Explorez tous les épisodes du podcast For Better and Worth
| Titre | Date | Durée | |
|---|---|---|---|
| Disagreeing Without Disaster: Techniques for Healthy Communication in Relationships (Ep 180) | 03 Jun 2026 | 00:38:51 | |
Navigating disagreements is part of every relationship, but how you handle them can make all the difference. In this candid and lighthearted episode, we break down our real-life experiences, share practical communication tips, and even laugh about the household cooking responsibilities. By getting honest about both minor annoyances and major issues, we reveal our secrets to keeping a partnership strong, respectful, and fun.
This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
| |||
| What Happens When You Spend $2200 Without Talking to Your Spouse? (Ep 179) | 27 May 2026 | 00:37:39 | |
Impulse spending can do more than throw off a budget. It can create stress, tension, and confusion in a relationship. In this episode, we share our story of a spontaneous charity auction bid that turned into an unexpected trip to Mexico, and how we navigated the surprise together. Who do you think raised the paddle during the auction?
We talk honestly about what happened after the bid, including the budgeting conversations, emotional reactions, and decisions that followed. This episode is for couples who want to handle money with more communication, awareness, and teamwork without expecting perfection. Key Moments Why You Should Tune In This episode is an honest, often funny look at what happens when financial ground rules are tested by real-world opportunities. With relatable stories, practical budgeting wisdom, and a focus on teamwork, it offers takeaways for couples at any stage of their money journey. Listeners will walk away reassured that even disciplined budgeters occasionally make impulses work in their favor—and learn how communication and transparency can turn surprises into shared wins. Who This Episode Is For
This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| It Happens to All of Us: How to Plug Those Small Financial Leaks (Ep 170) | 25 Mar 2026 | 00:33:33 | |
Episode Summary In this episode, we dive deep into the hidden costs of everyday convenience and the 'small leaks' that can quietly drain your bank account. From our shocking overlapping subscriptions to accidental double-tipping at a restaurant, we share our own recent financial fumbles to remind you that nobody is perfect.
Tune in to discover why paying attention to the tiny details in your budget and spending is the ultimate key to taking control of your financial destiny and keeping more of your hard-earned money!
Who This Is For
Episode Timestamps
| |||
| Ep 80: Revitalize Your Financial Goals and Finish the Year Strong | 03 Jul 2024 | 00:34:34 | |
In this episode, we revisit the goals you set in January and reflect on your progress.
We explore why goals often fall by the wayside and share strategies to reignite your motivation. We'll provide a framework to assess your achievements, celebrate small wins, and discuss how to adapt when life throws curveballs.
Finally, we'll offer actionable steps to help you finish the year strong, emphasizing that January isn't the only time to set goals. Tune in to get some practical advice to keep you and your partner on track with your financial goals.
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 79: Why Estate Planning Matters More Than You Think | 26 Jun 2024 | 00:35:04 | |
In this episode, we tackle the crucial subject of estate planning and why it's essential for everyone, not just the wealthy.
We discuss significant life events that require plan updates and the potential consequences of neglecting setting up an estate plan altogether.
Our myth-busting episode clarifies that having an 'estate' doesn't necessitate great wealth. We provid actionable tips for protecting your assets and legacy at any income level.
his episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung | |||
| Ep 78: What are you saving for? | 19 Jun 2024 | 00:41:24 | |
We're always told to save money, but do we really understand why? In this episode, we dive into the importance of saving and show you how to prioritize your own goals.
Saving money is vital for financial stability and future planning. Many struggle to save due to unclear goals, living paycheck to paycheck, or lifestyle inflation. By setting specific objectives and adopting disciplined saving habits, you can overcome these challenges and secure your financial future.
Join us to unlock the secrets of smart saving!
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung | |||
| Ep 77: Has Tipping Culture Gone Overboard? | 12 Jun 2024 | 00:37:06 | |
In this episode, we explore how tipping has transformed over the years.
Since COVID, tipping seems to be expected in more and more scenarios. With life becoming increasingly costly, understanding where, when, and how much to tip can feel confusing, annoying, and downright frustrating.
We'll cover various aspects of tipping—from local norms to international practices, and even touch upon the emotional weight tipping carries in today's society.
Join us for insightful tips (pun intended) and perhaps even more questions about today's tipping culture.
