💵 Start your free budget today. Download the EveryDollar app! Join me in the Lone Star State for a special interview with my friend Caleb Hammer, the host of Financial Audit. Stick around to hear how he made his first million and how his YouTube channel has changed his view of wealth. Next Steps  📗 Order George Kamel’s new book, Breaking Free From Broke.  🎥 Watch Millionaires in Cars Getting Coffee with Mike Rowe Connect With Our Sponsors  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web at https://joindeleteme.com/george and use code GEORGE for 20% off. 🙌     This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george.  This episode is also sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/george for $5 off your first month of Tello’s unlimited data plan.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!  I’ve heard being tall, dark and handsome has its perks—but is height really a factor in how much money you make? In this episode, we’ll dive into the research and learn how everyone can reach wealthy status. Next Steps  📗 Order George Kamel’s new book, Breaking Free From Broke.  🎥 Find out how I went from broke to millionaire in under 10 years Connect With Our Sponsors  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web at https://joindeleteme.com/george and use code GEORGE for 20% off. 🙌     This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george.  This episode is also sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/george for $5 off your first month of Tello’s unlimited data plan.    Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    In this video, we’ll dive deep into the comeback of zero-down mortgages, why people fall for them, and why you’d be better off renting for the rest of your life rather than falling for this garbage.        Next Steps  📗 Order George Kamel’s new book, Breaking Free From Broke.  💸 Watch how I went from broke to millionaire.     Offers From Today's Sponsors   This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web at https://joindeleteme.com/george and use code GEORGE for 20% off. 🙌     This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/George for $5 off your first month of Tello’s unlimited data plan.    Listen to More From Ramsey Network  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are the frugal among us on to something? Or have they gone off the cheapskate deep end? Find out as I breakdown things that frugal people *allegedly* never do. Links: Check out my video on Budgeting for Beginners Order George Kamel’s new book, Breaking Free From Broke.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

You may have heard it’s impossible to rent an apartment or a house without a good credit score. But is this true? What if you don’t have a credit score at all? In today’s video, I call rentals across the country to ask them directly. Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash back. Airline miles. Hotel credits. Have you ever wondered how credit card companies pay for all those rewards? I mean, someone’s paying for that “free” flight to Boise. But who? In today’s video, we’ll explore who pays for credit card rewards. Spoiler: You’re probably not going to feel good about it.  Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Now’s a great time to reflect on the past year—the ups and downs, the wins and losses, the good choices and not-so-good choices. And based on the stats we’ve seen about things like student loans and credit cards, it seems like a lot of Americans made some not-so-good financial decisions in 2023. So, in today’s video, we’ll take a look at some of the biggest money mistakes people made this past year so you can steer clear of these financial fails in 2024.  Links:  Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans’ top New Year’s resolutions usually involve health and money. So, in addition to P90x, Whole 30 or whatever weird cleanse you’re planning on attempting, try my new “financial detox” to get your finances back into shape! In today’s video, I’ll share five things that can help you get your financial act together if you’re coming off a year full of money mistakes and financial fails. Links: Free Annual Credit Report   Budgeting Video: The Only Budgeting Method You Need To Worry About! Debt Snowball Video: Best Way to Pay Off Debt Fast (That Actually Works) Debt Trackers and Free Tools Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.    Learn more about your ad choices. Visit megaphone.fm/adchoices

My friend Graham Stephan, real estate mogul and host of the Iced Coffee Hour podcast, is back on the show to talk about how he made millions in real estate, as well as his predictions for the housing market in 2024. Links: Check out Iced Coffee Hour Order George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s time some of us had a financial reality check about what just went down this Christmas. So I’m asking everyday people if their wallet is suffering from a “holiday hangover” and finding out what they’re going to do about it. Links: Learn more about the best way to pay off debt (that actually works)   Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Finally, the album nobody was asking for. Presenting: A Very Kamel Christmas. This special holiday music collection features beloved Christmas songs rewritten with a financial twist and sung by your favorite financial expert/ukulele player, George Kamel. Get two CDs filled with 24 ruined classics just in time for the holidays. This year, make your holiday soundtrack a little bit richer with A Very Kamel Christmas. Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.    Learn more about your ad choices. Visit megaphone.fm/adchoices

