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Meet Sara, a university graduate hungry to keep learning and developing her transferable skills. In this area, we'll talk about the importance of continuing to learn beyond university and how that can play out in your personal finance life.

Referral Codes

Be sure to check out this Google Doc which has a whole host of referral codes.

Public Speaking Training

Email Joshua info@leadershipjoshua.com

Connect with Sara Edwards:

• LinkedIn
• Medium
• X (formerly Twitter)
• Email Sara (Sara.ghostwriting@gmail.com)

Recommended Resource
Ramit Sethi

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They say that buying a home is one of the most stressful things in life. Today, Joshua looks at his recent experiences of searching for a UK property, and why it's important to make a wise long-term financial decision.
 
Referral Codes

Be sure to check out this Google Doc which has a whole host of referral codes.

https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Public Speaking Training (Leadership Joshua)
info@leadershipjoshua.com

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Finances in the 1800s are not all that different from 2024. Joshua shares the story of Nemorino and Adina, which covers social status, scams, budgeting, and finding the right life partner, encouraging you to reflect on what you can learn from this 19th-century story.

Referral Codes

Be sure to check out this Google Doc which has a whole host of referral codes.

 https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Public Speaking Training (Leadership Joshua)
https://www.instagram.com/leadershipjoshua1
https://stan.store/leadershipjoshua

Info about the opera.
Watch the opera (with English subtitles) here.
https://www.youtube.com/watch?v=14dAP2z79Go&t=453s
https://en.wikipedia.org/wiki/L%27elisir_d%27amore

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Dr. Hung grew up on a council estate in Essex. Surrounded by debt, she goes on to reveal how she took control of her finances and has now saved over £100k before age 35.

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Dr Hung Twitter
https://twitter.com/yee123x

Recommended Resources

Morning Star
https://www.morningstar.co.uk/uk/

Financial Ti

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Darren tells us how being furloughed helped him uncover a solid financial plan. He plans to consistently invest in the stock market to ensure a healthy retirement.

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Money To The Masses (Black Book)
Make sure your partner can access all of your information if the worst is to happen.

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In this conversation, you'll hear how Iryna and Joshua have navigated their finances in the first months of marriage. Including both the ups and downs, we hope that this honest conversation will help give you some interesting personal finance insights.

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Caitlin is a classical singer based in London. She shares her journey of being a freelance worker.  We discuss egotiating salaries, and sometimes not feeling that worthy to earn more money.

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Recommended Resources
Abigael's YouTube account
Instagram @AbigaelAremu

https://www.youtube.com/channel/UCuweT2zTyEg4P-9-XYSAWgg

The Broke Generation.

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Cryptocurrencies are not regulated, and nothing in the podcast consists as financial advice or investment recommendations. Please do your own careful research before making any investment decisions.

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Her First £100k
https://herfirst100k.com/financialfeministpodcast
We Study Billionaires
https://www.theinvestorspodcast.com/we-study-billionaires/
Rich

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Is it actually cheaper to rent than buy? In this episode, we look at why renting may not be such a bad idea after all.

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BBC 'Renting Is Cheaper' Article
https://www.bbc.co.uk/news/business-57464534
Euan Copeland Youtube Channel
https://www.youtube.com/watch?v=Brw31d-HPw8&t=239s
Recommended Resource.
Ramit Sethi

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After a talk with her sister about her financial situation, Luwi decided to take control of her finances. She shares how her Christian faith impacts her financial plan and outlines how she plans to help millennial women through her coaching business.

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You Are The Salt
https://www.instagram.com/_youarethesalt/
https://www.kingdomlifecoach.co.uk/

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Emma is a secondary school teacher striving for financial independence in the UK. We discuss the benefits of investing into a stocks and shares Lifetime ISA /LISA, as well as using the Vanguard platform.

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Recommended Resource
Free Your Finances
https://www.youtube.com/channel/UCgQVDz1prqHxwtCmHPT7C2w

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Dafydd was a Maths teacher in South Wales but recently quit his job to pursue other passions and callings in life. In this episode, he talks about how his Christian faith impacts how strives to live like he's financially independent before he's financially independent.

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Dafydd Morse
https://www.youtube.com/channel/UCtDkLjxiOYl4TEGGdDhflow
https://www.instagram.com/

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Catherine Morgan is a multi-award-winning qualified financial planner who's on a mission to reduce financial anxiety. In this episode, we discuss how creatives (musicians, opera singers, instrumentalists) can make sure they have a healthy attitude to money.

