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Why This Episode Is a Must-Listen

Think managing family finances is all about spreadsheets and wills? Think again.

"Money Talks: The Family Finance Conversations Nobody Is Having" dives deep into the real, emotional, and sometimes uncomfortable money talks that can make or break family relationships, and even impact your financial future.

The episode delivers practical tips, expert perspectives, and real-life stories that will help you strengthen trust and open communication across generations.

If you care about protecting your family and your money, this conversation is essential viewing. 

Meet the Expert Panelists

Dr. Moira Somers is a psychologist, family wealth consultant, and executive coach who specializes in the psychology of money, advising individuals, families, and institutions worldwide. She is the international bestselling author of Advice That Sticks and a faculty member at the UHNW Institute and Sudden Money Institute, and she is a leading voice on why financial advice succeeds or fails at the human level. Dr. Somers is a co-founder and Chief Learning Officer at Blackwood Family Enterprise Services. https://moneymindandmeaning.com

Lynnette Khalfani-Cox, The Money Coach®, is the Founder of the Financial Influencer Network and a nationally recognized personal finance expert. She is the author of 16 books, including the New York Times bestseller Zero Debt and her latest book, Bounce Back: The Ultimate Guide to Financial Resilience. A former CNBC commentator and Wall Street Journal reporter with more than 1,000 television appearances, Lynnette helps families and organizations build practical, multigenerational financial confidence through her articles, media appearances, and the Financial Influencer Network's education-driven initiatives. https://lynnettekhalfanicox.com

Scheduled but was not able to join due to travel delays.

Bobbi Rebell, CFP®, is the founder of Financial Wellness Strategies and the author of Launching Financial Grownups, a go-to guide for helping (almost) adult kids become money smart. A former global business news anchor at Thomson Reuters and frequent media expert quoted by outlets including The New York Times, The Wall Street Journal, and CNBC, she brings deep expertise at the intersection of money, parenting, and real-life decision-making. https://bobbirebell.com

Key Highlights:

1. Breaking the Silence on Tough Conversations
According to Dr. Moira Somers, many families avoid uncomfortable discussions about aging, health, and money—which only leads to bigger problems later. She encourages families to plan ahead: "If you have [these conversations] a decade at least in advance...you can be thoughtful and caring and have, you know, be candid about how hard it might be." Proactively talking about financial help, household changes, and even when to stop driving sets the stage for smoother transitions.

2. Family Loans: More Than Money on the Line
Lynnette Khalfani-Cox sheds light on why family loans so often turn sour. She urges clarity: "If you know...whoever you're loaning money to has already not paid you back...take off the rose colored glasses." She notes it's vital to formalize these deals to avoid resentment and preserve relationships—because loans can impact family bonds for years, not just bank accounts.

3. Preparing for Legacy and Heirlooms
Both panelists agree: settling an estate isn't just legal—it's deeply emotional. Transparent processes, open inventory, and discussing "the why" behind gifts and heirlooms help families avoid the heartbreak of sibling feuds. Dr. Somers adds, "We ask heirlooms and possessions to do things that they were never capable of doing." The episode explores how sharing your intentions openly—while you're still here—can bring families closer together.

4. Blended Families Need Extra Clarity
Blended families face even more complexity. Lynnette Khalfani-Cox emphasizes the importance of communication, aligning on values, and using structures like prenuptial agreements and QTIP trusts to protect everyone's interests. Discussing obligations and honoring prior commitments sets the foundation for multi-generational wealth and stability.

Call-to-Action

One thing to do this week: start one conversation you've been putting off. It could be asking your parents where key documents are, setting expectations with an adult child, or clarifying a financial boundary. You don't need all the answers. You just need to open the door.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Is fine art a savvy investment, or just a glamorous gamble? This episode of Inspired Money pulls back the curtain on the art market and uncovers what most investors really need to know before putting their money into masterpieces. Whether you're curious, skeptical, or already have a piece or two on your walls, this panel of high-caliber experts navigates art's intersection with investment, tech, and trust... making it a must-watch for business professionals, finance enthusiasts, and art lovers alike.

Meet the Expert Panelists

Philip Hoffman is the Founder and Chairman of The Fine Art Group, a global leader in art investment, finance, advisory, and philanthropy that he founded in 2001 after a distinguished 12-year career at Christie's, where he became CFO at age 27 and Deputy Chief Executive of Europe by 33. Under his leadership, The Fine Art Group now advises on over $20 billion in art annually for more than 350 family offices worldwide, with a presence across the U.S., Europe, Asia, and Australia. Philip is a widely quoted authority on the art market in global media and at leading financial and cultural institutions. https://www.fineartgroup.com

Nanne Dekking is Co-Executive Chairman of Winston Artory Group and one of the most prominent pioneers in applying data science, artificial intelligence, and asset tokenization to the global art market. With more than three decades of experience as an art historian, advisor, and market innovator, he has consistently operated at the intersection of connoisseurship, finance, and technology. Formerly Vice Chairman and Worldwide Head of Private Sales at Sotheby's, and the founder of Artory, Dekking is widely recognized for advancing provenance, transparency, and trust in high-value art transactions through data-driven systems and blockchain-based infrastructure. He is a frequent contributor to Bloomberg and the Financial Times and a leading voice on the future of art as an institutional-grade asset class. https://www.wag-art.com

Dr. Carina Popovici is the co-founder and CEO of Art Recognition, a Zurich-based ArtTech company pioneering the commercial use of artificial intelligence for art authentication and forgery detection. A PhD-trained theoretical physicist and former quantitative risk specialist in Swiss banking, she brings deep expertise in AI, physics, and finance to one of the art market's most critical challenges: trust, provenance, and authenticity. Her work has been featured by major international outlets including The Wall Street Journal, Financial Times, and The Guardian. In 2025, Luxembourg-based art investment firm Alpha Star invested USD 1 million in Art Recognition to accelerate the company's growth and mission. https://art-recognition.com

Key Highlights:

1. Authenticity, Trust, and Data—More Fragile Than You Think
Blue chip status rests on reputation, but Carina Popovici reveals that institutional validation doesn't eliminate authenticity risks. AI tools are changing how authenticity and confidence intersect, potentially saving investors from costly surprises.

2. Investment Is About Expert Know-How, Not Just Data
Philip Hoffman emphasizes that "human interaction, professional knowledge, and expertise make the difference between $3 million and $30 million." Data and AI support, but don't replace, the judgement of seasoned advisors, especially when condition and provenance can shift value dramatically.

3. Fractional Ownership: Democratizing or Dangerous?
Platforms like Masterworks are opening doors, but Nanne Dekking and Philip Hoffman warn about high fees and speculative risks for everyday investors. "The costs kill it. For every million you're investing…in a fractionalized fund…your fees will be $40 million," cautions Philip Hoffman.

4. AI Can Be a Double-Edged Sword
While good AI models are advancing to authenticate art, Carina Popovici highlights the growing threat: "These days it's possible to fake absolutely anything…with AI." The stakes in provenance and validation have never been higher.

Call-to-Action

Here is one thing to do this week, take a moment to explore your own relationship with art: visit a gallery, research an artist you admire, or even start tracking works that inspire you. Engaging with the art world, even just a little, is the first step toward thinking like a thoughtful art investor.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you ready for the seismic changes transforming the workplace?

If you're seeing headlines about "AI reshaping jobs" or "the rise of the portfolio career," but wondering how to actually navigate these trends, this episode of Inspired Money is your roadmap.

We assembled a panel of top experts, authors, analysts, and entrepreneurs, who share practical strategies to help you future-proof your career, build resilience, and find meaningful work in a rapidly evolving professional world. 

Meet the Expert Panelists

Pamela Slim is an award-winning author, speaker, and CEO of The Pamela Slim Agency, where she helps business owners scale their businesses and intellectual property through productized services, certifications, and licensing programs. She is the author of Escape from Cubicle Nation, Body of Work, and The Widest Net, the latter of which won Porchlight's Best Sales and Marketing Book of 2021. https://pamelaslim.com

Charlene Li is a renowned author, analyst, and entrepreneur who has been at the forefront of major technological transformations for the past three decades, helping organizations thrive through disruption. As the founder of Altimeter Group and author of six books, including "The Disruption Mindset" and "Winning with Generative AI," she provides strategic insights on leadership, customer experience, and the future of work. https://charleneli.com

Elaine Pofeldt is an award-winning journalist and author of The Million-Dollar, One-Person Business, where she documents how solopreneurs are building highly profitable companies without employees. Her reporting for Forbes, Fortune, and Inc. has made her a leading voice on independent work, scalable solo businesses, and the future of entrepreneurship. https://www.elainepofeldt.com

Key Highlights:

1. Build a Resilient 'Skill Stack' Today, career security isn't tied to a single job title. Pamela Slim advocates for building a "body of work" by identifying your anchor skill and layering in complementary skills for adaptability. She encourages professionals to find the connecting thread in their diverse experiences and to "codify your unique genius" through what she calls the "thumbprint method," ultimately scaling your impact and income.

2. Partner With AI: Don't Fight It According to Charlene Li, AI isn't here to replace you—it's here to assist. Her "90-day AI Blueprint" helps professionals apply AI to their biggest goals, not just tasks. She shares, "Start with the biggest, most important goals that you have and then apply AI to it," emphasizing that upskilling is continuous and should focus on both technical and timeless human strengths.

3. Scale Smarter, Not Just Bigger Elaine Pofeldt points out that the million-dollar solo entrepreneurs she profiles excel by streamlining, outsourcing, and leveraging tech—not by working around the clock. She underscores that strong systems, clear focus, and building genuine human connections ("the greatest efficiency") are the ultimate productivity boosters. Her practical advice: "Pare down what you need to do and outsource or automate the rest."

4. Align Work With Your Values and Build Your Own Safety Net The panelists agree: Authenticity and alignment aren't buzzwords. They are strategies for resilience. Burnout happens when your values and your work clash. In today's post-corporate landscape, your security comes from the systems you build... emergency funds, insurance, retirement plans, and your ability to adapt.

Call-to-Action

Here's one thing you can to do this week. Take 30 minutes and do a simple audit of your career. Write down your anchor skill, the thing that reliably creates value today. Then list two or three adjacent skills, tools, or interests you could develop to increase your optionality, whether that's learning to use AI more effectively, productizing part of what you do, or exploring a side project you've been putting off. You don't have to act on all of it. Just name it. Clarity is the first step to momentum.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

What can the fine wine market reveal about global economics, behavioral finance, and the quest for value?

This episode of Inspired Money is a goldmine for investors, entrepreneurs, and anyone fascinated by luxury markets and economic cycles. Discover how major disruptions, from skyrocketing release prices to geopolitical trade tariffs, reshaped the global wine market, toppled the old guard, and revealed a new playbook for buyers, producers, and brands.

Whether you collect wine, follow alternative investments, or want to spot signals before they echo in bigger markets, this episode delivers actionable insights and stories straight from industry insiders. 

Meet the Expert Panelists

Sophia Gilmour is a Market Analyst on the Market Intelligence team at Liv-ex, where she delivers data-driven insights on wine market dynamics, new releases, pricing trends, and Liv-ex indices, helping industry professionals stay ahead in a rapidly evolving market. Blending her background in economics, philosophy, and data analysis with a lifelong exposure to wine, she is also the author of the Power 100 report and a frequent contributor to webinars and industry discussions. https://www.liv-ex.com

Robbie Stevens is the Head of Broking at Live-ex, the global exchange for fine wine, market data, and insight. On a daily basis he deals with the largest fine wine buyers and sellers globally, offering them data-driven intelligence and opportunities to trade. With over a decade at Liv-ex and experience across global wine markets, as well as regularly sharing his experience on the international stage, speaking at conferences such as Vinexpo and the National Association of Wine Retailers, he combines deep knowledge of the fine wine market with strong industry perspective. https://www.liv-ex.com

Key Highlights:

1. Consistency Is the New Currency in Luxury Markets
After years where price equaled prestige, disciplined pricing and brand integrity now drive ranking and investor loyalty. As Sophia Gilmour noted, "The brands that have done especially well this year and traded most frequently perform best on price are those that have adopted more structured, less reactive pricing." This marks a strategic shift from speculative greed to sustainable trust between collectors and producers.

2. Trade Tariffs Exposed Regional Fragility—and the Power of Global Demand
When US buyers pulled back due to tariffs, entire categories (especially classic Italian wines) suffered, except for the globally-marketed Super Tuscans. As Robbie Stevens explained, the rapid US exit left Italian trades "fragile and underbid," revealing why diversified demand is essential for resilience. The lesson is clear: in a fragmented world economy, brands that cultivate international appeal will withstand regional shocks.

3. The Rise of the "Drinker-Investor" – Experience Over Speculation
Burgundy's shakeup shows collectors are prioritizing wines they actually want to uncork, not just hold. Mid-range labels under £2,000 are now outperforming trophy bottles. Sophia Gilmour observed, "You're forced to think more about the decisions that you're making and why you're making them… It's more cognizance of quality and whether you're guessing what you're paying for." This "flight to value" signals a deeper psychological change in luxury buying.

4. Champagne: A Case Study in Liquidity as a Safe Haven
When markets wobble, capital flows into Champagne, for good reason. Grand Marque Champagnes like Dom Perignon and Krug command both high volumes and price stability. As Robbie Stevens put it, "Champagne… has a broader appeal… which means that consumption happens far more regularly than perhaps in other categories." Liquidity, it turns out, is the ultimate market signal.

Call-to-Action

This week, pick one area of your financial life: investments, spending, or even your career. Ask: Are you acting out of habit or with real agency? Make one disciplined, intentional choice that creates value for the long term.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Ready to transform your relationship with money in 2026? "Master Your Money Mindset: Secrets to Financial Freedom" brings together a powerhouse panel from the fields of behavioral finance, financial therapy, and real-world investing.

If you've ever felt that your money decisions are driven by emotion—fear, greed, or old family beliefs—this episode peels back the curtain on what's really happening behind the scenes.

Whether you're a finance professional, an investor, or simply striving for personal financial stability, this episode provides you with practical systems and fresh insights that can help you sidestep costly mistakes and build lifelong wealth with confidence.

The episode dives deep into the psychology of money, equipping you with actionable frameworks you can use today.

Meet the Expert Panelists

Brian Portnoy, Ph.D., CFA, is the founder of Shaping Wealth, a leading learning platform focused on the psychology of money and human-first financial guidance. A former hedge fund and mutual fund investor, he is the author of several bestselling books, including The Geometry of Wealth, that explore how to build a life of meaning, not just wealth. https://www.shapingwealth.com

Saundra Davis MSFP, APFC®, FBS® is a US Navy veteran, financial coach, educator, and consultant, nationally recognized for her expertise in financial coaching, financial therapy, and addressing the racial wealth gap. She is the founder of Sage Financial Solutions (a training organization) and serves as the Director of Financial Planning Programs at Golden Gate University, where she develops and facilitates financial capability programs and coaching certifications to promote equitable access to high-quality financial guidance for all. https://www.sagefinancialsolutions.org

Henrik Cronqvist is a leading behavioral finance scholar trained under Nobel Laureate Richard H. Thaler at the University of Chicago, whose research on how psychology shapes financial decision-making has been published in top journals including the American Economic Review, Journal of Political Economy, and Journal of Finance. A former dean and vice dean, he now advises FinTech and EdTech ventures and is building the world's first Behavioral Finance AI Lab, bridging behavioral science, technology, and real-world impact. He is a Professor of Finance at Chapman University in Southern California. https://sites.google.com/site/henrikcronqvist

Dr. Kristy Archuleta is a professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist™, specializing in the intersection of money, relationships, and well-being. A co-founder of the Financial Therapy Association and editor of leading academic journals, she is an award-winning researcher and co-author of Psychology in Practice: Financial Planning Essentials, bringing cutting-edge financial therapy insights to practitioners and the public alike. https://www.fcs.uga.edu

Key Highlights

1. Self-Awareness is the Foundation of Financial Success
Saundra Davis emphasizes that building systems and practicing self-compassion is more effective than relying on willpower alone. She notes, "We will not abuse ourselves into better financial behaviors," urging listeners to develop routines that regulate emotional triggers and cultivate deep compassion for themselves.

2. Automation Beats Emotion-Driven Decisions
As Brian Portnoy points out, "Sometimes the best way to make a decision is to not make it at all." Delegating key financial decisions to automated systems—like retirement savings—removes guesswork and helps investors outsmart the biases that so often lead to costly mistakes.

3. Money Beliefs Are Shaped by Family and Community Systems
Kristy Archuleta discusses how early experiences and family dynamics unconsciously drive our financial decisions. Becoming aware of these scripts—and compassionately rewriting them—empowers us to change lifelong patterns.

4. Technology Is a Double-Edged Sword for Modern Investors
Henrik Cronqvist warns that while automation and account structure can help, technology also amplifies action bias and the temptation to gamble. "It's probably the most difficult time to stay rational," he observes, stressing the need for systems that shield us from emotional and herd-driven behaviors.

Call-to-Action

One thing to do this week. Think about one financial decision on your mind right now, big or small. Take two minutes and write down what emotion is attached to it, what story you're telling yourself about that decision, and one rule or pause you could add so future you doesn't have to rely on gut instinct alone. That short reflection can completely change how you make decisions going forward.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Retirement is no longer just about stepping away from work. It's an opportunity to redefine purpose, rediscover joy, and design a life aligned with your values. In this episode of Inspired Money, three thought leaders unpack what it means to retire mindfully, covering everything from emotional health, financial habits, to building a portfolio of passions and community ties. Whether you're planning your next chapter, already retired, or simply rethinking your approach to money and fulfillment, this conversation will help you set a new course. 

Meet the Expert Panelists

Vicki Robin is a renowned social innovator, author, and speaker best known for co-authoring the groundbreaking personal finance classic, Your Money or Your Life, which has inspired readers worldwide to rethink their relationship with money and pursue financial independence. An advocate for sustainability and localism, she also authored Blessing the Hands That Feed Us and hosts the podcast series What Could Possibly Go Right?, where she explores emerging solutions for societal challenges. https://vickirobin.com

Jordan Grumet, MD, is a hospice doctor, author, and host of the Earn & Invest podcast, blending his expertise in medicine and finance to explore financial independence, wealth building, and living meaningfully. With a deep understanding of both personal finance and end-of-life care, he empowers others to make intentional, regret-free financial decisions. https://www.earnandinvest.com

Ellen Langer is a pioneering Harvard psychologist known as the "mother of mindfulness," whose 40+ years of research revolutionized understanding of how mindful awareness (without meditation) shapes health, aging, decision-making, and human potential. She is the author of 13 books, including the bestseller Mindfulness and The Mindful Body, and her award-winning work has earned her Guggenheim, Staats, and Liberty Science Genius honors. https://www.ellenlanger.me

Key Highlights

1. Challenging Retirement Stereotypes
   Jordan Grumet reframes retirement from a period of slowing down to a time of "unlimited choice." He notes, "Instead of working for other people, you get to work for yourself—making decisions about what fills you up, excites you, and connects you to others." The episode explores how retirees can pivot from old assumptions and design lives abundant in purpose and connection.
   
   
2. Mindfulness as a Tool for Fulfillment
   Ellen Langer's research shows that simply noticing new things—being actively present—invigorates both mind and body. "Mindfulness is the very simple process of active noticing," she says, and this practice can turn routine experiences into sources of joy, health, and new passions later in life.
   
   
3. Community & Belonging Over Consumption
   Vicki Robin emphasizes the importance of context and connection: "The activity of creating community is so often approached from a consumer perspective—'I want community'—not the hard work of micro actions that let people know you care." The episode shows that real fulfillment comes from cultivating relationships and community, not just individual pursuits.
   
   
4. Emotional Health & Financial Freedom
   The panelists agree: regrets at life's end aren't about money, they're about missed connections and opportunities for self-fulfillment. Jordan Grumet shares, "Our regrets are that we didn't become a better version of ourselves, and money's only loosely tied to that." The episode offers practical strategies to spend purposefully and let go of financial scarcity to live more fully.

Call-to-Action

Here's one thing to do this week: Create your own "Portfolio of Passions." Take five minutes and write down three activities that give you energy, three that bring you connection, and three that spark curiosity. Put that list somewhere you'll see it. Then commit to trying just one of those things in the next seven days.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are swirling headlines and sharp market moves making you uneasy about your portfolio?

