Explorez tous les épisodes du podcast The Dark Money Files
| Titre | Date | Durée | |
|---|---|---|---|
| Financial Crime Training - Mind the gap! | 14 Oct 2024 | 00:16:37 | |
We turn our attention to the requirement to train relevant staff on all matters anti-financial crime. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The (out)source code | 10 Sep 2024 | 00:15:18 | |
In this episode we turn our attention to the tricky subject of outsourcing. We were going to get someone else to do it for us but we couldn't find a suitable candidate. :) Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| It's over to EU | 07 Feb 2024 | 00:21:44 | |
It’s over to EU After a succession of episodes looking at the UK financial crime landscape, we shift our focus over the channel to Europe and the proposed changes to EU AML legislation. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| It's time for a PEP talk! | 11 Nov 2019 | 00:21:24 | |
In this episode we talk all things PEP. We cover how to define one, what constitutes a relative or close associate, what is the difference between source of wealth and source of funds and the thorny issue of PEP retirement or declassification. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Panorama, Money Laundering, Whistleblowers and PEPS | 04 Nov 2019 | 00:17:00 | |
In this episode we look back at a recent episode of the BBC1 news programme "Panorama" featuring drug money, gold bullion, billions of dollars of money laundering, poor treatment of whistle-blowers and a (very brief) appearance from one half of the duo. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Swedbank shines a light but FATF prefers privacy | 28 Oct 2019 | 00:16:06 | |
This week we look at two separate issues (but there are similarities). Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The feeling's mutual - The Financial Action Task Force and the Mutual Evaluation Report | 13 Oct 2019 | 00:17:39 | |
This week, in honour of the first 2019 Plenary meeting of the FATF we look at the birth of the organisation in Paris in 1989 and a pillar of its existence - The Mutual Evaluation Report. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The highs and lows of correspondent banking | 07 Oct 2019 | 00:18:45 | |
In this episode we look at the recent raid on Deutsche Bank in connection with the Danske Bank story, the role of correspondent banking in the story and the risks associated with it. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The world of the MLRO | 30 Sep 2019 | 00:27:44 | |
In this episode we take a long hard look at the reporting requirements and all the other responsibilities placed on the Money Laundering Reporting Officer. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Looking back and looking forward | 24 Sep 2019 | 00:23:55 | |
In this episode we reflect on some past episodes, chat about the recent Dark Money Files Live event and announce some exciting news for followers of the podcast. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The EU Money Laundering Report | 09 Sep 2019 | 00:22:32 | |
In this first episode of season three we give our listeners an overview of the report to the EU Parliament and Commission looking at recent money laundering cases in Europe and what we can learn from them. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The Deutsche Bank Story, Part Four: The road to ruing | 11 Aug 2019 | 00:20:31 | |
In this final episode of the Deutsche Bank story we look at the acquisition of Morgan Grenfell and Bankers Trust along with the banks somewhat strange relationship with Donald Trump. We also mention "The Dark Money Files Live" event which is coming soon to a location in London (with others to follow, we hope. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The Deutsche Bank Story, Part Three: What the FCA found | 06 Aug 2019 | 00:21:04 | |
In this episode we complete our review of Deutsche Bank's inspection by the FCA which led to them being fined £163m (and $425m by the Department of Financial Services - New York). W explain in some detail all of the areas identified for criticism but also highlight some of the good things Deutsche Bank did which don't always get the publicity they deserve. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Are PEPs domestic? | 15 Jan 2024 | 00:17:06 | |
Following some recent banking shenanigans, there’s been a rapidly introduced change in the UK law relating to PEPs. We think it needs to be put into a global context. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The Deutsche Bank Story, Part Two - The FCA comes to visit | 28 Jul 2019 | 00:21:50 | |
In this second part of our in-depth review of the recent travails at Deutsche Bank we talk about the background to the Systematic AML Programme (SAMLP) visit by the FCA, the LIBOR fine which preceded it (including the £100m fine for DB's breach of Principle 11) as well as describing what exactly a SAMLP entails. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The Deutsche Bank Story: Part One - The Mirror Trades | 21 Jul 2019 | 00:25:32 | |
Given its refusal to stay out of the news, we thought it was about time to turn our attention to Deutsche Bank. In an extended set of episodes we are going to examine in detail exactly what, in our opinion, went wrong and why. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Extraordinary Danske developments and the need to report suspicions | 30 Jun 2019 | 00:25:47 | |
We report on our involvement in recent leaks relating to Danske Bank and the potential criminal charges that can follow a failure to report. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Old banks and new technologies - oil and water? | 23 Jun 2019 | 00:22:27 | |
