Explorez tous les épisodes du podcast A Life Well Lived: A Physicians Guide to Wealth
| Titre | Date | Durée | |
|---|---|---|---|
| You Can't Out-Earn a Broken System With Kendra Harvey | Episode 64 | 19 May 2026 | 01:02:57 | |
After years of sacrifice, physician families often expect one moment to fix everything: The contract. But what happens when the dream comes true… and you still don’t feel okay? In this deeply honest conversation, Kendra — coach, speaker, and founder of It Gets Better Now — unpacks the hidden emotional cost of medical training and the quiet survival patterns that follow families long after residency ends. She works primarily with physician spouses (often women married to male physicians) who have spent years over-functioning, self-neglecting, and protecting the “golden goose”… only to wake up wondering where they went. We explore:
Kendra’s core message is simple but radical: Life isn’t happening to you. You have agency. And you don’t have to keep living on autopilot. Free Gift From Kendra 🎁Kendra is offering her ebook completely free. Instead of a discount code, she created a special page where you can enter your name and email — and receive the ebook immediately. 👉 Get your free ebook here:
Resources Mentioned 🧠 Sacred Rest by Dr. Sandra Dalton-Smith 📘 The Artist’s Way by Julia Cameron
Connect With Kendra Instagram: @kendra_itgetsbetternow She offers consultation calls for physician spouses who are ready to stop surviving and start building something sustainable.
Additional Resources
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| From Burnout to Breakout: How One Psychiatrist Built $800K of Independent Income Before 30 | Episode 63 | 12 May 2026 | 00:57:08 | |
Most physicians don't have an income problem. They have an optionality problem. In this episode, James Nutter is joined by Donovan Miske — CEO and founder of Kona Medical Consulting and advisor to over 12,000 physicians across four countries — for a candid, story-driven conversation on what it actually takes to build freedom outside the hospital walls. Donovan walks through the three core pathways physicians use to stack independent income — medical directorships, locums work, and simple clinics — plus a few obscure ones most doctors have never considered (event medicine at major festivals, hotel-associated physicians for high-profile guests, personal physicians with a tiny private roster). He shares the hard-earned lessons too: the doctor who quit his hospital job before a credentialing board could meet and spent three months in financial freefall, and the now-infamous "dry cleaning" doctor who optimized his way toward bankruptcy by treating an income problem like an expense problem. Then James and Donovan dig into the playbook that changed one young psychiatrist's life — how thoughtful stacking during residency, prioritizing low risk over high comp, and forming a separate professional entity early built a runway most attendings never get. If you've ever felt like you're floating down a river with no paddle, this episode is the paddle. About the Guest Donovan Miske is the CEO and founder of Kona Medical Consulting — named, fittingly, after his dog. Before launching Kona, Donovan ran a hospitality MSO, and his pivot into medicine started with a single favor: looking into a failing clinic on the brink of bankruptcy. He uncovered embezzlement, built a recovery game plan rooted in hospitality operations, and discovered an entire industry hungry for that kind of forensic, systems-level thinking. That first engagement evolved into Kona's Business Wellness Exam — now run more than a thousand times. Kona's MSO clients consistently operate in the top decile of MGMA DataDrive performance, with average clinic overhead around 41%. 📍 Learn more or book a free consult: https://www.konamedicalconsulting.com (mention the podcast for extended consult time) Top 5 Takeaways
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| You Don’t Need Another Decade of Sacrifice (How to Pay Off Loans Without Living Like a Resident) Part 4 | Episode 62 | 05 May 2026 | 00:29:23 | |
You just finished a 12-hour shift. Your kid needs help with a project you didn’t know existed. Your spouse is reheating dinner. And in the background… your student loans are still there. Quiet. Heavy. Constant. For years, you’ve been told there are only two “smart” options:
But what if neither fits your life? In this episode, James breaks down The Balanced Path—a strategy designed for physicians who want progress without sacrificing their family, time, or sanity. Because here’s the truth: You already did the hard part. You don’t owe another decade of suffering to prove you’re disciplined. What You’ll Learn
“The right path with imperfect math feels like peace.” Most physicians stay stuck because they’re trying to find the perfect plan. But perfection isn’t the goal. Alignment is. Why This Matters Right NowThe SAVE plan is ending. Interest has already been accruing again for months. Which means doing nothing is no longer neutral—it’s costing you every single day. Who This Is For
The real risk isn’t choosing the “wrong” strategy. It’s never choosing at all. Indecision is the most expensive plan you can run. For Physicians Who Want a Plan That FitsIf you’re a high-income physician who feels:
You don’t need more information. You need a plan that runs automatically—and a team to help you execute it. 👉 Schedule a call with our team We’ll help you map out your payoff timeline, refinancing decision, and full financial system—then build it with you. Next Steps
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James NutterJames Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| You Make $500K… So Why Do You Still Feel Behind Financially? | Episode 61 | 28 Apr 2026 | 01:06:45 | |
You did everything right. Years of training. Long hours. High income. So why does money still feel like the one area of your life that's quietly out of control? In this episode of A Life Well Lived: The Physician's Guide to Wealth, James sits down with Devon Tomlinson — pastor, money coach, and author of From Setback to Success — for a conversation that goes deeper than spreadsheets and debt payoff calculators. Because the truth is: 👉 Financial stress isn't a sign you're dumb 👉 It isn't proof you're behind 👉 It's a signal — and the moment you stop hiding from it is the moment everything starts to change Together, James and Devon unpack the shame physicians quietly carry, the lie that "my situation isn't really that bad," and the simple three-pillar framework — clarity, control, and momentum — that helps high-income professionals finally breathe again. This is the conversation about money no one had with you in med school. What You'll Learn
Your financial stress isn't a failure. It's a signal. And the moment you stop avoiding it… is the moment you start taking control. A Powerful MomentDevon shares the story of sitting on a bus, hours from home, after learning his hours had been cut at the bank — his pregnant wife waiting at home, the math not adding up in his head. When he walked through the door, he laid his head in her lap and broke down. Her response: "Hun, we're gonna get through it — together." That moment became the foundation for everything Devon teaches today. About Devon TomlinsonDevon Tomlinson is a pastor, financial coach, and author dedicated to helping people transform their relationship with money — from stress and confusion to clarity and purpose. With over 20 years of experience in the financial industry before entering full-time ministry, Devon bridges two worlds that rarely speak to each other: the spiritual and the practical, the pastoral and the financial. He leads Hope Christian Ministries and coaches individuals, couples, and executive teams through his From Setback to Success framework and companion course. Resources & Links📖 From Setback to Success — available at coachdevon.com, Amazon, Barnes & Noble, and Chapters/Indigo 📱 Connect with Devon on Facebook, YouTube, Instagram, and TikTok Books Devon Recommends:
ADDITIONAL RESOURCES 📋 Download the PSLF Hacks Checklist (Free): https://info.imwealth.com/pslf 🎓 Upcoming Masterclass – Student Loans in 2026: The 3 Strategic Decisions That Will Shape Your Next 10 Years: https://us06web.zoom.us/meeting/register/yyx_n0UvQUOniH_O9S9bqw 💻 Book a free financial wellness session with James: www.imwealth.com 🎓 Learn about the Meaningful Journeys Scholarship — 1% of IM Wealth revenue funds medical student scholarships 🔓 Gain FREE immediate access to all of IM Wealth's exclusive physician financial wellness resources ABOUT THE SHOW This isn't just another finance podcast—it's a movement. We're challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn't just about numbers—it's about freedom. Find and follow the show on YouTube. ABOUT JAMES NUTTER James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. For Physicians Who Want SimplicityIf you're a high-income physician who feels:
