You Have a Choice. Just because you’re named in a Will doesn’t mean you’re required to serve. Each state has a process to determine who can step in if you decline.

Executor vs. Personal Representative. Understand the difference between these roles and why “personal representative” is the broader term that includes Executors appointed by a Will and others chosen by the court.

How the Priority List Works. Jill walks through Michigan’s hierarchy for who can serve as personal representative, from those named in the Will, to surviving spouses, beneficiaries, heirs, creditors, and, finally, the public administrator.

What Happens If No One Steps Up. Learn what it means when a creditor, or even the state, takes over estate administration, and what that process looks like in real life.

The Emotional Side of Saying No. Being named Executor can feel like an honor or an obligation, especially for those raised to always “show up” for family. Jill shares why it’s okay to say no, or to say yes, with conditions that protect your time and well-being.

Resources & Links

Check out Jill’s probate and estate administration support services

Submit a question for Tuesday Triage

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why you need (or don’t need) a Will14 Oct 202500:21:55

Most people think a Will is the foundation of an estate plan but not everything you own is controlled by it. In this episode, Jill Mastroianni breaks down what a Will actually does (and doesn’t) cover, how to tell which of your assets are “probate assets” controlled by your Will, and why understanding the distinction between probate and non-probate assets could change the way you approach your estate plan.

What You’ll Learn in This Episode

The difference between probate and non-probate assets, and why it matters.

The three ways assets pass at death:

  • By contract: through beneficiary designations or payable-on-death forms
  • By operation of law: through joint ownership with survivorship rights
  • By Will: through the probate process.

Use two simple questions to determine whether something you own is a probate asset:

#1: Am I the sole owner of the asset?

#2: Does it pass by contract?

Real-life examples of how these rules play out with:

  • Jill’s IRA (passes by contract)
  • Her house (passes by operation of law)
  • Her mother’s antique ring (passes by Will)

What happens when you die without a Will (and why the government does not take everything).

State-by-state differences in intestate succession, including Tennessee and Michigan examples.

How even a simple Will can make life easier for the people you leave behind.

Key Takeaways

A Will only controls your probate assets, not everything you own.

Beneficiary designations and joint ownership override your Will.

If you die without a Will, your state’s intestacy laws decide who inherits your probate property.

Having a Will is less about wealth and more about reducing stress and conflict for your loved ones.

If you don’t have a Will, you should still:

Resources & Links

Estate Planning Support Services: Make the process clear, organized, and doable, from finding an attorney in your state to understanding your documents.

Episode Mention: Why You Need (or Don’t Need) a Trust: Listen here.

Financial Information Spreadsheet: Click here.

Medical Information Sheet & Advance Directive Forms: Access state-specific forms

Personal Information Sheet: Click here.

Submit a question for Tuesday Triage here.

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Can You Leave Money to Your Dog?21 Oct 202500:13:29

Your dog might run your home, your heart, and your schedule, but legally, he’s still property.
In this episode, Jill explores how to make sure your beloved pets are cared for after you’re gone. From Diane Keaton’s rumored estate plan for her dog, Reggie, to Jill’s own story of Oliver—the “best dog in the universe”—this episode walks through what pet trusts are, how they work, and how to decide if you need one.

What You’ll Learn in This Episode

What a Pet Trust Is. A legal arrangement that sets aside money for your pet’s care after you die. You name a trustee to manage funds and a caretaker to look after your pet.

Why Pet Trusts Exist. Under the law, pets are considered property, not people, so they can’t directly inherit money. A pet trust bridges that gap.

How a Pet Trust Works.

  • You (the settlor) create the trust during life or through your will.
  • You name a trustee (manages the funds) and a caretaker (provides day-to-day care).
  • You decide how much to set aside and how detailed to make your instructions, down to your dog’s diet, vet, and favorite toy.

Real-Life Examples.

  • Leona Helmsley left $12 million to a trust for the benefit of her dog, Trouble. A court reduced that amount to $2 million.
  • Headlines suggest that Diane Keaton’s estate plan may include a pet trust for her dog, Reggie.

Cost-Benefit Perspective. Not everyone needs a formal pet trust. For some, sharing a completed Pet Information Sheet with a trusted friend is enough. The goal is to do what’s appropriately protective for your life stage—not necessarily the “perfect” plan.

