If you’re thinking about tapping into your home’s equity with a HELOC, or home equity line of credit, there are some things you should know. Some of the best strategies, tips, and tricks around using a HELOC are not well known.

On today’s show, I’m going to walk you through some of the hidden secrets you should know in order to successfully utilize a HELOC. This is the kind of financial education from your banker or financial advisor, so click play to learn more!

Is it possible to invest in real estate with a bad credit score? What are the best financing options for investors without optimal credit? That's the first topic I'm answering on today's Q&A episode!

On this episode, I'm taking three of your great questions on credit scores, selling rental properties, and using home equity to but assets. Click play to hear my answers to your questions!

A whopping 55% of Americans claim they're behind on their retirement savings.Every year, unfortunate statistics just like this are released. And it just seems to be getting worse. It’s clear that Americans are ill-equipped for retirement. But why does no one talk about the root cause?

On this episode of Investing in Real Estate, we're going to unpack five pervasive lies you've been told about retirement. It's time to take back control and build a retirement plan on your terms.

What does a young (or new) investor need to know about getting started in real estate investing? What are the best resources to build your financial intelligence? That's the first question I'm answering on today's show!

On this Q&A episode of Investing in Real Estate, I'm answering three of your questions. We'll cover topics like getting started investing with no money, how to invest with your life insurance policy, and how to invest in the US from Canada. Click play to hear my answers to your real estate questions!

There's a huge misconception about passive income. Passive income isn’t actually passive, especially when it comes to real estate investing. On this episode of Investing in Real Estate, we're diving into this real estate myth.

You're going to learn an important distinction between passive and active income, and why passive income requires your time and attention. We'll talk about your critical role as a real estate investor, why investing is like tending to a garden, and so much more!

When you purchase a rental property, it's important to account for unexpected expenses. How much should you set aside for repairs? That's the first question I'm tackling on today's Q&A episode!

On today's show, I'm taking three listener questions on setting aside funds for repairs, how to decide if you should pursue private money, and ways to get started in real estate if you don't have a down payment. Tune into this episode of Investing in Real Estate to hear my input on your investing questions!

I always like to say that getting the first property is the hardest, and I do think that’s true. When you’ve never done something before, the first step is usually the hardest. If you’ve got one or two properties under your belt, you probably feel pretty accomplished—as you should! But it's important to keep that momentum going, and use it to keep growing your portfolio.

On this episode of Investing in Real Estate, I’m going to walk you through some specific action steps you can take to make sure you’re continually growing your portfolio. You're going to hear six tangible things you can do to ensure you're on track for your goals this year and beyond. Click play to learn more about growing your rental portfolio!

Today's first caller has $10k in reserves. What's the best way to get started investing with that amount of capital? On today's show, I'm answering this question, and more!

This Q&A edition of Investing in Real Estate features three great listener questions on getting started investing with $10k, how to stay focused when your goal is to build wealth, and how to nurture your portfolio by weeding out underperforming assets. Click play to hear my answers to your investing questions!

Real estate is the number one way to build wealth. But if you don't know what you're doing, investing in real estate can be a quick way to lose money as well. One of the fastest ways to destroy your investing experience and deplete your resources is by purchasing a cash flow negative rental property.

On this episode of Investing in Real Estate, I'm sharing the major risks of buying a cash flow negative rental property and what to consider when you're running the numbers on a rental property. You'll learn about cash flow, what to look for in a deal, and how to avoid falling into a negative cash flow trap.

Is it possible to get a home equity line of credit on a rental property? If so, what's the best way to find and utilize a HELOC? That's the first question I'm answering on today's Q&A episode!

This episode of Investing in Real Estate features three listener questions on topics like finding a HELOC, how to start investing with bad credit, and how to learn more about using VA financing to buy rental properties. As always, I appreciate your questions and I hope you find my answers helpful on your investing journey.

Investors are being told that if they want to get into the rental real estate business, they should buy a rental property above the appraised value. There are companies out there preying on investors by selling properties at a premium, retaining a percentage ownership, and charging for coaching or membership. This is a horrible idea, and on this episode I'm going to tell you why.

On this episode of Investing in Real Estate, you're going to learn why you should never buy a rental property above the appraised value. I'll also share some red flags to look for when you're teaming up with a real estate company. Click play to hear my thoughts!

Can investing in assisted living properties be profitable? And if so, what are some things to consider before buying senior housing? That's the first question I'm answering on today's show!

This episode of Investing in Real Estate features three great listener questions on investing in assisted living properties, using private money to buy new construction rental properties, and how to pair a self-directed IRA with a non-recourse loan. Click play to hear my answers to your questions!

