Explorez tous les épisodes du podcast roadmap to RETIREMENT

In this episode of the Roadmaps Retirement Podcast, I am joined by Jamie Hopkins Esq., LLM, CFP®, ChFC®, CLU®, RICP®, Chief Executive Officer at Bryn Mawr Capital Management, LLC and Chief Wealth Officer at WSFS Bank  . Jamie shares his professional journey, highlighting his roles and multiple designations. He discusses the importance of financial education, recommending the CFP and RICP designations, and provides insights on the state of financial planning education. The conversation covers career advice for new advisors, emphasizing the need for sales skills and continued education. We also discuss the integration of tax planning, estate planning, and other services into the advisory role. Jamie highlights the importance of having an up-to-date estate plan for clients and provides broader insights into the evolving landscape of financial advice.

In this episode of the Roadmap to Retirement podcast, I am joined by Jon Sheldon to discuss the importance of authenticity in the financial advisory profession and the value of effective coaching. Key topics include overcoming self-consciousness, like concerns about tattoos, by embracing one's true self, and the significance of genuine client relationships. I expand on the challenges and benefits of dressing casually versus formally and the impact of transparency with clients. The conversation transitions to the role of coaching versus consulting in business growth. Jon emphasizes the necessity of finding the right leadership and mentorship for young financial advisors, rather than merely focusing on firm reputation. Furthermore, we discuss the importance of accountability, discipline, and articulating one's goals. The episode concludes with insights on navigating the financial planning profession and the critical role of authentic leadership in fostering success. Thanks for listening, come back next week for an exciting new guest!

In this episode of the Roadmap to Retirement Podcast, I am joined by Yitzchak Eilenberg, a CPA specializing in tax strategy and planning. Yitzchak provides insightful financial advice aimed at small business owners, including the importance of tax avoidance (not evasion) and various methods to maximize tax savings. We discuss the intricacies of compensating children within businesses for tax benefits, the balance between paying off debt and saving for retirement, and altering retirement strategies as financial situations evolve. Emphasis is placed on managing emergency funds, strategic use of IRAs, and the benefits of HSAs. Moreover, Yitzchak and I explore long-term saving approaches, including Roth IRAs and solo 401ks, alongside advanced strategies like paying family members to conserve generational wealth and potential estate planning tools like charitable remainder trusts and reverse mortgages. The episode rounds off with a discussion on how keeping in touch with financial and tax advisors throughout the year can facilitate better financial outcomes, particularly in tax-heavy periods. If you would like to reach out to Yitzchak Eilenberg, you can reach out at: LinkedIn: linkedin.com/in/yeilenberg Email: team@eilenbergcpa.com Website: eilenbergcpa.com/ 

In this episode of Roadmap to Retirement, I am joined by David Shaffer, Chair of the Family Wealth and Estate Planning Group at Woods Oviatt Gilman LLP. David shares his journey from aspiring sports writer to estate planning attorney. The discussion covers essential aspects of estate planning, including wills, powers of attorney, and healthcare proxies. David emphasizes that everyone, not just the wealthy, needs an estate plan. We explore scenarios involving young professionals, long-term care, Medicaid, and the importance of planning ahead. The conversation also highlights irrevocable trusts and considerations for those without obvious heirs, touching on charitable giving and executor roles. David mentions his firm's upcoming podcast, 'Into the Woods,' which will delve deeper into related topics. Thank you for listening and come back next week for another new episode!

In this episode of the Roadmap to Retirement podcast, I am joined by Matthew Jarvis to discuss strategies for efficient financial advisory, particularly focusing on surge meetings. Jarvis shares insights on time-blocking, balancing work and personal life, and the importance of intentionality in business practices. We also touch on the value of continuous learning and mentorship in the financial advisory field. The conversation highlights the significance of tracking performance metrics to achieve success and take meaningful time off. Additionally, Jarvis emphasizes the importance of seeking advice from experienced professionals. The discussion rounds off with their travel experiences, demonstrating a balance between professional commitments and personal fulfillment. Come back next week for a new episode!

