So Money with Farnoosh Torabi – Détails, épisodes et analyse

Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money.

For more listening, check out the full episodes with our guests:

• Charles Duhigg, Author of Supercommunicators
• Daniel Crosby, Author of The Soul of Wealth
• Caroline Adams Miller, Author of Big Goals
• Carl Richards, Host of 50 Fires podcast
• Scott Rick, Author of Tightwads and Spendthrifts
• Kate Northrup, Financial Expert and Author

• Vivian Tu
• Giovanna Gonzalez
• Jannese Torres
• Shirin Eskandani
• Vrinda Gupta

Today’s conversation will change your thoughts about time—our most precious and often overlooked currency. Returning to the show is Heather Chauvin, a dynamic speaker, coach, and author whose wisdom on time management is nothing short of transformative. Heather’s journey began in a crucible of crisis—a stage-four cancer diagnosis. Still, from that challenging moment, she built a revolutionary approach to owning and investing time to live richly and intentionally.

In this episode, Heather and I dive into her signature concept of "energetic time management," where time isn’t just about productivity or calendars; it’s about aligning your energy, values, and desires to create a life that feels as good as it looks. She shares the origin of this system, the profound realizations she had while juggling motherhood and a career, and why most of us are in what she calls "time debt." Heather explains how to break free, set boundaries, and treat time like money—because every moment matters.

We’ll also talk about practical strategies: building a dream calendar and redefining your relationship with time. Also: Why outsourcing isn't a luxury—it’s a necessity for creating space to thrive. Plus, Heather offers profound insights for women navigating the dual roles of professional ambition and domestic responsibility without losing themselves.

Grab the So Money Investing Blueprint for Free

Join the So Money Members Club

Read Heather's book Dying to Be a Good Mother

Listen to Heather's podcast Emotionally Uncomfortable

Stay tuned for tonight's Webby's BTS, where So Money receives an award -- on Farnoosh's Instagram.

Today's show covers the ins and outs of LLCs and S-Corps and how to determine which one (or both) is best for structuring your business. The guest is Hannah Cole, creator of Sunlight Tax. You can visit Sunlight Tax for resources mentioned in today's episode.

In the Iranian culture, if your child becomes a doctor, this is the ULTIMATE trophy for a parent. And while being a doctor comes with a great deal of integrity and pride...building a solid financial life as a doctor is not as simple as it once was with the heaps of student loan debt many doctors today have.

And as our guest today will explain, many physicians are not equipped with the financial know-how of managing their money and growing wealth.

Peter Kim is our guest and he is an anesthesiologist AND real estate and passive income expert. Last I checked, being an anesthesiologist was one of the highest paid tracks in medicine. So, what motivated Peter to rethink his profession?

For years Peter blogged anonymously at PassiveIncomeMD.com about his exploration into real estate as a side hustle. He also runs the real estate company CurbsideRealEstate.com to help educate physicians about the homebuying process. Did you know there’s a thing called a physician’s home loan?

Peter recently lifted the veil on his site to share his name and more details about his personal life to the thousands of readers he’s cultivated over the past few years.

Today he is a physician by CHOICE, as well as an avid real estate investor.

You can learn more about Peter Kim by visitingwww.passiveincomemd.com and www.curbsiderealestate.com. Follow him on twitter @passiveincomemd.

How do you make or take your coffee? Does it spark joy?

Our guest Raj Jana has built a thriving business by turning the common experience of making coffee into kind of an art form and in the process has created a 6-figure per month business.

A little more about Raj: He was born to Indian parents who came to the U.S. with only a few dollars in their pockets. He previously worked at Chevron as an engineer until a life changing moment at work that made Raj reevaluate his life path.

Raj shares financial lessons learned from his upbringing, the changes he would try to make if he won the lottery and some high-level coffee talk. Like, what is a pour-over? And why is it Raj’s go-to coffee order?

To learn more about Raj’s company, Java Presse Coffee, visit JavaPresse.com and follow him on Instagram @JavaPresseCoff

If you watch Bravo TV or follow New York City real estate, you know all about our next guest. Ryan Serhant is a star of Bravo's Million Dollar Listing New York and a top real estate broker in the City.

His story began as a shy, out of work hand model. He  entered the real estate business in 2008 - in some ways the WORST time to be an agent in the real estate market. Ryan shares how he rose to become one of the top realtors in the world, his parlay into reality TV and advice for first-time buyers.

His new book, Sell it Like Serhant comes out tomorrow, September 18. 

Also, Ryan and I will be at the 92nd Street Y in Manhattan, along with our friend Dan Schawbel, a NYT Bestselling author and millennial workplace expert. We'll be leading a discussion around Creating Human Connection in a Digital World. The event is on November 26 at 7pm. Reserve tickets at 92Y.org.

Is there any relationship between our Zodiac signs and how we spend, save and make financial decisions?

In today's Ask Farnoosh, Farnoosh and co-host Brittney Castro, founder and CEO of Financially Wise, tackle your money questions, as well as share some of the insights from a recent Chase Slate Credit Outlook Survey which looked at how our astrological signs impact our spending and credit habits.

Brittney, like Farnoosh, serves as a fellow Chase Slate Financial Education Ambassador.

We’re going back to basics today in a special So Money bonus episode, talking about the best ways to start and execute financial goals.

Our guest is Nikki Arwood, Regional Market Executive at Charles Schwab. In her role, Nikki leads 36 branches and over 200 employees in the Carolinas, Virginia, Maryland, DC, Kentucky, Tennessee, Arkansas and Mississippi. She has been in the financial services industry for 30 years, and has spent most of those years at Schwab. Nikki is a graduate of Georgetown University, where she majored in Sociology and was captain of the Women’s Basketball Team.

Nikki and I discuss goal setting, finding the motivation to stay the course with your financial plan and a 30-Day financial cleanse from which we can all benefit.

DISCLOSURE:

Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.

The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.