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 76: We took our DREAM vacation! | 05 Jun 2024 | 00:37:38 | |
This week, we share the exhilarating experience of our dream vacation to South Africa. Join us as we discuss how spending all the money on this trip was absolutely worth it, and why being able to travel was a key motivation for getting out of debt.
We share highlights of the trip including the breathtaking landscapes, vibrant culture, and unforgettable moments we experienced in South Africa.
Trips like this are worth all the effort spent working on positive money habits, getting out of debt, and building secure savings.
This is the injection of motivation you need to keep moving forward!
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung | |||
| Ep 75: You Have Not Because You Ask Not! | 29 May 2024 | 00:32:32 | |
*]:p-0 [&>*]:py-[2px]" style= "box-sizing: border-box; border: 0px solid rgb(223, 223, 224); --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; font-size: 0.875rem; line-height: 1.5rem;"> This episode is all about avoiding missed financial opportunities! Discover how to identify opportunities, make informed decisions, and ask the right questions.
We discuss how flexibility with overbooked flights can earn you cash and/or vouchers. You can save money by renegotiating or switching service providers for your cable, internet, or cell phone. It is also wise to evaluate and possibly switch providers to save on health, auto, or home insurance.
Life gets expensive but some of these strategies help manage lifestyle inflation without sacrificing happiness.
Listen in to this week's episode and hear all about Chris' recent travel hack or "scam" as some would call it!
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 74: Does the Empty Nest Mean an Empty Bank Account? | 22 May 2024 | 00:35:33 | |
As your kids leave home, you might wonder about the impact on your finances. We're here to debunk myths and offer insights to consider.
We often anticipate a dramatic decrease in our grocery bills. But is that really the case? We share insights into how food expenses evolve and why your dream of a shrinking grocery budget might not materialize as expected.
With the kids out of the house, many of us feel the urge to explore and travel more. Although it's fun these costs can skyrocket.
The empty nest phase brings about a pivotal moment to reassess financial priorities as well. We offer tips on how to adjust your savings strategy to align with your current life stage and future goals.
Listen in to hear more!
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 73: Is Financial Contentment Possible? | 15 May 2024 | 00:35:51 | |
In a world overflowing with media; finding contentment with what we've got feels like an endless uphill battle. We dive into the question... is it truly possible to achieve a state of financial contentment?
We explore the dynamics between contentment in personal achievements versus financial aspirations.
Does reaching new heights in our careers and personal lives inherently breed discontent with our current situations?
Whether you're wrestling with financial discontent or seeking ways to appreciate the here and now, this episode offers a fresh perspective on achieving a balanced, fulfilling life.
Tune in to discover how you can start the journey toward financial contentment today.
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
--- | |||
| Ep 72: The Bank of Mom and Dad | 08 May 2024 | 00:37:49 | |
In today's episode, we explore a topic close to every parent's heart: the delicate balance of supporting our children while encouraging their independence. It's a fine line between offering a helping hand and potentially hindering their growth by making life a little too comfortable.
We're peeling back the layers on the financial support parents provide to their adult children – from covering basic needs to footing bills that ensure a struggle-free life. But at what cost? Are we nurturing their potential or inadvertently clipping their wings?
We even share our own areas where we still support our grown daughter. Check it out and listen in!
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 71 The Great Debate: To Credit or Not to Credit? | 01 May 2024 | 00:34:58 | |
This episode tackles the complex world of credit cards, from their benefits to their pitfalls.
We cover topics like smart spending habits, the dark side of credit card use, and misleading industry practices.
Things get a bit personal as we share our own experiences with credit cards and how they once caused tension in our relationship. Spoiler alert... it wasn't pretty.
Tune in to hear best practices and more.
This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Understand the Power of Your Net Worth (Ep 169) | 18 Mar 2026 | 00:37:03 | |
Tracking your net worth is the ultimate key to unlocking true financial freedom, wealth building, and financial wellness.
In this episode, we dive into the process of understanding your assets and liabilities so you can take control of your financial future. When you routinely evaluate where you stand financially you empower yourself to make smart, confident choices. We share our journey of tracking our numbers and the immense joy of watching our hard work pay off over time.
Let this conversation inspire you to take immediate action on your personal finance journey. Who It's For Key Moments & Timestamps [02:15] What is Net Worth? We break down the simple formula (assets - liabilities) that forms the foundation of your financial picture.