You don't need more information. You need a system — and a team — to take it off your plate. 👉 Apply for a Financial Clarity Call One Action Before You Close This EpisodeWrite down one to three things you'll take action on in the next 24 hours. It could be:
Just take one action. Systems beat motivation. Every time. Enjoying the Show?If this episode resonated with you:
Because no one should feel alone when it comes to money. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| PSLF for Physicians: How to Get Loan Forgiveness (Without Risking Everything) The PSLF Path (Part 3) | Episode 60 | 21 Apr 2026 | 00:35:20 | |
This is Part 3 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. PSLF is working. Since October 2025, three IM Wealth client families have had their loans forgiven—over $1 million wiped out. But that doesn’t mean you should bet everything on the program without a safety net. The physicians who sleep well at night aren’t the ones hoping PSLF works. They’re the ones who’ve built a system where they win either way. In this solo episode, James Nutter breaks down the PSLF Path with a contingency plan. He opens with Dr. Marcus—$400,000 in loans forgiven within 60 days because he retroactively certified residency employment he thought didn’t count. Then James walks through the complete PSLF playbook: the decision tree to know if this path fits your life, how to escape SAVE plan limbo before more months slip away, the tax timing strategy that can save first-year attendings thousands, and how to build a Forgiveness Fallback Fund that guarantees your freedom even if the program fails. With the Forgiveness Fallback Fund, you win if PSLF works and you win if it doesn’t. That’s the model. That’s peace. KEY TOPICS & MOMENTS
STANDOUT TAKEAWAY With the Forgiveness Fallback Fund, you win if PSLF works and you win if it doesn’t. That’s heads you win, tails you win. That’s peace. You don’t have to white-knuckle your way to month 120—you just have to build a system that protects you either way. ACTION STEPS (Listener Homework)
ADDITIONAL RESOURCES 📋 Download the PSLF Hacks Checklist (Free): https://info.imwealth.com/pslf 🎓 Upcoming Masterclass – Student Loans in 2026: The 3 Strategic Decisions That Will Shape Your Next 10 Years: https://us06web.zoom.us/meeting/register/yyx_n0UvQUOniH_O9S9bqw 💻 Book a free financial wellness session with James: https://www.imwealth.com 🎓 Learn about the Meaningful Journeys Scholarship: — 1% of IM Wealth revenue funds medical student scholarships 🔓 Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources: ABOUT THE SHOW This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. ABOUT JAMES NUTTER James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. Disclaimer: The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| How to Pay Off Student Loans Fast (Without Living Like a Resident) | The Obliterate Path (Part 2) | Episode 59 | 14 Apr 2026 | 00:25:33 | |
This is Part 2 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. Physicians know how to earn—but most were never taught how to attack debt strategically. The result? Fear-based minimums, avoidance, and the quiet mental tax of carrying a balance that never seems to move. In this solo episode, James Nutter dives deep into the Obliterate Path—the clearest, most direct route to becoming debt-free. This isn't about optimization. It's about control. And it starts with a single number: your free cash flow. James walks through the complete step-by-step system: how to calculate your "attack power," why most physicians underestimate their cash flow by 20–40%, when refinancing makes sense—and when it's a one-way mistake—and how to build the discipline infrastructure that makes progress inevitable. He also shares the story of Dr. Sarah, a physician who went from questioning whether medicine was worth it to showing up calm, confident, and in control—all because she finally had a system. The right path with imperfect math still feels like peace. This episode is your roadmap to find it. KEY TOPICS & MOMENTS
STANDOUT TAKEAWAY The right path with imperfect math still feels like peace. You don't have to optimize every dollar. You don't have to sacrifice everything. You just have to choose the path that lets you sleep at night—and then build the system that gets you there. ACTION STEPS (Listener Homework) 1. Calculate your free cash flow. Income minus expenses. Write it down. If you don't know it yet, your first action is to find it—use Rocket Money, Monarch, or a simple spreadsheet. 2. Run your payoff timeline. Open ChatGPT and type: "Calculate how long it would take to pay off a loan of [X] dollars at [Y]% interest with a monthly payment of [Z]." Plug in your numbers. See what's actually possible. 3. Answer the four questions. Do your loans bother you daily? Would being debt-free change your mental health? Is certainty more important to you than optimization? Would your relationships feel lighter without this debt? Write down your answers—then decide if this is your path. ADDITIONAL RESOURCES 📋 Download the PSLF Hacks Checklist (Free): https://info.imwealth.com/pslf 🎓 Upcoming Masterclass – Student Loans in 2026: The 3 Strategic Decisions That Will Shape Your Next 10 Years: https://us06web.zoom.us/meeting/register/yyx_n0UvQUOniH_O9S9bqw 💻 Book a free financial wellness session with James: www.imwealth.com 🎓 Learn about the Meaningful Journeys Scholarship — 1% of IM Wealth revenue funds medical student scholarships 🔓 Gain FREE immediate access to all of IM Wealth's exclusive physician financial wellness resources ABOUT THE SHOW This isn't just another finance podcast—it's a movement. We're challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn't just about numbers—it's about freedom. Find and follow the show on YouTube. ABOUT JAMES NUTTER James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. Disclaimer: The opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| The S&ME 500: Why Your Student Loans Might Be Your Best Investment Ever (Part 1) | Episode 58 | 07 Apr 2026 | 00:18:09 | |
This is Part 1 of a 5-part physician student loan series designed to help you take control of your loans, your money, and your future. Physicians carry some of the heaviest student loan burdens of any profession—and yet most were never taught how to think about them strategically. The result? Fear-based decisions, paralysis, and a sense of drowning beneath a number that never seems to move. In this solo episode, James Nutter opens a powerful 5-part series on physician student loans with a fundamental mindset shift: your debt isn't a chain—it's a receipt. A paid-in-full receipt for the single highest-returning asset on Earth: you. James introduces the concept of the S&ME 500—your skills, your training, and your 30–40 years of earning power—and makes the case that a $246,000 investment generating $10–15 million in lifetime income has no comparable asset class anywhere on the planet. Not the S&P 500. Not real estate. Not crypto. This episode won't hand you a repayment strategy—that's coming in episodes 2 through 5. This episode gives you something more foundational: the clarity to stop making fear-based financial decisions and start making strategic ones. The three paths James will cover across this series:
By the end of the series, you'll know exactly which path fits your life—not your colleagues' lives, not the doctors ahead of you. Yours. Key Topics & Moments
Standout Takeaway You are not behind. The system failed you. Your student loans didn't trap you—they bought the S&ME 500. The best investment on Earth. And you already own it. Action Steps (Listener Homework)
Additional Resources
About the Show This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James NutterJames Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Why High-Income Doctors Still Feel Broke | Dr. Lisha Taylor on Wealth, Mindset & Financial Freedom | Episode 57 | 31 Mar 2026 | 01:02:37 | |
Physicians are among the highest earners in the country—yet many still feel financially stressed, behind, and uncertain about their future. In this powerful episode, James Nutter sits down with Dr. Lisha Taylor, a physician, former private equity professional, and founder of Wealth Minded MD, to unpack the real reason money still feels hard—even at the highest income levels. This isn’t about math. It’s about mindset. Dr. Taylor shares how debt, lifestyle inflation, lack of financial education, and comparison culture quietly trap physicians in a cycle of stress and scarcity. She reframes wealth beyond money—introducing the concept of time, physical, and social wealth—and challenges listeners to define success on their own terms. The conversation moves from awareness to action:
This episode is both a wake-up call and a roadmap. Because true wealth isn’t about earning more—it’s about finally feeling in control.
Key Topics & Moments
Standout Takeaway
Action Steps (Listener Homework)
Dr. Lisha Taylor is a board-certified primary care sports medicine physician, former private equity professional, and founder of Wealth Minded MD. She helps physicians shift from high-income earners who feel stuck to confident wealth builders who feel free.
Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James NutterJames Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| 3 Steps to Student Loan Success in 2026 | Episode 56 | 24 Mar 2026 | 00:54:55 | |
For physicians, student loans aren’t just math—they’re emotional. They shape decisions about jobs, families, burnout, and freedom. In this masterclass episode, James Nutter pulls back the curtain on the confusion surrounding physician student debt and explains why so many doctors feel stuck, anxious, or ashamed about a system they were never equipped to navigate. James outlines the three student loan repayment categories every physician must choose between: ✔ PSLF with a safety-fund contingency He explains what type of physician best fits each path, why math alone shouldn’t drive the decision, how to avoid catastrophic repayment mistakes, and how to build a plan that supports your life—not consumes it. From news about the SAVE Plan shutdown, to backdating PSLF years from residency and fellowship, to refinancing strategy, tax filing decisions, income planning, and the psychological impact of debt, this episode reframes student loans as solvable—not suffocating. The conversation closes with a powerful mindset shift: true success isn’t about the lowest interest rate or fastest payoff—it’s choosing the path that lets you sleep at night and live well now. Physicians deserve clarity. This episode delivers a framework that reduces fear, builds confidence, and moves doctors forward. What You’ll Learn
Private practice isn’t dying—it’s evolving. Physicians don’t need to choose between burnout and selling out. With the right structure, systems, and support, autonomy in medicine is still possible. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| WARNING: Do Not Touch Your Student Loans Until You Listen to This | Ep 55 | 17 Mar 2026 | 00:59:18 | |
In this masterclass-style episode of Life Well Lived: A Physician’s Guide to Wealth, host James Nutter (fiduciary financial advisor and partner at IM Wealth) is joined by Andrew Paulson, co-founder of StudentLoanAdvice.com and a nationally recognized student loan consultant affiliated with White Coat Investor. Together with James and co-host Jeff McPherson, CFP®, Andrew breaks down the latest physician-specific student loan updates, including:
With 130+ physicians registered for the live masterclass, this conversation reflects the most pressing questions in the physician community—like what to do if you’re stuck in limbo, how buyback might work, and what strategies actually provide clarity in a confusing system. Whether you’re in training, mid-contract, or years into repayment, this episode gives you the playbook to avoid six-figure mistakes and move toward true financial freedom. What You’ll Learn in This Episode
Andrew Paulson, CSLP® is the co-founder of StudentLoanAdvice.com and principal consultant affiliated with White Coat Investor. He has advised on over $1 billion in student loan debt for more than 2,900 doctors, dentists, and high-income professionals. His passion for student loan planning began with his wife’s nursing school debt, and today he helps physicians nationwide make smarter, clearer financial decisions. When he’s not coaching doctors through repayment strategies, Andrew can be found golfing, skiing, mountain biking, or spending time with his wife and three kids under five. He’s also a self-proclaimed “wannabe triathlete.” Next Steps
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. About Jeff McPherson:Jeff McPherson, CFP® is the founder of IM Wealth and a seasoned financial planner who has dedicated his career to helping physicians gain clarity and control over their money. With years of experience guiding high-income professionals, Jeff is known for simplifying complex financial decisions and teaching practical strategies that empower doctors to achieve long-term freedom. As a mentor and educator, he has helped shape IM Wealth’s physician-first approach, blending technical expertise with a deep understanding of the unique pressures physicians face. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Good Money vs Good Leverage: The Income Stacking Playbook with Donovan Miske | Episode 54 | 10 Mar 2026 | 01:05:58 | |
Physicians are often told that the path to higher income is simple: More shifts. But that approach has limits—and often leads to burnout. In this episode, Donovan Miske of Kona Medical Consulting explains a different strategy: intentional income stacking. Instead of pursuing random side hustles, Donovan helps physicians design revenue streams that compound together and create leverage over time. We discuss how physicians can move beyond trading time for money by exploring opportunities such as ancillary clinics, expert witness consulting, fractional leadership roles, and emerging opportunities like AI model training. Donovan also introduces the 1.5x rule, a framework physicians can use to evaluate whether a side opportunity is actually worth their time. This conversation challenges physicians to rethink how they build income—and to realize they often have far more control over their careers than they believe. What We Cover
Donovan Miske is the founder of Kona Medical Consulting, a managed services organization that helps physicians launch, scale, and structure medical businesses outside of traditional employment. Through his work, Donovan advises physicians on building ancillary clinics, developing income stacks, structuring ownership opportunities, and creating business systems that allow medical practices to operate more efficiently and profitably. His focus is helping physicians move beyond trading time for money by identifying opportunities that generate leverage, equity, and long-term financial growth. Kona Medical Consulting works with physicians across multiple specialties to design sustainable business models, reduce administrative burden, and build healthcare ventures that can operate independently of a physician’s daily clinical workload. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| You Can't Out-Earn a Broken System With Kendra Harvey | Episode 53 | 03 Mar 2026 | 01:02:57 | |
After years of sacrifice, physician families often expect one moment to fix everything: The contract. But what happens when the dream comes true… and you still don’t feel okay? In this deeply honest conversation, Kendra Harvey — coach, speaker, and founder of It Gets Better Now — unpacks the hidden emotional cost of medical training and the quiet survival patterns that follow families long after residency ends. She works primarily with physician spouses (often women married to male physicians) who have spent years over-functioning, self-neglecting, and protecting the “golden goose”… only to wake up wondering where they went. We explore:
Kendra’s core message is simple but radical: Life isn’t happening to you. You have agency. And you don’t have to keep living on autopilot. Free Gift From Kendra 🎁Kendra is offering her ebook completely free. Instead of a discount code, she created a special page where you can enter your name and email — and receive the ebook immediately. 👉 Get your free ebook here: 🧠 Sacred Rest by Dr. Sandra Dalton-Smith 📘 The Artist’s Way by Julia Cameron Connect With Kendra HarveyInstagram: @kendra_itgetsbetternow She offers consultation calls for physician spouses who are ready to stop surviving and start building something sustainable. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Locums Lowdown: 5 Money Mistakes 1099 Physicians Don’t Know They’re Making | Episode 52 | 24 Feb 2026 | 00:45:42 | |
Are you filing correctly… or filing strategically? Because those are not the same thing. In this masterclass episode, James and Jeff walk through the hidden $68,000 gap that separates two identical physicians earning the same income—one overpaying in taxes, the other building intentional leverage through strategy. This isn’t about aggressive loopholes. You’ll learn:
This episode challenges physicians to move from passive compliance to proactive design—so their tax plan supports their family, their freedom, and their long-term legacy. Key Takeaways 1. Entity Structure Matters More Than Most ThinkAre you a sole proprietor? LLC? S-Corp election? Your structure impacts payroll, FICA, QBI deduction eligibility, and long-term tax efficiency. 2. Salary Optimization Is CriticalToo high = unnecessary FICA.
