Explorez tous les épisodes du podcast Investing for Americans Abroad and U.S. Expats | Gimme Some Truth for Expats

Moving to Europe? Before you pack your bags, make sure your finances are ready.

In this episode of Gimme Some Truth, Nate, Stan, and Syl break down the most common — and costly — financial mistakes Americans make when moving abroad. From mishandling US retirement accounts to holding the wrong investments in a foreign country, these errors can cost you thousands in unnecessary taxes and penalties.

Whether you're planning a move to France, Germany, the Netherlands, or anywhere in the EU, this video covers what you need to know about 529 plans, IRAs, 401(k)s, TSP rollovers, tax treaties, and building a portable investment portfolio.

🔑 Key topics covered:

— Why you need to talk to a financial advisor BEFORE you move

— How 529 plans and custodial accounts create problems overseas

— IRA and 401(k) rollover strategies for expats

— Country-by-country tax rules across Europe

— The TSP rollover trap (and the major tax savings opportunity most people miss)

— How to choose the right advisor for an international move

📌 Chapters:

• 0:00 – Introduction & Overview
• 0:27 – Why Timing Matters: Contact an Advisor Before You Move
• 1:32 – Three Categories of Common Mistakes
• 2:27 – US-Specific Account Structures: 529 Plans & Custodial Accounts
• 5:34 – Why 529 Plans Are a Problem in Europe
• 7:47 – IRAs, 401(k)s & Retirement Account Rollovers
• 9:27 – Country-by-Country Tax Rules in Europe
• 11:14 – Tax Treaties & Government Pension Plans
• 14:39 – The TSP Rollover Trap: A Major Tax Savings Opportunity
• 16:31 – Investment Holdings & Portability of Portfolios
• 18:03 – Choosing the Right Advisor for International Moves
• 20:23 – Disclaimers

📩 Thinking about moving abroad? Reach out to Walkner Condon for guidance on your specific situation.

#MovingToEurope #AmericanExpat #ExpatFinance #ExpatTaxes #401k #IRA #TSP #529Plan #InternationalTax #FinancialPlanning #ExpatLife #movingabroad

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth- @usexpatinvesting and @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

Thinking about moving to France or buying French real estate? In this episode of Gimme Some Truth, we talk with Philippe Henky from Squair Law, a French tax attorney with over 10 years of experience advising U.S. nationals on French tax law, estate planning, and cross-border real estate transactions.

Philippe walks through the biggest financial and legal pitfalls Americans face when relocating to France — from inheritance taxes that can reach 45–60% to forced heirship rules that may override your U.S. estate plan. We cover practical strategies like usufruct (division of ownership), how to structure property purchases (share deal vs. asset deal), and why the difference between a holiday home and a primary residence matters more than you think.

We also unpack a common source of confusion: the U.S.–France income tax treaty vs. the estate tax treaty, and why mixing them up can be costly. Plus, Philippe explains how French law treats U.S. trusts (spoiler: not the way you'd expect) and why you should always get your own notary and attorney when buying property in France.

Whether you're planning a permanent move, purchasing a vacation home, or just exploring your options, this episode gives you the framework to make smarter decisions — ideally before you sign anything.

Key topics covered:

• French inheritance tax rates (45–60%) and how to reduce your exposure
• Usufruct and division of ownership strategies
• Do Americans need a French will? Understanding forced heirship rules
• Electing U.S. law in a French will
• U.S.– France income tax treaty vs. estate tax treaty
• How trusts are taxed under French law
• Buying property in France: holiday home vs. primary residence structuring
• Share deal vs. asset deal when acquiring French real estate
• Why you must plan before you buy
• Choosing your own notary and legal counsel

📩 Contact Philippe Henky at Squair Law: https://www.squairlaw.com/en

Timestamps:

0:00 – Introduction & Philippe's background

2:27 – French inheritance tax overview (rates up to 45–60%)

3:15 – Usufruct/division of ownership strategy

4:23 – Income tax vs. inheritance tax in France

5:26 – Do you need a French will? Forced heirship rules

7:33 – Electing U.S. law in your French will

16:12 – U.S.–France income tax treaty vs. estate tax treaty

17:40 – How trusts are taxed in France

19:21 – Real estate: planning before you buy

20:09 – Holiday home vs. primary residence structuring

21:47 – Share deals vs. asset deals for French property

23:04 – Always get your own notary and counsel

23:57 – Closing thoughts & key takeaways

🌐 Learn More About Walkner Condon Financial Advisors:Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

Join hosts Syl Michelin, CFA and Clint Walkner as they break down the key market themes from Q1 2026. In this episode, Syl and Clint cut through the headlines to focus on what the market is actually telling investors — covering geopolitical tensions, energy prices, AI infrastructure spending, the SaaS selloff, crypto, gold, bonds, and international stocks. From the 10% market correction to the value vs. growth repricing, they analyze what matters most for your portfolio in 2026.

Whether you're evaluating US mega cap tech valuations after the selloff, considering international diversification, or wondering if bonds deserve a place in your portfolio, this episode delivers data-driven market analysis you can act on.

Topics covered: Q1 2026 market recap, geopolitical risk and market corrections, oil prices in historical context, AI energy demand and infrastructure, SaaS creative destruction, value vs. growth investing, crypto and gold performance, market timing pitfalls, bond investing in 2026, international stocks vs. US stocks, non-USD diversification strategies.

📌 Chapters:

0:00 – Introduction & Q1 2026 Market Overview

0:29 – Disconnect Between Headlines & Market Reality

1:27 – Geopolitical Tensions & the 10% Market Correction

2:35 – Oil Prices in Historical Context

3:55 – AI Infrastructure & the Energy Demand Problem

7:20 – The SaaS Apocalypse & Creative Destruction

9:55 – Value vs. Growth Repricing in Q1 2026

10:40 – US Mega Cap Tech Valuations After the Selloff

11:10 – Crypto & Gold Selloff Explained

13:54 – Why Timing the Market Around Events Fails

16:34 – International Stocks vs. US Stocks

17:57 – The Case for Bonds in 2026

18:54 – International Bonds & Non-USD Diversification

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth- @usexpatinvesting and @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

🇵🇹 Portugal just made two major moves in one week — and if you're pursuing residency, a Golden Visa, NHR 2.0 tax status, or citizenship, you need to hear this.

On March 31, Portugal's tax authority released pending decisions on NHR 2.0 (the successor to the Non-Habitual Resident regime), approving applications across the board. On April 1, parliament voted on a nationality reform bill that could move citizenship eligibility from 5 years to 10 years — and reset the clock to your first residence card, not your Golden Visa approval date.

Returning guest Zeev from Fresh Portugal helps break down exactly what happened, what it means, and what to do next.

