Explorez tous les épisodes du podcast Money Matters With Wes Moss

On today’s episode of the Money Matters Podcast, Wes is joined by producer Jeff Lloyd. They celebrate the Army of American Productivity and workers everywhere in honor of Labor Day. They look toward Q4 by summarizing Nvidia’s recent $50 billion stock buyback, reviewing the handful of trillion-dollar companies, and inspecting a story about pent-up demand for sausage. They mention Jerome Powell’s recent speech and then do a deep dive on The Wall Street Journal’s negative article about the 60/40 portfolio and 4% Rule.

Wes is joined by Capital Investment Advisor’s Chief Investment Officer, Connor Miller, on today’s episode. They explore The Federal Reserve’s latest actions, including Chair Jerome Powell’s speech at the Jackson Hole Symposium. They probe the timing of inflation vs. Georgia Bulldog championships. They pore over housing data, including a significant boost in supply and how high mortgage rates have kept people in their homes. They delve into a recent and sizable job number revision from the Bureau of Labor Management. They discuss the overall work-from-home trend and how it looks now in 2024. They talk about the difference between re-election and open-election years and their effects on the stock market. They touch on the importance of core pursuits for happy retirees, and Wes asks Connor what his are. They stress how participation (time in the market) is much more crucial than trying to time the market perfectly. Finally, Wes shares the news about the new Happy Retiree Planner.

Capital Investment Advisors’ Chief Investment Officer Connor Miller joins Wes in the studio for today’s episode. They delve into the latest information on the Tesla rental car situation. They contrast the state of the economy with public sentiment. They also share a strategy that often helps combat inflation. They cite the Copenhagen City Heart Study’s findings about the sport of tennis and how it’s been shown to increase human lifespan. Finally, Wes breaks down the wisdom of tennis champion Roger Federer’s recent words and compares his winning rate to that of the stock market.

CIA’s Wealth Management Analyst, Jeff Lloyd, joins Wes for today’s installment. They discuss Atlanta’s hot temperatures, Father’s Day, and Taylor Swift’s economic impact. Then, they confer about the most recent consumer prices and analyze what’s gone up or down. They talk about tipping protocol, then Chick-fil-A, and transition into examining Waffle House’s hourly wages. Finally, Wes talks about using dividends as cash for retirement.

On today’s episode of Money Matters, Connor Miller, CIA’s Chief Investment Officer, joins Wes in the studio. They start by exploring the fire sale on Teslas. Next, they explain “The Misery Index” and how it can sometimes influence economic vibes more than the actual economic reality does. Then, they focus on a possible change in NBA salaries and highlight the discrepancy between today's numbers vs. what Michael Jordan earned as a player. Finally, they examine the all-time highs the market has hit this year and give the history of how the market fares depending on which party is elected. The answer might surprise you!

On today’s show, Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors, joins Wes. They briefly discuss the kids being out of school for the summer and Jeff’s celebrity-filled golf outing before shifting to the new T+1 settlement, which says stock trades will settle in one business day rather than two. Then, they analyze core pursuits and the health benefits of tennis. They review retirement tips and look toward completing the Q1 earning season. They consider the danger of scams and the potential loneliness of people working from home. Finally, they examine how much happiness a salary might be able to buy.

Capital Investment Advisor’s Wealth Management Analyst Jeff Lloyd joins Wes to discuss Nvidia, examine Fed inflation minutes, analyze a worrisome decline in birth rates, and marvel at the annual salaries of some Florida housekeepers.

CIA’s Wealth Management Analyst Jeff Lloyd joins Wes to dissect the latest financial news and demystify retirement finances. They open with inflation numbers from the recent CPI report, then celebrate the Atlanta Metro area’s rise to #1 on Wallet Hub’s 2024 Best Summer Travel Destination list. They quickly mention the Northern Lights before probing the market’s all-time highs and inspecting a new Schroders retirement study. Next, Wes forecasts an upcoming Retire Sooner Podcast interview with Dr. Dawn Carr about actionable social prescriptions for a happier and healthier retirement. Then, he outlines his recent Forbes article about how one small shift could make a $2 million difference. Finally, Wes and Jeff evaluate a study about the financial impact of buying expensive lattes.

Jeff Lloyd, CIA’s Wealth Manager Analyst, is back in the studio with Wes to keep everyone financially informed and empowered on this special Mother’s Day episode. After a market update, they discuss Q1 earnings and the notion of a Fed pause. Then, they cover some great Warren Buffett quotes and examine Berkshire Hathaway’s annual meeting before shifting to the always-fun topic of Chick-fil-A. After a look at online shopping’s surprising relationship with brick-and-mortar stores, they dig into the cost of college tuition vs. productive family principles for parents with college graduates.