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With over 40 years of experience as a leading global investment banker, Ken Costa helps us understand the landscape of intergenerational wealth transfer. Drawing from his background in finance and his role as a mentor and coach for the new generation, Ken offers invaluable insights into the contrasting perspectives of Boomers and Gen Z/Millennials ("Zennials").

Referral Codes

Be sure to check out this Google Doc which has a whole host of referral codes.

 https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Public Speaking Training (Leadership Joshua)
https://www.instagram.com/leadershipjoshua
https://stan.store/leadershipjoshua

Ken Costa (The 100 Trillion Dollar Wealth Transfer)
https://kencosta.com/
https://glorify-app.com/exciting-new-updates-for-the-glorify-app/
https://www.instagram.com/kenjcosta/?hl=en

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Managing international income has its challenges. Those living the life of a digital nomad or geo arbitrage will know this too well, but how does this work in Europe? Cey tells us about how he manages to save and invest whilst moving from country to country.

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The Cey & Ben Show (Podcast)
https://podcasts.apple.com/gb/podcast/the-cey-and-ben-show/id1548355632

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Steve shares some entertaining family frugal stories and explains what keeps him on the straight and narrow of living a frugal life.

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The Frugal Expat
https://thefrugalexpat.com
https://twitter.com/thefrugalexpat1

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Rhiannon tells us about her journey of paying of £30k of consumer debt and being able to buy her first home. Since then, she's also got her apartment fully booked up until August, and is loving controlling Airbnb remotely from London.

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Rhiannon (The Vicar's Wife's Frugal Life)
https://www.instagram.com/thevicarswifesfrugallife/
https://linktr.ee/Rhiannonllewellyn88

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This is purely a conversation between individuals and certainly does not constitute financial advice or investment recommendations, You must do your own research and seek your own professional financial advice. 

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OhKay Investing
https://www.instagram.com/ohkayinvesting/?hl=en
https://www.youtube.com/channel/UCbxoFvxLn9kR7TVss-qB3GQ

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Natalie tells us about the ups and downs of dealing with debt (£46,429). An inspiring story of how she took control of her finances and moved towards homeownership.

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Natalie's Social Media
https://www.instagram.com/organisemydebtfreelife/

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A solo episode today where I discuss how to overcome feeling guilty when spending money, and what actionable tips you can implement to overcome this problem.

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Brain Over Binge Book
https://www.amazon.co.uk/Brain-over-Binge-Conventional-Recovered/dp/0984481702

Maven Money
https://www.mavenadviser.com/podcast

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MamaFurFur is a pioneer in the UK Personal Finance sphere. In this episode, she reflects on how she quit her job to pursue her personal finance channel full time. We also discuss why generosity and tithing should be part of your financial plan.

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Recommended Resources
Finance Dee
Panda Boss

MamaFurFur
Website

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In this episode, we discuss the UK furlough scheme, as well as the popularity of investing during the pandemic.

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Smart Finance Page 

https://www.sensibleinvestors.co.uk/

https://www.instagram.com/smartfinancepage/

https://taplink.cc/smartfinancepage

Recommended Resource

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Should you manage your money differently when you're cohabiting versus when you're married? In this episode, we touch on the pros and cons of cohabiting, and also hear from Holly who shares her story of an emotionally abusive relationship.

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James - Instagram: @james_themortgagelessman
Holly - Instagram: @hollysmoneyjourney
Pew Research Centre  

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Tony Thomas is a Financial Planning pension specialist with over 30 years of experience advising clients on how to manage their pensions, investments, and wealth more effectively.

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Tom changed his career in the Covid pandemic, and shares how going into a public sector job isn't always as rosy as it's made out to be. With a series of unexpected bills and a career change, Tom shares how he arrived in credit card debt and how he plans to overcome it.

Referral Codes

Be sure to check out this Google Doc which has a whole host of referral codes.

 https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Public Speaking Training (Leadership Joshua)
https://www.instagram.com/leadershipjoshua
https://stan.store/leadershipjoshua

Episode #145. Multiple Income Streams As Musician
https://www.buzzsprout.com/1010941/episodes/13794751

Episode #73 Brian. Ex Police officer turned Tiktoker
https://www.buzzsprout.com/1010941/episodes/9357272

Tom's website.
https://thomas-humphreys.com/

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After building a £1m+ net worth from a £40k salary, Fanny was surprised that her wealth didn't bring her the happiness she expected and wanted to know why?