And with that, the 2024 season comes to an end and to celebrate, here is the top episodes of Roadmap to Retirement. Thank you to all the guests who have joined me and all the listeners for your support! 2025 has some fun guests lined up. Top Episodes: Episode 2 Episode 6 Episode 15 Episode 17 Episode 24 Episode 28 Episode 29 Episode 31 Episode 37

In this episode of 'Roadmap to Retirement', I am joined by Alex Wesdorf to discuss the often-overlooked topic of disability insurance. The conversation covers the importance of disability insurance as part of comprehensive financial planning, contrasting it with life insurance. Alex shares personal stories to highlight the necessity of disability insurance, debunks common myths, and explains the shortcomings of group policies provided by employers. The discussion also includes advice for young financial advisors on specializing in specific areas and the benefits of partnering with experienced mentors. Emphasis is placed on creating a robust financial plan and understanding existing insurance coverages. Thanks for listening and make sure to come back next week for another episode!  

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS for a second time! We talk about navigating a career in financial planning going all the way back to picking a major in college. You'll hear about John's journey into the field, taking a more unconventional approach. We cover keys advice for young and new financial advisors, emphasizing the importance of immersing oneself in industry vocabulary, seeking mentorship, and taking career risks early. We wanted to highlight the significance of finding the right firm and the value of joining professional networks like the Financial Planning Association (FPA). We hope to provide valuable guidance for those uncertain about their career path in financial planning and underscore the need for patience and risks. Thanks for listening and make sure to subscribe so you don't miss weekly new episodes!

On this weeks episode, we're taking a little turn in questions. This week, I am joined by Dave Pulcini, one of SixPoint's very own to answer questions from the depths of Dave's mind. From financial planning advice to dating advice to does being successful mean you're happy? We are covering it ALL! Key takeaways: Investment Strategies handling finances ethical obligations for advisors importance of tax planning pros and cons of different mutual funds challenges getting clients to follow through on advice client onboarding process personal vs professional growth and balance aligning interests: clients and advisors

In this episode of 'Roadmap to Retirement, I am joined by Drew Norton from The Everyday Leader. We covered financial tips, investment strategies, and the importance of aligning personal passion with investment choices. Listen as we discuss the psychological aspects of money, using books such as 'The Psychology of Money' and 'Rich Dad Poor Dad' to frame the conversation. Drew shares his journey from door-to-door sales to real estate investment and offers advice on entering the real estate market. Have you heard of the 75 hard challenge? Drew and I share our experiences as we are nearing the end of our 75 days. It is a good test of resilience, patience and strength. The discussion concludes with reflections on sales as a form of leadership and the importance of finding a balance between work and personal life. If anyone would like to connect or follow Drew on social media or his podcast: https://linktr.ee/theeverydaysalesleader  Thanks for listening and come back next week for a new episode!

Jamie Abraham from Gray Locey CPA PLLC, is back for another episode to discuss key strategies for maximizing tax benefits and retirement savings. The discussion includes client service principles, Roth conversions, tax strategies like bunching deductions, and the potential impacts of the Trump tax code changes. Key topics include the extension of the Tax Cuts and Jobs Act, SALT cap changes, tariffs, taxation on Social Security, bonus depreciation for small businesses, and new tax credits for childcare and elderly care. The episode aims to provide insights for individuals and small business owners navigating upcoming tax legislation changes. Come back next week for another new episode!

In this episode of 'Roadmap to Retirement,' it is just me this week! This week's episode surrounds distribution planning in detail. I want to emphasize the importance of attaching meaning to savings and planning for future spending. We are going to cover the 4 percent rule, advising you, the listener to think of their savings in terms of annual income generated rather than lump sum amounts.  Introducing the bucket strategy for managing short, medium, and long-term investments and explaining how to handle lump sum needs in retirement, including the benefits of tax diversity. I address common retirement spending patterns and underscore the significance of attaching personal meaning to retirement savings. Throughout, I want to encourage smart saving and spending habits to ensure a fulfilling retirement. Thank you for listening, subscribing and sharing! See you next week for another episode.

