A Little Bit Richer – Détails, épisodes et analyse

In previous episodes, we’ve taken you through why pension savings matter so much and helped you get to grips with your investment. And now we’re taking you one step further, for a masterclass. 

Taking us on this deeper dive into pension savings and what to consider if you want to take a more active role is Legal & General’s Michael Porter.

Michael talks with our host Kia Commodore about how workplace pension savings are invested, the difference between actively and passively managed funds, investment diversification and much more.

They cover what investment risk really means and what to bear in mind if you’re thinking of changing the funds your pension savings are invested in. 

You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about saving into a pension on Legal & General’s website:
www.legalandgeneral.com/retirement/pensions

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

With higher living costs, it can be hard to feel in control of your budget. But there are clever ways to rethink your spending and save cash.

Here to the rescue is financial educator Charlotte Jessop from Looking After your Pennies. Charlotte joins our host Kia Commodore to talk through easy ways to trim your day-to-day spending, good budgeting habits and what to do if you overspend.

Cutbacks big and small all make a difference and will help get you get a little bit richer.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can follow Charlotte for more budgeting tips on social media:

Instagram @lookingafteryourpennies

TikTok @lookingafteryourpennies

A Little Bit Richer is taking a short summer break and will return with more great content on September 12th.

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

When being mindful with our spending, heading on holiday can feel like a splurge. From ‘Big World, Small Pockets’, Steph Parker shows us how to travel smarter so you can get away, without the price tag.

Steph shares with our host Kia Commodore – the best time to book flights and hotels, how to manage spending while abroad and her favourite, more affordable destinations to discover.

Money plays a big part in our holiday plans but by travelling a little bit smarter, you can still escape for an adventure!

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can follow Steph for more travel tips on social media and her website: https://www.bigworldsmallpockets.com

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

Ever wondered about switching current accounts but couldn’t face the admin? Friend of the Show, Cash Chats podcaster and award-winning Be Clever With Your Cash blogger Andy Webb talk us through just how easy (and profitable) moving to a new bank can be – and why you might want to stay put too.

Andy and our host Kia Commodore cover moving bank accounts, having multiple accounts, compare traditional high street banks with online ones and ask if it’s really worth regularly switching accounts for the latest offers.

Switching’s easier than you think. So don’t let the admin get in the way when it might just make you… A Little Bit Richer!

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can hear more from Andy on his podcast Cash Chats and online:: https://becleverwithyourcash.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

April will ring in the beginning of a new tax year so you may have noticed that there’s a lot of talk about ISAs. But what are they and might they be useful for you? Here to help us understand a little bit more is Legal & General’s ISA Product Manager, Fahad Ahmed.

Fahad and our host Kia Commodore chat through the different types of ISAs for saving and investing your money, how the Lifetime ISA can help you get on the property ladder, what to consider when choosing a provider and the changes in this new tax year.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about ISAs on Legal & General’s website:

https://www.legalandgeneral.com/investments/stocks-and-shares-isa/guides/investing-for-beginners/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

More and more people are earning extra cash through side hustles. With so many options, from selling a few old clothes to starting a whole new business, how do you decide what’s best for you and leap into your own side hustle?

To help us answer that, financial coach Tolu Frimpong joins our host Kia Commodore. Tolu and Kia chat about different kinds of side hustles and how to pick the right one for you. You’ll hear how it can help you with more than just your finances and to consider the costs that can come with it too.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out more about Tolu on her website: https://tolufrimpong.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Money and love can be a strange mix. It can feel like lots of unspoken rules and pitfalls start popping up when your emotional and financial lives come together. That’s true even when things go smoothly. But what if they don’t?

Amy James, a Legal & General Product Manager, joins Kia Commodore to share how she navigated this journey. When Amy and her partner Dan decided to settle down together, he revealed that he’d built up some pretty big debts. That was hard enough for him to admit. Sorting it all out and getting to a much better financial place was even more of a challenge.

Amy tells their story, explains how everything changed again when they had a child and talks about how they manage their money today. She also shares some excellent tips for talking through difficult financial situations with your partner.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Credit can seem like a dirty word. But avoiding it altogether could mean you’ll miss out on some benefits. There is a happy medium – and that’s what Kia Commodore explores on this week’s episode.

Kia’s joined by Andy Webb, who runs the award-winning Be Clever With Your Cash blog and hosts the Cash Chats podcast. They cover what credit actually means, explore its positive side and chat through risks to watch out for. And they talk about ways to embrace healthy credit to boost your credit score.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can hear more from Andy here: https://becleverwithyourcash.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Kia Commodore returns to one of A Little Bit Richer’s biggest topics – house buying. If you bought your first property a few years ago you might be thinking about moving up the proper ladder. Maybe you need a bigger home, somewhere that’s a better investment or perhaps even both.

Kia chats through it all with independent mortgage adviser Liam Anstruther. He set up The Mortgage Advice Club to help people through the house buying process. They discuss when and how to start thinking about property next steps. They cover everything from dealing with higher interest rates to possibly holding onto your first home while buying a second one.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out more about The Mortgage Advice Club here: https://themaclub.co.uk/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

It’s the first episode of the new year, so Kia Commodore shares some simple, practical moneymaking and saving habits you can adopt in 2024.

She’s joined by Iain Russell, of Moneyhub - a financial tech company that’s created a money management app (and much else). Kia and Iain discuss what to focus on during a financial checkup and recommend good habits to keep. They also chat through how money apps can help you and why you need a safety net for financial emergencies.

A Little Bit Richer releases every other week. You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out more about Moneyhub’s app here: https://www.moneyhub.com/app

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.