Resources & Links

Download the pet information sheet here

Check out our recent episode: Why you need (or don’t need) a Will

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Jane Goodall’s Lessons Matter More Than Ever17 Oct 202500:17:35

In this episode, Jill reflects on the life and legacy of Dr. Jane Goodall, exploring what it means to “do your little bit” in a world where not everyone starts from the same place. From Jane’s courage in defying gender norms to the continuing conversation around affirmative action, equity, and opportunity, this episode weaves together stories of perseverance, purpose, and the quiet power of small, determined acts. Jill connects Jane’s story to her own lessons from running cross-country, a mother’s unwavering support, and what it means to lift the next generation when we can’t always lift ourselves.

Key Takeaways

Starting Lines Aren’t Equal. Just like in a race, life’s starting points differ. As Dr. Martin Luther King Jr. wrote in Why We Can’t Wait, centuries of inequity can’t be erased by pretending the race is fair.

Affirmative Action as Fairness, Not Favoritism. President Kennedy’s 1961 executive order introduced “affirmative action” to open doors long kept closed, not to advantage one group, but to create opportunity where opportunity was denied.

The Double Tax. Economist Anna Gifty describes the “double tax” faced by women of color, the compounding burden of racism and sexism that leaves them underpaid, overcharged, and underestimated.

Jane Goodall’s Courage and Conviction. When the British government told Jane she couldn’t travel alone, her mother didn’t argue — she packed a bag. Together they faced malaria and isolation so Jane’s dream could take root. It’s the truest example of lifting someone by standing right beside them.

Say What You Mean, Mean What You Say. A lesson from Jill’s high school English teacher and one Jane Goodall embodied throughout her life — integrity, honesty, and consistency of purpose matter more than comfort.

Doing Your Little Bit. Jane reminded us that every person makes an impact every single day. Even small, imperfect actions move the world forward.

Death Readiness as Peace. Jane’s view of death as her “next great adventure” reframes readiness; it’s about living with purpose and peace, not fear.

Connect with Jill:

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Can you Inherit from Someone You Killed (or Tried to Kill)?14 Nov 202500:18:28

In this episode, Jill explores one of the most fascinating intersections of true crime and estate law: the slayer statute. She dives into a real 2025 Michigan Court of Appeals case involving a trust, an unexpected beneficiary, an alleged murder-for-hire plot, and two deaths by natural causes. The big question: Can you inherit from someone you planned—but failed—to kill? The answer reveals just how narrow the slayer statute really is and why understanding your estate plan matters more than you think.

What You’ll Learn in This Episode

The Case Background

  • The trust Donald created just 10 days before his death — classic death-bed planning.
  • Why Elaine and Donnie tried to terminate the trust only months later.

Red Flags in the Trust Administration

  • How the trustee, Michael, not a family member, was also a future beneficiary.
  • The unusually fast removal of Michael as trustee by the probate court.
  • Why the probate court denied Elaine’s request to unwind the transfers to the trust.

The Alleged Murder-for-Hire Plot

  • Daniel’s claim to be Donald’s illegitimate son and his accusation that Michael offered him $400,000 to kill Elaine and Donnie.
  • Daniel’s testimony, his sudden death, and how the loss of the key witness led prosecutors to dismiss the charges.

How the Slayer Statute Works (and Doesn’t Work)

  • Michigan’s rule: only those who feloniously and intentionally kill the decedent are barred from inheriting.
  • Why attempted murder, solicitation, conspiracy, or planning does not trigger the statute.

Big Lessons for Listeners

  • Rushed or unclear estate planning invites confusion, litigation, and unintended beneficiaries.

Resources & Links

Jill’s Estate Plan Audit: https://www.deathreadiness.com/audit

Episode 41: Why Losing Your Original Will Could Cost Your Family Everything

Episode 44: Avoiding the Hidden Tax Trap in Lifetime Gifts

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Avoiding the Hidden Tax Trap in Lifetime Gifts11 Nov 202500:26:48

Jill unpacks one of the most misunderstood estate-planning tools: the irrevocable trust. Using a real-world scenario, she explains how transferring assets too soon can backfire, especially when it comes to capital-gains taxes. If you’ve ever wondered whether your trust is helping or hurting your long-term plan, this episode will help you make sense of what you really need (and what you don’t).