This Inspired Money episode delivers expert insights and actionable strategies for investing in volatile, uncertain markets. Four seasoned investors and strategists share how they interpret risk, deploy defensive tactics, and uncover opportunities where others see chaos.

Whether you're a new or experienced investor, this discussion provides clarity, tools, and confidence–especially when markets get stormy. 

Meet the Expert Panelists

Katie Stockton, CMT is the Founder and Managing Partner of Fairlead Strategies and a widely respected technical analyst known for her disciplined, signal-driven approach to market trends. A frequent CNBC contributor and portfolio manager of the Fairlead Tactical Sector ETF (TACK), she brings more than two decades of Wall Street experience advising institutional investors. https://www.fairleadfunds.com 

Mike Taylor is the Lead Portfolio Manager of the Simplify Health Care ETF (PINK), the first 100% pro bono ETF with all net profits benefiting the Susan G. Komen Foundation. With over two decades of experience managing long/short healthcare equity portfolios at firms like Citadel, Millennium, and Diamondback Capital, Mike is widely recognized for running one of Wall Street's top-performing healthcare hedge funds. https://simplify.us    

Seth Cogswell is the Managing Partner and Founder of Running Oak Capital, where he co-manages the Efficient Growth strategy using a disciplined, quality-focused investment approach. With experience spanning portfolio management, multi-strategy trading, and an MBA from The Wharton School, he brings a data-driven perspective to navigating market uncertainty. https://www.runningoaketfs.com 

Gary Brode, Managing Partner at Deep Knowledge Investing, brings over 30 years of securities industry experience to delivering independent, actionable stock ideas and market research for sophisticated investors. His career includes roles at Morgan Stanley, Seneca Capital, Brahman Capital, and John Levin & Co., as well as founding Akita Capital Management and Silver Arrow, reflecting a long track record of successful investing and leadership. https://deepknowledgeinvesting.com 

Key Highlights:

1. Making Volatility Work for You
Katie Stockton shares that "cycles in market sentiment" mean volatility isn't just chaos—it's actionable data. Her use of tools like the VIX and sector rotation models helps investors sidestep emotional reactions and reposition for opportunity, not fear.

2. Defending Your Portfolio with Purpose
Mike Taylor discusses how, for the first time in his career, gold has become one of his largest positions. Driven by macro risks like global overspending, he urges investors: "Gold is going to be a hedge for inflation and deflation. It will end up working both ways."

3. The Importance of Quality and Downside Protection
Seth Cogswell emphasizes that real risk is not volatility, but permanent loss of capital. His rules-based strategy focuses on high-quality, low-debt companies: "Nothing destroys exponential growth like big drawdowns. Avoiding major losses is our #1 focus."

4. Fundamental Discipline and Hedging for the Future
Gary Brode underlines the importance of sticking to your thesis and balancing optimism with protection. He avoids government bonds, preferring assets like Bitcoin and gold: "I want to own hard things that are difficult to replicate...and protect against emerging inflation risks."

Call-to-Action

Here's one thing to do this week: write down one rule you will follow the next time the market pulls back. It could be an allocation target, a rebalancing trigger, or even a simple statement like, 'I won't sell on fear.' Put it on paper. Your future self will thank you the next time emotions start running high.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Life's big transitions—marriage, career shifts, supporting family, divorce, or reinventing life purpose—inevitably test both our emotions and our finances.

This episode of Inspired Money explores practical strategies and real-world wisdom for navigating these pivotal moments. Whether you're planning for an uncertain future or actively rebuilding after change, this conversation with a panel of renowned experts offers actionable advice, hard-won insights, and plenty of encouragement.

Don't miss this masterclass on making smarter money moves through any transition.

Meet the Expert Panelists

Dr. Preston D. Cherry is a financial psychologist, CFP®, and author of Wealth in the Key of Life, known for helping individuals align their money with their values through his Life Money Balance® philosophy. As Founder of Concurrent Financial Planning and Director of the Financial Planning Program at UW–Green Bay, he blends financial expertise with emotional insight to guide people confidently through major life and wealth transitions. https://www.concurrentfp.com

Mariko Gordon, CFA, CFP® is the CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage. https://marikogordon.com https://www.uzumellc.com

Jackie Cummings Koski is a CFP® professional, Accredited Financial Counselor, and award-winning financial educator who achieved F.I.R.E. in her 40s after overcoming poverty, divorce, and single motherhood. She is the author of F.I.R.E. for Dummies and co-host of the "Catching Up to FI" podcast, using her expertise to help people build financial literacy and pursue financial independence at any life stage. https://www.finomenalwoman.com

Jacqueline "JaQ" Campbell is Founder and CEO of Alexander Legacy Private Wealth, where she leverages decades of experience—rising from a high school intern at Comerica's Private Bank to leading a $1.8 billion investment team at Chase Wealth Management—to guide clients and mentor the next generation of advisors. Passionate about community impact, diversity, and inclusion, she serves on multiple boards while embodying her philosophy as a mother, innovator, and philanthropist. https://www.alprivatewealth.com

This episode is sponsored by Seeking Alpha — get their best Black Friday deal of the year now through December 10, 2025. Visit www.inspiredmoney.fm/alpha for the best discounts of the year.

Key Highlights

1. Communication & Transparency are Essential in Relationships
Preston D. Cherry and Jackie Cummings Koski stress that honest, ongoing conversations about money, before and during life transitions, are non-negotiable. Building shared financial goals, scheduling regular money meetings, and understanding differences in financial background ("money genealogy") help partners maintain unity and autonomy. "If you agree that the household is the mission, you can better understand each other's paths," emphasizes Preston D. Cherry.

2. Preparing for a Career Pivot Means More Than the Numbers
Mariko Gordon explains that major changes like launching a business demand both runway and emotional readiness. She highlights the importance of clarity around your cash flow, having a contingency plan, and not feeling like a failure if you need to pause or pivot, "sometimes you don't have to commit financial scorched earth devastation." Jacqueline "JaQ" Campbell adds that curating a personal board of directors and mentors is just as critical as financial systems.

3. Multi-Generational Support Requires Boundaries and Education
For those "sandwiched" between supporting children and aging parents, Jacqueline "JaQ" Campbell and Jackie Cummings Koski agree that prioritizing your own retirement and empowering others through financial literacy are keys to sustainable support. Rather than being an ATM, strive to be your parents' and children's CFO: educate, plan, and let loved ones learn through their own financial decisions.

4. Navigating Solo Transitions: Give Yourself Grace
Loss and divorce are as much emotional events as financial ones. Jackie Cummings Koski and Jacqueline "JaQ" Campbell underline the necessity of seeking support, taking time to process grief, and acting strategically, updating financial documents, gathering your advisory team, and setting new goals. Preston D. Cherry shares, "Allow yourself the space to heal… you don't need permission to take it for yourself."

Call-to-Action

Pick one transition, current or upcoming, and write down the single next financial action that would bring you more stability. This week, take that first step, whether it's organizing documents, reviewing beneficiaries, or scheduling a money conversation. Progress starts with one action!

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you intrigued by the intersection of passion and profit in wine collecting?

This Inspired Money episode, hosted by Andy Wang, brings together top minds from wine auctions, investment platforms, and market experts for an eye-opening look at how wine has become a bona fide asset class. Whether you're a seasoned collector, investor, or simply wine-curious, this discussion unpacks strategies to maximize both enjoyment and value.

Episodes like this are packed with insights that demystify the fine wine market, reveal what really drives price appreciation, and share hard-earned advice on avoiding costly mistakes.

Meet the Expert Panelists

Nick Pegna is the Global Head of Wine & Spirits at Sotheby's, bringing over 30 years of international experience in building and leading fine wine businesses across Europe and Asia. Formerly a senior executive at Berry Bros. & Rudd, where he helped shape global markets and co-led Hong Kong's successful campaign to abolish wine duties, Pegna now oversees Sotheby's record-setting global auction and retail operations. https://www.sothebys.com

Callum Woodcock is the Founder and CEO of WineFi, a London-based investment platform that combines institutional-grade analytics with expert curation to make fine wine investing more transparent and accessible. A former J.P. Morgan asset manager with degrees from the University of Bristol and the University of Cambridge, he's leading WineFi's mission to position fine wine as a data-driven, tax-efficient, and inflation-resilient asset class. https://www.winefi.co

Amanda McCrossin is a sommelier, media personality, and creator of @sommvivant, where her wine-focused content reaches over 450,000 followers across Instagram, TikTok, and YouTube. Formerly the Wine Director at PRESS Restaurant in Napa Valley—the world's largest collection of Napa Valley wines—she's now a leading voice in wine education and storytelling, hosting the Wine Access Unfiltered podcast and appearing regularly at major global wine events. https://www.amandamccrossin.com https://www.sommvivant.me

Robbie Stevens is the Head of Broking at Live-ex, the global exchange for fine wine, market data, and insight. On a daily basis he deals with the largest fine wine buyers and sellers globally, offering them data-driven intelligence and opportunities to trade. With over a decade at Liv-ex and experience across global wine markets, as well as regularly sharing his experience on the international stage, speaking at conferences such as Vinexpo and the National Association of Wine Retailers, he combines deep knowledge of the fine wine market with strong industry perspective. https://www.liv-ex.com

Unfortunately, Dustin Wilson wasn't able to join this episode, but you can catch him in "The Art of Wine Pairing: Elevating Retirement Gastronomy with Fine Wines" from April 2025.

Dustin Wilson is a Master Sommelier, entrepreneur, and co-founder of Verve Wine, a modern retail and hospitality brand with locations in New York, San Francisco, and Chicago. Known for his role in the SOMM film series, Wilson has also launched Après Cru, a firm supporting the growth of visionary restaurant concepts. https://ny.vervewine.com

Key Highlights

1. Disciplined Bidding at Auctions
Nick Pegna reveals why preparation and strategy, including setting a maximum bid and understanding total costs, safeguard buyers against emotional overspending: "The most careful and frequent buyers at auction have a strategy. They've planned what they're looking to bid on...across multiple auctions."

2. Secondary Market Liquidity Drives Investment Value
Callum Woodcock emphasizes the importance of focusing on wines with proven resale liquidity, not just brand prestige or critics' scores. Data-driven models and decades of market transaction history are now key to "blue chip" wine selection.

3. Storytelling Fuels Scarcity and Demand
Amanda McCrossin illustrates how narrative and personal connection make certain bottles iconic and drive up their market value, citing Napa's Screaming Eagle as a prime example. "Scarcity is really only informed by storytelling...what has made Napa Valley so successful is the storytelling element."

4. Transparency and Technology Are Raising the Bar
Robbie Stevens shares Liv-ex's role in fostering trust: from vetting merchants, digitizing provenance, to benchmarking prices. The expansion of data access and seller management tools allows collectors to track market movements and optimize timing for liquidation.

Call-to-Action

Take a look at one item in your own collection, wine, art, or even another collectible, and think about it like an investor. What makes it valuable? How would you verify its authenticity, track its performance, and decide the right time to sell? Just doing that exercise will give you a new lens for appreciating your investments, and maybe even inspire your next move.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

What does it really take to master leadership in a fast-changing, high-pressure world?

This episode from Inspired Money goes far beyond the usual advice, diving into real strategies for financial success and personal growth.

If you want to lead with impact, whether at the kitchen table or the boardroom, this expert panel shares actionable insights, powerful stories, and game-changing tools for becoming the kind of leader people actually want to follow. 

Meet the Expert Panelists

Heather Younger is the Founder and CEO of Employee Fanatix, a leading consulting firm specializing in employee engagement, culture, and active listening. A bestselling author, TEDx speaker, and expert on empathy in leadership, she empowers organizations to build trust, inclusivity, and workplaces where every voice feels heard and valued. https://heatheryounger.com

Charlene Wheeless is a leadership strategist, executive coach, and bestselling author who helps leaders and organizations transform culture, elevate communication, and lead with authenticity and impact. A former Principal Vice President at Bechtel Corporation and member of Marshall Goldsmith's 100 Coaches, she is a sought-after speaker on resilience, empowerment, and purpose-driven leadership. https://charlenewheeless.com

Tiffany Yu is the CEO & Founder of Diversability, a 3x TEDx speaker, and the author of The Anti-Ableist Manifesto: Smashing Stereotypes, Forging Change, and Building a Disability-Inclusive World. She started her career at Goldman Sachs and was named to the 2025 Forbes Accessibility 100 List. At the age of 9, Tiffany became disabled as a result of a car accident that also took the life of her father. https://www.tiffanyyu.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights:

1. Leadership Is Adaptability in Action
Charlene Wheeless shares how true leaders move beyond hierarchical models: "You quickly learn that hierarchical leadership is quite ineffective…If you can connect with someone, you can lead someone." Adaptability, active listening, and connecting with people on a one-on-one level turn authority into inspiration.

2. Vulnerability Is the New Power
Tiffany Yu talks openly about leading with vulnerability and authenticity—especially in spaces that haven't historically made room for difference. "I believe that we have the capacity to be our full, authentic selves…Just different parts of it are showing up at different times." Her approach shows how vulnerability, not perfection, drives belonging and possibility.

3. Listening and Empathy Build Trust
Heather Younger explains her unique practices for making teams feel truly seen and heard: "I always have this practice where if I'll present an idea…I let them basically overvote me. That creates a sense of safety. And they know what, they can trust me." Her actionable tips for active listening cut through disengagement and unlock deeper trust.

4. Integrity as a Strategic Asset
The panel emphasizes how integrity isn't just a virtue. It's foundational to sustainable business success. Tiffany points out: "There is a business case for disability inclusion…how can we balance both the moral imperative with the economic imperative and have them in tandem?" Integrity shapes culture, attracts talent, and drives performance... not just reputation.

Call-to-Action

Your Inspired Money challenge for the week: choose one conversation where you'll listen with full attention. No distractions, no rehearsed responses... just presence. Notice how it changes the dynamic and what opens up as a result.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Can strategic generosity help you thrive, emotionally and financially?

In this Inspired Money episode, host Andy Wang brings together an expert panel to explore how acts of giving don't just change communities, but transform your own sense of purpose, happiness, and financial health.

If you believe philanthropy is only "about the money," this episode will give you a whole new perspective and practical strategies to make your giving more impactful. Whether you're an individual donor, family foundation, finance professional, or nonprofit leader, this is packed with actionable advice—and heart.

Meet the Expert Panelists

Caroline Fiennes is the Founder and Director of Giving Evidence, an organization that promotes evidence-based charitable giving to ensure donations create measurable impact. A Visiting Fellow at Cambridge University and author of It Ain't What You Give, It's the Way That You Give It, she is recognized globally as a "charmingly disruptive" expert on effective philanthropy and has advised leading donors, companies, and foundations worldwide. www.giving-evidence.com

Paul G. Schervish is Professor Emeritus of Sociology and former Director of the Center on Wealth and Philanthropy at Boston College, where he pioneered research on the moral, social, and emotional dimensions of wealth and giving. A Fulbright Scholar and five-time honoree on The NonProfit Times "Power and Influence Top 50," he has shaped how scholars and practitioners understand philanthropy as both a financial and spiritual endeavor. http://www.bc.edu/cwp

Yvonne L. Moore is the Founder and Managing Director of Moore Philanthropy and President of Moore Impact, bringing over 25 years of experience across government, civil society, and philanthropy. A leading voice in equitable and cross-border giving, she helps families, individuals, and institutions design values-driven strategies that advance social impact in the U.S., Africa, and beyond. https://moorephilanthropy.com

Stephen Kump is President of DAFs at Foundation Source, where he leads innovative philanthropic solutions for donors, institutions, and workplaces. A former Bain consultant and U.S. Army officer, he is also the founder of Charityvest and Chairman of Teen Advisors, combining technology and purpose to expand access to effective giving. https://foundationsource.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. Building an Impactful Philanthropic Portfolio
Caroline discusses why giving should be as strategic as any investment. Rather than random donations, align your charitable "portfolio" with your skills and resources—and verify that you're meeting real needs with evidence-based solutions. She advises, "It's important to think about what you have... Money is the most obvious thing, but there can be other things donors bring as well."

2. The Emotional Rewards of Giving
Paul reveals that generosity is deeply connected to happiness and meaning. Drawing on Aristotle's concept of "philia"—friendship love—he explains, "The more you feel the people you are looking to help are actually yourself, or people like those whom you love...the greater is your generosity." Joy comes from connecting your giving to your deepest values.

3. Values-Driven and Relationship-Centered Giving
Yvonne urges donors to engage their families and communities—not just write checks. Impact starts with understanding the problems you're trying to solve, ongoing donor education, and building trust with nonprofits. "Philanthropy is not about wealth, it's about worth and how you understand the worth of other people," she shares.

4. Technology and Financial Planning Tools for Greater Impact 
Stephen demystifies donor advised funds and tax-smart strategies, making giving frictionless and empowering donors to commit more, without financial strain. "We want to put a lot of focus on making the transactional frictionless so the relational can flourish," he says. From bunching to appreciated stock, financial tools are game changers for modern philanthropists.

Call-to-Action

Inspired Money Challenge: This week, take one intentional action toward generosity: set up a recurring donation, research a charity before giving, or simply give your time to someone who needs support. Do it with purpose, and notice how it makes you feel.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you ready to move beyond traditional approaches to real estate and discover today's smartest wealth-building strategies?

This episode of Inspired Money brings together five investors  to demystify how property investment is adapting to a tech-driven, data-first era. Whether you're just getting started or scaling up your portfolio, this conversation offers actionable insights on asset selection, risk management, advanced financing, and making an impact—with a wealth-building lens you won't want to miss. 

Meet the Expert Panelists

Ken McElroy is a multifamily real estate investor, author, and CEO of MC Companies, which manages more than $2 billion in assets nationwide. A popular YouTube creator, podcast host, and founder of The Collective Advisors Mastermind, he is dedicated to teaching others how to achieve financial freedom while giving back through the Sharing the Good Life Foundation. https://kenmcelroy.com

Neal Bawa is the CEO and Founder of UGro and Grocapitus, two data-driven commercial real estate investment firms with a portfolio of over 4,800 units and $1 billion in assets under management. Known as "The Mad Scientist of Multifamily," he is a leading voice in applying analytics, PropTech, and FinTech to transform real estate into a more transparent and tech-enabled asset class. https://grocapitus.com

Jay Papasan is a bestselling author and longtime executive at Keller Williams Realty International, where he has led education, publishing, research, and strategic content for the world's largest real estate company. CEO of Produktive and co-author of The ONE Thing (3.5M+ copies sold), Jay also co-owns Papasan Properties Group with his wife Wendy and hosts The ONE Thing and Think Like a CEO podcasts. https://www.jaypapasan.com

J Scott is an entrepreneur, investor, and bestselling author of five real estate books that have sold over 500,000 copies worldwide. A former Silicon Valley executive at Microsoft and eBay, he's now a partner at Bar Down Investments, where he currently owns and operates a $200M multifamily investment fund with over 1,100 units. https://www.jscott.com

Paul Moore is the Founder of Wellings Capital, a firm that manages 8 private equity commercial real estate funds. He is a seasoned commercial real estate investor with experience in multifamily, self-storage, and large-scale developments. An entrepreneur and author of two real estate books, Paul has completed over 100 property investments and regularly shares his expertise through podcasts, media appearances, and industry events. https://www.wellingscapital.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. The Power and Pitfalls of Niche Asset Classes 
Paul Moore's perspective on "boring but beautiful" sectors like self-storage and small-bay industrial assets emphasizes their recession resistance and long-term cash flow. He underlines: "A great property can be ruined by a mediocre operator, and a mediocre asset can be saved and prosper under a great asset manager." This theme of specialized knowledge—versus chasing trends—is critical for sustainable, risk-adjusted returns.

2. Leveraging Data, AI, and Hyperlocal Analysis
Neal Bawa demonstrates how real estate investing is being revolutionized by artificial intelligence and predictive analytics. "All of our rent comps are now done by a tool called Manus…We're able to manage our properties better because our weekly reports on asset management are AI-generated," Neal shares. The key is using tech not just for efficiency, but for smart, precision targeting in investment decisions.

3. Strategic Asset Management—From Landlord to Business Owner
Ken emphasizes the essential mindset shift from simply being a landlord to managing properties as scalable businesses. "If the asset is in really, really good shape, it's well capitalized, it's maintained, financially maintained…then it actually helps when you start to exit." Operational excellence—including robust asset management and leveraging both people and systems—drives sustainable value.

