Explorez tous les épisodes du podcast Angry Mortgage
| Titre | Date | Durée | |
|---|---|---|---|
| Bank Of Canada Aftermath | EP. 146 | 04 Nov 2025 | 00:47:35 | |
Did Tiff Say Too Much After announcing the 25 BPS Cut Bank of Canada Governor Tiff Macklem decided to tell everyone that was the last cut he is thinking about doing Which sent Government of Canada Bond Yield soaring & possibly pushing Fixed Mortgage Rates UP Tiff, when will you learn to just shut up about the Future: Remember how "Rates will be low for long" worked out, just say we will continue to monitor the Economy Also on the Show US 30 Yr Mortgage Products Should Canadians Switch to Variable What will happen to House Prices | |||
| How Dumb Can It Get? | EP. 145 | 28 Oct 2025 | 00:51:35 | |
Planning Dept. Silliness Special Guest Ian Jones- President and Founder of BGI Group A return visit from the voice of reason in Development World What's changes happened that may help. Why it's still a 4 Year Adventure to get a Development Approval. What some Cities do wrong, what some smaller centres do right & how Ian's Joy Concept can deliver elder wellness living at 50% off the normal rents | |||
| Mortgage Villains | EP. 136 | 26 Aug 2025 | 00:45:09 | |
Bad Brokers Out There SPECIAL GUEST: Julian Renaud- Lawyer at Renaud Law Let's dig into to the small number of Bad Mortgage Brokers & evil Mortgage Corps The Rip-Off Off Artists, the people who only want to take advantage of Borrowers. The small number of Bad Actors who should be exposed Julian is a hero for going after these guys | |||
| Fixed Rates Fall. How LOW??? | 12 Dec 2023 | 00:43:34 | |
Unpacking the Bank of Canada announcement, Fixed Rates Fall: 4.89% SHOWED UP. What’s it mean for Home Prices, also what an economic downturn means for house prices. And another Epic Ron Rant! | |||
| Is **** Breaking Loose? Nah But Sorta | 05 Dec 2023 | 00:42:22 | |
Bank Loan Loss Provisions, GDP Reports, the Race Between Mortgage Rate Cuts & Recession & Ron looks like he may pop a vessel in his Toronto Rant. | |||
| AirBnb Gets Blown Up! | 28 Nov 2023 | 00:44:42 | |
Airbnb BIG News, The Finance Minister Introduces the Canadian Mortgage Charter: is it utter BS? NEW Inflation Print is in. Has Tiff Macklem run up the White Flag on Rate Hikes? And More Mortgage News. | |||
| Mortgage World Upside Down | 21 Nov 2023 | 00:46:19 | |
The Mortgage Landscape in Canada is changing fast, everyone hated Variable Rates for the last 20 months now the number of people CHOOSING Variable Rate has increased 550% in just 6 weeks. RE Sales Volume continues to grind down everywhere but Calgary. Is the Recession here? And a real rant on WTAF. | |||
| Betraying The Next Generation In Housing | 14 Nov 2023 | 00:45:11 | |
Big Show: Ron Goes To Parliament! Wild they would let him in! Ron testified before the Finance Committee on several topics: Mortgage Income Document Fraud comes under the microscope, Short Term Rentals need to be banned, House Prices in Canada MUST come down: Fairness for the Next Generation is sorely needed. WTAF! Just under 10K New Canadians arrive every WEEK in Canada & TODAY there are FEWER Homes being built. URGENCY in solving this disaster is becoming overwhelming. | |||
| Angry Mortgage Insider Edition Special: Albert Collu | 09 Nov 2023 | 00:54:18 | |
Albert Collu is the President & CEO of Marathon Mortgage Corp and has been a high level executive at both Lenders and Brokerage Networks for over 20 years. Albert brings us insights into how a Mortgage Finance Company actually works and shares his knowledge on what’s facing the Canadian Mortgage Space. It’s exciting to host a mortgage industry leader like Albert | |||
| Fixed Rates Dropping? Finally!! | 07 Nov 2023 | 00:45:56 | |
Jann & Ron discuss the rapidly changing Fixed Rate Landscape, how big a drop, how soon, how far will they fall and what about Variable Rates and HELOCS? What’s the Bank of Canada doing that may have caused this drop. What the hell have Boomers done to the youngest generation of homebuyers. And WTAF is the Immigreation department doing about getting the right professionals and Trades into Canada | |||
