At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit ...

Today’s topics included:
🐷 Pros/cons of employee stock purchase plans?
🐷 Is it better to have separate 529s for each child or only one?
🐷 How to plan for large expected expenses during retirement?
🐷 Latest inflation data points
🐷 Impact of insurance on inflation
🐷 Best non-partisan data sources for evaluating political policies or proposals

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At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/bidenomics-impact-on-election-2024/

Today’s topics included:
🐷 Worried about getting out of the current negative cycle: spending less, businesses lay off people, who spend less… how does it stop?
🐷 Discover/CapitalOne merger. Will this be stopped like the JetBlue/Spirit deal?
🐷 Is the economy likely to rise under a second Biden term? Lots of factors, but what’s your take?

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/teaching-kids-the-value-of-money/

Today’s topics included:
🐷 What’s your favorite spreadsheet to start a budget?
🐷 Can you recommend a personal finance and investing book for a young couple?
🐷 What is the most important thing you feel today’s children need to learn or be prepared for?
🐷 Understanding the different home price measures

___________________

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YouTube: ⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Share ⁠⁠⁠your finance stories here!⁠⁠⁠

For full show notes, visit https://familyfinancemom.com/budgeting-for-the-holidays/

Today’s topics included:

Today’s topics included:
🐷 When do you expect HELOC rates to go down? My payments have doubled
🐷 Help with language to use this holiday season if our budget is tight to not insult others
🐷 Good account to set up for kids’ savings
🐷 Those spending money freely - are there stats to show it’s those with low interest or no mortgage?
🐷 What does Shelter include in the CPI?
🐷 How to learn more about 529 plans?
🐷 How do you read news numbers on Dow, S&P, Nasdaq updates?
🐷 Keep hearing about people laid off. Where are they all going to work?

___________________

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YouTube: ⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Share ⁠⁠your finance stories here!⁠⁠

For full show notes, visit https://familyfinancemom.com/us-consumer-credit-rising/

Today’s topics included:
🐷 Can I use a 529 plan for a child who is not legally mine?
🐷 How to save on school photos
🐷 How the more you learn about finance the more you understand even in mainstream media - examples: Pain Hustlers movie on Netflix, WeWork bankruptcy this week, Trump civil trial ongoing in NY
🐷 Commercial real estate concerns
🐷 Difference between a financial planner and a financial advisor
🐷 Consumer credit hits all time high & what 🚩 it’s showing

___________________

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Instagram: ⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠

YouTube: ⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Share ⁠your finance stories here!⁠

For full show notes, visit https://familyfinancemom.com/rising-interest-rates/

Today’s topics included:

🐷 Why “nonfarm payrolls” when discussing employment data?
🐷 Do you recommend closing credit cards to curb spending in the current economy?
🐷 Thoughts on using “velocity banking” method to pay down debt?
🐷 Is a HELOC a bad idea?
🐷 Can companies be incentivized to lower profits to help inflation?
🐷 Fed decision

___________________

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Instagram: ⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠

YouTube: ⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠

Twitter: ⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠@FamilyFinanceMom on Instagram⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Today’s topics included:
🐷 Do you think we still have a chance for a Q4 rally?
🐷 How can the federal deficit be 3x what was predicted? Like how can it be a surprise?
🐷 Is there ANY hope to fix the national debt and deficit issue at this point? Feels completely out of control
🐷 Should a family max out HSA contributions if possible? Is that a smart investment?
🐷 WWYD: payoff mortgage (3.1% rate) or invest for down payment on new home in 5-7 years?
🐷 Thoughts on whether the Fed will continue to hike interest rates?
🐷 What are WARN notices?
🐷 What would it take to pull back on international aid for conflicts, like those in Ukraine?

For full show notes, visit https://familyfinancemom.com/federal-deficits-explained/

___________________

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Instagram: ⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠

YouTube: ⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠

Twitter: ⁠⁠https://twitter.com/financemom1⁠⁠

Get the weekly newsletter here: ⁠⁠http://eepurl.com/gblbY9⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠@FamilyFinanceMom on Instagram⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Today’s topics included:
🐷 why is GDP growth positive but earning growth hasn’t been over the last year?
🐷 can you tell us how you calculate the $1400/mo impact to budgets from inflation?
🐷 why would a PE firm grade their debt in a company that is going bankrupt for equity?
🐷 your personal thoughts on an upcoming recession?
🐷 will there be more foreclosures?