Back by popular demand for a THIRD time, Marshal Scheidt! On this episode of Roadmap to Retirement, I am joined by Marshal for another Q&A. We will be answering questions from the last ten or so episodes that you, the listeners, asked. Key topics include, prioritizing different types of insurance, understanding the benefits of high deductible health plans and Health Savings Accounts (HSAs), choosing between paying off debt versus saving, and the importance of Medicare enrollment. We also address end-of-year financial planning, such as tax loss harvesting and Roth conversions, as well as  investment strategies and political influences on portfolios. The episode emphasizes a blend of strategic financial decisions and tailored advice to individual situations. As always, tune in next week for another episode, thanks for listening.

In this episode of the Roadmap to Retirement Podcast, I explore the vital role of various insurance types in financial planning with Amanda Harvat from KAFL Insurance Resources. We delve into the importance of life insurance, viewing it as an act of love and security for families. We also address the common misconceptions about the cost and adequacy of employer-provided policies, stressing the need for regular reviews of one's insurance coverage. The discussion highlights the necessity of securing life insurance early for affordability and maintaining insurability, and extends to the limitations and misunderstandings surrounding disability insurance. We emphasize the significance of supplemental disability insurance tailored to specific occupations. We consider long-term care insurance and hybrid products that combine life insurance benefits with long-term care, offering solutions for asset preservation. The talk concludes with recommendations for additional liability insurance and provides contact information for further guidance, underscoring the critical nature of comprehensive financial protection. Thank you for listening and as always, tune in next week for another new episode!

In this episode of the 'Roadmap to Retirement' podcast, I'm joined by Jenna D'Annunzio, a holistic business and mindset coach. Together, we explore the 'money mindset,' its impact on financial behaviors, and the importance of understanding personal belief systems. Jenna shares insights from her experience as a second-generation entrepreneur and co-owner of two coaching companies. We discuss the value of hiring a coach to gain different perspectives, the importance of self-awareness, goal setting, and effective communication in aligning financial goals in both business partnerships and personal relationships. The conversation touches on creating environments conducive to productivity and flow states, and navigating the balance between passion projects and sound financial practices. Additionally, Jenna's contributions to the book series 'Cracking the Rich Code' are highlighted, emphasizing the multifaceted nature of being rich in life. We conclude with a reminder about the advisory nature of the content discussed. Thank you for listening and as always, tune in next week for a new episode!

On this episode of the Roadmap to Retirement podcast, I am joined by Ashley Sullivan, a fellow CFP to discuss investment strategies during the election year and general market conditions. The conversation emphasizes the non-significance of election outcomes on long-term investment portfolios, highlighting that political headlines often introduce unnecessary noise through social media. We explore the limited impact of election results on financial markets over the last century, stressing the importance of sticking to financial plans irrespective of political changes. Key economic factors like inflation, interest rates, and corporate earnings are identified as more impactful than political shifts. Discussing the nuances of the Tax Cuts Act and impending changes, advocating for strategic planning to optimize financial health amid possible legislative changes. Ashley and I also explore tactics like risk assessment and using a bucket approach for retirees to manage investments wisely and maintain financial stability, emphasizing the psychological reassurance that comes from having an established financial roadmap. Tune in next week for another new episode!  

In this episode of the Roadmap to Retirement Podcast, I am joined by Nick Savas CFP® RICP® to discuss financial planning strategies tailored for young families, particularly focusing on a typical 30-something couple with young children. We explore key topics such as balancing savings for both retirement and college education, evaluating life insurance needs, and leveraging tax strategies like 529 plans and Dependent Care FSAs. Emphasizing goal setting, we advise prioritizing retirement savings as there are borrowing options for college but not for retirement. Nick and I want to emphasize the importance of life insurance, offering insights into determining the right coverage and correcting common misconceptions around it. Covering many topics from the challenges of saving for a child's future amidst high childcare costs to offering a realistic view on budgeting versus expectations. With practical advice and detailed explanations, the episode aims to guide listeners through the complexities of financial planning for young families. Tune in next week for a new episode!