| When Do We See Rates Cut | 31 Oct 2023 | 00:46:09 | |
Jann and Ron discuss the Bank of Canada’s recent No Rate Increase Nothingburger, what was Tiff Macklem really trying to say in his Press Conference, are we just being Manipulated? Are the Canadian and US economies becoming VERY divergent? Will there be more Condo Construction Failures? Sure looks like it. And WTAF is going on with White Collar Crime in Canada | |||
| Angry Mortgage Insider Edition Special: Scams & Tricks Crooked | 26 Oct 2023 | 00:55:21 | |
Julian Renaud is a lawyer with difference, when he saw scams he attacked them: Water Heaters, Furnaces, Water Softeners, all illegal and unethical scams to enrich evil doers. Hear the awful facts: making Millions tricking the Elderly | |||
| All H*LL Breaking Loose In Real Estate | 24 Oct 2023 | 00:46:08 | |
The Biggest Most Expensive Condo Construction Project in Canda went broke last week. The $1.6B project known as THE ONE went into Receivership, plagued by high leverage, soaring financing and construction costs this project has been in trouble for a couple years. But is it a sign of more to come? Yes and No. There are some home and condo builders in similar situations but very few of them and nowhere near as big projects. The vast majority of builders and developers will finish their projects. | |||
| Will CRA Act? | EP. 135 | 19 Aug 2025 | 00:54:42 | |
Let's End Mortgage Fraud Special Guest Lauren van den Berg President & CEO at Mortgage Professionals Canada Why ending Mortgage Document Fraud is so important to Housing & to Canada. Why did the Government say they would act 14 months ago but we still don't have a solution. MPC had been an eternal advocate for CRA Linkage to end Mortgage Document Fraud Ron & Lauren break down the issues | |||
| Angry Mortgage Insider Edition Special: Derek Serra | 19 Oct 2023 | 01:01:21 | |
Derek is the President of Westboro Mortgage Investment Corp and old friend, Derek charts his journey from RBC Management through to the Mortgage Brokerage Space and now at independent Lender Westboro. All I can say is the numbers speak for themselves as Derek grows the enterprises he leads Great Insight. | |||
| Financialization Gone Crazy | 17 Oct 2023 | 00:56:23 | |
Ron & Jann (Natalie is back next week) talk about Banking History, how Canada’s Financial Pillers were combined in Bank’s favor, the insanity of Financialization and a rant from Ron on Car Theft: Why is Canada running Catch & Release for Car Thieves? | |||
| Angry Mortgage Insider Edition Special: Denise Laframboise | 12 Oct 2023 | 00:51:31 | |
My Special Guest is Denise Laframboise of BRX Mortgage, Denise has an amazing story of coming from a Non-Financial background to Chief Operating Officer at BRX Mortgage in just a few years, she shares how her devotion to Training and Sales Development built her career and how BRX became a perfect fit to a still higher level of success. | |||
| Bad News. Rates Up. Prices Down | 10 Oct 2023 | 00:50:52 | |
Jann is filling in for a vacationing Natalie this week. We talk about the Duration of high rates, just like Prom Night some people will be disappointed and long-term high rates impact on Real Estate prices in Canada. Can you convert underused Office Buildings to Condos and lots more. | |||
| Angry Mortgage Insider Edition Special: Kerri Reed | 05 Oct 2023 | 00:57:33 | |
Kerri Reed is one of the most accomplished Leaders of a Large Mortgage Brokerage, she is the Principal Broker, Co-owner of Premiere Mortgage Centre and a dear friend. We talk about Kerri’s start in Banking as a teenager (no kidding folks) and her path to leadership in one of the biggest mortgage operations in Canada. We talk today’s problems and the future of Mortgage Brokerage. | |||
| Mortgage Renewal Hell | 03 Oct 2023 | 00:49:31 | |