 Ride along as I talk with Jack Selby, producer and co-host of the Iced Coffee Hour podcast, about money mistakes, building wealth, and how the modern dating scene is treating him. Links: Order George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.   Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I’m having the most fun you can have with money. Dave Ramsey asked me to give away $10,000, so I gave it to the most hardworking people I know, obviously. Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!    Riddle me this: How can the cost of cars be decreasing, but the overall cost of ownership is increasing? You’ll find out in today’s episode, plus get practical tips to save on auto expenses.     Next Steps  Watch The Best Used Cars Under $5,000  📗 Order George Kamel’s new book, Breaking Free From Broke.  💸 Check out RamseyTrusted insurance pros near you.     Offers From Today’s Sponsors  This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/George for $5 off your first month of Tello’s unlimited data plan.  This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george    🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I’m breaking down the logic of some of the most hilarious (and most accurate) content from the “boy math” trend. Plus, stick around to the end for my own version of all this: George math. Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are 5 sneaky money myths out there keeping people broke. Join me as I breakdown these lies so you can start making real progress toward building wealth.     Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. How to Stop Living Paycheck-To-Paycheck EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you have $100K in savings? Good for you! But where should you put that money to make sure it’s growing and helping you reach your financial goals? I recently saw an article with the headline “7 Things You Must Do When Your Savings Reach $100K.” Some of it’s good advice, and some of it you should 100% NOT do. So, in today’s video, we’ll go over the seven things they recommend to see which ones are smart money moves and which ones you should stay far away from. Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  WARNING: Avoid the Modern-Day Gold Rush  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have more money and less stress! Preorder Breaking Free From Broke for just $20 and get $100 of bonus items! But hurry—this limited time offer ends 1/15/2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

According to the FTC, consumers reported losing nearly $8.8 billion to scams in 2022. And cyber criminals keep switching up their scamming tactics based on current events and the constantly changing digital landscape. In today’s video, we’ll talk about some of the scams to watch out for in 2024 and how to keep your bank account from being cleared out by these cunning crooks. Links: Better Business Bureau Scams HQ Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve seen the viral videos claiming that America is in a “silent depression,” don’t freak out. In this episode, we’re taking a hard look at what the data really says about our economy.  Links: Preorder my new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I’m taking a spin with Ramsey Personality and New York Times bestselling author, Rachel Cruze, to talk all things life and money. Links: I’m Glad for What I Have by Rachel Cruze Check out Smart Money Happy Hour—the show where Rachel and I talk about pop culture and money Preorder my new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can buy all kinds of things from Costco—Cliff bars, wine bars and even gold bars. Yep, literal bars of gold. So, what else can you purchase from the third largest retailer in the world? In today’s video, I’m going to show you 11 crazy things you can buy at Costco, and we’ll see if any of them are actually worth pulling out your membership card. Links: This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode, learn everything you need to know about emergency funds—aka the financial cushion between you and life.   Links:  Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. The worst (and best) places to keep your emergency fund EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever realize that some of the things your parents taught you weren’t quite right? Yeah, me too. That’s why I asked you guys what parental money advice you were given that turned out to be a bad idea. Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  Universal Life Insurance? More like a universal LIE: Watch Here Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!     You’ve maxed out your retirement accounts, so now what? I’m sharing five great investment options to help you invest a full 15% of your income. And if you’re not there yet, this episode will help you get ready for when that income bump comes your way.    Next Steps  Check out the article mentioned in this video, “How to Choose a Financial Advisor.”   Watch Investing for Beginners  📗 Order George Kamel’s new book, Breaking Free From Broke.      Offers From Today’s Sponsors  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web at https://joindeleteme.com/george and use code GEORGE for 20% off. 🙌    This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/George for $5 off your first month of Tello’s unlimited data plan.    Listen to More From Ramsey Network  🎙️ The Ramsey Show 🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Here’s a valid question I get from renters and homebuyers: Why can't I get approved for a $2,000 monthly mortgage payment when I pay $2,000 in monthly rent? In this episode, find out exactly why this mortgage math doesn’t add up. Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. Debt-to-Income Calculator   Why HELOCs can leave you homeless Find a mortgage provider you can trust EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alecia had around $77,000 in debt when she sent me a DM asking for help with her budget. I said I’d give her a free coaching session under one condition: that we could put it on YouTube for thousands of people to watch! So in today’s video, you’ll see step by step how we put together a budget to get Alicia on the path to building wealth.   Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. Budgeting for Beginners Video: The Only Budgeting Method You Need To Worry About! EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent article claims rich young Americans are losing confidence in the stock market and betting on other kinds of assets. But are any of them a good investment? In today’s video, we’ll look into the three alternative assets mentioned in the article so you can be confident you’re investing the right way.  Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  Investing for Beginners  EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.    Learn more about your ad choices. Visit megaphone.fm/adchoices