In this episode of the Roadmap to Retirement Podcast, host Alex Neri, CFP, converses with Lacy Garcia, CEO and founder of Willow (TrustWillow.com), a platform likened to 'Bumble' for finding financial advisors. They discuss Willow's focus on helping women and the next generation connect with the best-fit advisors who support both their financial needs and life goals. The conversation addresses the historical focus of financial services on men and the need to cater to women and younger investors, who will hold significant wealth in the future. They delve into common challenges in financial planning, especially maintaining financial communication within couples, and making financial planning relatable and effective for women. The importance of being proactive and engaged in finances matters, regardless of one's traditional role within a relationship, is emphasized, along with various strategies to foster better financial readiness and security. Thank you for listening, come back next week for a new episode!

In this episode of Roadmap to Retirement, I am joined by Jim Pashalidis, RSSA®., a licensed insurance agent and host of the Community Connect Podcast. Tune in as we dive into crucial aspects of Medicare including its different parts (A, B, C, and D), the importance of planning ahead, and the potential changes expected in the upcoming years. Jim shares his journey from being a school teacher to becoming a Medicare advisor, emphasizing the importance of passion and education in his new career. The conversation also covers the Income Related Monthly Adjustment Amount (IRMA) and how income can affect Medicare premiums. We want to advise you, the listeners, to start planning as early as age 60 and consult professionals to prepare for retirement effectively. Jim and I stress the significance of avoiding predatory practices and ensuring financial literacy. Contact details for further consultation with Jim are provided below. Thanks for listening and make sure to come back next week for an episode on Financial Planning for Women! LinkedIn: linkedin.com/in/jimpash Website: m-poweragency.com  Email: jpash@m-poweragency.com Phone Number: (585) 414 - 9633 Podcast: Community Connect  

In this episode of 'Roadmap to Retirement', I am solo this week, focusing on financial literacy. Tune in as I break down the components of credit scores, explaining the five key factors that impact them: payment history, amounts owed, length of credit history, new credit inquiries, and types of credit used. You will be provided with practical advice for improving credit scores for both young professionals and those later in life. I will also discuss effective budgeting strategies, emphasizing the importance of categorizing expenses into fixed and discretionary categories and promoting the 'pay yourself first' method for financial planning. Concluding with insights on the best ways to save for retirement, discussing the advantages of pre-tax and Roth accounts based on one's income level and introducing the concept of a backdoor Roth for high earners. Highlighting the importance of saving outside of retirement accounts for flexibility and future opportunities. Make sure to subscribe and come back next week for an episode on Medicare Planning

In this episode of the 'Roadmap to Retirement Podcast,' I am joined by Tyrone White Jr., a Certified Financial Therapist and Credit Financial Counselor. Tune in to hear us dive into personal finance topics including budgeting, spending plans, and debt management. Tyrone explains his role, which blends elements of financial advising and financial therapy, focusing on the emotional aspects of money management. The discussion covers strategies to help couples communicate about finances, sustainable budgeting practices, and methods for tackling debt, including the snowball and avalanche methods. The episode also touches on the complexities surrounding student loan repayment and the importance of incorporating financial health into overall well-being.

In this episode of 'Roadmap to Retirement,' I am joined by Brendan Frazier, Chief Behavioral Officer at RFG Advisory, to discuss the emotional and psychological aspects of financial planning. We discuss various topics including the importance of intentional spending, social influences on financial decisions, and the difference between fleeting happiness and enduring contentment. Brendan shares insights from his podcast, 'The Human Side of Money,' emphasizing behavior management in financial decision-making. The conversation also touches on how retirees can find purpose and fulfillment, and explores practical strategies to maximize life satisfaction through thoughtful use of money. Key takeaways: investing in experiences regaining time through outsourcing tasks the benefits of giving during one's lifetime