Many physicians stop at one vehicle without realizing the compounding opportunity cost. 4. Business Deductions Require Proactive ReviewExamples discussed include:
(Always implemented appropriately with professional guidance.) 5. Reactive Filing Is ExpensiveIf taxes only come up in April, you’re late. Strategic planning happens throughout the year. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| The Most Expensive Physician Contract Mistake (Before You Ever Get Paid) — with Jon Appino | Episode 51 | 17 Feb 2026 | 00:52:37 | |
Long before burnout surfaces… Your contract has already shaped the trajectory of your career. In this episode, James welcomes back Jon Appino, founder of Contract Diagnostics, to break down what most physicians were never taught in training: how to truly understand and negotiate the document that determines how your career will actually feel. Jon and his team have reviewed and negotiated tens of thousands of physician contracts across specialties and career stages nationwide. What they’ve seen repeatedly is this: small clauses — often dismissed as “standard” — quietly impact your income, autonomy, workload expectations, flexibility, and long-term options. This conversation moves beyond fear-based warnings and into clarity. Together, James and Jon discuss:
Medical training teaches you how to practice medicine. It does not teach you how to protect your time, your leverage, or your freedom. This episode is about building intentionality around career decisions — so your contract supports not just your income, but your health, your family, and eventually your legacy. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Your Health is Your Wealth: Burnout Isn’t Exhaustion — It’s Misalignment | Episode 50 | 10 Feb 2026 | 01:06:12 | |
At some point in a physician’s career, a quiet question surfaces: Is this it? In this episode, James welcomes back Sarah A. Samaan, MD, FACC, FACP, FASE, a former cardiologist, physician coach, and founder of Mindful Physician Coaching, to unpack a powerful reframe: burnout isn’t always exhaustion — it’s often misalignment. Drawing from decades in medicine and her own transition out of clinical practice, Dr. Seman explains how physicians are trained to push through discomfort, seek external validation, and ignore early warning signs. Over time, that misalignment shows up as irritability, disengagement, strained relationships, and a deep sense of emptiness — even among high performers. Together, they explore how values-based goal setting, personal mission statements, and small, intentional shifts can help physicians regain clarity and agency without walking away from medicine entirely. This conversation is practical, grounding, and deeply affirming for anyone questioning what comes next. What You’ll Hear in This Episode
Sarah A. Samaan, MD, FACC, FACP, FASE is a retired cardiologist, physician coach, and the founder of Mindful Physician Coaching. She works with physicians who feel burned out, stuck, or misaligned to help them reconnect with their values, clarify their goals, and design lives that feel sustainable and meaningful. She is the author of Best Practices for a Healthy Heart and a co-author of The DASH Diet For Dummies. Her work focuses on values-based living, intentional goal setting, and restoring agency in medicine. 🔗 Learn more at: https://www.mindfulphysiciancoaching.com/ Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| The Invisible Cost of Medicine — And What Healing Together Can Look Like | Episode 49 | 03 Feb 2026 | 01:02:27 | |
Burnout in medicine is usually framed as an individual problem. A physician problem. But what if that framing is incomplete? In this conversation, James is joined by Lisa A. Muehlenbein, PhD, founder of The Medlife Matrix and host of The Medlife Support Podcast, to explore burnout through a wider — and more honest — lens: as a family systems issue. Lisa brings nearly three decades of lived experience as a medical spouse, along with academic research focused on how physician burnout impacts partners, marriages, and families long before it’s ever named. Together, they unpack how burnout quietly erodes connection at home, how spouses often carry emotional and logistical weight in silence, and why quick fixes like vacations or resilience training fail to address the real problem. The discussion moves beyond awareness into practicality — covering nervous system regulation, communication under time pressure, micro-moments of connection, and what actually helps couples stay aligned through long careers in medicine. This isn’t about doing more. It’s about understanding what’s happening — and rebuilding from the inside out. What You’ll Hear in This Episode
Lisa A. Muehlenbein, PhD, NBC-HWC is a nationally recognized expert in physician burnout, medical marriage, and family well-being, and the founder of The Med/Life Matrix™. She holds a PhD in Psychology with a specialization in Health Psychology and brings more than 30 years of experience in the health and wellness space, informed by both academic research and nearly three decades as a medical spouse. Her doctoral research focused on physician burnout and the marital relationship from the spouse perspective, a topic that remains largely overlooked in healthcare conversations. That work laid the foundation for The Med/Life Matrix™, a systems-based framework that examines how medicine impacts identity, relationships, health, time, and meaning — not in isolation, but as an interconnected whole. Dr. Muehlenbein is the author of Physician Burnout and the Marital Relationship: Spouse Perspective, Wellness Beyond the White Coat, and the Burnout Risk Assessment Quiz for Physicians and Their Spouses. Her work emphasizes that burnout is not an individual failure, but a relational and organizational issue that requires family-inclusive solutions. Through coaching, speaking, education, and consulting, Dr. Muehlenbein helps physicians, spouses, and healthcare organizations move beyond surface-level fixes and toward sustainable, meaningful change — supporting not just careers in medicine, but lives lived well alongside it. Resources & Links
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Why Goals Die — and the Weekly, Monthly, and Quarterly Rhythms That Keep Them Alive | Episode 48 | 27 Jan 2026 | 00:22:12 | |
Most people don’t quit on their goals all at once. They don’t wake up one morning and decide, I’m done trying. A week gets busy. In this episode, James Nutter talks honestly about why this happens — not because people lack discipline, but because most goals are built to survive ideal conditions, not real life. For physicians especially, life is unpredictable by default. Schedules shift. Energy fluctuates. Mental bandwidth gets eaten by work, family, and responsibility. When goals rely on motivation or “finding time,” they quietly lose. James walks through what finally changed things for him: moving away from goal-setting as an event and toward simple rhythms that create continuity — weekly, monthly, and quarterly check-ins that don’t demand intensity, just presence. The conversation touches on money, time, relationships, and burnout — not as separate problems, but as signals that something lacks structure. What stood out most wasn’t a tactic or a tool, but the idea that progress doesn’t come from pushing harder. It comes from removing the friction that causes drift. This isn’t about doing more.
Power Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Why Most People Fail at Their Goals — and How to Actually Stick With Yours in 2026 | Episode 47 | 20 Jan 2026 | 00:36:07 | |
Every year, high-achieving professionals—especially physicians—set ambitious goals with the best intentions. And every year, most of those goals quietly disappear by February. Not because people don’t care. Not because they lack discipline. But because motivation fades, and no system is built to sustain consistency. In this episode, James Nutter breaks down why goals fail and walks physicians through a practical, repeatable framework for making real progress in 2026—across money, health, career, and relationships. Rather than relying on willpower, James emphasizes design over motivation, showing how awareness, identity, systems, and tracking create momentum long after the initial excitement wears off. He explains why burnout is often misdiagnosed, how “being busy” can mask stagnation, and why time—not money—is the most valuable asset physicians lose without realizing it. Listeners are guided through:
You don’t need more motivation. You need better design. Goals fail in the living, not the planning. Change what you repeat—and everything else follows. About the Series: Power Couple RxPower Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Power Couple Rx: 6 Steps to Buyback Your Time in 2026 | Episode 46 | 13 Jan 2026 | 00:32:30 | |
Every week, dual-physician couples lose something far more valuable than money or opportunity: time. Not in dramatic moments—but through late nights charting, rushed mornings, postponed conversations, skipped workouts, and weekends spent recovering instead of living. In this first episode of the Power Couple Rx series—rolling out throughout 2026—James Nutter introduces six powerful, practical prescriptions designed to help dual-physician couples buy back time without doing more. Drawing from personal experience, coaching physician households, and insights from high-performance systems, James explains why burnout isn’t the real issue—drift is. Drift away from health. Drift away from connection. Drift away from the life your income was supposed to create. You’ll learn why most physician couples don’t have a time-management problem—but a life-design problem—and how intentional structure, clear roles, fewer decisions, and smarter use of money can dramatically reduce friction at home. This episode covers everything from defining household leadership roles and eliminating decision fatigue, to buying back time with delegation, running a weekly couple huddle, reverse-engineering your year, and surrounding yourselves with the right support. This isn’t about hustle.
You don’t need to add more to your plate. You need to decide what finally comes off. Time is the most valuable asset you have as a couple. Protect it. Design it. Invest it—together. About the Series: Power Couple RxPower Couple Rx is a 2026 segment focused on helping dual-physician couples stop drifting, reclaim their time, and intentionally build lives that support both career success and personal fulfillment. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Built, Not Born: The Standards That Create an Unbreakable Life | Episode 45 | 06 Jan 2026 | 01:21:10 | |
As the new year approaches, most people start thinking about goals. New routines. New plans. A fresh burst of motivation that—statistically—won’t last past February. Pauly Domenech doesn’t live that way. In this episode of Life Well Lived, James Nutter welcomes Pauly for a raw, energizing conversation about why standards—not goals—are what actually change lives. Pauly’s life story is anything but polished: growing up feeling like an outsider, facing real consequences, rebuilding through discipline, combat sports, faith, and relentless consistency. What emerged wasn’t perfection—but resilience. Pauly explains why goals fail when they’re not rooted in identity, why discipline eventually becomes automatic when standards are aligned with who you want to become, and how pressure doesn’t break you—it reveals you. From jiu-jitsu mats to Ironman training to leadership in business and family life, Pauly shares what it means to live by non-negotiable principles rather than fleeting motivation. The conversation moves beyond productivity and into something deeper: servant leadership, faith, responsibility, and the idea that if you can do something—you must. Whether it’s your health, your relationships, your work, or your calling, this episode challenges listeners to stop drifting, stop negotiating with their comfort, and start showing up fully. This isn’t about doing more.