[05:30] Real Estate's Role: Discover how your home's appreciation boosts your net worth, even if you aren't selling.
[09:45] Logic Over Emotion: Learn why staying disciplined with your investments during market swings is crucial for long-term growth.
[14:20] Monarch Money: We recommend this intuitive software to effortlessly track your accounts, budget, and overall financial progress.
[18:10] The Power of Compounding: We celebrate a huge milestone—a $300k investment growth in one year—and explore the incredible power of compound interest. Keep the Momentum Going If this episode motivated you to take charge of your financial future, please like, subscribe, and share it with someone you care about. Taking action today sets you up for a magnificent tomorrow. We are in this together—keep making progress, stay the course, and let your wealth grow!
This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 70: Do You Fall for the Amazon Trap? | 24 Apr 2024 | 00:36:08 | |
In today's episode, we take a deep dive into the world of Amazon shopping, asking the critical question: Is Amazon a trap?
Anyone who has experienced the sheer convenience of clicking and receiving almost anything within 24 hours knows the rush it can bring. But what happens when this convenience starts to chip away at your budget and, more importantly, your financial goals as a couple?
Join us as we uncover the hidden impacts of Amazon's convenience and share practical tips for setting healthy boundaries.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 69: Are Your Student Loans Forgiven? | 17 Apr 2024 | 00:34:33 | |
Millions of Americans are scrambling to get a piece of the student loan forgiveness programs currently being rolled out. Are you one of them?
But so many of us have questions about the impact and what it all means. Will it make a lasting difference? Is it fair to those who paid their debt? What will our children face when they go to college?
All of these questions are valid. Listen to this week's episode to hear our thoughts, recommendations, and a few rants about it all.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 68: I Got Scammed | 10 Apr 2024 | 00:34:31 | |
In this episode, we're taking a transparent and personal look at the unsettling experience of financial security breaches. Even as a seasoned financial coaching expert, vulnerability to fraud and identity theft remains a stark reality.
Have you or someone you know been jolted by the far-reaching impacts of financial intrusion? Listen in as we open up about our recent encounter with this exact issue. Our story is a reminder that these violations can happen to anyone.
We'll share the practical steps we took immediately after discovering the breach and discuss strategies to safeguard your financial data against potential scammers. Navigating the digital landscape safely may seem daunting, but we each play a crucial role in protecting our personal information. Join us to equip yourself with the knowledge to stay one step ahead of the security game.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 67: Turn up the Volume on Loud Budgeting | 03 Apr 2024 | 00:37:24 | |
Everybody's talking about it! Loud budgeting has taken over as a way to manage your money and let other's know what you are up to.
This week we dive into the ins and outs of what loud budgeting really is and what makes it different if at all from how we've traditionally looked at budgeting.
Maybe you will decide to join in and amplify your budgeting message.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 66: Whose Money is it Anyway? The Quandary of Yours, Mine and Ours | 27 Mar 2024 | 00:34:53 | |
Do you often have these questions:
Where should we put our money? Is my money OUR money? Should I stash some money? Where is all the money?
These questions plague most couples trying to find commonality with their hard-earned funds.
Check out this week's episode as we dive into the complexities and potential ease of deciding where to put it all and who then has access.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 65: How to Overcome Budget Fatigue | 20 Mar 2024 | 00:35:51 | |
Budgeting consistently is hard. There are times we simply don't feel like creating it, reviewing it, or sticking to it.
But what do you do when you are tired and need to stay the course?
Tune in to this week's episode to hear about strategies for remaining diligent to your plan and motivated to do the hard work.
It isn't easy but you can do it. We haven't always felt like doing the work either so you aren't alone. | |||
| Ep 64: Are You a Financial Optimist or Pessimist? | 13 Mar 2024 | 00:36:52 | |
How you view money is largely based on whether you typically take an optimistic or pessimistic point of view. Although neither perspective is right or wrong, it helps you know how your partner sees the world through their money lens.
This week's podcast episode breaks down some of the advantages and disadvantages to the way the way we approach money decisions and behaviors. And we give you insight on how to make sure you honor differing ideas.
Tune in to hear more!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 63: Money Dates: How to Make Talking About Money Fun | 06 Mar 2024 | 00:32:08 | |
Many couples have a hard time talking about money with one another. There are emotions, history, and maybe even feeling like you don't have enough that taint the conversation.