What You’ll Learn in This Episode:

Revocable vs. Irrevocable Trusts. How control, flexibility, and tax treatment differ between the two.

When to Use an Irrevocable Trust. Situations where it can protect family assets or reduce future estate taxes. 

The Probate Myth. Why using an irrevocable trust just to “avoid probate” may cause more trouble than it prevents.

Creditor & Divorce Protection. How spendthrift provisions can shield beneficiaries from creditors (and ex-spouses)

Medicaid’s 5-Year Look-Back. What really happens if you transfer assets into a trust too close to applying for long-term-care assistance.

Tax Traps in Lifetime Gifts. Why giving property during life can trigger large capital-gains taxes that could have been avoided through inheritance.

The Unified Estate & Gift Tax Exemption. Understanding how today’s historically high federal estate and gift tax exemption, about $14 million per person in 2025, works, and why most families won’t owe estate or gift tax.

Stepped-Up Basis Explained. How inheriting assets at death can eliminate capital-gains taxes, and why “gifting early” can cost more than it saves.

Practical Takeaway. Estate plans should fit you, your goals, family, and financial reality, not what your neighbor or financial advisor says everyone “should” do.

Resources & Links:

Episode 5: Why You Shouldn’t Worry About the Estate Tax

Episode 19: Why You Need (or Don’t Need) a Trust

Episode 20: What You Need to Know About Medicaid and Protecting Your Mom’s House

Episode 27: Interview with Probate Judge Andra Hedrick

Episode 38: Why You Need (or Don’t Need) a Will

Estate Plan Audit: deathreadiness.com/audit — Understand what you have, identify what’s missing, and make sure it works together

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How Hosting This Podcast Taught Me to Face Grief04 Nov 202500:14:35

This week’s Tuesday Triage isn’t about someone else’s question—it’s about Jill’s.

After losing her Uncle Charlie, Jill reflects on how a previous guest, Jamie Sarche, taught her that grief isn’t something we can “opt out” of. In Episode 18, Jamie explained why ceremony matters, not for the person who died, but for the people left behind. In this episode, Jill shares how she had to live that lesson, honoring her uncle by showing up, feeling the loss, and remembering the man who quietly held his family together.

What You’ll Learn in This Episode

  • Why we can’t “opt out” of grief. How trying to skip the hard parts by keeping busy or minimizing loss only delays healing.
  • How funerals and rituals help the living. Why being present with the body and gathering together helps our minds acknowledge the reality of the loss.
  • A personal story of showing up. Jill’s reflections on her Uncle Charlie, his humor, his care, and the family he built that helped build her.
  • What it means to practice what you preach. How Jill turned a lesson from her own podcast into a lived experience of honoring grief instead of avoiding it.

Resources & Links

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Talk to Your Parents About Getting Help at Home31 Oct 202500:46:18

Talking with your aging parents about getting help at home, or possibly moving, can feel impossible. How do you bring it up without overstepping, causing conflict, or stripping them of their independence?

In this episode, I sit down with Laura Lynn Morrissey, founder of Silver Savvy, to discuss how families can successfully navigate aging, home safety, assisted living, and long-term care decisions.

We explore how to start the conversation before crisis hits, identify the family “influencer,” and make informed decisions about everything from home modifications to long-term care insurance. Whether your parents are fiercely independent or already need support, this episode will help you plan for what’s next, without losing your sanity or your family harmony. 

What You’ll Learn in This Episode

1. Start early and start small. Don’t wait for a crisis. The best time to talk about preferences is when things are calm and you have options. Conversations about preferences (“Would you want to live on the first floor someday if the stairs get difficult?”) go much smoother than conversations about problems (“You can’t climb those stairs anymore.”).

2. Find the “family influencer.” Every family has one, the person your parents will actually listen to. That might be a child, sibling, or close friend. Identify who that person is, and use them to open the door to difficult topics with empathy, not pressure.

3. Keep dignity front and center. Avoid “you should” or “you need to” language. Instead, focus on independence, safety, and comfort. The goal is to empower, not to control.

4. Make the home safer now. From grab bars and stair rails to lighting and rugs modifications, small home updates can make a huge difference. Laura Lynn offers a free Home Safety Checklist to help you assess risks before an accident happens.

