Explorez tous les épisodes du podcast radmoney | Money Management for Millennial Married Couples with Financial Coaches Rebecca & Dylan
| Titre | Date | Durée | |
|---|---|---|---|
| 121 | People Pleasing and Your Finances - Why ‘Nice Guys’ are Broke Guys | 19 Mar 2025 | 00:19:20 | |
Are you a People Pleaser when it comes to how you manage money with your spouse?
Years ago, Dylan realized he was a people pleaser. If Rebecca wanted to, she could have exploited Dylan's "Nice Guy" tendency to let her spend money how she wanted. Instead she encouraged Dylan to stand his ground and hold her accountable.
As we started coaching, we noticed a similar dynamic in other couples. The people pleaser would struggle to uphold financial boundaries or to hold their spouse accountable. They felt like they couldn't say "no" without causing a problem.
But “People Pleasing” can make reaching financial goals impossible. If you give your spouse a pass when they spend more than they said they would. Then you’re both going to continue feeling frustrated with your finances.
In this episode we share our experiences with people pleasing and managing money as a couple. Find out how learning to say "no" and holding each other accountable will help you reach your goals!
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| 120 | Life Style Trends for Your Debt Free Journey | 12 Mar 2025 | 00:24:42 | |
120 | Life Style Trends for Your Debt Free Journey Living Debt Free is a lifestyle choice that drives your daily financial decisions. But when you're deciding how to spend your money, it's usually about more than how much something costs. You want to feel confident about what you buy and feel like it was a good use of your money! This week we're sharing 5 lifestyle choices that help us make better financial decisions. Using these frameworks for buying decisions helps us spend money intentionally. Now, we make wiser choices about purchases on a regular basis and have learned how to make our money go further! Listen to this week's episode for inspiration on ways to view your daily financial choices and start to better align your money with your values.
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| 112| How to Get on the Same Page and Stop Fighting About Money [for good] | 08 Jan 2025 | 00:28:10 | |
When we got engaged we had completely different money mindsets. That made it frustrating to put together a plan to pay off debt, save money and invest - or even talk about money! But when we implemented these strategies, we got on the same page about money and stopped arguing. We were finally able to put a plan together that we both felt comfortable with and even excited about! We went from feeling stressed, anxious and frustrated. To feeling understood, respected and cared for in a way that allowed us to focus on taking action! In this week's episode, we're giving you 5 steps to get on the same page about money. So you and your spouse can stop fighting about money for good!
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| 111| From Frustrated to Financial Freedom! 3 Ways to Make Money Conversations Easy. | 01 Jan 2025 | 00:23:35 | |
Every couple knows that one of the best ways to improve their relationship is by improving communication. But talking about money? That feels like a minefield! Money is one of the hardest things to talk about - especially when things aren’t exactly going the way we want. So how can you improve your finances when you can’t manage to have a conversation without it feeling like torture? In this episode we’re sharing 3 ways we made money conversations easier. These practices helped us get on the same page and work together so that we ultimately reached our goal of Financial Freedom!
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| 110| Do You Have What it Takes to Reach Your 2025 Goals? | 26 Dec 2024 | 00:15:31 | |
110 | Do You Have What it Takes to Reach Your 2025 Goals?
You want to pay off credit card debt, save for your first home, have an emergency fund, start a family…the list goes on. You and your spouse have a lot of financial goals. So what are you going to do to ensure you make progress this year?
We want to help you make those goals come to reality!
But this is NOT an episode about budgeting, the envelope system, or stinking funds (you read that right). This week we're coaching you on 3 things you and your spouse need to do if you want to make progress in 2025! These mindset shifts will guarantee that you both step into the New Year prepped and ready to do what it takes to reach your goals.
LIVE EVENT Jan 11th 2025 The radmoney Marriage Workshop
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| 109 | How to Fix These 3 Common Money Mistakes | 17 Dec 2024 | 00:17:52 | |
109 | How to Fix These 3 Common Money Mistakes
Managing money in a relationship is very different from managing it by yourself. But when you get married, you can bring bad habits from the past into the way you manage money together. In this episode, we discuss 3 common money mistakes (and how to fix them). Oftentimes, couples are well intentioned but these mistakes make managing money more difficult. Each mistake makes it harder for you as a couple to work as a team to reach your financial goals. Hurting your marriage by making your relationship feel transactional, and keeping you stuck financially.
