Explorez tous les épisodes du podcast Millionaires Unveiled

In this episode of Millionaires Unveiled, we sit down with Blake, a machinist who quietly built a net worth between $1.2 and $1.3 million — all while never earning more than $75,000 a year. (He's now married with 2 kids and his wife is a Pharmascist). Blake breaks down his financial journey, from paying off over $200,000 in student loans from his wife's degree to investing steadily in his 401(k) and building a foundation of long-term wealth. Blake is in his mid to late 30's and started working as a machinist as a teenager and never went to college. 

He opens up about life in the machining trade, how early financial lessons shaped his habits, and the power of discipline, budgeting, and consistency. Blake shares his approach to debt payoff, retirement planning, and enjoying life while staying financially responsible. His story is proof that you don't need a six-figure salary to become a millionaire — just focus, time, and a solid plan.

• Blake's current net worth is $1.2–$1.3 million.

• The majority of his wealth is in retirement accounts.

• He and his wife paid off $200K in student loans before investing.

• Began investing in his 401(k) at age 21.

• Plans to retire between ages 50–55.

• They maintain a strong budget and savings routine.

• Their goal: $1–$2 million in a brokerage account by retirement.

• Compound interest and financial education are key drivers of success.

• Blake encourages young people to work hard, save early, and stay consistent.

• "I never made over 75 grand."

• "Budgeting is key."

• "I married up, definitely."

In this episode of Millionaires Unveiled, we sit down with Sam, who went from earning a modest income as an engineer to building a net worth of nearly $14 million. Sam shares how discipline, smart investing, and intentional time management helped him retire at age 56 with $3 million, and how that has since grown to $13.9 million through consistent, long-term strategies.

He opens up about his approach to ETFs, real estate, and retirement accounts, and why avoiding debt and keeping overhead low were crucial to his success. Sam also discusses the mindset shifts that propelled him forward — from staying grounded in gratitude to surrounding himself with positive influences. Throughout the conversation, he offers practical, no-nonsense advice for anyone looking to achieve financial independence and live life on their own terms.

• Sam retired at 56 with $3 million, which has now grown to $13.9 million.

• His investments focus on long-term ETF holdings and real estate.

• Maximizing retirement contributions played a major role in his wealth-building.

• He stresses the importance of keeping expenses low and avoiding debt.

• Mindset and positive influences are crucial for sustained success.

• Always have a Plan B for your business and investments.

• Avoid frivolous spending — focus on needs, not wants.

• Time management is a major factor in reaching financial goals.

• Early life experiences shaped his work ethic and financial discipline.

• Encourages young people to read, learn, and invest early.

• "Stay away from the toys."

• "You have to have a plan B."

• "Time management is key to success."

In this episode of Millionaires Unveiled, we sit down with Brandon, founder and CEO of Thor Metals Group, to explore his journey from investment banking to building a multimillion-dollar empire in the world of precious metals. With a net worth north of $17.5 million, Brandon shares how he built his fortune through gold, silver, and strategic stock investments—while choosing to rent his home instead of buying.

Brandon opens up about his philosophy that real estate can be a liability, why he believes gold is the "secret investment" most people overlook, and how fulfillment, not just money, drives his decisions. From early entrepreneurial ventures (including a trash business) to launching Thor Metals Group, his story blends financial mastery, life lessons, and a refreshingly honest take on success and happiness.

• Brandon Thor's net worth sits around $17.5 million, much of it in physical gold and silver.

• He believes real estate is often a liability—he rents his high-value home instead of owning.

• His philosophy: "Gold is a quiet store of power" in a noisy investment world.

• Thor Metals Group was born from a desire for transparency and fairness in the metals trade.

• Brandon invests in both precious metals and select stocks, including a micro-betting company.

• Fulfillment and purpose drive his business decisions more than monetary goals.

• He warns against extravagant spending and emphasizes gratitude and personal growth.

• Spirituality and self-awareness play a growing role in how he defines success.

• "I have about $17.5 million net worth."

• "I think real estate's a liability."

• "I made $150 grand last month."

• "I want to change this industry."

• "It's very humbling when you see your stack of gold tubes."

• "Fulfillment is more valuable than wealth."

• "I had a trash business — and I learned more from that than I ever did in banking."

In this episode of Millionaires Unveiled, host Jace Mattinson sits down with real estate investor and educator Lane Kawaoka to talk about what happens when your net worth takes a 50% hit — and how to climb back stronger.

Lane opens up about the impact of recent market shifts on his portfolio, the lessons he's learned from holding through tough cycles, and the importance of understanding your "floor" in the wealth-building process. From workforce housing to multifamily syndications, he shares real strategies for navigating today's volatile economy and building long-term stability.

He also introduces his new book, The Wealth Elevator, a guide for accredited investors who want to move up the financial floors strategically, safely, and with purpose.

Whether you're just starting in real estate or already managing millions, this conversation delivers hard-earned insights — with a dose of humility and humor along the way.

• The 50% net worth drop and what caused it

• How to think through market cycles and holding periods

• Why diversification and patience are key in downturns

• Understanding "floors" in the Wealth Elevator model

• The future of workforce housing investments

• Rebuilding confidence and strategy after a financial hit

"We're in a housing shortage."
"You have to have 110% running your business."
"You need to figure out what floor you're on."

Lane Kawaoka
Real Estate Investor | Educator | Author of The Wealth Elevator
🌐 SimplePassiveCashflow.com
📘 The Wealth Elevator – Now Available

Millionaires Unveiled reveals the real stories, numbers, and lessons behind everyday millionaires. Hosted by Jace Mattinson, each episode explores how high achievers build, preserve, and grow their wealth — through both wins and setbacks.

In this episode, Jesse and Ellie return to share their financial journey from a net worth of $800,000 to over $1.3 million in just two years. They discuss their investment strategies, the impact of parenthood on their financial decisions, and the transition to a single income household. The couple reflects on lifestyle changes after reaching millionaire status, their approach to teaching financial literacy to their children, and their future retirement plans. They also emphasize the importance of community giving and share valuable advice for aspiring millionaires.

• • Their net worth increased from $800,000 to $1.3 million in two years.
  • They prioritize maxing out their Roth IRAs and TSP contributions.
  • They have hit their coast fire number, allowing them to invest less if desired.
  • Community giving has become a focus for them since reaching millionaire status.
  • They celebrate financial milestones with small treats and personal spending.
  • Transitioning to a single income was manageable due to their high savings rate.
  • Travel spending has increased, but they still prioritize experiences over extravagance.
  • They teach their children about money through chores and saving.
  • They maintain a consistent investment strategy, even during market downturns.
  • Living on less than they make is a core principle of their financial philosophy.
• 🗣️ Quotes & Soundbites
  • "We've started being more giving."
  • "We just bought a cake first."
  • "Live on less than you make."

   

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Prizepicks.com Code: Millionaire

In this episode of the podcast, Brent shares his journey from working in retail to building a substantial net worth of over a million dollars. He discusses his investment strategies, the importance of financial education, and how he balances family life with career aspirations. Brent emphasizes the value of time over money and the significance of teaching financial literacy to his children. He also reflects on his marriage and how he and his wife manage their finances together. Throughout the conversation, Brent offers practical advice for listeners looking to improve their financial situation and achieve their goals.

*Brent started working at a young age and prioritized saving.

*He built his wealth through consistent investments and financial education.

*Brent emphasizes the importance of tracking spending habits.

*He believes that time is more valuable than money.

*Marriage and financial partnership are crucial for success.

*Brent encourages teaching children about money management.

*He advocates for starting investments early, even with small amounts.

*Brent's journey shows that anyone can achieve financial success with discipline.

*He highlights the importance of gratitude and perspective on wealth.

*Brent's story is a testament to the power of hard work and perseverance.

"I think it's always one step away."
"I would say just do what's right."
"I think 10 million would be awesome."

Sponsored by:

Shopify.com/unveiled

In this episode, we're joined by Cory and Ryan—two friends, first-generation millionaires, and the duo behind the Wealth Juice podcast. With net worths of $1.0M and $1.2M respectively, they pull back the curtain on how they built wealth the slow and steady way—without flashy investments, inheritance, or lucky breaks.

Cory and Ryan walk us through their early financial habits, how their friendship helped hold each other accountable, and how they've managed to blend entrepreneurship, side hustles, and smart investing into a sustainable wealth-building strategy. Whether it's real estate, index funds, or knowing when not to spend, these two keep it real, relatable, and refreshingly fun.