In this episode:

- 📋 NHR 2.0 approvals explained — what the merit-based structure actually requires

- 💼 How foreign-sourced income exemptions work under NHR 2.0 (startup roles, certified economic activity)

- 🗳️ What parliament voted on and how it affects Golden Visa cohorts from 2021–2024

- ⏳ Why processing delays happened and whether they're improving

- ✅ Key takeaways for anyone planning a Portugal move in 2026

⚠️ Important: Portugal's rules are changing fast. Always work with qualified professionals before making decisions.

🔗 Chapters

00:00 Portugal Updates Intro

01:14 NHR 2.0 Decisions Drop

04:26 How NHR 2.0 Works

07:46 Nationality Reform Vote

10:07 Stan Reacts and Impacts

14:13 Processing Delays and Causes

18:28 What Changes Long Term

21:30 Wrap Up and Key Takeaway

Learn more about Fresh Portugal at https://freshportugal.com

Read the blog - https://usexpatinvesting.com/blog/portugals-nhr-2-0-a-guide-for-u-s-expats-to-the-new-tisri-tax-incentives/

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth- @usexpatinvesting and @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, we are thrilled to introduce the newest member of our team, Felipe Quaassdorff. Joining Stan Farmer, Felipe brings a powerhouse of international experience—moving from Chile to the U.S. and earning his CFA charter along the way.Being an expat isn't just a career path for Felipe; it’s a lived experience. We discuss the hurdles of starting from scratch in a new country, the nuances of cross-border wealth management, and how a deep background in equity research and fixed income creates a massive advantage for our clients.What you’ll learn in this episode:- The Expat Journey: The personal and professional challenges of relocating internationally.- CFA + CFP Power: Why combining investment rigors with holistic planning is the gold standard.- Global Markets: How interest rates impact equity valuations and what that means for your portfolio in 2026.- The Tech Edge: A sneak peek at how we use AI tools like Notebook LM to better serve our community.Whether you are an American living abroad or a foreign national moving to the States, understanding the intersection of global markets and personal finance is key to your success.🕒 Chapters:00:00 Welcome and Introductions00:34 Building the Expat Team01:53 Felipe’s Journey to Finance04:34 Moving to the US05:30 CFA Meets CFP08:01 Life as an Expat09:29 Fixed Income Trading Desk11:34 Rates and Client Portfolios13:21 Equity Valuation and Rates14:22 AI Tools at the Firm15:27 Closing Banter#ExpatFinance #FinancialAdvisor #CFA #CFP #InternationalInvesting #WealthManagement #CrossBorder #ChileToUSA #FixedIncome #InterestRates #GimmeSomeTruth #NotebookLMWelcome Felipe to the team! Have a question about expat taxes or international portfolio management? Drop it below or book a discovery call here: www.usexpatinvesting.com.SUBSCRIBE: @usexpatinvestingFor more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatingvesting

Moving to Japan as an American? The "Land of the Rising Sun" offers incredible culture and lifestyle, but for US citizens, it also brings a web of financial and tax complexities. In this episode of Gimme Some Truth, we break down exactly what you need to know to protect your wealth and stay compliant.In this video, we cover:- The 5-Year "Grace Period": How Japan’s Non-Permanent Resident regime works (and why your first 5 years are tax-friendly).- The Global Tax Shift: What happens on year 6 when your worldwide income becomes taxable in Japan.- The Exit Tax: Why leaving Japan with assets over 100 million yen (~$600,000) could trigger a massive tax bill.- Investment Roadblocks: Why many US platforms (like Vanguard or Schwab) may limit your account once you move.- Inheritance & Gift Taxes: Japan’s unique "Forced Heirship" rules vs. US testamentary freedom.Strategic planning is critical. Whether you are a corporate expat or moving long-term, understanding the interplay between US and Japanese tax laws can save you thousands.📖 RESOURCES & LINKSFull Written Guide: Visit www.usexpatinvesting.com (Available later this year!)Subscribe for more Expat Finance Tips:  @usexpatinvesting  ⏱️ CHAPTERS0:00 Intro: Moving to Japan1:30 Japan’s 5-Year Non-Permanent Resident Rule4:15 Transitioning to Worldwide Taxation (Year 6+)7:00 Investment Challenges for US Citizens Abroad9:45 Japan’s Exit Tax & The 100M Yen Threshold12:30 Inheritance, Gifts, and Forced Heirship15:00 Final Checklist & Strategic Planning#JapanExpat #MovingToJapan #ExpatFinance #USExpats #TaxPlanning #InternationalTax #JapanLife #FinancialPlanningAre you planning a move or already living abroad? Our team specializes in cross-border wealth management. www.usexpatinvesting.comFor more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatingvesting

Most American investors don't realize that their brokerage relationship often "breaks" the moment they move overseas. In this episode of Gimme Some Truth, we discuss why U.S. retail brokerages are closing expat accounts and how to choose the right custodian before you relocate.From FATCA compliance to the "liquidation-only" trap, we break down the complexities of being a U.S. person living abroad. We also expose the dangers of using a "fake" U.S. address (like a relative's house) and why that strategy can lead to massive tax and legal headaches.What You’ll Learn:- The FATCA Factor: Why foreign banks don't want U.S. clients and why U.S. banks don't want foreign addresses.- Account Freezes: Why your brokerage might give you a 30-day notice to move your assets.- The "Address Trap": The risks of using PO Boxes or family addresses to keep your account open.- Retail vs. Institutional: Why advisor-sponsored platforms often have broader international capabilities than standard retail accounts.- Country-Specific Rules: Why the "best" brokerage for an expat in Germany might be different than one in Japan.

https://usexpatinvesting.com/blog/what-is-the-best-brokerage-for-expats/Timestamps:0:00 Welcome: The Expat Investing Crisis0:45 Why your current brokerage might not work abroad2:09 FATCA Explained: The pressure on expat banking3:40 Why there is no "one-size-fits-all" solution4:39 The Dangers of "Fake" U.S. Addresses6:31 Essential planning steps BEFORE you move8:47 Retail vs. Advisor-Led Institutional Accounts11:21 Why brokerages "kick out" international clients13:22 How to be proactive with your expat wealth14:24 Disclosures & Wrap UpRead the corresponding blog for more details: Are you planning a move or already living abroad? Our team specializes in cross-border wealth management. www.usexpatinvesting.com#ExpatInvesting #USExpats #FATCA #FinancialPlanning #MovingAbroad #CrossBorderWealth #BrokerageAccountsSUBSCRIBE: @usexpatinvestingFor more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatingvesting

Kevin Warsh has been nominated as the next Federal Reserve Chair for 2026. What does this leadership shift mean for your wallet? In this episode of Gimme Some Truth, we analyze the Warsh nomination and its immediate impact on monetary policy, interest rates, and the global markets.As Jerome Powell prepares to hand over the gavel, Kevin Warsh brings a distinct philosophy to the FOMC—balancing a "hawkish" view on the Fed’s balance sheet with a unique perspective on AI-driven productivity. We dive deep into whether this marks a regime change for inflation targets and how investors should position their portfolios for the "Warsh Era."🔍 Key Insights in This Episode:- The Warsh Philosophy: Why his stance on Quantitative Easing (QE) differs from his predecessors.- The AI Factor: How Warsh views AI productivity as a tool to combat inflation.- The Powell Transition: Will Jerome Powell remain on the Fed Board of Governors?- 2026 Rate Outlook: Predictions for interest rate cuts or hikes under new leadership.- Portfolio Strategy: How to trade gold, the US Dollar, and commodities during this transition.📊 Investment Strategy:Is it time to rotate out of growth or double down on commodities? Our team discuss the "Warsh Pivot" and what it means for Federal Reserve independence in 2026 and beyond.Read the blog - https://usexpatinvesting.com/blog/kevin-warsh-federal-reserve-independence-and-the-future-of-the-u-s-dollar/ #KevinWarsh #FederalReserve #InterestRates #Inflation2026 #StockMarketNews #InvestingStrategy #FedChair #JeromePowell⏱️ Timestamps:0:00 - Introduction: The New Fed Chair0:45 - Kevin Warsh Nomination: Why Now?3:15 - The Confirmation Process & Market Volatility6:00 - Warsh on QE & The Fed’s Balance Sheet10:30 - The Dual Mandate: Shifting Focus?16:45 - The Jerome Powell "Board Member" Question22:30 - Quantitative Tightening (QT) Challenges29:00 - AI Productivity: The Secret to Low Inflation?39:00 - Portfolio Moves: Should You Sell or Hold?46:00 - History Lesson: From Jekyll Island to 2026SUBSCRIBE: @walknercondon For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/kevin-warsh-federal-reserve-independence-and-the-future-of-the-u-s-dollar/Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

In this episode of Gimme Some Truth, the Nate and Clint discuss the 2026 Market Outlook, Walkner Condon’s annual market outlook publication, and the key themes shaping the year ahead.

Read the 2026 Market Outlook here: ⁠https://walknercondon.com/market-outlook-guide-2026/ ⁠

The conversation explores insights from the 2026 Market Outlook, including diversification, concentration risk, taxation, and the evolving role of artificial intelligence in financial markets. Listeners are encouraged to evaluate their portfolios against these factors and consider how emerging risks and uncertainties may impact long-term strategy.

This episode offers context around the thinking behind Walkner Condon’s 2026 Market Outlook and how investors can use it as a framework for navigating changing market conditions.

00:00 Introduction and Early-Year Market Reflections

00:33 Market Sentiment and Recent Financial Developments

01:36 2026 Market Outlook Overview

01:54 Building the 2026 Market Outlook Guide

04:13 Key Themes: Diversification, Risk, and Taxation

06:25 AI and Market Implications

11:43 Preparing Portfolios for Market Uncertainty

14:16 Conclusion and Invitation for Feedback

For more on this topic and others check out the blog on our website: ⁠https://walknercondon.com/blog/ ⁠

Visit our website for more financial planning resources and educational information: ⁠https://www.walknercondon.com⁠

————————————————

ADD US ON:

LinkedIn: ⁠https://linkedin.com/company/walkner-condon-financial-advisors-llc ⁠

Facebook: ⁠https://facebook.com/walknercondon

Portugal’s NHR 2.0 tax regime is changing the landscape for expats—and especially Americans—looking to relocate, invest, or build businesses abroad. In this episode of Gimme Some Truth, hosts Nate Condon and Stan sit down with Zeev Fisher, founder of Fresh Portugal, to break down what the new Non-Habitual Resident (NHR 2.0) program really means.

We explore the history and evolution of Portugal’s NHR program, how the updated version impacts foreign residents, and what expats need to know about tax benefits, immigration strategy, and compliance. Zeev shares real-world insights from working with international clients, including American expats, entrepreneurs, and digital professionals navigating Portugal’s legal and tax systems.

This conversation also dives into:

-The pros and cons of NHR 2.0

-Common mistakes expats make when moving to Portugal

-How Portugal is becoming a European tech and startup hub

-Cultural adaptation and lifestyle considerations

-Practical advice for tax planning, residency, and long-term relocation

Whether you’re considering moving to Portugal, optimizing your international tax strategy, or exploring opportunities in Europe, this episode delivers expert guidance and actionable insights.

Learn more about Fresh Portugal at https://freshportugal.com

⏱️ Timestamps

00:00 Introduction & Guest Overview

00:26 Discovering Fresh Portugal

01:03 What Is Portugal’s NHR 2.0?

02:09 How Fresh Portugal Helps Expats

05:22 Challenges of Relocating to Portugal

07:57 Deep Dive Into NHR 2.0

10:28 Cultural Differences & Integration

13:30 NHR 2.0: Implementation & Real Impact

23:03 Portugal’s Startup & Tech Opportunities

28:05 Final Thoughts & What’s Next

Read the blog -

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

Instagram: https://www.instagram.com/walknercondon/

#PortugalNHR #NHR2 #MoveToPortugal #PortugalExpat #PortugalTaxes #AmericanExpats #TaxPlanning #PortugalResidency #DigitalNomadPortugal #GimmeSomeTruth

In this episode of Gimme Some Truth, Nate, Andrew, and Clint take a deep dive into the rapidly growing world of prediction markets—a space sitting at the intersection of investing, betting, and financial innovation.

We explore how prediction markets first emerged from political forecasting and academic research, how companies like Kalshi and Polymarket are shaping the U.S. landscape, and what the regulatory environment looks like today.

The conversation also covers how prediction markets actually work, their impact on sports betting and investment portfolios, and whether they could eventually disrupt traditional gambling platforms and investment products.

From potential returns and real-world use cases to risks, volatility, and long-term outlook, this episode breaks down everything investors need to know about this evolving asset class.

Timestamps:

00:00 — Introduction to Prediction Markets

00:36 — Origins in Politics & Academia

01:49 — U.S. Regulation & Emerging Companies

03:51 — Evolution & Future of Prediction Markets

09:06 — Are Prediction Markets Investing or Gambling?

11:16 — Key Risks & Considerations

13:30 — Final Thoughts & Takeaways

Read the blog - https://walknercondon.com/blog/how-prediction-markets-could-disrupt-gambling-sports-betting-and-traditional-investing/

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

Instagram: https://www.instagram.com/walknercondon/

Twitter/X: https://twitter.com/walknercondon

In this episode of Gimme Some Truth, Clint, Keith, and Nate take a deep dive into one of the most debated topics in finance today: investment bubbles. From historical manias to the modern AI boom, this episode unpacks how bubbles form, why they burst, and what investors should watch for in today’s elevated market environment.