___________________

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Instagram: ⁠https://www.instagram.com/familyfinancemom/⁠

YouTube: ⁠https://www.youtube.com/@familyfinancemom ⁠

Twitter: ⁠https://twitter.com/financemom1⁠

Get the weekly newsletter here: ⁠http://eepurl.com/gblbY9⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠@FamilyFinanceMom on Instagram⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Today’s topics included:
🐷 War and its economic and financial implications
🐷 What is core vs headline inflation?
🐷 Best way to build back an emergency fund quickly?
🐷 JOLTS report - how is data collected? Could it be double counting job postings?
🐷 Do you foresee layoffs coming in Q423 or Q124? How bad will it get if so?
🐷 If I max out 401k, what’s next? Late 30s, high risk tolerance.
🐷 Why do some investment vehicles have classes within them?
🐷 Why are bank stocks underperforming?

___________________

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Instagram: ⁠https://www.instagram.com/familyfinancemom/⁠

YouTube: ⁠https://www.youtube.com/@familyfinancemom ⁠

Twitter: ⁠https://twitter.com/financemom1⁠

Get the weekly newsletter here: ⁠http://eepurl.com/gblbY9⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠@FamilyFinanceMom on Instagram⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

Today’s topics included:
🐷 What should the role of the government be in the economy?
🐷 Will the government step in if people cannot afford houses?
🐷 Is everything being unaffordable (housing, car, education) here to stay?
🐷 What happens to voting rights of shares bought by ETFs and mutual fund companies?
🐷 Should parents with small kids be factoring in the possibility of free college in a savings strategy?
🐷 Is it worth saving in a Roth IRA after reaching CoastFI status?

___________________

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Instagram: ⁠https://www.instagram.com/familyfinancemom/⁠

YouTube: ⁠https://www.youtube.com/@familyfinancemom ⁠

Twitter: ⁠https://twitter.com/financemom1⁠

Get the weekly newsletter here: ⁠http://eepurl.com/gblbY9⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠@FamilyFinanceMom on Instagram⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

This week also features a BONUS interview with Clint Henderson of The Points Guy:

Clint Henderson worked in broadcast news for over two decades -- including stints at ABC News, Fox and MSNBC -- before landing his dream job at TPG in 2019. He was raised in California and Montana but has called New York home for more than 20 years.

Clint has been featured on ABC, CBS, CNN, Bloomberg, and in print in The Wall Street Journal, the New York Post, and Yahoo Finance among other outlets and publications. He flies 100,000 miles a year and has written stories about numerous destinations… and today he’s here to share about using credit card rewards to boost your family budget, as well as why credit card points are now at risk of going away.

For more on The Points Guy, and legislation threatening your credit card rewards:

https://handsoffmyrewards.com/ 

https://thepointsguy.com/protect-your-points/

______________

Today’s Q&A topics included:

🐷 Can you give background on the childcare crisis? What is the impact to the economy and how to prepare personally?

🐷 Advice for financial inheritance: but rental properties vs invest?
🐷 Will PCE Price Index increase again this month?
🐷 Thoughts on viral social media “silent depression” concept

🐷 Not seeing the outlook on an IRA… why not cash out now with penalties and lower tax rates?
🐷 Dealership wants to charge 2% for using a credit card for repairs. Alternatives for payment?

___________________

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Instagram: ⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠

YouTube: ⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠

Twitter: ⁠⁠https://twitter.com/financemom1⁠⁠

Get the weekly newsletter here: ⁠⁠http://eepurl.com/gblbY9⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠@FamilyFinanceMom on Instagram⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

______________

Today’s topics included:
🐷 Thoughts on buying T-bills directly from the government?
🐷 Do I need a Trust?

🐷 What are EuroDollar futures?
🐷 What’s your best advice for someone with no retirement savings and 60 years old?
🐷 What are calls/puts?
🐷 Will recession come before Presidential election?
🐷 Should I pay off student loans or wait for forgiveness?
🐷 Are we increasing housing supply to reduce prices?

___________________

Follow Family Finance Mom everywhere...

Instagram: ⁠https://www.instagram.com/familyfinancemom/⁠

YouTube: ⁠https://www.youtube.com/@familyfinancemom ⁠

Twitter: ⁠https://twitter.com/financemom1⁠

Get the weekly newsletter here: ⁠http://eepurl.com/gblbY9⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/term-vs-whole-life-insurance/

Today’s topics included:
🐷 Insurance: do I need disability insurance? What about term life insurance if I have kids?
🐷 My parents have a sizeable portfolio. Is a management fee worth it or continue to manage themselves?
🐷 Is investing in a CFP certification worth it if I want to be in personal finance field as a career?
🐷 I feel lost in 529 plans. Live in Texas, so no state income tax deduction. Is growth tax free?
🐷 My mom says I should contribute more to my 401k now than a Roth because my income is more now than it will be in retirement. Is her thinking right?