5. Understand what “home care” really means. A qualified, accredited home care company should provide both companionship and legitimate health support, and should be fully insured. Vet your options carefully and don’t assume all caregivers are alike.

6. Assisted living isn’t a last-minute solution. Most high-quality assisted living communities now have 2–3 year waitlists. If you or your parents might consider one down the road, get on the list early, even if you’re not ready to move yet.

7. “Medically stable” is not the same as “functionally able.” Hospitals discharge patients sooner than ever, often before they’re physically ready. Families need to plan ahead for a safe “hospital-to-home” transition, with equipment and support in place.

8. Long-term care insurance isn’t automatic. Up to 25% of initial claims are denied, often because of incomplete paperwork or miscommunication with doctors. Laura Lynn explains how to properly document claims, what to expect from assessments, and how to appeal denials effectively.

9. Don’t be afraid to ask for help. Whether it’s a care consultant, fiduciary, or neutral third party, bringing in an expert can defuse family tension and help everyone move from worry to action.

Resources & Links

Connect with Laura Lynn Morrissey:

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Losing Your Original Will Could Cost Your Family Everything28 Oct 202500:20:48

This week’s Tuesday Triage question comes from Jazmine in New Jersey. She believed she had “filed” her Will with her attorney until she discovered he’d been disbarred and her original Will was missing. In this episode, Jill unpacks what it really means to “file” your Will, how to protect it, and what happens if your original goes missing. She also shares a true Tennessee case that shows how critical proper Will storage can be and the surprising twists that followed.

What You’ll Learn in This Episode

“Filing” your Will isn’t an official legal act. Leaving your original Will with an attorney or in a law office is a storage choice, not a filing requirement. Most firms offer it as a business convenience, not a legal safeguard.

If your original Will goes missing:

  • Start by contacting the attorney who drafted it to see if they have the original or a Word version.
  • If not, you can retype the Will or convert a PDF and re-execute it with updated dates and witnesses.
  • A new Will should always revoke prior versions. Make sure a revocation clause is included in your new Will.

Where to keep your Will:

  • A fireproof, waterproof box at home works well if trusted people know how to access it.
  • A safe-deposit box can complicate access after death, sometimes requiring a court order.
  • Some counties (like Oakland County, MI) let you deposit your Will with the probate court for a small fee.

If no one can find your original Will, the law presumes you destroyed it intentionally, meaning you’re treated as having died intestate (without a Will). Overcoming that presumption requires clear and convincing evidence that the Will was lost or destroyed against your wishes.

A real-world example — In re Estate of David Leath

  • When David Leath’s Will couldn’t be found, the court ruled he died intestate.
  • His wife, Raynella, was later convicted (and later acquitted) of his murder, triggering the slayer statute, which bars killers from inheriting from their victims.
  • The case highlights why keeping your original Will secure, and retrievable, is critical.

The big picture. You can’t control every outcome, but you can control how clear and accessible your plans are. 

Resources & Links

Connect with Jill:

Did you enjoy this episode? Please share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Stop the Family Camp from Splitting Siblings25 Nov 202500:22:16

Jill breaks down why family camps, cottages, and vacation homes become the most emotionally charged and conflict-prone assets families try to pass down, and how to prevent them from tearing siblings apart. Using stories from her own Adirondack upbringing and recent travels, Jill explores the tension between nostalgia, financial reality, sibling dynamics, and unspoken expectations. She outlines clear steps families can take to avoid disaster: understanding real costs, clarifying fairness, addressing governance, confronting entitlement, and creating a legally sound structure before a crisis hits.

What You’ll Learn in This Episode

Why Family Properties Create Outsized Drama

  • Most families romanticize the memories but ignore the math, maintenance, and long-term obligations.
  • Emotional attachment can blind people to financial reality, leading to debt, resentment, and forced sales.
  • Without structure, families default to assumptions about “fairness,” each believing their perspective is the reasonable one.

The 5 Big Conversation Areas Every Family Must Address

  1. Focus on the Math, Not the Memories. Property taxes, insurance, utilities, repairs, and seasonal work don’t pay for themselves. Nostalgia doesn’t replace a roof or stop the dock from collapsing.
  2. Fairness Is Not Universal. Some define fairness as equal shares and equal use. Others link fairness to financial contribution, availability, or the ability to pay. Unspoken expectations become resentments after a parent dies.
  3. The Camp Is a Financial Asset. It has market value, carrying costs, and long-term obligations.
  4. Your Parents’ Property Is NOT Your Property. There's no forced heirship in the U.S. Parents can leave the property to anyone they want. The true gift is the memories you've already lived, not the deed.
  5. You Can Build New Memories. Your future joy is not tied to inheriting a specific house. You can create your own camp, traditions, or anchor place, even if the original property is sold.