We explore classic examples like Tulip Mania, the Dot-Com Bubble, and other notable periods of irrational market enthusiasm. The team also examines current concerns surrounding AI valuations, cryptocurrency speculation, and whether today's market dynamics mirror past bubbles.

You’ll learn:

What defines a financial bubble

How investor psychology, FOMO, and high valuations fuel unsustainable growth

Whether modern trends like AI and crypto show signs of bubble behavior

How bubbles can form even during strong economic conditions

Practical strategies for navigating “frothy” markets

Why diversification and discipline matter more than ever

Timestamps:

00:00 — Introduction to Investment Bubbles

00:37 — What Creates a Financial Bubble?

02:04 — Valuation Factors & Market Psychology

05:40 — Historical Bubbles: Tulip Mania

09:45 — Lessons from the Dot-Com Bubble

14:38 — Are Today’s AI & Crypto Trends Bubbles?

17:50 — Final Thoughts & Practical Investment Advice

If you’re trying to understand whether markets are overheated—or want tools to help you navigate volatility—this episode offers clear insights and grounded perspective.

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

Instagram: https://www.instagram.com/walknercondon/

Twitter/X: https://twitter.com/walknercondon

🌍 Thinking about investing internationally? In this episode of Gimme Some Truth, the Walkner Condon team breaks down American Depositary Receipts (ADRs) — what they are, how they work, and when they make sense for investors seeking global exposure.

Learn the benefits and risks of ADRs, plus discover alternative ways to invest internationally, from buying shares directly on foreign exchanges to managing portfolios across multiple currencies.

Our advisors also share insights into the unique challenges U.S. expats face when building global portfolios — including regulatory hurdles and custodial complexities — and how Walkner Condon provides tailored, client-focused solutions for international investors.

⏱️ Chapters & Key Topics

00:00 Introduction to ADRs

00:25 Understanding ADRs and Their Benefits

01:28 Challenges and Considerations with ADRs

05:17 Alternative Investment Options

09:13 Walkner Condon’s Unique Offerings

12:00 Conclusion and Final Thoughts

💡 What You’ll Learn

What are ADRs (American Depositary Receipts) and how do they work?

- The pros and cons of using ADRs for international investing

- How to diversify globally through direct foreign investments

- Key considerations for U.S. expat investors managing multi-currency portfolios

- How Walkner Condon’s global expertise supports international clients

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

Facebook: https://www.facebook.com/walknercondon

In this episode of Gimme Some Truth, hosts Clint Walkner, Stan Farmer, and Ian Beardsley are joined by Meb Faber, Chief Investment Officer of Cambria Investment Management, for an in-depth discussion on utilizing Section 351 to seed newly launching exchange-traded funds—a mechanism that can provide a tax-efficient approach to diversifying concentrated stock and ETF positions.

The conversation explores the mechanics, potential benefits, and use cases for these funds, and how they may fit into broader portfolio management and diversification strategies. Meb also shares his perspective on global investing themes, market observations, and future developments in the investment landscape.

🕒 Episode Chapters

00:00 – Introduction & Guest Overview

01:03 – Understanding Section 351 Funds

01:50 – Meb Faber’s Experience and Insights

03:45 – Use Cases and Fund Mechanics

06:21 – Diversification & Portfolio Structure

09:24 – Real-World Context & Applications

14:25 – Broader Market Perspectives

28:02 – Closing Thoughts & Disclaimers

🎙️ Connect with Meb Faber

Website (Cambria Investment Management): ⁠https://cambriafunds.com⁠

Podcast – The Meb Faber Show: ⁠https://mebfaber.com/podcast⁠

Twitter/X: ⁠https://twitter.com/MebFaber⁠

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: ⁠https://walknercondon.com⁠

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: ⁠https://usexpatinvesting.com⁠

📣 Connect with Us on Social Media:

LinkedIn: ⁠https://www.linkedin.com/company/walknercondon⁠

Facebook: ⁠https://www.facebook.com/walknercondon⁠

Instagram: ⁠https://www.instagram.com/walknercondon/

How does Epic's employee stock program work—and what do you need to know about taxes, loans, 83(b) elections, and long-term planning?

In this episode of Gimme Some Truth, financial professionals Clint Walkner, Alicia Vande Ven, CFP® (former Epic HR), and Mitch DeWitt, CFP®, break down the complexities of Epic employee stock, including vesting, tax implications, exit planning, and risk management. Whether you're an Epic employee, former staffer, or simply navigating equity compensation, this episode offers structured insight into managing your equity in 2025 and beyond.

Check out our new Epic Stock Financial Planning Guide

⁠www.walknercondon.com/epic⁠

🔎 Topics include:

Epic stock structure and evolution

Understanding 83(b) elections

Managing stock loans and risk

Using direct indexing and donor-advised funds

Planning for vesting, exit, and retirement

This content is for informational purposes only and not intended as tax or investment advice.

⏱️ Timestamps:

00:00 – Intro: What makes Epic stock unique

01:00 – Alicia’s background at Epic and initial exposure to equity

02:15 – How Epic’s stock plan has changed over time

04:30 – Why it's important to understand what you own

06:00 – Vesting, taxation, and the W-2 surprise

07:45 – 83(b) election explained: benefits and risks

10:30 – Exit planning: start early to expand your options

12:45 – When Epic stock becomes "real money"

14:10 – Investment strategy: what to consider before leaving

15:40 – Direct indexing for tax efficiency

17:00 – Donor-Advised Funds: grouping charitable giving

19:00 – Planning around fluctuating income and loan terms

21:15 – Why family and spouse income must be considered

23:00 – The role of personal goals in equity planning

24:30 – How to prepare for a financial planning meeting

Read our blog post on Donor-Advised Funds: ⁠https://walknercondon.com/blog/what-is-a-donor-advised-fund/⁠

Read our blog post on Direct Indexing: ⁠https://walknercondon.com/blog/introduction-to-direct-indexing/ ⁠

#EpicStock #EquityCompensation #83BElection #TaxPlanning2025 #DirectIndexing #DonorAdvisedFunds #GimmeSomeTruthPodcast #ExitPlanning #EmployeeStockPlans #EpicSystems

For more on this topic and others check out the blog on our website: ⁠https://walknercondon.com/blog/ ⁠

Visit our website for more financial planning resources and educational information: https://www.walknercondon.com

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In this episode of Gimme Some Truth, Clint, Nate, and Syl break down the Q3 market recap and share their Q4 stock market outlook. They discuss the continued strength of U.S. and international equities, the resilience of the economy despite tariffs and global challenges, and how potential Federal Reserve rate cuts may shape the months ahead.