Wes is joined by Capital Investment Advisors Chief Investment Officer Connor Miller on today’s show. They digest the week's news before jumping into Jerome Powell’s recent economic comments regarding interest rates, inflation, and stagflation. Next, Wes recalls a recent Dave and Busters adventure with his son to explore betting on “anything” and who might be capitalizing on the trend. Then, they compare two different retirement withdrawal rates, highlighting the practical implications of each and what it might mean for the duration of a happy retirement.

Jeff Lloyd, Capital Investment Advisors Wealth Management Analyst, joins Wes to assess last week’s concept of the “Parental Federal Reserve” and why PCE (Personal Consumption Expenditures) is a fly in the soup. Next, they focus on financial discipline, zoom in on American productivity, and explain why scary headlines sometimes overshadow positive trends. Wes summarizes a recent Retire Sooner podcast interview with Jaspreet Singh that carries over to a RedFin study about housing and the Americans who can no longer afford to be their own neighbors. Finally, they wrap up with the disconnect between the state of the economy and the public’s sentiment about it.

Wes welcomes Capital Investment Advisors’ Wealth Management Analyst, Jeff Lloyd, to the studio. They talk about cotton candy inflation and the market’s obsession with the Fed, comparing it to kids preferring candy when their parents insist on vegetables. They evaluate when the Fed might end up cutting interest rates, marvel at Johnson & Johnson raising their dividend for the 62nd year in a row, and delve into the reality that many future retirees don’t have enough money saved. They discuss the Sag Harbor couple who built a $15 million home only to sell it because their dog wasn’t a fan and analyze Caitlin Clark’s surprising WNBA salary. Finally, they examine some well-performing Dividend Paying Stock ETFs.

Wes is joined by Capital Investment Advisors Wealth Management Analyst Jeff Lloyd on today’s episode of Money Matters. They analyze the latest financial headlines to contextualize the recent global market sell-off. Was it all about economic data or a consequence of the so-called “Carry Trade?” Next, they scrutinize the recent attention paid to the “Death Tax” and speculate about the Fed’s probability of lowering interest rates at its September meeting. Finally, they delve into market history to see what matters more: participation or perfection.

Wes invites Connor Miller, Capital Investment Advisors' Chief Investment Officer, into the studio to rave about the lack of inflation at the Masters Golf Tournament's concession stands and lament the stickiness of overall inflation in the economy. Then, they examine the looming tax deadline, market-broadening behavior, Baby Boomers, and California's minimum wage. Finally, they talk about possible magic retirement number benchmarks.

Wes welcomes Capital Investment Advisors’ Wealth Management Analyst, Jeff Lloyd, to the show. They compare notes about NCAA basketball, especially Iowa’s Caitlin Clark, then segue into an article about Gen Zers needing a therapist to deal with the stress of filing taxes. Wes breaks down changes in the formerly surging Magnificent Seven set of stocks, examines a Northwest Mutual study about nest eggs, studies Redfin stats about aging Baby Boomers keeping their homes, discusses how to max out retirement savings without running out, and disagrees with a dire warning from Bridgewater founder Ray Dalio.

Wes is joined by Capital Investment Advisors Chief Investment Officer Connor Miller. They discuss Applebee’s date night pass and the rising cost of eating out, Krispy Kreme teaming up with McDonald’s, and which budget areas Americans are choosing to tighten because of inflation. Then they elaborate on the S&P 500 having its finest first quarter in five years and more companies contributing to that success, a development they call “Broadening of the Rally.” They warn of the challenges investors might find if their strategy lets the dog chase its tail. Finally, they end with Wes’ favorite headline of the week, “Inflation is Bananas,” about Trader Joe’s raising banana prices from 19 to 23 cents, its first increase in 20 years.

Medicines help to treat illness within the body, but what if we replaced filling a prescription with filling our bags at the farmer’s market with foods that can heal our bodies from the inside out? Dr. William Li, world-renowned physician, scientist, TED speaker, and author of “Eat To Beat Disease," joins this episode to share just how much food can impact our health. Dr. William Li provides his definition of being healthy, tips for kickstarting your health journey, and how there are five health defense systems that are crucial to our bodies. He also explains why we should explore new foods, especially in retirement, and lists foods and beverages that can be toxic to our diet. Additionally, Dr. Li shares an in-depth explanation of angiogenesis and why it’s vital to the maintenance of our body and defending our health. We wrap up with Dr. Li sharing how he takes a scientific approach to unlocking foods' nutrients as medicine and he reveals what the future looks like for discovering these healthy foods.