LIVE EVENT Jan 11th 2025 The radmoney Marriage Workshop Free Gift with Early Bird Signup (Dec 26th)
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| 108| Personality Types that Sabotage Financial Intimacy | 11 Dec 2024 | 00:29:13 | |
Stop sabotaging your relationship and financial progress by doing/saying these things to your spouse! If you want to get on the same page about money with your husband or wife, you need to make sure that YOU are not getting in the way.
For this week's episode, we created 4 personality types to help demonstrate how you may be pushing your spouse away and limiting your ability to work together. Making it impossible to have Financial Intimacy and use your money to build the dream life you both desire.
But simply becoming aware of these habits can help you make positive changes and get closer to your ideal relationship with your spouse and how you manage money together!
DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 📸 Follow us on Instagram @radcoaches 💰 Learn About Our Program The Journey to Financial Freedom 💰 Become a Client Success Story >> Book a Zero-Pressure Discovery Call ADDITIONAL RESOURCES The No. 1 Phrase in Successful Relationships is ‘Thank you’ - John Gottman | |||
| 107| Top 4 Financial Challenges for Married Couples | 04 Dec 2024 | 00:20:39 | |
Most people think their biggest financial problems are that they either don’t make enough money, have too much debt, or that the cost of living is too high! But while these obstacles do make things difficult, they are not the biggest challenges keeping you from reaching your financial goals.
In this episode we discuss the Top 4 challenges getting in the way of couples paying off their debt, saving for a house, or investing for retirement. We also share tools and tips for how to overcome these challenges so you can reach your goals!
Episodes on Trust 45 | How much do you Really Trust Your Spouse With Money? 46 | How to Have More Trust In Your Marriage - MMMT
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| 106| Don't Let These Excuses Keep You From Your 2025 Goals | 27 Nov 2024 | 00:25:08 | |
After coaching for 5 years we have heard a lot of the same reasons why couples can't be good with money. But are these “reasons” actually excuses? The truth is, if you let outside circumstances dictate your actions, you are holding yourself back! We don't want to see you give up your power. We’re sharing 5 excuses that will hold you and your spouse back from reaching your financial goals (or any goals) you have for the New Year! Tune in to hear how you can take ownership and feel more empowered in your financial life.
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| 105 | Our Step-by-Step Holiday Spending Plan | 20 Nov 2024 | 00:27:42 | |
Are you looking to avoid debt or financial stress this holiday season? Then you need a spending plan that goes beyond the gift list! In this episode, we share 4 valuable conversation starters to help you and your spouse get on the same page and get clarity on what's most important to you both.
Then we go through our step-by-step holiday spending plan to make sure we've planned for all the hidden expenses that come along with the holiday season! Get your copy of the Debt Free Holiday Cheatsheet HERE!
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| 104 | How We Make Sure To Have a Stress-Free Holiday Season | 14 Nov 2024 | 00:18:40 | |
The holiday season is here and that can be a big shock to our wallets and bank accounts. That is why we're sharing 5 things we do as a couple to make sure we have a stress-free holiday season every year! In this episode, we share ways to avoid accumulating holiday credit card debt and start the New Year strong! We provide 5 actionable strategies to manage holiday finances proactively. From setting realistic budgets to cash-flowing expenses, avoiding extreme cutbacks that trigger feast or famine cycles, and identifying core family values to make intentional spending decisions.
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| REPLAY - Do You Trust Your Spouse With Money? | 24 Jul 2024 | 00:27:40 | |
Trust and managing money with your spouse go hand in hand. Which is why this week we’re prompting you to ask yourself - Do I trust my spouse with money, and does my spouse trust me with money?
Building trust with another person takes time and most of us aren’t really sure exactly how it’s done. We’re definitely not conscious of the sneaky ways we reveal that deep down - we don’t trust our partners with money. At least as much as we like to tell ourselves we do.
