People Can't Afford to Retire... Millions Are Doing It Anyway Get 50% off your first order of CookUnity meals - go to https://cookunity.com/money50 and use my code MONEY50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video! Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Uncut Channels: @HowMoneyWorksUncut @HowHistoryWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #career #retirement #finance I don’t know if you’ve noticed this, but, everybody is getting old… This year a record number of people will be turning 65, and next year that record will be broken again. We have been warned about aging populations for decades… and now… it’s actually happening… Unfortunately, the savings retirement gap for millions of households is wider than it ever has been, and people’s assets have been eaten up by inflation, bad investments, and good old fashioned financial illiteracy… Over 20% of people on the cusp of retirement have no savings AT ALL… but that isn’t stopping them… Millions of people across the world can’t afford to retire, and they’re doing it anyway… so what does this mean for everybody else? If people lose their jobs over the age of 50 they are almost forced into retirement whether they can afford it or not… So it’s time to learn How Money Works to find out what this means for everybody else supporting a growing group of people, that can’t support themselves… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------------- ----- Keywords: mortgage crisis, stock market, economics explained, housing bubble, recession analysis, business analysis, wealth building Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes... People ARE Angry 🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #finance #economy #money For some reason everybody keeps asking if “you feel better today than you did 4 years ago”, and for many people, the answer is pretty clear… Prices for everything they are buying have stabilized but they haven’t gone back DOWN, The AVERAGE household is now making more than ever before but the MEDIAN household is still worse off in real terms than they were in 2019, which means a lot of people are just falling further behind. That is, they are falling further behind the small group of households pulling the average up, and they are falling further behind on their own personal finances. Household savings have been eliminated while credit card debt has climbed to its highest level in HISTORY, housing is less affordable than ever ESPECIALLY for people who weren’t lucky enough to lock in generationally low interest rates, And the job market has become filled with automated systems, endless interviews and roles that never really existed. Unemployment may be down but that data point completely ignores the millions of people who have simply given up. There are a lot of REAL problems hurting a lot of real people… and the worst possible thing you can do… is tell them how great everything is and how grateful they should be…. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------------------------- ------------- Keywords: inflation explained, recession analysis, mortgage crisis, corporate finance, economy podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Well... At Least We Aren't Canada 🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #canadaeconomy #realestate #finance Covering business, finance and economics every week can be a little bit depressing. In just the last 2 years personal savings have been evaporated, consumer debt has hit record highs, the job market has been defined by anti-worker trends such as ghost jobs, broad sector layoffs and gigification, all while asset prices have ballooned far faster than household incomes, or even their intrinsic fundamentals. The results have been pretty simple, it’s getting much harder for people who work for a living to keep up with those who already have assets… Even the most diligent and career focused people are finding it tough to make ends meet let alone accumulate assets so that they too can one day achieve financial security… But if ever you are feeling like it’s all a bit hopeless, just remember, it could be worse… you could be from Canada… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------- ---- Keywords: how money works, personal finance, investing basics, investment strategies, private equity, financial literacy Learn more about your ad choices. Visit megaphone.fm/adchoices

this video aged like milk Enter the Sweepstakes for FREE using my link https://ridge.com/money. No purchase necessary to enter or win. Sponsored by Ridge. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ George Soros books The Alchemy of Finance - https://www.amazon.com/Alchemy-Finance-George-Soros/dp/0471445495 Lecture Series - https://www.youtube.com/watch?v=RHSEEJDKJho Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #finance #blackmonday #stockmarket On Monday the 6th of August the S&P 500 opened down almost three and a half percent with the Nasdaq down FOUR percent and other global markets down by significantly more than that. [put up the google 5d graphs for S&P 500, NASDAQ, ASX 200, Euro N Markets like the Nikkie 225 are down over TWELVE percent, and Taiwan’s main stock Index having its worst day in HISTORY. This followed a weekly trend that has seen TRILLIONS of dollars wiped off markets around the world and fingers being pointed at Japan, the Fed, greedy wall street traders or really whoever else people want to blame when things go wrong. And then just to prove that nobody fully understands what is going on… just one day later markets across the world rallied almost covering the losses from what people are now calling the new “Black Monday”. Since you should expect a lot of YouTube thumbnails with red graphs, laser eyes and (so so many) flames in your immediate future now is probably a good time to ask… what is happening to the stock market… right now? Japan’s economy has been stagnant for more than three decades now, and the Japanese Government along with its central bank has been trying to change that by keeping interest rates extremely low, even going NEGATIVE between January 2016 and January 2024. It was hoped that these low rates would encourage local borrowing boosting the domestic economy but when that never happened the Bank of Japan almost became stuck offering these low interest rates because any increase would further slow down an already sluggish market. It might not have done much for Japan, but investors took advantage of these low interest rates by borrowing money in Japanese Yen and then either investing in Japan, or more often exchanging Japanese Yen for another currency like the US Dollar and investing in asset markets here in America. Since stonks only ever go up investors could make money on the spread between the low Japanese interest rates and the higher returns they could get in the market. dropping in value relative to the USD so investors could make EXTRA money on the foreign exchange exposure if they didn’t hedge against it. Like all good things, this worked well until it didn’t… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. --------- Keywords: wealth building, investment strategies, gig economy, hedge funds, economy podcast, investing basics, financial news, economics explained Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rise of CEOs... That Don't Show Up To Work. To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channels: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #ceo #business #career ----- The average public CEO now makes nearly 400 times more than the average American as their pay has increased by an average of one THOUSAND four hundred and sixty percent [1,460%] since 1978. Now you probably already know the old joke that… no they are not working 400 times harder than their employees… but being a CEO IS still a serious commitment that normally involves making life long sacrifices to climb the corporate ladder or start a successful business all while being constantly accountable to shareholders and a board of directors. The pay is good, but the work is hard, and if you want to be CEO, you need to be on call 24/7 to put out fires, or your time at the top will be very short lived. That’s the story anyway… So then… what is behind the massive rise in CEO’s that only work part time, IF they show up to work at all? Well it’s time to learn How Money Works to find out why else companies have become happy to pay millions of dollars to people who barely show up to work. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------------------------------- --------------- Keywords: personal finance, money podcast, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices

How To "Win" A Trade War To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #trade #economics Global trade has made the USA incredibly rich. But what is good for AmericA, isn’t always good for AmericaNs… Globalisation has let big businesses pull revenue from global markets, it’s given consumers cheap products subsidised by poverty wages, and investors access to foreign capital from around the world. The best part is, all we had to give up in return was stable productive jobs that previously defined the American middle class… For some reason, some people have decided this wasn’t actually a very good deal and that workers need a way to regain some of the power they once had. It is genuinely a very reasonable idea that has united people on both sides of the political aisle… which is why it’s kind of a shame that we are doing it… in the stupidest way possible… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------------------------- ---------- Keywords: economy podcast, mortgage crisis, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Most People Are Actually "Too Good" For Their Job Check out Manta Sleep here https://tinyurl.com/4w9rc5cu and use code HOWMONEYWORKS for 10% off your order! Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @howhistoryworks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #career #finance #college I have some bad news for you… You probably won’t ever be a tech worker at a FAANG company, a bulge bracket finance bro or a high-powered corporate executive. Society needs people to do the real jobs that keep us housed, fed and safe, and it needs them a lot more than it needs another McKinsey consultant. This is a problem because no matter how you put it, a job where you sit in an air-conditioned office making six figures a year in your first year out of college is way more desirable than doing roadwork in Arizona for 20 bucks an hour. The problem is that everybody is trying really hard to pretend this isn’t true, and the system that has sprung up to maintain this dream has caused more problems than you realize. Peter Turchin is a complexity scientist, who mathematically models the statistical dynamics of historical societies. He coined the theory of “Elite Overproduction”. He argues in his books and papers that societies make workers just like they make anything, a car goes through a factory, and a college graduate goes through a few decades of schooling. At the end you get something you can drive around in and something that can make pivot tables in excel. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------- ------- Keywords: economy podcast, ai bubble, recession analysis Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Are Americans So Pessimistic? To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #wealth #finance #economy It’s the end of the year which is a great time for reflection and as someone who covers business, finance and the economy, mainly from America it looks like we have a lot to be grateful for. The USA is the largest economy in the world, and over the last five years it’s just pulled further ahead of its only real rival, China, which has… not been having a great time… Per person that means the only countries in the world with higher outputs are either oil states, tax havens or tax haven oil states. Unemployment is low, inflation is (supposedly) under control, interest rates are coming down and markets are booming… But despite all of this… general consumer confidence is still around all time lows… I am 100% guilty of being a little bit of a gloomy goose as well, this year the closest thing to a good news story I covered, was a celebration that at least we weren't Canada… So if everything is so great… why are Americans always so pessimistic? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------- ----- Keywords: financial planning, mortgage crisis, gig economy Learn more about your ad choices. Visit megaphone.fm/adchoices

