Explorez tous les épisodes du podcast The Art of Money & Communication
| Titre | Date | Durée | |
|---|---|---|---|
| Financially Indepdent But Scared To Make Withdrawals? (Overpaying Your Mortgage, How To Give Money Away, Starting A Podcast) #206 | 09 sept. 2026 | 01:14:58 | |
FREE STOCKS HERE https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing We dream of finally reaching financial independence. Heck, there's a whole movement around this whole idea! . But what happens if you reach that moment, but you're too scared to withdraw the money? In this episode, alongside Dafydd Morse from The Life to the Full podcast, we talk about the nuance of finance and how understanding something in principle can be different to living it out in your personal finance life. More From Dafydd Podcast - https://podcasts.apple.com/gb/podcast/life-to-the-full-finance-health-spiritual-fitness/id1534223587 Insta- https://www.instagram.com/dafyddmorse/ Website - https://www.dafyddmorse.com/ | |||
| Our Income Has Dropped! (Surviving UK Maternity Leave! Financial Independence Retire Early UK) #205 | 20 mai 2026 | 00:38:11 | |
Parenthood throws some unexpected financial curveballs. Joshua and Iryna reflect on the last 6 months, and why financial independent has given them more flexibility than they ever anticipated. | |||
| Low Income Is Making It Hard To F.I.R.E (Financial Independence Retire Early) #204 | 12 nov. 2025 | 00:21:31 | |
Your 30's is often known as the grinding years of life. Paying the mortgage and navigating maternity leave. Isn't that the opposite of FI. In this episode, Joshua speaks candidly about the nuance of financial independence, and why it's not as simple as the two words suggest. Contact Me | |||
| How Much Are Investment Fees Really Costing You? (£1500 ISA Transfer Bonus Info) #203 | 22 oct. 2025 | 00:24:08 | |
I've always had a fear of switching away from a trusted investment platform. The truth is, that there are so many platforms out there which offer competitive fees. But how much will that really save you over the long-term? In this episode, Joshua walks through the motivations for his latest ISA transfer, and why saving on fees has become a much bigger priority in his financial journey. Charles Stanley Bonus Referral Code TBY78EB9 Stan Store | |||
| Stock Market All Time High! What's Coming Next? #202 | 08 oct. 2025 | 00:21:36 | |
Stock market highs can be great for our financial ego, but don't always lead to the best long-term financial decisions. In this episode, Joshua discusses the danger of all time highs, and why it may be better to take a step back and to keep cool, calm and collected. Stan Store | |||
| Cutting Costs On Luxury Products (Buy Cheap, Buy Twice) #201 | 24 sept. 2025 | 00:21:13 | |
Joshua and Iryna talk about taking financial risks. Now we're not talking about the risk of an investment, but the risk of trying to cut costs on a luxury spa retreat. Does it turn out well? You'll have to listen to find out ... Stan Store | |||
| Making Money From Pension & ISA Transfers (Financial Independence UK Discussion) #200 | 10 sept. 2025 | 00:44:56 | |
Why mess around trying to save 50p off a coffee, when you could transfer an ISA or Pension to another provider and receive a hefty bonus? In this episode, Alvar walks us through why product transfers are an important step towards securing FI. *You must do your own research when it comes to pension transfers*. Stan Store | |||
| Help! I'm Stuck In A Job With A TERRIBLE Salary. What Should I Do? #199 | 27 août 2025 | 00:27:06 | |
Ever heard of the phrase "the impoverished artist"? In this latest episode, Joshua dives into the story of soprano Adelina Patti, who commanded fees that made her the highest paid singer in the world. Meanwhile, in 2025, musicians are sometimes expected to work for fees that will not only cover the bills, but also fall below minimum wage. What is the solution? | |||
| Living A Nomadic Life In China #198 | 06 août 2025 | 00:03:05 | |
Desperate to have your Sunday roast, or special tea-bags. Maybe the nomadic life isn't for you after all. Taken from Episode 127 Stan Store | |||
| Medical Tourism For Financial Independence? #197 | 16 juil. 2025 | 00:11:19 | |