Wes is joined by Connor Miller, the Chief Investment Officer for Capital Investment Advisors, on today’s episode of the Money Matters podcast. They cover the latest inflation news, carefully reflect on lessons learned from the challenging COVID era, and analyze the fascinating origin story of Bill Gates and Microsoft. Finally, they examine why so many people haven’t noticed that the current economy is booming.

Wes welcomes back Social Security virtuoso Mary Beth Franklin to help retirees maximize this crucial income stream despite the overwhelming rules and regulations. Then, they analyze the differences between different Medicare plans and discuss which ones might suit which people. Mary Beth offers the most up-to-date information and context and keeps Wes on his toes.

On today’s episode, Wes is joined in the studio by Connor Miller, Chief Investment Officer for Capital Investment Advisors. They analyze Warren Buffett’s annual letter to shareholders and what Berkshire Hathaway’s abundant cash reserves might signify about market confidence. They also discuss housing prices, the confusion about Wendy’s new pricing announcement, personal consumption expenditures (PCE), and the positive earnings news.

On today’s episode, Wes is joined by Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors. They tackle the news about Walmart’s earnings announcements, Capital One agreeing to buy Discover Financial, Nvidia as a juggernaut, a rare change in the Dow Jones, and a thought experiment about airline monopolies. They then analyze the FED trying to get to the coveted 2% inflation rate before shifting to an in-depth look at Morgan Housel’s top money lessons from his bestselling book, The Psychology of Money.

Capital Investment Advisors’ Wealth Analyst Jeff Lloyd joins Wes in the studio on today's podcast. They lament the end of football but get straight into financial news. They explain the dynamic of a “Larry David Economy” and discuss what it could mean for the Fed’s future interest rate decisions. They analyze energy behemoth NVIDIA, delve into concepts from Morgan Housel regarding behavioral finance, and offer tips for how to sleep well at night.

Wes Moss and Capital Investment Advisors' Chief Investment Officer Connor Miller kick off the show by discussing the economics of the Super Bowl on and off the field and the Taylor Swift effect. You’ll hear about the preeminent technology company that recently announced it would pay out $5-billion in dividends. Wes and Connor compare the history of companies that kept their dividends the same, companies that didn’t pay a dividend, and companies that initiated a dividend and look at how those companies performed over time historically. Plus, an update on the happy retiree financial checkpoint on liquid retirement savings adjusted for 40% inflation.

On today’s episode of the Money Matters Podcast, Wes is joined by Capital Investment Advisors Wealth Management Analyst Jeff Lloyd. They dig into the recent market crash, view it from a historical perspective, and examine productive ways investors can handle typical market sell-offs in their retirement planning process. They evaluate the recent rise in unemployment numbers and whether that might mean the Federal Reserve is behind the curve on cutting interest rates. Finally, with this in mind, they hypothesize what an interest rate drop could mean for America's housing challenges.

Wes Moss and Jeff Lloyd update folks about inflation numbers and interest rates, comment on Elon Musk’s tendency to make headlines, and lay out the case for Walmart announcing a good old-fashioned stock split. They refresh listeners on the evergreen concept of market perfection vs. participation, analyze some welcome housing news, and examine how retirement planning can incorporate long-term capital gain and dividend taxes.

Wes is joined in the studio by Jeff Lloyd, Wealth Analyst for Capital Investment Advisors. They discuss the economics surrounding NFL playoff excitement, with a quick nod to Taylor Swift and the Kelce brothers. They praise the patience of the Detroit Lions waiting thirty-two years for a conference championship game, and examine if patience might help folks build wealth over time. They share the concept of solo vacations and describe what a recent Wall Street Journal article said it could mean for a happy marriage. Finally, they mention the hidden market strength of dividends and what a new bull market possibly means for retirees.

Wes is joined by Capital Investment Advisors' Chief Investment Officer Connor Miller to break down the “wait and see” mentality investors and Wall Street professionals seem to have about the seesaw start to the year, with all three major indices moving up and down. They look at certain areas of the market and examine how decelerating inflation and low unemployment have raised hopes about a possible soft landing. Finally, they react to college football legend Nick Saban’s recent retirement announcement and analyze whether or not he’ll be a happy retiree.

On today’s episode of the Money Matters podcast, Capital Investment Advisor Wealth Analyst Jeff Lloyd joins Wes to delve into the eye-opening headlines about Tiger Woods leaving Nike and the SEC approving Bitcoin ETFs. They share relief and optimism about the latest CPI inflation numbers. They pose the question of what a billion-dollar pizza looks like in the world of Bitcoin and NFTs. Finally, they prosecute the case of Nick Saban’s recent decision to retire sooner from the world of college football.