But just as others might think this topic is off limits - to us that means it’s fair game. Because some of the problems that you may be having in your marriage when it comes to managing money and making financial decisions together, might be rooted in an issue with trust.
CONNECT WITH US! 📸 Join the $1M Net Worth Challenge on Instagram @radcoaches 💵 Become a Client Success Story >> Book a Free Consult! 💰 Take the FREE Course for Couples Building Wealth | |||
| 119| Are you Wasting Money on These Things? [Plus Ways to Save BIG!] | 05 Mar 2025 | 00:28:02 | |
As you can imagine, we’ve reviewed a lot of people's budgets and through that experience we’ve learned a lot about what people waste their money on every month!
As Financial Coaches, we would never tell you how to spend your money. But our job is to help you review your spending habits and help you make changes that allow you to put your money to better use and eventually put more money in savings and investments.
In this episode we’re sharing 3 things we see over and over in clients' budgets that they want to change! They feel like these are a waste of money and recognize there is room for improvement. We also share a new trend we’ve started to see in budgets that we personally think is a mistake - unless you’ve already taken a few other steps first.
Plus we’ll share strategies that you can implement today to make positive change and start saving money immediately!
CONNECT WITH US! 💰 Become a Client Success Story >>Book a FREE Strategy Session Now! 💰 Learn About Our Program The Journey to Financial Freedom 📸 Follow us on Instagram @radcoaches DID YOU FIND THIS EPISODE USEFUL? | |||
| |REPLAY| 5 STEPS - How to Talk About Money with Your Spouse | 18 Jul 2024 | 00:22:09 | |
Do you want conversations about money with your spouse to improve? Does getting your partner to talk about money feel like pulling teeth? Even though you talk about money often, would you like it to be easier, even fun?
- - - In this episode, we are giving you 5 tips to help you have better money conversations with your spouse and start building financial intimacy in your marriage.
Because believe it or not, conversations about finances can actually be exciting when they’re focused on opportunities and designing your life together!
Even better - these tips don’t just work for conversations about finances. These principles can help you make any difficult conversation easier. Especially conversations that require a lot of trust and vulnerability.
CONNECT WITH US! 📸 Follow us on Instagram @radcoaches 💵 Become a Client Success Story >> Book a Free Consult! 💰 Take the FREE Course for Couples Building Wealth | |||
| |REPLAY| Are you Guilty of Financial Infidelity? | 03 Jul 2024 | 00:34:28 | |
Many of us are guilty of committing Financial Infidelity on one way or another. When you think of Financial Infidelity you probably think of big, dramatic offenses like living second lives and gambling addictions. But there are many subtle ways you could be committing Financial Infidelity that cause big problems in your relationship. In this top episode, we tackle this spicy topic and share our perspective as a married couple who's guilty of financial infidelity - and as Financial Coaches for Married Couples! RESOURCES: How to Start A Money Fight in Under A Minute Credit Reports (Please never pay for one) Episode 18 | How to Talk About Money with Your Spouse (Without it Turning Into an Argument)
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| REPLAY |19| Want to be Financially Independent? 3 Habits to Get You There | 26 Jun 2024 | 00:27:55 | |
You don't want to retire. You want Financial Independence. It comes when you have enough money that work becomes optional.
So how do you get there? What does it take to become financial independent? You need 3 financial habits.
In this episode we breakdown the difference between retirement and financial independence. How liabilities are preventing your from building wealth. The importance of your cash flow, and why you have to pay yourself first.
After listening to this episode - you will never think of money management the same way again! Once you adopt these habits you and your spouse will be well on your way to Financial Freedom, building wealth and eventually Financial Independence.
Join the $1Million (1Million Penny) Challenge!
CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 🤑 Take the course CASH FLOW FREEDOM FRAMEWORK 💰 Take the FREE Course for Couples Building Wealth in 2024 ❓Ask radcoaches - submit your question here | |||
| REPLAY |68| Want to Build Wealth with Your Spouse? Start HERE! | 19 Jun 2024 | 00:31:05 | |
You want to do more than just pay the bills and save a little every month. You want to see serious growth in your Net Worth! In this episode we share 3 things that every couple needs to master so they have more money every month!
RESOURCES: 18 | How to Talk to Your Spouse About Money (without it turning into an argument) Get the book from the episode: Thriving in Love and Money Book by Jeff and Shanti Feldhahn
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| REPLAY |23| Travel More This Summer Without Breaking the Bank | 12 Jun 2024 | 00:28:38 | |
It’s finally summer which means it’s time for road trips, fun at the beach, and days at the lake!
But a summer filled with good times can get expensive quick. So how do you balance reaching your money goals with enjoying your summer vacation? No worries- we have you covered!
Travel is a HUGE part of our lifestyle and our story. We’ve crossed this country more than a few times, and we’ve learned a thing or two about stretching a travel budget for weeks!
From camping our way across the country, to top resorts and bed and breakfasts in over 30 states - we know a thing or two about having a great time traveling while sticking to a travel budget.
In this episode we share practical tips anyone can and should use to make their money go further for summer travel!
RESOURCES
Get GasBuddy *use our Code EDY5G5F
Millennials Traveling on Credit Card Debt
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CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth in 2024 ❓Ask radcoaches - submit your question here | |||
| Life & radmoney Update | 06 May 2024 | 00:01:44 | |
With our business growing and being in a very busy season of our lives - we've decided to take a break from recording new episodes. As we focus on serving our clients, we're taking a step back from long-form content. But we're committed to continue providing free resources that help you improve your financial life. So we will be returning late Summer - early Fall with new episodes! In the meantime - we will be re-publishing top episodes and listener favorites, and we hope you'll connect with us in other ways. Oh and if you haven't already, subscribe to the show to learn how to effectively manage money with your spouse and build real wealth in 2024-2025!
CONNECT WITH US! 📸 Follow us on Instagram @radcoaches 💵 Become a Client Success Story >> Book a Free Consult! 💰 Take the FREE Course for Couples Building Wealth | |||
| 103 | Optimize Your Income with This One Budget Tip - Monday Micro Money Tip | 29 Apr 2024 | 00:03:24 | |
Make the most of your money and optimize your income by using this slept on budget strategy!
Ready to master money management once and for all? Get access to the exact tools our clients use to optimize their income and build wealth in the Cash Flow Freedom Framework
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CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 Become a Client Success Story >> Book a Free Consult!
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| 102 | How to Organize Your Finances as a Couple | 24 Apr 2024 | 00:23:38 | |
Finding time to manage money as a married couple is difficult. But there are ways to make it easier. One way to simplify how you manage your finances is reviewing the accounts you use and organizing your finances. Too many people complicate their finances by having too many checking, savings and credit card accounts. That is why we developed The Streamline Shared Account System, our method for making managing money as a married couple as easy as possible! It’s the system we developed and personally use to manage our money. It's also the system we teach our clients that takes the stress out of managing money together. In this episode we explain the SSAS and how it helps Married Couples improve how they manage their money. Making it easy for you to track expenses, collaborate and make financial decisions as a team. DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 Become a Client Success Story >> Book a Free Consult! | |||
| 101 | This is Inflating Your Grocery Budget Up To 30%! | 22 Apr 2024 | 00:02:35 | |
With the cost of food going up over the past few years, we’ve seen grocery bills skyrocket! According to the FDA, 30-40% of food in America is wasted. Another study estimates that the average family household throws away approximately $1,000 of food each year! This week we’re sharing tips to help you save money at the grocery store and reduce your annual food cost by eliminating personal food waste.
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RESOURCES 14 Ways to Save Money on Groceries
CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 Become a Client Success Story >> Book a Free Consult! | |||
| 100 | Saving Money by Living an Environmentally Friendly Lifestyle - Earth Day Special Episode! | 17 Apr 2024 | 00:24:09 | |
One myth about “going green” is that it’s more expensive, and while in some instances that is true – there are many ways you can go green and immediately start saving money! In this episode we're discussing some of our personal lifestyle choices and philosophies as consumers that help us lower our carbon footprint while saving money. We also talk about the positive impact that practicing good stewardship can have on your wallet and the environment. Because believe it or not, personal finance and environmentalism communities share many parallel beliefs. Concepts such as money mindfulness, intentional living and informed financial decisions, align with minimalism, sustainability and living a more environmentally conscious life.
RESOURCES How to Save Money and the Environment [BLOG]
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| 118 | Non-Negotiables for Every Couples Budget | 26 Feb 2025 | 00:19:30 | |
If you want to have fun and freedom while also managing money as a married couple - you need to know about these non-negotiables for your budget!
These categories are all about putting your relationship first and ensuring that your spending plan supports your goals as a married couple, as well as each other as individuals.
Without these essentials, you run the risk of prioritizing your financial goals over your relationship which, believe it or not, will sabotage your financial progress!
So listen and then apply what we teach in this week's episode about these must-haves for your budget!
CONNECT WITH US! 💰 Become a Client Success Story >>Book a FREE Strategy Session Now! 💰 Learn About Our Program The Journey to Financial Freedom 📸 Follow us on Instagram @radcoaches DID YOU FIND THIS EPISODE USEFUL? | |||
| 99| This is The Worst Thing to Spend Your Money On - Monday Micro Money Tip | 15 Apr 2024 | 00:03:51 | |
This common expense is one of the worst things to spend your money on! Which is why we're warning you about this wasteful expense. Plus sharing a few easy swaps that will help you save small amounts of money that add up over time!
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| 98 | Financially Self-Sufficient - Tiny Living to Reach Financial Freedom Fast! | 10 Apr 2024 | 00:29:17 | |
Have you ever thought about what it would be like to live in a Tiny Home?
If you’re like us, you’ve definitely watched shows about tiny living, and considered if it was right for you. Especially in the past few years with the cost of living and the average price of a home having skyrocketed!
That’s why this week we welcomed guest Laura Lynch CFP® ABFP™ AAMS® CDFA® onto the show to discuss the concept of tiny living as a pathway to Financial Freedom. Join us as we hear about Laura's personal journey making the move to tiny living and her desire for a more resilient and sustainable future where she gets to pursue her interests, free from the limitations of a 30-year mortgage.
We also discuss the financial implications of downsizing, including the benefits of reduced housing costs, utilities, and accelerated debt freedom. Plus special considerations for financing tiny homes, and the broader implications for retirement planning and lifestyle choices.
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CONNECT WITH US! 💰 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth 💰 Learn About Our Program The Journey to Financial Freedom 💰 Become a Client Success Story >> Book a Free Consult! | |||
| 97 | How to Build Healthy Money Habits - Monday Micro Money Tip | 08 Apr 2024 | 00:04:40 | |
Have you tried to start a new habit like budgeting, cutting up your credit cards and vowing only to eat at home...only to give up a week later and return to all of your old habits that you wanted to change? If so, you're not alone! There is a better way to go about sustainably changing your financial habits so that you can consistently get results! This weeks Monday Micro Money Tip we're sharing how to think about habit change for the biggest long term impact on your financial future.
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| 96 | This is Worth Over $100K - Are you Investing In It? | 03 Apr 2024 | 00:28:05 | |
A recent study reported the value of a High School course on Personal Finance. Based on the research, a single-semester course is worth an estimated $100,000 over the course of a lifetime!
This demonstrates what we’ve always known to be true. That investing in your financial education is the best investment you can make. But that begs the question - are you investing in YOUR financial education?
Whether you received an education in personal finance or not, it’s on each of us to continue learning so that we can avoid costly mistakes and build wealth.
Since April is Financial Literacy month, we’re talking about the ROI (return on investment) of a financial education. Plus, what’s at risk if you fail to invest time and money learning how to manage your personal finances.
RESOURCES 📚 Read These Personal Finance Books to Increase Your FI-Q
Check the Financial Literacy education requirements in your state in the 2024 Survey of the States from the Council of Economic Education
Learn more about Financial Literacy programs for schools K-12 in your state
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| 95 | STOP Making This Huge Mistake Trying to Save Money - Monday Micro Money Tip | 01 Apr 2024 | 00:04:57 | |
When most people try to save money they simply try to cut back on spending, hoping that they will have money left over at the end of the month to put in their savings. But this approach is completely backwards! There is a better, more effective way to save money that helps guarantee your success and ensure that you reach your savings goals. It's called paying yourself first and it's a fundamental budgeting habit of every successful couple. Here how to pay yourself first and about the additional habits you'll need to execute this strategy in this weeks Monday Micro-money Tip!
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| 94| Debunking Common Budgeting Myths | 27 Mar 2024 | 00:18:46 | |
There are a lot of myths about budgeting that need to be debunked. Because believing these myths can prevent you from taking action on something that will help you improve your finances!
We see these budgeting myths perpetuated in a lot of ways. From money conversations and spending pressures in your circles of friends. To advice from family members, and the media.
But these myths and limiting beliefs are exactly that - limiting. In this episode we’re debunking these budgeting myths once and for all.
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| 93 | Do you Hate the "B" word? It's Time to Change How You Think About Budgets - Monday Micro Money Tip | 25 Mar 2024 | 00:04:01 | |
If you want to build wealth, but you don’t like the idea of a budget, you’re due for an upgrade on your Money Mindset! Because budgets aren’t limiting, your mindset is! This week we’re sharing why getting to budget is not only important for those who are serious about Financial Freedom. It’s also an opportunity to align your money with your values and prioritize what’s most important.
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| 92 | It's Time to Spring Clean Your Finances! | 5 Financial Chores to Take Care of Now! | 20 Mar 2024 | 00:20:45 | |
This week we’re going to take advantage of the extra Spring energy to check in on our overall financial health. We’re getting organized, closing out tax season to-do’s, and checking in with our goals for the year! Now is the perfect time to check-in on your progress and strategically adjust your strategy to get the results you really want. Take care of these 5 financial chores to make 2024 the year you crush your financial goals!
DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches RESOURCES IRS W4 Tax Withholding Calculator Check Your Credit Report for FREE! How to Travel This Summer Without Going Into Debt CONNECT WITH US! 💵 Book your FREE Financial Strategy Session 💰 Take the FREE Course for Couples Building Wealth | |||
| 91 | Why You Need to Schedule Money Dates (even if you think you don't) - Monday Micro Money Tip | 18 Mar 2024 | 00:03:55 | |
This week we’re sharing our favorite reasons for weekly money dates. Before you tell yourself "I don't need to do that" hear us out! Because scheduling money dates can be a game changer when you’re trying to get intentional about your finances. Especially if you struggle to be consistent, or one (possibly both of you) tend to avoid talking about money!
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| 90 | Stop Having These 3 Common Money Arguments! | 13 Mar 2024 | 00:29:03 | |
Having a different opinion than your spouse about financial issues is perfectly normal. But when talking about money turns into arguing about money, that can make building wealth impossible. Even if you don't argue about money but you struggle to agree on a strategy and can't see a clear path forward - that is costing you big time! The longer you go without a strategy, the more you miss out on intentional saving and investing. Which is why we want to help you stop arguing about money and learn to make better financial decisions together. In this episode of the radmoney podcast we dig deep into:
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| 117 | Why Automated Budgets are Absolute Trash | 19 Feb 2025 | 00:19:39 | |
If you feel like your budget isn’t cutting it - it’s not you. You just need a better tool!
At first glance, automated budgeting apps sound great. They’re marketed as being convenient and the best way to manage your money! But in our opinion these budgets have a lot of drawbacks and actually take more time to use. (at least if you want to make progress!)
As Financial Coaches we know what it takes to help people be better with money. Sadly, most automated budgets are the opposite of what you need to reach your financial goals.
In this episode, find out why automated budgeting tools might be the problem and why you’re not reaching your goals. Learn a few ways you can try to get more out of them, or what tool you should use instead!
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| 89 | Should You Pay off Debt or Invest First? - Monday Micro Money Tip | 11 Mar 2024 | 00:03:58 | |
"Should I invest or pay off debt first" is one of the top questions we hear from our clients and audience. It's no wonder when it can feel almost impossible to do both at the same time. So this week we're sharing our perspective on one of the top debated issues in personal finance!
We'd love to hear your thoughts on the topic! Share what you think of this episode with a review on apple or Spotify.
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| 88 | 6 Strategies to Increase Your Cash Flow | 06 Mar 2024 | 00:21:34 | |
This week we’re talking about our favorite topic - Cash Flow!
We’re sharing 6 strategies to help you increase your Cash Flow. Breaking down 3 ways to decrease your expenses + 3 ways to increase your income. And since we’ve personally used all 6 of these strategies we know they work! So whether you choose to do some or all of them, you will get results.
But despite all of these strategies being simple they’re not necessarily easy. So although anyone can employ these strategies, we know that not everyone is willing to do what it takes.
The question is, are you willing to put in the work to increase your Cash Flow and start building wealth?
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| 87 | Are You Missing Out on Easy Passive Income? - Monday Micro Money Tip | 04 Mar 2024 | 00:02:49 | |
Earning interest from a High Yield Savings Account is the easiest way to start earning passive income. Yet only 82% of Americans are benefiting from having one of these accounts! In a High Yield Savings Account you could be earning between 4-5% interest on your savings. That's more than $600/year on a $15,000 Emergency Fund. While that's not going to make you rich. It's more than that savings account you got when you opened your checking account. Looking for an account? Check out the HYSA we use from Discover
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| 86 | Budgeting for Beer Money - Vices That Have a Grip on Your Wallet | 28 Feb 2024 | 00:23:12 | |
Talking about personal vices, like how much we drink, is taboo enough. But asking someone how much they spend on their drinking? That's a whole 'nother level of real talk. Most people aren't too eager to know how much they spend on things they're not exactly proud of... From beer and wine to drugs and clubs. If you're not honest about how much you spend on these things, you're setting yourself up for failure. 🙅♂️🙅♀️ Most financial experts would never talk to you about this. That's exactly why we knew we had to.
In this week's episode of the radmoney podcast we share about
If you need help overcoming addiction, please seek professional help and find treatment near you - HERE.
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| 85 | What to do With Your Tax Refund - Monday Micro Money Tip | 26 Feb 2024 | 00:04:27 | |
Don’t make this common mistake with your tax refund. We give this one piece of advice to all of your clients when they expect any kind of windfall. Instead of deciding what you will do with the money after you get it. Have a plan for how you will use the money. Regardless of how much money you will get, you should have a plan for how a windfall can help you reach your top financial goal. Listen to learn more about this strategy!
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| 84 | How We Organize Our Finances to Make Managing Money a Breeze | 21 Feb 2024 | 00:26:21 | |
Want to make it easier to manage your money? Start by getting your finances organized and creating a system that is simple and easy to use!
One of the top challenges people face with their finances is lacking a system that makes financial decisions easy. Instead most people tend to overcomplicate and overthink their approach.
But if you want to pay off debt, save money, or invest more than you need a simple, easy to use system to manage your finances.
In this episode we’re sharing how we organize our finances to make managing money an absolute breeze!
You need the right tools 5:19 Understand your Cash Flow 9:45 Calculate your Net Worth 11:03 Organize and streamline financial accounts 14:46
STEAL OUR STRATEGY Take the course CASH FLOW FREEDOM FRAMEWORK
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| 83 | How to Make Money Dates Sexy - Monday Micro Money Tip | 19 Feb 2024 | 00:04:36 | |
Can your weekly money meeting (date) with your spouse actually be a way to connect? Absolutely! This weeks Micro Money Tip is all about how to get financially intimate with your spouse and make your money dates sexy! We share what to focus during your money date, how to frame the conversation and some ideas for what to do after the meeting has concluded... ;-)
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| 82 | Financial Intimacy: How Budgeting and Paying off Debt Improved our Marriage | 14 Feb 2024 | 00:26:01 | |
When we decided to get serious about our finances, pay off our debt and reach Financial Freedom - we had no idea the benefits it would bring to our marriage!
Of course there were the obvious benefits that motivated us to protect our marriage. Less stress, fewer arguments and having the freedom to travel more.
But what we didn’t know was how learning to work together toward a challenging goal was going to help our marriage not just survive, but thrive!