Holding on for dear life when waiting for an NHS waiting list? Is medical tourism one way to soften the financial blow, but also allow you to have the treatment that you'd like to get one. Stan Store | |||
| My Home Flooded & The Repair Costs Are Insane! #196 | 09 juil. 2025 | 00:32:21 | |
We often hear about the importance of getting on the housing ladder, but it does come with its downsides. There's no landlord to turn to in a moment of crisis. The responsibility falls on your shoulders. Or does it .... when you have researched a good home insurance policy. Stan Store https://stan.store/joshuaowenmills If the link isn't live, please contact me for a copy. Contact Me info@joshuaphilip.co.uk Referral Codes | |||
| 1 Emotional Behavior to Master to Prevent Financial Ruin #195 | 18 juin 2025 | 00:26:25 | |
We all know that doom scrolling on social media can have a negative impact on our lives. But in this episode, we tackle the topic of financial jealousy and why it's vital to understand how to stay on the right side of it. Speak Pipe Link (Leave A Voicemail) https://www.speakpipe.com/theartofmoneyandcommunication Contact Me info@joshuaphilip.co.uk Referral Codes | |||
| Paying Yourself First Vs Saving What You Can! #194 | 28 mai 2025 | 00:03:50 | |
A look back at episode 70, where we hear how Jasmine saves what she can. If only I could do a follow up episode - I wish! | |||
| Discussing Money In Marriage (Sharing Money, Joint Accounts & Arguments) #193 | 21 mai 2025 | 00:38:30 | |
Moving home and an expanding family. Today's discussion talks about navigating changes, and how a healthy financial situation takes off the pressure. Contact Me info@joshuaphilip.co.uk Referral Codes | |||
| The Financial Independence Dream Is Dangerous! (Designing Your Dream Holiday, F.I.R.E Movement & Digital Nomad Life) #192 | 15 mai 2025 | 00:05:17 | |
Whilst travelling for work and sat on a beach in the Maldives, Joshua reflects on why it's important to have the right mindset when hitting your FI number. Recorded on my mobile phone, but the miracle of audio software seems to have minimised audio disruption. Contact Me info@joshuaphilip.co.uk Referral Codes | |||
| There Is A Path To Paying Off Debt! (Mental Health & Debt Management) #191 | 07 mai 2025 | 00:06:12 | |
From episode #35 with Alex the mental health nurse. Since recording this Podcast, Alex has started his own Podcast and I have included further details in the show notes below. Contact Me info@joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/ Money & Mental Health Policy Institute https://www.moneyandmentalhealth.org/ Nursing Your Way To Wealth Podcast | |||
| I Made THOUSANDS At The End Of The Tax Year! (Brain Dump, Keeping It Real)! #190 | 30 avr. 2025 | 00:30:17 | |
In this latest brain dump, I share the pension strategy that has put thousands in my pocket. The only catch, I can't access it for another few decades! Contact Me info@joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/ | |||
| How To Make Dave Ramsey Baby Steps Work In The UK! #189 | 16 avr. 2025 | 00:45:27 | |
Jonathan and Joshua discuss the Dave Ramsey Baby steps, as well as discussing how the Christian faith helps not only gives hope, but financial clarity too. A Happy Easter to all my listeners. Contact Me info@joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/ MoneyinMotion 📧 jonathan@moneyinmotion.org TikTok - tiktok.com/@moneyinmotionHQ Recommended Resource - Christians Against Poverty | |||
| Stock Market Crash Guided Meditation (Make Wise Financial Choices) #188 | 09 avr. 2025 | 00:07:41 | |
The stock market declining may lead to emotionally based financial decisions. In this episode, Joshua guides you through a stock market crash guided meditation. Contact Me info@joshuaphilip.co.uk Referral Codes | |||
| Celebrate The Small Financial Wins! (Saving & Making Money) #187 | 02 avr. 2025 | 00:32:30 | |
Celebrating the small financial wins can give you that buzz to keep going, and to pursue an even more successful financial path. Here, Joshua shares one actionable step he wants to implement for career growth, alongside some entertaining lighthearted financial stories. Email Me info@joshuaphilip.co.uk Referral Codes https://joshuaphilip.co.uk/links/ | |||
| Want To Be Wealthy? WORK HARDER! #186 | 26 mars 2025 | 00:05:06 | |