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Fanny Snaith
Website: https://www.fannysnaith.com/
Facebook: https://www.facebook.com/fanny.snaith
YouTube: https://www.youtube.com/channel/UCu11iY06RMj1yW_y1k8reZQ
LinkedIn: https://www.li

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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
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3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
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As the heart of the FIRE (Financial Independence, Retire Early) movement talks about retiring early, what does that mean for folks in the UK? Is it all about relaxing on a beach or diving into passion projects? In the last episode of this series, we learn that retiring early isn't just about lazing about, but it's more about having the freedom to chase after what you want.

Referral Codes
Be sure to check out this Google Doc which has a whole host of referral codes.
https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Communication Training
https://stan.store/leadershipjoshua

Guests In Order Of Appearance

Bishoy Abdou
https://www.mindyourbusiness.bz/

Lazy FI Dad
https://lazyfidad.com/

Wendy Moon
www.wendymoon.co.uk
@wendymooncouk (Insta)

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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
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6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
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11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
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5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
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2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
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7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
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8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
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9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
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10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
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11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
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Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
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8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
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10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
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13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
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14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
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13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
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14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

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We look at the growing popularity of the DINK movement (Dual Income No Kids) and whether financial independence affects the number of children you may plan to have. UK childcare costs, and financial independence projections changing due to having children are also topics of discussion. Learn the ins and outs of starting your financial independence journey in the UK from those who are in the 'boring middle' and from those who have already reached their FI number.

Referral Codes
Be sure to check out this Google Doc which has a whole host of referral codes.
https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?usp=sharing

Communication Training
https://teachmecommunication.co.uk/

Guests In Order Of Appearance

Bishoy Abdou
https://www.mindyourbusiness.bz/

Lazy FI Dad
https://lazyfidad.com/

Wendy Moon
www.wendymoon.co.uk
@wendymooncouk (Insta)

TRAP (The Real Advisors Podcast) FIRE Discussion:
Starts at 4.30 - https://www.youtube.com/watch?v=KszOa6oDy44

Many Happy Returns Podcast :
Demographic Shifts: Will Population Ageing Derail Stock Returns?
https://podcasts.apple.com/dk/podcast/demographic-shifts-will-population-ageing-derail-stock/id1604785417?i=1000640397715

Dream Team Couples Article:  https://medium.com/change-your-mind/couple-goals-how-couples-can-create-a-shared-plan-for-the-future-4d5e58d73335

Listen on: Apple Podcasts   Spotify

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1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify

Send us a text

1. Leave A Review & Show Love! Write a review for The Art of Money & Communication Podcast. 📝❤️
   Review here
2. Fiverr (10% Off First Order): Turn Ideas into Income! Get 10% off your first order on Fiverr. 💼💰
   Sign up with code EARN10
3. Speak Pipe: Share Your Thoughts! Leave a voice note to show your love for the show. 🗣️💬
   Send a voice note here
4. Top Cash Back: Earn Cashback on Purchases! Start earning cashback on your everyday buys. 💸🛍️
   Sign up here
5. Oddsmoney (Matched Betting): Try Matched Betting for Free! Learn with tutorials and a free trial. 🎲💰
   Get started here
6. Cheddar (Cashback at Tesco, Sainsburys & More): Save Money on Shopping! Use code ZKYFYKT at checkout. 🛒💰
   Use code ZKYFYKT
7. Shares (Free £20 Stock): Get a Free £20 Stock! Sign up and invest in your future. 📈💸
   Sign up for free stock
8. Freetrade (Free Stock Worth £3-£200): Grab Your Free Stock! Sign up for Freetrade and claim your share. 📊🎁
   Get free stock
9. Invest Engine (Free £25 Stock): Invest for Free! Deposit £100 & get a free share. 📈💵
   Claim your free stock
10. Wise (Currency Transfer): Save on Currency Transfer Fees! Transfer money worldwide with Wise. 💱💸
    Sign up for Wise
11. 1Tap (Simple Tax Receipt Scanner): Stay Organized & Save 20%! Use code TAXSAVY at 1Tap. 📝💵
    Download 1Tap
12. Buzzsprout (Podcast Platform/Free $20 Platform Credit): Start Your Podcast Today! Get $20 credit on Buzzsprout. 🎙️💰
    Sign up for Buzzsprout
13. Airtime Rewards (Passive Income - Save Money Off Phone Bill): Save on Phone Bill! Use code C4UW7F9N. 📱💳
    Download Airtime Rewards
14. Shopmium (Free Can Of Pringles & Weekly Deals): Enjoy Freebies & Discounts! Use referral code he5n8u. 🛍️🎁
    Sign up for Shopmium

Support the podcast by using these referral links! 🙏🎧

Listen on: Apple Podcasts   Spotify