Investing in real estate is the number one way to build wealth. But like any investment, it doesn't come without risks. On today's show, we're going to cover the top real estate investing risks.

You're going to learn about important risks you need to be aware of, including tenant turnover, lack of liquidity, and more. More importantly, you're going to hear about exact strategies you can use to mitigate your risk and create a long-term real estate strategy. Click play to learn more about real estate investing risks!

Is it a good idea to withdraw from your 401k plan in order to make a down payment on a rental property? That's the first question I'll be answering on this edition of Q&A Monday! Every Monday, I'm answering three of your engaging questions on the podcast.

This episode covers topics like 401k withdrawal, full-service real estate pricing, and zoning issues. I hope today's show answers your burning questions. Join me for this encore episode of Investing in Real Estate!

Using retirement funds to buy real estate is a popular way to invest. Can you use annuity funds to buy rental properties? That's the first question I'm answering on this Q&A episode!

On this episode of Investing in Real Estate, I'm taking three of your intelligent real estate questions. We're going to talk about buying real estate with annuity funds, fitting refinancing rental properties into a long-term strategy, and the logistics of investing in real estate notes from overseas. Press play to hear my answers to your questions!

A 1031 exchange is a tax-deferral tool that real estate investors can use to build wealth, save on taxes, and expand their portfolio. This strategy is applicable to any investor who wants to sell an existing property, and trade up for higher cash flow. Essentially, a 1031 allows you to sell a real estate property and then reinvest the funds in another property.

This can be a great investment strategy for investors for a multitude of reasons. On this episode of Investing in Real Estate, you're going to learn the five major benefits of a 1031 exchange! Click play to learn more about the amazing benefits of this tax strategy.

As you might know, business banking has different standards than personal lending. Today's first caller asked, "what's the best way to get funding within an LLC? That's the first question I'm answering on this Q&A episode!

Today's episode covers three of your great questions on getting funding in an LLC, buying turnkey rentals out of state, and using a VA loan to buy rental properties. Click play to hear my answers to your questions on this episode of Investing in Real Estate!

If you’re thinking about selling off one of your rental properties, you should be aware that doing so can leave you with a massive tax bill, thanks to capital gains taxes. If you sell an asset for more than you purchased it, the government collects a tax on that gain, which can be upwards of thousands of dollars. But with a 1031 exchange, you can buy a new property and defer those taxes entirely!

So today, we’re going to dive deep into what a 1031 exchange is, how it works, and how you can find out if this strategy is a good fit for you. Click play to learn more about how you can save money with a 1031 exchange.

Today's first caller wants to set up a self-directed IRA to buy real estate. What's the difference between Roth and traditional IRAs? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate!

On this episode, I'm answering your great questions on types of IRAs for investors, the best way to utilize $35k in cash, and strategies for buying new assets without taking on additional mortgages. Tune into this episode to hear my answers to your best investing questions!

In my real estate investing career, I’ve learned that one of the biggest tools you can use to leverage your time and energy is a great property management team.But I also know that finding a company that is a good fit is easier said than done.

On today's show, I’m going to share all of my best secrets on property management. We’re going to talk about hiring the right company, what your role is when you’re overseeing a company, questions to ask, red flags, how to build a strong relationship, and so much more!

Today's first caller asked a popular question. If you're looking to move out of your primary residence, is it a good idea to rent it out? Or is it better to cut ties completely and sell the property? On this Q&A episode, I'm giving my take on this common dilemma!

This episode feature three of your great real estate questions. We're going to cover topics like renting out your primary home, using gold and silver to buy real estate, and what to consider about buying real estate in this economy. Click play to hear my answers to your real estate questions!

In a perfect world, your rental property would be rented out 12 months a year. But unfortunately, that's not always the case. You might have a vacancy for a few months after a tenant moves out or when you buy a new property.

On today's show, I'm sharing my six best tips for dealing with vacancies in your rental properties. We'll cover exactly what a vacancy is and what to expect as a landlord. We'll discuss setting realistic expectations, plus strategies for ensuring your property gets filled with a great tenant. I hope you enjoy this episode of Investing in Real Estate!

What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A!

On this episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller amount of money, and how much you should save for reserves on a rental property. Click play to hear my answers to your best investing questions!

Retirement is a phase in life that many people look forward to. But on the other side of the coin, the idea of retirement can be encompassed by fear. For those who rely on outdated, traditional retirement vehicles like the 401k, the fear of running out of retirement funds is valid.

On this episode of Investing in Real Estate, we're going to talk about the truth about retirement. You're going to learn about the main problems with traditional retirement methods, why the 401k will fail you, and what you should do instead to build a comfortable retirement, without fear.