Taxi driver Perry tells us about how grafting hard is the key to building wealth. Full Episode Link #120 Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Email Me info@joshuaphilip.com | |||
| How to Launch a Successful Online Business (From a TikTok Viral Creator, 1M Views!) #185 | 19 mars 2025 | 01:00:53 | |
You may have seen Anna Brading pop up in TikTok, in one of her viral TikTok videos. With an underlying passion to improve financial literacy, in this episode, Anna shares how she started her business, the struggles of dealing with the pressures of creating consistent high level content, all alongside growing a business and focussing on family life too. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Anna Brading - Mentora Money | |||
| Money Moments 5 :How Do You Charge Your Worth? (Building Wealth, Running A Small Business & Side Hustle Challenges) #184 | 12 mars 2025 | 00:05:29 | |
How to stick to your guns, and charge what you're worth? Episode #138 With Ellie | |||
| Paying Off Debt In A Cost Of Living Crisis (Scottish Full Time Vet & Travel Agent Side-hustler) #183 | 05 mars 2025 | 00:42:24 | |
From North East Scotland, Jennifer found herself in £30,000 of debt during a cost-of-living crisis. She shares how, alongside her job as a vet, she started a travel agency side hustle and is now on the cusp of becoming completely debt-free. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Jennifer's Social Media (Instagram) @eskescapes and @alignedandintentionalfi | |||
| Money Moments 4: Debt Nearly Ruined My Life! (Debt Shame, Becoming UK Debt Free!) #182 | 26 févr. 2025 | 00:05:18 | |
Aimee describes how she hates owing others money and being in debt. Full Episode#86 Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Is Complaining A Good Financial Muscle To Flex? #181 | 19 févr. 2025 | 00:25:43 | |
Does complaining pay, and is it worthwhile? In today's episode, Joshua shares some personal stories on complaining, and how he trains this important communication and financial tool. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Money Moments 3: 15 Facts About Financial Independence In The UK (F.I.R.E Movement) #180 | 12 févr. 2025 | 00:12:10 | |
Joshua tries out 'Deep Seek', the latest AI tool, to ask it to share some facts on financial independence in the UK. Is it accurate? Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Reaching Lean F.I.R.E In Your 30's (FIRE Movement) #179 | 05 févr. 2025 | 00:32:13 | |
What does it mean to reach LEAN F.I.R.E., and what do you do once you’re there? In this episode, Joshua talks about some of the challenges that crop up during this phase and how he plans to navigate to the next stage. Referral Codes (including Top Cashback) Be sure to check out this Google Doc which has a whole host of referral codes.
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| Money Moment 2: The Slow Gradual Path To Financial Independence (UK F.I.R.E. Movement. Savings Rate, Your Post FI Retirement Life) #178 | 29 janv. 2025 | 00:06:56 | |
Is it possible to continue striving for FIRE in a high-inflation environment? Michael, a 39-year-old married father of three, originally from New Zealand, moved to Ireland in 2011. Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Spending £4k A Year On Takeaways (Savings Goals, Fast Food Addiction, The Price Of Convenience, UK Frugal Habits) #177 | 22 janv. 2025 | 00:32:52 | |
It's tempting to live in the moment at the expense of our future self. In this episode, we dive into how small things matter and could make the difference in your financial independence journey. Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Money Moment 1: Warning! Over Optimising Your Portfolio Leads To Bad Results & Burnout (ETF Investing, Financial Indepdence UK, Investing For Beginners) #176 | 08 janv. 2025 | 00:06:02 | |
In this Money Moment, Alvar shares why the temptation of finding the best results can sometimes lead to a sub-optimal outcome. More funds to manage, more time researching. Be sure to check out this Google Doc which has a whole host of referral codes. | |||
| Financial Mindset Makeover: Leaving Negativity Behind in 2024. Roll On 2025 (UK Personal Finance, Financial Independence Mindset) #175 | 02 janv. 2025 | 00:45:51 | |
