Mind + Money: A Podcast All About Money and ADHD – Détails, épisodes et analyse

In this episode of the Mind + Money podcast, hosts Val and Sherry discuss the intricacies of cash back and reward programs and high-interest savings accounts.

They share personal experiences and insights on effectively utilizing these financial tools while avoiding common pitfalls.

The conversation emphasizes the importance of understanding the terms of reward programs and the actual interest rates of savings accounts, encouraging listeners to be mindful of their spending habits and financial decisions.

Key Takeaways:

• The effectiveness of cash back programs depends on how well you utilize them.
• Many cash-back credit cards have restrictions on when you receive rewards.
• High-interest savings accounts often have promotional rates that expire quickly.
• It's crucial to check the actual interest rate of savings accounts regularly.
• Using credit cards responsibly can lead to significant cash back rewards.
• Understanding the terms of reward programs is essential to avoid debt.
• It's important to pay off credit card balances in full to benefit from cash back.

• Using apps like Rakuten can maximize cash back opportunities.
• Focus on building a solid financial foundation before diving into rewards programs.

Connect with us: 

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

In this episode of Mind and Money, hosts Sherry and Val get personal with their financial confessions, sharing their challenges with impulsive buying and justifying purchases as "rewards." They reflect on how past financial decisions shaped their current money mindset and dig into how self-awareness can improve spending habits. For anyone with ADHD, this episode is packed with relatable moments, practical insights, and gentle encouragement to rethink your relationship with money.

Takeaways for Listeners with ADHD:

• Sherry and Val's personal confessions reveal how impulsive buying often feels justified as self-rewarding.
• Reflecting on past financial decisions can lead to powerful "aha" moments about current habits.
• Self-awareness is the cornerstone of managing impulsive spending.
• Small wins in money management deserve to be celebrated!
• Understanding needs vs. wants is a game-changer in decision-making.
• Personalized budgeting rules help tackle impulsive purchases.
• Lifestyle purchases like home goods often come with surprise costs.
• Youthful financial choices can leave lasting ripples—good and bad.
• Budgeting helps make space for ADHD-friendly spending strategies.

Connect with us: 

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Keywords: financial confessions, ADHD money habits, impulsive spending, personal finance, budgeting, self-awareness, financial coaching, lifestyle choices, impulsive buying, rewards, consumer behaviour

Got 10 mintues? Tune into hear the verdict to the question Am I The Asshole for this gift exchange scenario.

Val and Sherry also share about some of their holiday gifting traditions.

Connect with us: 

Book a free call with Val (financial planner): ⁠https://calendly.com/valerie-stratford⁠

Book a free call with Sherry (financial coach): ⁠https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393⁠

Val’s Instagram: ⁠http://www.instagram.com/you.me.and.money⁠

Sherry’s Instagram: ⁠http://www.instagram.com/moneymindsetfc⁠

Podcast Instagram: ⁠http://www.instagram.com/mind.money.adhd.podcast⁠

Sherry’s TikTok:⁠ https://www.tiktok.com/@moneymindsetcoaching⁠

Have you heard of these trends on social media? They've been popping up in our scrolling and we wanted to share more about them and why we love them, especially for amazing ADHD brains.

Tune in to hear more about them and why we think you should embrace them to help your bank account and your brain!

Connect with us: 

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

How can investing today save you down the road? Val and Sherry share multiple examples in this episode to get you thinking about what areas of your life you could apply this to.

Connect with us: 

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Christy breaks down strategies for creating lives that work to help ADHDers build the lives they want.

With a focus on helping ADHD entrepreneur moms, we discuss managing and tracking time and adjusting how you spend your time based on your priorities. We also discuss adjusting your schedule to include time to take care of yourself, including morning and evening routines that help you start and end your days in a way that supports your brain while still working on business growth.

Check out Christy's website: https://www.theadhdmompreneur.com/

Connect with Christy on Instagram: https://www.instagram.com/theadhdmompreneur

Connect with Val and Sherry:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

New Year's Resolutions have a low success rate for everyone, but they set ADHD folks up for failure in so many ways!

In this episode, we talk about why they aren't great for us and what you can do instead. We also walk through an example of actions you can take if you want to work towards paying off credit card debt.

The task breakdown tool we mentioned: https://goblin.tools/

Connect with us on socials, or book a time to chat!

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

In this episode, Val and Sherry talk about wants vs. needs from a place of helping you make spending decisions. They also explore a completely different way to look at things that is less black and white, which can be an impactful shift in thinking for ADHD folks.

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Reddit asked AITA, and we answered! This one involves a couple in which one half thinks expenses should be split 50/50, but the other partner is not on board with that.

This question brings out some great conversations around couples and money, and we hope you love it!

Val’s Instagram: ⁠http://www.instagram.com/you.me.and.money⁠

Sherry’s Instagram: ⁠http://www.instagram.com/moneymindsetfc⁠

Podcast Instagram: ⁠http://www.instagram.com/mind.money.adhd.podcast⁠

Sherry’s TikTok:⁠ https://www.tiktok.com/@moneymindsetcoaching⁠

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): ⁠https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393⁠

Oh, credit cards—where do we even start? Yes, you CAN be a great tool, but as Val mentions in this episode, so can a chainsaw! But without proper education and training on how to use them, they can be dangerous.

So this episode is here to address all the things we want the young adults in your life to know about managing credit cards!

Val’s Instagram: http://www.instagram.com/you.me.and.money

Sherry’s Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry’s TikTok: https://www.tiktok.com/@moneymindsetcoaching

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393