Ron & Nat talk about a slowly falling RE market in Ontario and parts of BC, rising rates and, the total craziness of inflicting a Stress Test on people with Renewing Mortgage at very high rates who just want a chance to shop around. | |||
| Angry Mortgage Insider Edition: Special Guest Chris Turcotte | 28 Sep 2023 | 01:03:52 | |
It's a pleasure to have Chris Turcotte on the Show. | |||
| High Mortgage Rates Becoming a Crisis For Borrowers? | 26 Sep 2023 | 00:49:15 | |
Ron and Natalie review the Mortgage Rate News and Real Estate Developments that are quickly unfolding and none of it is good for existing borrowers and people who want to sell their houses. One particularly wild incident: The 11 Pre-Con Condos Disaster, will there be more of these? Unlikely to see another 11 condo madhouse but every month some New Construction Purchase that started years ago will have trouble getting a mortgage. | |||
| Angry Mortgage Insider Edition: Special Guest Hali Noble | 21 Sep 2023 | 00:58:40 | |
It's our pleasure to have Hali Noble on the show: an Industry Pioneer in the Mortgage Investment Corp space. Hali has made a huge contribution to the Mortgage Brokerage Industry as a Lending Partner, a Leader within Mortgage Brokers Associations across Canada and a force for good in our Brokerage Community . | |||
| House Prices Go Down! How Much? | 19 Sep 2023 | 01:00:16 | |
Ron and Nat Discuss what’s happening in the Housing Market: Rates High for Long = Lower House Prices | |||
| Indepth RE Analysis | EP. 134 | 12 Aug 2025 | 00:53:54 | |
Condos & MORE SPECIAL RETURN GUEST: Dan Foch Love having Dan back on the Pod Clear, professional & HONEST Analysis on the 416 Condo Crash, how long will it last? How bad will it get? Will it change the way we finance Condos forever? What about the incredible growth in Purpose Built Rentals, sustainable or not? And Foreign Buyers: WTF going on in BC? Letters to the Prime Minister? And so much more | |||
| Are House Prices Going Down? | 12 Sep 2023 | 00:56:59 | |
Ron and Nat discuss the inevitability of RE Rates staying high and house prices coming down, different declines in different regions even different neighborhoods. Also Evil Mortgage Broker has License suspended and other news. | |||
| Angry Mortgage Insider Special Edition with Nick Kyprianou | 07 Sep 2023 | 00:57:15 | |
| Private Mortgage Insanity | 05 Sep 2023 | 01:01:22 | |
Ron & Natalie run down Housing News, GDP Report, counting Canada's population properly but the big discussion is the growth of Private Mortgages and how small number of evil doers are abusing borrowers. | |||
| House Prices / Mortgage Rates All Bad News | 29 Aug 2023 | 00:55:54 | |
Ron & Natalie discuss the Doom & Gloom around the Canadian Housing Crisis: Sky High Mortgage Rates, Too Few House Listings. Will some people be forced to sell? Insane Student Housing Problems and true Government Failures. | |||
| Airbnb Next Door Breaks Into Nat’s House! | 22 Aug 2023 | 00:47:23 | |
Can we not just END Airbnb, I am okay with pure vacation properties and rooms in an Owner Occupied House being rented out but whole houses and so many condos are just ILLEGAL HOTEL ROOMS. Let Natalie tell you about the Airbnb Drugged Out “Guest” from the next door house breaking into Nat’s house while high as a Kite. | |||
| Angry Mortgage Insider Special Edition with JP Boutros | 17 Aug 2023 | 00:51:12 | |
Special Mortgage Insider Edition with JP Boutros JP is the acknowledged expert at Government Relations in the Mortgage Space. Having worked with both of the major Mortgage Brokerage Associations in Canada for the last few years no one knows more about the intersection of Federal and Provincial Governments & the Mortgage Brokerage Industry than JP. Many topics are covered but by far the most important is the easy fix for Mortgage Document Fraud that CRA just can't bother prioritizing | |||
| The "DIRTY" Secret Of Canadian Real Estate | 15 Aug 2023 | 00:55:48 | |