___________________

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Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

______________

Today’s topics included:
🐷 What data are you looking to to discern the economic effects of restarting student loan payments?
🐷 529s: can now transfer to Roth IRAs? transfer between siblings? When did this happen?
🐷 Are IPOs wise for individual investors?
🐷 What is a hedge fund and is it comparable to a mutual fund or ETF?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 Do you think interest rates will decrease by early 2024? What indicators can we look for?
🐷 Newbie trying to figure out an account set up for me at UBS. Pros/cons vs Fidelity or Vanguard?
🐷 What does the failure or buyout of First Republic mean for the rest of banks?
🐷 Rumor that it’s possible mortgage rates could reach 13% in 2024, thoughts?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 What’s all the buzz around the dollar? Is the dollar going to end?
🐷 Will all mortgage loans be affected by the increase in % with a high FICO score?
🐷 Best investment for a minor, but not an IRA or 529 plan
🐷 What will happen with housing when baby boomers start to pass and leave their homes?
🐷 What is a clearing house?
🐷 Favorite kids’ debit/savings app?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included…
Today’s topics included:
🐷 Updates on debt ceiling & approaching deadline
🐷 Employer now offers a Roth 401k - which is better? Or both?
🐷 What is a cash sweep?
🐷 Difference between a broker & financial advisor?
🐷 What is most important for high school seniors to understand economically?

>>> https://familyfinancemom.com/how-to-prepare-for-college-financially/

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included…
🐷 The facts about Biden Administration changes to mortgage rates and fees
🐷 CDs vs HYSAs
🐷 Long-term disability insurance
🐷 Annuities - how they work, pros and cons
🐷 If GDP is 2/3s consumer spending, what is the rest?
🐷 Reading Panic… how do arbitrage and portfolio insurance work?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included…
🐷Why is rising unemployment a “good” thing for inflation? Vs. rising interest rates?
🐷 Ways to account for inflation in day-to-day life?
🐷 Can you please explain “seasonally adjusted” when looking at data?
🐷 My Vanguard account is FDIC insured - are they a bank or is another organization acting as their bank?
🐷 Should we be concerned by countries moving away from the US dollar?
🐷 How are real estate bonds different from other bonds?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics include:
🐷 Dedollarization - what does it mean and what are the risks to the US?
🐷 FedNow - what is it and will it eventually do away with Zelle, PayPal, Venmo?
🐷 Do you think the Fed will ever make a recession announcement?
🐷 Debt free other than home - is it better to max out retirement or prioritize paying off home?
🐷 How should we think about withholding taxes?
🐷 Do you feel like we are heading for a big recession?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 What is the best method to pay down credit card debt?
🐷 Why do we keep bailing out banks?
🐷 Do you prefer stocks or ETFs?
🐷 How do you value a local small business in order to sell it?
🐷 Best place to invest in this crazy market?

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics include:
🐷 What roles if any did the loosening of Dodd Frank play in the SVB failure?
🐷 Do the bonuses the SVB execs receive last year have to be returned?
🐷 Is whole life insurance a good retirement option? What are the tax advantages?
🐷 I have a Roth IRA through Betterment. Do they charge high fees?
🐷 How do you determine how long to buy a CD for in this current environment?
🐷 Are funds active or passive by design or by how they are managed? can a fund be both?
🐷 What is the difference between a security and a treasury?
🐷 Thoughts on the new retirement debate and bill vetoed by President Biden?
🐷 Thoughts on cost per wear?
🐷 My husband is considering a job change into land sales. Could you talk about how land price cycles vary or correlate with traditional real estate or overall economic cycle?

___________________

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YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 I thought SVB was a unique situation. Why are we seeing more trouble in banking?
🐷 Best tips for preparing to go from 2 incomes to one - 5 months to prepare
🐷 What role do Moody’s and S&P play in regard to banking/finance?
🐷 Will the strategy in Treasury Secretary Yellen’s interview with Senator Lankford hurt community banks?
🐷 If not urgent, should we wait on buying a house until the market “adjusts” to the new rates?
🐷 I’m a SAHM - should my husband’s term life insurance policy be for 20 or 30 years?
🐷 With all the news about banks, should I worry about having all my money in only one bank?
🐷 Clarify FDIC coverage limits - per account at a bank or per bank total? Can a joint account have $500k?
🐷 Bank failures are good for those of us buying a home - do you think rates are done falling?