“What’s Your Student Loan Payment?” Now that student loan payments are back in full swing, it got me thinking: “Are borrowers really prepared for repayment?” In this episode, I take this question to the streets to see what the people really think. Links:  Watch the Ramsey Student Loan livestream to learn how we got here and how to get out. Check out my other video on student loan repayment here. This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

How would I build a million-dollar net worth if I started from ground zero today? Here are 10 things I’d do—and spoiler alert, none of them involve a get-rich-quick scheme. Links:  5 Side Hustles I Used to Build Wealth Investing for Beginners This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying a home can seem impossible these days—but could Zillow be coming to the rescue? In this episode, I’m taking a hard look at their latest experiment to make buying a home feel easier right now.   Links: Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. Speed up your savings with the Ramsey Guide to Saving for a Down Payment  Check out the Ramsey Mortgage Calculator This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent market rebound launched thousands of people into millionaire status. Find out why this happened for some people…and not for others.   Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  Learn more about the investment pros I personally trust: https://www.ramseysolutions.com/retirement/smartvestor   Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. Learn more about your ad choices. Visit megaphone.fm/adchoices

You hear all the time that renting is a waste of money. But I’m not so sure about that. So today, we’re crunching the numbers to help you decide whether renting or buying a home is right for you. Links:  Check out the Ramsey Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

It seems like more and more retailers are going completely cashless these days, only accepting cards and digital payments. But is that even legal? I mean, it says on the bill, “This note is legal tender for all debts public and private.” In today’s video, I’ll explain why some stores are going cashless, why it’s totally legal, and what you can do about it. Links: This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. What a Cashless America Looks Like EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

It can be awkward talking about money in romantic relationships. So, to break the ice, I’m asking everyday people what they really think about hot-button money and relationship issues.   Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!     This week, I'm joined in the Tesla by pro YouTuber and Think Media CEO Sean Cannell. From hitting it big on YouTube to the realities of life as a full-time content creator, we're talking strategies for long-term success in the digital space and more.    Next Steps   ✅ Check out the latest from Sean Cannell and Think Media!   ▶️ Watch Millionaires in Cars Getting Coffee With @AlexHormozi.   📗 Order George Kamel’s new book, Breaking Free From Broke.  Offers From Today's Sponsors  This episode is sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here:  https://www.laurelroad.com/george  This episode is also sponsored by DeleteMe. 🔒 Remove your personal information from the web at https://joindeleteme.com/george and use code GEORGE for 20% off. 🙌      Listen to More From Ramsey Network  🎙 The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership      Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, I’m joined by YouTube’s favorite dynamic duo, Graham Stephan and Jack Selby, in their first-ever interview together outside of their podcast, Iced Coffee Hour. And things are about to get spicy, people—because we’re talking finances, relationships and building wealth with a partner.  Links: This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items. EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Guys, this is a huge episode. The presale of my brand-new book just launched— Breaking Free From Broke. And since this is my first book ever, I thought I’d kick things off by giving you the first chapter for free, right here on this channel.  Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. Preorder George Kamel’s new book, Breaking Free From Broke, and get more than $100 in FREE bonus items.  Learn more about your ad choices. Visit megaphone.fm/adchoices