4. Aligning Values and Wealth: Impact Investing in Real Estate 
This episode dives into strategies for doing well while doing good. Jay Papasan highlights, "The money is good for the good it can do...wealth is great because we can make great change with it." Both he and J Scott discuss setting impact goals, engaging community, and integrating purpose into investment models—showing that profitability and purpose aren't mutually exclusive.

Call-to-Action

Your Inspired Money challenge for the week: take one step to move from "landlord thinking" to "asset manager thinking." Review a property you own, or one you're considering, and calculate its Net Operating Income. Ask yourself, "What simple change could increase cash flow or reduce costs?" 

Mentioned in this Episode:

1. Warren Buffett
2. Charlie Munger
3. John Arrillaga
4. The Perfect Investment: Create Enduring Wealth from the Historic Shift to Multifamily Housing (Paul Moore)
5. CoStar Real Estate Manager
6. Yardi
7. Manus
8. William Wilberforce
9. Amazing Grace (2006 film)

•  

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you overlooking the most important investment in your portfolio, yourself? In this episode of Inspired Money, host Andy Wang is joined by four experts to explore why "investing in yourself" is both a wealth-building strategy and a path to deeper fulfillment. Whether you want to become financially resilient, boost your career, or bring more meaning to your life, this panel delivers actionable tools and insights designed for ambitious professionals.

Meet the Expert Panelists

Whitney Johnson is the CEO of Disruption Advisors, a leadership development firm helping companies like Amazon, Kraft Heinz, and Morgan Stanley build high-performing teams through transformative growth strategies. Ranked by Thinkers50 as one of the world's top ten management thinkers, she is a Wall Street Journal bestselling author of Smart Growth, Build an A Team, and Disrupt Yourself, and a globally recognized expert on organizational change and personal growth. https://thedisruptionadvisors.com

J. Kelly Hoey is a networking expert, author, and speaker known for her groundbreaking approach to relationship building in the digital age. Her book Build Your Dream Network and dynamic talks help professionals, entrepreneurs, and creatives leverage both in-person and online networks to unlock new opportunities and drive success. https://jkellyhoey.co

Claire Wasserman is the founder of Ladies Get Paid, an educator, author, and advocate for women's professional and financial advancement, who has helped thousands of women negotiate raises and start businesses, and is recognized as one of Entrepreneur Magazine's 100 Most Powerful Women. https://clairewasserman.com https://ladiesgetpaid.com

Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living. http://phroogal.com

This episode is sponsored by Runnymede Capital Management. Get your free 3-minute financial plan at https://www.inspiredmoney.fm/getplan and discover your retirement age, income, and strategy today.

Key Highlights

1. Embrace Change and Build Your S Curve
   Whitney emphasizes the importance of continuously "disrupting yourself"—intentionally jumping from your current expertise to a fresh learning curve. This creates new opportunities for growth and prevents stagnation. "If I stay here, I'll stop growing and I'll start dying."
2. Your Network is Your Career Moat
   Kelly illustrates how cultivating your network proactively acts as a shield, providing resilience in uncertain job markets and transitions. She advises, "How are you showing up every day?… That network, right, that is your moat." Consistently nurture relationships—don't wait until you need them.
3. Strategic Self Investment and Energy Management
   Claire recommends regular self-inventory to manage your energy and optimize what gives you purpose. Simple self-checks ("Where did my energy go today?") help you identify what to double down on and what to eliminate, fueling sustainable, meaningful progress.
4. Purposeful Growth and Holistic Well-being
   Jason highlights the ROI of investing not only in your skills but also in your well-being. He encourages us to measure outcomes like peace of mind and rest as real assets: "Gears that grind for too long get worn out and then thrown out. An investment in rest is vital."

Call-to-Action

Here's my challenge to you this week. Identify one thing in your life that you want to improve. Maybe you want to understand how to use AI in your job. Maybe you want to become a better public speaker. Maybe you want to learn to be a better cook.

1. Whatever it is, pick it.
2. Then do some research. Find a course, a book, a coach, or a community.
3. Pick a date to start. Not "someday." Not "when things slow down." An actual date on your calendar.

The difference between people who grow and people who stay stuck isn't talent or time or money. It's the willingness to pick a date and show up Small, consistent action beats waiting for the "perfect" time every time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why You Can't Miss This Episode

Are you confident your wealth will stand the test of time? Or are you leaving your financial legacy vulnerable?

This episode of Inspired Money takes you beyond basic portfolio talk and into practical wealth preservation strategies, from smart investing and tax planning to estate protection and next-gen philanthropy.

With a powerhouse panel of financial experts, you'll learn real-world tactics to keep your money working for you, avoid costly mistakes, and build lasting financial resilience.

Whether you're growing a nest egg or planning your retirement, this episode delivers the tools to protect what you've built and create a legacy that lasts. 

Meet the Expert Panelists

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com

Jacqueline Schadeck, CFP®, AWMA®, is a CERTIFIED FINANCIAL PLANNER™ professional, author, and speaker who helps individuals and families achieve financial clarity and build generational wealth. Inspired by her own family's experience with poor financial advice, she combines education, comprehensive planning, and community service to empower others toward long-term financial success. https://goldenws.com

Kemberley "Kemcents" Washington, CPA, is a tax expert, journalist, and former IRS agent with over 20 years of experience helping individuals and communities navigate taxes and personal finance. A frequent contributor to Forbes Advisor and national media outlets like Good Morning America 3 and Fox Business, she is also the author of several books, including The Ten Commandments to Financial Healing and It All Starts with a Budget. https://www.kemberley.com

Key Highlights

1. Rethinking the 60/40 Portfolio Dana Anspach challenges the traditional portfolio model, highlighting the need for personalized risk management:

"It all comes down to being really clear on how you define risk… That's going to lead to different portfolio strategies that best protect against that risk."

From alternatives to ETFs, understanding your personal timeline and goals is key to crafting a resilient investment plan.

2. Modern Estate Planning Matters Kemberley Washington emphasizes staying on top of tax law changes and setting up basic legal documents, wills, trusts, powers of attorney, before moving to advanced strategies like donor-advised funds. Jacqueline Schadeck warns:

"My fear is that everyone… is part of the 70% of Americans that don't actually have any estate documents in place."

Estate planning isn't optional. It's essential.

3. Business Entity & Asset Protection Simplified Entrepreneurs and investors risk everything when they mix personal and business assets. Dana Anspach shares:

"You meet the wrong person at the wrong time and you never know what's going to happen… there may be simpler ways to get asset protection in place without the additional complexity."

Work with both a CPA and attorney to align legal structures, taxes, and retirement planning for maximum protection.

4. Next-Gen Philanthropy & Sustainable Investing Today's investors want more than returns—they want impact. From ESG investing to donor-advised funds, philanthropy offers tax efficiency, legacy building, and social good. Kemberley Washington notes:

"More and more are not only thinking about ESG, but giving more impactful—maybe to a church, tithes, and different things of that nature." Take Action: Protect Your Wealth Today

My challenge to you this week: choose one area of your finances that feels exposed and commit to addressing it. Maybe that means calling your financial planner, researching asset protection strategies, or finally scheduling that estate planning meeting you've been putting off. Don't wait for the "perfect time." Small steps now prevent big regrets later. 🎧 Listen to the full episode on the Inspired Money podcast or watch on the Inspired Money YouTube channel.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why You Can't Miss This Episode

Money and technology are evolving at breakneck speed, and blockchain sits right at the center of this transformation. It's more than cryptocurrency. It's about trust, transparency, and the future of finance. In this episode of Inspired Money, we bring together leading voices in blockchain, crypto investing, and emerging technologies to help you cut through the noise and understand where this digital revolution is headed. Whether you're curious about crypto or already investing, this expert panel delivers real-world insights, personal stories, and practical takeaways to help you make sense of blockchain, digital assets, and the opportunities ahead. 

Meet the Expert Panelists

Dr. Merav Ozair is a leading global expert on emerging technologies, blockchain, and responsible AI, with extensive experience as a data scientist, quant strategist, and fintech educator at institutions like Cornell and Wake Forest University. A member of the Academic Advisory Board at INATBA and founder of Emerging Technologies Mastery, she is widely recognized for her work in democratizing technology and shaping ethical, inclusive digital innovation. https://www.doctorblockchain.io

Sir John Hargrave is the CEO of Media Shower and publisher of the widely read Bitcoin Market Journal, trusted by over 100,000 crypto investors each month. His highly anticipated new book, The Intelligent Crypto Investor (coming February 10, 2026), reveals a proven, accessible strategy for building long-term wealth through smart crypto investing—now available for preorder. https://www.bitcoinmarketjournal.com

Chris Kline is the Co-Founder and COO of BitcoinIRA, the world's first platform enabling investors to hold cryptocurrencies directly in their retirement accounts. Since launching the company in 2016, Chris has expanded its offerings beyond Bitcoin to multiple digital assets, built a secure and compliant infrastructure, and helped establish BitcoinIRA as the trusted leader in crypto retirement investing. https://bitcoinira.com

Nick Spanos is a pioneering entrepreneur in the blockchain and cryptocurrency space, best known for founding Bitcoin Center NYC in 2013, the world's first physical cryptocurrency exchange located just steps from the New York Stock Exchange. He is also the inventor of the multi-branched blockchain and blockchain-based voting systems, holds multiple patents, and is a recognized thought leader featured in the Netflix documentary Banking on Bitcoin. https://www.nickspanos.com

Key Highlights from the Conversation

1. Blockchain: Powering the New Digital Trust Dr. Merav Ozair emphasizes that blockchain's impact goes far beyond cryptocurrency.

"AI fakes. Blockchain authenticates."

She explains that as AI-generated content and digital interactions grow, we face a crisis of trust. Blockchain's immutable records and decentralized verification can bring authenticity to everything from online identities to supply chain data, ensuring we know what's real in a digital-first world.

2. Diversification and Smart Crypto Investing Sir John Hargrave demystifies crypto investing with simple, practical steps:

"Start with a small amount of Bitcoin, maybe a little Ethereum. No more than 10% of your portfolio."

He explains that diversification helps reduce risk while offering exposure to the potential upside of digital assets. His upcoming book, The Intelligent Crypto Investor, provides a clear roadmap for building long-term wealth without gambling on hype or speculation.

3. Democratizing Financial Opportunity Chris Kline highlights how cryptocurrency is opening doors for everyday investors:

"Bitcoin and cryptocurrency is the democratization of money—it is the people's currency."

Through platforms like BitcoinIRA, investors can now hold digital assets in secure, regulated retirement accounts, breaking down barriers that once limited access to alternative investments and giving individuals more control over their financial future.

4. Remaining Vigilant in a Rapidly Centralizing Landscape Nick Spanos, a pioneer from the early days of crypto, warns against forgetting its roots:

"If these sleaze bags get a hold of it and turn it into what they can manipulate, it's the wrong move for humanity."

He shares how Bitcoin's original ethos was built on decentralization and freedom from centralized control—and why staying vigilant is essential as institutions and governments increasingly enter the space.

Your Next Step

Take 30 minutes to learn about one real-world use case of blockchain beyond cryptocurrency. Whether it's supply chain transparency, digital identity, or decentralized finance, pick one area and read an article, watch a video, or even explore a project's whitepaper. The goal isn't to invest. It's to educate yourself so you can make informed decisions in the future.

IMPORTANT DISCLOSURE INFORMATION: This episode of Inspired Money is sponsored by Runnymede Capital Management, Inc. The views shared are for general information only and do not necessarily reflect Runnymede's opinions. Nothing you hear should be taken as personalized investment advice. For guidance specific to your situation, please speak with Runnymede or another qualified advisor.

All investments involve risk. There's no guarantee that any strategy, service, or discussion will be profitable, suitable, or successful for you. Past results are not a promise of future performance. You can find Runnymede's current disclosure brochure, which explains our services and fees, at runnymede.com or by request.

A note on cryptocurrency: Cryptocurrencies are digital assets not issued or regulated by a central authority. Their prices can swing dramatically, and investors should be prepared for volatility, liquidity risks, and even the possibility of losing their entire investment. Runnymede advises approaching cryptocurrency with caution and believes it is suitable only for investors who understand and can tolerate these risks.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you curious about how Bitcoin and digital currencies can fit into your retirement plan? With new pro-crypto legislation and increasing mainstream acceptance, retirement investing with crypto is gaining traction. In this episode of Inspired Money, host Andy Wang takes you inside the future of digital asset investing for retirement, straight from the headquarters of iHeartMedia in NYC. Whether you're a crypto skeptic or enthusiast, you'll discover eye-opening strategies to protect your nest egg and potentially grow your wealth, tax-free.

Meet our Guest

Chris Kline is the Co-Founder and COO of BitcoinIRA, the pioneering platform that enables investors to hold cryptocurrencies directly in tax-advantaged retirement accounts. With over a decade in financial innovation, Chris has led BitcoinIRA from its inception in 2016 to becoming a $14 billion asset under custody leader, making him a sought-after authority on crypto and retirement investing.

Key Highlights

1. The Case for Crypto in Retirement Accounts
Chris Kline discusses how BitcoinIRA was created to meet the demand for alternative investments in retirement portfolios. As traditional pensions dwindle and inflation rises, Chris shares why diversification is essential. "We have a retirement crisis in America... Alternatives are no longer a luxury—they're a necessity for long-term security," he says.

2. The Power (and Potential) of a Roth IRA for Crypto Growth
Andy Wang and Chris Kline break down the appeal of holding Bitcoin in a Roth IRA, emphasizing the game-changing benefit: tax-free gains. Chris explains, "To have it [Bitcoin] in a tax-free, tax-deferred setting...when you hit that ripe age of retirement and can take those distributions out tax-free—that's what the big money's doing."

3. Security & Innovation: The "Pentagon of Custody" Approach
Security is a major concern for digital assets. Chris highlights BitcoinIRA's robust, multi-layered "Pentagon of Custody" system—which includes multi-signature wallets, insurance, and strict authentication—to protect clients' crypto "nest eggs" from threats both external and internal. "We put [your assets] at the center and then we put these rings of protection," Chris explains.

4. Financial Literacy & Accessibility
The conversation underscores the importance of financial literacy and demystifying complex concepts like digital assets for all generations. Chris advocates, "You need more advocates out there teaching it. But people have to be open to it… that's what keeps us from really prospering."

Call-to-Action

Don't just listen—take action. Check your retirement accounts this week and see if you're truly diversified for the future you want. Even if you start small, even if it's just learning, your future self will thank you.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Credit doesn't just open doors. It can make or break your financial future.

In "Unlocking the Power of Credit for Financial Success," Andy Wang and a panel of experts demystify the secrets of credit scores, break down new innovations in fintech, and reveal actionable tactics for building—and protecting—your financial reputation.

Whether you're just starting out, rebuilding after a setback, or looking to leverage credit for new opportunities, this episode has the clarity, insight, and real-world strategies that LinkedIn professionals need right now. 

I want to thank our sponsor Seeking Alpha Premium, the investment research platform that helps you make smarter decisions with institutional-grade analysis and proven stock ratings. Get $30 off your first year plus a 7-day free trial at www.inspiredmoney.fm/alpha.

Meet the Expert Panelists

Howard S. Dvorkin, CPA, is a nationally recognized debt and credit expert, two-time author, and Chairman of Debt.com, where he has dedicated his career to helping Americans achieve financial freedom. A pioneer in financial education and consumer advocacy, he has shaped state and federal legislation, led national credit counseling associations, and appeared as a trusted voice in major media outlets including The New York Times, CNN, and Fox News. https://www.howarddvorkin.com

Anthony Davenport is the founder and CEO of Regal Credit Management, a leading firm that helps professional athletes, entertainers, and high-net-worth individuals build, restore, and protect their credit. A best-selling author of Your Score and a certified FICO® credit expert, he is a sought-after speaker and media commentator featured in outlets such as Forbes, USA Today, and Oprah Magazine. https://anthonymdavenport.com

Cullen Canazares is the Co-Founder & CEO of Rental Kharma, the pioneers in the rent reporting industry for over 12 years, having helped more than 125,000 families build credit by reporting rent payments to major credit bureaus. A Stanford Graduate School of Business alumnus and serial entrepreneur, he has dedicated his career to advancing financial inclusion and empowering renters to raise their credit scores, achieve homeownership, and access better financial opportunities. https://www.rentalkharma.com https://www.rentalkharma.com

Reyna Gobel, MBA, MPH, is an award-winning freelance journalist and keynote speaker whose work on personal finance, nutrition, travel, and wellness has appeared in The Atlantic, Scientific American, Money, Reuters, AARP, and U.S. News & World Report. She is also the author of seven books—including Graduation Debt, a Washington Post Book of the Month—and has educated audiences at hundreds of colleges, alumni associations, and organizations nationwide. Her nutrition course is available at www.bestnutritionclassever.com and you can find her content at www.walletsandwaistlines.com. https://reynagobel.com

Key Highlights:

1. The Real Credit Score Formula—Demystified

Howard Dvorkin breaks down the evolution of credit scoring from subjective loan office assessments to the current data-driven FICO model. He emphasizes, "If you take credit out, pay it off. If you can't pay it off immediately... try to keep the utilization under 10%." Focusing on payment history and credit utilization gives you control over the score that controls so many major financial moments.

2. Insider Secrets to Credit Optimization

Anthony Davenport reveals how timing and reporting dates can cause credit scores to fluctuate—even if you pay off your cards monthly. He recommends, "Find out the reporting dates for each of your credit cards and set up your auto payment to pay it off a few days in advance before that date. That way, your credit score is going to stay optimal every month, in and out." 

3. Building Credit Without Going into Debt

Cullen Canazares shares how rent (and now, utility) payments can count toward your credit score, thanks to new fintech solutions and imminent industry upgrades. For those without credit cards or thin files, this is a groundbreaking way to build creditworthiness—without taking on new debt. 

4. Develop a Mindset for Long-Term Credit Health

Reyna Gobel underscores the importance of confidence, knowledge, and bite-sized action. "A lot of people don't know the nutrients they're eating either," she says, connecting personal finance to health. Starting with small, manageable steps, like pulling your credit report or disputing an error, can yield big results.

Call-to-Action

Here's my challenge to you this week: Pull your credit report. It's free at AnnualCreditReport.com, and reviewing it is the first step in taking control. Look for errors, understand what's driving your score, and make one small improvement... whether that's paying down a balance, setting up autopay, or reporting your rent.

As we heard from our guests, small actions can have a huge impact over time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you striving for both happiness and financial security but finding the balance elusive? This episode of Inspired Money dives deep into the science-backed connections between happiness and money, breaking down common myths, practical strategies, and life-changing perspectives. If you want to build not just your net worth, but your life satisfaction, this episode is packed with insights you won't want to miss. 

Meet the Expert Panelists

Tal Ben-Shahar is a renowned expert in the field of happiness studies. He is a New York Times bestselling author whose books have been translated into more than 30 languages. He previously taught two of the most popular courses in Harvard University's history on positive psychology and leadership, and today he co-leads global initiatives like the Happiness Studies Academy and VIVID, helping individuals and organizations cultivate resilience, wellbeing, and authentic leadership. He is a professor at Centenary University where he created the world's first MA and PhD degrees in Happiness Studies. https://www.talbenshahar.com

Scott Rick is an Associate Professor of Marketing at the University of Michigan's Ross School of Business, where he studies the emotional causes and consequences of consumer financial decision-making. He is the author of Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships (St. Martin's Press, 2024), and his research has been featured in the New York Times, Wall Street Journal, Harvard Business Review, and NPR. https://www.scottrick.com

Talya Miron-Shatz is a psychologist, researcher, and author specializing in medical decision-making, patient experience, and happiness. A former postdoctoral fellow with Nobel Laureate Daniel Kahneman at Princeton and Wharton faculty member, she is now a full professor at Ono Academic College and a visiting researcher at Cambridge University, with over 60 publications and extensive consulting work for global healthcare and technology companies. https://www.talyamironshatz.com

Key Highlights

1. Happiness is the Ultimate Currency
   Dr. Tal Ben-Shahar explains that happiness, not wealth, is the real end goal, echoing Aristotle's ancient wisdom. He reminds us that money is simply a means, and that "if you had all the money in the world but were guaranteed misery, would you take it?" The lesson: prioritize well-being over chasing financial milestones.
   
   
2. Know Your Financial Personality
   Dr. Scott Rick demystifies the tension between "tightwads" and "spendthrifts," and how both can miss out on happiness if financial habits aren't balanced. His advice is practical: in couples, defer to the "tightwad" on material purchases and the "spendthrift" on shared experiences, reinforcing that spending on relationships and novel memories pays more happiness dividends. 
   