The Four Steps to Prevent Family Property Warfare

1. Have the Conversation Now. Use Jill’s Family Discovery Worksheet to uncover: What the place means to each person, who actually wants to own it, who can realistically afford it, what “staying in the family” means in practice, and fears, hopes, expectations, and practical capabilities.

2. Get Real About the Costs. Make the expenses visible: property taxesinsurance, utilitiesmaintenance and emergency repairswatercraft expensessnow removal, HOA fees, and reserve funds. Numbers eliminate fantasy and force grounded decisions.

3. Create Governance Before You Need It. Define: scheduling and peak-season rulesguest and pet rulescleaning and maintenance expectationsvendor lists, decision-making authoritybuyout terms, and what happens if someone stops participatingWithout governance, someone inevitably becomes the default property manager and resentment follows.

4. Do the Legally Binding Planning. Address structure while the owner is living: trust vs. LLC vs. outright transferwhether to sell at deathbuyout provisions, rules regarding ownership by spouses and grandchildren, and what happens if one sibling wants out.

Resources & Links

Family Discovery Worksheet: Gently guide your family into the hard but necessary conversations. 

https://www.deathreadiness.com/keeping-the-camp-family-discovery-worksheet

Estate Plan Audit: If you want to know whether your estate plan actually prevents conflict, rather than creates it, check out Jill’s Estate Plan Audit.

https://www.deathreadiness.com/audit

Interested in a deep dive on structuring the transfer of family property?

If enough listeners ask, Jill will create a full episode on the mechanics—trusts, LLCs, tax considerations, buyout formulas, and more. Email: jill@deathreadiness.com

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Give Money Without Triggering Gift Tax18 Nov 202500:22:21

This Tuesday Triage episode breaks down how gift tax actually works, when a gift must be reported to the IRS, and why most people won’t owe gift tax but may need to file a gift tax return anyway. Using a real listener scenario, Jill explains what counts as a gift, what doesn’t, four major exceptions, and common year-end mistakes that can accidentally trigger IRS reporting rules. And, as always, she reminds us that not all gifts come wrapped. Sometimes the most meaningful gift is showing up.

What You’ll Learn in This Episode

  • What legally qualifies as a gift and why “taxable gift” does not automatically mean tax owed 
  • The difference between gift tax (during life) and estate tax (after death) and how they are unified 
  • Why most Americans will never owe gift tax due to the multi-million-dollar federal gift and estate tax exemption (~$14M per person in 2025) 
  • Which state still has a separate gift tax (and why it generally aligns with federal rules) 
  • Four major no-tax and no-reporting exceptions, including: charitable gifts to qualified 501(c)(3) organizations (not GoFundMe), annual exclusion gifts up to $19,000 per person in 2025, direct payments of tuition and medical expenses, and unlimited gifts to a U.S.-citizen spouse 
  • How gift splitting works for married couples and why it requires filing a gift tax return even if no tax is owed 
  • Why postmarks matter more than check dates (the mailbox rule) 
  • The Medicaid look-back risk and why gifting can hurt Medicaid long-term care eligibility 

Resources & Links:

Join the waitlist for The Death Readiness Playbook: https://www.deathreadiness.com/playbook

Episode 20 — What You Need to Know About Medicaid and Protecting Your Mom’s House

Submit a question for Tuesday Triage

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

How to Keep Your Ex Out of Your Estate Plan02 Dec 202500:19:58

Divorce doesn’t just end a relationship; it leaves a tangle of legal documents, beneficiary forms, and estate planning decisions that need follow-up. In this episode, Jill answers a listener question from Amy in Tennessee, who just finalized her divorce and wants to know whether she needs to update her Will. Jill explains how Tennessee treats estate planning documents after divorce, why beneficiary designations are often the biggest risk, how ERISA complicates things, and real court cases where ex-spouses walked away with hundreds of thousands of dollars simply because the paperwork wasn't updated. She also shares practical, small-step strategies for getting started without feeling overwhelmed.