Financial negativity is everywhere, and it's so tempting for it to fester and develop in our financial lives. In today's episode, Joshua walks through key lessons learned in 2024, and how to develop these ideas further in 2025. Be sure to check out this Google Doc which has a whole host of referral codes. Stop Using Filler Words: The Ultimate Guide For Leaders EBook | |||
| Why Am I So Worried About Heating My Home? (Energy Costs, Heating Your Home, UK Personal Finance Discussion) #174 | 18 déc. 2024 | 00:17:35 | |
Crouched over a microphone just before going to bed, Joshua shares in this late-night episode how heating your home may be a bigger indicator of your financial mindset and psychology than you might imagine. Be sure to check out this Google Doc which has a whole host of referral codes. Stop Using Filler Words: The Ultimate Guide For Leaders EBook | |||
| Moving From Poland To The UK & Starting A Cleaning Business! #173 | 04 déc. 2024 | 00:32:17 | |
Marta moved to the UK in 2013 and has since set up her own cleaning business. In this episode, you can expect to be inspired by her work ethic and business acumen, as well as hear about the challenges of scaling a cleaning business and finding reliable workers. Be sure to check out this Google Doc which has a whole host of referral codes. Stop Using Filler Words: The Ultimate Guide For Leaders EBook | |||
| Finding The Fun In Frugality Without Being Excessive! (Invisalign, Cruise Ship Travel, Saving Money In The UK) #172 | 20 nov. 2024 | 00:36:08 | |
Joshua retells some recent stories from his life, covering topics on frugality, when is too frugal too frugal, and how sometimes you need to learn to splurge a little bit. Be sure to check out this Google Doc which has a whole host of referral codes.
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| Securing Financial Freedom For Yourself & Your Children (Featuring Emmanuel Asuquo aka Uncle Eman) #171 | 06 nov. 2024 | 00:51:15 | |
Born in Tower Hamlets, Emmanuel Asuquo went from washing cars to a career in London’s financial district. Seeing a lack of financial education, he began sharing clear, transparent money advice online. Featured on BBC, Channel 4, and with 50k+ Instagram followers, Emmanuel uses this podcast to break down budgeting, investing, and wealth-building for listeners looking to take control of their finances. Stop Using Filler Words: The Ultimate Guide For Leaders EBook Be sure to check out this Google Doc which has a whole host of referral codes. Emmanuel Asuquo | |||
| Stuck In A Job For 14 Years! (Changing Careers, Getting Married, Providing For Your Family) #170 | 23 oct. 2024 | 00:41:03 | |
After a discussion with his partner on holiday, Tim had a sudden realisation that his current job would hinder his long-term financial goals, including starting a family. After 14 years of feeling complacent in his role, he recognised that his current salary and stagnant career growth would limit his future earning potential, retirement planning, and ability to build generational wealth. Tim accepted a new job offer from a friend, positioning himself for better income opportunities. Be sure to check out this Google Doc which has a whole host of referral codes. Public Speaking Training Email Joshua info@leadershipjoshua.com | |||
| Home Exchange Playbook: Family Travel, Swap, Save Money #169 | 09 oct. 2024 | 00:57:00 | |
We welcome back Dafydd to the podcast, where he shares the one holiday hack that has allowed him to travel around the world on a shoestring budget. In this episode, you can expect holiday hacks, entertaining stories, and practical information on how to get started if you're looking to save money on your holidays. Be sure to check out this Google Doc which has a whole host of referral codes. Public Speaking Training Email Joshua info@leadershipjoshua.com | |||
| How We Doubled Our House Deposit In Two Years! (Buying A Home In Wales, Low Cost Of Living Location, First Time Buyer Steps). #168 | 25 sept. 2024 | 00:43:15 | |
On the hunt for the perfect house? Well, don't expect to find it. However, what you can find is something that will tick some of your boxes and allow you to live comfortably. In this lesson, we talk about how the Lifetime ISA scheme can help grow your deposit and how avoiding over-leveraging your debt can help you maintain a financially cool mindset. Be sure to check out this Google Doc which has a whole host of referral codes. Public Speaking Training Email Joshua info@leadershipjoshua.com | |||