   
3. Purposeful Spending Outshines Consumption 
   Dr. Talya Miron-Shatz highlights the importance of aligning spending with values and experiences, not just social media-worthy purchases. "What makes us truly happy are not just things that look good, but experiences, connections, and personal growth," she shares, urging us to break free from comparison culture and savor what truly matters.

Call-to-Action

Here's my challenge for you this week: pay attention to one financial decision you make, big or small, and notice the emotions behind it. Are you spending out of joy, fear, habit, or something else? Just the act of noticing can be the first step toward more clarity and confidence with your money.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you looking to align your investments with your personal values and make a real difference in the world? This episode of Inspired Money looks at sustainable investing, exploring how your portfolio can do more than generate returns.

You'll learn how ESG (Environmental, Social, and Governance) factors are transforming global finance, why shareholder advocacy offers leverage for long-term value, and how transparency tools can empower every investor.

Whether you're an industry professional or a values-driven investor, this episode delivers actionable insights, practical resources, and forward-thinking strategies to help you invest with impact.

This episode of Inspired Money is brought to you by Runnymede Capital Management, where investing is never one-size-fits-all. For over 30 years, we've worked closely with clients like you to understand your goals, objectives, and values. Then we create a customized portfolio designed to align with what matters most to you — whether that's pursuing growth, protecting your wealth, or investing in a way that reflects your principles. If you're ready for a personal, thoughtful approach to managing your money, visit https://www.runnymede.com.

  Meet the Expert Panelists

Andrew Behar is CEO of As You Sow, the nation's leading nonprofit advancing values-aligned investing through shareholder advocacy on climate, social justice, and corporate accountability. A former entrepreneur and inventor with five patents, he is also the author of The Shareholders Action Guide and a recognized Purposeful-50 changemaker. https://www.asyousow.org

Marilyn Waite is Managing Director of the Climate Finance Fund, leading efforts to accelerate the transition to a climate-friendly economy by aligning capital with low-carbon solutions. With experience spanning four continents in clean energy, climate finance, and sustainable investment, she is the author of Sustainability at Work and a widely published voice on climate and economic policy. https://marilynwaite.com

Jennifer Coombs is Head of Content & Development at US SIF: The Sustainable Investment Forum, and creator of the Chartered SRI Counselor (CSRIC) designation, the first U.S. professional credential in sustainable investing. A two-time TEDx speaker and recognized 40 Under 40 honoree, she is a leading educator, writer, and advocate for integrating ESG principles into finance. https://www.ussif.org

Ioannis Ioannou is an Associate Professor of Strategy and Entrepreneurship at London Business School and a globally recognized expert on corporate sustainability and responsibility. His award-winning research examines how businesses integrate environmental and social issues into strategy, influencing investors, corporate decision-making, and long-term performance. https://www.ioannou.us

Key Highlights:

1. Sustainable Investing Takes Many Forms
   Andrew Behar breaks down the ecosystem of sustainable investing—from exclusionary screens like avoiding fossil fuels to impact investing that targets measurable social outcomes. With data-driven advocacy and shareholder engagement, investors can leverage their portfolios for real change. As Andrew puts it, "Your money...really defines the future."
   
   
2. Global Momentum and Regional Nuance
   Marilyn Waite underscores that sustainable investing has gone mainstream across the globe, now representing over one-third of global assets under management. She emphasizes the leadership of the Global South in setting new standards, showing that sustainable finance is both a fiduciary and a competitive imperative. "There's no stopping this because it just makes good sense, it makes fiduciary sense, and it makes return sense," Marilyn notes.
   
   
3. Measuring and Managing Impact in a Noisy Data World
   Jennifer Coombs highlights the evolution and pitfalls of ESG data, explaining how investors can move past simple ratings to uncover genuine impact. Transparent frameworks and practical tools—like As You Sow's InvestYourValues platform—empower investors to know exactly what they own and avoid greenwashing.
   
   
4. Corporate Accountability and the Power of Narrative
   Ioannis Ioannou shares how ESG outperformance research is nuanced—successful sustainable companies embed responsibility in strategy, not just reporting. He calls for a "positive narrative" that unites all stakeholders: "Transparency is necessary but not sufficient. We need to align corporate action with a system that works within its limits—and tell a compelling, evidence-based story."

Call-to-Action

Let's inspire you with one action item to move the needle this week: take a moment to review your own portfolio or investment choices and ask yourself, "How well do they align with your personal values?" Even small shifts can make a big impact over time. If you haven't explored sustainable investing before, start by researching one company or fund that prioritizes environmental or social responsibility.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you looking to build a business that goes beyond ideas and actually creates impact? This episode of Inspired Money explores the realities of entrepreneurship, demystifying the process of turning inspiration into innovation, and then into profit. Our all-star panel peels back the layers on what it really takes to validate concepts, build recognizable brands, secure funding, and achieve sustainable growth. Whether you're an aspiring entrepreneur or a seasoned business leader, you'll come away with actionable insights and fresh motivation. Meet the

Expert Panelists

Ilana Golan is a serial entrepreneur, investor, and international keynote speaker who founded Leap Academy, one of the fastest-growing private companies in America. A former Israeli Air Force commander and the first woman to train all F‑16 pilots, she has scaled startups to $15M in annual revenue, contributed to a $300M exit, and inspires audiences worldwide with her insights on entrepreneurship, career reinvention and the future of portfolio careers. 

James Orsini is the President of Startup Operations at VaynerX, working alongside Gary Vaynerchuk to help grow and scale the company's portfolio of ventures. With decades of executive experience in finance, operations, and agency leadership, he specializes in building systems that transform entrepreneurial ideas into thriving businesses. 

Nikki Estes is a serial entrepreneur, co-founder of iCG Pay (acquired by CSG Forte), and CEO of Market Me More, where she helps B2B and tech companies scale through strategic marketing, sales optimization, and technology-driven solutions. As the founder of Top Voices Unite and a recognized LinkedIn Top Voice, Nikki has built a collaborative platform that amplifies thought leaders, fosters high-impact partnerships, and inspires professionals to grow and lead with purpose. 

Key Highlights

1. Early Validation Is Everything
   Ilana Golan reveals why quickly testing ideas and embracing direct customer feedback is essential for success. Sharing a personal story, she emphasizes, "You want to create an MVP, but don't get attached—write it in pencil because you might need to erase it and pivot based on what your customers actually want."
2. Personal and Business Brands Belong Together
   Nikki Estes and Ilana both highlight the increasing importance of building a strong, authentic personal brand alongside your business brand, especially in today's digital-first world. Nikki explains her approach: "It's almost necessary for the brand leader to stand up and talk about what they do. People want the voice behind the company." 
3. Funding Wisely: Bootstrap First, Raise Later
   James Orsini and Nikki both offer practical advice for entrepreneurial finance. "Don't squeeze the baby too tight," James warns, underscoring the value of securing a credit line before giving away equity. Nikki describes how bootstrapping taught her the discipline that later fueled growth. Sometimes self-funding is the best teacher. 
4. Resilience and Purpose Drive Growth
   Ilana and Nikki discuss how setbacks can plant the seeds for future triumphs, and why purpose is the ultimate secret weapon against burnout. In Ilana's words, "Sometimes your biggest challenges are exactly the fuel that you need… your strongest 'why' will keep you moving forward."

Call-to-Action

Here's my challenge for you this week: take one concrete step toward your idea. It could be writing out your business model on one page, reaching out to someone in your network for feedback, or even setting aside time to research your market. 

Commit to taking just one step. Because the difference between a dream and a business is the action you take today. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are you rethinking what retirement means?

Forget the "end-of-the-road" narrative. Today's retirement is about launching a purposeful, fulfilling new chapter on your own terms.

In this episode of Inspired Money, host Andy Wang brings together a expert panel of retirement planning, financial wellness, and lifestyle experts to share actionable strategies for creating a holistic, sustainable, and satisfying retirement.

Whether you're decades away from hanging up your hat or already on your early-retirement path, this discussion will challenge how you think about mind, body, and money—and what it really takes to thrive in your next chapter. 

Meet the Expert Panelists

Christine Benz is Director of Personal Finance and Retirement Planning at Morningstar, where she has helped millions of investors make smarter decisions through her writing, speaking, and podcast, The Long View. She is the author of the forthcoming book How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, and has been recognized by Barron's as one of the most influential women in finance.  https://www.morningstar.com  

Pete Neuwirth, FSA, FCA, is a senior consulting actuary with over 35 years of experience helping Fortune 500 companies design and fund executive and retirement benefit programs. A thought leader in holistic financial wellness, he is the author of What's Your Future Worth? and Money Mountaineering, and continues to consult, write, and speak on retirement, longevity, and decision-making in a complex world.  https://neuwirthassociates.consulting 

Jason Vitug is a bestselling author, wellness advisor, and storyteller who empowers people to live with purpose, financial confidence, and emotional well-being. As the author of You Only Live Once and Happy Money Happy Life, and founder of Phroogal and The Smile Lifestyle, he blends personal finance, travel, mindfulness, and self-development to inspire holistic living.  http://phroogal.com 

Jordan Grumet, MD is a hospice physician, personal finance educator, and host of the acclaimed Earn & Invest podcast, where he explores the intersection of money, purpose, and meaning. He is the author of "Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life" and "The Purpose Code," blending his unique medical and financial perspectives to inspire intentional living.  https://jordangrumet.com

Key Highlights:

1. Social Wellness: The Overlooked Retirement Strategy
   Christine Benz emphasizes that while most people obsess over the money piece, "relationships and social connections are a very underrated component of life satisfaction and happiness." Long before you retire, invest as much in your social life and purpose as you do in your portfolio.
   
   
2. The Holistic, Multi-Dimensional Approach
   Jason Vitug stresses the interconnectedness of mental, emotional, physical, and financial well-being: "If we let go of one area or focus too much on one dimension, that has a negative ripple effect on the others when we neglect them." He urges proactive self-care for a genuinely fulfilling retirement, not just a financially secure one. 
   
   
3. Planning for Risk and Flexibility
   Pete Neuwirth reveals that successful retirement involves more than numbers: "It's really all about managing the risks in the decumulation in the retirement phase, including sequence of returns, but also longevity, spike expense and other things like taxes." He recommends home equity and part-time work as often-underused "buffer" assets. 
   
   
4. Emotional Preparedness: Redefining Identity Post-Career
   Jordan Grumet and Christine highlight the emotional side: retirees often struggle with identity and purpose once their work routines and roles fall away. Jordan suggests revisiting childhood passions. Christine recommends testing meaningful activities in advance so retirement transitions are smoother and more joyful.

Call-to-Action

Here's your one thing you should do this week: Take 20 minutes to write down your vision for retirement... not just the numbers, but the life. What does a meaningful day look like? Who are you with? What are you doing? Then ask: What small step can I take now to start living that vision today? Then reverse engineer that back to your finances. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Are your investments truly aligned with your values? In this episode of Inspired Money, host Andy Wang sits down with leading thinkers and practitioners in sustainable and ethical investing to challenge the traditional focus on returns alone. If you've ever wondered whether your money can "do well and do good," this conversation is packed with fresh perspectives, actionable strategies, and a transparent look at mindful investing, including how to spot (and avoid) greenwashing. Whether you're a finance professional, a seasoned investor, or just getting started, this episode will change how you think about where your money goes—and the impact it creates.

Meet the Expert Panelists

John Streur is Chief Investment Officer of All Material Risk Investment Strategies (AMRIS) at Boston Common Asset Management and a recognized leader in sustainable investing. As former President and CEO of Calvert Research and Management, he advanced ESG integration through innovations like the Calvert Principles, Calvert Research System, and Calvert Indices, while guiding the firm's AUM growth from $11 billion to over $40 billion. https://bostoncommonasset.com

Kristin Hull, Ph.D., is the Founder and Chief Investment Officer of Nia Impact Capital, where she pioneers values-aligned investing with a focus on social justice, environmental sustainability, and gender equity. A former educator turned impact investing leader, she is devoted to transforming finance to better serve people and the planet. https://www.niaimpactcapital.com

Manel Pretel-Wilson, Ph.D., is a social entrepreneur and systems thinker with senior leadership experience in innovation and sustainability. He holds degrees in Business Studies and Philosophy, master's degrees in International Relations and Sustainability, a PhD in Systems Science, and is the author of the forthcoming book The Ethics of Human Systems: Creating Economic Value with Impact for Good (August 2025), which explores integrating ethics deeply into economics and impact investing. https://www.researchgate.net/profile/Manel-Pretel-Wilson

Key Highlights

1. Rethinking Risk and Opportunity with ESG
   John Streur discussed how integrating ESG data uncovers risks and opportunities often missed by traditional analysis. He explained, "Including this information broadly should result in a much better understanding of the company…what is their ability to manage their impact on the environment? What is their ability to create a great workplace for men and women and people of all backgrounds?"
   
   
2. Purpose-Driven Portfolios Start with Value Alignment
   Kristin Hull shared her journey from high-frequency trading to purpose-aligned investing—emphasizing that investors, big and small, shape the economy by where they put their capital. By focusing on solution-driven companies and evaluating both risks and opportunities, Kristin's approach helps investors build portfolios that reflect their ethics and financial goals.
   
   
3. Ethics as the Foundation of Impact
   Dr. Manel Pretel-Wilson made a compelling case for putting ethics at the core of investment strategies, not just screening out negatives. "By pursuing a good purpose that realizes value, you're already leaving behind all the other [counter values]." He advocates for frameworks that measure both realized values and counter values, urging investors to see ethical impact as central to value creation.
   
   
4. Greenwashing: How to Spot It and What to Do
   The panel addressed the rise in shallow ESG claims and shared concrete tips for investors to move beyond the marketing to find authentic impact. Kristin noted the importance of examining sources of revenue and measurable commitments, while John highlighted the value of analyzing regulatory filings and third-party verification.

Call-to-Action

Here's one thing you can do this week, because positive change requires action. Take a look at one investment you hold and ask yourself, "Does this align with my values?" Dig in. Look beyond the ticker. Who's leading the company? What do they stand for? What's their environmental and social footprint? That one moment of curiosity might just spark a broader shift in how you view and shape your portfolio.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money  

Why This Episode Is a Must-Listen

Are classic cars just vintage machines, or rolling works of art? And are they a smart investment for the future?

In "Classic Car Restorations: Reviving Automotive Legends," the Inspired Money panel explores how restoring classic cars is about passion, heritage, and innovation. Whether you're an investor, enthusiast, or simply curious about the intersection of culture and craftsmanship, this episode delivers powerful insights that will change the way you see collectible cars.

Meet the Expert Panelists

Matt DeLorenzo is a veteran automotive journalist and author with over 40 years of experience, having served as editor-in-chief at Road & Track and Autoweek, and as a senior editor at Automotive News and Kelley Blue Book. A founding juror of the North American Car of the Year awards, he has authored multiple books on iconic American vehicles, from the Corvette to the Dodge brand legacy. His next book, "Mercedes-AMG: Race-bred Performance" will go on sale this November. https://tightwadgarage.com

Rupert Banner is a Senior Specialist at Gooding Christie's, bringing over 30 years of experience in the collector car auction industry, including senior roles at Bonhams, Christie's, and Sotheby's. Renowned for his global expertise, record-setting sales, and deep ties to the automotive community, he is a trusted authority on valuation, provenance, and the evolving international classic car market. https://www.goodingco.com

Tamara Warren is the founder and CEO of Le Car, a Techstars-backed mobility platform and award-winning automotive journalist whose work has appeared in The New York Times, Car and Driver, Rolling Stone, and over 160 publications. A former transportation editor at The Verge and juror for World Car of the Year, she blends deep industry insight with cultural storytelling, sustainability advocacy, and a passion for automotive design and innovation. https://www.tamarawarren.com

William Heynes is the founder of William Heynes Ltd, a world-renowned Jaguar preservation and restoration firm dedicated to early E-Types and rooted in the legacy of his grandfather, Bill Heynes, Jaguar's legendary Chief Engineer behind the iconic XK engine and Le Mans victories. Combining deep mechanical knowledge, period-correct craftsmanship, and a passion for originality, William leads a team committed to restoring Jaguar's most historic cars to concours-level authenticity. https://williamheynes.com

Key Highlights:

1. Restorations: Craft, Preservation, or Investment? William Heynes shared how true restoration is "about building the car for what it deserves," not just tailoring it to the owner's preferences. At his shop, the ultimate goal is authenticity. Sometimes a restoration can involve thousands of hours and years to achieve original perfection.
   
   
2. Market Trends and Smart Collecting Rupert Banner demystified current auction markets, noting a shift toward modern collectibles and younger buyers. He stresses the value of detailed provenance and emphasizes: "There is so much more value in just owning something and enjoying it... the car may be a conduit to new opportunities, relationships, and experiences."
   
   
3. Cars as a Reflection of Identity and Community Tamara Warren explored how classic cars are powerful symbols of personal legacy and social connection. "To be a collector is actually to be a steward of a legacy," she noted, highlighting the responsibility and joy of carrying forward the story of each car, brand, and community.
   
   
4. The Future: Innovation Meets Heritage Matt DeLorenzo and the panel tackled the balance between preservation and modernization, think EV conversions, restomods, and the ethics of "continuation" models. As Matt put it: "Even if there's the rise of the self-driving car, people look at automobiles as a form of recreation... it's a lifestyle, it's a community that's not going to go anywhere."

Call-to-Action

Here's your one assignment for the week: Find a car that has personal meaning to you, whether it's a car you grew up with, saw in a movie, or admired from afar, and dig into its story. Look it up, read about it, maybe even check the market. You might discover a connection that turns into a future project, or at the very least, a deeper appreciation for what makes these vehicles legendary. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Networking is often hailed as one of the most important skills for advancing your career, growing a business, or uncovering new opportunities—yet few of us ever get a playbook on how to do it well.

This episode of Inspired Money brings together world-class experts to share actionable insights and personal stories that bust common networking myths, reveal powerful techniques for building authentic relationships (even if you're an introvert!), and demonstrate how community can be your greatest professional asset.

Whether you're looking to build your dream network, form lasting partnerships, or simply get better at making meaningful connections, this episode is filled with strategies you won't want to miss.

Meet the Expert Panelists

Susan RoAne is the bestselling author of How to Work a Room® and a trailblazing networking expert known as "The Mingling Maven®." With over a million books sold and decades on the speaking circuit, she equips audiences worldwide with practical, witty advice on how to connect and communicate with confidence in any room—virtual or in person. https://www.susanroane.com 

J. Kelly Hoey is a networking expert, author, and speaker known for her groundbreaking approach to relationship building in the digital age. Her book Build Your Dream Network and dynamic talks help professionals, entrepreneurs, and creatives leverage both in-person and online networks to unlock new opportunities and drive success. https://jkellyhoey.co   

David Spinks is a leading voice in the community-building movement and the author of The Business of Belonging. As the cofounder of CMX, he helped shape the modern discipline of community strategy, supporting organizations like Google, Facebook, and Airbnb in building communities that drive impact and belonging. Today, David works as an executive coach to founders and community leaders, helping them lead with integrity, navigate transitions, and build more conscious, connected communities. book, and Airbnb to build thriving, event-driven communities that create lasting impact. https://davidspinks.com  

Matthew Pollard, known as the Rapid Growth guy, is responsible for five multimillion-dollar business success stories. Today, Forbes calls him "the real deal," Global Gurus lists him as a Top 30 Sales Professional, and SellingPower Magazine just named him their 2023 Sales Kickoff Speaker of the Year. He's also the founder of Introvertu.com and the bestselling author of The Introvert's Edge book series, which has sold over 100,000 copies and been translated into 15 languages. https://matthewpollard.com 

Key Highlights

1. Connection over Transaction Susan RoAne champions the power of bringing your true self to every interaction, transforming networking from a dreaded chore into a natural extension of who you are. She recommends ditching the elevator pitch in favor of meaningful pleasantries and relatable anecdotes: "Bring who you are to what you do. People connect with who you are. What you do is secondary."
   
   
2. Move from 'Who You Know' to 'Who Knows What You Know' J. Kelly Hoey emphasizes the era of digital presence: your online activity builds relationships around the clock, even while you sleep. Kelly advises, "Every human interaction is a chance to build a relationship... People may be looking up your digital presence any time." Your expertise and reputation are shaped as much by your network as by your contributions, so curate your professional story online intentionally.
   