A strong life isn’t built in moments of motivation—it’s built through standards you refuse to negotiate. If you want a life that doesn’t break under pressure, you have to become the kind of person who shows up even when it’s uncomfortable—especially then. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| One Hack to Make 2026 Your Best Year Ever | Episode 44 | 30 Dec 2025 | 00:21:39 | |
Time—not money—is the true currency of a meaningful life. In this solo episode, James Nutter invites physicians to step off autopilot and confront a hard truth: while doctors fiercely protect their income, homes, and assets, they rarely protect their time with the same urgency. The result is a life filled with drift—missed priorities, delayed dreams, and years that pass faster than expected. James introduces a simple but powerful annual practice he uses to reclaim control: a time and life audit. By reviewing calendars, photos, and spending habits, physicians can clearly see where their time and energy actually went—and whether those choices aligned with what truly mattered. The episode walks listeners through a practical framework built around three core questions:
James also challenges the deeply ingrained medical culture of constant grinding, reminding physicians that fulfillment isn’t found in endless productivity, but in intentional living. From setting boundaries and saying no, to delegating wisely and building supportive teams, reclaiming time is both a mindset shift and a tactical skill. This episode isn’t about doing more—it’s about doing what matters, protecting your most finite resource, and designing a life that feels as good as it looks on paper. What You’ll Learn
You don’t get more time—but you can protect it better. A life well lived isn’t built accidentally. It’s designed through awareness, boundaries, and intentional choices. When physicians learn to guard their time as fiercely as their finances, everything else begins to align. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| 3 Steps to Student Loan Success in 2026 | Episode 43 | 23 Dec 2025 | 00:55:11 | |
For physicians, student loans aren’t just math—they’re emotional. They shape decisions about jobs, families, burnout, and freedom. In this masterclass episode, James Nutter pulls back the curtain on the confusion surrounding physician student debt and explains why so many doctors feel stuck, anxious, or ashamed about a system they were never equipped to navigate. James outlines the three student loan repayment categories every physician must choose between: ✔ PSLF with a safety-fund contingency He explains what type of physician best fits each path, why math alone shouldn’t drive the decision, how to avoid catastrophic repayment mistakes, and how to build a plan that supports your life—not consumes it. From news about the SAVE Plan shutdown, to backdating PSLF years from residency and fellowship, to refinancing strategy, tax filing decisions, income planning, and the psychological impact of debt, this episode reframes student loans as solvable—not suffocating. The conversation closes with a powerful mindset shift: true success isn’t about the lowest interest rate or fastest payoff—it’s choosing the path that lets you sleep at night and live well now. Physicians deserve clarity. This episode delivers a framework that reduces fear, builds confidence, and moves doctors forward. What You’ll Learn
Private practice isn’t dying—it’s evolving. Physicians don’t need to choose between burnout and selling out. With the right structure, systems, and support, autonomy in medicine is still possible. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Breaking Free From the System: How Physicians Can Take Back Control of Their Lives with Donovan Miske | Episode 42 | 16 Dec 2025 | 01:03:25 | |
Medicine wasn’t supposed to feel like this. In this wide‑ranging conversation, James and Donovan pull back the curtain on why so many physicians feel trapped—overtrained professionals reduced to overworked note‑takers, buried under administrative chaos and shrinking margins. Donovan explains how the modern healthcare system has shifted power away from physicians and toward bureaucracy, creating burnout by design. They explore why the usual “solutions” (hospital employment, concierge medicine, or walking away entirely) aren’t the only options—and often aren’t sustainable at scale. Instead, Donovan introduces a third path: rebuilding practices with the right structure, systems, and economies of scale so physicians can operate at the top of their license again. From bleeding time and money through poor workflows, staffing instability, and under‑optimized revenue cycle management, to overlooked opportunities like value‑based contracts and AI‑driven operations, this episode reframes private practice as something that can work—if it’s built intentionally. The conversation closes on a more human note: what freedom in medicine really means, how silence and space factor into a life well lived, and why reclaiming agency is about more than income—it’s about sustainability, purpose, and peace. What You’ll Learn
Donovan Miske is the founder of Kona Medical Consulting, a national managed service organization (MSO) helping independent physicians regain control of their practices. His work focuses on operational efficiency, revenue optimization, staffing stability, and long‑term scalability—so physicians can practice medicine without being consumed by the business of medicine. Final TakeawayPrivate practice isn’t dying—it’s evolving. Physicians don’t need to choose between burnout and selling out. With the right structure, systems, and support, autonomy in medicine is still possible. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: How to Take Immediate Action on Your Big 3 | Episode 41 | 07 Dec 2025 | 00:16:20 | |
Money is emotional, chaotic, and—if left unmanaged—one of the biggest sources of stress for physicians and families. In this actionable episode, James Nutter shares the exact systems he uses to help clients build a financial plan and actually stick to it. He introduces the “Box and Shelf” method—a simple but powerful way to store all your financial tasks, documents, and priorities in one place so you stop juggling decisions in your mind all day. From there, he explains why single-tasking your finances (not multitasking) is critical, how to run monthly Family Board Meetings to keep alignment, and why “BAMFAM” (Book A Meeting From A Meeting) prevents money decisions from falling into no-man’s land. James also breaks down the value of automation, the myth of perfect financial months, and how to navigate challenges without throwing out your whole plan. He closes with a reminder: consistency—not perfection—is what builds true financial freedom. When you structure your money life, you reclaim your peace. WHAT YOU’LL LEARN
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Building the Foundation for Financial Follow-Through | Episode 40 | 01 Dec 2025 | 00:18:00 | |
Financial clarity feels great — until life gets busy and everything stalls again. In this episode, James Nutter tackles the real gap most physicians face: execution. After laying the groundwork in the Financial Wellness 101 series, he walks listeners through practical frameworks for staying organized, focused, and consistent without burning out. James introduces the Box & Shelf method to eliminate mental clutter, the 3×3×3×3 framework to prioritize what actually matters, and Darren Hardy’s 5-3-1 Plan for intentional skill-building without overwhelm. Along the way, he reinforces why single-tasking beats multitasking, why automation matters more than perfect months, and why consistency — not intensity — is what builds real financial freedom. This episode is about reclaiming peace by building systems that carry you forward when motivation fades. What You’ll Learn
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: 4 Steps to Successful Family Money Conversations Unveiled! | Episode 39 | 25 Nov 2025 | 00:41:30 | |
Money conversations are hard for everyone—even financial advisors and physicians who deal with high-stakes decisions every day. In this deeply relatable and practical episode, James Nutter pulls back the curtain on why couples struggle to talk about money, why “knowing” and “doing” are not the same thing, and how to create a repeatable structure that makes financial conversations feel safe, productive, and even connective. Using stories from clients, personal experiences during wedding planning, and research around financial stress and divorce, James introduces his four-step Family Board Meeting Framework:
James shares actionable scripts, meeting shells, mindset shifts, and practical tools—like issue lists, shared clouds, and curiosity-driven questions—that help families build trust and clarity around money. If financial conversations have ever felt heavy in your home, this episode offers a roadmap to bring stability, ease, and teamwork back to your financial life. WHAT YOU’LL LEARN
📅 Schedule your first 30–60 minute Family Board Meeting
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Your Path to Financial Fulfillment | Episode 38 | 18 Nov 2025 | 00:26:53 | |
This week on A Life Well Lived: A Physician’s Guide to Wealth, James Nutter moves from intention to action by breaking down the real math behind your goals. After helping listeners clarify their values, money love languages, and long-term vision earlier in the Financial Wellness 101 series, James now shows you how to identify what your dream life costs—and how to fund it, one intentional step at a time. He walks you through the process of calculating free cash flow, evaluating whether your current lifestyle aligns with your values, and reverse-engineering every big goal (from student loans to dream homes) into monthly, achievable targets. James explains how to set priorities, build momentum with early wins, and adjust your plan if the numbers don’t quite match your dreams yet. This episode is equal parts mindset, math, and motivation—giving physicians a real roadmap for creating a life that feels aligned, intentional, and deeply meaningful. What You’ll Learn in This Episode