It might be good to rename money talks altogether. Money dates allow you to set the stage for positive, healthy, and productive talks.
Listen in to this episode for ideas on how to have fun while discussing money, how long these conversations should be, and what to avoid if needed.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 62: I Spent $150 on 50 Cent | 28 Feb 2024 | 00:37:12 | |
Have you ever found yourself in a situation where your spending habits took a wild, somewhat comical turn? That's exactly the adventure Ericka embarked on recently. This moment involves an unexpected guest in the neighborhood - none other than 50 Cent. Yes, you read that right!
Join us as we dive into this hilarious adventure, proving that some moments, though seemingly frivolous at first glance, can enrich our lives in ways money can never measure.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 61: Unpacking How Love Languages Impact Your Finances | 21 Feb 2024 | 00:32:51 | |
For years we have been fans of the Five Love Languages. The principles in this book have shaped how we work with each other in our marriage and in our relationships with our daughters.
It's time to embrace the power of understanding how to love your partner well. AND how these love languages could affect your financial lives.
Listen in to find out how to meet each other needs and make deposits into their love bank. Your partner will thank you for listening in!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ready to Launch? A Parent's Guide to Helping Your Get Ready Financially to Leave the Nest (Ep 168) | 11 Mar 2026 | 00:39:49 | |
Join us for a real and fun conversation about the transition from a full house to an empty nest. We share our personal experiences launching our daughters, covering everything from the importance of financial transparency to the practical skills every young adult needs. We discuss the anxieties kids face, the temptation for parents to shelter them, and the power of letting them put what you've taught them into practice. Discover how to build a strong foundation of budgeting, saving, and responsibility that empowers your kids to confidently step into their future. You don't want to miss it! When it happens:
This one's for you, the parents of teens and young adults on the brink of independence! If you're wondering how to turn conversations about money from awkward to awesome and want to give your kids a launchpad for success (without them boomeranging back to your basement), you've come to the right place. Let's get them ready to soar!
This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 60: Love Beyond Valentine's Day; Cultivating Year-Round Relationship Goals | 14 Feb 2024 | 00:38:24 | |
Social media is full of images of couples expressing their love and admiration for each other. But does this picture represent true "relationship goals?"
Valentine's Day allows you to go the extra mile with the one you love. Are you participating? Do you give gifts? Are you going out with your honey? No matter what you do make sure your honey knows you love them 365 days a year. This is true relationship goals.
Tune in as we discuss what we value in a relationship, who has inspired us, and some keys to a successful relationship.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 59: Unmet financial expectations and other things couples don't say out loud... | 07 Feb 2024 | 00:36:38 | |
Navigating the tides of expectations within our closest bonds can be tricky. The weight of what's spoken, silent, or unrealistic can feel heavy if ignored.
Join Chris and Ericka as they unravel the complexities of financial expectations and share their journey of transforming individual burdens into shared goals. Tune in and discover how you, too, can master the delicate balance of financial expectation with grace and solidarity, and find your rhythm, together as a team.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 58: The Illusion of Money: Why More Money May Not Be the Answer | 31 Jan 2024 | 00:35:13 | |
One of the most common beliefs in our society is that more money can solve all problems. People presume that high income provides access to a good life, and that it's the ultimate purpose of our existence.
But is this really the case? Some studies suggest that having more money can backfire and cause more problems than solutions.
In this episode, we disagree and then agree many times. This topic isn't easy and we've had to navigate it in our own lives.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 57: Start Now to Avoid the Holiday Hangover This Year | 24 Jan 2024 | 00:32:02 | |
The holiday season is a time of joy, celebration, and often, overspending. Many people indulge in impulsive purchases, expensive gifts, and lavish decorations that end up leaving them with a financial hangover that extends well into the new year.
For couples, this can be a particularly challenging time, as conflicting spending habits and goals can lead to resentment and stress in their relationship.
In this episode, we will discuss tips and strategies for couples to navigate the holiday season and avoid a financial hangover beginning today!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 56: Milestone birthdays are a good time for reflection and planning | 17 Jan 2024 | 00:42:07 | |
Turning 50 is a significant milestone in life. It marks a new chapter in the journey of aging and prompts a reflection on past achievements and future goals.