   
3. Build Community, Not Just a Rolodex David Spinks draws a sharp line between networking and community-building, advocating for a shift in perspective: "The best way to actually build your network is to build community." Rather than trying to know everyone, focus on connecting others and fostering environments of trust, belonging, and shared purpose.
   
   
4. Introverts Can Be Master Networkers Matthew Pollard debunks the myth that extroversion is a prerequisite for networking success. His system is built on preparation, empathy, and curiosity—shifting the conversation from self-promotion to mission-driven dialogue: "The number one rule of networking is it's not about you... Focus on the change you want to see, not just what you do for money."

Call-to-Action

Your One-Week Challenge: Reach out to someone in your network you haven't connected with in a while. Whether it's a past colleague, mentor, or someone you admire, send them a thoughtful, agenda-free message to check in and reconnect. You never know what doors that conversation might open.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Today's retirees face more uncertainty than ever: market swings, inflation, and the disappearance of traditional pensions. In this episode of Inspired Money, host Andy Wang brings together four of the leading voices in retirement planning for a candid, practical conversation—one that moves beyond "rules of thumb" to reveal actionable ways to create reliable income and lasting peace of mind for your retirement years. If you want clarity in your retirement income plan, ideas to maximize your savings, or strategies for a fulfilling next chapter, this episode is packed with the real-world wisdom you need.

A Word From Our Sponsor

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Meet the Expert Panelists

Jamie Hopkins, Esq., LLM, MBA, is the Chief Wealth Officer at WSFS Bank and Chief Executive Officer of Bryn Mawr Capital Management. A nationally recognized retirement planning expert, Jamie has dedicated his career to improving financial security for Americans through leadership roles in wealth management, financial education, and nonprofit advocacy. He is the founder and president of the FinServ Foundation, a nonprofit focused on expanding access to financial services careers. With a background in law, finance, and academia, Jamie brings a multidisciplinary approach to helping individuals and institutions build sound retirement income strategies. www.jamiehopkins.com www.bmt.com 

Dana Anspach, CFP®, RMA®, is the founder and CEO of Sensible Money. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge. https://www.sensiblemoney.com 

Kerry Hannon is a nationally recognized workplace futurist, personal finance expert, and best-selling author who has spent over three decades guiding Americans—especially midlife professionals and women—through career transitions, entrepreneurship, and retirement planning. Her forthcoming book, Retirement Bites: A Gen X Guide to Securing Your Financial Future—now available for pre-order on Amazon—offers empowering, practical advice to help the overlooked generation take charge of their next chapter with confidence and purpose. https://kerryhannon.com  

Roger Whitney, CFP®, CIMA®, CPWA®, AIF®, the "Retirement Answer Man," is a Certified Financial Planner with 27+ years in finance. Author of "Rock Retirement" and founder of the Rock Retirement Club, he's also the voice behind the popular Retirement Answer Man podcast that has over 8 million downloads. https://www.rogerwhitney.com

Key Highlights:

1. Retirement Isn't Just About Maximizing Returns—It's About Reliable Income and Peace of Mind Dana Anspach reminds us: "A good retirement plan shouldn't be tied to where that pogo stick is on its trajectory. It's one that focuses on stability of cash flows over time." The panel discusses why shifting your mindset from maximizing account balances to managing sustainable cash flow is key to peace of mind.
   
   
2. Work, Entrepreneurship, and Purpose Play Critical Roles in a Modern Retirement Kerry Hannon points out that working longer—whether through career extension, entrepreneurship, or passion projects—can boost both financial security and life satisfaction. "How can you continue to work longer? It's a dramatic way to give yourself some security in retirement if you can stay working longer." The episode explores creative ways Gen X and boomers are redefining "retirement."
   
   
3. There's No One-Size-Fits-All: Frameworks vs. Rules Roger Whitney insists that "the answer to almost every question...is 'It depends'." No single formula fits everyone; a personalized, evolving plan that balances what you want out of life with practical financial strategies is essential. The episode delves into why regular reviews and customized "guardrails" are more important than rigid withdrawal rules.
   
   
4. Guardrails, Buckets, and Behavioral Coaching Are More Vital Than Ever Jamie Hopkins and Dana Anspach review popular strategies like bucket and guardrails approaches, emphasizing that tools and behavioral coaching work best when tailored to each retiree's unique needs and anxieties. Jamie also warns about new financial threats: "I think that fraud...is going to become rampant. It's the biggest concern out there...it's a big concern."

Call-to-Action

If you've been feeling uncertain about your own retirement income plan, here's your assignment for the week: Take 30 minutes to map out your expected sources of income in retirement—pensions, Social Security, savings, investments—and identify any potential gaps. Just getting it on paper can give you clarity and a starting point to make smarter, more confident decisions.  Thanks for tuning in to Inspired Money. Keep learning, stay intentional, and as always—be inspired to take action. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

How much of your financial life is actually driven by spreadsheets—and how much is quietly influenced by your beliefs? In this episode of Inspired Money, we dive deep into unlocking your "money mindset"—the thoughts, emotions, and subconscious narratives that shape every dollar you earn, save, or invest. Whether you're an entrepreneur, leader, or professional eager to achieve abundance, these expert insights can help you rewire limiting beliefs, harness gratitude, and align wealth-building with your most important values. If you're interested in transforming your relationship with money from fear and scarcity to growth and abundance, you can't afford to miss this episode.

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Meet the Expert Panelists

Vicki Robin is a renowned social innovator, author, and speaker best known for co-authoring the classic Your Money or Your Life, updated in 2018 to address the spiritual, social, and ecological aspects of money... I suspect it has inspired many of us here on how to gain control of our money -- and our lives – It is a comprehensive and revolutionary book on money management. With a recent focus on community, Vicki explores sustainable solutions through her book Blessing the Hands That Feed Us, her podcast What Could Possibly Go Right?, and her advocacy for localism and sustainable living. https://vickirobin.com

Dr. Anna Yusim is a board-certified psychiatrist, executive coach, and best-selling author who integrates spirituality and science to help over 3,000 clients—from Fortune 500 CEOs to Olympic athletes—achieve greater purpose and fulfillment. A Clinical Assistant Professor at Yale Medical School and founder of its emerging Spirituality & Mental Health Center, she draws on her global experiences across 70 countries and extensive academic training from Stanford, Yale, and NYU. https://annayusim.com

Laura Tynan, founder of The Witch of Wall Street, is a financial empowerment coach and former global finance executive who helps conscious women heal their money mindset and build generational wealth through aligned investing. Recognized by Financial Times as a Top 20 Future Female Leader and by Yahoo! Finance as a Global Champion of Women in Business, she blends strategic financial expertise with spiritual tools to transform how women manifest and manage their money. https://lauratynan.com

Unfortunately, Loral Langemeier—a renowned wealth coach, bestselling author, and CEO of Integrated Wealth Systems—wasn't able to join us this time, but we hope to have her on a future episode.

Key Highlights:

1. Intentional Living Rewires Financial Beliefs
   Vicki Robin explains that understanding the "life energy" behind money—a cornerstone of Your Money or Your Life—helps shift spending from mere consumption to empowered, values-driven choices. She emphasizes: "Is this purchase worth the hours of my life? Is it going to make me truly happy, is it going to take me in the direction I want to go?" This mindset fosters lasting contentment over fleeting gratification.
   
   
2. Visualization and Feeling as Catalysts for Wealth
   Laura Tynan reveals why visualization techniques—when grounded in emotion—can powerfully transform your financial journey. "Visualization can be really powerful if it helps us to connect to the feeling of the reality that we want to create." If affirmations or vision boards feel empty, tuning into genuine emotion is key.
   
   
3. Neuroscience of Money Mindset and Manifestation
   Dr. Anna Yusim shares how our brains process imagined experiences similarly to real ones, making visualization and daily affirmations scientifically effective for rewiring limiting beliefs. She notes, "Gratitude is the most powerful energetic signature that we can cultivate…magnetizing abundance both emotionally and practically."
   
   
4. Aligning Wealth with Values for Greater Fulfillment
   All panelists underscore the crucial role of aligning finances with purpose to build sustainable well-being and community resilience. Vicki Robin highlights investing locally and redefining wealth: "A lot of our wealth is in the vitality of your community, in the friendships that you meet…All of these things are wealth building."

Call-to-Action

Here's your call to action for this week: Take 10 minutes to write a "money story." What early experiences shaped how you feel about money today? What beliefs might be holding you back—and what new beliefs do you want to adopt instead? This simple reflection can open the door to clarity and confidence.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen 

The stock market feels more complex than ever—rising inflation, shifting interest rates, and non-stop headlines can rattle even the most seasoned investors. If you want to cut through the noise and build a long-term investing strategy that works, you'll want to hear directly from professionals who have navigated everything from market booms to bear cycles.

This episode of Inspired Money brings together four leading investment minds to share real-world tactics, mindsets, and frameworks for surviving—and thriving—over the long haul.

Meet the Expert Panelists

David Stein is the founder of Money for the Rest of Us and a former institutional investment strategist who managed billions in assets as Chief Portfolio Strategist at FEG Investment Advisors. He now educates individuals through his top-ranked podcast, best-selling book, and investment tools platform Asset Camp, helping investors build resilient portfolios with confidence and clarity. https://moneyfortherestofus.com  https://assetcamp.com     

Mariko Gordon, CFA, CFP® is the CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage.  https://marikogordon.com https://www.uzumellc.com  

Mike Taylor is the Lead Portfolio Manager of the Simplify Health Care ETF (PINK), the first 100% pro bono ETF with all net profits benefiting the Susan G. Komen Foundation. With over two decades of experience managing long/short healthcare equity portfolios at firms like Citadel, Millennium, and Diamondback Capital, Mike is widely recognized for running one of Wall Street's top-performing healthcare hedge funds.  https://www.simplify.us  

Chris Wang, Managing Partner and Director of Research at Runnymede Capital Management, previously held roles as a research analyst and Assistant Portfolio Manager at TIAA-CREF. With over two decades of experience, Chris is known for Runnymede's unwavering integrity and distinguished track record in safeguarding clients' assets during turbulent financial times.  www.runnymede.com 

Key Highlights:

1. Building Resilient Portfolios
   David emphasizes the importance of asset allocation and diversification rather than focusing solely on picking individual stocks. By thinking like an endowment and blending global equities, bonds, and real assets, even individual investors can manage risk over time. He suggests, "As individuals, we can't just naively invest in the S&P 500 and hope things will go well… Our job is to understand the drivers and manage more like an institution."
   
   
2. Investing vs. Gambling
   Mariko draws a clear line between investing and speculation: investing has a positive expected return and is grounded in a long-term horizon and strong fundamentals, while gambling is driven by short-term bets and speculation. Her practical advice: "Do it for 10% of your portfolio and learn from your mistakes… Put most of your money elsewhere."
   
   
3. Adapting to Market Realities
   Mike shares that success in the market isn't about being right most of the time, but about surviving your mistakes and adapting. He reveals that the best hedge fund managers aren't right every day, but consistently compound small advantages: "The difference between a manager who's good versus great is literally 3% of days up more. And that, compounded, is your return." 
   
   
4. Staying Rational in Volatile Markets
   Chris highlights the importance of sticking to a disciplined, research-driven strategy—and knowing when to be aggressive or defensive based on business cycles. Emotional investing and impulsive changes hurt performance. "Sometimes you just have to step away from the screen… avoiding the headlines and reading [only] on Sundays can help you keep perspective," he says.

Call-to-Action

So here's your assignment for the week: Take 15 minutes and review your current investments. Ask yourself: Am I clear on why I own each holding? If you can't answer that confidently, dig in. Is it a value play? A growth opportunity? A dividend payer? Or something you heard about on social media?  Clarity is the first step toward confidence — and confident investors stay the course. 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

In an era where philanthropy is rapidly evolving—spanning from billion-dollar foundations to viral crowdfunding and crypto donations—how can we ensure our giving actually makes a difference?

This episode of Inspired Money brings together an expert panel of changemakers to reveal how generosity can be smarter, more inclusive, and more impactful.

Whether you're a business leader aligning profit with purpose, a non-profit professional seeking fresh strategies, or someone passionate about making a difference, this discussion spotlights actionable ways to maximize your impact.

Meet the Expert Panelists

Jacob Harold is a social change strategist and author of The Toolbox: Strategies for Crafting Social Impact. He is the former President & CEO of GuideStar, co-founder of Candid and Project Starling, a Planetary Fellow at the Berggruen Institute, and Senior Advisor at Rewiring America, with a career spanning philanthropy, nonprofit innovation, and climate advocacy.

www.craftingimpact.org

Jamie Minden is the Executive Director at Zero Hour, a youth-led climate justice organization mobilizing communities to take action against the climate crisis. A seasoned organizer since age 13, she has led efforts with Sunrise Movement Silicon Valley, Fridays For Future D.C., and the Monterey Bay Aquarium, bringing powerful grassroots strategy and storytelling shaped by her firsthand experience with California's climate disasters.

https://thisiszerohour.org

Bruno Fierens is a fifth-generation member of a wealthy Belgian family and the first Belgian member of Millionaires for Humanity, an organization advocating for fairer taxation and a more just global system. Reflecting on issues like sustainability, the fight against poverty, his privileged position in society and his experiences with philanthropy, kept leading him to the same conclusion: "if someone like me is really serious about changing things for the better, fairer taxation is the core issue to act on". He is a media trainer and former spokesperson based in Brussels and holds master's degrees in political science and communication.

www.brunofierensmediatraining.be
https://millionairesforhumanity.org

Key Highlights

1. Philanthropy: More Than Writing Checks

Jacob Harold emphasizes that strategic philanthropy requires more than reacting to symptoms; it's about "thinking structures, long-term impact, and tapping into a toolbox of solutions—from data to community organizing to storytelling." He challenges us to ask: Are we using all the tools available, and are we learning as we give?

2. Tackling Systemic Issues Over Band-Aid Solutions

Bruno Fierens shares his journey—including tangible success and frustration—supporting homeless initiatives in Brussels. His perspective: "Philanthropy is amazing and needed, but it's almost always going to work on symptoms—not enough on structural issues." Bruno argues for systemic approaches like fair taxation alongside charitable giving.

3. Youth-Driven Action for Climate Solutions

Jamie Minden highlights how today's young leaders, born into the climate crisis, are pushing philanthropy toward supporting community-driven and policy-level change. She shares, "Investing in grassroots organizations addressing policy and social change right now is vital if we want to turn the tide on climate."

4. The Power—and Perils—of Modern Giving Platforms

Panelists discuss the transformative role of technology: from social media amplifying grassroots movements to the promise (and pitfalls) of AI and blockchain in making data-driven giving decisions. Caution is raised to prioritize ethical philanthropy that elevates community needs over donor preferences, to avoid what's described as "philanthropic colonialism."

Call-to-Action

🎯 So here's your one assignment for the week. Take 20 minutes to reflect on your current giving—whether it's time, money, or talent—and ask yourself: Is this aligned with the change I want to see in the world? Then, take one small action to move closer to that alignment. It could be researching an organization, signing up for a volunteer shift, or even having a conversation about wealth, fairness, or climate justice with someone in your circle.

Small steps create big ripples.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

What does your watch mean to you? For many, a timepiece is much more than a tool—it's a bridge between generations, a celebration of achievement, and a lasting legacy.

In this episode of Inspired Money, we go beyond the basics of watch collecting to explore why watches become treasured family heirlooms, how to build collections that stand the test of time, and what every collector (from beginner to seasoned expert) should know in today's evolving market.

If you're passionate about craftsmanship, storytelling, or the idea of passing something meaningful onto future generations, this episode is for you.

Meet the Expert Panelists

Paul Boutros is Deputy Chairman and Head of Watches, Americas at Phillips, where he helped build the auction house's powerhouse watch department after joining in 2014. A lifelong watch enthusiast with a background in electrical engineering, he led the record-breaking sale of Paul Newman's Rolex Daytona for $17.8 million, solidifying his reputation as one of the foremost experts in vintage timepieces. https://www.phillips.com

Stephen Pulvirent is a writer, photographer, and creative director whose career has spanned leading roles at Hodinkee, Bloomberg, and Surface Media. Now based in Los Angeles, he is the founder of Rime & Reason, a creative agency helping global brands tell smarter, culture-driven stories, while also pursuing his passion for fine art photography. Stephen is also the cofounder of The Enthusiasts, a podcast and newsletter about the culture of watch collecting. https://stephenpulvirent.com

Tariq Malik is the founder of Momentum, the Middle East's premier destination for vintage and collectible watches located in heart of Dubai's financial district. Driven by his deep passion for rare Day Date models, both as curator and collector he has developed a focused expertise that has made him a leading authority in this field. A lifelong enthusiast who began dealing Swatch watches at 16, Tariq has grown into a respected global voice in the vintage watch community while playing a pivotal role in establishing Dubai as a significant hub for vintage timepieces. https://momentum-dubai.com

Dan Spitz is a third-generation Master Watchmaker and former lead guitarist of the award-winning thrash metal band Anthrax. With Swiss and American degrees in watchmaking and micro-mechanical engineering, Dan's illustrious career includes roles as the Head Master Watchmaker of Complications Specialist for Chopard, instructor, and juror for the prestigious GPHG awards. https://danspitz.com https://www.delraybeachwatchmaker.com

Key Highlights:

1. Storytelling & Legacy in Watch Collecting

Stephen Pulvirent explores why watches are more than just mechanical objects—"it's the stories that watches carry, the stories we tell ourselves about the watches we own and the roles they play in our lives that elevates them beyond ordinary, everyday things and makes them special objects." Collectors aren't just building assets but capturing lifetimes of meaning that can be passed on for generations.

2. The Restoration Craft: Preserving Memories

Dan Spitz demystifies the watchmaker's role in bringing legacy timepieces back to life. He shares moving stories of clients reconnecting emotionally with watches once thought beyond repair: "Some of them cry. You can see they want to reach out and hug me, and that's why I do what I do." Restoration isn't just about function—it's about reviving memories and enabling the handover of treasures between generations. 

3. Authenticity, Transparency, and Investment Smarts

Paul Boutros provides insider guidance on buying for love, not just investment. He stresses the importance of authenticity, craftsmanship, and reputation: "Buy the best quality watches at the price level that you can afford… made by great brands who have pushed the state of the art." Whether for legacy or potential appreciation, collecting watches well is about informed passion, not quick returns. 

4. From Teenage Trader to Dubai Authority

Tariq Malik recounts how Swatch trading as a teenager evolved into a global vintage watch business. His journey underscores the importance of transparency, relationship-building, and quality when buying or selling a timepiece. "Today it's a lot about the value, but the real richness is in the connection you have with the watch and its story."

Call-to-Action

This week, pick one watch—whether you wear it daily or have it tucked away—and write down the story you want it to tell. Is it a symbol of achievement, a family heirloom, or an inspiration for the future? Share that story with someone you care about, or reflect on how your collection can become a living legacy.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you dreaming of exploring the world one vineyard at a time in your retirement? Or seeking an inspired getaway that promises more than just a glass of wine? In this episode of Inspired Money, host Andy Wang and a panel of wine luminaries uncork the secrets behind the world's most fascinating wine regions. Whether you're a seasoned collector, a curious traveler, or a budding enthusiast, this conversation is your ticket to discovering how wine, history, culture, and adventure blend seamlessly—offering both memorable journeys and valuable insights. 

Meet the Expert Panelists

Madeline Puckette is a certified sommelier, award-winning author, and co-founder of Wine Folly, a leading platform for wine education known for its visually engaging and approachable style. She is the co-author of Wine Folly: The Essential Guide to Wine, a James Beard Award-winning book that has helped demystify wine for enthusiasts and professionals alike by blending design, data visualization, and expert knowledge. https://winefolly.com

Yannick Benjamin is a New York-based sommelier, entrepreneur, and advocate, best known as the co-founder of Contento Restaurant and Beaupierre Wines & Spirits—both built on principles of accessibility, inclusivity, and community. A wheelchair user since 2003, Benjamin has become a celebrated figure in the wine world, earning accolades such as Sommelier of the Year by the Michelin Guide and co-founding Wine on Wheels, a nonprofit uniting wine professionals for charitable causes. https://wineonwheels.org

Amanda Barnes, MW, is an award-winning wine writer and the leading expert on South American wines, celebrated for her book The South America Wine Guide. A masterful storyteller and presenter, she brings the wines, people, and places of Latin America to life with insight, authenticity, and adventure. https://amandabarnes.co.uk

Alder Yarrow is the founder of Vinography.com, widely recognized as a pioneer of wine blogging and one of the wine world's most respected voices. He is the author of the award-winning book The Essence of Wine and the architect and day-to-day manager of the Old Vine Registry, the world's leading database of historic vineyards. https://vinography.com

Key Highlights:

1. Redefining Old World vs. New World Wine Regions
   Amanda Barnes and Alder Yarrow challenge the traditional "Old World vs. New World" distinction, revealing that history and innovation are thriving on both sides—and there's never been a better time to explore. Amanda notes, "Old World, New World is a distinction that we shouldn't really be using anymore...there's so much history and diversity in every region."
   