Next Steps 📓 List your top three financial goals—include the dollar amount and timeline 💡 Calculate the monthly cost for each goal 🧭 Compare your free cash flow to your goals 🔄 Adjust: increase income, reduce expenses, or shift timelines if needed 🎯 Prioritize your top 3–5 “rocks” 🚀 Set early wins for the next 30 days 📆 Revisit your plan weekly or monthly Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Goals to Ignite Your Soul | Episode 37 | 11 Nov 2025 | 00:27:42 | |
In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth, James Nutter continues the Financial Wellness 101 series, moving from “Vision” to action. After exploring values and the seven-part meaningful goal-setting framework, James dives deeper into how to turn intentions into results. He unpacks how to prioritize what matters most, write goals that are specific and attainable, and set guardrails that keep you moving forward—even when motivation fades. From the power of visualization and accountability to the importance of persistence and small, consistent wins, James gives physicians a roadmap for aligning their financial plans with the life they actually want to live. This isn’t just theory—it’s a workshop. Grab your coffee, bring your spouse or partner, and follow along to design the next chapter of your financial wellness journey. What You’ll Learn in This Episode
Next Steps: 📓 Write down your top three goals for the next 12 months and share them with someone who will hold you accountable
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: 7 Part Meaningful Goal Setting | Episode 36 | 04 Nov 2025 | 00:16:15 | |
In this week’s solo episode of A Life Well Lived: A Physician’s Guide to Wealth, James Nutter continues the Financial Wellness 101 series—helping you bridge the gap between planning and living. After exploring your financial vitals, free cash flow, time audits, and values, today’s focus is on Vision 101: a seven-step goal-setting framework that connects your finances to what truly matters. James discusses how vision gives direction, courage, and confidence—offering guardrails to stay on track even when life throws a curveball. Drawing from timeless wisdom, real-world coaching experience, and personal stories, James shows how to set meaningful, values-driven goals and stay persistent through accountability and visualization. He also challenges the “live like a resident” mindset, reminding listeners that true financial freedom means balancing future planning with present living. This episode isn’t just about creating goals—it’s about crafting a life of intention, fulfillment, and freedom. What You’ll Learn in This Episode
📘 Reflect on your core values and how they guide your financial decisions 🖊️ Write down your top three goals for the next 12 months—and share them with someone you trust 🧭 Identify potential obstacles that could derail your progress and how to prepare for them 💭 Visualize achieving your goals—what does it feel like? What changes in your life? 💪 Revisit your financial plan and ensure it supports both your future ambitions and your present joy. Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Real Estate, Relocation & Building Wealth with Zoe Taylor | Ep 35 | 28 Oct 2025 | 01:05:07 | |
In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth, James welcomes Zoe Taylor, a nationally recognized realtor and founder of _Moving Medicine Partners_—a nationwide network of 83 realtors who are all married to physicians and uniquely understand the challenges of relocating for medical careers. Zoe shares hard-earned insights on the biggest mistakes physicians make when buying a home, how to know when it’s truly time to buy or sell, and what to expect from the 2026 housing market. Together, they explore the realities of physician loans, delayed gratification, and how comparison culture on social media leads many to overbuy. This conversation is part real estate playbook, part mindset reset. You’ll walk away knowing how to plan smarter, build equity intentionally, and protect your financial freedom—without burning out in the process. What You’ll Learn in This Episode
🏡 Evaluate whether your current housing fits your 1-, 5-, and 10-year life plans 💰 Talk to multiple lenders before choosing a physician loan 📈 Reassess your buying power based on overall financial goals—not emotions 📋 Connect with a financial advisor to plan your next real estate move ☕ Start your day with intention—quiet time, coffee, or journaling—to stay grounded amid career chaos About Zoe TaylorZoe Taylor is the founder of Moving Medicine Partners, a nationwide network of realtors who specialize in helping physicians and their families buy, sell, and relocate with ease. Based in St. Louis, Zoe blends years of medical office management experience with her passion for real estate to help doctors make confident, informed decisions. She’s helped hundreds of medical professionals align their home purchases with their careers, finances, and lifestyle goals. 🔗 Learn more: movingmedicinepartners.com Additional Resources
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Mastering Your Time: A Physicians Guide | Ep 34 | 21 Oct 2025 | 00:12:04 | |
In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth, James Nutter shares a powerful mindset shift: time—not money—is your most valuable asset. Drawing from his own annual “Time Audit” ritual, James explains how to review your past year to uncover what truly matters. He breaks down the process step by step—from reviewing photos and calendars to identifying the people, habits, and commitments that either drain or enrich your life. You’ll learn how to leave behind what no longer serves you, double down on what fuels you, and build a more intentional, joy-filled life and career. Whether you’re burned out, overscheduled, or simply ready to feel lighter and more aligned, this episode offers a playbook to buy back your time—one thoughtful choice at a time. What You’ll Learn in This Episode
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Your Health is Your Wealth: Movement is Medicine with Chad Volant | Ep 33 | 14 Oct 2025 | 00:53:49 | |
In this week’s episode of A Life Well Lived: A Physician’s Guide to Wealth, James continues the “Your Health Is Your Wealth” series with guest Chad Volant, founder of Strength Rx and long-time performance coach helping busy professionals and physicians build strength, mobility, and longevity. Chad’s philosophy is simple yet powerful: movement is medicine. Through practical stories and science-backed insights, he shares how strength training protects bone health, supports metabolism, improves cognitive function, and even combats burnout. Together, James and Chad dive into why muscle mass is one of the strongest predictors of longevity and how to train efficiently—even with limited time. Whether you’re a physician logging 70-hour weeks or simply want to move and feel better 10, 20, or 30 years from now, this episode offers a playbook for staying strong, resilient, and pain-free for life. What You’ll Learn in This Episode
Chad Volant is the founder of Strength Rx, a premier performance gym in Traverse City, Michigan. A nationally recognized performance coach with over a decade of experience, Chad helps professionals and physicians move pain-free, build lasting strength, and train for longevity through his core philosophy that movement is medicine. Connect with Chad Volant Explore Strength Rx Programs and Coaching
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Begin with a Life Well Lived in Mind | Ep 32 | 07 Oct 2025 | 00:14:01 | |
In this week’s episode of Life Well Lived: A Physician’s Guide to Wealth, James continues the Financial Wellness 101 Series by helping listeners “begin with a life well lived in mind.” James challenges physicians to reverse the traditional order of achievement—no longer building a life around work, but crafting a career that supports their ideal lifestyle. Through a series of powerful reflection prompts, he guides you to identify your core identity, purpose, and vision, then evaluate whether your time and money truly reflect what you value most. This episode isn’t about spreadsheets or budgets—it’s about alignment. By combining the principles of financial planning with personal growth, James shows how creating a clear life plan first can unlock freedom, purpose, and lasting fulfillment. What You’ll Learn in This Episode
Next Steps
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Your Health is Your Wealth: Living Aligned with Your Core Values with Dr. Sarah Samaan | Ep 31 | 30 Sep 2025 | 01:00:41 | |
In this installment of Life Well Lived: A Physician’s Guide to Wealth, James Nutter welcomes Dr. Sarah Samaan, a recently retired cardiologist who now coaches physicians in career transitions, time management, and mindfulness. Dr. Samaan shares her journey from decades in cardiology to becoming a physician development coach—drawing on her yoga practice, personal mission work, and equestrian pursuits. Together, James and Sarah unpack how values and mindfulness not only make physicians better caregivers but also help them design meaningful lives outside of clinical practice. Listeners will discover how to recognize the signs of burnout, why personal values must guide goal setting, and how creating a personal mission statement can act as a physician’s “North Star.” Sarah offers practical tools—like time blocking, task batching, and mindful pauses—that physicians can apply immediately to reclaim clarity and peace. This episode is both a conversation and a call to action for doctors ready to reconnect with themselves, rediscover their passions, and chart a purposeful path forward. What You’ll Learn in This Episode
Dr. Sarah Samaan, MD, FACC is a retired cardiologist, bestselling author, and Master Certified Physician Development Coach. After nearly three decades leading cardiology departments and caring for thousands of patients, she now helps physicians navigate transitions, prevent burnout, and rediscover purpose through values-based coaching. A registered yoga teacher and mindfulness coach, Dr. Samaan blends mind–body practices with practical time management strategies. She is the author of The Smart Woman’s Guide to Heart Health and DASH Diet for Dummies, serves as a peer coach with Vital WorkLife, and is pursuing her MFA in photography.