In this episode we start a conversation about FinTech and RegTech (along with a few digressions and diversions along the way). In an abbreviation heavy episode, we talk about face and voice validation, iris scanning and APIs, near field communication (NFC) chips and machine readable zones (MRZ) on passports and mention some of the ethical challenges that artificial intelligence and machine learning might pose. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Oh what tangled webs we weave! | 16 Jun 2019 | 00:18:25 | |
Following on from our last episode looking at Bitcoin and the Blockchain, this week we look at the surface web, deep web and the dark web, explain what these different terms mean and then delve into the TOR network, TOR browser, .onion sites, the Silk Road and "Dread Pirate Roberts"! Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Bitcoin, Blockchain and Cryptography - Time to look forward | 02 Jun 2019 | 00:23:38 | |
This week, with some trepidation, we embark on an overview of some of the more esoteric elements of financial crime risk management. We attempt to explain the blockchain, cryptocurrencies like Bitcoin, and cryptography generally, in layman's terms. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Deutsche Bank's "Glitch" and Lithuania's "Pitch" - a week in AML | 27 May 2019 | 00:20:34 | |
In this week's episode we talk about the glitch that was discovered in Deutsche Bank's transaction monitoring system (and a couple of other Deutsche Bank related news stories) as well as Graham's recent visit to Lithuania and their pitch to be a global centre for FinTechs (along with the fallout from the Troika Laundromat and much else). Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Laundromats and Legal Entities - part three: Scottish Limited Partnerships | 19 May 2019 | 00:19:34 | |
The one you've all been waiting for! A detailed explanation of SLPs, their history, construction and how they are used to launder money - plus a further explanation of a Scottish Limited Partnership complex structure to show how they are evolving in the light of continued public exposure. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| The good, the bad and the companies - The Global Witness Report | 12 May 2019 | 00:18:35 | |
In this special episode we review and comment on the recent Global Witness update to its reports from last year on the effectiveness of the Companies House PSC regime. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Laundromats and Legal Entities - part two: Limited Liability Partnerships (LLPs) | 06 May 2019 | 00:25:33 | |
In an extended episode, we delve into the intricacies of UK LLPs and, using real examples, explain how the rules allow them to be constructed in a such a way as to hide ultimate ownership behind a series of entirely plausible, but geographically diverse entities. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| ECCTA Part 2 - SLAPPS, Fraud, Crypto and information sharing | 30 Nov 2023 | 00:21:21 | |
In this second part of our review of the Economic Crime and Corporate Transparency Act, we look at the provisions relating to failing to prevent fraud, crypto assets, information sharing and Strategic Lawsuits Against Public Participation (SLAPPs). Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Laundromats and Legal Entities - part one: Limited Companies | 28 Apr 2019 | 00:22:54 | |
We begin our analysis of how legal entities, in locations which have transparent corporate registers can still be used to mask ultimate ownership and control while still providing a veneer of respectability. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Ali Moulaye: The man, the myth and the method | 22 Apr 2019 | 00:21:56 | |
In this first episode of season 2 we discuss Ali Moulaye, the man whose signature is at the base of Companies House account filings for a multiplicity of LLPs identified as being involved in a wide variety of laundromats. And it's quite a story! Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 10 - The Whistleblower, the UK and the Russian connections | 07 Apr 2019 | 00:21:39 | |
In a sensational final look at the Danske Bank affair, we analyse the whistleblower report and definitively link it to a UK LLP (along with a few others) a small Russian Bank with Igor Putin (cousin of Vladimir) on the board, the Deutsche Bank mirror trades, Alexander Perepilichnyy, Alexander Litvinenko, Ali Moulaye and a whole lot more. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 9 - Danske Bank: The bond loop and the intermediaries | 31 Mar 2019 | 00:22:16 | |
In 2013 Danske Bank executives started to examine,rather more critically, the lucrative bond sale business in Estonia. We look at the reporting and decision making process at the start of that journey and wonder whether, in hindsight, they might have chosen to have done things differently. We also discus the risks of doing business with unregulated intermediaries (HINT: They are very high!). Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Special Episode 3 - The Swedbank/Forensic Risk Alliance Report Phase 1 | 22 Mar 2019 | 00:17:58 | |
Following the release of Phase 1 of the Forensic Risk Alliance report prepared for Swedbank, we take a detailed look at that it has uncovered and where we'd like Phase 2 to go. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 8 - The Missed Opportunities | 17 Mar 2019 | 00:24:31 | |
We begin to look at all the different occasions, highlighted in the Bruune and Hjejle report, where the management of Danske Bank could (and arguably should) have become aware that they had a significant problem in the Estonia Branch and taken much more assertive action to do something about it. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Special Episode 2 - The Troika Laundromat | 10 Mar 2019 | 00:18:52 | |
The second of our special episodes looking this time at the OCCRPs newly released data dubbed "The Troika Laundromat". Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 7 - The Suspicious Activity Report (Part 2) | 03 Mar 2019 | 00:25:53 | |