If you've ever wondered what two regular guys with seven-figure net worths actually talk about when the mics are off… this is that conversation.

• First-Gen Millionaires: Both Cory and Ryan hit the $1M+ net worth milestone without a trust fund, family business, or viral startup. It was all strategy, grit, and accountability.

• Accountability Through Friendship: Sharing goals, challenges, and money conversations between friends helped them stay disciplined and motivated.

• Real Estate Reality Check: They talk candidly about their experiences with rental properties—the wins and the headaches.

• Business + Investing: Their portfolios are a mix of entrepreneurial ventures, traditional stock market investing (index funds/ETFs), and some alternative assets.

• Celebrate Small Wins: Progress wasn't always glamorous, but they emphasize tracking the little wins that built big momentum.

• The Power of Personal Finance Content: Launching Wealth Juice has helped them not only educate others but clarify their own philosophies around money and mindset.

• Lifestyle Over Ego: Instead of chasing the flash, they focus on flexibility, freedom, and designing lives they actually want.

  🗣️ Quotes & Soundbites

  "You don't need to be flashy to build wealth—you need to be consistent."

  "We're just two guys who took personal finance seriously and made it fun."

  "The spreadsheet tells one story, but your behavior tells the real one."

  "Accountability is the underrated cheat code for financial success."

   

Sponsored by:

Shopify.com/unveiled

Prizepicks.com Code: Millionaire

Summary

In this episode, Nate shares his journey from a young physiotherapist to achieving a net worth of nearly $2 million. He discusses his early financial education, the influence of his family, and the lessons learned from his real estate investments. Nate reflects on the importance of celebrating milestones, the shift from a financially driven mindset to focusing on lifestyle and fulfillment, and the challenges faced in the real estate market. He also shares insights on his current portfolio, future plans, and the balance between saving and enjoying life.

Takeaways

*Nate has a net worth of approximately $1.9 million.
*He learned financial habits from his family, emphasizing savings and delayed gratification.
*Nate's journey into real estate began with a condo purchase that appreciated significantly.
*He experienced challenges in real estate due to rising interest rates and market fluctuations.
*Nate emphasizes the importance of celebrating financial milestones, even small ones.
*He has shifted focus from purely financial goals to lifestyle and fulfillment.
*Nate's real estate ventures taught him valuable lessons about due diligence and risk management.
*He currently has three rental properties left and is considering divesting further.
*Nate enjoys travel and seeks to maximize value through points and rewards.
*He advises young individuals to build saving habits early to weather financial challenges.

Sound bites

"I think we are millionaires."
"It's been a very circular process."
"I was a literal lab rat."

Keywords

Cory, financial independence, real estate, net worth, lifestyle goals, investment strategies, personal finance, Vancouver, retirement planning, financial education

Summary 

Join us for a heartfelt conversation with Grandma Bunny, the last living grandparent of our host, as she shares her journey through 80 years of life, love, and lessons. From raising six children to overcoming life's unexpected challenges, Grandma Bunny's story is one of resilience and family values. Discover the financial wisdom and life lessons she imparts, and how she continues to live her best life at 80.

Key Highlights:

Grandma Bunny's early life and education in Rock Springs, Wyoming. The challenges and joys of raising a large family. Building a home from scratch and the financial strategies involved. Overcoming adversity after a life-changing accident. The importance of family support and staying active in later years.

Memorable Quotes:

"I am wealthy in other ways, not so much money-wise, but I have great kids who help me in many, many ways." "Stay active. Look for things to do. Look at opportunities to serve."

Hashtags: #FamilyWisdom #Resilience #LifeLessons #MillionairesUnveiled

Call to Action: Don't miss this inspiring episode! Listen now and share with someone who could use a dose of wisdom and encouragement. 

Sponsored by: 

Indeed.com/unveiled

Summary

In this episode, Adam shares his unique journey as an expat entrepreneur, discussing his investment strategies, asset allocation, and the importance of maintaining liquidity in his financial portfolio. He has a net worth of $10+ million with most of it in his business. He reflects on the challenges and rewards of running a business, the significance of cash management, and the lessons learned from navigating investments in various countries. Adam emphasizes the value of experiences over material possessions and the importance of surrounding oneself with positive influences. He concludes with insights on entrepreneurship and the realities of growth in business.

Takeaways

• Adam has lived overseas for 14 years, gaining a unique perspective on wealth.
• He focuses on helping expats and high-net-worth individuals with investments and wealth protection.
• His net worth is in the eight-figure range, primarily in company valuations and liquid assets.
• Adam prefers liquid assets over real estate due to tax disadvantages abroad.
• He believes cash should be seen as an opportunity for acquisitions rather than a long-term hold.
• Having cash on hand is crucial for business owners to seize unexpected opportunities.
• Investment strategies should adapt to changing economic conditions and personal circumstances.
• Travel and experiences provide lasting value compared to material possessions.
• Surrounding oneself with positive influences is essential for personal and professional growth.
• Entrepreneurship often requires patience and resilience, with success not always being linear.

Summary

In this episode, Connor shares his journey from a corporate tech career to becoming a successful real estate investor, focusing on short-term rentals. He has a net worth of $1.7 million. Most of it is in Real Estate but he does have some in the market. He discusses his investment strategies, the importance of cash reserves, and how he manages his properties. Connor emphasizes the significance of calculated risks and personal growth in achieving financial success and fulfillment in life.

Takeaways

• He primarily invests in short-term rentals, owning about a dozen properties.
• Cash reserves are crucial for managing real estate expenses and risks.
• Connor emphasizes the importance of reinvesting in properties to maintain competitiveness.
• He targets a 20% cash on cash return for new investments.
• Connor transitioned from a stable tech career to real estate for personal fulfillment.
• He believes success is about achieving one's highest potential.
• Calculated risks are essential for growth and opportunity.
• Connor values the importance of family and personal life in his journey.
• He encourages others to take risks and follow their intuition.

Summary

In this episode, Joseph Shalaby, founder and CEO of e-Mortgage Capital, shares his journey from a challenging upbringing to becoming a leading figure in the mortgage industry. He has a net worth of ~$7 million mostly in RE and his business. He discusses the importance of being debt-free, his experiences during the 2008 financial collapse, and how he rebuilt his career. Joseph emphasizes the significance of hard work, personal growth, and maintaining family values while navigating the complexities of entrepreneurship. He also shares insights on current market trends and his future goals for his business.

Takeaways

*Joseph Shalaby is the founder and CEO of e-Mortgage Capital.
*He emphasizes the importance of being debt-free despite being in the mortgage industry.
*Joseph experienced a foreclosure due to HOA fines, which shaped his financial mindset.
*He started his first mortgage company after being taken advantage of in the industry.
*The 2008 financial collapse forced him to pivot and rebuild his career.
*Joseph launched e-Mortgage Capital in 2015 after working in the loss mitigation sector.
*He aims to grow his company to a billion dollars in revenue per month.
*Joseph values family and instills a strong work ethic in his children.
*He believes in the importance of being an early adopter in business.
*Joseph emphasizes the need to outwork everyone to achieve success.

Sponored by:

Shopify.com/unveiled

Summary

Today we sit down with Tiffany, a senior manager in customer success and a mother of four, who shares her journey to achieving a net worth of over $2 million most of which is in her primary residence and retirement investments. Tiffany discusses her strategic approach to real estate investments, the importance of financial education, and how she balances career and family life. Discover how Tiffany and her husband, both savers at heart, have navigated their financial path from buying foreclosed homes to planning for their children's future.

Key Takeaways:

Tiffany's early start in real estate and the impact of buying foreclosures. The role of mutual funds and retirement accounts in building wealth. Insights into managing finances with a variable income. The importance of financial literacy and open discussions about money with children. Tiffany's approach to balancing work, family, and personal growth.

Hashtags: #FinancialSuccess #RealEstateInvesting #WealthBuilding #FamilyFinance

Tune in to hear Tiffany's full story and gain valuable insights into building a secure financial future. Don't forget to subscribe and leave a review!

Sponsored by:

Shopify.com/unveiled

Summary

Dustin shares his journey from a stable government job to becoming a successful real estate investor with a net worth of over $5 million. He is in his 40's. He emphasizes the importance of cash flow, building a business around real estate, and helping others achieve financial independence through coaching and education. Dustin discusses his investment strategies, the significance of diversifying income streams, and the lessons learned from his experiences in the real estate market.