What You’ll Learn in This Episode

Understanding What Changes Automatically (and What Doesn’t)

  • In Tennessee, divorce automatically cancels gifts to an ex-spouse under a Will and removes them as executor or trustee.
  • But, in Tennessee, beneficiary designations on retirement accounts, life insurance, and payable-on-death bank accounts are NOT automatically revoked.
  • Relying on state law or your divorce agreement is very risky. Change the forms directly.

Powers of Attorney After Divorce

  • Healthcare powers of attorney naming an ex-spouse are automatically revoked by Tennessee law after divorce, but it’s still best to update the document so care providers don't have to interpret.
  • Tennessee financial powers of attorney do not update automatically unless the document says so. Get them revised.

ERISA & the State Law Problem

  • Some states automatically revoke beneficiary designations after divorce, but ERISA-governed accounts (like 401(k)s) preempt those state laws.
  • Translation: Your ex could still get your 401(k) even if your state law automatically revokes beneficiary designations favoring an ex-spouse.

Real Cases with Real Consequences

  • Estate of Birdwell: TN court ruled in favor of ex-spouse receiving ~$290,000 because the beneficiary designation was never corrected and a last-minute attempt failed.
  • Manning v. Manning: TN court required the ex-spouse to follow the divorce agreement and waive rights, but the outcome might not be repeated today.
  • 2017 TN case: A divorce agreement cannot revoke a retirement-plan beneficiary designation. Only the plan’s official method counts.

Divorce Agreements Don’t Save You

  • Saying your ex relinquishes rights in the divorce paperwork is generally insufficient.

How to Protect Yourself (and Your Family)

  • Review and change beneficiary listings on: retirement accounts (IRA, 401(k), pensions), life insurance policies, bank accounts with POD/TOD designations
  • Add contingent beneficiaries.
  • Keep a list and revisit it after major life events.

Resources & Links

Tennessee Advance Directive for Healthcare

Episode 38: Why You Need (or Don’t Need) a Will

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Why Your Teen’s Brain Can’t Outrun the Algorithm28 Nov 202500:17:34

Jill explores one of the most urgent parenting challenges of our time: the dangers hidden inside our kids’ devices. From algorithm-driven eating disorders to sextortion scams run like global businesses, today’s threats don’t hide outside the house; they live inside apps, platforms, and anonymous accounts. Inspired by the podcast Left to Their Own Devices, Jill shares four essential insights every parent needs to understand, plus why talking about these uncomfortable realities is now part of true death readiness.

What You’ll Learn in This Episode

Our Kids Are Growing Up in a Completely Different World

  • Today’s kids carry danger in their pockets: algorithms designed to addict, track, shape, and trap.
  • Teen brains are still developing; they can’t self-regulate the way adults can.

Sextortion Has Become a Multi-Million-Dollar Industry

  • Sextortion is sexual extortion; predators obtain a nude image and weaponize it.
  • Organized cybercriminal networks (including the “Yahoo Boys”) specifically target teen boys.
  • Sextortion cases have surged 18,000% in two years.
  • Snapchat receives 10,000 sextortion reports every month.
  • The responsibility isn’t on kids to outsmart scammers; it’s on us to talk to them early and often.

Algorithms Are Not Neutral

  • Algorithms detect hesitation, scrolling patterns, zooms, and replays—then feed more of what hurts.
  • They’re designed to maximize profit, not protect mental health.
  • A teen’s developing prefrontal cortex is no match for a machine built to keep them hooked.
  • “Outrunning” the algorithm isn’t a fair fight; it moves faster than teen impulse control can.

Death readiness means facing uncomfortable truths. 

  • It’s not just documents. It’s talking about the hard things before a crisis hits.
  • It’s about protecting our kids in a world very different from the one we grew up in.
  • Because silence is far more dangerous than another awkward conversation with your teen.

Resources & Links

Left to Their Own Devices Podcast hosted by Ava Smithing. A powerful, honest exploration of what teens face in today’s digital world. https://podcasts.apple.com/ca/podcast/left-to-their-own-devices/id1840912030

Connect with Jill:

Did you enjoy this episode? Share it with someone you care about.

This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy.

 

Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents.

 

Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

© My Podcast Data