Aside from the personal and emotional aspects, it is also a time for financial planning and strategizing. Chris just had this milestone birthday and you get to listen in to how he really feels about it!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 55: Is Risk Taking an Essential Strategy to Your Financial Success? | 10 Jan 2024 | 00:32:46 | |
Do you stick to the predictable path, play it safe, and avoid financial risks? Many of us do!
But, the role of risk-taking cannot be overlooked when it comes to making progress in life. it can be scary to take chances though, especially with money.
This episode is dedicated to understanding what it means to take financial risks and how it can help you potentially achieve success faster. Listen in if you've been a bit slower to take risks like we were and hear what we wish we'd done differently along the way.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 54: Goal Setting; It's Not Just a New Year Thing | 03 Jan 2024 | 00:37:49 | |
Happy New Year! As you start this year, it's important to recognize that setting and achieving financial goals can be daunting, especially when done as a team.
This week, listen in to how Chris and Ericka approach goal-setting. They discuss what has worked and what isn't helpful too.
In this episode, we will cover the importance of setting individual goals before sharing them with your partner, establishing a plan for dealing with financial decisions and difficulties, and the essential elements for effectively setting and achieving financial goals as a couple.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 53: Two Peas one PODcast: For Better and Worth + Modern Husbands | 27 Dec 2023 | 00:43:01 | |
Money may not be the most romantic subject for most people, but it is among the leading causes of conflicts among couples. Soo… it can't be ignored.
Different people have different attitudes, patterns, and beliefs when it comes to their finances. It's crucial to have open and honest conversations about money and actively work towards reaching shared financial goals.
In this podcast episode, we have a conversation with the hosts of Modern Husbands about how to have healthy money dialogues with your partner and prioritize the right topics for you.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 52: Saying Goodbye to Mint but NOT Goodbye to Tracking Your Money | 20 Dec 2023 | 00:36:25 | |
The news of Mint being discontinued at the end of 2023 has left many of its users frustrated and annoyed. It's understandable considering that Mint was a free, easy-to-use financial management tool that had become a beloved staple for many.
So, what happens now? Should we all just give up on tracking our finances?
Listen in to this week's episode as Chris and Ericka discuss the importance of maintaining a tracking system in addition to your budgeting habits.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 51: Navigating Gift-Giving with Shared Finances | 13 Dec 2023 | 00:37:11 | |
The holidays are a time of joy, but they can also be stressful when it comes to gift-giving. This stress can be amplified when you share a bank account with your significant other and the element of surprise could be compromised.
However, there are ways to navigate this situation and still maintain the joy of gift-giving.
In this episode, we will discuss the complications of gift-giving when sharing a bank account, the importance of preparation when buying gifts, and how to maintain the surprise element of gift-giving.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Does Money Get in the Way of a Healthy Relationship? (Ep 167) | 04 Mar 2026 | 00:35:49 | |
Money can be a major source of stress in any relationship, but it doesn't have to be the thing that tears you apart. In this episode, we get real about the financial challenges that often lead to conflict and even divorce. With a staggering 50% divorce rate, it's more important than ever to build a strong financial foundation with your partner. We explore how issues like selfishness, power struggles, and a lack of transparency can create deep wedges in a marriage. It's not just about the numbers; it's about trust, partnership, and open communication. We share personal stories and practical insights on how to move from a mindset of control to one of collaboration. Who It's For This episode is for you if you're a married couple navigating financial discussions, a couple planning to get married and wanting to build a strong financial foundation, or anyone in a committed relationship who struggles with communicating about money. If you want to learn how to prevent financial disagreements from damaging your partnership, this conversation offers actionable advice and heartfelt encouragement. In This Episode: (01:50) Divorce and Money:** Financial disagreements often fuel the 50% divorce rate. (03:15) Trust from Day One:** Combining finances builds trust early in marriage. (05:30) Selfishness and Control:** Financial fights often mask deeper issues like power struggles. (07:30) Control vs. Partnership:** Earning more doesn't mean controlling the finances. True partnership is key. (09:05) Common Ground:** Aligning on goals, like paying off debt, fosters unity. (11:00) Playing to Strengths:** Use your unique skills to create a strong financial team. (15:45) No Financial Secrets:** Hidden purchases or debts damage trust—transparency is essential. (17:30) Tools for Accountability:** Shared apps like Monarch Money make finances clear and manageable. (21:40) Communication Ground Rules:** Listen without judgment to create a safe, honest space. (25:05) Listen to Connect:** Listening more than speaking is vital for tough conversations. (30:30) Don't Delay:** Address money issues early to avoid long-term damage. (35:15) Stronger Relationships:** Honest money talks build trust, connection, and a shared vision.