Having a healthy relationship with money and your finances is important. On this episode of Roadmap to Retirement, I am joined by Nathan Astle,, CFT-I™, MFT, to talk about his role as a financial therapist. Financial therapy combines emotional and financial guidance to help individuals improve their relationship with money. It addresses underlying psychological factors affecting financial decisions and provides tools to manage money more effectively. By exploring personal values, beliefs, and behaviors around finances, one can gain insight and develop healthier habits. Key Takeaways: Money matters, including your relationship with it How can your past effect your financial future Finances and relationships Are you transparent with your kids about your finances? Opinions on New Years Resolutions - do or don't

Welcome back to the Roadmap to Retirement podcast! On this episode, I am joined by Jamie Abraham a CPA at Gray Locey CPA PLLC. Listen as we talk about the importance of consulting with a CPA during certain financial needs like tax planning. CPA's have a vital role in financial planning and tax preparation. Throughout the episode, we will be addressing both common misconceptions and practical advice for different financial scenarios. Key Takeaways: Tax Misconceptions Bookkeeping Benefits and drawbacks of retirement plans Strategies for maximizing deductions Long-term tax planning

On this episode of Roadmap to Retirement, I am joined by benefits consultant Eric Eveland, founder of The Eveland Group. Together, we dive deep into the intricacies of employee benefits, covering critical topics like evaluating health plans, understanding HSAs, leveraging disability insurance, and taking advantage of mental health resources through telehealth and EAP services. Gain valuable insights to make informed decisions about your benefits and enhance your financial well-being as you plan for retirement. We hope this information helps you navigate the complex world of employee benefits. Stay tuned for more insights and strategies to build your roadmap to retirement.

On this episode of Roadmap to Retirement, back by popular demand, we're doing another Q&A with Marshal, covering questions from the last 10 episodes.  Throughout this episode, we discuss whether a spouse's Roth IRA can be consolidated, how to handle non-qualified accounts, and the benefits and drawbacks of joint accounts. Marshal and I also cover the financial approaches for young investors, the importance of financial education, the emotional aspects of market fluctuations and the essentials of choosing the right financial advisor. Tune in for insightful discussions and advice to help you supercharge your retirement savings and financial future.

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS, from Generation Capital Management. For this episode, we focused on the misconceptions about financial advisors and how their role extends beyond portfolio management to include important elements like tax planning, risk management, and spending strategies. It is important to stress the comprehensive approach to financial planning, like realistic expectations for marketing performance and the psychological aspects of money management, such as spending habits and emotional challenges retirees face. The conversation highlights the necessity of tailoring financial plans to individual needs and preferences to achieve the best possible outcomes for clients. It's always great being able to have these conversations and collaborate with other financial advisors, John being "one of the good ones" made it very fun!

On this episode of Roadmap to Retirement, I am joined by Paul Kingsman, a seasoned financial advisor and Olympic medalists, to discuss how to select the right financial advisor and the nuances of financial planning. In a world filled with constant market updates and sensational headlines, it's easy for individuals to get distracted and make poor financial decisions based on panic and misinformation. It's vital to focus on long-term goals and block out the noise. Brief overview: Paul's journey and introduction Importance of finding / selecting the right advisor Experience vs. Expertise Compensation transparency Robo advisor and the role of AI Emphasizing human touch Overcoming bombardment y financial noise

On this episode of Roadmap to Retirement, I am joined by Chris Haigh, CFP®, RICP, Founder and CEO of Iconoclastic Capital, a high level financial service model in Rochester. In this episode, we cover some of the 'red flags' people should know about when selecting their financial advisor based on our knowledge and experience in this industry. For this episode, shoutout to Strangebird Brewery for allowing up to try their "Sly Move" IPA on this episode. If you know of any local small businesses that we should try, leave a comment or message me directly! We are always looking to try new things with our guests. Thanks for listening and make sure you subscribe to follow along for more content! Key Takeaways: Brand identity in financial services Hidden truths of educator retirement funds Uncovering hidden fees in retirement accounts The truth about company benefits Navigating a fine line: adding value vs. criticizing others

On this episode of Roadmap to Retirement, it's just me. No guests. And we're going to talk about tax planning! In case you don't know why tax planning is important here is a brief overview: Tax planning is about organizing your finances smartly to pay the least amount of taxes legally required. By using deductions and credits wisely, you can save money and improve your financial situation. It's important because it helps you keep more of your income, plan for future expenses, and stay on top of your financial goals. Listen to this episode now to find out if you are saving money correctly or maybe you need to revise your financial plan!