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YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/how-do-roth-iras-work/

Today’s topics included:
🐷 Private equity firms are investing in accounting firms - why?
🐷 How can I calculate if a pension is worth staying at my job for vs earning a higher salary and investing for myself elsewhere?
🐷 My Roth account has an advisor who gets a cut. How can I switch it to one that I control?
🐷 If you are “young”, do you put more money in a Roth IRA or a Traditional IRA?
🐷 How do you see sustainable investing transforming the Real Estate and Energy sectors in the next decade?

___________________

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YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 should Americans keep emergency funds of cash at home?
🐷 if you have more than $250K in the bank, should you diversify banks?
🐷 is money in investment accounts insured?
🐷 I need to do a car lease buyout. Should I use emergency money for a larger down payment or borrow at a higher rate and keep my high-yield savings?
🐷 can you explain in more detail what an inverted yield curve means?
🐷 what consumer behaviors would help curb inflation?
🐷 you mentioned on your podcast that Vanguard and Blackrock hold 15% of most stocks combined - does this present any risk?
🐷 did SVB and Signature do stress testing as other large banks do?

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 How do banks work

🐷 What went wrong at Silicon Valley Bank?

🐷 What happens now? FDIC protection and Federal actions by Federal Reserve & US Treasury

🐷 Reasons to be cautious, but not panic

🐷 How this will impact Fed monetary policy

🐷 What this means for broader economic environment - does this accelerate a recession?

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YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

This week is all about John Bogle, the Superhero of Wall Street for retail investors, Vanguard, low-cost index funds, and the benefits of ETFs with The Bogle Effect author, Eric Balchunas. The Bogle Effect is our Q1 pick for the Family Finance Mom Book Club.

Eric Balchunas is Senior ETF Analyst at Bloomberg Intelligence, where he leads the ETF and fund research and contributes to Bloomberg Opinion. He is a frequent speaker at industry events and conferences, as well as the co-creator of the Bloomberg podcast, Trillions, and Bloomberg TV’s ETF IQ. Eric is author of The Bogle Effect (2022) and The Institutional ETF Toolbox (2016). Eric holds a bachelor's degree in Journalism and Environmental Economics from Rutgers University.

In today's episode, we cover...

• Who was John Bogle and why he is THE Superhero for American investors that most of us have never heard of?
• What is The Bogle Effect?
• Why over the long run, the biggest impact on your investment portfolio is fees. "Costs matter."
• What is an ETF? And what's better for investors: ETFs or mutual funds?
• What is the next big thing that may disrupt investing and Wall Street that investors should look out for?
• What does the modern investor portfolio look like?

For more on FFM Book Club: https://familyfinancemom.com/finance-books-to-read/

For more on this week's guest, Eric Balchunas:

https://twitter.com/EricBalchunas

Get The Bogle Effect book

Listen to his podcast, Trillions

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today’s topics included:
🐷 I want to put some money in the stock market - where do I start?
How to Start Investing >> https://familyfinancemom.com/how-to-start-to-invest/
🐷 Please explain the pro rata rule and back door Roth IRAs.
🐷 Do you recommend using a HELOC as a down payment for a second home?
🐷 What about a HELOC to refinance credit card debt?
🐷 Why the next 2 weeks are critical to where interest rates, economy, and stock market will go this year

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today's episode addresses the following questions:
🐷 529 plan - use age bands or specific investment categories?
🐷 Difference between a HYSA and a Money Market account?
🐷 Impact of student loan payments resuming on the economy
🐷 I still haven't received by 2022 EOY bonus - how can I get my money?
🐷 Role of the Fed vs Department of Treasury

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today's episode addresses the following questions:
🐷 How do you budget for kids’ activities? Gets out of control quickly
🐷 What does it mean to rebalance your portfolio and when should you do it?
🐷 How hard is it to switch from a Traditional IRA to a Roth? Is it worth it?
🐷 How soon do you anticipate inflation to slow?
🐷 Ideas for micro-goals while we take a bit of a break between two big savings goals?
🐷 What does an efficient frontier consist of?
🐷 A cool new money book for kids
🐷 Supreme Court to begin hearing arguments on student loan forgiveness tomorrow

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

Today's episode addresses the following questions:
🐷 I have a 457b. Considering switching over to an IRA to save on fees. Pros/cons?

🐷 Opened a college fund and it’s only been losing value. In this for the long haul?