   
2. Embracing Wine Travel for All - Adventure and Accessibility
   Madeline Puckette introduces the novel concept of cycling through wine regions, literally feeling the terroir: "You can feel the cold spots, the hot spots, the elevation, especially on a bike." Meanwhile, Yannick Benjamin highlights the importance of accessible wine tourism, sharing how transparency, flexibility, and warm hospitality create unforgettable experiences even in rural, less-developed regions.
   
   
3. The Magic of Culinary Pairings and Local Culture
   All panelists agree: pairing wine with local cuisine is more than a meal—it's a cultural immersion. Amanda shares, "Sometimes the diet, the gastronomy also really influences the style of wine that comes from that region. Those pairings can be magical." Local festivals and traditions bring wine's story to life. 
   
   
4. Wine Collecting and Investment: Pleasure Over Profits
   Alder Yarrow delivers a candid take on wine investment: "Buy wine that you intend to drink...but don't think you're going to use it to increase your nest egg." The panel advocates for collecting as a means to richer experiences, not just financial returns, and offers practical tips for new collectors.

Call-to-Action

If you're feeling inspired, here's your one assignment for the week:

👉 Pick a wine region you've never explored before—maybe Georgia, Uruguay, or South Africa—and find a bottle from there. Open it, do a little research on the region, maybe even pair it with a local dish.

Let it be the start of your own voyage into viniculture.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Feeling overwhelmed by information overload? Struggling to turn ideas into action? In this episode of Inspired Money, host Andy Wang sits down with renowned entrepreneur and author Pat Flynn to discuss practical strategies for mastering "lean learning," lessons from his new book Lean Learning: How to Achieve More by Learning Less.

Whether you want to build passive income, overcome imposter syndrome, or finally break through the noise to implement your ideas, this conversation delivers actionable insights for professionals in today's fast-moving, digitally saturated world.

Meet our Guest

Pat Flynn is a serial entrepreneur, founder of Smart Passive Income (SPI), and a leading authority on online business, productivity, and education. He's written four books, including "Will It Fly?" and his latest, "Lean Learning: How to Achieve More by Learning Less." Pat is known for his transparency in sharing wins, failures, and real-world tactics for building meaningful businesses and communities.

Key Highlights

1. The "Just-in-Time" Learning Advantage
   Pat Flynn explains the difference between "just-in-case" and "just-in-time" learning. Instead of hoarding information for every possible situation, he advocates focusing only on what's immediately relevant: "Know your next step. Do that, and then you'll figure it out." This targeted approach prevents information overload and accelerates real progress toward your goals.
   
   
2. Turning Fear Into Fuel
   Pat candidly shares how fear of failure and perfectionism held him back early in his career—and how reframing mistakes as part of the growth process changed everything. "I'd rather fail faster," he says, encouraging us to see failure as information, not a dead end. His story about iterating on the SwitchPod invention, and his advice for parents and mentors, inspire us to lead by example and embrace vulnerability.
   
   
3. The Power of Community & Accountability
   Both Pat and Andy highlight the importance of community as the "bedrock of learning and development." Whether it's mastermind groups, in-person meetups, or simply sharing your goals with a respected mentor, being part of a supportive ecosystem multiplies motivation, provides feedback, and delivers unexpected opportunities. "You can't read the label when you're inside the bottle," Pat notes—underscoring why outside perspective matters.
   
   
4. Force Functions: Create Your Own Deadlines
   Pat discusses the concept of "voluntary force functions"—deliberately putting yourself in higher-pressure situations (like agreeing to a keynote speech) to catalyze rapid learning and growth. This tactical shift turns intention into action and helps beat procrastination. As he puts it, "When we choose to opt into situations where we have to do the thing...we can harness a temporary and strategic stressor for life-changing transformation."

Call-to-Action

This week, pick one area where you've been stuck in learning mode—then take a small, concrete action toward implementation. Whether it's launching a project, signing up for your first community meetup, or sharing your idea with a trusted mentor, make progress by doing—starting today!

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Wine isn't just about grapes and bottles; it's about pairing moments with memories, enhancing meals, and enriching lives. In this episode of Inspired Money, we delve into the world of wine with some of the best minds in the industry. Whether you're a seasoned enthusiast or a curious newcomer, this discussion offers timeless tips on elevating your dining experiences and understanding wine as a cultural connector. Say goodbye to intimidation and hello to joyful exploration. 

Meet the Expert Panelists

Madeline Puckette is a certified sommelier, award-winning author, and co-founder of Wine Folly, a leading platform for wine education known for its visually engaging and approachable style. She is the co-author of Wine Folly: The Essential Guide to Wine, a James Beard Award-winning book that has helped demystify wine for enthusiasts and professionals alike by blending design, data visualization, and expert knowledge. https://winefolly.com

Dustin Wilson is a Master Sommelier, entrepreneur, and co-founder of Verve Wine, a modern retail and hospitality brand with locations in New York, San Francisco, and Chicago. Known for his role in the SOMM film series, Wilson has also launched Après Cru, a firm supporting the growth of visionary restaurant concepts. https://vervewine.com

Yannick Benjamin is a New York-based sommelier, entrepreneur, and advocate, best known as the co-founder of Contento Restaurant and Beaupierre Wines & Spirits—both built on principles of accessibility, inclusivity, and community. A wheelchair user since 2003, Benjamin has become a celebrated figure in the wine world, earning accolades such as Sommelier of the Year by the Michelin Guide and co-founding Wine on Wheels, a nonprofit uniting wine professionals for charitable causes. https://wineonwheels.org

Sarah Thomas is the co-founder and Chief Brand Officer of Kalamata's Kitchen, a storytelling brand that celebrates cultural curiosity through food, encouraging children to explore diverse cuisines with empathy and excitement. A former Advanced Sommelier at the three-Michelin-starred Le Bernardin, Thomas blends her fine-dining background and South Indian heritage into joyful narratives that inspire the next generation of eaters and adventurers. http://kalamataskitchen.com

Key Highlights:

1. Exploring Diverse Wine Varietals
   Sarah Thomas emphasizes the importance of understanding one's own palate. She encourages curiosity and experimentation beyond traditional wine pairings, stating, "Understanding your likes and dislikes and exploring diverse expressions can elevate your entire dining experience."
   
   
2. Breaking Wine Pairing Norms
   Dustin Wilson shares insights into experimenting with wine-food pairings. Drawing from his restaurant experiences, he suggests starting with traditional guidelines and then boldly venturing into uncharted pairings that complement personal taste preferences.
   
   
3. Embracing Ancient and Emerging Wine Regions
   Yannick Benjamin brings focus to ancient wine regions like Georgia and Armenia. He values wine's ability to connect us with diverse cultures and histories, highlighting wine as "liquid geography" that educates as much as it delights.
   
   
4. The Science and Debate of Healthy Wine Consumption
   Madeline Puckette reviews recent health debates around wine. She provides an overview of current studies, including findings that moderate wine consumption may lower mortality rates, urging viewers to balance indulgence with wellness.

Call-to-Action

Here's something simple you can do this week. Plan one meal—just one—where you really slow down and think about the pairing. Whether it's wine with dinner, sparkling water with citrus, or just setting the table with intention, create an experience. Invite someone over, light a candle, and enjoy it. Let food and drink be a reminder to live well.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Planning for retirement can feel overwhelming with its complexities and uncertainties. This episode of "Inspired Money" tackles the essential question: How do you turn your savings into reliable income that will last throughout retirement? We bring together a panel of four esteemed experts to share proven strategies, actionable insights, and industry wisdom to help you craft a solid retirement income plan. Whether you are just beginning to think about retirement or looking to refine your strategy, this episode offers valuable advice on diversifying your income, managing taxes, and inflation-proofing your financial future.

Meet the Expert Panelists

• Wade Pfau, PhD, CFA, RICP®, is one of the foremost thought leaders in retirement income planning. He's a professor at The American College of Financial Services, a partner at McLean Asset Management, and the author of the widely acclaimed "Retirement Planning Guidebook." Holding a PhD in Economics from Princeton University, Wade's research has shaped how retirees and financial professionals approach sustainable income strategies.
• Mary Beth Franklin, CFP®, is a leading authority on Social Security and Medicare. A veteran financial journalist, she's spent over 40 years educating both consumers and financial advisors. She's also the author of "Maximizing Your Social Security Retirement Benefits." If you want to get every dollar you're entitled to, Mary Beth's insights are invaluable.
• William Bengen revolutionized the way we think about retirement withdrawals and is author of "A Richer Retirement". Best known for creating the "4% Rule," his research has guided countless retirees toward sustainable spending strategies. With an Massachusetts Institute of Technology background in aerospace engineering and a second career in financial planning, Bill brings both precision and practicality to the table.
• Dana Anspach, CFP®, RMA®, CFP®, RMA®, is the founder and CEO of Sensible Money, LLC. She's dedicated her career to helping people create sustainable retirement income plans. She's the author of "Control Your Retirement Destiny" and "Social Security Sense." Dana's hands-on experience makes her a wealth of practical knowledge.

Key Highlights:

1. The Importance of a Diversified Income Portfolio Bill Bengen reveals insights into maintaining a balanced portfolio with an optimal stock allocation to protect against market volatility. He notes, "You need to keep a healthy allocation to stocks to ensure your portfolio generates enough return."
2. Tax Efficient Withdrawal Strategies Wade Pfau discusses maximizing the longevity of retirement funds through strategic tax withdrawal strategies, emphasizing, "Managing an effective marginal tax rate in a strategic manner can have a huge impact on the sustainability of funds in retirement."
3. Social Security as a Foundational Income Source Mary Beth Franklin underscores the critical role of Social Security, providing guidance on maximizing benefits while addressing public concerns about its future reliability.
4. Inflation Risks The episode highlights the threat of inflation and offers strategies to protect retirement income, with Bill Bengen noting that "Inflation is the greatest risk to retirees.

Call-to-Action

This week, take a closer look at your retirement income plan. Start crafting or refining your strategy to ensure that you have a diversified mix of income sources, consider the impact of inflation, and explore avenues for making your withdrawals more tax-efficient. Planning and flexibility are your keys to a secure financial future.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Real estate investing is one of the most powerful wealth-building tools available, and this episode of Inspired Money dives deep into how you can leverage rental properties to build long-term wealth. Whether you're just starting out or looking to expand your portfolio, this episode offers valuable insights and actionable strategies to help you succeed in today's market.

Meet the Expert Panelists

• Kathy Fettke is a real estate investor, educator, and co-founder of RealWealth, where she helps investors build passive income through smart real estate strategies. She is the author of Retire Rich with Rentals and co-author of Scaling Smart: How to Design a Self-Managing Business, as well as the host of the popular podcasts The Real Wealth Show and Real Estate News for Investors.

• Jason Hartman is a real estate investor, entrepreneur, and CEO of Empowered Investor, specializing in helping people build wealth through income property investments across the United States. As the host of the Creating Wealth Podcast and a sought-after speaker, he educates investors on market cycles, financing strategies, and long-term wealth-building through his Complete Solution for Real Estate Investors™ system.

• Michael Albaum is a real estate investor, educator, and founder of MyFI Academy, specializing in long-distance rental investing and financial independence. He is also the co-founder of Bold Street AI, providing data-driven insights for smarter real estate investments, and the host of The Remote Investor podcast, where he shares expert advice on building wealth through real estate. Starting as a fire protection engineer, Michael built a portfolio of 61+ units using strategies like BRRRR and turnkey investing, helping others achieve financial freedom through informed decision-making.

• Monick Halm is a real estate investor, syndicator, and founder of Real Estate Investor Goddesses, a community dedicated to helping women build wealth through real estate. With over 20 years of experience and $350 million in real estate transactions, she is the bestselling author of The Real Estate Investor Goddess Handbook and Invest Like a Goddess, as well as a TEDx speaker and host of the Real Estate Investor Goddesses Podcast.

Key Highlights:

1. Understanding Market Indicators Kathy Fettke emphasizes the importance of investing in growth areas with strong population and job increases. She states, "You want to be in areas that are growing... You need so much more information than just a pro forma."

2. Leverage and Inflation Jason Hartman explains how inflation can be a hidden benefit for real estate investors, noting that "inflation basically pays our debt down for us" by allowing us to pay back loans with weaker future dollars.

3. Creative Financing Options Monick Halm discusses various financing strategies beyond traditional loans, including debt service coverage and non-qualified mortgages, making real estate investing accessible even for those who may not qualify for traditional bank loans.

4. The Power of Partnerships Michael Albaum highlights the significance of partnerships and syndications, encouraging investors to collaborate and leverage shared resources to achieve financial freedom and expand their portfolios.

Call-to-Action

Find one potential rental market that interests you and start researching. Look at job growth, population trends, and rental demand. Even if you're not ready to invest today, building your market knowledge will help you spot the right opportunities when they come. Share your findings with us on LinkedIn!

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you struggling to achieve financial goals like saving more, investing wisely, or building long-term wealth? This episode of Inspired Money brings a unique and transformative approach to financial success—Vision Boards. Discover how visualization can reinforce your goals, reshape your mindset, and increase the likelihood of achieving your dreams. Featuring top experts like John Assaraf, Dr. Srini Pillay, and Ellen Rogin, this episode is packed with insights on how to train your brain for financial success.

Meet the Expert Panelists

John Assaraf is a leading mindset and behavioral expert, CEO of NeuroGym, and two-time New York Times bestselling author, known for helping individuals and businesses unlock their fullest potential using neuroscience-based training. He has built five multimillion-dollar companies, appeared on Larry King Live, Anderson Cooper, and The Ellen DeGeneres Show, and has been featured in eight films, including The Secret.

Srini Pillay, M.D. is a Harvard-trained psychiatrist, neuroscientist, and CEO of NeuroBusiness Group, specializing in the science of mindset, visualization, and goal achievement. A sought-after speaker, author, and consultant to Fortune 500 companies, he translates complex brain research into actionable strategies for personal and financial success. Author of several book including, "Tinker Dabble Doodle Try: Unlock the Power of the Unfocused Mind."

Ellen Rogin, CPA, CFP®, is a money expert and financial intuitive who helps people reshape their relationship with money to create greater abundance and joy. She is the New York Times bestselling author of Picture Your Prosperity, and her insights have been featured on CNBC, ABC, NPR, TIME, and Oprah Magazine.

Key Highlights

The Power of Visualization: John Assaraf illustrates how visualization can restructure the neural pathways in the brain, influencing behavior and identity. He recounts his own experience, stating, "I started off making $1.65 an hour… to making millions of dollars a year." Visualization coupled with consistent action propelled his vast transformation.

Specificity and Relevance in Vision Boards: Dr. Srini Pillay explains that specific and relevant goals stimulate the brain's image centers. He shares a client success story where careful visualization led to unexpected personal fulfillment, demonstrating that specificity fuels motivation and action.

Aligning Financial Goals with Personal Values: Ellen Rogin emphasizes that balancing financial planning with emotional and intuitive insights can deepen the meaning and fulfillment of financial success. Her structured approach to vision boards aligns financial goals with deeper personal values and contributions to society.

Call-to-Action

Here's my challenge for you this week: Take 10 minutes to start your own financial vision board. Grab a piece of paper, open a digital board, or even create a simple list of images and words that represent your goals. Just start—because clarity leads to action.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

In a world where financial decisions can be deeply influenced by emotions and biases, understanding how these factors play a role in investment strategy is crucial. This episode of "Inspired Money" dives deep into behavioral finance to uncover the predictable irrationality in our investment choices. Are you letting fear and greed drive your financial decisions? Discover strategies to navigate biases and invest more rationally by tuning in.

Meet the Expert Panelists

1. Colin Camerer is a pioneering behavioral economist and neuroeconomist known for integrating psychology and neuroscience into economic decision-making. As the Robert Kirby Professor of Behavioral Finance and Economics at Caltech, he researches neuroeconomics, behavioral game theory, decision science, and the neuroscience of economic choices, earning him a MacArthur Fellowship in 2013 and an honorary doctorate from the Stockholm School of Economics in 2019.

2. Tom Howard is a pioneer in behavioral finance, best known for founding AthenaInvest and authoring the influential book Behavioral Portfolio Management. With over 35 years in academia and finance, he developed a groundbreaking approach that challenges traditional investment theory by focusing on how investors actually behave, revolutionizing portfolio management through a behavioral data-driven strategy.

3. Annika Echarti, CFP® is a financial coach specializing in behavioral finance and financial psychology. With a background in accounting, law, and economics, she helps self-employed individuals and small business owners align their financial decisions with their goals and values, focusing on both practical strategies and the psychology behind money habits.

4. Megan McCoy, Ph.D., LMFT, AFC®, CFT™ is an Assistant Professor at Kansas State University's Department of Personal Financial Planning, where she specializes in financial therapy, financial well-being, and the dynamics of couples' financial interactions, and has published extensively on these topics while also contributing as a board member of the Financial Therapy Association and co-editor of the Financial Planning Review.

Key Highlights:

1. Cognitive Biases Unveiled: According to Colin Camerer, "Fear and greed are real and are actually in the brain." He explains how these emotions manifest during market bubbles, revealing deep insights into investor behavior. Recognizing these mental states can help investors maintain discipline amidst market fluctuations.

2. The Power of Planning: Tom Howard highlights that "myopic loss aversion is the most important mistake that investors make," emphasizing the role of structured investment plans and predefined sell rules. By anchoring decisions to clear guidelines, investors can mitigate the biases that lead to costly errors.

3. Aligning Financial Decisions with Values: Annika Echarti stresses the significance of aligning financial choices with personal values to overcome emotional biases. This strategic alignment helps investors make decisions that not only benefit their portfolios but also align with their life goals.

4. The Role of Emotional Intelligence: Megan McCoy advocates for the development of emotional intelligence to recognize financial biases. Through self-awareness and exercises like the money egg, investors can unpack early money-related experiences to better understand their current biases.

Call-to-Action

Here's what I want you to do: the next time you're about to make an investment decision—pause.

Ask yourself: Is this decision based on a solid strategy, or is it driven by emotion?

Write down your reasoning before taking action. Even just becoming aware of your thought process can help you make smarter choices.

Let's start investing more intentionally and less emotionally. Let me know in the comments—what's one bias you've noticed in your own financial decisions?

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Negotiation is an art form that many find intimidating. Whether it's asking for a raise, buying a car, or even splitting vacation costs, negotiation is a critical skill that can impact every aspect of your life. This episode of Inspired Money breaks down negotiation strategies with renowned experts who share their secrets for achieving successful outcomes. If you've ever felt unprepared or nervous about negotiating, this is the episode you can't afford to miss.

Meet the Expert Panelists

• Keld Jensen: A globally acclaimed negotiation strategist, author, and speaker ranked number three in the world by Global Gurus in 2025. Keld's books focus on behavioral economics and trust-based deal-making, transforming negotiation practices worldwide.
• Dr. Joshua Weiss: A Senior Fellow at the Harvard Negotiation Project and author of "Getting Back to the Table." His expertise lies in negotiation, conflict resolution, and leadership, making him a go-to source for approaching detailed negotiation intricacies.
• Linda Swindling: A negotiation expert and author of "Ask Outrageously!" Linda empowers leaders to confidently navigate high-stakes deals and communication challenges, drawing on her rich background as an attorney and mediator.
• Dr. Susan Heitler: With a career as a clinical psychologist, Dr. Heitler's books and widely-viewed TEDx talks explore conflict resolution techniques crucial for couples and families, highlighting negotiation's emotional dynamics.