WTF Does the Board of Directors Actually Do? Go to https://ground.news/money to stay fully informed on the biggest news in finance, and the world. Subscribe through my link for 40% off unlimited access this month. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #boardofdirectors To kick off the new Year, Mark Zuckerberg (a man who is definitely not having a mid life crisis) announced that Dana White, the President and CEO of the Ultimate Fighting Championship had been elected to Meta’s board of directors. The decision was met with some… “mixed”... Reactions from company employees and stakeholders. But what most people don’t realise is that this decision is really not that unusual… The board of the Embattled Boeing Corporation recently appointed Mortimer J Buckley, the Former CEO of the Vanguard Group, who ALSO serves on the board of Pfizer, alongside James Quincey, the CEO of the Coca Cola company who also serves on its board, alongside Bela Bajara, the Chief Content Officer of Netflix, who serves under a board which includes Anne Sweeney, the former chairman of of FX Networks who worked under Tony Vinciquerra the Chairman of the Fox Networks GROUP, who currently serves on the board of Qualcomm, a company formerly managed by Steven Mollenkopf… who currently sits on the board of directors of Boeing… It’s a great big club… and you ain’t in it… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------- ---- Keywords: real estate crisis, business analysis, economics explained, financial literacy, wealth building, corporate finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Have Car Companies "Innovated" Themselves Out of Business Start creating for free at https://www.odoo.com/r/T48. Trust me, you’ll find it’s never been easier to share your passions online. ----- Link to the (traitors) new channel - https://youtu.be/2JoWfQKQAzc?si=zj65-mL7CxJHJ3Sk Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @howhistoryworks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #cars #business #finance Over the last 2 decades very few major markets have seen changes quiet as widespread (and expensive) as the car industry… A push towards electrification, new major competitors from China and South Korea, self-driving technology, tighter regulations, and hundreds of billions of dollars in investor money has made it EXTREMELY difficult for companies to adapt to every single last change while ALSO delivering a product that’s not… terrible Dozens of companies are betting their entire future on the next five years, but that’s happening as a lot of people are still underwater on their last car… so they’re not in a rush to buy their next. Technology is changing so quickly that cutting-edge cars today might be COMPLETELY redundant in a few years’ time, meaning the right thing to do for most drivers is to sit back and wait. The investors on the other hand are realizing that if you invest billions of dollars to “DiSruPt” a market… you shouldn’t be surprised... When the market gets… disrupted… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --- ---- Keywords: financial independence, corporate finance, financial education, stock market, economy podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

How America Got So Good At Buying Sh*t Sign up and download Grammarly for FREE: http://grammarly.com/howmoneyworks Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #money #consumerism #wealth Americans are the best consumers on the planet and it’s really not even close. The runner up is China, and they spend less than a THIRD of what we do in any given year, even though they have almost five times as many people. It might not always feel like it, but by global standards we are incredibly rich, we LOVE buying shit, and we aren’t afraid of going into debt to keep doing it. More of our economy depends on the consumption of goods and services than basically any other major country around the world… but this has to have a limit right? As a direct result of our insatiable desire to consume, our household savings rates are now the lowest they have ever been, and high risk, high interest consumer lending has surpassed a trillion dollars. That doesn’t include things like car loans, home loans, student loans, medical loans or informal lending like buy now pay later, which are also approaching all time highs… So what is going to happen to the best consumers on the planet, if they can’t afford to consume any more? And more importantly… could we solve all of our problems by just… buying less junk Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------------------------- ---- Keywords: wealth building, economics explained, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

The Pump and Dump Economy Thanks to Storyblocks for sponsoring this video! Download unlimited stock media at one set price with Storyblocks: https://storyblocks.com/HOWMONEYWORKS ------ Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #economy #business #money So the stock market has lost more than 5 trillion dollars since its all-time peak which was achieved roughly a month ago to the day this video was uploaded. Asset markets are a forward looking indication of investors' predictions of what the future will look like, and right now those predictions are… bleak… We have been talking about “the everything bubble” for a long time now, everything from stocks, to real estate, to precious metals and even really dumb like meme-coins have experienced massive price increases fuelled primarily by wealthy speculators that are running out of things to invest in. [ If you were looking for something that could potentially come along and pop this bubble then you can take your pick… trade wars, ACTUAL wars, household debt, national debt, mass layoffs, government programs being cut and the biggest problem of all, which is that… nobody knows what is going on anymore… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---- --------- Keywords: recession analysis, wealth building, private equity, housing bubble, gig economy, economics explained, inflation explained, personal finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Why 10 Million Men Have "Given Up" on Work... To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Book: Men Without Work - https://howmoneyworkslibrary.com/men-without-work Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Full length compilations: @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #work #finance #money Four years ago, America and the rest of the world saw its most intense spike in unemployment in recorded history… In today’s news cycle that is ancient history, but what it’s ignored, is what has been left behind. There are now over 10 million people (mostly men) in America who are not working, not studying, not retired and not institutionalized… they are just doing… nothing… Covid accelerated this trend, but it’s been going on for decades… since the 1960’s about 0.1% of American men have given up on work to never come back… EVERY… SINGLE… MONTH So why are so many people giving up so consistently? And more importantly… how are these people surviving without a job in this economy? There are a lot of reasons why someone might not participate in the labor force. They might have retired, they might still be studying for qualifications, there are people who are too sick to work, stay at home spouses, members of the military who are clearly working but don’t officially count as part of the labor force and then of course there are just really rich people who don’t need to work to maintain their lifestyle. There are also just regular people who are unemployed… These groups have always existed but there is a new group growing alongside them which are people who have just given up… So it’s time to learn How Money Works to find out how these people are surviving without work, and what it means for the rest of the workforce if they never come back… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------------------------- --------------- Keywords: financial education, financial literacy, economics explained, recession analysis, market crash, economy podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

nObODy wAnTs To WorK AnYMore! Sign up for a 14-day free trial and enjoy all the amazing features MyHeritage has to offer https://bit.ly/HowMoneyWorks_MH Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @howhistoryworks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #career #work ---- It’s the classic gripe of the out of touch corporate executive hiring minimum wage workers or the trust fund baby who is angry that their gym is busy in the middle of the day… “Nobody wants to work anymore” Now… I really hate to say this but… by looking at the numbers… they might have a point… Labor force participation is approaching generational lows even after the pandemic while labor force participation amongst men specifically is the lowest it has ever been… These declines have been happening at the same time that unemployment is “theoretically” quite low which (if the economists are to be believed) means it should be easy for people who want a job to get a job right?... Well not quiet… and these numbers are confusing at best… or downright misleading at worst. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------- ----- Keywords: wealth building, financial planning, investment strategies, financial literacy, hedge funds, economics explained, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices

Has America Drowned Itself In "Luxury" Housing? To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #housingmarket #realestate #money So the solution to the problem of unaffordable housing seems so simple right? Just build more houses! Well we have been… New construction is approaching the highest rate it has been since the 2008 crash, and that's DESPITE record high construction costs that came about because of disrupted supply chains. The problem has been… if we were building the right KIND of housing. As costs rose and margins shrank, the only kind of property that remained profitable to build was LUXURY property… and now we have found ourselves in a strange situation… We might have too many houses. Now I know what you’re thinking, sounds great right? Wrong! Despite all of this new development, we are still short about 4 million homes by most estimates, and if developers can’t sell the “luxury” homes they have already built, it’s much less likely they will build the other homes we actually need. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------- -------------- Keywords: money podcast, financial literacy, stock market, economy podcast, economics explained, mortgage crisis, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices

The "Skills Gap" Myth 🔒 Secure your privacy with Surfshark! Enter coupon code MONEY for 4 months EXTRA at → https://surfshark.com/money The Market Exit's Video: https://youtu.be/QoFLHx-t-Yk?si=1PnSEbZi7y0BbKBp Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Uncut videos: @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #jobs #business #career There are eight point two MILLION job openings in America right now, and around seven million people actively looking for a job… There are also millions of American who have simply given up on even trying to look for a job, but still companies are complaining that they can’t get the people they need… There is one reason that has been used time and time again to explain this all. Yep… the skills gap… There are people looking for work, and jobs on offer… but the skills of those people and the requirements of the jobs just don’t line up… It’s a simple elegant explanation to a major problem… but it’s also almost entirely made up… The skills gap also known as the skills shortage, or just good old structural unemployment is a convenient excuse for a lot of the major issues in todays job market that are often swept under the rug by businesses, politicians, and even economic statistics. If a hospital is hiring a doctor, but the only person in the town looking for a job has a degree in computer science then obviously that role is not going to be filled regardless of how much time and effort the applicant has put into their education. The argument that you would have seen is that this same problem is playing out everywhere across the world which is why even if companies claim to be desperate to hire people, you may struggle to find a job… The whole argument conveniently shifts the blame of any labor market problems onto the workers because they are the ones that haven’t trained the right skills or developed the right experience. So it’s time to learn How Money Works to find out how the myth of the “skills gap” helps everyone… but you. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------------------- ---------- Keywords: market crash, business analysis, money podcast, gig economy, financial education, wealth building Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes Bad Ideas... Are Just Bad Ideas Try ZipRecruiter for FREE at http://ziprecruiter.com/howmoneyworks------The "Death By China" documentary - https://youtu.be/mMlmjXtnIXI?si=6Qq6N0oejJ3UunSDSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/-----My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#money #finance #tradewar -----So the global economy has lost and found about 6 trillion dollars within the span of a week. The most intense global trade war in modern history has been threatened and then paused, and threatened, and paused, and threatened, and paused again… SEVEN different times now! By the time YOU are watching THIS video that number might have changed again. Global economic uncertainty is at record highs and while the stock market may have recovered (for now), REAL people are starting to feel the consequences of this little game as layoffs are accelerated, hiring is frozen, prices are increasing and interest rates are spiking. Now I already know what you are thinking, there is nothing about these trade wars that hasn’t been said already. And that’s actually exactly the problem. For a variety of reasons even highly respectable outlets and experts have been trying to find what the “real” meaning is behind the flip flop trade war… Be it a secret plan to reduce interest rates before we refinance our debt, redefining the role of the US dollar as a global reserve or just some 4D UNO negotiating tactic. These explanations are very entertaining and appealing to people who want to make sense of a situation that could really impact their personal financial situation But… if you want to look for deeper meaning where there is none, you should have majored in art history, not gone into journalism, economics or businesses. Sometimes, bad ideas… are just bad ideas… and not acknowledging this has caused problems in politics and businesses well before we started putting tariffs on penguins. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------------ Keywords: money management, market crash, corporate finance, mortgage crisis, economic trends, gig economy, private equity, housing bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

You Are Not An Investor... But It's Important You THINK You Are...To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.Sign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowHistoryWorks @HowMoneyWorksUncutEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.The collective value of all American publicly traded stocks is now over fifty-eight TRILLION dollars.That’s more than a three times increase from just a decade ago, and American public stocks are now the second largest asset class in the world behind only Chinese real estate which has… not been performing as well…These amazing returns coupled with new technology which makes getting into the market easier than ever before has mean that more Americans than EVER are stockowners benefiting from this strong market!Investing is THE best tool for average people to build up wealth to fund some of their most important life goals like retirement, send their kids to college, or leaving some money behind for their children…With more people than ever benefiting from the stock market it means what is good for investors is good for everybody!!!...The only problem is… basically everything I have just said is complete bull…You are NOT an investor… but it’s really important that you think you are…Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: stock market, hedge funds, financial planning, financial news, mortgage crisis, economics explained, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

Factory Jobs Are Tough AF... Why Do We Want Them Back So Badly?Get 50% off your first order of CookUnity meals - go to https://www.cookunity.com/money50 and use my code MONEY50 at checkout to try them out for yourself! Thanks to CookUnity for sponsoring this video!Behind The Curve - https://howmoneyworkslibrary.com/behind-the-curveSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowMoneyWorksUncut @HowHistoryWorksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#economy #business #moneyOffshoring, automation and a shift towards service jobs have all played a part in killing manufacturing jobs. The number of people actually making stuff for a living is down by over a third, in the same time the workforce as a whole has GROWN by 50%. Not too long ago, this was actually seen as positive progress. Blue collar manufacturing jobs are dangerous, harder on your body, and all around seen as inferior to working in a nice air conditioned office contributing to the all encompassing “service sector”. But that’s all started to change… People have realised that manufacturing jobs can earn more than white collar work, and it’s become a desirable career all over again. Elections are being won or lost on the promise of “creating” manufacturing jobs and billions of dollars are being handed out to companies to make it happen. But the trend is not our friend, and fighting it might end up doing more harm than good. These are still incredibly difficult jobs with a very uncertain future. So why are we all suddenly yearning for the lines?Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --------- Keywords: financial news, inflation explained, debt crisis, recession analysis, economic education, financial education Learn more about your ad choices. Visit megaphone.fm/adchoices

The (Idiotic) Rise of Billionaire Doomsday Bunkers 🌟 Don’t wait. Start an exclusive 7-day FREE trial of Motion at → https://www.usemotion.com/ytcreator/howmoneyworks Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ Douglas Rushkoff's Survival of the Richest: https://rushkoff.com/books/survival-of-the-richest-escape-fantasies-of-the-tech-billionaires/ Joe Scott on Accelerationism: https://youtu.be/CQmoQEeNYrs?si=NR69T852d-l_t2d6 My Other Channel: @HowHistoryWorks Full Compilation Channel: @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #billionaire #money Doomsday prepping has been around since prehistoric mammalian creatures stuffed some extra nuts into a tree to survive the winter… Humans and ESPECIALLY American humans became particularly fond planning for the end of the world during the Cold War when nuclear Armageddon was a very real possibility. Ever since, it has become something of a utilitarian hobby for millions of people spawning a multi-BILLION dollar industry selling bunkers, ration kits, bug out bags and hunting supplies. The demand has grown so quickly that top of the line air filtration systems have become collectors’ items because there simply aren’t enough for everybody who wants them. What is interesting (or maybe a little bit concerning) is the particular group that is planning for the end of the world in higher numbers than basically anybody else… billionaires… In a game of Survival of the richest, people like Zuckerberg, Peter Theil, Sam Altman and the former CEO of Reddit have all reportedly invested tens of millions of dollars in lavish accommodation to wait out the end times… These are just the ones we know about, in a game where discretion is obviously a big advantage. So why the fuck has there been such a boom in doomsday bunkers for billionaires? And is this all… just… really stupid… ? Well it’s time to learn How Money Works to find out why some of the world's wealthiest people… are actually looking forward to the end of the world as they know it. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------- ------ Keywords: housing bubble, investing basics, real estate crisis, stock market Learn more about your ad choices. Visit megaphone.fm/adchoices

The Golden Age of the Middleman Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/hmw https://howmoneyworkslibrary.com/direct-the-rise-of-the-middleman Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ Modern MBA Vid on DTC: https://youtu.be/WcNbIm0fRxk?si=A69oMSjv3sen9x2k My Other Channels: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #economy The art of good business is being a good middleman… The biggest companies that you have never heard of make billions of dollars every year by inserting themselves as wholesalers, distributors, licensors or aggregators getting between you and the factories that make your stuff. The only problem is… everybody kinda hates middlemen… which is why ENTIRE industries have been created from the ground up to “cut them out” by offering direct to consumer, peer to peer, direct selling, disruptive, streamlined, outlet, platformed solutions to make consuming… everything… an easier, faster and cheaper experience. The only problem is… it never really works, and in our venture capital fueled rush to cut out the middleman, we have just created even bigger ones. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------------------- ----- Keywords: mortgage crisis, financial literacy, money podcast, debt crisis, money management Learn more about your ad choices. Visit megaphone.fm/adchoices

iT's aN iNveStMenT bRo! 🥳 Get up to 47% off the best holiday gift using my link → https://ridge.com/money ------ Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut @HowHistoryWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #investing #money #business Over the last 2 years the value of everything from G Class Mercedes’ to Rolex Submariners, luxury handbags and trading cards has taken a huge hit. Basically if you saw a luxury product in a sketchy ad from some guy trying to sell you a drop shipping course… it’s probably halved in value… If you are every feeling bad about your own personal financial choices go and watch finance brokers try to unwind someone who is a hundred and fifty thousand dollars in negative equity on electric hummer that they purchased with an eight year loan to rent out on Turo… it should make you feel much better… BUT… I am sorry to tell you that things might be starting to turn around for these… douchebags… We are re-entering a market where bitcoin is breaking all time records, stonks only go up, and dogecoin is worth more than Nintendo, Delta Airlines, or the Ford Motor Company… In a market where prices only go up you better brace yourself, because people are going to say that just about anything is an “investment” to convince their customers, to convince their partners, or just to convince themselves… but that doesn't matter… as long as they can’t convince YOU Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------- --- Keywords: economic education, real estate crisis, investing basics, financial education, private equity, hedge funds, economics explained, economy podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Most People Don't Realize Just HOW Concentrated The Economy Has Become Looking to grow your business online? Get started today with a free 14-day trial from Odoo👉🏻 https://www.odoo.com/r/TKd ----- Buy the book here: https://howmoneyworkslibrary.com/the-problem-of-12 John Coates Lecture: https://youtu.be/v1-uTIN8zUQ?si=fMzBcKHkYoiSjtcX Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #economy This might come as a shock to you, but big companies are getting bigger, rich people are getting richer and vital resources like housing, business equity, food and even water are now owned by a smaller share of people than ever before… Groundbreaking journalism I know, but what most people don’t realize is just HOW concentrated this has really become… Private Equity now controls as much as 20% of the entire US economy, top index funds now own 20 - 30% of all major companies listed in America, and even good old fashioned fraud is getting bigger and more concentrated… And who can blame them? Economies of scale have encouraged businesses… to scale… markets, responded to Too Big To Fail by becoming Too Big To Fail… but what does this actually mean for regular people? There is the “mOraL” argument that so many resources being controlled by such a small few is… you know… unfair… but let’s be honest, you’ve already made up your mind on that and no YouTube video is going to change it one way or another… Instead what ACTUALLY matters here is how much farther can this go… and what happens to markets when these people have nobody left to sell to… but themselves? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------------------------- --------- Keywords: ai bubble, economics explained, financial news, hedge funds, wealth building, investment strategies Learn more about your ad choices. Visit megaphone.fm/adchoices

How Big Business Got So… Dumb… Go to https://hensonshaving.com/howmoneyworks then enter "howmoneyworks" at checkout to get a free tube of Shave Cream with your purchase of a Henson Razor. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #technology Platforms and algorithms have changed dozens of the world's largest industries, oftentimes basically overnight. The way we listen to music, consume cinema, buy useless junk, spread conspiracy theories, find a partner or just order a kebab have all been redefined by just a small handful of companies. Of the top ten most valuable companies in the world SEVEN of them are still relatively new businesses that have dIsRuPted major industries. The message is obvious, if you can build a company that changes up the way that people do things with technology, you could become one of the richest people in history… The best part is!!... YOU DON’T EVEN NEED TO CHANGE IT FOR THE BETTER… This has created a problem in the Silicon Valley scene, where these innovators are trying to disrupt industries that… really shouldn’t be disrupted. Banking, medical care, mental health, real estate, transport and even good old communication are all imperfect industries… but sometimes the solution to problems are slow careful iterative improvements… NOT slapping an algorithm on top of it… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------------- ---------- Keywords: private equity, business analysis, financial news, housing bubble, financial independence, financial education, debt crisis Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rise And Fall of the "Tech Bro" 🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off DeleteMe international Plans: https://international.joindeleteme.com 🙌 Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #tech #business #career Before the year 2000, if you wanted to make a lot of money in a predictable career you needed a nice suit and an important looking business card. Your options where finance, medicine, law or senior company management if you were lucky. But then… just a few years later at around about the same time as those people in their fancy suits were blowing up the global economy a new breed of millionaire was entering the mainstream. They replaced the puffer vests and Bloomberg terminals with flip flops and vim terminals… Tech bro’s worked fewer hours, had better perks and in many cases made better money than their peers in more traditional high-income roles… What’s more is that people didn’t hate them… Executives, bankers and their fancy lawyers were rightfully blamed for enriching themselves by leeching off a broken system that cost people their homes, their jobs, and their futures… Meanwhile people loved the idea of hacky sack playing nerds making millions by actually making stuff that improved our lives… But now… 15 years later the tech bros became everything they promised to destroy… and they kind of destroyed themselves in the process… For a while you could have a great degree of confidence in becoming filthy rich by putting in a few years at a major Silicon Valley tech company… but this all relied on a stream of money that wasn’t coming from nowhere… Venture capital, the firms that ACTUALLY invest in early-stage start-ups to develop their new technology NEVER again actually reached the level of financing it did during the dot com bubble. That was… until something changed in 2021… So it’s time to learn How Money Works to find out how Tech Bro’s ruined tech for themselves… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------- --------- Keywords: corporate finance, wealth building, housing bubble, gig economy Learn more about your ad choices. Visit megaphone.fm/adchoices

How Old People Took Over The World Invest in your mind today with Imprint. You can use my link: https://imprintapp.com/how-money-works-A to get a 7 day free trial and a 20% discount on access to Imprint. The Pinch - https://howmoneyworkslibrary.com/the-pinch Outliers - https://howmoneyworkslibrary.com/outliers Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #gerontocracy #wealth #money The average age of a public company CEO is now 58 years old, the average Director is 63… The average member of Congress is over 60, and the only reason the incoming senate isn't the oldest ever elected is because so many of its members are dying in power pulling down the calculation. If Donald Trump serves his entire term he will be the oldest president in history… after replacing the oldest president in history… And don’t worry we are not alone, the leaders of the two most populous countries in the world India and China are also 74 and 71 respectively. The AVERAGE person living in the world today is on AVERAGE ruled over by someone FORTY years older than them… and it all happened because of a few small demographic changes… So how did old people take over the world? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------------------------------- --------- Keywords: market crash, economic education, economic trends, private equity, financial planning, inflation explained, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street's Dangerous New Obsession With Farmland 🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Uncut channel: @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #realestate According to the US Department of Agriculture farms owned by institutional investors are now responsible for more than TWELVE percent [12.6%] of total food output in America! That might not sound like a whole lot, but the value of farmland investments has more than doubled since 2020 ALONE. Cascade Investments is an investment firm that reportedly employs over 100 analysts and operates EXCULISIVELY to manage the assets of Bill Gates and his ex-wife Melinda. It owns assets like a 71% stake in the four seasons hotel chain and 14% of the Canadian national railway… but it ALSO owns a quarter of a MILLION acres of farmland. The farmland is owned though a series of smaller holding companies but when asked why they had bought up so much farmland, the firm simply suggested that it was a good investment… nothing more… Many outlets have claimed that this makes Gates the largest landowner in America… but that’s simply not true… not by a longshot Major investment companies and even other billionaires have invested so much into farmland over the last 2 decades that it makes Gates’ 250,000 acres look positively pathetic. So why have cornfields become the hottest asset amongst the big boys on wall street? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - -------- -------------- Keywords: financial education, hedge funds, personal finance, corporate finance, private equity, mortgage crisis Learn more about your ad choices. Visit megaphone.fm/adchoices

nOboDy wAnTs tO HaVe kIdS AnyMore Prioritize your sleep for a productive and healthy year and use code HMW at check out with up to 35% off Dream by Beam 👉🏻 https://shopbeam.com/HowMoneyWorks Book recommendation - https://howmoneyworkslibrary.com/capital-in-the-twenty-first-century Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #career #finance #economy The end of the second world war resulted in a massive spike in fertility across the world that gave rise to the largest generation in history, the aptly named baby boomers. Soldiers returned home, young, dumb and full of… patriotic spirit and (especially here in America), this family centered growth coincided with what many believe to be the golden age of capitalism. Homes were cheap, the free market was providing newfangled products to consume, jobs could provide a stable and comfortable living, and the only thing left to do was to get busy starting a family. Now this is such a rose tinted version of history that it borders on being inaccurate, but that doesn’t actually matter. Today we are dealing with expensive homes, overconsumption of disposable consumer junk and jobs that are extremely insecure. So naturally the most pressing question for governments around the world is… how to make people make babies again? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------- ---------- Keywords: market crash, debt crisis, inflation explained, personal finance, mortgage crisis Learn more about your ad choices. Visit megaphone.fm/adchoices

Strikes Just Shut Down America's Most Important Ports... WTF Happens Now? (Never mind it’s over) To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Uncut Channel: @HowMoneyWorksUncut Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #strike #business #shipping At midnight on Monday this week, 45,000 dock workers, operating 36 ports across America walked off the job as part of their union’s first strike since 1977. These ports handle TRILLIONS of dollars’ worth of trade every year and are an essential bottleneck in global supply chains. This will affect everything from the fight with inflation, to manufacturing jobs, to just your ability to buy some junk off Temu… oh and I don’t know if you have noticed, but this is also happening right before an election… The accusation has been made that this is just an opportunistic money grab directed at the most vulnerable part of the economy, made by workers who are already earning MUCH more than the national average… So why are these workers striking? … and what happens now that they are? The Union is asking for the standard renegotiation of pay and conditions, but the Maritime Alliance is arguing that their demands have gone too far… and… I can’t believe I am going to say this… but… they might have a point… According to a the associated press the union’s demands are a 77% increase in pay across all workers to be implemented over the next six years, and a COMPLETE ban on automation which could replace workers jobs… The union is arguing that despite these earning the pay increase is not unreasonable considering this is just an opening offer which is already being negotiated AND it’s meant to be incremental across six years which means their pay will “only” increase by about 9% year to year… Union workers believe they are in a fight for the future of their jobs and the ports are desperately trying to catch up with other global rivals, and it’s unclear how either of them are going to back down from their non-negotiable positions… So, it’s time to learn How Money Works, to find out what shutting down a crucial supply channel means… for everybody else in the world. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------------------------- --- Keywords: private equity, money management, corporate finance, ai bubble, business analysis, investment strategies, housing bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

Australia's Quiet Collapse Go to https://hensonshaving.com/howmoneyworks and enter "howmoneyworks" at checkout to get 100 free blades with your purchase of a Henson Razor. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowMoneyWorksUncut @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images 📩 Business Inquiries ➡️ sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #australia #wealth #money Every year up until its collapse, Credit Suisse would prepare a report that looked at how wealthy the people of countries around the world were. Instead of just looking at GDP per capita which calculates how much the average person in an economy produces in market output every year, this report attempted to calculate the net worth of those people to see how good they were at accumulating wealth over time. Someone with a high income that is spending everything they make on rent and overpriced food isn’t going to grow their wealth as quickly as someone who has a more modest income, but is paying off their own home and is investing diligently into retirement accounts. I like to call this the San Fran Tech Bro Conjecture. But according to these annual reports the Australian people always looked like that second group of slower more deliberate wealth builders. Their raw income isn’t as high as here in America, but they were consistently some of the wealthiest people on the planet. UBS, which absorbed Credit Suisse following its collapse, recently released the 2024 report and once again Australians had the second highest MEDIAN net worth on the planet. They only fell behind Luxembourg which is a European Micronation which you are probably not in the tax bracket to even be aware of. The fact that this report tracks the MEDIAN instead of the average net worth is also really important. This means that the Australian right in the middle of a line up from richest to poorest is more than TWICE as rich as an American in the same position… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------------------- ------ Keywords: mortgage crisis, financial literacy, financial independence, housing bubble, recession analysis, money podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

The Slow Collapse of Long Term PlanningTry ZipRecruiter for FREE at https://www.ziprecruiter.com/howmoneyworksSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @HowMoneyWorksUncut @HowHistoryWorksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty Images📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#stockmarket #economy #businessWhile everybody and their chainsaw is fixated on US federal debt, there is another type of debt that has grown just as fast, and is most likely a bigger problem… Business debt is now at all time highs and is approaching 14 TRILLION dollars in America alone. Unlike the government, private businesses don’t have the luxury of printing their own money in an emergency, and as interest rates have risen they are starting to feel the squeeze. To make matters worse most of this money hasn’t been used to make productive investments, it’s been used for “financial engineering” to make investors happy… in the short term. This trend is the result of a business strategy that can explain the stagnation of companies like boeing, intel and general electric, it’s largely responsible for increasingly unstable stock markets AND it’s also making that other debt situation much worse. Now the best part is that this has been tried many times before and people KNOW that it’s not sustainable… but that’s a problem for next quarter…Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ---- Keywords: mortgage crisis, gig economy, financial education, business analysis, housing bubble, financial news, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

If AI Takes All Of Our Jobs... Who's Going To Buy Everything?To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription.Sign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @howhistoryworksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#money #automation #careerCompanies have been trying to cut down on workers for as long as those workers have demanded pay and benefits.Whether it’s downsizing, outsourcing, streamlining, understaffing, or automating, if there is something a business can do to get rid of workers and their salaries, you better believe they are going to do it.But this time does feel a little bit different. Recent AI advances have been mocked for not quiet living up to the bold claims of their tech bro founders.But even in their current, imperfect form, LLM’s, general use robots and generative models are ALREADY replacing jobs and they are getting better every day.So that’s bad for workers, but if you are a senior corporate executive or company owner, maybe you should be asking yourself…If we automate everybody’s job… who is going to buy all of your stuff?I have some good news and some bad news for your theoretical company.The good news is that labor reduction systems of all varieties have ALREADY cut out millions of manhours in America alone and made the workers who are left more efficient at their jobs.Artificial intelligence is just another tool that your company can use to get more work out of fewer staff or replace teams entirely.Even here at little old works media group we used to have someone working part time whose job it was just to cut out images on Photoshop to use in our goofy little animations.Now Adobe Suite has inbuilt AI features which can automatically remove backgrounds from any image with absolutely no human time or skill involved.Now if you still think that sounds a bit depressing, well welcome to this channel, but also, I should tell you that market trends say this is already happening… AI isn’t going to change YOUR world, it’s just going to continue a trend that’s been happening for years now.So it’s time to learn How Money Works to find out if how companies are adapting to a world where nobody can afford anything anymore.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: money podcast, corporate finance, personal finance, housing bubble, money management, hedge funds Learn more about your ad choices. Visit megaphone.fm/adchoices

Just Work Six Days A Week! 🔒Remove your personal information from the web at https://joindeleteme.com/HMW and use code HMW for 20% off DeleteMe international Plans: https://international.joindeleteme.com 🙌 ---- Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #work #business Late last month, the paragon of wise economic decisions… Greece… introduced a SIX day forty-eight-hour work week. The country did this at the same time as its European neighbours have been successfully experimenting with shorter four-day work weeks, but the Greek government has insisted that this new change is the key to tuning its economy around by simply working harder than everyone else. It’s a bold strategy, and for the sake of working conditions everywhere we better hope it doesn’t work… unfortunately, it just might… It’s very easy for Greek workers to find jobs that pay better in other countries because as a member of the European Union they are free to reside and work across borders with very few restrictions. In order to correct for this loss of manpower the government has decided to introduce a six-day work week to make up for all the workers who have left the country and to support all the elderly people who can no longer support themselves. By raw arithmetic their logic makes sense… kind of… Output is the hourly productivity of a worker multiplied by how many hours they work. If Greece has fewer workers, it can increase its output by just getting those who are left to work even longer and harder. Instead of magically creating high paying jobs like promised, what this new law is really about is squeezing the most out of workers on the other end of the pay scale. Retail, transport, construction and hospitality are jobs where companies just need someone behind a counter or on the tools for as many hours of operation as possible to serve customers periodically. A large share of what’s left of the Greek workforce are in these types of roles, and businesses are ALREADY demanding a lot of extra hours from their employees. It won’t make workers work harder, it won’t create high paying jobs, it won’t improve productivity, it will drive away what few young workers the country has left, it will lower hourly wages and create terrible working conditions for the whole country. It’s all around a terrible policy, but unfortunately, it’s not just Greece doing this. So it’s time to learn How Money Works to find out why the six day work week might be catching on… everywhere… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ------ Keywords: debt crisis, housing bubble, economic trends Learn more about your ad choices. Visit megaphone.fm/adchoices

So uhhh... Are We In A Recession Yet? Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------------------ ----- Keywords: financial literacy, private equity, housing bubble, investing basics, mortgage crisis, financial news, hedge funds, personal finance Learn more about your ad choices. Visit megaphone.fm/adchoices

The Tax System is Broken... In Just The Right Way Looking to grow your business online? Get started today with a free 14-day trial from Odoo: https://www.odoo.com/r/xwl Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #tax #finance #money The Federal Tax Code when written out from beginning to end is about two thousand six hundred [2,600] pages long. Depending on who you ask it can be as SEVENTY THOUSAND [70,000] pages IF you include all of the relevant legal rulings on the contents of the code itself. This snowballing complexity would be a big enough headache by itself, BUT the biggest problem of all, is that the Federal government only collects about a dozen different taxes… The guidelines on what these taxes are, how they are calculated and how they are collected take up a total of about 250 pages… everything ELSE in the code is allowances, credits, deductions, offsets, incentives and deferments. And that’s just FEDERAL taxes, things become EXPONENTIALLY more complicated when local and state taxes are included as well. Now it doesn’t matter if you believe that all taxes are theft, or if you think that the rich should be taxed out of existence, the CURRENT system is broken in JUUSSTT the right way. Ok so it’s no secret that tax loopholes benefit the rich… and that’s for TWO reasons… HOWEVER most people choose to just focus on one. The first reason is because wealthy people can afford to pay the billable hours of accountants and tax lawyers to set up their personal finances and business structures to take advantage of these loopholes. According to the National Association of tax professionals the average cost to prepare an individual tax return in America in 2023 was two hundred and forty eight dollars [$248]. That’s ALREADY more expensive than it should be BUT tax services go way up from there. Tailored tax services that submit the paperwork required to take advantage of some of these loopholes can cost tens of thousands of dollars every year to put together. That means that it’s only worth it for people that can save hundreds of thousands of dollars in tax by diligently structuring their affairs. The SECOND reason that tax loopholes only benefit rich people is because… they are the ones that pay tax. But distorting already highly problematic markets is just the first problem with the loophole arms race. So it’s time to learn How Money Works to find out why our taxes are so hard to fix. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. --------- Keywords: business analysis, financial planning, real estate crisis, hedge funds, corporate finance, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

A Better Investment Than A College Degree - How Money WorksGet a 4-week trial, free postage, and a digital scale at https://stamps.com/howmoneyworks. Thanks to Stamps.com for sponsoring the show!Sign up for my newsletter https://compoundeddaily.com 👈 --------------------------------------According to the US college board the average out of state cost for a student attending a four-year college is $149,720 when including tuition, books, room and board. The prices are lower for community colleges and higher for private and for-profit colleges but the out of state four-year college is a pretty typical experience for most people taking this path.$150,000 is a lot of money for a young adult to be playing around with especially when students are taking on debt to fund the expense, but most don’t look at a college degree as a frivolous purchase, it’s an investment that will produce strong returns over a working career.The data still backs this up, the cost of a college degree has increased significantly but just by the numbers it is still a good investment with the typical college graduate earning $650,000 more than the typical high school graduate over the course of their according to Pew Research Center.But just because something is a good investment doesn’t mean that there aren’t other better investments available.#howmoneyworks #career #collegeEdited By: Andrew GonzalesMusic Courtesy of: Epidemic SoundSelect Footage Courtesy of: Getty ImagesFor sponsorship inquiries, please contact sponsors@worksmedia.groupAll materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.Follow to learn How Money Works.Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorksDisclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. --- Keywords: hedge funds, wealth building, investment strategies, economy podcast, mortgage crisis, economic education Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Want To Be a CEO Become An Engineer First - How Money Works Thank you Helix for sponsoring! Visit https://helixsleep.com/howmoneyworks to get up to $200 off your Helix mattress, plus two free pillows #helixsleep Sign up for my newsletter https://compoundeddaily.com 👈 Tim Cook the CEO of apple was awarded 853 MILLION dollars in total compensation for his work in 2021. Mr Tim Apple wasn’t even the biggest earner last year, Rivians CEO Robert Scaringe took home two point three billion dollars in compensation and the one and only Elon Musk was awarded more than ten billion dollars in Tesla Options. Perhaps these two are a little more deserving because they were the founders or very early personal investors in highly risky companies utilising unproven technology. But most CEO’s didn’t take such personal risk and many are still enjoying nine figure salaries. This isn’t another video to complain about how unfair it is that the average fortune 500 CEO now earning more than 324 times the median employee at their company, we have heard it all before and it doesn’t look like its going to change any time soon no matter how much the internet complains about it. Now would be a good time to remember the age old anecdote, if you can’t beat them, join them. So it’s time to learn How Money Works and get yourself a step by step guide on landing a job as an egregiously overcompensated corporate fat cat CEO #howmoneyworks #ceo Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------- ------ Keywords: wealth building, financial education, market crash, financial news, financial literacy, economy podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

The Problem With Really Smart People Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks Sign up for my newsletter https://compoundeddaily.com 👈 There is a problem with really smart people that is making you dumber and poorer. Social media platforms like YouTube, Twitter, TikTok and Facebook have allowed us unrestricted access to the greatest minds in the world. It’s also let us interact with these people instead of only being able to read their curated publishing. Being able to watch hours of interviews with world renowned scientists or tweet directly with influential business people is amazing, but it creates 5 big problems and when these very smart people start talking about investing and personal finance those problems end up costing regular people lots of money. Problem number one is the issue of false authority. We now know that the average person puts a heavy weighting on the advice of smart people but even the smartest people in the world don’t know how you should invest your money. An investing strategy is a very personal thing because it needs to consider your income, objectives, risk tolerance, tax strategies and current financial position, without knowing these its impossible for even the smartest investor to give good advice. The problem for a lot of people is advice can be expensive and licensed professionals are also obligated to give people cold hard truths that they might not want to hear, such as you are never going to get rich earning $50,000 a year. People don’t want to hear this so they look to smart people who are not afraid to give advice to see what they recommend. Someone like Meet Kevin is obviously a smart guy because he has made millions of dollars investing into real estate and meme stocks and then millions more by talking about investing into real estate and meme stocks on the internet. The advice he gives carries a lot of weight because he presents himself as an in the know figure that is willing to teach you the secrets of becoming wealthy from humble beginnings like he did. Compare this to a boomer like the plain bagel who is only going to lecture you about how your portfolio is never going to MOON and that you should instead take your time to write out clear objectives and work those into a realistic budgeting and investing plan. So it’s time to learn How Money Works to find out how listening to really smart people is costing us all a lot of money #investing #business #howmoneyworks ------- Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------- ------------- Keywords: financial literacy, personal finance, debt crisis, private equity, investment strategies, economic education, ai bubble Learn more about your ad choices. Visit megaphone.fm/adchoices

Fraud Has Cost You Your Financial Future Click here https://bit.ly/HELLOMONEYDEC and get 65% off with my code HELLOMONEY if you’re in the US but wherever you’re watching from you will also get a very special discount as it’s valid internationally! Sign up for my newsletter https://compoundeddaily.com 👈 With the collapse of FTX, the conviction of Elizabeth Holmes and the widespread rejection of everything NFT all happening within the space of a month, financial fraud is once again big news, and it should be because it is costing you your financial future. This is not your imagination either, incidents of identity theft, wire fraud, investment scams, pump and dumps, Ponzi schemes, phishing attacks, and sophisticated hacks are all at all time highs. Fraud cost Americans a total of 5.8 BILLION dollars in 2021, and most trackers suggest that number will be even greater this year. these stories can be easy to ignore because the victims of these crimes often had to, frankly, be pretty stupid and financially illiterate to get caught up in them. Anybody who has been anywhere near the internet in the last 20 years should know by now you don’t send money to Nigerian princes with yahoo email accounts or corporate executives playing league of legends during an investor meeting. It’s all pretty common-sense stuff, and you might then incorrectly assume that the rise in fraud is of no concern to you. When you really think about it that 5.8 Billion dollar figure sounds bad, until you work out that that’s only $17.50 per American for an entire year, not to flex too hard but I have spent more on a Starbucks coffee before. It’s hard to see how such a small cost could be doing something as severe as costing young Americans their financial futures, but it is. So it’s time to learn How Money Works, to find out why you really need to start taking stories about fraud personally, even if you never think that you would be dumb enough to fall for these schemes yourself. #fraud #finance #business Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------- ----- Keywords: economic trends, recession analysis, economic education, financial news, money management, inflation explained, personal finance, investing basics Learn more about your ad choices. Visit megaphone.fm/adchoices

The Deadly Monetization of Nursing Homes With Ground News, you don’t need to break the bank to become financially literate. Go to https://ground.news/Howmoneyworks and subscribe for under $1/month or get 30% off unlimited access this month only. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Our Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Editor: Silvio Rivero Media Gatherer: Vicente Gutierrez Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #privateequity ----- There are institutions operating in America today that are responsible for over twenty THOUSAND [20,000] premature deaths all in the name of profit. They make their money by housing vulnerable people in the custody and cutting costs wherever they can, often breaking the law in the process. These might sound like for-profit prisons, but I am actually talking about… nursing homes, although maybe that’s no coincidence, because a lot of these places are owned and operated by the same people. If you are an investor with lots of cash and good connections aged living is an attractive business opportunity. The aging population means that you will have an ever-growing number of customers. Revenues can be sourced from insurance companies, individuals and the government AND once you have residents in your homes it’s unlikely that they will ever check out until… well… they check out… According to research done by the National Bureau of Economic Research elderly Americans are also less financially literate which means they won’t know if they are getting a good deal or not. The investment potential gets even better more of these businesses you own the more profitable you can make them because overheads like administration, sales and contracting can be shared across multiple locations. Consistent cash flows, a growing customer base and synergies at scale has made nursing homes one of the most targeted alternative asset classes in America. Investors can now gain exposure to the aged care market through direct investment, private equity, and even exchange listed real estate investment trusts, that can be purchased by anybody with a robin hood account and ninety dollars [$90] BUT the reality of this business is razor thin margins, distorted incentive structures and a race to the bottom on quality and safety. So it’s time to learn How Money Works to find out just how broken the aged care industry really is… Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----- ---------- Keywords: ai bubble, business analysis, economic trends, mortgage crisis, gig economy, financial literacy, investing basics, economic education Learn more about your ad choices. Visit megaphone.fm/adchoices

Investors Are Trying to Make Money By Doing The Opposite Of Jim Cramer - How Money Works Go to https://bit.ly/3Bo4vh9 and use code HMW to get 15% off ClickUp's massive Unlimited Plan for a year! Start reclaiming your time for less than $5 a month. Hurry offer ends soon. Sign up for my newsletter https://compoundeddaily.com 👈 Mad Money is a finance television program that has been running for 17 years on CNBC and is hosted by this man, Jim Cramer, a former Goldman Sachs trader and hedge fund manager turned reality TV star. He was the OG personal finance personality. Cramer has by all accounts had a very successful career, according to his own records his hedge fund returned 24% annualised returns over his 14 years managing the fund, which netted him around TEN MILLION dollars a year in take home pay. His experience on wall street and strong personality made him a great pick to host a TV show which has performed very well over the years it has been on air, even if it’s not for the best reasons. The show runners and Cramer himself have said that the stocks they discuss should not become a major part of a viewer’s portfolio and that people’s life savings should be made up of a low-risk diverse selection of stocks, bonds and real estate. But this sounds familiar, doesn’t it? This is just the TV show version of, “hashtag not financial advice”. It’s difficult to watch, because a confident looking man that positions themselves as an authority on the subject talking about how a stock is about to make everybody rich is going to make some people buy in no matter how many disclaimers are made. His catch phrase is “I just want to make you money” ----- #howmoneyworks #finance #investing Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - --------------------- ---------- Keywords: housing bubble, mortgage crisis, money podcast, financial planning, financial literacy, economics explained Learn more about your ad choices. Visit megaphone.fm/adchoices

The Simple Solution To Financial Fraud... But... Upgrade the way you learn with Brilliant! To get started for FREE go to http://www.brilliant.org/howmoneyworks Sign up for my FREE newsletter! - https://www.compoundeddaily.com/ Support me on Patreon - https://www.patreon.com/HowMoneyWorks My Other Channel: @howhistoryworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for my newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Banking has a fraud problem, that’s not new, and it costs clients billions of dollars every year. We are all so used to this now that it’s not even shocking anymore but there is now a simple solution that can eliminate this problem while actually saving the banks money. However, banking executives want you to forget about this solution as quickly as possible or just convince you that it won’t work. Regular viewers of the channel will know I hate dragging out the answer to a simple question for the sake of watch time, so the solution is just to force bankers to work from home, where they actually have less oversight from managers and authorities. A recent study by the European Journal of Financial Management found that FIVE TIMES less likely to engage in financial misconduct when working from home. There are two reasons why this works so well and three infuriating reasons why executives won’t let it happen. The first reason is simply because everything done from home goes on a digital record. In America banks are not allowed to delete most records for five years, and that’s not just financial transactions and signed contracts, it also includes internal files like emails, meeting minutes and instant chat messages between employees. A billion dollars lawsuit was recently settled with major banks that didn’t put effective measures in place to stop their employees’ sending messages via encrypted messaging platforms like WhatsApp that don’t leave the required records. There was no way to tell if these bankers were talking about their plans for the weekend or conspiring on an insider trading scheme. Laws vary in other countries but there is always one record that’s impossible to keep track of and that is in person conversations. There are three types of conversations that happen in banks with alarming frequency that make this a serious problem. So it’s time to learn How Money Works to find out how we found a simple solution to fraud and why we are going to pretend it doesn’t exist. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------- ------- Keywords: debt crisis, mortgage crisis, inflation explained Learn more about your ad choices. Visit megaphone.fm/adchoices

Being Single Is Now An Unaffordable Luxury Try Rocket Money for free: https://RocketMoney.com/HowMoneyWorks #rocketmoney Sign up for my newsletter https://compoundeddaily.com 👈 Being single is becoming an unaffordable luxury for a lot of people. The cost of everything is exploding right now and without a partner to share the financial burden with, single people are financially falling behind their friends who are in consistent relationships. Being able to combine incomes and share expenses is only where the subtle advantages start as well. Multiple studies by world renowned institutes in multiple countries have found that traditional married couples even earn more on average than people who are single. Interestingly the reasons the researchers found for this pay gap were causal, which means that it wasn’t just that richer people were more likely to get married, it means that being married on average gives people key benefits that lets them earn more money during their career. The gap between couples and singles is only growing and to make matters worse the cost of dating is ALSO increasing at an alarming rate. This means that the financial benefits of long-term relationships are now, more than ever, disproportionately going to go to those people who are financially stable enough to be able to play the dating game. We must also remember that there are lots of people who want to remain single, and even more worryingly, there are lots of people that are in relationships that would like to get out of them if only they could afford to. So it’s time to learn How Money Works to find out how being single became an expensive luxury and why traditional couples on average end up so far ahead. #personalfinance #howmoneyworks ---- Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------------- --- Keywords: wealth building, housing bubble, money podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Can We Make Houses Affordable... Without Destroying the Economy? To try everything Brilliant has to offer for free for a full 30 days, visit http://www.brilliant.org/howmoneyworks. You’ll also get 20% off an annual premium subscription. Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #realestate #housingmarket #money Affordable housing has become THE defining challenge of this generation not only in America, but across most of the world. House prices have grown so much faster than wages that young people will struggle for years JUST to save a down payment, all so they can struggle for DECADES to make the RE-payments on their mortgage. At the same time we are told that our home is our biggest asset, and the last time the real estate market saw a significant dip, it took the global economy down with it. So can we make houses affordable… without destroying the economy? According to data from the U.S. Census Bureau the homeownership rate in America is sixty five point six percent [65.5%] so the majority of people have a direct financial interest in not seeing their biggest financial asset lose its value. This is in SPITE of the fact that according to a study by the CATO institute EIGHTY SEVEN percent [87%] of Americans are worried about the cost of housing which means there is a big overlap between people that want affordable housing… as long as it isn’t theirs. This means the only winning course of action for politicians is to performatively make the problem worse. Administration has announced plans to offer tax credits of up to $10,000 to families selling their home to another owner occupant in addition to another tax credit of up to $5,000 to offset mortgage rates for first home buyers. These could be used in conjunction with a TWENTY FIVE THOUSAND DOLLAR [$25,000] bonus for first generation homebuyers. BUT if you are a new buyer and you get $40,000 worth of extra tax bonuses and grants, all that will do is make affordable housing… $40,000 more expensive which doesn’t really make you any better off overall. So just making houses cheaper isn’t enough to make houses more affordable UNLESS you look at some radical… and not so radical solutions, that won’t be politically popular… but just might work… So it’s time to learn How Money Works to find out if you can make the houses affordable… without destroying the economy in the process. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ------------------------ --------------- Keywords: financial education, business analysis, investing basics, market crash, investment strategies Learn more about your ad choices. Visit megaphone.fm/adchoices

Why BlackRock is Building a New Stock Market... In Texas Sign up for our FREE newsletter! - https://www.compoundeddaily.com/ Books we recommend - https://howmoneyworkslibrary.com/ My Other Channel: @HowHistoryWorks Edited By: Svibe Multimedia Studio Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for our newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #texas Last week Blackrock (the world's largest asset manager), and Citadel Securities (the world's largest hedge fund) teamed up to make a major announcement that could reshape global financial markets. They were going to team up to create a new wall street… in Texas. These two companies have the financial muscle to make a “Texas Stock Exchange” viable, but the question is… why? The startup exchange that will be located in Dallas is already taking shots to challenge the dominance of the New York Stock Exchange and the NASDAQ which are both located in New York City and are by far the largest exchanges in America, and also the largest exchanges in the world. Both of these incumbents are private businesses that make money by providing a place where public stocks and other financial instruments can be traded securely. They make their money by charging companies that want to list on their exchange a one time IPO fee and an ongoing annual fee. The New York Stock Exchange is really not much different to a farmers market where businesses will pay the market organizer for the right to sell their stuff in a place with lots of customers. The only difference is that instead of beets, and artisanal honey, they are selling shares in their company. If the New York Stock Exchange is like a farmers market then the NASDAQ is like ebay, it’s still a marketplace but it’s all done online. The NYSE is owned by a company called Intercontinental Exchange whos shares you can buy on the New York Stock Exchange so apart from a lot of regulatory paperwork there is nothing too special about these companies. As long as a business gets approval from the Securities and Exchange Commission there is nothing to stop them from establishing their own stock exchange wherever they want. The reason they both happen to be located in New York City has more to do with legacy than any pragmatic benefits of operating in a state that is actually not particularly business friendly. The New York Stock Exchange was formed when New York was still a trading center and the NASDAQ set up there in 1971 because at the time the city was the undisputed business capital of America and back then physical proximity was much more important than it is today even though it has always been an electronic exchange. So why is this new challenger bucking the trend and setting up in Texas? Well… why not Texas? So it’s time to learn How Money Works to find out why some of the most powerful financial institutions in the world want to build a new Wall Street in Texas. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. ----------- Keywords: how money works, financial education, investing basics, inflation explained, corporate finance, financial news Learn more about your ad choices. Visit megaphone.fm/adchoices

The Homeless Industrial Complex Thanks to MANSCAPED for sponsoring today's video! Get 20% OFF + Free International Shipping with promo code "HMW20" at https://manscaped.com/howmoneyworks Sign up for my FREE newsletter! - https://www.compoundeddaily.com/ Support me on Patreon - https://www.patreon.com/HowMoneyWorks My Other Channel: @howhistoryworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Sign up for my newsletter https://compoundeddaily.com 👈 All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #housing #realestate ----- America has a homelessness crisis as record numbers of people are ending up on the streets of a few concentrated city centers. Cities are spending billions of dollars on failing projects to try and solve this problem which has attracted a growing list of companies happy to provide their services… for a price. Helping the homeless has become a lucrative business with multimillion-dollar government contracts awarded every day. but if there is so much money to be made, do these companies really want a long-term fix? According to a report by the consulting firm McKinsey and Company, the annual budget for the Los Angeles Homeless Services Authority rose from sixty-three million dollars [$63,000,000] in 2015 to eight hundred and eight million dollars [$808,000,000] in 2022, a thirteen HUNDRED percent increase in just seven [7] years… And what did the hardworking taxpayers of Los Angeles get for their money?... The number of homeless people went UP by 56%. Ignoring for a moment that everybody deserves the right to affordable comfortable shelter, there is something not quiet adding up here. A closer look at individual programs like the “Inside Safe” homelessness reduction policy doesn’t make it much better. The idea of this program was to have social workers offer hotel rooms to homeless individuals while they sought out longer-term housing arrangements. Data collected by the city and compiled by local news outlet the center square found that the plan had cost two hundred and fifty MILLION dollars [$250,000,000] over just one year. The program only served one thousand four hundred and sixty-three individuals which works out to be seventeen thousand dollars [$17,000] per individual, per MONTH. That is over two hundred thousand dollars [$204,000] every year been spent on ONE individual in ONE program in just ONE city in America. So where is all this money going? And at what point would it just be easier to give homeless people checks for three times the national salary? Well, there are three reasons why cities across America and the rest of the world are spending more money than ever on this problem while not making it any better. So it’s time to learn How Money Works to find out why throwing money at a complicated problem is not fixing it. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. ----------- Keywords: money podcast, economics explained, housing bubble, debt crisis, corporate finance Learn more about your ad choices. Visit megaphone.fm/adchoices

How Everything Became A Subscription. Go to https://buyraycon.com/hmw to get 15% off your Raycon purchase! Sign up for my newsletter https://compoundeddaily.com 👈 ----- Why is everything a subscription? Subscription services are everywhere effecting personal finance the average person is now spending $273 a month on subscriptions and at the same time less than one third of them could afford a $1,000 expense without going into debt… This only includes software services like netflix, disney plus, hulu, spotify, adobe, apple music, xbox games pass and others. It does not include other recuring expenses like gym or club memberships. Service companies are doing this to attract venture capital investment. These investors favour subscription businesses because they provide consistent cash flows and can be scaled rapidly before being sold through a traditional IPO, a SPAC or to a private equity fund. But these businesses are not always perfect and there are some products that just make more sense to sell through a one time direct sale. So it’s time to Learn How Money Works to find out how everything became a subscription. ---- #finance #howmoneyworks Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------------- --------------- Keywords: how money works, financial planning, housing bubble, real estate crisis, money podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Dumb People Earn More Than Smart People ------ Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind. #business #finance #careers ------ Dumb people make more money than smart people and it took a study conducted by really smart people to prove it. A study out of Sweden has found that top earners have lower intelligence than the people in income levels directly below them. The Plateauing of cognitive ability among top earners drew on data from 59,000 men who had to take a compulsory military conscription aptitude test. It then tracked their earnings over their professional careers to find the relationship between intelligence and income. Before Tai Lopez gets any ideas for more shitty YouTube commercials or the hustle bros learn how to read journal articles and use this to encourage people to drop out of college, I want you all to know how this data really works. The relationship between intelligence and income was strong, smarter people earnt more money but only up to six hundred and seventy thousand Swedish krona or sixty-four thousand dollars per year. After that intelligence didn’t mean much anymore and at the very top end of income earners, the 1%, dumber people actually did better. So is this a sign that watching TikTok and reality TV is actually better for your career than going to college? Well maybe actually, for two important reasons but there are also two reasons why you should probably ignore this and keep studying hard if you want to get ahead financially. Reason number one why dumb people are doing better than smart people is that smart people fill in high prestige jobs that don’t have high salaries. Academics and research scientists are some of the smartest people in the world, but they don’t get paid well. Doctors, lawyers and elite financiers also need to be very smart to get through demanding schooling and admission exams and these professionals ARE typically compensated very competitively BUT most of them don’t make it all the way into the 1%. In the USA to be in the top 1% of income earners an individual needs to make at least five hundred and ninety-seven thousand dollars before tax and that’s just the minimum to join the 1% club. so it’s time to learn How Money Works to find out why dumb people are earning more than smart people and why this trend is completely meaningless for your own career planning. Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ---------- --------------- Keywords: wealth building, mortgage crisis, financial planning Learn more about your ad choices. Visit megaphone.fm/adchoices

The McRecessionThanks to Storyblocks for sponsoring this video! Download unlimited stock media at one set price with Storyblocks: https://storyblocks.com/HOWMONEYWORKSArticle - https://www.axios.com/2025/05/01/mcdonalds-restaurants-fast-food-recession-starbucksSign up for our FREE newsletter! - https://www.compoundeddaily.com/Books we recommend - https://howmoneyworkslibrary.com/My Other Channel: @howhistoryworksEdited By: Svibe Multimedia StudioMusic Courtesy of: Epidemic Sound📩 Business Inquiries ➡️ sponsors@worksmedia.groupSign up for our newsletter https://compoundeddaily.com 👈All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.#business #finance ---------------Fast food has never been GOOD food, but it was a quick, easy, reliable and cheap way to get a meal that appealed to people who were time poor… or just well… you know… actually poor… Mass layoffs, increasing economic uncertainty, deferred student loan payments kicking in and spiking levels of consumer debt SHOULD be the perfect opportunity for these cheap offerings to bring in customers who don’t have much money to spare, but still want to eat. For a long time companies like McDonalds, Dominos, KFC, Taco Bell and Wendy’s were considered “recession proof” because even in the most dire of circumstances people still need to eat, and the companies typically offered the best exchange rate of dollars to calories in the market. But that’s changed. In a business move that can only be described as… confusing… These brands have responded to cost conscious, busy and desperate consumers by becoming more expensive, slower and less reliable… Unsurprisingly sales across the industry have plummeted at a time when they SHOULD be outperforming. It would almost be comical if they weren’t collectively some of the largest employers in the country. However the McRessession has been caused by more than some management missteps, it’s a clear sign of some much bigger problems in the wider economy.Follow to learn How Money Works.Find How Money Works on YouTube: ⁠https://www.youtube.com/@HowMoneyWorks⁠Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. ------------ Keywords: financial planning, private equity, market crash, personal finance, corporate finance, financial literacy, how money works Learn more about your ad choices. Visit megaphone.fm/adchoices

How Getting Rid of ALL Managers Made These Companies Record Profits - How Money Works Click the link https://vessi.com/HMW and use my code HMW for $25 off each pair of adult Vessi shoes! Free shipping to CA, US, AUS, NZ, JP, TW, KR, SGP Sign up for my newsletter https://compoundeddaily.com 👈 If a company is set up properly people really can just come into work, do their job and go home without layers of authority on top of them micromanaging their every move, getting in the way of actual business operations, and taking home the biggest salaries in the office. Bad management can ruin even the best ideas, and end up costing their companies lots of money in the process, about three trillion dollars a year according to recent studies, which is why some companies are starting to rethink if the hierarchical business structure is a thing of the past. In a typical business management is responsible for choosing the direction of the company, training their subordinates and providing them with the tools they need to move the company in that direction, rewarding employees that excel in their work and punishing employees that don’t meet their standards. These five tasks encompass everything that a manager is responsible for, and they ARE all very important roles in running a successful business so it’s not like the role of a manager is redundant by default, BUT some companies are starting to realize that these five tasks can be without a manager at all, often with better results. #howmoneyworks #management #business Edited By: Andrew Gonzales Music Courtesy of: Epidemic Sound Select Footage Courtesy of: Getty Images For sponsorship inquiries, please contact sponsors@worksmedia.group Follow to learn How Money Works. Find How Money Works on YouTube: https://www.youtube.com/@HowMoneyWorks Disclaimer: This podcast is an independently produced audio adaptation of content originally created by How Money Works. It was developed by a fan who values the channel’s clear and engaging approach to financial education, with the goal of making that knowledge more accessible in a hands-free, audio format. This is not an official production of How Money Works, and it is not affiliated with or endorsed by the channel. All rights to the original video content remain with How Money Works. For any concerns, inquiries, or content-related requests, please feel free to reach out. - ----------------- ----------- Keywords: financial independence, economic education, stock market, recession analysis, wealth building, financial literacy, inflation explained, debt crisis Learn more about your ad choices. Visit megaphone.fm/adchoices