🐷 What’s the best way to open an investment account for my kids?

🐷 Getting killed by variable rate HELOC - any good options to ease or change into?

🐷 Tips for going from 2 incomes to 1? Will be SAHM when hubby goes to grad school + working full time?

🐷 What is a good rate for used auto loan?

🐷 What does the term “mega cap” mean?

🐷 What is the difference between a mutual fund and an index fund?
>>> ETFs vs. Mutual Funds vs. Index Funds: https://familyfinancemom.com/where-to-invest-money/ 

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's episode addresses the following questions:
🐷 If most active managers don’t outperform the S&P 500, why does anyone invest in them?
🐷 Inflation rate - the rate of inflation SLOWED or actually fell? It’s confusing!
🐷 Pros/cons to opening accounts where funds are versus a 3rd party brokerage?
🐷 Why haven’t we officially declared a recession?
🐷 If my car is 15yo, should I drop full insurance coverage to just liability coverage?
🐷 How to withhold the right amount on my paycheck to end up with a small return on my taxes?
>>> IRS W4 Calculator: https://www.irs.gov/individuals/tax-withholding-estimator

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's episode addresses the following questions:

Today’s topics included:
🐷 Where would you recommend opening a Roth IRA? How much can I contribute in 2023?
🐷 HELOC with a variable rate that is now high. Should I switch to a fixed home equity loan or something else?
🐷 Where to open an HYSA?
>>> Catch past discussions here: https://youtu.be/FEDfL_b6PBw
🐷 Can you explain expense ratios?
>>> Learn more here: https://familyfinancemom.com/where-to-invest-money/
🐷 Ideas on how to generate quick and easy income from home?
🐷 How would you allocate a 30% raise?

___________________

Follow Family Finance Mom everywhere...

Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's episode addresses the following questions:

🐷 How long will your HYSA referral code work?
>>> REFERRAL LINK: https://www.marcus.com/share/MEG-GV1-MQFV
🐷 Thoughts on using only cash vs credit cards (always paying in full each month)?
🐷 Should I take out a 401k loan to pay off high interest debt?
🐷 Kids college loans are adjustable rate. We cannot refinance until they graduate. Other options?
🐷 Example of a long-term vs short-term stock exchange
🐷 Do you ever cover how to pick funds/stocks? How to research?
>>>INVESTING RESOURCES:
Investing Workshop Series > http://familyfinancemom.teachable.com/p/investing-workshop-series
Investing for Beginner Series on the blog > https://familyfinancemom.com/how-to-start-to-invest/
Where to Invest Money: ETFs vs. Mutual Funds vs. Index Funds > https://familyfinancemom.com/how-to-start-to-invest
10 Things to Know About a Stock on the blog > https://familyfinancemom.com/investing-in-stocks-101/

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/long-term-care-insurance/⁠

Today’s topics included:
🐷 Long-term care insurance - how to know insurance provider will be around to pay policy in 20-30 years?
🐷 Where to invest money for kids they will need in 7 years?
🐷 Should you pre-pay and pre-plan for funeral services?
🐷 Fed meeting TODAY!
🐷 Big Tech earnings miss weighing on stock market

___________________

Follow Family Finance Mom everywhere...

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/familyfinancemom/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@familyfinancemom ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/financemom1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Get the weekly newsletter here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://eepurl.com/gblbY9⁠⁠⁠⁠⁠⁠

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series

______________

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's episode addresses the following questions:

🐷 How much of an American family’s income is spent on housing now?
>>> RESOURCE: Average Household Budget: https://familyfinancemom.com/example-of-family-budget/
🐷 What is an “activist” investor?
🐷 Are you able to recommend any HYSAs?
>>> REFERRAL LINK: https://www.marcus.com/share/MEG-GV1-MQFV
🐷 Kids we’re gifted money in great grandma’s will. Should I put it in a 529 for college or something else. They are 4 and 7 now

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

Today's Q&A replay is sponsored by the Family Finance Mom Economic Workshop series. Build your economic literacy with a 6 workshop series to learn what causes economic cycles, how the free market works, the impact of human behavior on the economy and more. Knowledge builds confidence and empowers you to make better decisions for you, your family and your future.

ENROLL NOW: http://familyfinancemom.teachable.com/p/economics-workshop-series 

______________

At the request of Family Finance Mom followers, I am now posting Monday & Wednesday LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me @FamilyFinanceMom on Instagram. Look for the question box in my stories ahead of LIVE Q&A every Monday and Wednesday at 9AM ET.