In today’s episode of the Money Matters podcast, Wes is joined by Capital Investment Advisors Co-Chief Investment Officer Connor Miller. They discuss the possibility of 2024 ushering in “A Whole New World” for markets, investors, and retirees. 2023 saw the most significant inflationary surge since the 1970s, which helped trigger the highest short-term interest rates in twenty-two years. Generative artificial intelligence is being adopted at an extraordinary pace. A new class of Semaglutide drugs like Ozempic is revolutionizing advancements in American healthcare. And, oh yeah, 2024 is an election year. Wes and Connor run through recent and long-term history and search for the clues that could determine what’s to come in the year ahead.

In this episode of Money Matters, hosts Wes Moss and Connor Miller discuss the recent broadening out of the stock market, with smaller companies and a wider range of sectors outperforming the previously dominant large tech companies. Wes and Connor also touch on a variety of other topics, such as the ongoing Olympics and the prizes that medalists are awarded by their home country. Wes and Connor have pulled research on how political events impact market performance over time for investors. They conclude by reiterating the foundational principles of investing.

Capital Investment Advisors’ Wealth Analyst Jeff Lloyd joins Wes in the studio. Wes instills the top 10 happy retiree lessons he’s learned from his guests while hosting the Retire Sooner podcast.

Wes is joined today by Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors, for a special show on the road in Michigan! They discuss reversion to the mean and then cover the four main types of 401(k) investor allocation “profiles.” Wes then examines confirmation and recency bias and how rebalancing might provide a change. Then, they do a deep dive into the Russell 2000 Index, exploring companies and comparing market caps to those on the S&P 500. Finally, they pull back the curtain on a brand new Taco Bell retirement community opening in San Diego, CA.

Capital Investment Advisors Wealth Management Analyst Jeff Lloyd joins Wes on today’s show to wade through the financial issues affecting people in today’s environment. First, they zoom in on the summer’s booming travel industry, including eye-opening Disney statistics. Then they take a bite of some tasty apple data, pour over today’s inflation numbers vs. the past two years, and analyze how disinflation and lower overall inflation might mean the Fed is one step closer to lowering rates. Finally, they remind listeners that no matter where the market sits, history demonstrates perfection attempts are typically riskier than allowing patience and participation to produce results.

In today’s episode, Wes delves into the financial aspects of retirement, focusing on the 4% rule formulated by William Bengen. This rule suggests that retirees who withdraw 4% of their portfolio in the first year and adjust for inflation annually can have a sustainable retirement, provided their portfolio has a 50-75% stock allocation. Wes explores the feasibility of a higher withdrawal rate, specifically 6%, by weighing the pros and cons and estimating success probabilities, aiming to help listeners maximize spending without exhausting their savings. Later, Dr. Dawn Carr, a renowned sociologist and gerontologist, shares insights on maintaining youthfulness in old age. She emphasizes practical solutions for enhancing social health and cognitive complexity in daily activities. Dr. Carr’s advice includes having close friends, engaging in mentally stimulating activities, and ensuring adequate sleep to prevent cognitive decline. Her approach offers actionable steps to enjoy the aging process and maintain vitality.    

In the first half of this episode of Money Matters, host Wes Moss is joined by Edd and Cynthia Staton. Their retirement plans were disrupted by the 2008 Financial Crisis, leading them to create a Plan B. In 2010, they moved to Cuenca, Ecuador, where they enjoy a comfortable and affordable lifestyle. Their experience reflects a broader trend: the number of retirees receiving Social Security outside the U.S. surged 40% between 2007 and 2017. Now seen as experts in expat retirement, the Statons have authored best-selling books, featured in major media, and run an online program called Retirement Reimagined! And later, a National Institute on Retirement Security report shows 79% of Americans believe there is a retirement crisis, with over half concerned about achieving financial security. On a recent episode, Wes illustrates how self-discipline, savings, and time can help overcome retirement challenges, suggesting that happiness and financial freedom may be more attainable than many think.

Americans have faced immense financial challenges in the past two-plus decades. The Dotcom Bubble sent stock prices down nearly 50% between 2000 and 2002, the Great Recession and Housing Crisis of 2007-2009 cratered stocks more than 55%, and theCOVID-19 Pandemic and shutdowns sent stocks tumbling 30% in a month’s span and led to massive inflation and high interest rates thereafter. In today’s episode of the Money Matters Podcast, Wes admits that a sensible retirement strategy while accounting for unknown future world events can feel overwhelming. However, he believes utilizing the foundational principles of the Retire Sooner community can help increase your probability of achieving the financial freedom that many happy retirees enjoy.