They also dive into currency pressures, inflation trends, consumer spending, and real estate dynamics—plus the growing influence of AI and reshoring initiatives on the broader economy. Packed with insights for both experienced investors and new market participants, this episode is a must-listen for anyone navigating the final quarter of the year.

Key Topics Covered

Q3 Market Recap – Momentum in U.S. and international stocks

Global Market Trends – International equities and broader outlook

Economic Resilience – How the economy withstands tariffs and headwinds

Federal Reserve & Rates – Possible interest rate cuts and their impact

Inflation & Currency Shifts – Managing volatility in a changing market

Consumer Spending & Housing – Real estate trends shaping demand

Q4 Outlook – Key themes and expectations for the coming quarter

Episode Timestamps

00:00 – Introduction and Overview

00:37 – Q3 Market Recap

01:52 – International Stocks and Broader Market Trends

03:11 – Economic Resilience and Tariffs

05:19 – Federal Reserve Policies and Interest Rates

07:58 – Currency and Inflation Concerns

12:17 – Consumer Spending and Real Estate

14:18 – Q4 Outlook and Themes

19:22 – Conclusion and Final Thoughts

READ THE BLOG POST FOR MORE INFO:

https://usexpatinvesting.com/blog/2025-q3-investment-summary/

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

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🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

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In this episode of Gimme Some Truth, Nate, Mitch, and Stan discuss recent changes to Portugal’s Non-Habitual Residence (NHR) tax program and their impact on US expats.

They cover the origins and benefits of the NHR program, the implications of the US–Portugal tax treaty, and why a recent arbitration ruling confirmed that US citizens should not be taxed on capital gains in Portugal due to the treaty’s savings clause.

The conversation also includes practical guidance on working with accountants, understanding new tax rules, and preparing for life abroad. For Americans living in Portugal—or considering the move—this episode delivers essential insights into the evolving international tax landscape.

Timestamps

00:00 – Introduction to the Episode

00:30 – Understanding NHR: What It Is and Why It Matters

01:12 – The Rise and Fall of the Original NHR Program

01:38 – Tax Implications for US Expats in Portugal

03:26 – The Capital Gains Tax Controversy

07:58 – Recent Developments and Legal Challenges

10:23 – Practical Advice for Expats

17:57 – Conclusion and Final Thoughts

18:43 – Disclaimer and Additional Information

🔔 Subscribe for More Insights on Financial Planning, Investing, and Retirement:

👉 Subscribe to our channel and never miss an episode of Gimme Some Truth @walknercondon

🌐 Learn More About Walkner Condon Financial Advisors:

Visit: https://walknercondon.com

🌍 Are You a U.S. Expat?

We specialize in financial planning for Americans abroad:

Explore our dedicated expat site: https://usexpatinvesting.com

📣 Connect with Us on Social Media:

LinkedIn: https://www.linkedin.com/company/walknercondon

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In this episode of Gimme Some Truth, hosts Clint Walkner and Keith Poniewaz break down the fast-changing world of cryptocurrency and stablecoins, focusing on how the new GENIUS Act legislation affects expats and global investors.

We cover everything from the basics of crypto and stablecoins to their real-world applications, highlighting the benefits, challenges, and risks these digital assets bring. Learn how the GENIUS Act is reshaping cross-border transactions, what it means for international remittances, and the tax implications and regulatory concerns expats should prepare for.

Whether you’re an expat managing money abroad, a crypto-curious investor, or simply interested in the future of digital currencies, this episode will give you valuable insights into how cryptocurrency and stablecoins may transform financial planning and global investing.

Read the blog post for more information on the GENIUS Act: https://usexpatinvesting.com/blog/what-the-genius-act-means-for-us-expats/

Episode Breakdown:

00:00 – Introduction and Today’s Topic

00:38 – Understanding Crypto and Stablecoins

05:29 – Legislation and the GENIUS Act Explained

07:39 – Practical Uses and Challenges of Stablecoins

17:45 – Tax Implications and Regulatory Concerns

22:04 – Investment Perspectives and Final Thoughts

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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#expatfinance

#InternationalInvesting #CustodianOptions #TransferOnDeath #MultiCurrencyAccounts #InvestmentLogistics #CrossBorderPlanning #GimmeSomeTruthPodcast

In this episode of Gimme Some Truth, our investment committee hosts a spirited financial debate on some of today’s most pressing topics:

📈 U.S. stock market valuations

💰 Tariffs as hidden taxes

🧠 The future of artificial intelligence (AI) in investing

Watch Sunny Syl vs. Skeptical Stan as they share bullish and bearish views on the economy, recession risks, and fiscal policy. Hosted by Clint Walkner, this point-counterpoint format brings insight on navigating market volatility and uncovering opportunities in uncertain times.

🔍 Key topics include:

Are U.S. stocks overvalued?

How tariffs are impacting the economy

Treasury bonds and dollar strength

AI's potential to reshape markets and investing strategies

🕒 Timestamps:

00:00 Introduction

00:30 Investment Committee Dynamics

01:49 Stock Market Valuations

04:23 Economic Impact of Tariffs

12:58 Treasury Bonds & Dollar Outlook

22:33 AI and Future Market Predictions

31:41 Final Thoughts

💬 Don’t forget to like, comment, and subscribe for more on economic trends, investment strategy, and financial market insights.

 @walknercondon   @usexpatinvesting  #StockMarket #Tariffs #ArtificialIntelligence #InvestingDebate #USEconomy #MarketOutlook #FinancialPlanning #RecessionRisk #TreasuryYields #aiinvesting

This episode of Gimme Some Truth International features a detailed discussion on the considerations involved in selecting a custodian or brokerage for U.S. expats and international investors. Hosts Syl Michelin, Stan Farmer, and Keith Poniewaz explore the regulatory, logistical, and practical factors that may affect investment accounts when living abroad.

Topics include the implications of changing residency, limitations on certain investment products, multi-currency account features, estate planning issues, and questions related to Transfer on Death (TOD) arrangements. The conversation is intended to highlight the range of potential variables expats may encounter and to provide a framework for evaluating available options.

This content is provided for informational purposes only and is not intended as investment, legal, or tax advice.

⏱️ Timestamps:

00:00 – Introduction

01:40 – Defining expat-friendly custodians

03:20 – Residency and account eligibility

05:10 – Account status after moving abroad

07:45 – Fund access limitations for expats

10:25 – Currency holding and transfer features

13:10 – Currency conversion fees and structures

15:55 – Mixed-nationality household considerations

18:35 – Estate planning for expats

21:50 – Transfer on Death accounts and jurisdiction

25:05 – Assessing custodial flexibility

27:30 – Closing thoughts

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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#ExpatFinance #InternationalInvesting #CustodianOptions #TransferOnDeath #MultiCurrencyAccounts #InvestmentLogistics #CrossBorderPlanning #GimmeSomeTruthPodcast

Thinking about buying property overseas? 🌍 This episode of Gimme Some Truth International dives into the complexities and opportunities of real estate investment abroad. From mortgage challenges in countries like the UAE 🇦🇪 to navigating U.S. tax laws for expats, this conversation with financial advisors, Syl Michelin, Stan Farmer, and Keith Poniewaz offers valuable insights for global investors.