Today's episode addresses the following questions:

🐷 What do you think the Fed will announce today? [Note - Fed announced a 25bps increase this afternoon after this recording]
🐷 Considerations for a parent to become your dependent? Taxes, healthcare, etc?
🐷 Why put $ in a 401k before a Roth?
🐷 What are your overall feelings on the economy and why?
🐷 Is it smart to add your child to your credit card to improve their ratings?
🐷 Know of any part-time employment agencies that cater to moms?

___________________

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Instagram: https://www.instagram.com/familyfinancemom/

YouTube: https://www.youtube.com/@familyfinancemom 

Twitter: https://twitter.com/financemom1

Get the weekly newsletter here: http://eepurl.com/gblbY9

This week is all about energy prices, featuring a deep dive with Patrick DeHaan, Head of Petroleum Analysis for Gas Buddy.

Energy prices have been one of the significant drivers behind inflationary pressures we’ve seen over the last year… and in recent months, now that energy prices have started to abate, inflation is as well. But energy prices still remain high by historical measures.

Back in February, Patrick DeHaan, Gas Buddy’s Head of Petroleum Analysis, joined us to talk about what was happening in energy markets, and what a Russian invasion could mean for energy prices. His comments proved highly omniscient. 

I’m excited to have him back today to give an update on energy prices, including how energy prices are determined, the major factors impacting energy markets today, as well as what his near and longer-term outlooks are for energy prices so you can financially prepare.

We cover what drives gas prices, including:

• What are the major drivers in the current energy market
• The role of Russia, China, India, and Russian sanctions on gas prices
• Why gas prices have fallen since summer, but are likely to go up again
• Why the longer-term outlook for gas prices is likely higher and more volatile
• His best ideas for a smoother energy transition with less costs to consumers
• ... and more!

For more on this show notes: https://familyfinancemom.com/what-drives-gas-prices/ 

For more on this week's guest, Patrick DeHaan:

GasBuddy.com 

Twitter.com/GasBuddyGuy

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Get the weekly newsletter here: http://eepurl.com/gblbY9

This week, I’ve got 3 major financial headlines for you..

• First up, the last 2 weeks of October saw a bear market rally - what does that mean, what’s behind it, and does that mean the market has seen its bottom?
• Next, last week we got the first estimate for Q3 GDP, and it was a pleasant positive surprise… does that mean the economy isn’t as bad as many believe?
• Then, we are also in the height of Q3 earnings season - what are companies saying about what to expect in the months to come?

… After that, we will take a deep dive into how to find scholarships for college with scholarship expert and author, Jean O'Toole. While everyone else is waiting on the courts to decide on student loan forgiveness, let's talk about something that you can control - how to get scholarships for college. Be sure to tune in for her special offer just for Family Finance Moms!

For more on this week's market update: https://familyfinancemom.com/how-to-get-scholarships-for-college/ 

For more on this week's guest, Jean O'Toole, Author Scholarship Strategies:
www.Connections101.com

Scholarshipstrategiesteam@gmail.com

www.instagram.com/scholarshipstrategies/

http://journeydance.com/jean-otoole

https://www.amazon.com/Scholarship-Strategies-Finding-Winning-Money/dp/1642794821

https://twitter.com/scholarshipjean

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market ended the week up +1.5%, but is still in bear market territory - what were the major market movers last week?
• Next, energy prices are on the rise again due to OPEC. What is OPEC and why do they have such sway over the energy market?
• Finally, we got multiple data points on the labor market last week. What does it say about the health of employment and your job security?

… after that, this week I’m taking a deep dive with NYU Professor Howard Yaruss to talk about his new book, and our Q4 FFM Book Club pick, Understandable Economics. Learn why we both believe in the power of economic and financial literacy, as well as his take on some current major economic issues and policies.

For more on this week's market update: https://familyfinancemom.com/what-is-opec/ 

For more on this week's guest, Howard Yaruss, NYU Professor and Author, Understandable Economics:

Get the book: https://amzn.to/3SX55IE 

https://howardyaruss.com/

https://www.linkedin.com/in/howard-yaruss-b408485

https://twitter.com/UnderstandEcono

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This week, I’ve got 3 major financial headlines for you..

• First up, all major US stock market indices ended last week in bear market territory... what does that mean and what does it mean for your investment portfolio?
• Next, the British Pound tumbled last week to lows not seen since the 1980s. What happened and what does it mean for the US?
• Finally, we got the latest data point on the Fed’s preferred measure of inflation last week: the PCE Price Index. Is inflation getting better or worse?

… after that, this week I’m taking a deep dive Crista Hermance of Hermance Law, also known as Estate Planning Mom to talk about all things will and estate planning. Learn wha you need to know to protect your assets and even more importantly, your minor children, in case anything happens to you.

For more on this week's market update: https://familyfinancemom.com/estate-and-will-planning/ 

For more on this week's guest, Crista Hermance of Hermance Law & Estate Planning Mom:

www.hermancelaw.com

www.facebook.com/HermanceLaw

www.instagram.com/estateplanningmom/

www.pinterest.com/estateplanningmom/

twitter.com/mom_estate

https://www.linkedin.com/in/hermance-law-ventura-04a7521a3

www.youtube.com/channel/UC4QYIbe_hC3tjxtb7sHI0MA

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This week, instead of the usual 3 headlines of the week, I'm tackling the question I get more often these days: are we in a recession? I'll take a look at 7 indicators and what they indicate about the state of the current economy, including:

• GDP
• Consumer spending
• Consumer sentiment
• Stock market
• Yield curve
• Unemployment
• And the official recession announcer - NBER

… I'll explain what each of these indicators are, what they currently tell us, and most importantly, if we are headed for a recession, what you can and should be doing to prepare.

For more on this week's market update: https://familyfinancemom.com/are-we-in-a-recession/ 

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market had its 6th consecutive down week in a row... what’s causing the downward trend and when will the market free fall end?
• Next, the Fed is fully committed to reigning in inflation - and at their May meeting, they raised the target rate by 50bps. What else is included with tightening monetary policy and what does it mean for your family finances?
• Finally, while the Fed seeks to reign in inflation, April CPI numbers show it still remains elevated. Where is inflation getting better and where is it still rising?

… after that, this week I’m taking a deep dive with 3 early childhood education experts to talk about the childcare dilemma: why is childcare so expensive, while childcare providers are paid so little? Is this all caused by the pandemic? And what can and should policymakers be doing to make things better.

For more on this week's market update: https://familyfinancemom.com/s2-20-market-free-fall-april-inflation-deep-dive-on-why-is-childcare-so-expensive/ 

To Connect with Early Childhood Education Experts:

Cori Berg, Dallas, TX
ECE from the Heart with Cori Berg
Hope Day School

Joanna Bardis, Atlanta, GA
LinkedIn

Stacey Viviano, Houston, TX
Messiah Lutheran Early Childhood Center
Messiah Lutheran ECE Facebook

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market had its 4th consecutive down week in a row... and is now officially in correction territory, with the NASDAQ in a bear market. What's driving the market down?
• Next, Q1 real GDP was down, and surprised everyone. Does it mean we are already in a recession?
• Finally, Q1 earnings season continues, with 80% of companies beating earnings... but guidance continues to spook investors. 

… after that, this week I’m taking a deep dive with Rutgers Business School FinTech Professor and global cryptocurrency expert, Dr. Merav Ozair, also known as Dr. Blockchain. Join us as she explains and demystifies everything from cryptocurrency, to the difference between Bitcoin and Ethereum, what is an NFT, and more importantly, what it all means for finance as we know it.

For more on this week's market update: https://familyfinancemom.com/s2-19-bear-market-q1-gdp-miss-a-deep-dive-on-cryptocurrency-and-nfts/ 

To connect with Dr. Ozair:

https://www.doctorblockchain.io/

www.business.rutgers.edu/faculty/merav-ozair

www.linkedin.com/in/merav-ozair-phd-258aa9b

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market had it's 3rd down week in a row... and is now officially in correction territory. What's driving the market down?
• Next, we got all the housing market data for March - what does it tell us about where home prices are headed this Spring?
• Finally, Q1 earnings season has 3 out of 4 companies beating earnings... so why is it off to such a rocky start?

… after that, this week I’m taking a deep dive with 3 agriculture experts to talk about the outlook for food prices here in the US this year. What will you need to prepare your family's grocery budget for and how they are making adjustments to their farms given rising input prices.

For more on this week's market update: https://familyfinancemom.com/s2-18-market-correcting-housing-update-a-deep-dive-on-us-agriculture-and-rising-food-prices/ 

Ag Experts:

Derrick Josi
Derrick’s Book: An Industry Worth Fighting For
The Blog: TDF Honest Farming
The Weekly Email
Facebook Page
YouTube Channel
Instagram
Tillamook County Creamery Association

Paul Neiffer
Farm Financial Standard Council
LinkedIn
Twitter
The Farm CPA Podcast

Gary Schnitkey
LinkedIn
Homepage at U of I

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At the request of Family Finance Mom followers, I am now posting LIVE Q&A replays as podcast episodes! To submit your question, be sure to follow me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@FamilyFinanceMom on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Look for the question box in my stories ahead of LIVE Q&A every Wednesday at 9AM ET.