| Never Stop Learning! Developing Your Mind May Be The Most Valuable Financial Asset To Acquire! #167 | 11 sept. 2024 | 01:04:06 | |
Meet Sara, a university graduate hungry to keep learning and developing her transferable skills. In this area, we'll talk about the importance of continuing to learn beyond university and how that can play out in your personal finance life. Referral Codes Be sure to check out this Google Doc which has a whole host of referral codes. Public Speaking Training Email Joshua info@leadershipjoshua.com Connect with Sara Edwards:
Recommended Resource | |||
| An Idiot's Guide To Buying A Home (Why Is It So Stressful?) #166 | 29 août 2024 | 00:36:16 | |
They say that buying a home is one of the most stressful things in life. Today, Joshua looks at his recent experiences of searching for a UK property, and why it's important to make a wise long-term financial decision. | |||
| I'm A Woman Who Invests, But I Keep It A Secret! (My 4 Year Investing Journey) #165 | 07 août 2024 | 00:58:27 | |
Starting your investing journey through the COVID pandemic gave the opportunity to learn some valuable investing lessons. In this episode, we look at what has been learned by consistently investing over the last four years. | |||
| There's A Pension Crisis Coming. We're Not Saving Enough! #164 | 17 juil. 2024 | 00:30:18 | |
Less than 16% of UK self-employed workers pay into a pension. A pension crisis is coming, but what can we do about it? | |||
| The Highs & Lows Of Pursuing F.I.R.E (Financial Independence Retire Early UK) #163 | 26 juin 2024 | 00:31:38 | |
Pursuing financial independence can sometimes feel counter-cultural. In this episode, I walk through some of the highs and lows of my own FIRE journey so that you can learn from my mistakes. | |||
| How To Find Your Dream Remote Working Job - (Working From Home, Changing Careers, Career Loneliness, & Money Mindset) #162 | 12 juin 2024 | 00:53:06 | |
Surely there's nothing better than being able to work from the comfort of your home, and choosing a work schedule that works for you? Bekah shares how embracing a growth mindset allowed her to embrace new career opportunities, whilst overcoming fears too. | |||
| Overpay UK Mortgage Or Invest ? (First Time Buyer Dealing With High Interest Rates) #161 | 29 mai 2024 | 00:29:28 | |
With interest rates rising, it's impossible not to hear the talk about interest rates, and the pressures of buying a home. What would you do if you had a large cash position? Pay off the mortgage quickly, or leverage the debt for possible future financial gain? Which option will lead you to true financial independence. | |||
| Visiting Europe's Best Value City For Your Vacation In 2024 (Frugal Holidays In Europe) #160 | 15 mai 2024 | 00:33:29 | |
Discover one of Europe's most underrated ans cost effective cities for a frugal getaway! | |||
| Transforming Your Money Mindset From Poor To Wealthy #159 | 01 mai 2024 | 00:26:49 | |
Why is it so difficult to employ a wealthy mindset? After years of learning about personal finance, I'm on a mission to understand the differences between a poor/wealthy mindset and how to live this out in my day-to-day life. | |||
| What I Wish I Knew Before I Started My Investing Journey! #158 | 17 avr. 2024 | 00:27:55 | |
We all have to start somewhere, but coming to investing can feel so daunting when you don't understand the terminology. In this episode, I reflect on how the first stages of my journey were pivotal, and how it helped me gain enough knowledge to manage things on my own. Allowing me to keep costs low, and invest for the long term. Please keep in mind that these are only my reflections, and whilst I do speak about financial advice and advisors, it's critical that you do your own research. | |||
| Money Hacks From The 1800's That Are Still Relevant Today! #157 | 03 avr. 2024 | 00:23:20 | |
Finances in the 1800s are not all that different from 2024. Joshua shares the story of Nemorino and Adina, which covers social status, scams, budgeting, and finding the right life partner, encouraging you to reflect on what you can learn from this 19th-century story. | |||