Ron & Natalie explain why the price of the DIRT in many Canadian Provinces is such a key influencer on our Batshit Crazy House Prices, Current Mortgage Rate outlook, and has Ontario President Ford made a huge mistake letting Developers pick their own land from the Greenbelt? | |||
| Fixed Rates & Home Equity Lines of Credit (HELOCs) | What You Need To Know | 08 Aug 2023 | 00:52:34 | |
In this milestone 20th episode, Ron Butler, Mortgage Broker extraordinaire, and Natalie Butler, a seasoned real estate professional, explore the latest developments in the mortgage market. They shed light on the gradual rise in fixed mortgage rates and delve into the changing landscape of Home Equity Lines Of Credit (HELOCs). Unpacking the reasons behind regulatory shifts, Ron and Natalie provide valuable insights for homeowners navigating these adjustments. Join them for an enlightening discussion on the dynamic mortgage industry and what these trends might mean for your financial future. | |||
| Angry Mortgage Insider Special Edition With Veronica Hewitt | 03 Aug 2023 | 00:51:47 | |
Angry Mortgage Podcast Special Edition | AM 19. Host Ron Butler sits down with Veronica Hewitt and talk important topics in today's mortgage industry. | |||
| Unraveling Condo Price Madness & Unaffordable Rents | AM18 | 01 Aug 2023 | 00:49:41 | |
Join Mortgage Broker and host Ron Butler in the 18th installment of the Angry Mortgage Podcast, where he engages with co-host Natalie Butler, a seasoned Real Estate Agent. Together, they dive into the remarkable escalation of condo prices over the past fifteen years and its far-reaching impact on rental rates and new build costs. The episode culminates with the popular "WTAF" segment, as Ron and Natalie passionately call upon the new housing minister to tackle the urgent Canadian Housing Crisis head-on. Don't miss this insightful episode filled with dynamic discussions and bold calls for change in the housing market. | |||
| Condos. Unemployment. Rates | EP. 133 | 05 Aug 2025 | 01:00:48 | |
Condos. Unemployment. Rates Special Guest: Anthony Scilipoti President and CEO of Veritas Group of Companies and Forensic Accountant
Anthony is a friend of the Pod & we wanted him back to explore what a massive loss in liquidity does to a Real Estate Market How many $BILLIONS$ to be lost in the Condo Crash: Antony has was there at the very beginning How bad will Unemployment get? What is the future of interest rates? We break it all down ok the Podcast | |||
| Real Estate Cools as Rents Rage On | 25 Jul 2023 | 00:50:44 | |
In the 17th installment of the Angry Mortgage Podcast, hosted by mortgage broker extraordinaire Ron Butler and co-host Natalie Butler, a top Real Estate professional, they address the current state of the housing market. They explain why a complete crash is unlikely, but the market will continue to cool off. Meanwhile, the rental market remains intense and costly across provinces. Listeners will gain insights into the implications for Canadians' future costs of living, making this episode a must-listen for those navigating the complex real estate landscape. | |||
| Lending Practices To Steer Clear Of - Mortgage Broker Insider with Vince Gaetano | 20 Jul 2023 | 00:50:01 | |
In this special edition of the Angry Mortgage Podcast (Episode 16), industry giant Ron Butler hosts guest Vince Gaetano, and together they share their wealth of experience in the mortgage business. They delve into how their past experiences empower them to navigate today's housing market and effectively assist others. The duo expresses concerns about the dangers of normalizing debt to solve financial problems, cautioning against unscrupulous brokers who may take advantage. With their candid insights, Ron and Vince shed light on critical aspects of the industry, making this episode a must-listen for anyone involved in mortgages. | |||
| Mortgage Rates & Your Amortization | Strategies and Expectations | | 18 Jul 2023 | 00:49:37 | |