📋 Topics covered include:

How to finance homes abroad and the pros/cons of cash vs. mortgage

U.S. tax obligations on foreign property gains

Differences in real estate markets around the world

Local inheritance laws, estate taxes, and titling tips

Strategic estate planning for international property owners

💼 Whether you're planning retirement overseas or just exploring property investment options, this video offers tips for smart financial planning.

⏱️ Timestamps:

0:00 – Introduction to real estate abroad

1:30 – Risks and benefits of buying property overseas

3:00 – Mortgage availability and financing issues

5:15 – Paying cash vs. getting a mortgage abroad

7:00 – Age-related lending restrictions for expats

9:00 – U.S. vs. foreign mortgage market comparison

11:30 – Example: Dubai property market and consequences of default

14:00 – Tax implications: property tax, capital gains, IRS rules

17:00 – Estate planning, probate laws, and local inheritance rules

📢 Don't forget to like, subscribe, and share for more insights on global financial planning. Have questions? Drop them in the comments or reach out to our expert team.

#RealEstateAbroad #Expats #InvestingOverseas #USTaxes #EstatePlanning #ForeignMortgages #FinancialPlanning

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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This episode of Gimme Some Truth, International edition, explores recent discussions surrounding the weakening of the US dollar and the role of currency diversification in managing financial risk. Topics include changes in global markets, impacts on investments, and practical approaches to building diversified portfolios without requiring international relocation.

Timestamps:

00:00 – Introduction to US Dollar Trends

00:31 – Currency Diversification and Historical Context

01:55 – Cash Flows and Currency Exposure Abroad

04:07 – Impact of Dollar Weakness on Retirees and Expats

06:17 – Types of Dollar vs. Non-Dollar Assets

09:04 – Dollar-Hedged vs. Unhedged Investments

10:44 – Gold, Commodities, and Currency Hedges

13:24 – Preparing for Dollar Decline vs. Reacting to It

15:35 – Portfolio Construction for Currency Diversification

18:32 – Misconceptions About Diversification Strategies

20:00 – Concluding Observations on Currency Risk

✅ Subscribe for detailed discussions on markets, diversification, and financial risk management.

SUBSCRIBE  @walknercondon   @usexpatinvesting 

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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This episode of Gimme Some Truth International discusses the key market movements and economic developments in Q2 2025. Topics include global volatility, shifting investor sentiment, changes in international stock and bond markets, and the role of diversification during uncertain times. Emphasis is placed on understanding broad trends rather than short-term reactions.

Timestamps:

00:00 – Introduction and Overview of Recent Volatility

01:32 – Day-to-Day Market Swings and Short-Term Sentiment

03:04 – Information Gaps and Global Trade Concerns

06:01 – Investor Psychology and Volatility Responses

08:19 – Diversification Strategies in Uncertain Markets

11:24 – International vs. US Market Shifts

13:40 – Germany's Economic Stimulus and Implications

16:30 – International Stocks vs. US Stocks Performance

18:45 – Importance of Global Portfolio Diversification

20:55 – Final Thoughts on Market Trends and Adaptability

✅ Subscribe for in-depth market discussions, portfolio insights, and financial analysis updates.

SUBSCRIBE  @walknercondon   @usexpatinvesting 

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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Are you a U.S. expat looking to make charitable donations while maximizing tax benefits? 🌍 In this video, we break down international charitable giving, including how to donate tax-efficiently, the role of donor-advised funds (DAFs), and strategies for giving to foreign charities.

What You'll Learn:

✅ How U.S. expats can donate to charities abroad

✅ Tax deductions for charitable contributions

✅ Using donor-advised funds (DAFs) for global giving

✅ Pitfalls of international giving & how to avoid penalties

✅ The impact of foreign tax credits on charitable donations

💰 Want to maximize your tax savings while giving back? Watch now to learn how to navigate cross-border philanthropy effectively!

🔔 Subscribe for more financial tips for U.S. expats & hit the like button if you found this helpful!

#CharitableGiving #USExpats #DonorAdvisedFunds #TaxSavings #Philanthropy #ExpatFinance #InternationalDonations #TaxPlanning

SUBSCRIBE @usexpatinvesting @walknercondon

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————

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0:00 - Introduction to Charitable Gifting for U.S. Expats1:11 - U.S. Charitable Gifting Laws and Tax Benefits

1:44 - Standard Deduction Increase and Itemizing Donations

2:16 - Importance of Tax Efficiency in Philanthropy

2:48 - Tax Planning: Giving Every Other Year

3:18 - Donor-Advised Funds Explained

3:49 - How Donor-Advised Funds Work for Expats

4:21 - Challenges of Giving to Foreign Charities

4:52 - Methods to Donate to Non-U.S. Charities

5:23 - Dual-Registered Charities for International Giving

5:56 - Giving to Charities with U.S. Affiliates

6:27 - Complexities of Charitable Giving While Living Abroad

7:01 - Local Tax Implications of Charitable Giving

7:32 - Using Excess Foreign Tax Credits for Charitable Deductions

8:03 - Differences in Tax Deductions Across Countries

8:34 - Charitable Giving in High-Tax vs. Low-Tax Countries

9:04 - Limits on Deductible Charitable Contributions

9:36 - Importance of Consulting Tax Professionals

10:08 - Making Donations to Large Organizations Like UNICEF

10:41 - Church and Religious Donations in Europe

11:12 - Double Taxation Considerations for U.S. Expats

11:44 - Ensuring Tax Deductibility of International Donations

12:16 - Pitfalls of Donating Without Checking Tax Laws

12:47 - Risks of Non-Deductible Donations for Expats

13:19 - Differences in Tax Treatment of Foreign Charities

13:51 - Donating Appreciated Stock Instead of Cash

14:23 - Tax Benefits of Donating Securities

14:54 - How Countries Value Stock Donations Differently

15:26 - Cross-Border Tax Implications of Donations

15:58 - Maximizing Generosity Through Tax Efficiency

16:29 - Mistakes That Can Cost Donors Money

17:01 - Gift Tax Risks in Certain Countries

17:32 - Large Donations and Unintended Tax Consequences

18:04 - Final Thoughts and Summary

18:35 - Like, Subscribe, and Follow for More Content

🚨 After an 18-year wait, final IRS regulations provide guidance on how to comply with the Section 2801 tax on gifts and bequests made to U.S. persons from certain expatriates.