If you’re an unexperienced real estate investor, are short on time, or you’re planning on investing out of state, one of the best things you can do is work with a proven team that can help you reach your goals. At Morris Invest, our full-service approach to real estate helps investors set clear goals, buy high performing rental properties in the best rental markets, and create financial freedom.

We walk our investors though the entire process from start to finish and beyond.. but what exactly does that look like? Today I’m going to pull back the curtain a bit and share some of the major benefits of working with a full-service team like ours. You’re going to learn how our programs help our investors save time, money, and have the most passive experience possible.

As we reach the halfway point of the year, we're facing high inflation and an unstable economy. Would it be a good idea to wait to invest? That's the first question I'm answering on today's show!

This Q&A edition of Investing in Real Estate features three of your excellent questions. We're covering topics like timing the market, investing in real estate notes, and how to get started as a beginner. Click play to hear my answers to your best investing questions!

It's true that interest rates have risen quite a bit in the past few years, and I know this is off-putting to many investors. However, interest rates may not be the sole determining factor when evaluating investment opportunities. By focusing on other essential elements, we can identify lucrative prospects and maximize returns.

On this episode of Investing in Real Estate, you're going to learn five main reasons why higher interest rates alone are not a reason to postpone your investments.

If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails!

This Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience, and offering resources you can use on your unique real estate journey. Click play to hear my answers to your questions!

Should you put your rental properties in an LLC? This is a very common question in the world of real estate investing. Here's the quick answer: it depends! There is no one-size-fits all approach to real estate investing, and today we're going to talk about some of those nuances.

On this episode of Investing in Real Estate, we're diving deep into the world of LLCs for real estate. I'll share why most professionals advise investing in an LLC, but also discuss some exceptions to the rule. If you've ever wondered about putting your rental properties into an LLC, this episode is for you!

Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on today's show!

This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate finances during retirement. Tune in to hear my answers to your real estate questions!

You already know that real estate investing is the number one way to build wealth.. but it's hard to know how to get started. Especially if you don't already live in one of America's strongest rental markets, buying rental properties can be really overwhelming and time-intensive.

On today's show, we're going to talk about how to take back control of your most valuable resource: time. We're also going to discuss how this ties into retirement planning, and how to get the most bang for your buck without sacrificing your time.

If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k!

I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful questions. Click play to hear my answers to your questions on today's episode of Investing in Real Estate!

Today we're going to discuss how to approach your investment strategy from a long-term perspective.One question we hear a lot at our company is "should I use my savings and buy a property outright, or make a down payment and use financing?"

We always encourage our investors to keep some of their cash reserves. While I understand the appeal of unloading your savings on one property for quick cash flow, I'd like to encourage you to think about things from a different perspective. Here's why: if your goal is to reach your Freedom Number and build long-term wealth, you're going to need some tools to help you get there. And leverage is a great tool.

Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics.

We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting up LLCs for real estate investing. Click play to hear my answers to your thoughtful questions!

On our Q&A episodes, I answer three of your questions every week. A few weeks ago, I got a voicemail from an eleven-year old listener who asked how I teach my own kids about financial intelligence. I thought this was an amazing question, and the more I thought about it, the more I wanted to elaborate.

Today I'm going to reiterate what I told Drew, but also go a little deeper into some specific strategies you, as a parent, can use to teach your children financial intelligence.

Does it make sense to contribute to a retirement account like a self-directed IRA after age 59½? And if so, how soon can you withdraw the cash flow from your rental properties inside of that account? That's the first question I'm answering on today's show!

On this episode of Investing in Real Estate, I'm answering three listener questions about withdrawing from a self-directed IRA, how to find a HELOC for an investment property, and how to decide what type of property you should add to your portfolio. Please join me for this encore episode!

If you're thinking about getting started in the real estate industry, chances are you're considering a lot of options. One popular real estate strategy is flipping houses. Is flipping houses a good investment strategy? That's the first question I'm answering on today's Q&A episode!

On this episode of Investing in Real Estate, I'm answering three of your great questions about flipping, offsetting tax liability after a 401k withdrawal, and options for getting started investing with $25k. Click play to hear my answers to your questions!

Is it safe to purchase real estate investments out of state? Should you be worried about what could go wrong? What should you consider before purchasing a property so far away? These are really common questions, so let's talk about the truth.

Many investors are initially hesitant about purchasing a property outside of their home state, but as long as you’ve got a few things covered, your business can run seamlessly. On this episode of Investing in Real Estate, we're going to discuss investing out of state, getting to the root of your fears, and so much more!