Takeaways

*Dustin started investing in real estate in 2006.
*He emphasizes the importance of cash flow over appreciation.
*Dustin has over 30 properties, including single-family homes and apartment complexes.
*He believes in building a business around real estate investments.
*Dustin coaches others to invest in real estate and achieve financial independence.
*He prefers to have properties managed by others to scale his business.
*Dustin's goal is to help 1 million people invest in real estate.
*He believes that higher interest rates can benefit real estate investors by pricing out competition.
*Dustin encourages others to start investing regardless of market conditions.
*He aims to set up his children for success through real estate. 

Summary

In this episode, we explore the financial journey of Anthon, who has seen his net worth grow from $450,000 to over $1.7 million in seven years. He discusses his investment strategies, career evolution, and the importance of trusting the numbers in achieving financial confidence. Anthon shares insights on work-life balance, the impact of sabbaticals, and the lifestyle choices that have shaped his family's life. He emphasizes the significance of making sacrifices early in life to compound wealth and offers advice for those starting their financial journey.

Takeaways

*Anthon's net worth grew from $450K to $1.7M in seven years.
*Real estate and stocks are key components of his portfolio.
*Sabbaticals have allowed him to focus on family and personal interests.
*Trusting the numbers is crucial for financial confidence.
*He emphasizes the importance of work-life balance.
*Anthon's lifestyle choices reflect a desire for flexibility and enjoyment.
*He believes in making sacrifices early to compound wealth.
*Investing in experiences is as important as financial investments.
*The psychology of wealth impacts lifestyle choices and decisions.
*It's never too late to start your financial journey.

Sponsored by:

Shopify.com/unveiled

Summary

In this episode, Corey shares his journey from Texas to California, discussing his financial strategies, real estate investments, and the lessons learned along the way. He has a net worth of $1.1 million mostly in real estate. Corey is in his early 30's. He emphasizes the importance of patience and long-term thinking in achieving financial independence, while also navigating the challenges of living in a high-cost area. Corey reflects on his career progression, the trade-offs of living beneath his means, and his aspirations for the future, including his consulting work and the pursuit of financial flexibility through real estate.

Takeaways

*Corey moved from Texas to California, emphasizing the value of flexibility.
*His net worth is approximately $1.1 million, diversified across cash, real estate, and investments.
*Corey invests primarily in ETFs, avoiding high-risk assets like Bitcoin.
*He started investing right out of college and has shifted his focus to real estate.
*His first real estate investment was a rental property in Arkansas in 2021.
*Corey values living beneath his means to sustain his lifestyle in California.
*He believes in the importance of patience and long-term planning in finance.
*Corey runs a consulting business focused on personal finance education.
*He aims for $80,000 a year in passive income for financial freedom.
*Corey stresses that financial success is achievable through strategic decisions and hard work.

Summary

In this conversation, the host engages with children about their perceptions of money and their fathers' work, followed by a discussion on the parental influence on financial education. The conversation transitions into the complexities of generational wealth and the importance of instilling financial lessons in children. Finally, reflections on fatherhood reveal how becoming a parent reshapes financial priorities and goals. 

Takeaways

*Children have unique and innocent perspectives on money.
*Parental influence is crucial in shaping financial education.
*Generational wealth can create challenges if not managed well.
*It's important to teach children the value of hard work.
*Financial lessons should start early in life.
*Experiences and memories are more valuable than material gifts.
*Open conversations about money can empower children.
*Investing early can lead to greater financial freedom later.
*Traditions and experiences create lasting family bonds.
*Financial education should be a priority in schools.

Summary

In this episode, Tony (and Melissa) shares his unique journey from being a house husband to becoming a successful motel owner and real estate investor. He has a net worth of $7.0 million mostly in real estate. He discusses the challenges and rewards of managing motels, the importance of family in his business ventures, and how he has built a substantial net worth through strategic investments. Tony also reflects on his lifestyle changes post-retirement, including his travel experiences and financial habits, while offering valuable advice for aspiring entrepreneurs.

Takeaways

*Tony transitioned from a house husband to a motel owner.
*He invested profits from motels into real estate.
*His daughter is his business partner in the motel venture.
*Tony's net worth is approximately $7 million.
*He emphasizes the importance of family in his business.
*Tony's journey involved significant risk and research.
*He enjoys a luxurious travel lifestyle post-retirement.
*Tony's financial habits have evolved since becoming a millionaire.
*He aims to create a legacy for his children and grandchildren.
*Tony advises others to find their passion and pursue it. 

Sponsored by: 

Indeed

Indeed.com/unveiled

Summary

In this episode, Hubert shares his journey from military service to becoming a successful tax attorney and law firm owner. He has a net worth of ~$1.0 million with his pension. 500k is in his house and his law firm and the rest is in his pension & disability. He discusses the challenges of student debt, the complexities of divorce and its financial implications, and the importance of teaching financial literacy to the next generation. Hubert emphasizes the value of mentorship and work-life balance, as well as his aspirations for the future, including retirement and generational wealth for his children.

Takeaways

*He served in the Navy and later became a tax law professor.
*Divorce can have significant financial implications, especially regarding tax liabilities.
*Starting his own law firm in 2018 was a pivotal moment in his career.
*He emphasizes the importance of financial literacy for children.
*Hubert's military benefits provide him with financial security.
*He believes in maintaining a work-life balance for himself and his employees.
*Mentorship is crucial for success in any career.
*Teaching kids the value of money is essential for their future success.
*Hubert aims to retire comfortably while being involved in his family's life.

Sponored by: 

Shopify

shopify.com/millionaire

Summary

In this episode, Lance shares his journey towards financial independence, detailing his diverse income sources and investment strategies. He has a net worth of $2.1 million mostly in real estate and the market. He discusses his experiences with real estate, the challenges of living in a high-cost area like Hawaii, and the importance of discipline and planning in achieving financial goals. Lance reflects on his lifestyle choices, the impact of location on his financial decisions, and his future aspirations as he navigates life in his early 50s.

Lance shares insights into his financial journey, work-life balance, and the importance of lifelong learning. He discusses his enjoyment of work, the significance of hobbies, and the lessons learned from childhood about hard work and dedication. Lance reflects on his experiences in the trucking industry, his competitive spirit in jiu-jitsu, and the financial decisions that have shaped his life. He emphasizes the need for balance between saving for the future and enjoying life today, while also highlighting the value of continuous learning in all aspects of life.

Takeaways

*Lance has a net worth of approximately $2.1 million.
*His investments are primarily in traditional and conservative assets.
*He acquired rental properties through strategic planning and hard work.
*Lance believes in leveraging debt for investment purposes.
*He emphasizes the importance of discipline in financial planning.
*Living in Hawaii presents unique financial challenges but also opportunities.
*Lance's lifestyle allows him to enjoy the beauty of Hawaii without the need for frequent vacations.
*He started investing in his mid-30s after being inspired by financial literature.
*Lance's journey into real estate began with properties in disrepair that he renovated.
*He continues to set new financial goals as he progresses in his journey. I'm still in the accumulation stage of my financial journey.
*I wake up every morning, I go to the gym.
*I don't know what retirement would look like.
*I've been in logistics and trucking my whole life.
*I try to compete about six times a year.
*The trip to Colombia was $25,000.
*I probably spent 10 to $20,000 on comic books.
*If you have work ethic, there's no telling what you can accomplish.
*Life is happening today, find balance.
*Never think that you've learned everything you need to learn.

Summary

In this episode, Daniel shares his journey from a hedge fund career to becoming a successful entrepreneur and inventor. He has a net worth of $10+ million with most tied up in his companies he founded or co-founded. He discusses his early experiences with money, the importance of mentorship, and the challenges he faced while starting his first businesses. He discusses leaving Wall Street to clean houses of the Silicon Valley Elite and how that lead him to becoming a CEO today. Daniel also delves into the creation of SkunkLock, a revolutionary bike lock designed to combat theft, and emphasizes the significance of financial independence and smart investment strategies in today's economy.

Takeaways

*Daniel started his career as an entrepreneur and inventor.
*He emphasizes the importance of calculated risks for financial independence.
*Daniel's first investment was in an index tracking ETF.
*He transitioned from finance to entrepreneurship at a young age.
*Mentorship played a crucial role in his entrepreneurial journey.
*SkunkLock was created out of frustration with bike theft.
*Daniel aims to help others achieve financial independence.
*Understanding investment strategies is essential in today's economy.
*He believes in the importance of reducing losses in investments.
*Daniel encourages seeking mentorship to accelerate personal growth.

Sponsored by: 

Prizepicks.com

Code: Millionaire

Shopify

Shopify.com/unveiled

Summary

In this special Mother's Day episode of the Millionaires Unveiled podcast, Jace and his family celebrate the role of mothers in their lives, sharing personal stories and lessons learned about money, values, and family dynamics. The conversation highlights the importance of financial literacy, hard work, and the impact of a mother's love and guidance on shaping their perspectives on life and finances. Through engaging discussions, the family reflects on their experiences and the legacy they hope to instill in future generations.

Takeaways

*Mothers play a crucial role in shaping family values.
*Financial literacy is essential for children.
*It's important to have open conversations about money.
*Hard work and education are key lessons to instill in children.
*A rich life is defined by more than just money.
*Consistency and kindness are vital traits to emulate.
*Budgeting and financial planning are necessary for success.
*Legacy involves passing down values and lessons to future generations.
*Experiential spending can enhance life quality.
*Navigating financial discussions in marriage requires teamwork.

Sponsored by:

Prizepicks.com

Code: Millionaire

Summary

In this conversation, Sam from Financial Samurai shares insights on wealth building, investment strategies, and the importance of intentional spending. He has a net worth over $10 million. He discusses his journey from a finance career to becoming a successful author and investor, emphasizing the significance of real estate and public equities in his portfolio. Sam also reflects on the mindset shift towards spending and investing in education for his children, culminating in the release of his new book, 'Millionaire Milestones.' Sam shares his insights on building wealth, the importance of compounding, and the milestones necessary for achieving financial independence. He discusses the structure of his book, 'Millionaire Milestones', and emphasizes the significance of saving and investing strategically. Sam also reflects on his personal experiences, aspirations for family travel, and the lessons learned from childhood that shape his financial philosophy. He encourages listeners to be intentional with their finances and to seek knowledge from those who have succeeded before them.

Takeaways

*Sam's new book focuses on building wealth for freedom.
*His net worth grew from $3 million to over $8.5 million.
*Diversification in investments is key to financial stability.
*Maxing out 401k and Roth IRA is essential for retirement.
*Taxable brokerage accounts should be prioritized for flexibility.
*Real estate provides stability and utility compared to stocks.
*Intentional spending became a focus after age 45.
*Investing in education is a valuable long-term investment.
*The importance of adapting investment strategies over time.
*Sam's journey reflects the balance between saving and enjoying life. The experience of 30 years in finance is invaluable.
*It's important to read and learn from others' experiences.
*Investment milestones are crucial for financial growth.
*Compounding interest significantly increases wealth over time.
*Financial independence allows for freedom of expression and action.
*Intentional living and travel can enrich family experiences.
*Spending should be intentional and meaningful.
*Childhood lessons shape financial perspectives.
*The journey to wealth requires consistent effort and strategy.
*Engaging with mentors can accelerate financial learning.

Sponsored by:

Indeed

Indeed.com/unveiled

Shopify

Shopify.com/unveiled

Summary

In this episode, Ryan shares his journey from being a pharmacist to achieving financial independence through real estate investing. He has a net worth of $1.7 million mostly in Real Estate. He discusses his unique strategy of renting properties by the bedroom, which significantly increased his cash flow. Ryan reflects on the challenges he faced with his first property, the importance of leveraging loans, and his plans for future growth in the real estate market. He also emphasizes the value of mentorship and teaching others about real estate investing, providing insights and advice for aspiring investors.

Takeaways

• Ryan retired at 31 through real estate investing.
• He bought one property a year, focusing on student rentals.
• Renting by the bedroom significantly increased his cash flow.
• Ryan learned from his mistakes, losing $30,000 on his first property.
• He uses DSCR loans to finance properties without W-2 income.
• Ryan aims to reach 100 doors in his portfolio.
• He teaches others how to invest in student housing.
• Choosing the right college markets is crucial for success.
• Every year you wait to invest pushes back your timeline.
• Ryan underwrites deals based on cash flow, not appreciation.

Sponsored by:

Shopify

Shopify.com/unveiled

Prizepicks.com 

Code: Millionaire

Summary

In this episode, John  shares his journey from being a financial advisor to becoming an Airbnb data analyst. He has a net worth of $1.7 million. Most is in his business and real estate/short term rental realted assets. He discusses the challenges he faced during the pandemic, how he scaled his Airbnb business, and the current state of the Airbnb market. John emphasizes the importance of data analysis in identifying profitable properties and shares insights on the evolving landscape of short-term rentals. John discusses the evolving landscape of Airbnb and real estate, particularly in the aftermath of COVID-19. He emphasizes the importance of thorough research and strategic investment in profitable markets, while also sharing his personal philosophy on business and life. John highlights the significance of continuous learning and teamwork in achieving success, and he reflects on his own journey in the Airbnb business, including the challenges and lessons learned along the way.

Takeaways

• John is an Airbnb data analyst with a near 100% success rate.
• He transitioned from financial advising to the Airbnb business model.
• John initially used rental arbitrage to enter the Airbnb market.
• The pandemic significantly impacted his Airbnb operations, leading to a pivot.
• He created a free course on Airbnb data analysis that gained traction.
• John's experience led him to work with TechVestor, a short-term rental investment fund.
• He emphasizes the importance of sales and operations in scaling an Airbnb business.
• The current Airbnb market is experiencing saturation in some areas.
• John believes that understanding data is crucial for success in the Airbnb market.
• He is now focused on helping others acquire properties through his company, STR Search. The real estate market has shifted significantly post-COVID.
• Many investors are not conducting proper research before buying properties.
• Airbnb is not dead; it requires strategic planning and effort.
• Continuous education is crucial for personal and professional growth.
• Building a strong team is essential for business success.
• Profitability in Airbnb is achievable with the right approach.
• Investing in real estate should follow a successful business foundation.
• Living within means can lead to a more sustainable lifestyle.
• Market trends can change rapidly; adaptability is key.
• Success comes from focusing on daily actions rather than long-term goals.

Sponsored by:

Shopify

shopify.com/unveiled

Prizepicks

Prizepicks.com 

Code: Millionaire

Summary

In this episode, Gustavo shares his inspiring journey from Brazil to Australia, detailing his experiences as a software developer and investor. He discusses his initial foray into Bitcoin, the importance of diversifying investments across different countries, and the challenges he faced while adapting to a new culture and language. Gustavo also reflects on his family's financial growth and the lessons learned along the way, emphasizing the significance of changing one's environment and seeking different perspectives.

Takeaways

• Gustavo moved to Australia to learn English and improve his life.
• He has a net worth of $1.3 million, largely due to Bitcoin investments.
• Investing in Bitcoin was not initially planned but became a significant part of his portfolio.
• Diversification across Brazil, Australia, and the US was crucial for financial stability.
• Gustavo faced challenges adapting to life in Australia, including language barriers.
• He emphasizes the importance of financial literacy and investment education.
• Gustavo's wife became more involved in investments after hiring a financial advisor.
• Growing up in Brazil, financial literacy was not a common topic.
• He believes changing one's environment can lead to significant personal growth.
• Gustavo encourages learning from others' mistakes to avoid making the same ones.

Sponsored by:

Zocdoc

Zocdoc.com/millionaire

Prizepicks 

Prizepicks.com  Code: Millionaire

Summary

In this episode, David, founder and CEO of One Wealth Advisors and executive chairman of a restaurant company, shares insights into his financial journey, including his net worth, investment strategies, and experiences in the restaurant industry. He has a net worth of over $10 million spread across business, Real Estate and market investments. He is in his late 50's. He discusses the importance of asset allocation, the role of real estate in wealth building, and the nuances of financial planning. David emphasizes the significance of serving others and the balance between concentration and diversification in wealth management. He also reflects on personal experiences and lessons learned throughout his career.

Takeaways

*David Steele is the founder and CEO of One Wealth Advisors.
*He has a substantial portion of his net worth tied up in private companies.
*Concentration creates wealth, while diversification preserves it.
*Real estate plays a significant role in his net worth.
*He advises clients to keep six months of expenses in cash.
*David emphasizes the importance of being a fiduciary in financial planning.
*He has successfully built a restaurant business alongside his financial practice.
*David believes experiences with loved ones are worth spending on.
*He started his financial planning practice in 1991.
*David's journey reflects the balance between passion and business acumen.

Sponored by:

Indeed.com/unveiled

Shopify.com/unveiled

Summary

In this episode, Marcus shares his journey as an educator and principal, detailing his financial growth, including his net worth and debt-free journey. He has a net worth of $1.3 million plus a sizable pension that could put his net worth closer to $3 million. A nice chunk is in real estate, the pension and then other investments. He discusses the importance of inheritance and family wealth transfer, his career path in education, and his future goals, including retirement planning and multi-generational wealth. Marcus emphasizes the significance of financial literacy and experiences over material possessions, providing insights into his life and financial philosophy.

Takeaways

• Marcus has been an educator for 24 years and is also an author.
• Marcus and his wife embarked on a debt-free journey four years ago.
• They paid off three houses in under four years and all their cars.
• Marcus plans to retire at 50 and mentor principals on a voluntary basis.
• He has a doctorate and teaches aspiring principals at the college level.
• The couple aims to build multi-generational wealth for their children and grandchildren.
• Marcus emphasizes the importance of financial literacy for youth.
• He believes experiences are the best way to spend money.
• Marcus's financial overhaul was influenced by reading Dave Ramsey's principles.

Sponsored by:

shopify.com/unveiled

Summary

In this episode, Nic shares his unique journey from working for free in family offices to building a successful career in real estate investment. He has a net worth of $3+ million. He discusses the importance of mentorship, networking, and hard work in achieving financial success. Nic emphasizes his focus on real estate as a wealth-building tool and outlines his goals for the future, including a target of one billion in assets under management. He also reflects on the legacy he wishes to leave for his children, prioritizing knowledge and hard work over mere financial inheritance.

Nic shares his insights on financial habits, personal growth, and the importance of experiences over material possessions. He discusses his investment strategies, the lessons learned from childhood, and the impact of education on financial decisions. Nic emphasizes the significance of cash flow in investments and reflects on his early entrepreneurial ventures. He also shares his changing perspective on homeownership and offers advice for aspiring entrepreneurs in today's economic landscape.

Takeaways

• Nic's early exposure to entrepreneurship shaped his career aspirations.
• He worked for free to gain valuable experience and mentorship.
• Real estate became his primary focus due to its cash flow potential.
• Networking with high net worth individuals was crucial for his success.
• He aims to achieve one billion in assets under management.
• Health, wealth, and legacy are his primary focus areas.
• He believes in teaching his children the value of hard work.
• Philanthropy will play a larger role in his future plans.
• His investment strategy is centered around single-family mortgages and industrial real estate.
• He values the lessons learned from his mentors and aims to pass them on. Working hard pays the highest dividends.
• Don't be patient; get there as fast as you can.
• Experiences are more valuable than material possessions.
• Invest with intention and clarity on outcomes.
• Understanding cash flow is crucial for financial success.
• Education can yield both positive and negative returns.
• Early entrepreneurial ventures can teach valuable lessons.
• Homeownership can provide joy and stability for families.
• Learning about the economy opens up opportunities.
• There is more opportunity now than ever before.

Sound Bites

• "I was willing to work for free to learn."
• "I kept my group of friends very small."
• "Patience is not a virtue."
• "Experiences are worth 2x, 5x, 20x."
• "Education has been on both sides."
• "I realized I hated it."
• "Buying a home was an insane blessing."
• "I geek out on powerlifting."

Sponsored by:

Prizepicks.com 

Code: Millionaire

Summary

In this conversation, Courtney shares her journey to building a net worth of $2.7 million. Most of it is in real estate but does have some in other assets. She dives into her investing strategy, emphasizing the importance of diversification between real estate and retirement accounts. She discusses her evolving strategies to achieve financial independence, focusing on cash flow and ROI.

Courtney is in her late 30's and also highlights the significance of aligning financial goals with lifestyle choices and offers insights for those starting their investment journey. She discusses the importance of networking, her decision to invest in Michigan, and how she balances her career in healthcare IT with her real estate endeavors. Courtney also touches on her experience with the stock market and her future goals for financial independence.

Takeaways

*Started investing in various accounts and leveraging tax strategies.

*Maxed out Roth IRA every year as salary increased.

*Believes in not putting all eggs in one basket.

*Sees real estate and stock market as separate avenues.

*Focuses on cash flow to replace income gradually.

*Does not have a target number of doors, prioritizes cash flow.

*Aims to take home $85,000 a year for a comfortable lifestyle.

*Enjoys her job but is open to part-time work.

*Emphasizes the importance of networking in real estate.

*Encourages starting early in investing.

*Her investment portfolio includes both real estate and stock market assets.

*She has 10 rental properties, primarily single-family homes and one duplex.

*Networking played a crucial role in her success in real estate.

*Courtney's initial investment was influenced by her father's advice.

*She transitioned from considering grad school to investing in real estate.

*Her first property was purchased during a market downturn.

*Courtney balances her career in healthcare IT with real estate investing.

*She aims to reduce her full-time work hours in the future.

*Investing in the stock market has been a strategic choice alongside real estate. 

Summary

In this conversation, Steve shares his journey from modest beginnings in Utah to becoming a successful investor with a diverse portfolio that includes oil and gas, real estate, and a payments company called ProPay that has since sold. He discusses his investment strategies, the importance of patience and liquidity, and the lessons learned from various market cycles. Steve emphasizes the significance of quality assets and cash flow in building wealth, while also reflecting on the challenges and opportunities he encountered throughout his career. In this conversation, he shares insights on managing debt and risk in business, the journey of entrepreneurship, and the importance of writing 'Rich Routines' to impact future generations. He emphasizes the need for a balanced life, the value of hard work, and the significance of financial education for children. The discussion also covers effective charitable giving and concludes with wisdom on delayed gratification and emotional intelligence in decision-making.

Takeaways

*Steve's investment strategy focuses on quality assets that produce cash flow.

*He emphasizes the importance of patience in investing, especially during market cycles.

*Investing in oil and gas requires caution due to the complexity and potential for fraud.

*Real estate investments can be lucrative, especially during market downturns.

*Self-storage has been a successful venture for Steve due to its low overhead and demand.

*ProPay's success came from pivoting to serve a niche market in multi-level marketing.

*Liquidity is crucial for taking advantage of investment opportunities when they arise.

*Steve's approach to real estate involves getting cash back quickly through refinancing.

*He believes in the importance of location when investing in real estate.

*Steve's journey illustrates that hard work and adaptability can lead to success in various industries.

*The sooner you can lease it up, the sooner you can refinance.

*If you get a good asset that's generating income, why would you want to sell it?

*Writing a book was never on his bucket list.

*The premise is figuring out the life you want to live.

*All five areas of life are really important: spiritual, physical, emotional, mental, and financial.

*If you live your 20s like few people will, you can live like few people can.

*Teaching kids financial literacy starts early with allowances.

*Giving money away effectively is hard and requires scrutiny.

*Delayed gratification is key to managing emotions.

Sponsored By:

Indeed.com/unveiled

Summary

In this episode, the hosts Jace and Stacey share a personal financial update and Jace's parents make a reappearance as they discuss the complexities of retirement, particularly focusing on the baby boomer generation. They share personal financial updates, explore the emotional and mental challenges of transitioning into retirement, and highlight the importance of planning for a fulfilling life post-work. The conversation includes insights from the hosts' parents, who are navigating their own retirement considerations, emphasizing the need for financial preparedness and the impact of work on identity.

In this conversation, they explore the multifaceted aspects of retirement, including financial fears, the importance of creating memories over material wealth, and the emotional readiness required for this life transition. They discuss the significance of health and fitness, the planning necessary for navigating Medicare, and the strategies for spending down their nest egg. The dialogue emphasizes the value of shared experiences and the need for ongoing discussions about retirement planning, while also reflecting on personal growth and adapting to changes in life.

Takeaways

*Retirement planning is crucial for financial security.

*The transition to retirement involves emotional and mental adjustments.

*Investing in experiences can provide lasting joy and memories.

*Family budgeting becomes more complex with growing children.

*Maintaining a balance between work and personal life is essential.

*Education funding for children requires careful planning.

*The gig economy offers alternative income options for retirees.

*Health and fitness play a significant role in retirement readiness.

*Communication about finances within families is important.

*Retirement is not just about finances, but also about lifestyle and identity. Retirement is not just about finances; it's about creating memories.

*Navigating financial fears is a common challenge in retirement.

*Shared experiences with family can enhance the joy of retirement.

*Health and fitness play a crucial role in enjoying retirement.

*Planning for future adventures is essential for a fulfilling retirement.

*Understanding Medicare is vital for financial preparedness in retirement.

*Emotional readiness is as important as financial readiness for retirement.

*Spending down the nest egg requires careful planning and consideration.

*It's important to maintain a healthy lifestyle as one ages.

*Retirement should be viewed as a new chapter, not an end.

Summary

In this episode, Adriel shares his journey from being a baseball umpire to engineer to becoming a full-time real estate investor. He discusses his initial foray into real estate, the challenges he faced, and how he diversified his investments, including a vacation rental in Tulum, Mexico. Adriel also reflects on market changes and his future plans in the real estate sector. In this conversation, Adriel shares his journey in real estate investment, discussing his experiences with cryptocurrency, the current state of the real estate market, and his future financial goals. He reflects on the importance of diversifying investments, the challenges posed by market fluctuations, and the lessons learned throughout his career. Adriel emphasizes the significance of taking calculated risks and the value of learning from past decisions, particularly regarding retirement accounts and investment strategies.

Takeaways

*Adriel transitioned from engineering to full-time real estate investing.

*His first property was a full gut renovation bought for $17,000.

*He financed his first deal with help from friends and credit.

*Adriel learned the importance of cash flow in real estate.

*He pivoted to flipping and wholesaling after initial rental experiences.

*In 2021, he decided to quit his engineering job to focus on real estate.

*Adriel purchased a 14-unit apartment complex with his savings.

*He invested in a vacation rental in Tulum, Mexico.

*Market changes have affected his investment strategies.

*Adriel maintains a diversified portfolio, including crypto investments. Adriel's portfolio includes both real estate and cryptocurrency investments.

*He sold a portion of his Bitcoin to recover his initial investment.

*Maintaining cash reserves is crucial for managing real estate properties.

*Adriel transitioned his 401k funds into real estate syndications after leaving his job.

*He regrets not contributing more to his 401k during his employment.

*The Houston real estate market is currently facing challenges due to oversupply.

*Adriel believes in the long-term implications of population decline on real estate values.

*His target net worth is around 10 million dollars.

*He continues to invest in real estate despite market uncertainties.

*Adriel advises new investors to embrace fear as a sign of growth. 

Sponsored by:

Indeed

Indeed.com/unveiled

Terms and conditions apply. 

Summary

In this conversation, Mike and Leanne share their financial journey, discussing their experiences in paying off their primary residence, managing student loans, and navigating the complexities of joint finances. They are social workers and have a net worth of $1.2 million. They dive into their investment strategies, aspirations for retirement, and the challenges they faced as landlords. Additionally, they reflect on their careers in social work and how it has shaped their financial decisions. The conversation highlights the importance of financial freedom and enjoying life after achieving financial goals.Mike shares insights into his spending habits, memorable experiences related to money, and the financial mindset shifts he has undergone since becoming a millionaire. He discusses the importance of enjoying life while being mindful of spending, the lessons learned from early jobs, and offers valuable advice for those starting their financial journey.

Takeaways

*They paid off their primary residence in nine years.

*Utilized the Ramsey snowball method for debt repayment.

*Investing became a way of life for them.

*They had significant student loan debt but paid it off aggressively.

*Transitioned from separate to joint finances for better management.

*Their first year as landlords was challenging but educational.

*They aim to retire by age 55 or 56.

*Social work provides a stable income and opportunities for side work.

*They prioritize experiences and travel after achieving financial goals.

*They have multiple bank accounts for different financial purposes.

*Mike enjoys spending on family vacations and concerts.

*He once spent $500 on ice cream for everyone at a park.

*His financial habits changed to be more comfortable with spending.

*He learned to accept help from others financially.

*Mike's first job was selling corn for a local farmer.

*He believes in the power of compounding interest for wealth.

*Mike emphasizes not spending more than you earn.

Sponsored by:

Shopify

shopify.com/unveiled

Prizepicks.com Code: Millionaire

Summary

In this episode, Cameron shares his journey in the real estate industry, detailing his rapid rise to a net worth of nearly $2 million at just 23 years old. He discusses his investment strategies, the importance of liquidity, and how he built a successful real estate team. Cameron emphasizes the significance of delayed gratification and living within means while pursuing financial goals. He also reflects on his experiences in managing a diverse portfolio and his aspirations for the future, including a target net income and continued growth in real estate investments.

Takeaways

*Cameron achieved a net worth of nearly $2 million at 23.

*90% of his net worth is in real estate investments.

*He values liquidity to manage risks in real estate.

*Cameron started his real estate career right after high school.

*He built a successful real estate team specializing in creative financing.

*His first investment was a challenging duplex with a squatter.

*Cameron manages a diverse portfolio of 45-50 units.

*He aims to net $100,000 a month from real estate investments.

*Cameron enjoys the process of buying and selling real estate.

*He believes in the snowball effect of building wealth over time.

Sponored by: 

Indeed

Indeed.com/unveiled

Zocdoc

zocdoc.com/milionaire

Summary

In this episode Brandon shares his journey from a modest upbringing in East Texas to becoming a successful nursing home administrator and real estate investor with a net worth of $1.5 million most of which is in single family rentals and duplexes. He is in his early 30's. He discusses his strategies for building wealth through real estate, the importance of education and family support, and his experiences in the nursing home industry. Brandon emphasizes the value of hard work, perseverance, and following one's instincts in achieving financial success.

Takeaways

*Brandon's net worth is approximately $1.5 million, primarily from real estate investments.

*He started investing in real estate in December 2018, using creative financing methods.

*Brandon emphasizes the importance of education, having set up 529 plans for his children.

*He self-manages his 24 rental properties with the help of his wife and technology.

*Brandon's first rental property was just 200 yards from his home, which eased his nerves.

*He believes in the value of sweat equity and often does repairs himself.

*Brandon aims for $25,000 a month in passive cash flow from his properties.

*He maintains a good relationship with his banker to navigate interest rates.

*Brandon's journey highlights the importance of following one's gut instincts in business.

*He encourages others to work hard and stay focused on their goals.

Sponsored by:

Shopify.com/unveiled

Magic Mind

magicmind.com/unveiledjan

Summary

In this episode, Ben shares his inspiring journey from living without running water to achieving a net worth of $1.4 million through real estate investments. He discusses his early experiences in construction, the challenges he faced in his first property purchase, and the lessons learned from partnerships and investments. Ben emphasizes the importance of taking action, learning from mistakes, and maintaining a balance between work and personal life as he continues to grow his real estate portfolio.

Takeaways

*Ben's journey began at 21 when he bought a house for $13,000.

*He achieved millionaire status by age 33 through hard work and real estate investments.

*His net worth is primarily in real estate, with a goal of reaching 100 units.

*He emphasizes the importance of communication in partnerships to avoid misunderstandings.

*Ben learned to be creative in financing his real estate ventures.

*He has faced setbacks, including a partnership that cost him $80,000.

*His approach to investing includes maintaining liquidity through stocks.

*He advocates for taking action and learning through experience in real estate.

*Ben's construction background has been a significant asset in his investments.

*He aims to enjoy life while growing his wealth, balancing work and personal time.

Sponsored by:

ZocDoc

www.zocdoc.com/millionaire

Magic Mind

www.magicmind.com/unveiledjan

Summary

In this episode of the Millionaires Unveiled podcast, host Jace interviews John, a tech professional with a remarkable financial journey. John shares his background as a first-generation immigrant from Argentina, his current net worth of $4.6 million, and the strategies he employed to build his wealth. The conversation delves into his experiences with home equity, investment portfolios, and the importance of financial literacy. John discusses the balance between enjoying life and maintaining financial discipline, as well as his plans for early retirement. This insightful discussion offers valuable lessons on personal finance, investment strategies, and the mindset needed for financial success. John shares his journey towards financial independence, emphasizing the importance of time over money, the challenges he faced in his early career, and the lessons learned along the way. He discusses his aspirations for the future, the significance of family, and the value of education. John also reflects on his financial struggles, the evolution of his investment strategies, and the personal growth that has come with achieving financial success. He concludes with advice for those just starting their own journeys.

Takeaways

*John's journey from a blue-collar immigrant family to financial success is inspiring.
*He emphasizes the importance of financial literacy and education.
*Home equity played a significant role in his wealth accumulation.
*John's investment strategy includes a mix of retirement accounts and brokerage funds.
*He advocates for maxing out retirement accounts to build wealth over time.
*The transition to enjoying wealth involved setting a budget for experiences.
*John credits his wife for helping him balance spending and saving.
*He believes in planning and setting financial goals at the beginning of each year.
*John's approach to retirement is focused on quality of life and family time.
*He aims to retire in the next two to four years, prioritizing health and happiness over wealth.  We're willing to walk away from the money.
*I want to be more present there.
*I went to a defunct college.
*It took about seven years to get my career to the point.
*I started seeing the AUM fees and I was like, not doing this anymore.
*I just threw myself into books.
*The total cost of the trip was about $60,000.
*I would love to dress better.
*If I can get here, you can get here.
*Make your plan. Drive as hard as you can.

Sponsored by: 

Shopify.com/unveiled

Prizepicks.com Code: Millionaire

Summary

In this episode, Glenn shares his inspiring journey from working at Red Lobster to becoming a successful real estate investor with a net worth of around $3 million. Most is in real estate and real estate related assets. 500k is in private notes. He discusses the pivotal moments that led him to pursue real estate, including his strategic investments in single-family homes and mobile home parks. Glenn emphasizes the importance of focusing on income-producing assets and shares insights on transitioning from a W-2 job to full-time entrepreneurship. He also reflects on the mindset shifts that have shaped his financial approach and offers valuable advice for those starting their investment journey.

Takeaways

*Glenn started his journey with a low-paying job at Red Lobster.
*He transitioned into real estate after reading 'Rich Dad Poor Dad'.
*Investing in rental properties changed his financial situation dramatically.
*Focusing on income-producing assets is key to financial freedom.
*Glenn emphasizes the importance of mindset in investing.
*He believes in the benefits of whole life insurance for wealth building.
*Podcasts have been a significant source of learning for him.
*He advises against relying solely on 401(k) for retirement.
*Glenn's strategy includes private lending for passive income.
*He values work-life balance and being present for his family.

Sponsored by: 

Indeed

Indeed.com/unveiled

Magic Mind

https://www.magicmind.com/unveiledjan

Get 45% off the Magic Mind bundle with with my link: https://www.magicmind.com/unveiledjan #magicmind #mentalwealth #mentalperformance

Summary

In this episode Jace and Stacey reflect on the highlights of 2024, discussing the impressive net worth of guests, the impact of inflation on wealth, and the diverse stories of millionaires. Jace emphasizes the importance of financial planning, the various paths to wealth, and the shifts in asset allocation among millionaires. The conversation provides valuable insights into personal finance and investment strategies for listeners. The collective net worth of all the guests this year hit was $862 million. 

In this conversation, Jace discusses various aspects of financial planning and investment strategies, emphasizing the importance of maximizing financial opportunities, learning from mistakes, and the evolving perspectives on wealth and lifestyle. He highlights the significance of having a solid financial plan, the need for regular portfolio assessments, and the value of experiences over material possessions as wealth grows. The discussion also touches on the surprising trends in healthcare savings accounts and personal investment strategies, culminating in reflections on the importance of intentional living and planning for the future.

Takeaways

*The total net worth of guests reached $862.2 million.
*71% of millionaires interviewed had a net worth under $5 million.
*The Delta between earnings and spending is crucial for wealth building.
*It's never too late to start investing and saving.
*Inflation has significantly impacted the average net worth of individuals.
*There are multiple paths to becoming a millionaire, not just one.
*Supplemental income sources are on the rise among millionaires.
*Successful millionaires have a clear financial plan.
*Risk assessment is essential in financial planning. A lot of people leave money on the table by not shopping for better insurance rates.
*Investing in tax-advantaged accounts is crucial, but many forget to actually invest the money.
*Regularly changing passwords and using two-factor authentication is essential for financial security.
*Portfolio adjustments should be made in response to life events and changing financial goals.
*Many millionaires overlook updating their estate plans and trusts.
*Financial planning is a long-term process that evolves over time.
*Learning from financial mistakes is a common experience among millionaires.
*Surprisingly, no guests have reported having $500,000 or more in their HSA accounts.
*Experiences, such as travel and premium events, are prioritized by millionaires as they grow their wealth.
*Investing in personal health and well-being becomes more important as wealth increases.

Sponsored by:

www.shopify.com/unveiled

Summary

In this episode, Doc G shares insights on his journey post-retirement, discussing his evolving mindset towards spending, the transition from accumulating wealth to decumulating it, and the emotional challenges of withdrawing from his portfolio. He has a net worth of $10 million. His diversification hasn't changed much since he first appeared on the show in the early days when his net worth was just over half of what it is today. He shares how he has started withdrawing from his portfolio and the emotional impact that has had on him. He also delves into his writing journey, particularly focusing on his new book, 'The Purpose Code', which explores the concept of purpose in life and finances. Throughout the conversation, he reflects on the importance of finding fulfillment beyond just financial success and how this shift has influenced his relationship with his children.

Takeaways

*Doc G is busier than ever post-retirement, focusing on passion projects.
*He is learning to let go of his fear of spending money.
*The transition from accumulation to decumulation is a significant shift.
*Withdrawing from his portfolio has been an emotional journey.
*Writing has become a central part of his life and purpose.
*His new book, 'The Purpose Code', explores the concept of purpose.
*He believes that purpose can be both a source of anxiety and fulfillment.
*Doc G emphasizes the importance of using various tools for a fulfilling life, not just money.
*He aims to model a life of purpose for his children.
*The conversation about money has evolved into a deeper discussion about fulfillment. 

Sponsored by:

Wine Access

Summary

Billy and Melissa have a net worth of $1.0 million. This is in various investments including the market and real estate. They are in their late 30s and are business owners. They recently relocated from a high cost of living area to a low cost of living area to participate in geoarbitrage. They started in a big hole that included over 100k in debt and had a car repossessed at one point. They emphasized the importance of staying the course, overcoming adversity and continuous improvment.

Takeaways

*Start investing early and pick a strategy that works for you
*Consider risks in life and how they may affect you in the short term and long term
*You can make mistakes and still overcome them especially when you're young
*Entrepreneurship can provide fulfillment and generate a lot of income but it isn't easy 

Summary

Dennis, a cybersecurity professional, shares his financial journey and strategies. He has a net worth of around $2.3 million, with a breakdown of 900k+, in retirement, 300k+ in cash equivalents, 400k in his house, and the remainder in a brokerage and some collectibles. Dennis primarily invests in Roth accounts and believes in the simplicity and peace of mind it provides. He started investing in his late 20s and became debt-free in 2017 after paying off $85,000 in consumer debt. Dennis also has a passion for collecting watches, which he views as a store of value and a way to celebrate financial milestones. His goal is to retire early at the age of 50 with a net worth of around $3 million. Dennis Shea shares his journey in cybersecurity and personal finance. He emphasizes the importance of continuous learning and becoming a student of the subject. Dennis also discusses how he became interested in personal finance through Dave Ramsey's teachings and how he and his wife paid off $80,000 in debt in just nine months. He shares his experiences with expensive purchases, such as sneakers and meals, and highlights the value of investing early and consistently.

Takeaways

*Investing in Roth accounts can provide simplicity and peace of mind.
*Becoming debt-free and investing in retirement accounts can lead to significant wealth accumulation.
*Having a passion for collecting valuable items, such as watches, can be a way to celebrate financial milestones.
*Renting experiences, like vacation homes, can provide flexibility and avoid the hassle of owning multiple properties. Continuous learning is crucial in the field of cybersecurity and personal finance.
*Following Dave Ramsey's teachings can help individuals gain control of their finances and pay off debt.
*Investing early and consistently can lead to long-term wealth accumulation.
*Expensive purchases can be justified if they bring joy and create lasting memories.
*Working hard and being consistent are key factors in achieving financial success.