🔍 Topics Covered:

✅ Who qualifies as a covered expatriate?

✅ How the tax works

✅ What Form 708 is & when to file it

✅ Legal ways to avoid unnecessary taxation

📌 Timestamps for Quick Navigation:

00:00 - Intro: What is the foreign gift tax?

01:02 - Can you receive tax-free gifts in the U.S.?

03:15 - The 40% expatriation tax explained

09:45 - Who qualifies as a covered expatriate?

12:05 - Form 708 & filing requirements

14:30 - How to reduce tax liability

16:45 - IRS privacy concerns & new rules

18:30 - Final thoughts & tax planning tips

🔔 Like & Subscribe for expert tax insights! #ForeignGifts #ExpatriationTax #IRS #taxlaw

SUBSCRIBE  @walknercondon  @usexpatinvesting 

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/

Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

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🎉 Meet Tahlia Micoley, the newest addition to Walkner Condon Financial Advisors! From studying finance to navigating international taxation, she brings a unique perspective—plus a Sharpie-fueled approach to note-taking! 🖊️.🎙️ Meet Tahlia! – Introduction & background (0:38)

🌍 Living Abroad Challenges – Banking, visas, and dealing with bureaucracy (1:10)

📖 The Power of Writing for Learning – Why handwriting notes is better than typing (3:45)

🏦 Studying Finance & Career Growth – Transitioning from university to wealth management (6:29)

💡 Working in Financial Advisory – Key insights from the job & what surprised her (9:57)

💰 Understanding International Taxation – How tax rules differ across countries (14:03)

🇫🇷 Why France’s Tax Treaty is Surprisingly Good – Unique aspects of France’s tax system (17:25)

📊 What Expats Need to Know Before Moving Abroad – Financial planning tips (21:07)

📝 Learning from Tax Treaties – The most interesting and complex ones (24:42)

🚀 Career Goals & Future Plans – What’s next for Tahlia in finance & wealth management (26:50)

SUBSCRIBE @usexpatinvesting  For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/ Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/usexpatinvesting

Thinking about moving abroad? 🌍 In this episode of Gimme Some Truth International Edition, we talk with Patricia Brooks, founder of The Courage Catalyst, about her journey moving to France and helping others make the leap. Whether you're seeking adventure, career change, or a fresh start, this episode covers the mindset, planning, and practical steps needed for a successful relocation.

🔗 Key Topics & Timestamps:

0:00 - Welcome & guest introduction

1:10 - Patricia’s story: Moving to 🇫🇷 France in 2018

3:30 - Overcoming fears & mental barriers in relocation

5:45 - Why mindset is key to moving abroad

7:50 - Challenges single women face when relocating

10:30 - The practical side: Letting go of physical & emotional baggage

13:00 - Visa considerations & financial planning

15:40 - Creating a structured relocation process

18:00 - The reality of adjusting to life in a new country

20:45 - Patricia’s advice for aspiring expats

💡 Want to connect with Patricia?

📌 Instagram, Facebook & YouTube: https://thecouragecatalyst.com

https://www.youtube.com/@PatriciaBrooksCourageCatalyst

https://www.instagram.com/thecouragecatalyst/

https://www.linkedin.com/in/patriciacbrooks/

👉 Like, subscribe, and comment below! What’s your biggest concern about moving abroad? 💬✈️

SUBSCRIBE  @usexpatinvesting  @walknercondon 

For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/ Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com ————————————————

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The Corporate Transparency Act (CTA) is a new federal law requiring millions of businesses to report their beneficial ownership to the Financial Crimes Enforcement Network (FinCEN). But who needs to file? What are the penalties for non-compliance? And why has the CTA been challenged in court?In this video, we cover:✅ Who must file under the CTA (LLCs, Corporations, and Foreign Entities)✅ Key deadlines & reporting requirements✅ Potential penalties for non-compliance✅ Why 93% of businesses are unaware of this law✅ Legal challenges and the possibility of repealDon’t get caught off guard—learn how the CTA impacts small businesses, foreign investors, and corporate compliance in 2025 and beyond.🏛️ What is the Corporate Transparency Act (CTA)? – Overview & why it was passed (0:38)📜 Who enforces the CTA? – FinCEN’s role in compliance & penalties (1:10)⚖️ Supreme Court Challenges & Legal Issues – Why enforcement is uncertain (3:45)📊 Who is required to file? – Over 33 million U.S. businesses affected (6:29)🏦 How does the CTA shift financial compliance? – From banks to businesses (9:57)🚨 Small Business Risks & Awareness Issues – 93% of businesses unaware of the law (14:03)💰 What are the penalties for non-compliance? – Fines & criminal consequences (17:25)🌍 Does the CTA affect foreign investors? – Global impact & real estate implications (21:07)🔍 Could the CTA be repealed? – Congressional opposition & potential legal rollback (24:42)📅 Final Takeaways: How to Stay Compliant – Steps to protect your business (26:50)

Stay informed on the latest UK tax updates with Stan Farmer and Syl Michelin! In this episode, they discuss significant changes to remittance-based taxation and the introduction of the Temporary Repatriation Facility (TRF). Learn how these updates affect US-UK taxpayers, strategies to optimize your finances, and why now is the time to act on unremitted income and gains. 📌 Topics Covered: Changes in remittance basis taxation Understanding the TRF and its benefits Tax strategies for expats in the UK Important deadlines and reduced tax rates 00:00 - Introduction: Overview of UK tax updates and remittance basis taxation. 00:33 - Key changes in UK remittance basis taxation. 02:12 - Explanation of mixed funds and their challenges. 03:48 - Introduction to the Temporary Repatriation Facility (TRF). 04:20 - Benefits of the TRF for unremitted income. 05:27 - Reduced tax rates and their timeline under TRF. 06:32 - Comparing TRF tax rates to standard UK rates. 07:34 - Importance of working with UK tax professionals. 10:42 - Strategies for managing unremitted gains under TRF.