This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 50: The Golden Age - Lessons We Didn't Learn from the Golden Bachelor | 06 Dec 2023 | 00:31:53 | |
We recently watched a show called "The Golden Bachelor," which follows a senior bachelor looking for love.. The show was entertaining and highlighted the importance of finding love and companionship in one's golden years.
It didn't however touch on the need for financial planning and security in these golden years. In this episode, we discuss a few critical factors to have in place as you age.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 49: Break the Paycheck-to-Paycheck Cycle | 29 Nov 2023 | 00:39:07 | |
Living paycheck to paycheck is the harsh reality for 70% of Americans, regardless of income.
Face it... The cost of living is never going to drop, unfortunately. It is our responsibility to improve our own financial management skills and stop living close to the edge.
In this episode, Chris and Ericka discuss their experience with paycheck-to-paycheck living and explore effective ways to overcome it for good.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 48: "Trap" Friday - Enjoy Thanksgiving and Don't Break the Bank! | 22 Nov 2023 | 00:36:01 | |
With the holiday season upon us, it's easy to get caught up in the frenzy of shopping and consumerism. But let's not forget what comes before all of that - Thanksgiving.
Unfortunately, there is a tendency to overlook this special holiday and immediately start our holiday shopping. Black Friday then quickly turns into "Trap" Friday. We rush through the aisles, grabbing the best deals and gifts, without taking a moment to pause and reflect on the true meaning of Thanksgiving.
Listen in to this week's episode as Chris and Ericka give tips and strategies to navigate this season without breaking the bank and enjoy the real meaning of this season.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 47: Can Your Relationship Survive a Home Renovation? | 15 Nov 2023 | 00:35:01 | |
Embarking on a home renovation journey can feel overwhelming, regardless of your financial situation.
Just ask Chris and Ericka, who recently took on a project full of ups and downs. But trust us, it was absolutely worth it! With proper planning, budgeting, and open communication, your home upgrade can turn into a rewarding experience.
Join us in this podcast episode as we explore effective strategies for navigating significant projects while staying on track both financially and relationally.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 46: How To Talk About Your Credit Scores With Your Partner (Without Stressing Out!) | 08 Nov 2023 | 00:39:17 | |
Among the many financial factors that contribute to financial stress, credit reports and scores often remain unspoken taboos. Many couples shy away from discussing their credit reports and scores in fear of exposing their financial shortcomings and the perceived stigma associated with poor credit.
It is crucial to break down the fear surrounding credit reports and scores to normalize the conversation and make improvements when necessary. In this episode, we will delve deeper into our credit story and explore the importance of discussing credit reports and scores in relationships.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 45: Finding Your People: Our Experience at FinCon23 in New Orleans | 01 Nov 2023 | 00:27:27 | |
Ericka and Chris record LIVE at FinCon 2023! They describe the event and its significance to their work.
They share key takeaways which included a strong sense of collaboration, readiness for content sharing, potential partnerships and collaborations, and new ideas discussed at the conference.
If you want to learn more about FinCon and its impact on financial content creators, listen in!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 44: NIL Deals: Financial Touchdown or Fumble? – The Impact and Importance of Financial Education for College Athletes | 25 Oct 2023 | 00:36:56 | |
Are college athletes set up for success or failure with NIL deals? It might be the dream of every college athlete to increase their bank account or drive a nice car, but is it helping or hurting them?
Many college athletes hope to go on to lucrative careers in professional sports, but the truth is most athletes won't get there. Name, image, and likeness deals can provide some much-needed relief during the lean college years.
In this episode, listen in as Chris and Ericka volley on opposite ends of this debate about college NIL deals. They look at the realities and long-term ramifications of these potential opportunities and find out why financial education is essential for college athletes looking to make informed choices about their futures.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 43: The Paradox of More Money: How It Can Create More Financial Problems | 18 Oct 2023 | 00:35:44 | |
Have you ever found yourself thinking that if you had more money, your financial problems would disappear? It's a common assumption, but is it actually true?