In episode 15 of the Angry Mortgage podcast, host Ron Butler and co-host Natalie Butler dive into the latest mortgage rates and provide insights on what to anticipate during upcoming mortgage renewals. They also demystify 60, 70, and 90 year amortizations, shedding light on these often misunderstood concepts. Addressing concerns about mortgage affordability, Ron suggests practical options to alleviate financial stress for existing mortgage holders. The episode concludes with their popular segment, WTAF (What the Actual Fuck), where they candidly discuss perplexing industry topics. Join Ron and Natalie for an informative and entertaining episode packed with valuable mortgage insights. | |||
| Cost Of Living Today | Another Angry Mortgage Insider! with The Rob Campbell | 13 Jul 2023 | 00:59:50 | |
In this special edition of the Angry Mortgage podcast hosted by Ron Butler, the focus remains on the Canadian Housing Market. Ron expresses his ongoing frustration with the market and invites guest Rob Campbell to share his insights. Together, they delve into some of the key issues affecting Canadians' finances and the housing market. With their combined expertise, Ron and Rob provide their thoughts that help shed light on the current state of affairs in the Canadian housing market. | |||
| Rates Gone Crazy | Mortgages Up Rents Up - But Why It's Not Like 2007 | 11 Jul 2023 | 00:51:07 | |
In this episode of the "Angry Mortgage" podcast, host Ron Butler and Co-host Natalie Butler delve into the pressing issue of Mortgage rates. With passion and concern, they explore the various factors that contribute to the Canadian housing crisis, shedding light on the differences and similarities between now and 2007. Tune in for an insightful and heartfelt conversation on the critical issues in housing today. | |||
| Mortgage Broker Insider | Special Edition with Frances Hinojosa | 06 Jul 2023 | 00:50:49 | |
In a special edition of the "Angry Mortgage" podcast, Host Ron Butler is joined by special guest Frances Hinojosa, a long-time friend and fellow mortgage industry expert. As co-owners of separate successful brokerages, they bring a wealth of knowledge and experience to the discussion. Focusing on newcomers to the industry, they share valuable insights on how to enter the mortgage business, placing a strong emphasis on the power of continuous learning and effective networking. Going against the grain, Ron and Frances fearlessly express their views on unpopular yet crucial opinions. Tune in for a captivating conversation filled with practical advice and unfiltered perspectives for aspiring mortgage professionals. | |||
| Where Might The Rates Go Next? Angry Mortgage Housing Crisis Canada | 04 Jul 2023 | 00:46:46 | |
In this episode of the "Angry Mortgage" podcast, host Ron Butler and Co-host Natalie Butler delve into the pressing issue of Canada's housing crisis. With passion and concern, they explore the various factors that contribute to the crisis, shedding light on the cohorts most affected by its consequences. Their candid discussion underscores their genuine dismay at the state of affairs, emphasizing the urgency of finding solutions to alleviate the housing challenges faced by Canadians today. Tune in for an insightful and heartfelt conversation on this critical issue. | |||
| Credit Scores - Do They Really Matter All That Much? | 27 Jun 2023 | 00:49:05 | |
In the tenth episode of Angry Mortgage, host Ron Butler, a seasoned and angry mortgage broker, teams up with co-host Natalie Butler, a real estate professional, to delve into the world of credit scores. They shed light on why credit scores shouldn't be a major cause of concern, discussing their purpose and who truly benefits from them. Additionally, they provide valuable insights on improving credit scores and direct listeners to reliable sources for the best and most accurate advice. Tune in for a thought-provoking discussion. | |||
| This isn't Used Car Sales - Mortgage Renewal Nonsense To Lookout For | 20 Jun 2023 | 00:52:22 | |