You can learn a few things from a good scary story, like never run UP stairs when being chased, avoid red balloons, and whatever you do, don’t “split up and look for clues.” Today we look at a few clips from TikTokers who shared how they mishandled money to see what we can learn from these frightening feats of fiscal failure! Links: This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self. High-Yield Savings Accounts Video (5 Worst Places to Keep Your Money) EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you seen this Instagram reel from WMAR 2 News in Baltimore, Maryland? It’s a local news story from 1993, and this was the big headline: “Burger King now accepting credit cards as a form of payment.” Today we’re gonna take a look at this visual nugget of nostalgia to get a little taste of what people thought about credit cards back in the early 90s.  Links:  This episode is brought to you by BetterHelp. Give online therapy a try at https://www.betterhelp.com/george and get on your way to being your best self.  EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some changes on the horizon for your 401(k)s—shout out, Congress for keeping things fresh. Here’s what you need to know and when it’s happening. Links:  Make Your Brain Your Friend Today With BetterHelp All about the Secure Act 2.0 Learn more about Ramsey Financial Coaching EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Right now, nearly 8 out of 10 people are living paycheck to paycheck. Womp womp. So today, I’m looking at how we got here and sharing practical tips to help you break the cycle.  Links:  Make Your Brain Your Friend Today With BetterHelp Learn more about Ramsey financial coaching EveryDollar budget deal: I love a good deal, and when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to upgrade your ride? Trading in your old vehicle might be easy, but you could be leaving a lot of money on the table. In today’s video, my friend Tom will give you some practical tips to help you sell your car for top dollar.  Links:  Make Your Brain Your Friend Today With BetterHelp Genesis Auto Brokers Ramsey Car Guide EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you know your net worth? How to calculate it? If it’s above or below average? In today’s video I head to the streets to see if I can get regular, unsuspecting people to reveal their net worth. Then we’ll talk about how to determine YOUR net worth and what you can do to increase it.  Links:  Make Your Brain Your Friend Today With BetterHelp What Your Net Worth Should Be By 30 Ramsey Net Worth Calculator EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

I went from negative net worth to net worth millionaire in a decade. How did I do it? Not crypto! In today’s video I’ll share some things I did that helped me get my net worth to $1M by age 32. Pair these with the Baby Steps to accelerate your financial progress!  Links:  Free Coverage Checkup Baby Steps Video EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I’m joined by relationship and mental health expert, Dr. John Delony, to talk about the connection between anxiety and personal finance. (Trust me, he’s not a normal doctor.)  Links:  Check out John’s new book, Building a Non-Anxious Life  Learn more about John at: https://www.ramseysolutions.com/john-delony    EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar.     Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!     Do you find yourself playing the comparison game when it comes to your money? Well, in this episode, I'm going to show you a smarter way to measure your financial success that’ll get you on your way to winning with money.    Next Steps  ▶️ Watch Best Way to Pay Off Debt Fast (That Actually Works).  💰 Net Worth Calculator  📗 Order George Kamel’s new book, Breaking Free From Broke.    Offers From Today's Sponsors   This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/george for $5 off your first month of Tello’s unlimited data plan.  This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george    Listen to More From Ramsey Network  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

What should your net worth be by age 40? Is it too late to build wealth? In today’s video we’ll talk through calculating your net worth, how to know if it’s good, and what to do if you’re behind.  Links:  Ramsey Net Worth Calculator EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t miss the gory deets from my own I.D. theft cautionary tale, as well as tips for how prevent the whole mess in the first place.   Links:  Make Your Brain Your Friend Today With BetterHelp Want a deep dive on I.D. theft? Check out my article #notsponsored—this is the ID Theft protection I personally use EveryDollar Budget Deal: I love a good deal, when you sign up using this link, I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to eat your weight in birthday treats . . . for free? Today, I will rank 25 birthday freebies and show you how to get them yourself—just for being born.  Links:  Free Birthday Stuff (complete list)  EveryDollar Budget Deal: I love a good deal, when you sign up using this link , I’ll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. Learn more about your ad choices. Visit megaphone.fm/adchoices