Key Highlights

• Preparation is Key: Keld Jensen emphasizes the necessity of preparation in negotiation, stating, "Not preparing is the same as preparing for failure." He suggests negotiating on how to negotiate to ensure all parties are on the same page.
• Embrace Emotional Intelligence: Dr. Joshua Weiss advocates for using emotions constructively in negotiations to align with real concerns rather than suppressing them. He notes, "If you don't ask for something in negotiation, you're never going to get it."
• Practice Makes Perfect: Linda Swindling encourages building negotiation confidence by practicing with strangers and in everyday situations, transforming discomfort into success over time.
• Active Listening is a Superpower: According to Dr. Susan Heitler, active listening can transform negotiation dynamics, making room for solutions that respect all parties' interests and strengthen relationships.

Call-to-Action

Here's my challenge for you this week: Think about an upcoming negotiation you might have—whether it's at work, at home, or even haggling for a better deal. Take just 10 minutes to prepare by outlining your objectives, anticipating the other party's needs, and considering how you'll communicate effectively. You might be surprised by how much more confident and in control you feel! 

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Are you ready to redefine retirement travel? Whether you dream of luxury cruises, guided tours, or experiencing life as a full-time traveler, this episode of Inspired Money opens up endless possibilities. Discover how retirees are embracing adventurous travel while sticking to budget-friendly strategies. Our panel delves into the mental, social, and personal benefits of travel, offering insights that make luxurious experiences attainable without straining your finances.

Meet the Expert Panelists

Tim Leffel: An award-winning travel writer and author, Tim specializes in budget-conscious travel and expat living. His books, such as "The World's Cheapest Destinations" and "A Better Life for Half the Price," offer valuable insights for maximizing experiences while minimizing costs.

Doug Nordman: A retired US Navy submariner, Doug achieved financial independence at 41 and now helps military families navigate early retirement. He authored "The Military Guide to Financial Independence and Retirement," sharing practical strategies for wealth-building and fulfilling post-military life.

Phil and Jeannie Titus: Retired educators turned full-time travelers, the Tituses have embraced a nomadic lifestyle since 2023. Traveling across Europe, Asia, Australia, and the Americas, they live comfortably on their teacher pensions, demonstrating how to stretch dollars while living life on the road.

Key Highlights

1. The Power of Slow Travel
Doug Nordman emphasizes the joy and depth that slow travel brings: "For us, the two biggest expenses of slow travel are the airfare…and lodging." By staying in one place longer, retirees can delve deeper into local cultures and communities while reducing costs significantly.

2. Currency Advantage in Travel
Tim Leffel advises leveraging favorable currency rates to make the most of travel budgets: "The dollar is not always strong, so when it is, take advantage of it." Planning travel around strong currency can provide a luxury experience at a fraction of the cost.

3. Building Social Connections on the Move
Phil and Jeannie Titus highlight how removing ties to a permanent home fosters unexpected friendships: "One encouraging word…travel reinstills faith in humanity. There are so many good-hearted people." Their journey illustrates the profound social benefits of embracing a nomadic lifestyle.

Call-to-Action

Take a small step toward your dream retirement travel experience this week. Research a travel rewards program, scope out long-term stay options in a country you've always wanted to visit, or start decluttering your home to rethink what truly brings happiness.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

In today's fast-paced digital world, children are bombarded with messages about money. But are they learning the right lessons? Our latest episode of Inspired Money dives deep into the crucial topic of financial literacy for kids. Learn from a panel of experts who are at the forefront of transforming how our younger generations understand money, from earning and saving to investing wisely.

Meet the Expert Panelists

• Neale Godfrey: A pioneering financial literacy expert and New York Times bestselling author, Neale has empowered millions with her Kids and Money movement. Check out her book, "Money Doesn't Grow on Trees."
• Sam X Renick: As a children's author and founder of SammyRabbit.com, Sam is a champion of great money habits for kids. His platform features engaging stories and songs to instill financial wisdom early on.
• Bobbi Rebell: A seasoned financial journalist and author of "Launching Financial Grownups," Bobbi helps parents guide their teens to financial independence through actionable strategies and workshops.
• Paul Sullivan: With a rich background as the former Wealth Matters columnist for the New York Times, Paul shares insights into teaching smart money habits and offers guidance from his book "The Thin Green Line."

Key Highlights

1. Foundational Money Habits: Sam Renick emphasizes, "Saving is a great habit." By introducing simple, short messages around saving and spending, families can instill life-transforming money habits in children.
2. Real-life Financial Lessons: Neale Godfrey shares the value of linking tangible money lessons with digital financial literacy. From earning allowances to understanding bank statements, children gain a comprehensive money education.
3. Financial Decision-making: Bobbi Rebell highlights the importance of educating children through real-world scenarios, like balancing the diverging financial situations of friends: "By being kind to your friend and intentional with your money, you maintain relationships and learn about yourself."
4. Distinguishing Wealth from Riches: Paul Sullivan uses real-life examples to distinguish between having money and being wealthy, emphasizing the freedom and choices that true financial well-being offers.

Call-to-Action

This week, schedule a financial conversation with a child in your life. Share your own money lessons, perhaps involving them in setting a small savings goal or budgeting for a family activity.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Money isn't just numbers; it's deeply emotional. Hosted by Andy Wang, this episode of Inspired Money explores the psychology behind financial decisions. We often believe we're making logical choices, but the truth is, biases, emotions, and subconscious beliefs steer our financial behavior more than we think. Understanding these elements can transform not just our financial outcomes, but our entire approach to wealth.

Meet the Expert Panelists

Saundra Davis MSFP, APFC®, FBS® is a US Navy veteran, financial coach, educator, and consultant, nationally recognized for her expertise in financial coaching, financial therapy, and addressing the racial wealth gap. She is the founder of Sage Financial Solutions (a training organization) and serves as the Director of Financial Planning Programs at Golden Gate University, where she develops and facilitates financial capability programs and coaching certifications to promote equitable access to high-quality financial guidance for all.

Martha Menard, PhD is a behavioral scientist, financial coach, and researcher with a background in clinical psychology and behavioral medicine. As A Principal Consultant at Cascadia Financial Health and an adjunct professor at Golden Gate University, she helps people to build healthier relationships with money through coaching, education, and evidence-based financial strategies.

Mariko Gordon, CFA, CFP® is CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage.

Key Highlights: 1. The Impact of Cognitive Biases

Martha Menard discusses how stress and emotional states can lead to irrational financial decisions. She explains how automatic saving mechanisms like 401(k) plans can help manage cognitive overload.

2. Money Scripts and Financial Behavior

Saundra Davis shares her personal journey, highlighting how childhood financial instability shaped her adult money scripts. She emphasizes the importance of awareness and compassion in reshaping these scripts.

3. Interplay of Emotions in Financial Decision

Mariko Gordon speaks about the essential role of emotions and body wisdom in investment decisions. She draws parallels between money habits and food consumption, underscoring the complexity of personal biases.

Call-to-Action

Your Challenge This Week: Take one step toward improving your relationship with money. Here's how: Spend five minutes writing down your biggest financial fear or belief. Where do you think it comes from? Is it serving you, or holding you back? Awareness is the first step toward change.

Let me know in the comments or send me a message—what did you discover?

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Listen

Discover the journey to financial freedom through passive income strategies with insights from experts in real estate, online businesses, and dividend investing. Whether you're aiming to build wealth, diversify income streams, or simply explore new investment strategies, this episode is packed with valuable lessons and actionable advice that can help you take control of your financial future.

Meet the Expert Panelists

Justin Donald, known as the "Warren Buffett of Lifestyle Investing" by Entrepreneur Magazine, is the founder of The Lifestyle Investor and a leading expert in low-risk cash flow investing. He is a Wall Street Journal and USA Today bestselling author of The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom, and he has helped countless individuals create wealth and achieve financial independence through his straightforward investment strategies.

Lane Kawaoka, PE transitioned a licensed engineer to full-time real estate investing and authored The Wealth Elevator: Real Estate Syndications, Accredited Investor Banking, and Tax Strategies for First-Gen Millionaires. As the founder of the Passive Investor Accelerator & Mastermind and Simple Passive Cashflow, Lane helps middle-class investors build wealth through syndications in multi-family apartments, RV parks, and mobile homes, offering access to deals once reserved for the wealthy.

Nick Loper is an author, entrepreneur, and the host of the award-winning Side Hustle Show podcast, where he shares practical strategies and business ideas to help people earn money outside their day jobs. As the founder of Side Hustle Nation, Nick is passionate about empowering aspiring entrepreneurs to create extra income streams and take control of their financial futures.

Deacon Hayes is a personal finance expert, speaker, and founder of Well Kept Wallet , a platform dedicated to helping people make money, save money, and achieve financial independence. Known for paying off $52,000 of debt in just 18 months, Deacon is the author of You Can Retire Early!, a practical guide to financial independence, and has been featured in outlets such as Forbes, CNN Money, and US News & World Report.

"For most people, they build their wealth via concentration and then ultimately grow it through diversification." - Justin Donald Key Highlights: 1. Real Estate Investing:

Lane Kawaoka shares his journey from engineering to real estate investing, emphasizing that today's market requires creative strategies for property investing due to higher prices.

2. Digital Income Models:

Nick Loper discusses the potential of digital assets like online content, income from blogs, and affiliate marketing. He emphasizes the importance of diversifying traffic sources and income channels.

3. Tax Strategies:

Deacon Hayes highlights the importance of understanding tax implications and finding a tax strategist to optimize returns across different passive income streams.

4. Building a Passive Business:

Justin Donald talks about creating an online presence and leveraging AI for newsletters and other digital content to maximize reach and engagement.

Call-to-Action

Challenge for this week:

Pick one passive income idea that resonated with you today and take the first step. That could be:

✅ Researching your first dividend stock and setting up a brokerage account

✅ Looking at real estate if you're interested in property investing

✅ Brainstorming a digital product or affiliate marketing strategy to start an online income stream

Whatever it is—start small, but start today. Let us know in the comments or on social media what passive income path you're exploring!

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

Winston Churchill once said, "We make a living by what we get, but we make a life by what we give." Have you ever pondered the true impact of philanthropy and how you can make a difference beyond monetary donations? Whether you are a seasoned philanthropist or just starting to explore the power of giving, this episode of Inspired Money is essential viewing. Learn from top experts on how to give smarter, more meaningfully, and create a significant impact through collective and strategic philanthropy.

Meet the Expert Panelists

Sara Lomelin is the founding CEO of Philanthropy Together, where she'ss growing a global movement of collective giving to resource grassroots nonprofits, shift power dynamics, and diversify philanthropy. A philanthropy disruptor and expert in collective giving, Sara frequently speaks at high-profile events like TED and Netroots Nation, sharing her vision for democratizing philanthropy and empowering everyone to become a philanthropist.

Dr. Akhtar Badshah is the founder of Catalytic Innovators Group and former head of Microsoft's global philanthropic efforts, where he oversaw community investments and employee contributions for over a decade. Currently a Distinguished Practitioner at the University of Washington, Dr. Badshah is the author of Purpose Mindset: How Microsoft Inspires Employees and Alumni to Change the World and a leading voice in leveraging corporate and philanthropic resources for global social impact.

Emily Rasmussen is the founder and CEO of Grapevine , the leading platform for giving circles, which empowers donors to pool resources and create greater impact together, helping to democratize and diversify philanthropy. With a background in social entrepreneurship and nonprofit strategy, Emily has pioneered innovative fundraising models, previously serving as the founding Executive Director of New York University's Center for Ballet and the Arts and leading initiatives at Lincoln Center and Enterprise Solutions to Poverty.

Richard Marker is the faculty co-director for executive education programs at the Center for High Impact Philanthropy and a philanthropy advisor with Wise Philanthropy™, where he guides foundations and individual philanthropists on strategic decision-making. With decades of experience, Marker has served as CEO of a major foundation, taught globally, and coined the term "philanthro-ethics" to address ethical considerations in philanthropy.

Key Highlights 1. The Power of Collective Giving

Emily Rasmussen of Grapevine emphasized how giving circles can pool resources to create a significant impact. "Collaborative funds not only increase the amount of money donated, but they also direct funds to underfunded grassroots organizations," stated Emily. This democratizes philanthropy and ensures a diversified funding landscape for meaningful change.

2. Trust-Based Philanthropy

Dr. Akhtar Badshah passionately argued the need to move beyond traditional giving. "We need to rethink how we want young people to feel part of the community and show up with purpose," said Akhtar. He believes in rebuilding trust and focusing on showing up as part of the community beyond just financial contributions.

3. Transparent and Ethical Giving

Richard Marker's insights into ethical philanthropy revolved around transparency and the ethical use of power. "If a grantee can say no to a funder, that means there's a level of trust that can move the discussion along," remarked Richard. This underlines the importance of maintaining transparency and balancing the power dynamics in philanthropic relationships.

4. Leveraging Technology

Sara Lomelin and Emily Rasmussen both highlighted the transformative role of technology. From facilitating remote giving circles to equalizing access to information, tech enables broader participation and efficient, impactful giving. During the COVID-19 pandemic, platforms like Grapevine and Zoom ensured continuous support to nonprofits when they needed it the most.

Call-to-Action

Inspired by this discussion? Take a step towards purposeful philanthropy today. Find one step you can take to give more intentionally this week. Maybe it's joining a giving circle (check out Grapevine if you're curious!) or pooling resources with friends to support a local nonprofit. Or, simply take some time to reflect on the causes that matter most to you and make a donation—no matter the size. Small steps add up to big change, especially when we give together.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

Why This Episode Is a Must-Watch

The rules of retirement investing are changing. With alternative investments now making up over 12% of global portfolios, institutions like Harvard and Yale have long used private equity, hedge funds, and real assets to enhance returns and reduce risk. But just because you can, does it mean you should?

In this episode of Inspired Money, we explore real estate, alternative investments, digital currencies, ESG strategies, and risk management—uncovering different perspectives on whether these strategies truly belong in your retirement portfolio. Whether you're rethinking your financial future or exploring new opportunities, this conversation will provide actionable insights to help you invest smarter.

Meet our Expert Panelists

Shana Sissel, CAIA, is the Founder and CEO of Banríon Capital Management Inc., specializing in alternative investments and portfolio solutions for financial advisors. Known as the "Queen of Alternatives," Shana is a sought-after speaker and media contributor, leveraging her two decades of industry expertise and personal resilience to advocate for women in finance and demystify complex investment strategies.

Roger Whitney, the "Retirement Answer Man," is a Certified Financial Planner with 27+ years in finance. Author of "Rock Retirement" and founder of the Rock Retirement Club, he's also the voice behind the popular Retirement Answer Man podcast that has over 8 million downloads.

Teresa Ghilarducci is a labor economist and retirement security expert, serving as the Bernard L. and Irene Schwartz Professor of Economics at The New School for Social Research, where she also directs the Schwartz Center for Economic Policy Analysis and the Retirement Equity Lab. Known for her influential work on pension reform, she proposed Guaranteed Retirement Accounts to address the retirement savings crisis, and has authored several books, including Rescuing Retirement, How to Retire With Enough Money, and Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy.

Richard Carey successfully built a substantial real estate portfolio that began while stationed in Germany and Korea. He managed to acquire over 20 properties and be debt-free. Today, he is retired from the military and living off the passive income generated by his 30+ properties. Rich is based in Montgomery, Alabama, where he's a realtor, he manages his investments, and you can learn about building wealth through real estate on his TikTok and YouTube channels—Rich on Money.

Barbara Friedberg, MS, MBA, is a veteran portfolio manager, fintech consultant, and investing expert dedicated to simplifying wealth-building strategies. Author of Invest and Beat the Pros, Personal Finance: An Encyclopedia of Modern Money Management, and How to Get Rich Without Winning the Lottery, her work has been featured in U.S. News & World Report, Investopedia, and Yahoo Finance. Visit her YouTube channel and BarbaraFriedbergPersonalFinance.com for more information.

Key Highlights 1. Critique of the Current Retirement System

Teresa Ghilarducci stressed her concerns about the retirement crisis, largely attributing it to the shift towards individual retirement accounts, which she believes have been unsuccessful. She highlighted, "The median amount of retirement assets to supplement Social Security is zero." Ghilarducci elaborated that for those with retirement accounts, the median amount is only $90,000—insufficient for a stable retirement. She argued that the existing 401(k) system has failed to provide adequate retirement savings for workers and called for a more robust, professionally managed system akin to pensions. Furthermore, Ghilarducci expressed apprehension about including alternative asset strategies in individual retirement accounts, emphasizing the challenges and risks associated with such a do-it-yourself approach.

2. The Role of Alternative Investments

Shana Orczyk Sissel discussed the potential benefits of including alternative investments in retirement portfolios, albeit with proper education and sizing. She noted, "The evidence suggests that a 20% allocation in that space…is kind of the optimal way to do it." Sissel highlighted that these alternatives, such as managed futures and option strategies, can offer significant diversification and risk management benefits, challenging the idea that only traditional investments should be used.

3. Simplicity in Retirement Planning

Roger Whitney, the Retirement Answer Man, emphasized the importance of simplicity in retirement planning, advocating for a straightforward approach over the complexity of alternative investments. He stated, "What are you trying to solve for first? If you are at retirement, you're trying to solve to meet the liabilities of your spending over a period of time. You're not trying to solve for alpha." Whitney cautioned that the increasing availability of alternative investments is often just marketing, adding unnecessary execution risks to portfolios. He suggested that many retirees would benefit from focusing on simpler, more manageable investment strategies.

4. Personal Success with Real Estate

Rich Carey shared his motivation behind investing in real estate, which was driven by his 20-year career in the military. While many perceive the military as a stable path leading to a pension after 20 years, Carey noticed periodic downsizings every four to five years, where personnel could be abruptly let go. He expressed his concern about potentially being discharged before completing his 20 years and missing out on the military pension. To safeguard his financial future, Carey began building a real estate portfolio to generate passive income. This way, even if he wasn't able to secure a military retirement, he would still have a stable income stream to rely on as he transitioned back into the civilian workforce.

5. Barbara Friedberg: Fees and Risks in Alternative Investments

Barbara Friedberg raised significant concerns regarding the fees and risks associated with alternative investment products, particularly those available through newer crowdfunding apps. She cautioned, "Look at the fees because fees are inversely correlated with returns. And typically hedge funds have huge fees." Friedberg stressed the importance of understanding the underlying products and potential losses, emphasizing that high fees can severely impact returns and should be a key consideration for investors.

Call-to-Action

Take a look at your current retirement plan and identify one area where you could diversify. Whether it's adding a bit of real estate exposure, exploring ESG investments, or looking into digital assets, make it a point to start researching options. Even a small change can make a big difference over time.

Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player.

Andy Wang, Host/Producer of Inspired Money

In this episode of the Inspired Money Live Stream Podcast, we discuss how emotional spending affects your financial health and the strategies you can use to break free from it. Our panel of experts includes Dr. Preston D. Cherry, Chi Chi Wu, Ted Rossman, and Rocky Lalvani, who share actionable tips to help you master your credit and regain control of your finances.

Understanding Emotional Spending and Credit

Emotional spending often leads to poor credit habits and increased financial stress. The key to recovery is understanding the connection between your emotions, spending habits, and credit score. This episode breaks down the impact of emotional spending and offers practical solutions to help you rebuild your financial confidence.

Episode Insights

• What is a Credit Score? Our experts discuss how credit scores are calculated and the impact they have on financial opportunities.
• How Emotional Spending Affects Credit: Learn how emotional decisions can lead to overspending, missed payments, and lower credit scores.
• Actionable Strategies: Discover tools to monitor credit, manage debt, and develop healthier financial habits.

Building Credit for Long-Term Success

Mastering your credit starts with understanding its components. Chi Chi Wu explains how credit reporting agencies work and the importance of regularly reviewing your credit report. Errors in credit reports are more common than you might think, and addressing them quickly can save you money and stress.

Key Takeaways:

• Check your credit report at least once a year.
• Dispute inaccuracies promptly.
• Focus on maintaining low credit utilization and making on-time payments.

Tools and Tips to Improve Your Credit

Improving your credit doesn't have to be overwhelming. Ted Rossman shares tips for fast improvement, such as using secured credit cards and becoming an authorized user on someone else's account. Dr. Preston Cherry emphasizes the importance of budgeting and building healthy financial habits to support long-term credit health.

Avoiding Credit Pitfalls

Credit misuse can have long-term consequences. Rocky Lalvani highlights the risks of emotional spending and credit mismanagement. Store cards and deferred interest plans may seem tempting but can lead to high-interest debt if not managed carefully. Our panel offers advice on avoiding these common traps.

