Property Investment, Success & Money | The Michael Yardney Podcast – Détails, épisodes et analyse

Let's be honest — if our politicians really wanted housing to be affordable, it would be by now.

They've had decades to fix it. There have been inquiries, commissions, roundtables, and billions thrown at so-called "affordability schemes."

And yet, what do we have? Record house prices, record rents, and a generation of young Aussies wondering if they'll ever own a home.

Maybe — just maybe — that's not an accident.

In today's Big Picture episode, Ken Raiss and I unpack why the housing affordability crisis isn't a policy failure... it's the system working exactly as designed.

We'll explore why politicians can't afford for property prices to fall, how government policy quietly rewards property owners, and what that means for investors like you.

Takeaways 

·         Housing affordability remains a critical issue in Australia.

·         Government policies often prioritize property value stability over affordability.

·         Cultural perceptions link home ownership to success in Australia.

·         A significant percentage of politicians own property, influencing housing policies.

·         Consumer confidence is low despite some economic improvements.

·         Investors should focus on strategic property purchases.

·         Wealth advisory services can help investors navigate complex markets.

·         Economic uncertainty can create opportunities for savvy investors.

·         Long-term planning is essential for property investment success.

·         Education and preparation are key for investors to capitalize on market changes.

Chapters 

02:07 - Why Politicians Can't Afford for Property Prices to Fall 

04:59 - How Government Taxes Depend on Rising Property Values 

06:50 - Banks, Confidence and the Economy Built on Housing 

09:05 - Cultural Bias: Homeownership as the Core of Australia's Identity 

12:11 - Why 94% of Politicians Own Property and Won't Change the Rules 

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

·         Win a hard copy of Michael Yardney's Guide to Investing Successfully

·         Everyone wins a copy of a fully updated property report – What's Ahead For Property For 2026 And Beyond.

Michael Yardney
http://michaelyardney.com/

Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs Click here and have a chat with us

Ken Raiss, Director of Metropole Wealth Advisory

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

If you've been wondering whether Australia's housing boom still has legs, or if we've already hit the peak of this cycle, then today's episode will give you the clarity you've been looking for.

Because, according to Dr Andrew Wilson, home prices across our capital cities accelerated again in October — marking the strongest monthly growth in nearly four years.

Now, this kind of broad-based growth might surprise some commentators who've been predicting a slowdown.

But as Andrew points out in his latest House Price Report, the combination of lower interest rates, improved affordability, and chronic undersupply continues to fuel strong buyer demand — particularly in markets where stock remains scarce and confidence is returning fast.

Takeaways 

·         Most Australians focus on short-term financial concerns.

·         Interest rates and media headlines distract average investors.

·         Property markets have performed more strongly than expected this year.

·         All capital cities reported higher property prices recently.

·         Brisbane's unit market has seen significant growth.

·         Fear of missing out is influencing buyer behavior.

·         The national house price has increased by 8.3% over the past year.

·         Strong fundamentals are supporting ongoing price increases.

·         The housing market is expected to remain active in the coming months.

Chapters 

02:08 - Australia's Strongest Price Growth in Four Years 

04:38 - Did the Reserve Bank Cut Rates Too Soon? 

07:18 - How the Data Really Measures Monthly Price Trends 

08:01 - House Prices Surge Nationwide — The Boom Returns 

11:40 - Brisbane Leads as Units and Houses Break New Records

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

•    Win a hard copy of Michael Yardney's Guide to Investing Successfully
•    Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

Three rate cuts this year have clearly lit a fire under our property markets.

Affordability has improved, confidence is back, and the spring selling season is heating up.

It's not just houses making gains - unit prices have now risen for eight straight months. Brisbane and Adelaide are leading the charge, while Melbourne is quietly staging a comeback.

Today I'm joined by Dr Andrew Wilson, and we'll dig into the latest numbers.

And to help you get clarity amongst the many mixed messages in today's housing markets, we're going to discuss what's driving our housing markets, and will this continue now that the RBA is likely to put rate cuts on hold for a while.

Takeaways 

·         Affordability in property markets has improved significantly.

·         Confidence is returning to the property market, leading to increased sales.

·         Investors should look for areas with strong fundamentals for future growth.

·         Successful property investment requires strategic advice and education.

·         The current market is characterized by a fear of missing out (FOMO) among buyers.

·         Interest rate cuts have contributed to market momentum.

·         Regional markets like Brisbane and Darwin are showing strong growth.

·         Economic factors such as low unemployment and retail sales are supporting the housing market.

·         The spring selling season is expected to drive further price increases.

·         It's not too late to invest in property, but timing and asset choice are crucial.

Chapters 

01:22 - National House Prices Keep Rising for Seven Months Straight 

05:15 - Brisbane, Darwin and Adelaide Lead Quarterly Growth 

09:09 - Unit Markets Strengthen, Brisbane Up Nearly 50% in Two Years 

11:42 - Inflation Pressures Return as Energy Subsidies Wind Back 

13:02 - Spring Selling Season and Melbourne's Prestige Market Revival

Links and Resources:

Answer this week's trivia question here- www.PropertyTrivia.com.au

·        Win a hard copy of What Every Property Investor Needs to Know About Finance, Tax and the Law.

·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In this episode we discuss the findings of the 2024 Property Investment Professionals Association Annual Investor Sentiment Survey with Nicola MacDougall. We explore the current state of the property investment market, the challenges investors face, including rising holding costs and government policies, and the importance of having a clear investment strategy. The conversation also touches on the role of investors in the rental crisis, the perception of different states as investment-friendly, and the need for qualified property advisors in the industry.

Links and Resources:

Michael Yardney

Nicola McDougall – chair of PIPA – download the PIPA Annual Investment survey https://www.pipa.asn.au/wp-content/uploads/PIPA_Investor-Survey-Report_2024.pdf here

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us 

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Shownotes plus more here: Insights from the PIPA Investor Survey – with Nicola McDougall

I am about to shatter your very understanding of happiness. For some listeners, this may be discomforting; for others, this may be a revelation.

In my chat with international best-selling author Tom Corley today, we will explain why wealthy people are happier.

Now, I know they say money can't buy happiness, but please bear with me as Tom and I discuss his Rich Habits research so you can understand what we're on about.

At the end of today's show, you'll realize this is not a judgment about rich or poor people, however, it will give you a guide just to how to get more out of your own life.

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Tom Corley's blog

Get your copy of Rich Habits, Poor Habits here- www.RichHabitsPoorHabits.com

Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Shownotes plus more here: The truth behind why rich people are happier with Tom Corley

In today's show, we answer one of the questions on almost every property investor's mind: "How long does it take for my investment property to cover its costs?"

We all know property investment is a long-term game, but it's easy to get frustrated when you're pouring money into your investment and not seeing immediate returns.

So, how long should we be prepared to wait? And what can we do to speed up the process?

That's what I'm going to ask my guest today, independent financial advisor and property expert Stuart Wemyss, director of Prosolution Private Clients.

So, if you've ever felt frustrated by the ongoing expenses of your investment property or wondered if you're on the right track, you won't want to miss today's show!

Links and Resources:

Michael Yardney

Stuart Wemyss – Prosolution Private Clients

Stuart's Book – Rules of the Lending Game & Investopoly

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my new podcast, Demographics Decoded, with Simon Kuestenmacher. Just look for Demographics Decoded wherever you listen to this podcast and subscribe so we can unveil the trends shaping your future each week.

Shownotes plus more here: Is Your Investment Property a Money Pit? When It Will Finally Start Paying You! With Stuart Wemyss

Today is another of our popular question-and-answer shows. It's the replay of a recent webinar where Ken Raiss, Brett Warren, and I answered a wide range of questions asked by the participants.

Today's show covers strategies and considerations for building a strong property portfolio amidst economic challenges. Whether you're looking to invest in Melbourne's promising market or curious about the financial strategies needed to secure your investments, this episode offers a wealth of knowledge tailored for both seasoned and aspiring property investors.

Links and Resources:

Michael Yardney

Why not get the team at Metropole on your side to give you holistic property and wealth advice– find out more here

Brett Warren - National Director Metropole

Ken Raiss, director Metropole Wealth Advisory

Have a chat with Ken Raiss and the team at Metropole Wealth Advisory to secure your financial future – click here

Get Ken Raiss' report: Your Guide to Understanding Ownership Structures & Trusts – just click here

Get your bundle of E-books and resources as my gift for subscribing to this podcast   www.PodcastBonus.com.au

Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Shownotes plus more here: Ask the Experts – Answers to your property questions with Ken Raiss and Brett Warren

Today, we're talking about property data.

We've all heard the saying, "The numbers don't lie," but what if I told you that relying too much on property data could actually lead you astray?

That's exactly what my guest, Stuart Wemyss and I talk about today.

If you've ever felt overwhelmed by the endless stream of property market data or found yourself second-guessing your investment decisions because of some 'hot' new trend, then this episode is for you.

Stuart will break down which numbers you can trust, how to spot the indicators that matter, and why sometimes, the data can lead even the smartest investors down the wrong path.

Links and Resources:

Michael Yardney

Stuart Wemyss – Prosolution Private Clients

Stuart's Book – Rules of the Lending Game & Investopoly

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my new podcast, Demographics Decoded, with Simon Kuestenmacher. Just look for Demographics Decoded wherever you listen to this podcast and subscribe so we can unveil the trends shaping your future each week.

Shownotes plus more here: Why You Should Ignore Most Property Data – Insights from Stuart Wemyss

Today we're going to talk about why medium prices may not be the best gauge for housing costs.

Now, if you're like most property investors or people interested in property, apart from auction results, medium prices are probably the most quoted statistic, but maybe they're not the right way for you to judge how our housing market's going. Maybe it's not the best benchmark, and my discussion today with leading demographer Simon Kuestenmacher may challenge some of your perspectives.

Links and Resources:

Subscribe to the Demographics Decoded Podcast on:

●        Apple Podcasts:   https://podcasts.apple.com/au/podcast/demographics-decoded-unveiling-the-trends-shaping/id1755981675

●        Spotify: https://open.spotify.com/show/6qsThQ6mIXK8RKWlhst1xK

●        YouTube:  https://www.youtube.com/playlist?list=PLssKuseYAEYwHYfEI262DzEqNQjZKhykA

Shownotes plus more here: Forget Median Prices! Discover the Real Way to Gauge Housing Affordability with Simon Kuestenmacher

Today, we're diving into some timeless wisdom that has guided investors for decades, but with a twist—how these principles apply to property investment.

Ken Raiss and I will explore Benjamin Graham's teachings from his seminal book, The Intelligent Investor, a classic in the world of investing, often revered as the ultimate guide to building wealth.

Now, you might wonder, "What does a book written in 1949 about stock market investing have to do with property?"

Well, Graham's principles transcend asset classes, offering powerful insights into the psychology of investing, that are just as relevant to property investors as to those in the stock market.

So, Ken Raiss and I will translate Graham's insights into actionable strategies for you for today's property market. We'll discuss how to apply these principles to build a resilient and prosperous property portfolio, one that can withstand market fluctuations and help you achieve long-term financial security.

Links and Resources:

Subscribe to our new Demographics Decoded Podcast with Simon Kuestenmacher on Apple Podcasts or Spotify or YouTube

Ken Raiss, director Metropole Wealth Advisory

Have a chat with Ken Raiss and the team at Metropole Wealth Advisory to secure your financial future – click here

Get Ken Raiss' report: Your Guide to Understanding Ownership Structures & Trusts – just click here

Why not get the team at Metropole on your side to give you holistic property and wealth advice– find out more here

Get your bundle of E-books and resources as my gift for subscribing to this podcast   www.PodcastBonus.com.au

Shownotes plus more here: What The Intelligent Investor Can Teach You About Thriving in Property Investment with Ken Raiss