In this jaw-dropping episode we look under the bonnet at the situation in Estonia just after Danske had bought Sampo. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Special Episode 1 - The Ousting of Danske and the Arrival of Swedbank | 23 Feb 2019 | 00:20:31 | |
Following an extraordinary week of developments which saw the removal of Danske from Estonia, its voluntary departure from Latvia, Lithuania and Russia, the launching of an investigation of both Danish and Estonian regulators by the European Banking Authority, the prolonging of an argument between the two regulators by the publication of hitherto private correspondence AND the addition of Swedbank to those embroiled in the laundromat, we've recorded a special episode to talk about all these developments. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 6 - The Suspicious Activity Report (Part 1) | 18 Feb 2019 | 00:26:17 | |
In this episode we begin to look at the report, commissioned by Dankse Bank, which finally brought to light the full extent of what went wrong in Estonia. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Companies House - it's time to Act | 19 Nov 2023 | 00:20:39 | |
Following the enactment of the Economic Crime and Corporate Transparency Act, reform is on the way to Companies House. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 5 - The Billion Dollar Deal | 03 Feb 2019 | 00:21:24 | |
In this episode we look in some detail at payments made from Danske Estonia to three specific countries - Spain, UK, and Latvia. The outcome will surprise some and intrigue all. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 4 - The Billion Dollar Hold | 27 Jan 2019 | 00:20:30 | |
In this episode we look at a specific set of transactions within Danske Estonia - those emanating from accounts which are also located there. We do so because, of all the transactions that the bank handled, these are the ones it ought to have known most about as it would have (or should have) held "Know Your Customer" information on them. As we will see, it didn't appear to have helped them spot highly suspicious connections between supposedly unconnected accounts. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 3 - The Billion Dollar Shuffle | 20 Jan 2019 | 00:28:08 | |
If you really want to understand why this was such a noteworthy failure of financial crime controls, this is the episode you really must listen to. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 2 - The Launching of a Laundromat | 13 Jan 2019 | 00:28:18 | |
Episode 2 brings a detailed explanation of the acquisition by Danske Bank of, amongst other things, the branch in Estonia which was the centre of the money laundering operation. It provides details and context as to the surrounding elements, all of which help to understand why it has been such a headline grabbing debacle. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Episode 1 - The Background | 06 Jan 2019 | 00:17:05 | |
This is the first in a series of podcasts which explain in a non-technical way how "Dark Money" (e.g. money laundering, corruption, bribery, tax evasion) enters the financial system and infects everything it touches. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| A close shave – Ockam’s razor and plausibility | 17 Oct 2023 | 00:21:44 | |
In this episode we walk the path from certainty to impossibility, via probable, possible and plausible. A conversation involving wind turbines, zebras and UFOs. You need to listen to understand! Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Ownership, control, or influence? UBOs and further complications | 15 Sep 2023 | 00:19:27 | |
In this second episode devoted to ultimate beneficial ownership, we delve into the world of exchange traded companies and the esoterica that is trusts. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Ownership, control, or influence? It’s time for the UBO question! | 07 Sep 2023 | 00:23:39 | |
In this episode we, somewhat belatedly, begin to tackle the thorny issue of identifying ultimate beneficial ownership. And we do so by pointing out that the “ownership” part of UBO is a bit misleading because it doesn’t cover control or influence. But then a UBOCI is a bit of a mouthful. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| A Neidle in a tax scam | 23 Aug 2023 | 00:16:44 | |
In this episode we walk through a recent, in-depth report into probable VAT and employment tax fraud reported on by Dan Neidle of the Tax Policy Associates, in partiucalr, how various different proessionals, individuals both here and abroad, and social media websites can be used, wittingly or unwittingly, to further the fraudsters aims. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| A view from the Farage side | 03 Aug 2023 | 00:20:49 | |
We couldn't let the recent Farage brouhaha with Coutts go by without some sort of comment. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| You find what you look for! | 05 Jul 2023 | 00:16:33 | |
In this episode we ask "What have the dinosaurs ever done for us?" Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Hot spots and intelligence 2 | 16 Aug 2024 | 00:18:40 | |
Hot spots and intelligence 2 In this second episode we look more broadly at the genesis of intelligence led policing, how it works and how compelling it is to draw parallels with our world of anti-financial crime. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| Bias and noise – how they differ and why it matters | 20 Jun 2023 | 00:21:10 | |
In this episode we take a (hopefully) user-friendly trip down the statistical road and explore some of the common pitfalls that can be encountered in preparing management information. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||
| MI oh MI What a Wonderful Day | 03 Jun 2023 | 00:20:36 | |
In this episode we look at the thorny issue of Management Information. What is it and what’s it for. Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/ | |||