For full show notes, visit https://familyfinancemom.com/is-commercial-real-estate-in-trouble/

Today’s topics included:
🐷 Should you rollover your old 401ks?
🐷 Any long term risks of buying a house in this market?
🐷 I used Mint for years for tracking spending, budgeting - any free program to use going forward?
🐷 How commercial real estate market potentially impacts economy as office leases end?
🐷 Thoughts on the Magnificent Seven stocks in general

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market finished mostly flat last week, with March ending the month up, but down for the first quarter - the first down quarter in 2 years
• Next, the Fed’s preferred measure of inflation, the PCE Price Index showed inflation is still rising… what’s rising most?
• Finally, the March employment situation revealed a return to historically low levels of unemployment. What other indicators does it reveal about the tightening labor market

… after that, this week I’m taking a deep dive with the CEO of Mainvest, Nick Mathews - to talk to you about how he leveraged regulatory changes in who could make private investments to democratize investing - giving local businesses more access to capital, and local community members the ability to invest in them!

For more on this week's market update: https://familyfinancemom.com/market-update-4-4-2022/

To connect with Nick Mathews, CEO of Mainvest: Mainvest.com

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This week, I’ve got 3 major financial headlines for you..

• First up, the stock market rallied for its second up week in a row... where does it stand now for March and 2022YTD?
• Next, what sectors and asset classes are winning and losing in the current market?
• Finally, interest rates continue to rise, and fast. What does it mean for mortgage rates? And how are rates warning us of what’s to come?

… after that, this week I’m taking a deep dive with Nicholle Overkamp, a Financial Planner and Retirement Planning Specialist to address one of your most common questions. What is a financial planner? What do they do, how should the relationship serve you? What does it cost? And what else should you know before meeting with one!

For more on this week's market update: https://familyfinancemom.com/market-update-3-28-2022/ 

To connect with Nicholle Overkamp:

Website: Wilcox Financial Group
Intagram: @powHERhousemoney
Facebook: Wilcox Financial Group
Facebook Group: Money Bitch Community
Twitter: Wilcox Financial Group
LinkedIn: Nicholle Overkamp

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This week, I’ve got 3 major financial headlines for you...

• First up, the market may have just found its bottom for now, finishing up for the second week in a row… but it wasn’t without some ups and downs along the way. What’s driving it?
• Next, last week’s economic data was all about the labor market. Is there still a labor shortage? And if so, what’s causing it?
• Finally, Q4 earnings season is well underway. What are we hearing from companies about their outlook for 2022?

… after that, as one of the biggest drivers of inflation and market volatility in the current economy, I’ve got a deep dive on gas prices with 20-year petroleum industry expert, Patrick DeHaan. Join me as we talk about the supply and demand drivers for oil, how oil prices translate into what you pay at the gas pump, the impact on other energy prices, and what role public policy and the current geopolitical environment play on gas prices.

For more on this week's market update: https://familyfinancemom.com/market-update-2-7-2022/

To connect with Patrick De Haan:

Website: GasBuddy.com 

Twitter: Twitter.com/GasBuddyGuy

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This week, it was actually hard to narrow it down to just 3 major financial headlines given all the data released last week, but here’s what I picked for you

• First up, the market had its first positive week of the year… but it was a wild ride to get there. What’s driving the market volatility?
• Next, Q4 earnings season is underway. Most companies are beating earnings expectations - so why is the market still down for January?
• Finally, we got the first estimate for Q4 and full year 2021 GDP. Growth was far better than expected, but can it continue?

… after that, I’m super excited to share my conversation with fellow FInance Mom and author, Jessi Fearon with you. She’s here to share insights into her family's journey to debt freedom, all about her new book, Getting Good with Money, including her thoughts on the Two-Income Trap and the Four Money Types, and the single step that had the biggest impact on her family finances. So stay tuned!

For more on this week's market update: https://familyfinancemom.com/market-update-1-31-2022/

For FFM Investing Workshop: https://familyfinancemom.teachable.com/p/investing-workshop-series

To connect with Jessi Fearon:

Book, Getting Good with Money: https://amzn.to/3L4FXfF (affiliate)

Website: https://jessifearon.com/

Instagram: https://www.instagram.com/jessifearon/

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