Credit Scores and Major Life Decisions

Your credit score plays a crucial role in major life milestones like renting, buying a home, or securing a loan. Chi Chi Wu discusses the dangers of short-term loans and how they can damage your credit. The panel also addresses how aligning your financial goals with your credit strategy can improve your overall financial well-being.

Protecting Your Credit

Scams and fraud are growing threats to credit health. Chi Chi Wu explains how freezing your credit can protect you from identity theft, while Ted Rossman offers tips for securing your accounts and safeguarding your credit profile.

Key Takeaways:

• Freeze your credit if you suspect fraud.
• Monitor your accounts regularly.
• Teach your children about credit early and consider freezing their credit to protect their future.

Meet Our Esteemed Guests

• Dr. Preston D. Cherry, AFC®, CFT-I™, CFP® Founder of Concurrent Financial Planning and author of Wealth in the Key of Life (Wiley, 2024), Dr. Cherry helps individuals align wealth with well-being. Learn more
• Chi Chi Wu Senior attorney at the National Consumer Law Center, specializing in consumer credit issues and advocating for transparency and fairness in credit reporting. Learn more
• Ted Rossman Senior industry analyst at Bankrate, helping consumers navigate credit cards and personal finance. Learn more

• Rocky Lalvani Founder of Profit Comes First and host of the Richer Soul podcast, empowering small business owners to achieve financial success. Learn more

In this episode of the Inspired Money Live Stream Podcast, we discuss the intersection of purpose, happiness, and financial independence with Dr. Jordan Grumet. Known for his expertise as a hospice physician and financial educator, Dr. Grumet introduces his new book, The Purpose Code: How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy. Through this lens, he shares actionable insights to overcome "purpose anxiety" and align your life with what truly matters.

Discovering Purpose Through Practical Steps

Purpose often feels elusive, especially when juggling life's demands. Dr. Grumet sheds light on how to distinguish between Big P Purpose and small p purpose, offering a practical framework to identify meaning in everyday life. This episode explores how financial freedom can act as a tool to empower purpose, rather than an endpoint, and why focusing on legacy can reshape priorities.

🕒 Episode Insights

• Big P vs. Small p Purpose: Dr. Grumet defines these concepts and explains how they affect our lives.
• Purpose Anxiety: Understand how to overcome this common hurdle to personal fulfillment.
• Happiness and Connection: Insights from the Harvard Study on happiness and relationships.
• Purpose as a Lifelong Journey: Learn why purpose evolves over time and how to adapt to these changes.
• Legacy Beyond Wealth: Redefining success to include impact and connection.

Purpose Anxiety and Its Solutions

Purpose anxiety often arises when people chase lofty, societal definitions of success. Dr. Grumet emphasizes the value of embracing small, meaningful actions. By focusing on incremental changes and revisiting childhood interests, individuals can realign with their authentic purpose.

The Role of Financial Freedom

Financial independence is often viewed as the pinnacle of achievement. However, Dr. Grumet challenges this narrative, suggesting that money should support a meaningful life, not define it. He offers practical strategies to shift from saving for later to living purposefully now.

Practical Takeaways

1. Overcoming Fear of Change: Strategies to navigate uncertainty and embrace new paths.
2. Time and Money as Tools: How to balance these resources to prioritize what matters most.
3. Incremental Steps to Purpose: Practical ways to identify and amplify purposeful activities.
4. Tracking Purposeful Time: Techniques to evaluate and adjust daily routines for fulfillment.
5. Leaving a Legacy: Redefining success through relationships and impact.

About Dr. Jordan Grumet

Dr. Jordan "Doc G" Grumet is a hospice doctor, author, and host of the Earn & Invest podcast. His first book, Taking Stock, explored the intersection of financial independence and regret-free living. The Purpose Code expands on these ideas, offering actionable insights to find meaning and maximize happiness. Visit his website at jordangrumet.com or listen to his podcast at earnandinvest.com.

Key Discussion Points

• How societal pressures shape our understanding of purpose.
• The flexibility of purpose over a lifetime.
• Lessons from real-life examples of people redefining their purpose.

Join the Conversation

This blog post is brought to you by Runnymede Capital Management in collaboration with EaglesVision and the Inspired Money live-stream podcast series. Watch this episode to learn how Dr. Grumet's insights can guide you toward a purposeful, fulfilling life.

📘 Order your copy of The Purpose Code today! Release Date: January 7, 2025.

Watch the full episode here: Inspired Money Livestream Podcast

In this episode of the Inspired Money Live Stream Podcast, host Andy Wang and Executive Producer Bradley Jon Eaglefeather review the highlights of Inspired Money 2024. They revisit key moments, share behind-the-scenes stories, and discuss the lessons learned throughout the year. As the show continues to evolve, they also offer a preview of what's ahead in 2025.

Reflecting on the Evolution of Inspired Money

Inspired Money 2024 brought together diverse voices and topics to inform, challenge, and inspire. From financial independence strategies to sustainable investing, the series explored how money intersects with purpose and progress.

This episode looks back on pivotal discussions and examines how audience feedback shaped new directions. It's a fitting conclusion to a year of growth, innovation, and connection.

Episode Insights Memorable Guests and Lessons

The year featured engaging conversations with leading voices in finance, sustainability, and personal growth. Key highlights include:

• Jacob Lund Fisker: On early retirement and minimalism, redefining what financial independence can look like.
• Dr. Judith Wright: Exploring the complex dynamics between money and relationships.
• Jordan Grummet: Connecting purpose to life after financial independence.

These conversations highlighted practical tips while offering new ways to think about wealth and fulfillment.

Addressing Financial Challenges

Inspired Money 2024 tackled critical issues such as student loan management and credit-building strategies. Notable episodes featured:

• Matt Schultz (LendingTree): Insights on credit card trends and pitfalls.
• Sustainable Investing with Charlie Kleissner: A look at balancing returns with impact.
• Buy Now, Pay Later Trends: Examining the consumer risks of installment payment plans.

Each discussion provided actionable advice for navigating modern financial challenges.

Passion Investments and Collectibles

Passion-driven investments became a major theme in 2024, offering ways to combine personal enjoyment with financial growth.

• Ed Bolian and Bruce Meyer: Shared insights on collecting and restoring classic cars.
• Andrew Behar: Discussed tools for ESG and impact investing.

These episodes emphasized the importance of aligning investments with values and interests.

Challenges and Growth

The podcast also addressed the behind-the-scenes realities of production. Andy Wang and Bradley Eaglefeather share stories of overcoming technical hurdles, balancing live-stream unpredictability, and adapting to an ever-changing audience.

They discuss how these experiences informed their approach to planning future episodes, ensuring content remains relevant and impactful.

Looking Ahead

2025 promises exciting new directions for Inspired Money. Upcoming episodes will focus on:

• Expanding topics to include global perspectives on wealth-building.
• Highlighting diverse voices and underrepresented viewpoints.
• Exploring emerging trends in alternative investments and financial technology.

The goal is to continue fostering meaningful conversations that empower and educate.

Meet Our Hosts

Andy Wang Host of the Inspired Money podcast, Andy brings years of experience in financial planning and storytelling. His approachable style makes complex topics relatable and actionable for a broad audience. Learn More About Andy Wang

Bradley Jon Eaglefeather Executive Producer of Inspired Money, Bradley oversees content strategy and production. His dedication to creating impactful stories ensures the show remains a trusted resource for listeners. Discover Bradley's Work

In this episode of the Inspired Money Live Stream Podcast, we discuss classic cars as retirement investments, an alternative asset class gaining attention for its financial potential and emotional rewards. Our panel of experts includes Leslie Kendall, Chief Historian at the Petersen Automotive Museum, Phillip Griot, President and CEO of Griot's Motors, and Andrew Shirley, creator of the Knight Frank Luxury Investment Index. Together, they share their expertise on market trends, valuation strategies, and maintenance essentials.

Understanding the Allure of Classic Car Investments

Classic cars combine financial potential with personal satisfaction, making them an attractive choice for retirement investments. Unlike traditional assets, these vehicles carry a rich history and cultural significance, offering long-term appreciation and emotional connection.

This episode covers everything from selecting the right vehicles to understanding the risks involved. Whether you're a collector or a first-time investor, these insights can help you navigate this exciting market.

🕒 Episode Insights Financial Benefits of Classic Cars

Classic cars have shown steady returns over time. Andrew Shirley explains how these vehicles consistently rank high on the Knight Frank Luxury Investment Index, driven by rarity, craftsmanship, and historical value.

Key trends include:

• The rising popularity of 1980s and 1990s models, reflecting generational shifts.
• Increased demand for limited-production cars with strong provenance.
• How cultural touchpoints, like appearances in movies or TV shows, enhance a car's value.

Key Criteria for Investment

Leslie Kendall emphasizes the importance of originality and historical significance when selecting vehicles. Phillip Griot highlights the value of low-production models and timeless designs, which tend to perform well in the market.

Examples of popular investment models include:

• Jaguar E-Type: Known for its iconic design and engineering excellence.
• Ferrari 308 GTB: Gaining recognition for its blend of style and performance.
• Porsche 911: A classic that continues to attract strong demand across generations.

Maintenance and Preservation

Proper maintenance is critical for preserving the value of classic cars. Phillip Griot advises prioritizing climate-controlled storage and professional servicing. Leslie Kendall stresses that maintaining originality, rather than over-restoring, is key to maximizing returns.

Essential practices include:

• Regular inspections to address wear and tear.
• Proper storage to protect against environmental damage.
• Using trusted professionals for repairs and restoration.

Neglecting maintenance can lead to diminished returns, making it essential to prioritize care.

Emotional Rewards of Ownership

Classic cars offer more than financial returns—they provide a sense of pride and connection to history. Owners often find joy in driving their vehicles, attending shows, and building relationships within the car enthusiast community.

Phillip Griot shares stories of retirees who turned their passion for cars into fulfilling hobbies, creating memories while preserving automotive history.

Risks to Consider

While classic cars are a rewarding investment, they come with unique challenges. Maintenance costs, market volatility, and restoration pitfalls can impact returns.

The panel emphasizes the importance of working with trusted experts and conducting thorough due diligence. Balancing passion with a clear investment strategy can help mitigate these risks..

Building a Balanced Portfolio

Classic cars are a valuable addition to a diversified portfolio, offering financial growth alongside personal enjoyment. As Andrew Shirley notes, these vehicles transcend generations, making them both a legacy and an investment.

This episode provides actionable insights for balancing your portfolio with alternative assets like classic cars, watches, and fine wines.

Meet Our Guest Panelists

• Leslie Kendall Chief Historian at the Petersen Automotive Museum, Leslie oversees one of the world's most comprehensive automotive collections. His expertise provides deep insights into the cultural and financial significance of classic cars. Visit Petersen Automotive Museum
• Phillip Griot President and CEO of Griot's Motors, Phillip specializes in car restoration, consignment, and collector car storage. His practical advice helps investors maximize returns while enjoying their vehicles. Discover Griot's Motors
• Andrew Shirley Director at Knight Frank and creator of the Knight Frank Luxury Investment Index, Andrew offers expertise on passion assets, tracking trends across classic cars, fine art, and more. Explore Knight Frank Insights

In this episode of the Inspired Money Live Stream Podcast, host Andy Wang discusses the growing opportunities in the Metaverse. Joined by Aaron McDonald (CEO of Futureverse), Nonny de la Peña (immersive storytelling pioneer), Sarbjeet Johal (cloud strategist), and Philip Rosedale (creator of Second Life), the panel unpacks the dynamics of virtual economies, NFTs, and blockchain.

Why the Metaverse Matters for Investors

The Metaverse has emerged as a digital economy offering significant opportunities for investment. Virtual real estate, NFTs, and blockchain-based assets are changing the way value is created and exchanged. This episode covers the technologies, risks, and strategies behind this next-generation ecosystem.

🕒 Episode Insights

• Aaron McDonald: Discusses innovations driving interoperability in digital ecosystems through Futureverse.
• Nonny de la Peña: Highlights immersive storytelling's ability to build empathy and create value in virtual worlds.
• Philip Rosedale: Explores virtual real estate dynamics and insights from his experience creating Second Life.
• Sarbjeet Johal: Provides clarity on blockchain's role in building trust for transactions in the Metaverse.

Meet Our Guest Panelists

• Aaron McDonald: CEO of Futureverse, a leader in building interoperable digital ecosystems. https://futureverse.com
• Nonny de la Peña: Founder of Emblematic Group and a pioneer in immersive storytelling. https://emblematicgroup.com
• Philip Rosedale: Creator of Second Life and innovator in virtual economies. https://secondlife.com
• Sarbjeet Johal: Cloud strategist and blockchain expert with over two decades of experience. https://www.sjohal.com

 

Building Financial Resilience Through Entrepreneurial Thinking

Developing an entrepreneurial mindset is essential for achieving financial independence and long-term growth. In Episode 56 of the Inspired Money Live Stream Podcast, industry leaders John Mullins, Rachel Renock, and Leslie Walton share their strategies and experiences to help individuals think like business owners. The conversation covers building resilient income streams, fostering adaptability, and prioritizing ethics in decision-making.

Developing the Entrepreneurial Mindset

Entrepreneurship is not just about starting a business; it's about thinking critically, managing risks, and remaining adaptable. This episode provides strategies for personal and professional financial growth by focusing on ethics, innovation, and building trust. Whether it's understanding how to grow multiple income streams or adopting smart financial practices, this discussion highlights actionable insights for all.

🕒 Episode Insights

• Six Key Mindsets: John Mullins explains how focusing on customer problems, narrowing target markets, and leveraging customer funding can reduce risks and increase success.
• Scaling with Innovation: Rachel Renock shares her transition from a service-based business to a scalable SaaS platform.
• Values and Ethics: Leslie Walton emphasizes aligning business goals with personal values and the importance of character in building trust.
• Managing Risks: Learn to differentiate between commercial and financial risks to maintain long-term financial stability.
• Using AI Strategically: The panel discusses how entrepreneurs can leverage AI as a tool without losing creativity or authenticity.

The Entrepreneurial Mindset as a Path to Success

Entrepreneurs approach challenges with a solution-oriented perspective. Instead of avoiding risks, they manage them strategically while staying agile in dynamic environments. Panelists emphasize that this mindset is not reserved for business founders but can be applied to personal finances and career growth.

1. Problem-First Thinking: John Mullins highlights the importance of solving specific customer problems and narrowing target markets for impactful growth.
2. Adapting to Challenges: Leslie Walton discusses lessons from underserved communities, stressing adaptability as a cornerstone of financial and entrepreneurial success.
3. Scaling Smartly: Rachel Renock shares how Wethos transitioned from a service-based business to a scalable SaaS platform, proving that calculated pivots lead to exponential growth.

Navigating Financial Risks and Opportunities

Managing risk effectively is key to financial resilience. The panel discusses:

• Commercial vs. Financial Risks: Mullins advises entrepreneurs to avoid taking on high levels of both types simultaneously.
• Leveraging Innovation: Renock explains how tools like AI can streamline operations without sacrificing authenticity.
• Ethical Entrepreneurship: Walton emphasizes aligning financial goals with integrity to build trust and sustainable businesses.

The Role of Integrity in Long-Term Success

Ethical practices aren't just good for business—they are critical to sustaining success. Entrepreneurs who build trust with their customers, employees, and investors are better equipped to navigate uncertainty and drive loyalty. Mullins cites examples like Tesla's pre-order strategy, which relies on trust to secure customer funding.

Takeaways for Aspiring Entrepreneurs

Adopting an entrepreneurial mindset means:

• Staying adaptable in the face of change.
• Focusing on solving real problems for customers.
• Building financial strategies grounded in ethics and long-term thinking.
• Balancing innovation with authenticity.

Meet Our Guest Panelists

• John Mullins: Associate Professor at London Business School, author of Break the Rules!, and an expert in entrepreneurship.
• Rachel Renock: CEO of Wethos, driving financial empowerment for freelancers through innovative pricing tools.
• Leslie Walton: Founder of A Cents of Change, empowering minority-owned businesses through financial education.

Balancing Ambition with Integrity

Success doesn't come solely from financial gain; it's also about building something meaningful. By cultivating an entrepreneurial mindset, individuals can create wealth that aligns with their values while maintaining the adaptability needed to thrive in today's fast-paced world.

Tune in to Episode 56 of the Inspired Money Live Stream Podcast to learn how you can think like an entrepreneur, manage risks, and create a financially and ethically resilient future.

In this episode of the Inspired Money Live Stream Podcast, we focus on building financial resilience. Host Andy Wang brings together a panel of experts to discuss strategies for handling financial challenges and emerging stronger. Guests include Vicki Robin, author of Your Money or Your Life; Joe Saul-Sehy, financial expert and host of Stacking Benjamins; Anne Lester, a retirement savings specialist; and Yanely Espinal, creator of MissBeHelpful. This episode highlights essential practices like setting up emergency funds, managing debt effectively, and developing a resilient mindset.

Why Financial Resilience Matters

Financial resilience is the capacity to manage and recover from financial setbacks. Creating an emergency fund, reducing debt, and adopting strong financial habits are crucial steps. In this episode, experts share practical advice on budgeting, saving, and adapting to unexpected expenses to create a solid foundation for financial resilience.

🕒 Episode Insights

• Defining Financial Resilience – Vicki Robin emphasizes the importance of financial resilience as a foundation for sustainable living. She stresses the role of community in providing support during challenging times.
• Practical Saving Tips – Joe Saul-Sehy discusses the necessity of an emergency fund. Setting aside a small portion of income regularly can provide stability when facing unforeseen events.
• Retirement and Long-Term Planning – Anne Lester shares steps to achieve financial security through retirement planning. Her advice focuses on making saving a priority for a stable future.
• Making Financial Literacy Relatable – Yanely Espinal highlights ways to introduce financial literacy to younger generations, making financial resilience an achievable goal from an early age.

Building an Emergency Fund

An emergency fund is essential for financial resilience. This fund serves as a buffer for unexpected costs, such as medical bills or job loss. Starting small, with consistent savings, can create a reliable safety net over time. The panelists offer strategies for building an emergency fund without straining other financial goals.

Reducing Debt and Strengthening Financial Habits

Debt management plays a significant role in achieving financial resilience. Addressing high-interest debt first and celebrating small wins helps create momentum toward debt reduction. In this episode, our experts discuss methods to manage debt efficiently and underline the importance of financial literacy in developing resilient financial habits.

Investing with Resilience in Mind

Part of financial resilience involves investing thoughtfully. Starting small and focusing on steady, long-term growth is a common approach. Anne Lester and Yanely Espinal offer advice on sustainable, community-focused investments that promote stability and align with long-term goals.

Avoiding Lifestyle Inflation

Controlling lifestyle inflation is also vital to financial resilience. It's easy to increase spending as income rises, but this habit can weaken financial stability. Our experts provide tips on managing lifestyle inflation, encouraging listeners to keep spending aligned with their core financial goals.

Practicing Financial Resilience Over Time

Financial resilience is a continuous practice. Regularly reviewing finances, setting realistic goals, and sticking to a budget are essential for maintaining a stable financial foundation. This episode offers insights into building financial habits that can sustain resilience in the long term.

Meet Our Guest Panelists

• Vicki Robin – Author, speaker, and sustainability advocate, Vicki Robin co-authored the classic Your Money or Your Life, a guide to mindful financial practices. Her latest projects include her podcast, What Could Possibly Go Right?, which explores themes of community resilience. Visit Vicki's website
• Joe Saul-Sehy – Former financial advisor Joe Saul-Sehy is best known as the host of Stacking Benjamins, a popular podcast that simplifies finance for listeners. His unique perspective combines industry knowledge with a relatable approach to money management. Visit Joe's website
• Anne Lester – Anne Lester, a retirement savings expert and former Head of Retirement Solutions at J.P. Morgan, is dedicated to educating Americans on financial security. Her book, Your Best Financial Life, focuses on building retirement savings habits that support long-term financial resilience. Visit Anne's website
• Yanely Espinal – Financial educator and YouTube personality Yanely Espinal uses her channel, MissBeHelpful, to deliver accessible and high-energy financial guidance. Her mission is to make financial literacy relevant for younger generations, drawing from her own experience with debt freedom. Visit Yanely's website

Taking Action Toward Financial Resilience

This episode of Inspired Money encourages practical actions to build financial resilience. Establishing an emergency fund, managing debt, and planning for the future are steps that can lead to a secure and confident financial life.