Join us as we explore the challenges and rewards of international living. In this episode, our international team members share personal stories of moving abroad, adapting to new cultures, overcoming language barriers, and navigating the unique aspects of expat life. Learn about living in countries like Germany, Angola, Switzerland, and Dubai, with insights into financial planning, cultural integration, and lessons from global adventures. Introduction and purpose of the podcast: 00:00:04 Insights on team international backgrounds: 00:00:34 Talia's journey to Germany: 00:02:41 Overcoming German language challenges: 00:04:15 Navigating expat bubbles and integration: 00:05:49 Stan's move to Angola and ambitions in the financial sector: 00:07:53 Economic boom and bust in Dubai: 00:08:55 Swiss rental inspections: 00:23:00 Challenges in Portuguese bureaucracy: 00:25:40 Dreaming of future international living: 00:27:45

📢 In this episode of "Gimme Some Truth International," we dive deep into the latest updates on UK tax laws! 🚨 This episode offers valuable insights for anyone navigating the UK financial system—whether you're an investor, expat, or tax professional. Stay informed about how these changes could impact you or your clients. 💼 Key Topics Discussed: Major Tax Law Changes: Discover the transition from remittance-based taxation to the Foreign Incoming Gains (FIG) regime. Capital Gains Tax Hike: Learn about the new capital gains tax rates and their implications for investors. Inheritance Tax Overhaul: Understand the impact of domicile changes and the new residency-based test. Implications for Expats: How these updates affect US citizens living or investing in the UK. Practical Tips: Expert advice on navigating the evolving tax landscape. 🕒 Timestamps for Quick Navigation: Here are the timestamps with times displayed at the end: Introduction to UK Tax Law Updates (00:00:07) Changes in Remittance-Based Taxation (00:01:10) Key Tax Adjustments (00:02:16) Impact on Wealthy Individuals (00:03:17) Transition to Residency-Based Test (00:04:52) Capital Gains Tax Changes (00:10:38) Challenges in Financial Planning (00:12:45) Temporary Remittance Facility (00:13:16) Inheritance Tax Reforms (00:14:51) Closing Remarks (00:21:11) 💡 Why Watch? This episode offers valuable insights for anyone navigating the UK financial system—whether you're an investor, expat, or tax professional. Stay informed about how these changes could impact you or your clients. 👍 If you found this content helpful, like, comment, and subscribe for more updates on global finance and investment strategies! 🔔.  @usexpatinvesting  🎙️ Podcast Hosts: Keith Poniewaz, Stan Farmer, and Syl Michelin 📍 Brought to you by Walker Condon Financial Advisors Disclaimer: The information presented is for educational purposes only and does not constitute financial or legal advice. For more on this topic and others check out the blog on our website: https://usexpatinvesting.com/blog/ Visit our website for more financial planning resources and educational information: https://www.usexpatinvesting.com

This episode of Gimme Some Truth for Expats dives into wealth taxes and their implications for expats living abroad. Discover how wealth taxes differ from income taxes, explore policies in countries like France, Spain, and Portugal, and learn how offshore assets are taxed. We also cover strategies for navigating international tax systems effectively. A must-watch for expats managing finances across borders. #WealthTaxes #Expats #InternationalTaxes #OffshoreAssets #TaxPlanning #GlobalFinance

With remote work on the rise, many digital nomads and international families split their time across countries, navigating complex tax laws and residency rules. In this episode of Gimme Some Truth, we explore common tax pitfalls of global living, why the "183-day rule" might not provide full protection, and essential insights for those balancing lives across borders. Tune in to learn how to plan effectively, reduce tax surprises, and make the most of a cross-border lifestyle.

Much is changing in the world of U.S. Estate Planning with regards to the possible sunsetting of the increased estate exemption in the United States in 2025.  In this podcast, the International Team at Walkner Condon discuss how these possible changes will effect American expats and how they plan for their children: given the lower estate exemption amounts in many European countries, these may not have a major effect, but can for those in other jurisdictions with no estate tax.

David Luzon from Barclay Damon joins the Walkner Condon team to discuss estate planning issues affecting US expats and cross-border families. Topics covered include probate jurisdiction, wills, inheritance/estate tax, transfer certificates, and other practical planning considerations expats need to be aware of.

In this episode of Gimme Some Truth, Syl, Keith and Stan discuss the importance of international allocation in portfolios. Despite years of US outperformance, international markets remain a pillar of a well diversified allocation, in both equity and fixed income. In this discussion, we share insight and look at index data to help investors with their own international allocation decisions.

This Gimme Some Truth episode explores the nuances of Roth conversion strategies for Americans abroad. For most Americans, the decision to roll over a Roth IRA is governed by the calculus of US Tax Rates and their age. However, many foreign countries either treat the Roth IRA like a traditional brokerage account or a traditional IRA. Therefore, Americans living abroad (or thinking about it) should proceed carefully and fully analyze how their prospective destination(s) will treat Roth IRAs and their withdrawals.

In this installment of Gimme Some Truth, Keith, Stan and Syl discuss how residing abroad can effect one of the most common decisions US investors make - rolling over their employer-sponsored retirement plan (401k, 403b, TSPP) to an IRA. While this decision is frequently presented as a "no brainer" for Americans in the US, the various tax treaties the US has with foreign countries frequently render this decision more complicated for Americans residing or thinking about residing abroad as certain countries will tax different types of plans differently.

Syl and Clint discuss the domestic and international stock and bond markets, reviewing the second quarter of 2024 and touch on some themes for the rest of the year. Syl is seeing a few more headwinds for the remainder of the year, and both Syl and Clint are a bit skeptical that this recent stock market rally will persist.

Clint and Stan share practical advice on navigating the financial complexities of a blended family in our newest podcast episode. #BlendedFamilyTips #finance

Syl Michelin and Nate Condon host an exciting economic commentary with feature guest Andrew Opdyke. Andrew is a CFA and economist for First Trust Portfolios and frequently speaks on macroeconomic topics and the current state of the markets. In this podcast, we discuss inflation and its impact on debt, the housing market, and the current health of multinational corporations. We hope that this podcast will help to provide some insight on the current state of the economy and how the Fed may navigate the remainder of 2024.

Keith and Stan offer valuable guidance on starting your expat life from the US, highlighting the benefits this change brings. #ExpatLife #NewBeginnings

We are joined by Leonardo DeCosta from First Trust to discuss the environment of expats in Europes markets.

Join Keith and Syl as they talk about how and when to select the right brokerage for your expat journey.

In this podcast, Walkner Condon’s team of International Advisors discuss the banking rules and regulations that face Americans moving abroad. They also discuss some of the additional banking options for Americans outside of the U.S.

In our latest podcast episode, Polly engages in a discussion with Anna January, who serves as the Director of Charitable Giving at Wisconsin Watch. Tune in as they explore the present and upcoming landscape of charitable contributions. Read the 2024 Market Report here: https://walknercondon.com/2024-market-outlook-2/

Mitch and Alicia talk about Alicias article covering timing the market and why it can be the wrong choice.

Clint and Nate sit down to talk about their articles for the 2024 Market Report. They cover the housing market and the low consumer sentiment surrounding the markets.

Mitch and Keith are talking about their articles for our 2024 Market Report. Keith talks about his piece on bonds and Mitch talks about piece on the possibility of a soft landing.

Stan and Syl continue our discussions about the articles in our 2024 Market Report. They discuss Stans article covering Recency Bias and its influence on the market. Read the article here: