One Step Wealthier - One Step Wealthier

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Sailing from Vanuatu to Australia: What It Taught Me About Risk, Money and Freedom

Saison 2 · Épisode 39

dimanche 8 juin 2025 • Durée 12:43

This episode wasn’t planned—but life rarely is. A single email this morning pulled me back to 2018, to the middle of the Pacific Ocean, on a yacht I had no business being on.

With no sailing experience, not much swimming confidence, and a head full of doubts, I joined a 70-something New Zealander named Peter Mortimer on a voyage from Vanuatu to Australia. It changed me.

In this unscripted episode, I share what sailing taught me about fear, freedom, and the stories we tell ourselves about what’s "safe." I talk about:

Doing things before you're ready (because you're never really ready)
Letting go of the 9-to-5 blueprint and seeing new ways to live
How less stuff = more freedom
Money as a tool, not a finish line
Why control is often an illusion—and that’s okay

This journey helped shape the person I am today. I hope it gives you a nudge to take your own leap, even if you’re not sure where you’ll land.

📸 Photos + article: Check my Instagram @onestepwealthier 💬 Coaching spots: DM me or email onestepwealthier@gmail.com if you're curious—no pressure.

🔗 Links Mentioned:

Tamariki does Attenborough Among the birds at Chesterfield Archipelago (https://classicyacht.org.nz/wp-content/uploads/Issue-122.pdf)

Thanks for listening. Stay brave, stay curious—and stay wealthy in the ways that matter most.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

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You Don’t Need to Be an Expert to Start Investing

Saison 2 · Épisode 38

dimanche 1 juin 2025 • Durée 14:50

Ten years ago, investing felt like a secret language spoken only by men in suits. In this episode, I’m talking to the version of me that was too intimidated to even start—and to anyone else who thinks they’re not smart enough, too late, or not “finance-y” enough to invest.

This one’s especially for women who’ve been told money isn’t their thing. (Spoiler: it is.)

We’ll walk through:

Why you don’t need to know everything before starting
What to sort out before you begin (debt, emergency fund, etc.)
The easiest way to open an account and pick your first fund
Why consistency > intensity in investing
How to avoid common scams and get-rich-quick traps

And if you’ve ever wished someone would just talk you through it, I’ve opened a few free coaching spots. Totally informal. Just email me at onestepwealthier@gmail.com or DM me on Instagram @onestepwealthier and we’ll chat.

You’ve got this—and I promise, your future self will thank you.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

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How waking up at 5 am changed my life

Saison 1 · Épisode 29

dimanche 4 août 2024 • Durée 04:52

In this week’s One Step Wealthier podcast episode, we explore how important it is to start your day early for your personal success.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

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Empower Yourself: Stop Playing the Victim and Take Control

Saison 1 · Épisode 28

dimanche 28 juillet 2024 • Durée 06:54

Empower Yourself: Stop Playing the Victim and Take ControIn this episode of the One Step Wealthier podcast, we delve into the importance of empowering yourself by taking control of your life and stopping the cycle of playing the victim. We discuss practical strategies and mindset shifts to help you become the master of your own destiny and create the life and financial success you desire. Join us as we explore ways to cultivate personal responsibility and resilience to reach your full potential.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

Why investing in yourself should be your priority

Saison 1 · Épisode 27

dimanche 21 juillet 2024 • Durée 07:40

In this week’s episode of the One Step Wealthier podcast, we explore why investing in yourself should be your number one priority. From improving your skills and knowledge to nurturing your physical and mental well-being, we discuss the many benefits of prioritizing self-investment in both personal development and financial success. Tune in to learn how investing in yourself can lead to a happier, more fulfilled life.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

These 5 skills will make you irreplaceable by AI

Saison 1 · Épisode 26

dimanche 14 juillet 2024 • Durée 06:41

In this week’s episode, we explore the five essential skills that will make you irreplaceable by artificial intelligence. As technology advances, it's more important than ever to develop skills that set you apart from machines. From critical thinking and creativity to emotional intelligence and adaptability, we dive into how these skills can help you thrive in an increasingly automated world. Tune in to learn how you can future-proof your career and become indispensable in the age of AI.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

Why I stopped following the news and why you should too

Saison 1 · Épisode 25

dimanche 7 juillet 2024 • Durée 05:18

In this week’s episode, I discuss why I decided to stop following the news and why you should consider doing the same. With so much negative and sensationalized information bombarding us daily, I explore the impact that constantly consuming the news can have on our mental health and overall well-being. Tune in to learn how taking a break from the news can lead to a more peaceful and fulfilling life. Join me on this journey towards greater personal development and financial success by focusing on what truly matters.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

How much money do you make while you sleep?

Saison 1 · Épisode 24

dimanche 30 juin 2024 • Durée 05:55

In this week’s episode, I delve into the world of passive income and answer the burning question: how much money do you make while you sleep? Join me as I explore different ways to generate passive income and learn how you can start building wealth even when you're catching some Z's. Tune in for tips and tricks to help you achieve financial freedom and live the life of your dreams.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

Buying a property. Is it an investment?

Saison 1 · Épisode 23

dimanche 23 juin 2024 • Durée 06:45

In this week’s episode, I discuss the age-old question: is buying a property an investment? We delve into the pros and cons of buying a property as a means of building wealth. Whether you're a first-time buyer or a seasoned investor, this episode will provide valuable insights to help you make informed decisions about your property investments. Tune in to learn how to take the next step towards financial freedom.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

How spending less will make you free

Saison 1 · Épisode 22

dimanche 16 juin 2024 • Durée 04:33

In this week’s episode, I explore the empowering concept of how spending less money can lead to greater financial freedom. Tune in to discover the liberating power of spending less and how it can ultimately lead you on the path to financial independence.

Join me and over 35 million users who love Revolut. Sign up with my link below:

https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR

I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a fee-free transfer of up to 500 GBP.

https://wise.com/invite/ihpn/kristinai2

Monzo offers an excellent rate of return on your savings. Join Monzo now and claim your £5!

https://join.monzo.com/c/kfv4pfm

Thank you so much for your support and for listening to this podcast. It means the world to me. Please leave a rating if you are enjoying it and do not forget to share this content with someone who is or should be interested in personal development and finance.

I am looking forward to hearing from you. Enjoy the episode!

DISCLAIMER:

The One Step Wealthier podcast is for educational purposes only and provides general information. This resource may have opinions that should not be considered as recommendations or personal advice. Everyone´s financial situation is different and you must use the information within this resource at your own risk. Please complete your due diligence before making any decisions based on the information in this resource.

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