This week on Roadmap to Retirement, I am joined by co-authors, Seth Silver and Timothy Franz, of Meaningful Partnerships at Work.  It was great to talk with them about their book and learn the meaning and purpose behind it! The book gives great insight to meaningful collaborations among employees and how certain workplace practices and covenants lead to success! Overview: What Meaningful Partnerships at Work means Workplace covenants with... Co-workers Other Professionals Clients Communication at your workplace Relationship Satisfaction

On this week's episode of Roadmap to Retirement, I am joined by Jessica Robinson, Psychology Professor at St. John Fisher University, and Dave Pulcini, friend and fellow CFP. We talked about how to talk to your kids about money at all ages and stages of development. Talking to kids about money is not just about dollars and cents; it's about preparing them for a financially secure and responsible future...So how can parents do that? By incorporating certain strategies, that we talk about in this episode, into your parenting approach, you can empower your children with the knowledge and skills they need to become financially responsible adults. Remember, consistency and patience are key to successfully teaching kids about money management. Key Takeaways: What age do you introduce money to them? Do they pick it up on their own? Pretend play and monopoly money Replenishing your child's lunch money account Wants vs. needs Chores and gratification Do your kids know what you make?

On this week's episode of Roadmap to Retirement, I am joined by a friend of mine, Sally Stapley! Tune in and listen to Sally and I talk about the meaning of retirement and how that can mean many different things for different people. Key Takeaways: Define Retirement Work / Life Balance Parenting & Personal Freedom Retirement & Motivation to Save Routine Changes Finding Purpose Beyond the Paycheck

On this week's episode of Roadmap to Retirement, we are going to recap the last 10 episodes with questions that clients and listeners have sent in! I am joined this week by my good friend and fellow advisor, Marshal Scheidt! Make sure to subscribe, follow the roadmap and keep sending in questions!  Thanks for listening! Key Takeaways: Interest rates on houses - how you should be advised Benefits to look for other than salary with a new job More than one 401k? Bad idea... Do we do taxes? Life insurance policies - do you need one? if so, at what age? Financial advisor industry - what's changed in the last 10 years? Why you should consolidate your assets Best feeling as an advisor

This week's episode of Roadmap to Retirement, we are joined by Luke Lloyd CRPC®, Senior Wealth Advisor and Investment Strategist at Strategic Wealth Partners in Cleveland, OH. Luke and I discussed the concern for investments surrounding the 2024 Election year. We touched on many topics and questions clients have asked in the past so you don't want to miss this episode! Key Takeaways: General outlooks for 2024/Factors effecting the market - Inflations, Election, Market Trends, etc. Investing in an election year and its trends Policy decisions that could affect investment outcomes Common mistakes people make with their investments Sitting President dies or leaves office due to declining health - how will the market react Common misconceptions between politics and investments Leadership handling funding for security in the future

Episode 9 is brought to you by Keuka Lake Coffee Roasters and one of their distributors in the Rochester Area, Parkleigh! Go check them out if you haven't already! On this week's Roadmap to Retirement episode, I was joined by Brian Ohmann from AnnieMac Home Mortgage and James Reyes, Real Estate Agent from Keller Williams.  When you are looking to make a big financial decision in your life, it is always good to talk to someone. Today, we are going to discuss the financial needs that come with buying your first home. Key Takeaways: First time home buyer process & how much you SHOULD spend FHA loans Signs you're ready to downsize Being realistic in today's buying market Is your realtor a good fit?  Why you need more sellers than buyers for prices to go down What you should know before becoming a landlord Investment property vs. primary residence