In this episode, Chris and Ericka explore the paradox of more money and how it can potentially create more financial problems. We discuss real statistics and delve into personal experiences to help you reflect on your own approach to money management.
Finally, provide some tips to help you avoid the pitfalls of more money and lead a more financially secure life. Tune in now!
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 42: Is Your Self Worth Tied to Your Net Worth? | 11 Oct 2023 | 00:35:38 | |
Many of us tend to measure our worthiness through our net worth. We believe that the more money we have, the more successful we are.
The fact is, money is just a means to an end, and it should not define our worth.
In this podcast episode, Chris and Ericka delve deep into the crucial balance between self-worth and net worth and the path to thriving financially.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 41: It's Me or the Dog | 04 Oct 2023 | 00:36:45 | |
Pets can bring joy, comfort, and companionship to our lives. For many of us, our pets are part of our family and their companionship is invaluable.
However, when it comes to pet ownership, couples may have different perspectives and priorities that can lead to conflicts. These disagreements can range from who should take care of the pet to how much money should be spent on pet care. This can put a strain on the relationship, particularly when it comes to finances.
In this podcast episode, Chris and Ericka will share their unexpected experiences with pet ownership and how they have found common ground.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Secrets to Buying a Home When You Can't Afford It Alone (Ep 166) | 25 Feb 2026 | 00:34:51 | |
Feeling locked out of the housing market by skyrocketing home prices and rising interest rates? It's time to rethink homeownership and explore creative real estate strategies! In this episode, we shatter the myth that you have to go it alone. Learn how co-buying with friends, embracing multigenerational living, and supercharging your savings can help you build wealth and achieve your dream of owning a home. Whether you're a first-time homebuyer or someone looking to break into the real estate market, we've got actionable tips to inspire your journey. Key Discussion Points & Timestamps 00:00 - 08:00 | Co-Buying Homes with Friends
Discover the growing trend of co-buying property with friends to share the financial load, tackle sky-high housing prices, and start building equity faster.
08:00 - 16:00 | Multigenerational Living
Hear a real-life success story about families combining households. Learn how this shift is saving money, maximizing resources, and making real estate investment more achievable.
16:00 - 24:00 | Young Adults Staying Home to Save
Staying with family longer isn't a step back—it's a financial power move! We discuss how to save for your down payment faster and turn your time at home into a springboard for homeownership. Who This Is For
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 40: Growing Up in a Single-Parent Household Has Its Advantages | 27 Sep 2023 | 00:38:32 | |
Growing up in a single-parent household can be challenging, but it can also provide valuable life lessons. Both Chris and Ericka grew up in single-parent households, and they credit their upbringing with teaching them responsibility, work ethic, hustle, and resilience.
Listen in to hear how they feel about the advantages of having a single parent. There are benefits and life skills gained from growing up in a single-parent household and it can help families raising children to be financially responsible.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 39: It Takes Courage to Have Meaningful Money Conversations | 20 Sep 2023 | 00:35:14 | |
Money can be funny. But, most of the time talking about money isn't funny at all!
In this episode, Chris and Ericka discuss how it takes courage to have meaningful money conversations in relationships.
Identifying personal hot buttons around money helps people understand what is required in order to elevate the conversation. We share our own experiences where courage was necessary.
It took courage to make some financial decisions but the outcomes are worth the effort. Although you may not be able to see that right away.
Having these conversations can help people make lemonade out of lemons. An important element of these conversations is the ability to recognize individual discomfort around certain topics, along with taking courageous steps to address them. Listen in to learn more.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||
| Ep 38: What is the Cost of Doing Nothing With Your Finances? | 13 Sep 2023 | 00:36:00 | |
Sometimes it just feels good to do nothing. Just chillin' out, relaxing, and allowing life to happen without your intervention feels good. Until it doesn't.
It is important to think about what you might be missing in life if you don't change your money habits. There may be adventures, experiences, causes, etc. that you can't participate in if you don't get your financial house in order. Waiting isn't always going to work in your favor. Especially with money.
Listen to Chris and Ericka discuss how the cost of staying the same financially could be harmful and what to do about it.
Our website: www.forbetterandworth.com
Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have
Check out our local TV spotlight
Connect with us:
Instagram: @forbetterandworth
YouTube: @forbetterandworth
Ericka: @erickayoungofficial
Chris: @1cbyoung
| |||