When I wrote my book How to Pay Off Your Mortgage in 5 Years, mortgage rates were at a historical low. Since rates have risen in the past year or two, does it still make sense to use a HELOC to pay off the mortgage on your primary home? That's the first question I'm answering on today's show!

This Q&A episode features three listener questions on paying off your mortgage, returns on our done-for-you rental properties, and how to find a lender willing to lend on investment properties. Click play to hear my answers to your real estate investing questions!

Ask Me a Question at morrisinvest.com/clayton!

Making an investment can bring up a lot of questions and concerns. But there’s a major difference between doing your due diligence and getting caught up in analysis paralysis.

On today's show, we're going to talk about analysis paralysis, including what it is, and how to know if you're caught in this cycle. You're going to learn four tips for overcoming analysis paralysis so you can move forward with your investing goals.

What does it take to become a Section 8 Landlord? Do you have to get pre-approved? And if so, what does the process look like? That's the first question I'm answering on this Q&A episode!

On today's show, I'm taking three of your great questions on Section 8 rentals, how to get funding to grow your portfolio, and how to buy gold and silver. I'll also cover topics like diversifying your portfolio, signs of a recession, and why now is a great time to buy tangible assets. Click play to learn more!

If you've ever listened to traditional investing advice, met with a financial advisor, or even started a new job, you've probably been persuaded into the merits of stocks or stock-based retirement plans like the 401k. Today, I want to unpack the paradigm of building wealth through stocks and provide an alternative method for investing: the self-directed IRA.

On this episode of Investing in Real Estate, I'm going to share five major drawbacks of investing in stocks, and why a self-directed IRA, in my opinion, comes out on top every time. Click play to hear more about real estate investing vs. stocks!

Banks have been tightening their lending standards for a while now, and investors are finding it harder and harder to find lenders willing to give loans on rental properties. Today's first caller has contacted 30 banks to find a HELOC on an investment property, and still came up empty handed. What should his next move be? That's the first question I'm answering on this Q&A episode!

On this episode of Investing in Real Estate, I'm answering three of your questions on finding a HELOC for a rental property, how to decide if you should pay off mortgages, and the best way to tap into equity on a rental property. I'm also giving an update on the economy, the middle class, and what smart investors can do to protect themselves during this time.

What would it take for you to achieve financial freedom? On this episode, I'm going to walk you through how to run the numbers, step-by-step, from my Freedom Cheat Sheet.

Financial freedom is one of the core tenets of my real estate strategy, and today I want to unpack exactly what that means. Financial freedom can have many different definitions for different people, so let’s talk about what it is and how you can achieve it. Get ready to take some notes and let's define what financial freedom means for you.

What can be done with an old 401k? Is there any way to use it to invest in real estate? That's the first question I'm answering on today's show!

On this episode of Investing in Real Estate, we're going to talk about the future of the US dollar and how it relates to real estate investing. Then I'll answer three of your great questions about investing with an old 401k, UBIT taxes for self-directed IRAs, and how to make a return on investment if you don't have enough funds to buy a rental property.

There's been an enormous change in the real estate market over the last year. Commercial real estate is collapsing. Here to shed light on how this happened is real estate legend, Ken McElroy.

Ken McElroy is a long time real estate investor, author, and Rich Dad Advisor. Today, he's back on this episode of Investing in Real Estate to unpack exactly what's going on in the real estate market and his predictions for the future. Click play to hear this incredible interview with Ken McElroy!

Can you be too old to start investing in real estate? Spoiler alert: no. You're never too old to invest. On today's show, I'm going to share the main reasons why it's never too late to build wealth through real estate investing.

We're going to dive into a few main reasons why you might think it's too late to invest, and explore some solutions. I'm also sharing actionable steps for getting started in real estate, no matter your age. Click play to hear why you're never too old to start investing in real estate!

There's not one clear, defined path to building wealth. When faced with a decision, you should always analyze your entire financial snapshot, including your Freedom Number. Today I'm sharing how you can assess whether or not to sell a rental property—and more!

On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on deciding what to do with a paid off property, options for non-recourse financing, and how to find wholesaling leads. Press play to hear my answers to your questions!

There are many incredible benefits to owning rental real estate, including the unmatched tax incentives. In fact, tax savings may be the number one reason to invest in real estate. On today's show, we're going to dive into six specific ways that real estate investors can save on taxes through investing in rental properties.

On this episode of Investing in Real Estate, we're going to discuss some of the best tax benefits of investing, including depreciation, mortgage interest deductions, and much more. I consider this episode the ultimate guide to real estate taxes, so get ready to take some notes!