In this episode of Roadmap to Retirement, I am joined by Ryan Andrew from AP Professionals of Rochester! This week's episode is a little different from financial planning because we are going to talk about how to negotiate a raise whether it is with your current employer or during your interview process! Key Takeaways: - How can people negotiate a better salary with their current employer/next employer? - Big mistakes to avoid during an interview - How to stand out during the interviewing process - Interviewing: Harder on zoom vs. in-person? - Great employee, bad interviewer - how can we help? - Feeling stuck in their career - when to take that leap of faith - Salary isn't everything: what other compensation/benefits do you see candidates asking for in the negotiation process? - When does it make sense to work with a recruiter? For employer or employee - Income expectations when moving back to a place like Rochester from a larger city - BONUS: How to talk to your kids about money?

This week's episode on Roadmap to Retirement, I was joined by colleague and friend, Nick Savas. As financial planners, we get asked the question "how's my portfolio doing?" all the time. This episode, we discussed what a client should know when asking that question. Key Takeaways: - How to benchmark your portfolio - What is S&P 500 - Should you be checking your portfolio regularly - Rate of Return and why it's important - Do you speak up when you overhear incorrect financial advice - Best tip everyone should think about with financial planning

On this episode of Roadmap to Retirement, I am joined by Dr. Christopher Mansour and Dr. Jordan Hutchinson in a roundtable type conversation about cybersecurity, more importantly, what you need to know! Important Takeaways: - Biggest risks clients take when protecting their information - Changes with technology constantly evolving - Are identity theft protection policies worth it? - "Freezing" your social - smart or not? - Why is it getting harder to spot spam/scam - "AI impersonated my loved one and asked for money" - What you should know and do - DocuSign and online accounts - "If I get hacked, who do I call and what're the first steps?"

On this episode of Roadmap to Retirement, we are joined by Austin Spite, Senior Partner Account Manager at Human Interest. In this episode, you will learn about: - Setting up a 401K - Why employers choose a 401K plan over other options - How certain plans benefit the owner - Safe Harbor plans - 401K plans and how the rules are affected by legislation - 401K's and retirement plans - Switching 401K providers and what that looks like

On this episode of Roadmap to Retirement, I am joined by colleague, Dave Pulcini! This episode is going to be a little different than the others, we are doing a client mailbag episode where we answer any questions clients have asked us! Key Takeaways:- What people in their 20s/30s should do to plan for retirement- What can you do to help your parents plan for retirement- "Do I have enough?"- Why you shouldn't listen to your friends about finances- How much to spend and not run out- What would you say to someone struggling to accept spending money- Financial Status: You vs. others your age- Investing in an election year and your stock portfolio- What to do with inherited money If you have any questions that we can answer, leave a comment on any of our socials!

In this episode of Roadmap to Retirement, we are joined by local attorney, Chelsea Sinclair, to talk about Estate Planning! We know it's not the most exciting topic but still important for you, the listeners, to know about so you can have a plan in place! How prepared for your future are you? In this episode, you will learn: Do I need a Will?What happens to my money after I dieIs it important to have a beneficiaryHow does long-term care play a roleHow can I protect my assets /retirement assetsShould I be nervous about setting up this meeting with my financial advisor or attorneyWhat to expect for an estate planning meeting

In this episode of Roadmap to Retirement, we are joined by guest, Jon Sheldon. To hear about Jon's career in finance and thoughts on the industry, tune in today! Key Takeaways: How has technology changed the industry Impact of relationship between advisor and client What should the client know before meeting with an advisor Are designations useful to have? Are there red flags in financial advisors? Business coaching and the many ways to do business Transparency with client and advisor Main reason clients leave their advisor

Welcome to the Roadmap to Retirement podcast! In this episode, you'll meet Alex! Enjoy listening to his journey as a financial planner, what he does for fun and the reason behind starting this podcast! What you'll learn: Who Alex is Where his career started Six Point Financial Partner's journey Outside the office life Creation of Roadmap to Retirement To learn more about SixPoint Financial, click HERE for the website. If you have any comments, questions, concerns, please reach out, we would love to hear from you! Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, a registered investment advisor. Private Client Services, Six Point Financial Partners, and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place.