What we realized much later was that through the process we cultivated Financial Intimacy in our relationship. Rather than financial issues being something that pushed us apart, it brought us together. All the while building trust, learning to communicate effectively, and other “soft skills” necessary to reach financial goals.
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| 81 | When is the Right Time to Talk About Money in a Relationship? - Monday Micro Money Tip | 12 Feb 2024 | 00:04:55 | |
Whether you're openly talking about it or not, you're communicating your values around money from the very first date. From the car you drive, to what you wear and where you go, you're sending and receiving signals about your financial habits and values. But when do you start talking about money more directly and what do you talk about? As Financial Coaches for Couples we share our opinion on when and how to bring up the topic. Plus some personal dating horror stories of how things can go terribly wrong when you aren't conscious of your finances on the dating scene.
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| 80 | Ask a Financial Coach - Medical Debt, Savings vs. Investing, Building Wealth | 07 Feb 2024 | 00:13:29 | |
Join us for our first Ask us Anything episode where we're doing our best to answer listeners questions about all things personal finance. In this episode we discuss...
We hope you enjoy it! DID YOU FIND THIS EPISODE USEFUL? 📸 Share this episode and tag us on Instagram @radcoaches
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| 116 | More Money Won’t Solve Your Problems - Here’s What Will | 12 Feb 2025 | 00:31:25 | |
Most people think all their financial problems would go away if they just made more money. It's true, making a higher income can help you reach your goals faster. In fact, to build wealth you need a strategy that helps you pay off debt, save and invest - while also increasing your income. But without the strategies we talk about in this episode, the extra money won't have the impact you want. This week we’re sharing strategies you need to make sure that the money you earn is put to work. So that when you surpass the 6-figure income mark - you can reach Financial Independence fast! CONNECT WITH US! 💰 Become a Client Success Story >>Book a FREE Strategy Session Now! 💰 Learn About Our Program The Journey to Financial Freedom 📸 Follow us on Instagram @radcoaches DID YOU FIND THIS EPISODE USEFUL? | |||
| 79 | How to Pay Off Student Loans as Fast as Possible! - Monday Micro Money Tip | 05 Feb 2024 | 00:04:37 | |
Feel like you're not making any progress paying off your student loans? That's probably because you're not using this strategy! If you're committed to getting out of student loan debt then this episode is about to completely change and improve your approach to get you out of debt as fast as possible!
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| 78 | Estate Planning for Millennials - with Estate Planner Peter Harrison | 31 Jan 2024 | 00:46:28 | |
Don’t make the big mistake of thinking that creating an Estate Plan is something you can get to later. No one wants to talk about death and money, but none of us know how much time we have either. At radcoaches we know how important it is to, not only ensure your personal financial future, but to protect and provide for your family and preserve your legacy. That is why we invited our friend and Estate Planner Peter Harrison on to the show! In this conversation we explore the details of an estate plan and what you need to start thinking about for your financial strategy. As you will learn, Estate Planning has nothing to do with your age, but your unique needs and lifestyle.
RESOURCES Peter Harrison and Trailhead Estate Planning
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| 77 | Are Credit Cards Good or Bad? - Monday Micro Money Tip | 29 Jan 2024 | 00:03:56 | |
Depending on what personal finance experts you listen to, you’ve probably heard contradicting thoughts on credit cards.
At a young age most of us are encouraged to get a credit card at 18-years old so we can start building credit. But many Americans are in credit card debt. Which is why many debt free communities swear credit cards off for life!
But is there a third option? Can you benefit from using a credit card, without going into debt? Tune in to hear our take on how to use a credit card and still live debt free!
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| 76 | 4 Money Conversations Every Couple Needs to Have | 24 Jan 2024 | 00:21:13 | |
We talk a lot about talking about money, for good reason! There’s no overlooking how important it is for a good relationship to have good communication. Especially about finances. But when it comes to talking about money it’s easy to find yourself always just talking about the numbers. While that’s helpful - it’s not the only thing you need to discuss when you’re working on creating your roadmap to Financial Freedom. Whether you’ve been managing money as a couple for a few days or a few years, these conversations are ones you need to have!
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