In the ninth episode of Angry Mortgage, hosts Ron Butler and Natalie Butler deliver an in-depth exploration of the red flags and warning signs that homeowners should be aware of when renewing their mortgages. Drawing on their extensive industry expertise, they navigate listeners through the potential pitfalls and share practical tips for safeguarding their financial well-being. From bold lies to unfavorable terms, Ron and Natalie provide crucial insights to empower homeowners in making informed decisions. Tune in to this episode of Angry Mortgage to ensure a smooth and secure mortgage renewal process. | |||
| WTAF | Mortgage Fraud - What You Should Know | 12 Jun 2023 | 00:57:37 | |
Join host Ron Butler and co-host Natalie Butler in a thought-provoking episode of The Angry Mortgage Podcast. Focusing on mortgage fraud in Canada, the duo explores various types of fraud, unraveling their mechanics and providing insights on detection. Ron passionately emphasizes the significance of honesty within the financial industry, urging the government to take action against mortgage document fraud. In this engaging discussion, Ron proposes a straightforward and pragmatic solution to tackle the issue. Tune in to gain valuable knowledge and perspectives on mortgage fraud prevention in this impactful episode. | |||
| Street Level Mortgage News | EP. 132 | 29 Jul 2025 | 00:50:45 | |
Special Guest Rob Campbell What's happening in the mortgage trenches? Renewal activity but do most people need changes & refinance not just straight renewal? What about Mortgage Rates: Fixed Rates jump, Bank of Canada NO CHANGE. Were there more purchases in the last 2 months. Will that be a trend? What about just getting a mortgage? Is it harder Ron & Rob spit Street Level Truths | |||
| The Mortgage Brokerage Insider Show with Special Guest Scott Peckford | 11 Jun 2023 | 00:57:45 | |
The Mortgage Brokerage Insider Show presents a special episode featuring renowned industry expert Scott Peckford. In this captivating discussion, Peckford delves into the world of mortgage brokerage, offering invaluable insights on becoming a mortgage broker and effectively managing a brokerage. Listeners will gain a wealth of knowledge as they explore various topics related to the mortgage industry, empowering them to navigate the intricacies of this dynamic field with confidence and success. Join us for an enlightening conversation on The Mortgage Brokerage Insider Show with special guest Scott Peckford. | |||
| Rising Rates & Mortgage Dynamics: Expert Perspectives | AM Special Edition | 08 Jun 2023 | 00:44:49 | |
Join Ron Butler and special guest Rob McLister on a compelling episode of the Angry Mortgage Podcast as they delve into the Bank of Canada's latest rate hike and its far-reaching implications for the mortgage industry. Ron and Rob talk major players in times like these with their big spending power down to the smaller commodity type brokerages and how they might need to stay afloat. And of course, they discuss the effects on mortgage affordability, borrowing capacities, and market dynamics. By sharing valuable insights, they empower professionals in the industry to adapt, strategize, and navigate the evolving landscape with confidence. Don't miss this enlightening conversation packed with practical advice for mortgage experts! | |||
| Bank of Canada Rate & Should You Lose Your Job To Help Inflation | Take One For The Team | 06 Jun 2023 | 00:50:01 | |
Ron immediately delves into what direction the Bank of Canada rate may go and debates whether sacrificing jobs is necessary to combat inflation. He then explores the challenges faced by landlords in today's market when managing multiple mortgages and highlights the difficulties in obtaining approvals for additional properties. The show concludes with Ron's popular segment, WTAF (What the actual fuck), raising the crucial question of where new Canadians will reside if there is an insufficient supply of new homes. | |||