Sponored by:

Shopify

www.shopify.com/unveiled

Connect Team

www.connecteam.com

Summary

Ryan, an officer in the National Guard, shares his journey to becoming a millionaire and his plans for retirement. He discusses his net worth, which is currently $1.1 million, and how he achieved it through investments and a pension from the military. His pension could be worth $3-$5 million. Ryan is in his late 30's. He emphasizes the importance of starting to invest early and taking advantage of compounding interest. He also talks about his passion for travel and his plans to pursue entrepreneurial ventures in retirement.

Takeaways

*Start investing early and take advantage of compounding interest
*Consider the benefits of a pension and other retirement accounts
*Travel can be a worthwhile expense and a rewarding experience
*Entrepreneurship can provide fulfillment and additional income in retirement

Summary

Andrew is currently working for a company called Practice CFO, a fractional CFO financial planning company for dentists and healthcare professionals. He is 37 years old and he has a net worth of $2.125 million, broken up into real estate and paper assets. His paper assets include a mix of index funds, ETFs, bonds, and REITs. Andrew is a long-term investor and is not concerned about short-term market fluctuations. He maxes out his retirement accounts and also invests in real estate syndicates, including single-family rentals, student housing, vacation rentals, and build-to-rent properties. He prioritizes filling up his tax-advantaged retirement accounts and then invests the rest in real estate or the brokerage account. Andrew keeps some cash available for opportunistic real estate investments.

Andrew's main goal is to have a net worth of $5 million by age 45. He values financial freedom and the ability to buy time. He pursued a career in finance and strategy, working for companies like Dell and Vrbo. However, he felt unfulfilled and wanted more intellectual stimulation. He started doing fractional work for a friend's business and found it fulfilling. This led him to make the leap from corporate America to a small business environment. Andrew believes in working hard, serving others, and finding fulfillment in work. He emphasizes the importance of experiences and travel. He has maintained his financial habits and focuses on offense rather than defense with money.

Takeaways

*Andrew works for a fractional CFO financial planning company for dentists and healthcare professionals.
*His net worth is $2.125 million, with a mix of real estate and paper assets.
*He is a long-term investor and is not concerned about short-term market fluctuations.
*Andrew maxes out his retirement accounts and invests the rest in real estate syndicates or the brokerage account.
*He keeps some cash available for opportunistic real estate investments. Set clear financial goals and regularly assess your progress
*Find fulfillment in your work by serving others and constantly learning
*Invest in experiences and travel for long-lasting memories
*Maintain good financial habits and focus on offense rather than defense
*Be open to different investment opportunities and diversify your portfolio

Sponsored by:

Icognic

www.incogni.com/unveiled 

Shopify

www.shopify.com/unveiled

Summary

Bunny has a net worth of $10 million. Most is in the value of her businesses but she does own some real estate and keeps a little inveted in the market. She is a successful entrepreneur and business coach. She shares her journey of owning and managing multiple companies. She started as a stuntwoman and model but eventually pursued a master's degree in counseling and psychology. Bunny currently owns seven companies and has had a total of 16 companies in the past 19 years. She emphasizes the importance of investing in her own businesses rather than the stock market, as it provides higher returns and tax advantages. Bunny also discusses the concept of seasons instead of balance and the value of focusing on priorities. Bunny shares her journey of identifying her expertise and focusing on her niche to maximize growth. She discusses how her heart condition motivated her to be greedy and selfish with her time, leading her to find ways to minimize effort and maximize return on investment. Bunny emphasizes the importance of being confident in your highest value and prioritizing what truly matters, such as family and personal fulfillment. She also talks about the significance of delivering value and making a positive impact in the world, rather than solely focusing on financial success.

Takeaways

*Investing in your own businesses can provide higher returns and tax advantages compared to investing in the stock market.
*Prioritizing and focusing on what truly matters to you can lead to greater success and fulfillment.
*Creating systems and delegating tasks can free up time and energy for more important activities.
*Balance is a myth, and it's more about finding the right seasons and priorities in life. Identifying your expertise and focusing on your niche can lead to significant growth and success.
*Being greedy and selfish with your time can motivate you to find ways to minimize effort and maximize return on investment.
*Confidence in your highest value and prioritizing what truly matters, such as family and personal fulfillment, can lead to a more fulfilling and successful life.
*Delivering value and making a positive impact in the world should be prioritized over solely pursuing financial success.

Sound Bites

"Investing in your own companies, you're getting 234% back."
"Betting on yourself is the least risky thing you can do."
"I still have a wealth advisor... as long as I'm beating that mother, I'm still winning."
"How long do you think it took you to get to this area of identifying your expertise and being able to really capitalize on the growth that's possible from just focusing on your niche and what you're excellent at?"
"How can I put in this minimum viable effort and get a maximum return?"
"What's unique about your approach is that it's the exact opposite of lazy. You might think, oh, limited hours, but it's maximum productivity within limited hours so that you have maximum output basically across the board in your entire life, which is amazing."

Summary

Josh and Emily, a couple from Arizona, share their financial journey and how they reached a net worth of over $2 million. They are in their early 40's. They paid off their home in 2018 and then purchased a rental property, which they turned into an Airbnb. They have been diligent savers and have maxed out their retirement accounts. They have also taught their children about money by having them contribute to their own expenses and giving them financial responsibilities. They are now focused on learning how to spend and enjoy their money while still maintaining their frugal habits.

Takeaways

-Paying off your home can provide a sense of peace and financial security.
-Investing in real estate, such as purchasing a rental property, can be a good way to generate cash flow.
-Maxing out retirement accounts and investing in the stock market can help grow wealth over time.
-Teaching children about money from a young age can instill good financial habits and responsibility.
-Finding a balance between saving and enjoying your money is important for a fulfilling life.

Sound Bites

"Paying off your house was a big goal for us. It gave us a lot of peace and security."
"After paying off our house, we stumbled into the FIRE community and purchased a rental property."
"We contribute max what we can to Roth IRAs every year plus my 401k."

Sponsored by:

indeed.com/unveiled

shopify.com/unveiled

Summary

Zach is in his early 30's. He works in the mining industry and has a net worth of over $1.8 million, with a significant portion in tax-advantaged accounts. He started contributing to a Roth IRA at the age of 14 and has been maxing out his contributions ever since. Zachary has aggressively paid off his home mortgage and now owns his home outright. He has a goal of reaching $3 million in invested assets outside of his primary residence by the age of 45. Zachary emphasizes the importance of being intentional with money and treating personal finances like a business.

Takeaways

*Start investing early and contribute consistently to tax-advantaged accounts like a Roth IRA.
*Aggressively pay off debt, such as a mortgage, to achieve financial freedom and peace of mind.
*Set clear financial goals and create a plan to achieve them, considering short-term, mid-term, and long-term needs.
*Be intentional with money and treat personal finances like a business, making decisions based on long-term financial success.
*Consider opportunities in industries like mining, which offer good careers and salaries, and are essential for the global economy.

Sound Bites

"Start investing early and contribute consistently."
"Aggressively pay off debt for financial freedom."
"Set clear financial goals and create a plan."

Summary

Olin is 40 years old and has a net worth of $13.5 million. It is spread amongst market investments, real estate, cash and his business. He is a digital marketing agency owner and shares his journey of building wealth through various investments. He started his career in digital marketing and eventually started his own business. He became a millionaire in different asset classes at different stages of his life, with real estate being the most recent. Olin's goal is to be financially independent by the age of 50, but he also enjoys the competitive nature of building wealth. He credits his interest in investing to his father, who taught him the value of investing in good companies and holding onto them.

In this conversation, Olin Erickson discusses his approach to wealth accumulation and financial planning. He emphasizes the importance of investing in the stock market and diversifying assets. Olin also shares insights on family dynamics and how different individuals have varying financial perspectives. He discusses his target net worth and the balance between distributing profits and reinvesting in the business. Olin highlights the role of travel as a luxury and the enjoyment he derives from helping clients and employees succeed. He concludes with advice for those starting their financial journey: start early, invest in index funds, and avoid overthinking.

Sponsored by:

Indeed.com/unveiled

Shopify.com/unveiled

Summary

Tom is 59 years old and has a net worth of $4.0 million. He shares his journey from being an engineer in the Navy to becoming an entrepreneur and investor. He discusses his investment portfolio, which is split between real estate and stocks. Tom emphasizes the importance of investing in oneself and continuously learning and growing. He also talks about the shift in his mindset from focusing on making money to making an impact. Tom shares valuable lessons he learned throughout his career and offers advice for those just starting their journey.

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