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube.
About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Trust Your Gut! | Ep 30 | 23 Sep 2025 | 00:20:49 | |
In this installment of Life Well Lived: A Physician’s Guide to Wealth, host James Nutter (fiduciary financial advisor and partner at IM Wealth) continues the Financial Wellness 101 series by tackling one of the hardest parts of personal finance: making decisions when there isn’t a clear “right” answer. Drawing on lessons from Darren Hardy’s Hero’s Journey leadership program, wisdom from Jeff Bezos, and even insights from LeBron James, James reveals why traditional advice like “live like a resident” often misses the mark—and how physicians can instead lean into their core values to guide financial choices. Listeners will learn:
Packed with relatable stories (including James’ own missteps), practical strategies, and mindset shifts, this episode equips physicians to stop second-guessing, escape decision paralysis, and start living—and spending—in alignment with what truly matters. What You’ll Learn in This Episode
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| WARNING: Do Not Touch Your Student Loans Until You Listen to This | Ep 29 | 16 Sep 2025 | 00:59:18 | |
In this masterclass-style episode of Life Well Lived: A Physician’s Guide to Wealth, host James Nutter (fiduciary financial advisor and partner at IM Wealth) is joined by Andrew Paulson, co-founder of StudentLoanAdvice.com and a nationally recognized student loan consultant affiliated with White Coat Investor. Together with James and co-host Jeff McPherson, CFP®, Andrew breaks down the latest physician-specific student loan updates, including:
With 130+ physicians registered for the live masterclass, this conversation reflects the most pressing questions in the physician community—like what to do if you’re stuck in limbo, how buyback might work, and what strategies actually provide clarity in a confusing system. Whether you’re in training, mid-contract, or years into repayment, this episode gives you the playbook to avoid six-figure mistakes and move toward true financial freedom. What You’ll Learn in This Episode
Andrew Paulson, CSLP® is the co-founder of StudentLoanAdvice.com and principal consultant affiliated with White Coat Investor. He has advised on over $1 billion in student loan debt for more than 2,900 doctors, dentists, and high-income professionals. His passion for student loan planning began with his wife’s nursing school debt, and today he helps physicians nationwide make smarter, clearer financial decisions. When he’s not coaching doctors through repayment strategies, Andrew can be found golfing, skiing, mountain biking, or spending time with his wife and three kids under five. He’s also a self-proclaimed “wannabe triathlete.” Next Steps
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. About Jeff McPherson:Jeff McPherson, CFP® is the founder of IM Wealth and a seasoned financial planner who has dedicated his career to helping physicians gain clarity and control over their money. With years of experience guiding high-income professionals, Jeff is known for simplifying complex financial decisions and teaching practical strategies that empower doctors to achieve long-term freedom. As a mentor and educator, he has helped shape IM Wealth’s physician-first approach, blending technical expertise with a deep understanding of the unique pressures physicians face. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Your Health Is Your Wealth: Balancing Medicine, Miles, and Money with Dr. Rachel Carlson | Ep 28 | 09 Sep 2025 | 00:41:37 | |
In this episode of Physician’s Guide to Wealth, host James reconnects with his longtime friend, Dr. Rachel Carlson. Now a pediatrician in Hawaii, an active-duty Air Force officer, and a triathlete, Dr. Carlson’s story is a masterclass in living with intention. Dr. Carlson shares how she trained for a triathlon during residency, launched a wellness program as chief resident, and learned to prioritize sleep, fitness, and financial planning while carrying the lessons of her late father, also a physician. Her journey highlights the importance of discipline, connection, and surrounding yourself with a capable team. What You’ll Learn in This Episode
Dr. Rachel Carlson is a pediatric physician based in Hawaii, an active-duty Air Force officer, and a triathlete. Throughout her medical training, she prioritized wellness and financial planning, even creating a residency wellness program during her time as chief resident. Dr. Carlson’s approach is rooted in intention, service, and discipline, shaped in part by the legacy of her late father, also a physician. Today, she continues to model balance in action—focusing on preventative health in her pediatric practice, maintaining her own fitness and well-being, and leading with the perspective that health is the foundation of true wealth. Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Marriage, Money & Maintenance: How to Build a Life That Lasts with Todd Spencer & Jeff McPherson | Ep 27 | 02 Sep 2025 | 01:19:25 | |
Marriage and money both require one key ingredient: maintenance. In this candid episode, James is joined in-studio by Jeff McPherson and Todd Spencer—two longtime friends and leaders who’ve navigated physician families, shifting schedules, and the messiness of real life. Together, they unpack why couples often clash about finances and how small, intentional rhythms can transform both wealth and relationships. From the “Money Love Triangle” framework to scheduling financial huddles that don’t ruin date night, this episode blends humor, honesty, and hands-on strategies. If you and your partner feel scattered, disconnected, or stuck in last-minute money talks, you’ll walk away with a fresh perspective on how to create clarity and connection without spreadsheets that kill the vibe. You’ll Learn About
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Why You Feel Misaligned (And How to Fix It in 20 Minutes) with Your Core Values | Ep 26 | 26 Aug 2025 | 00:18:02 | |
Physicians spend years mastering medicine but rarely pause to define what truly matters most in their lives. Without that clarity, it’s easy to fall into indecision land—burnout, unfulfilling success, and money decisions that don’t match your priorities. In this empowering session, James Nutter guides you through a values workshop designed to uncover your top three core values. These become the filter for every financial and life decision you make—helping you step into alignment and avoid chasing “shiny objects” that leave you empty. Through stories, personal reflections, and practical prompts, you’ll see how growth, impact, and experiences can serve as guideposts—and learn how to identify your own. You’ll walk away with tools to:
This isn’t about fluff. It’s about defining what matters most—so you can design a life well lived. You’ll Learn About:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Locums Lowdown: The 1099 Physician Playbook | Ep 25 | 19 Aug 2025 | 00:59:50 | |
You sacrificed years of training, piled up student loans, and now you’re finally earning real income as a 1099 physician. But instead of clarity, many find themselves overwhelmed—unsure of how to handle taxes, structure their business, or avoid leaving thousands on the table. In this masterclass-style conversation, James (@JamesNutter), Jeff McPherson, and CPA Matt Barzak share the exact framework they use to help 1099 physicians organize their finances and sidestep the most common traps. You’ll learn how to:
Through a fictitious (but realistic) case study of Dr. Maya and Dr. Jordan Ellis, you’ll see how small, intentional changes can transform financial stress into clarity and confidence. This episode isn’t about jargon or selling products—it’s about giving you the practical playbook to protect your income and build lasting wealth. You’ll Learn About
Simply click here to get your free guide to learn how to put your kids on your payroll. Click here to get your free financial wellness 101 playbook Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: What's Your Money Love Language | Ep 24 | 12 Aug 2025 | 00:12:17 | |
Most financial advice is math-heavy and heart-light—focused on returns, percentages, and cookie-cutter formulas. But your relationship with money runs deeper than a spreadsheet. In this episode of A Life Well Lived, James Nutter guides you through the Money Love Language exercise from the Gottman Institute’s “Meaning of Money” framework to help you:
James also shares his own money love languages—security, freedom, and success—and the personal stories behind them, proving that understanding why you value money the way you do can completely transform how you save, spend, and invest. Whether you’re flying solo or in a relationship, this episode is a practical, eye-opening step toward making your money serve your life—not the other way around. Mentioned in this episodeSimply click here to access the free video training for the circulatory system and click here to download the circulatory system guide Click here to get your free financial wellness 101 playbook 🔹 Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram . A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: The 13 Minute Financial Scorecard | Ep 23 | 05 Aug 2025 | 00:13:07 | |
In this episode, James Nutter shares the exact 13-minute scorecard he uses with every new physician client to identify financial weak spots fast — and take back control. You’ll learn:
This isn’t theory. It’s the real-world workflow that helps burned-out, high-earning physicians stop flying blind — and start building wealth with clarity, confidence, and peace of mind. Mentioned in this episode Simply click here to access the free video training for the circulatory system and click here to download the circulatory system guide Click here to get your free financial wellness 101 playbook Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Take Control Rx: Mastering Your Cash Flows | Ep 22 | 29 Jul 2025 | 00:21:05 | |
Are you aware of your cash flows? Most neglect, wise physicians understand. In today’s episode James Nutter continues the Take Control Rx series as he dives into cash flows and emergency reserves, providing insight into understanding money in and out, determining free cash flows, and setting up a peace of mind fund. He offers practical tools like the circulatory cash flow system and the Rocket Money app to help achieve financial freedom. Discover how to balance present and future financial goals and sleep soundly knowing you're on track. Mentioned in this Episode Simply click here to access the free video training for the circulatory system and click here to download the circulatory system guide Click here to get your free financial wellness 101 playbook Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram . A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Locums Lowdown: How to Potentially Save $1,000s on Your Taxes by Putting Your Kids on Payroll | Ep 21 | 22 Jul 2025 | 00:53:03 | |
In this powerful episode of the Life Well Lived: A Physician’s Guide to Wealth podcast, James Nutter invites you inside a live masterclass that’s part personal story, part tax strategy, and fully packed with actionable steps. Alongside his business partner and mentor, Jeff McPherson, CFP®, James explores how 1099 physicians can leverage a little-known tax optimization strategy: legally hiring their kids to work in their business. From Jeff’s childhood story of earning a Nintendo 64 through Saturday shifts with his dad, to a whiteboard walk-through of a dual physician household case study, this episode is equal parts heart and how-to. You’ll learn how to:
And yes—there’s even a shout-out to NFL Blitz and the joys of six $1 bills in a child’s hand. Key Takeaways:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Financial Wellness 101: Get It Together Forever | Ep 20 | 15 Jul 2025 | 00:16:22 | |
In this episode, James Nutter shares the exact 20-minute process he uses with every new physician client to get financially organized for life. You'll learn how to set up your digital vault, track your entire financial life in one place, and eliminate the stress of scattered accounts, unknown policies, and forgotten logins. This isn’t just theory — it’s the same onboarding workflow that helps physician families sleep better at night (literally). James also walks through the “Get It Together Forever” checklist and Financial X-Ray tool that have sparked deeper, more intimate money conversations for couples and families — sometimes for the first time ever. Key Takeaways:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram . A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Financial Wellness 101: 7 Steps to Argue Less About Money With a Loved One | Ep 19: | 08 Jul 2025 | 01:03:08 | |
Money fights aren’t just frustrating—they’re one of the biggest threats to a healthy relationship. In this special replay from Dr. Tammy Crouse’s Grand Rounds series on the Financial Residency Podcast, James Nutter joins the conversation to share a step-by-step strategy to reduce financial tension and increase alignment—especially for physician couples juggling high-stakes careers and big financial decisions. James walks through his 7-step framework designed to help couples replace conflict with clarity and connection when it comes to money. You’ll learn how to identify hidden money beliefs, set communication ground rules, and co-create a financial vision that supports your shared life goals. Whether you’re newly married or navigating financial friction years in, this episode offers a practical and empowering guide to strengthen your financial partnership. Key Takeaways:
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| First Rounds: The New Attending Physician Playbook | Ep 18 | 01 Jul 2025 | 00:28:43 | |
James Nutter dives into four essential financial habits for new physicians transitioning to attending status. Drawing from client success stories, James emphasizes the importance of a well-structured financial plan, setting personal life goals, and understanding cash flows. Listeners receive practical advice on scheduling "money talks," creating a life plan, managing new income, and developing an action plan for free cash flows. Learn how to balance enjoying life now with future financial security during this pivotal career shift. Tune in for actionable steps tailored for medical professionals aiming to live a meaningful, financially confident life. Timestamp Summary 0:03Four Critical Habits for Physicians Transitioning to Attending Hood4:26Debunking Financial Myths and Their Impact on Relationships6:42Effective Strategies for Scheduling and Discussing Financial Matters11:22Building Your Life Plan Before Your Career16:23Understanding Cash Flows for Financial Planning19:13Financial Planning for New Medical Attendees22:10Seven-Part Goal Setting for Financial Priorities and Investments24:49Financial Wellness Tips for Physicians Transitioning to AttendingAdvisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. 🔹 Resources & Next Steps:
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram . A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Financial Wellness 101: Financial Vitals | Ep 17 | 24 Jun 2025 | 00:21:38 | |
Imagine walking into an ER with a broken femur. The first thing any good doctor does? Check your vitals. That’s exactly how James approaches your financial health in this foundational episode of Life Well Lived: A Physician’s Guide to Wealth. Broadcasting from a library studio in Ada, Michigan, James kicks off a new series walking us through the real client journey ... from disorganized to Eagle Strong. What We Cover in This Episode:
About the Show: This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Financial Wellness 101: The Impact You Seek to Make | Ep 16 | 17 Jun 2025 | 00:14:37 | |
Building wealth isn’t just about numbers—it’s about purpose. In this solo episode, James Nutter kicks off a transformative series by sharing the exact process his clients go through when they join I AM Wealth: “Getting It Together Forever.” But before diving into deductions or investment strategies, James walks you through the most important question of all: Why are you here? Using a powerful exercise called the Impact Primer (yes, it spells out “IMPACT”), James helps you visualize your future, rediscover what truly drives you, and make a time commitment to your financial wellness journey. You’ll reflect, journal, imagine, and maybe even tear up a bit. Because this episode isn’t about numbers—it’s about meaning. Key Takeaways:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter: James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||
| Locums Lowdown: Structural Mistakes You Don't Know You're Making That Could Cost You Thousands | Ep15 | 10 Jun 2025 | 01:09:13 | |
Join us for an enlightening episode of the "Life Well Lived - A Physician's Guide to Wealth Masterclass," brought to you by IM Wealth. In this workshop, host James Nutter engages with financial experts Matt Barczak and Jeff to explore the intricacies of financial planning and structuring, specifically tailored for medical professionals operating within a 1099 framework. Starting with common financial planning missteps and tax challenges physicians face, they navigate the complexities of various business entities, such as S-corps and LLCs. The cornerstone of this masterclass is practical and personalized wealth management advice, emphasizing real-world applications and case studies. Key discussions include understanding the differences between Sole Proprietorship and S Corporation for independent contractors, the benefits of employing family members in a business setup, and creative deductions like the Augusta Rule. These insights are crucial for physicians aiming to refine their financial operations, plan strategically for taxes, and secure a more stable financial future. Whether you're dealing with a modest 1099 side income or managing a robust medical enterprise, this episode is packed with actionable advice that's pertinent and indispensable. Key Takeaways:
About Matt Barczak: Matt Barczak is a seasoned CPA specializing in assisting medical practices and individual families with tax planning and strategies. He works with over 50 medical practices and 175 physicians, offering customized financial advice and proficiently managing both corporate and personal tax affairs. About Jeff McPherson: Founder of IM Wealth and a certified financial planner, Jeff brings a comprehensive understanding of financial planning within the medical field. He is dedicated to helping families learn about financial strategies, reducing stress regarding their finances, and enhancing their overall financial wellness. Resources & Next Steps:
This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom. Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom. Follow James on Instagram. A Physician’s Guide to Wealth Podcast — Brought to you by IM Wealth: Helping physicians take control of their money so they can live a purposeful life. For more resources, visit IMWealth.com. Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser. | |||